Mortgage Bankers’ Financial Reporting Form
Fannie Mae Form 1002 / Freddie Mac Form 1055 Ginnie Mae Form HUD 11750
Reporting Period: Data for the Period Ending:
This form was generated on xxxx x, xxxx by WebMB (http://www.mbfrf.org) for FHLMC. This copy of the form is for informational uses only. Please submit your MBFRF online by using the “Submit Form” option.
FHLMC Information
Address . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Address(2) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . City . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . State . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Zip Code . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Website . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . FHA . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Fannie Mae ID . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Freddie Mac ID . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Ginnie Mae ID . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Company Type . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Is Woman Owned? . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Is Minority Owned? . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Fiscal Year End . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Date Operations Commenced . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Independent Auditing Company . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Date of Most Recent Financial Statement . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Independent Auditor Opinion . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Number of Consecutive Years Current Firm has Audited . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Direct Parent . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Contact Information
Name . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Position . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Phone . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Email . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Mortgage Bankers’ Financial Reporting Form
Schedule A: Assets
Cash and Cash Equivalents, Unrestricted . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Cash and Cash Equivalents, Restricted . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Securities Held to Maturity, at Amortized Cost . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Securities Held to Maturity, at Fair Value . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Securities Available for Sale . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Trading Account Securities . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Reverse Repurchase Agreements . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Receivables from Unrelated Parties . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Mortgage Loans Held for Sale (HFS), at Lower of Cost or Market (LOCOM) . . . . . . . . . . . . Mortgage Loans Held for Sale (HFS), at Fair Value . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Mortgage Loans Held for Investment (HFI), at Amortized Cost . . . . . . . . . . . . . . . . . . . . . . . . Mortgage Loans Held for Investment (HFI), at Fair Value . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Other Financial Instrument Assets, at Fair Value . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Non-Mortgage Investments . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Real Estate Owned, at Net Realizable Value . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Investment in Joint Ventures, Partnerships, and Other Entities . . . . . . . . . . . . . . . . . . . . . . . . . Other Real Estate Investments . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Net Mortgage Servicing Rights . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Reserve for Other Losses Contra . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Property, Equipment, Leasehold, Net of Accum. Depreciation . . . . . . . . . . . . . . . . . . . . . . . . . . Receivables from Related Parties . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Deferred Tax Assets . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Goodwill and Other Intangible Assets . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Derivative Assets . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Other Assets . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Total Assets . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . MEMO: Escrow Funds (Held in Trust for Investors or Mortgagors) . . . . . . . . . . . . . . . . . . . . . MEMO: Capitalized Hardware and Other Telecommunications Property and Equipment . . MEMO: Capitalized Software . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . MEMO: Watercraft . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . MEMO: Aircraft . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
A010 A020 A030 A032 A034 A036 A040 A050 A060 A062 A064 A066 A070 A080 A090 A100 A110 A160 A170 A180 A190 A200
A210 A220 A230
A240
A250
A260 A262 A264 A266
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Mortgage Bankers’ Financial Reporting Form
