VIEWS: 17 PAGES: 3 POSTED ON: 9/28/2010
Accident Insurance Accident Insurance Overview (A) the meaning of accidental injury Accident Insurance in the alleged accident is in the insured does not foresee or contrary to the wishes of the insured's case, the sudden damage caused by foreign objects on the Insured's body clearly, violently against the objective facts. 1. Injury Injury also known as damage, is insured by the human body against the objective facts, the material damage caused by the infringement on the corner, against the fact that three factors. 2. Accident Accidents on the insured's subjective state is concerned. (1) the insured had failed to foresee the occurrence of harm, understood as the occurrence of injuries is insured in advance can not be foreseen or unforeseen. Or injury occurred prior to the insured person is foreseeable, because the negligence of the insured does not foresee. (2) the injury occurred against the wishes of the insured's subjective. 3. Accident injury form Accidental injury, including accidents and injuries constitute two necessary conditions. (B) accident insurance definition Accidental Injury Insurance (Accident Injury Insurance) refers to death or disability Accident Erzhi insurance conditions for the payment of life insurance. Accidental Injury Insurance has three meanings: ¢Ù must have an objective accident and the accident because the accident, accident, unforeseen. ¢Ú the insured person must be a result of objective accident results in death or disability. ¢Û the accident occurred and the insured person suffered personal injury results, the two are intrinsically and necessarily related. 1. Accidental injury insurance, the basic content Insured to an insurer to pay a certain amount of insurance, the insurance if the insured person suffering accidental injury within the time limit and use it as a direct or proximate cause, accidental injuries suffered in from the date of the period of time of death, disability, expenditures for medical expenses or temporary incapacity, the insurer paid the insured or beneficiary a certain amount of insurance. 2. Accidental injury insurance protection project (1) Death Benefit (2) disability benefits Accidental death benefits and accident insurance, disability payments are the primary responsibility for accident and its derivative liability insurance, including medical expenses and compensation, a loss of income compensation, funeral benefits and survivor benefits and other maintenance responsibilities. ???? ???? ??? ? ? American International Insurance Accident Insurance Category are: ?? ??? ? Friends of the election Bonthe public transport accident insurance AIA comprehensive accident and medical insurance plan (CIPA) AIA add additional accident insurance benefit plan (GRLAPA) AIA Life Health Insurance Plan Recreation (HS) Growth of medical insurance plan AIA Leisure (JHS) You Kuniyasu Xiang personal accident insurance (ATA) AIA Baoan Personal Accident Insurance (ESPA) AIA Four Seas Travel Accident Insurance (OSTA) AIA tour travel accident insurance (STA) AIA tour Shenzhou travel group insurance plan (OTADD) AIA Thief overseas travel group insurance plan (OTADD) ? Premium: 12 yuan --- several thousands. Can be based on income to determine different risk preferences.
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