Schedule A-030: Securities
Held to Maturity At Held to Amortized Maturity At Cost Fair Value Investment-Grade Securities Agency MBS . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Non-Agency MBS . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Commercial MBS Investment Grade . . . . . . . . . . . . . . Non-Mortgage ABS Investment Grade . . . . . . . . . . . . Obligations of Government Sponsored Enterprise . U.S. Treasury Obligations . . . . . . . . . . . . . . . . . . . . . . . . Other Securities Investment Grade . . . . . . . . . . . . . . . Total Investment-Grade Securities . . . . . . . . . . . . . . . . Non-Investment Grade Securities Non-Agency MBS Non-Investment Grade . . . . . . . . Principal Only Securities Non-Investment Grade . Interest Only Strips Non-Investment Grade . . . . . . Commercial MBS Non-Investment Grade . . . . . . . . . Debt Securities Non-Investment Grade . . . . . . . . . . . Other Securities Non-Investment Grade . . . . . . . . . . Total Non-Investment Grade Securities . . . . . . . . . . . Non-Rated Retained Interests . . . . . . . . . . . . . . . . . . . . Other Securities . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Total Securities . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Unamortized Deferred Fees and Costs, if Not Included Above . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Net Securities . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
A030A A032A A034A A036A
Available for Sale
Trading Account
A030B
A032B
A034B
A035B
A030C
A032C
A034C
A036C
A030D
A032D
A034D
A036D
A030E
A032E
A034E
A036E
A030F
A032F
A034F
A036F
A030G
A032G
A034G
A036G
A030H
A032H
A034H
A036H
A030L
A032L
A034L
A036L
A030M
A032M
A034M
A036M
A030N
A032N
A034N
A036N
A030O
A032O
A034O
A036O
A030P
A032P
A033P
A036P
A030Q
A032Q
A034Q
A036Q
A030R
A032R
A034R
A036R
A030S
A032S
A034S
A036S
A030U
A032U
A034U
A036U
A030V
A032V
A034V
A036V
A030W
A030T
A032T
A034T
A036T
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Mortgage Bankers’ Financial Reporting Form
Schedule A-060: Mortgage Loans Held for Sale and Held for Investment, UPB
HFS, at LOCOM Residential First Mortgages (1-4 Unit) Government (FHA/ VA/ RHS) Fixed . . . . . . . . . . . . Government (FHA/ VA/ RHS) ARM . . . . . . . . . . . . Prime Conforming Fixed . . . . . . . . . . . . . . . . . . . . . . . . . Prime Conforming ARM . . . . . . . . . . . . . . . . . . . . . . . . . Prime Non-Conforming (Jumbo) Fixed . . . . . . . . . . . Prime Non-Conforming (Jumbo) ARM . . . . . . . . . . . Other Fixed . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Other ARM . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Total Residential First Mortgage Loans . . . . . . . . . . Other Mortgages Closed-End Second Mortgages . . . . . . . . . . . . . . . . . . . Funded HELOCs . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Reverse Mortgages . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Construction and Land Development Loans . . . . . . Multifamily Loans Agency . . . . . . . . . . . . . . . . . . . . . . . Commercial Mortgage Loans . . . . . . . . . . . . . . . . . . . . . Other Mortgage Loans . . . . . . . . . . . . . . . . . . . . . . . . . . . Total Other Loans . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Total Mortgage Loans, UPB (before adjustments) Adjustments Fair Value Adjustments for Loans Held For Sale (for FAS 159) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . (Discount)/ Premium on Loans Contra . . . . . . . . . . . Other Deferred Fees on Loans Contra . . . . . . . . . . . .
A060L A062L A064L A066L A060A A062A A064A A066A
HFS, at Fair Value
HFI, at Amortized HFI, at Fair Value Cost
A060B
A062B
A064B
A066B
A060C
A062C
A064C
A066C
A060D
A062D
A064D
A066D
A060E
A062E
A064E
A066E
A060F
A062F
A064F
A066F
A060G
A062G
A064G
A066G
A060H
A062H
A064H
A066H
A060I
A062I
A064I
A066I
A060M
A062M
A064M
A066M
A060N
A062N
A064N
A066N
A060O
A062O
A064O
A066O
A060P
A062P
A064P
A066P
A060Q
A062Q
A064Q
A066Q
A060R
A062R
A064R
A066R
A060V
A062V
A064V
A066V
A060W
A062W
A064W
A066W
A062X
A066X
A060Y
A064Y
A060Z
A064Z
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Mortgage Bankers’ Financial Reporting Form
Deferred Costs on Loans Contra . . . . . . . . . . . . . . . . . . Basis Adjustments from Hedging . . . . . . . . . . . . . . . . . Other Basis Adjustments . . . . . . . . . . . . . . . . . . . . . . . . . Accum Amort. of Discounts/ Premiums Deferred Fees & Cost, and Basis Adjustments . . . . . . . . . . . . . LOCOM Valuation Allowance Contra . . . . . . . . . . . . Reserve For Credit Losses On Loans Held For Investment at Amortized Cost . . . . . . . . . . . . . . . . . . . . . Total Adjustments . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Total Mortgage Loan, UPB (after adjustments) . . MEMO: UPB of Loans Included in Total Mortgage Loans (before Adjustments) that are Accounted for as Financings. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . MEMO: UPB of Loans Included in Total Mortgage Loans (before Adjustments) that are on NonAccrual Status / Non Interest Earning . . . . . . . . . . .
A060AG A062AG A060AA A064AA
A060AB
A064AB
A060AC
A064AC
A064AD
A060AE
A064AF
A064AG
A066AG
A060T
A062T
A064T
A066T
A060AH
A062AH
A064AH
A066AH
A060AI
A062AI
A064AI
A066AI
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Mortgage Bankers’ Financial Reporting Form
Schedule A-090: Real Estate Owned
Real Estate Owned, at Cost . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Valuation Allowance Contra . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Real Estate Owned at Net Realizable Value . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
A090A A090B A090T
August 13, 2008
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Mortgage Bankers’ Financial Reporting Form
Schedule A-120R: Rollforward of Mortgage Servicing Rights (MSRs)
Rollforward of Amortized MSRs (excluding Valuation Allowance) Balance at Beginning of Period . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Additions: from Transfers of Financial Assets . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Additions: From Purchases and Other Assumptions . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Disposals: Sales and Other . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Amortization (must be negative) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Other Than Temporary Impairment (OTTI) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Basis Adjustments from Net Hedging Activity . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Other Changes . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Balance at End of Period . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Balance at End of Previous Period . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Rollforward of MSR Valuation Allowance Balance at Beginning of Period . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Change in Valuation Allowance . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Balance at End of Period . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Balance at End of Previous Period . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Total Amortized MSRs, Net of Valuation Allowance, at End of Period . . . . . . . . . . . . . . . . . . MEMO: Fair Value of Amortized MSRs at End Of Period . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Rollforward of Fair Value MSRs Balance at Beginning of Period . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Remeasurement of MSRs to Fair Value upon Adoption of FAS 156 . . . . . . . . . . . . . . . . . . . . . Additions: from Transfers of Financial Assets . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Additions: from Purchases and Other Assumptions . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Reductions: from MSRs Sold . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Change in Value Due to Realization of Cash Flows . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Change in Value Due to Market And Model Changes . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Other Changes . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Balance at End of Period . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Balance at End of Previous Period . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Total MSRs at End of Period . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
A120A A120B A120C A120D A120E A120F A120G A120H A120T A120P
A130A A130B A130T A130P A140T A130E
A150A A150B A150C A150D A150E A150F A150G A150H A150T A150P A160T
August 13, 2008
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Mortgage Bankers’ Financial Reporting Form
Schedule A-220-B-180: Derivatives
Derivative Assets Derivative Liabilities
Interest Rate Lock Commitments (IRLCs) . . . . . . . . . . . . . . . . . . . . . . . . Other Loan Commitments Classified as Derivatives . . . . . . . . . . . . . . . Derivatives Designated as Hedges of Funded Loans . . . . . . . . . . . . . . . Derivatives Designated as Hedges of MSRs . . . . . . . . . . . . . . . . . . . . . . . Derivatives Designated As Hedges Other . . . . . . . . . . . . . . . . . . . . . . . . . . Derivatives Not Designated as Hedges . . . . . . . . . . . . . . . . . . . . . . . . . . . . Total Derivatives . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . MEMO: UPB of IRLCs before Fallout Adjustments . . . . . . . . . . . . . . . MEMO: UPB of IRLCs after Fallout Adjustments . . . . . . . . . . . . . . . .
A220A
B180A
A220B
B180B
A220C
B180C
A220D
B180D
A220E
B180E
A220F
B180F
A220T
B180T
A220G
B180G
A220H
B180H
August 13, 2008
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Mortgage Bankers’ Financial Reporting Form
Schedule A-230: Other Assets
Securities Borrowed . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Accrued Interest Receivable . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Accounts Receivable . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . P&I, T&I, and Foreclosure Advances . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Advances Other . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Foreclosure Claims Receivable . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Current Income Taxes Receivable . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Other Assets Other . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Other Assets Other as Percentage of Total Assets . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Explanation of Amounts in ”Other Assets Other”
A230J A230A A230B A230C A230D A230E A230F A230G A230H A230I
Total Other Assets . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
A230T
August 13, 2008
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Mortgage Bankers’ Financial Reporting Form
Schedule B: Liabilities and Equity
Liabilities Outstanding Balance on Debt Facilities . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Collateralized Mortgage Debt Relating to Financings . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Collateralized Mortgage Debt Other . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Trust Preferred Securities . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Deposits . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Advances from Federal Home Loan Banks . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Commercial Paper . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Other Short-Term Payables to Related Parties . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Other Short-Term Notes Payable to Unrelated Parties . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Accrued Expenses . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Estimated Future Loss Liability (Recourse) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Other Short-term Liabilities . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Other Long-Term Liabilities to Related Parties . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Other Long-Term Liabilities to Unrelated Parties . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Servicing Liabilities . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Guaranty Liabilities under FIN 45 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Other Financial Instrument Liabilities, at Fair Value . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Derivative Liabilities . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Taxes Payable . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Deferred Tax Liability . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Repurchase Reserves . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Total Liabilities . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Minority Interest . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Subordinated Debt . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Owners’ Equity For Corporations: Preferred Stock, Issued and Outstanding . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Common Stock, Issued and Outstanding . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Additional Paid-In Capital . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Retained Earnings . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Treasury Stock . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Other Comprehensive Income (OCI) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Noncontrolling Interest . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . For Partnerships and Sole Proprietorships:
B010 B020 B030 B040 B050 B060 B070 B080 B090 B100 B110 B120 B130 B140 B150 B160 B170 B180 B190 B200 B210 B220 B230 B240
B250 B260 B270 B280 B290 B300 B310
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Mortgage Bankers’ Financial Reporting Form
General Partners’ Capital . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . For Partnerships: Limited Partners’ Capital . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Members’ Capital . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . For All Companies: Total Equity . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Total Liabilities and Equity . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
B320
B330 B340
B350 B360
August 13, 2008
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Mortgage Bankers’ Financial Reporting Form
Schedule B-350R: Equity Rollforward
Balance at Beginning of Period . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Net Income / (Loss) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Issuance of New Stock or Conversions of Preferred to Common . . . . . . . . . . . . . . . . . . . . . . . . . Stock Repurchases . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Other Capital Contributions . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . OCI: Unrealized Gains (Losses) from Assets Available-for-Sale . . . . . . . . . . . . . . . . . . . . . . . . . OCI: Unrealized Gains (Losses) from Derivatives Designated as Cash Flow Hedges . . . . . . . OCI: Other Changes in OCI . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Cumulative Effect from Adoption of FAS 156 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Cumulative Effect from Adoption of FAS 159 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Cumulative Effect Adjustments to Retained Earnings Other . . . . . . . . . . . . . . . . . . . . . . . . . . . Dividends/ Distributions . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Changes in the carrying amount of Noncontrolling Interest . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Equity Adjustments . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Balance at End of Period . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Balance at End of Previous Period . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
B350A B350B B350C B350D B350E B350F B350G B350H B350I B350J B350K B350L B350M B350N B350T B350P
August 13, 2008
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Mortgage Bankers’ Financial Reporting Form
Schedule C: Income
1-4 Unit Residential Only Origination Warehousing, and Secondary Marketing
Total NET INTEREST INCOME Interest Income Warehousing Interest Income from Loans Held For Sale Residential and Multifamily/ Commercial . . . . . . . . . . Interest Income on Loans Held for Investment . . . . . . . . . . . . . . . . . . . . . . . . . . . Interest Income from Securities Held to Maturity . . . . . . . . . . . . . . . . . . . . . . . . Interest Income from Securities Available for Sale . . . . . . . . . . . . . . . . . . . . . . . Interest Income from Trading Securities . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Other Interest Income . . . . . . . . . . . . . . Recognition of Yield Adjustment . . . Servicing-Related/ Escrow Interest Income . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Total Interest Income . . . . . . . . . . . . . . Interest Expense Warehousing Interest Expense Residential and Multifamily/ Commercial . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Income Property Interest Expense . . Interest Expense on MBS Pools/ Prepayment Interest Shortfall . . . . . . . . . . Interest Expense on Residential MSR Asset . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Interest Expense Debt Issuance . . . . Other Interest Expense . . . . . . . . . . . . . Total Interest Expense . . . . . . . . . . . . . Net Interest Income . . . . . . . . . . . . . . . . NON-INTEREST INCOME Originations-Related Non-Interest Income (Discounts)/ Premiums Recognized As Income (only if FV option elected for LHS) . . . . . . . . . . . . . . . . . . . . . . . . . . .
Servicing
Residential Portfolio ManageMultifamily/ ment and Commercial All Other
C010
C010
C010
C020
C020
C020
C030
C030
C030
C040
C040
C040
C050
C050
C050
C060
C060
C060
C060
C060
C070
C070
C070
C070
C080
C080
C080
C090
C090
C090
C090
C090
C100
C100
C100
C110
C110
C110
C120
C120
C120
C130
C130
C140
C140
C150
C150
C150
C150
C150
C160
C160
C160
C160
C160
C170
C170
C170
C170
C170
C200
C200
C200
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Origination Fees . . . . . . . . . . . . . . . . . . . Fees Received from Correspondents and Brokers . . . . . . . . . . . . . . . . . . . . . . . . Broker Fees Received on Loans Brokered Out . . . . . . . . . . . . . . . . . . . . . . . . . . Other Originations-Related Income . Contra: Above Amounts Reclassified as Gain on Sale or Deferred (under FAS 91) . . . . . . . . . . . . . . . . . . . . . . . . . . . . Total Origination-Related NonInterest Income . . . . . . . . . . . . . . . . . . . .
C210
C210
C210
C220
C220
C220
C230
C230
C230
C240
C240
C240
C250
C250
C250
C260
C260
C260
Secondary Marketing Gains/ (Losses) On Sale Gain (Loss) on Loans/ MBS Sold with Servicing Retained (excluding capitalized servicing) . . . . . . . . . . . . . . . C300 Capitalized Servicing On Loans/ MBS Sold with Servicing Retained . C310 Gain (Loss) on Loans/ MBS Sold with Servicing Released (excluding servicing released premiums) . . . . . . . C320 Servicing Released Premiums on Loans/ MBS Sold with Servicing Released . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
C330
C300
C300
C310
C310
C320
C320
C330
C330
Fees Paid to Brokers . . . . . . . . . . . . . . . Direct Fees Reclassified as Gain on Sale in Accordance with FAS 91 . . . . Direct Expenses Reclassified as Gain on Sale in Accordance with FAS 91 Recognition of Retained Interests) . . Pair-Off Expenses and Other Hedge Costs . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Provision for Repurchase (EPD, FPD, etc.) Reserve . . . . . . . . . . . . . . . . LOCOM Adjustments on Loans Held for Sale . . . . . . . . . . . . . . . . . . . . . . . . . . . . Income Relating to Interest Rate Lock Commitments (IRLCs) . . . . . . . Gains/ (Losses) on Derivatives Used to Hedge Interest Rate Locks and Loans Held for Sale . . . . . . . . . . . . . . . . Gains/ (Losses) on Changes in Fair Value of Loans Held for Sale . . . . . . . Other Secondary Marketing Gains (Losses) . . . . . . . . . . . . . . . . . . . . . . . . . . . . Net Secondary Marketing Income Gain/ (Loss) on Sale . . . . . . . . . . . . . . . Servicing-Related Non-Interest Income Servicing Fees, First Mortgages . . . . Servicing Fees, Second Mortgages, Reverse Mortgages, Other . . . . . . . . . .
C340
C340
C340
C350
C350
C350
C360
C360
C360
C370
C370
C370
C380
C380
C380
C390
C390
C390
C400
C400
C400
C410
C410
C410
C420
C420
C420
C430
C430
C430
C440
C440
C440
C450
C450
C450
C500
C500
C500
C510
C510
C510
C510
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Mortgage Bankers’ Financial Reporting Form
Subservicing Fees Earned (including intercompany subservicing fees) . . . . Subservicing Fees Intracompany Only . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Late Fees and Other Ancillary Income . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Amortization of Mortgage Servicing Rights . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Other Than Temporary Impairment of MSRs . . . . . . . . . . . . . . . . . . . . . . . . . . . Changes in MSR Valuation Allowance (+/ -) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Change in MSR Value Due to Realization of Cash Flows (+/ -) . . . . . . . Change in MSR Value Due to Market and Model Changes (+/ -) . . . . . . . . . Gains(Losses) on Derivatives Used to Hedge MSRs (+/ -) . . . . . . . . . . . . . . . . Other Changes in MSR Value (+/ -) Net Gain (Loss) on Bulk Sales of Servicing Rights . . . . . . . . . . . . . . . . . . . . . . . Net Gain (Loss) from Sale of REO . Other Servicing-Related Income . . . . Total Servicing-Related Non-Interest Income . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Other Non-Interest Income Provision for Credit Losses on Loans Held For Investment . . . . . . . . . . . . . . . Other Than Temporary Impairment (not MSR-Related) & Other Credit Related Losses . . . . . . . . . . . . . . . . . . . . . Net Gain (Loss) from Sale of Securities . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Unrealized Gains/ (Losses) on Trading Securities . . . . . . . . . . . . . . . . . . . . . . Gains (Losses) on Other Derivatives or Other Financial Instruments . . . . Gains/ (Losses) on Changes in Fair Value of Loans Held for Investment Pre-Tax Income/ (Loss) from Investments in JVs, Partnerships, and Other Entities . . . . . . . . . . . . . . . . . . . . . Other Non-Interest Income . . . . . . . . . Total Other Non-Interest Income . . . Total Gross Income . . . . . . . . . . . . . . . .
C520
C520
C520
C520
C530
C530
C530
C530
C540
C540
C540
C540
C550
C550
C550
C560
C560
C560
C570
C570
C570
C580
C580
C580
C590
C590
C590
C600
C600
C600
C610
C610
C610
C620
C620
C620
C630
C630
C630
C630
C640
C640
C640
C650
C650
C650
C650
C700
C700
C700
C710
C710
C710
C720
C720
C720
C720
C720
C730
C730
C730
C740
C740
C740
C740
C740
C750
C750
C750
C760
C760
C760
C760
C760
C770
C770
C770
C770
C770
C780
C780
C780
C780
C780
C800
C800
C800
C800
C800
August 13, 2008
Page 14 of ??
Mortgage Bankers’ Financial Reporting Form
Schedule CF: Selected Cash Flow Data
Net Cash (Used)/ Provided by Operating Activities . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Cash Flows from Investing Activities . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Cash Flows from Financing Activities . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Total Increase/ (Decrease) in Cash . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
CF010 CF020 CF030 CF040
August 13, 2008
Page 15 of ??
Mortgage Bankers’ Financial Reporting Form
Schedule D: Non-Interest Expenses and Net Income
1-4 Unit Residential Only Origination Warehousing, and Secondary Marketing
Total
Servicing
Residential Portfolio ManageMultifamily/ ment and Commercial All Other
Personnel Compensation (Non-Corporate) Origination, Secondary Marketing and Warehousing Personnel Loan Production Officers (Sales Employees) . . . . . . . . . . . . . . . . . . . . . . . . . . . . D010 D010 Loan Origination (Fulfillment/ NonSales) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
D020 D020
Warehousing and Secondary Marketing Personnel . . . . . . . . . . . . . . . . . . . . . . Post-Close and Other Production Support Staff . . . . . . . . . . . . . . . . . . . . . . Origination-Related Management and Directors . . . . . . . . . . . . . . . . . . . . . . Other Origination-Related Personnel Total Origination Compensation . . . Servicing Personnel Servicing-Related Management and Directors . . . . . . . . . . . . . . . . . . . . . . . . . . . Other Servicing-Related Personnel . Total Servicing Compensation . . . . . . Other Personnel Other Personnel . . . . . . . . . . . . . . . . . . . . Contra: Direct Personnel Expenses Reclassified as Gain on Sale or Deferred in Accordance with FAS 91 . . Total Non-Corporate Compensation MEMO: Amount of Direct Compensation Related to Temporary / Contractor Personnel . . . . . . . . . . . . . . . . . . . Other Personnel Expenses Employee Benefits (including Education and Training) . . . . . . . . . . . . . . . . . Other Personnel Expenses . . . . . . . . . . Total Other Personnel Expenses . . . .
D030
D030
D040
D040
D050
D050
D050
D060
D060
D060
D060
D070
D070
D070
D070
D080
D080
D080
D090
D090
D090
D100
D100
D100
D110
D110
D120
D120
D120
D120
D130
D130
D130
D130
D130
D140
D140
D140
D140
D140
D150
D150
D150
D150
D150
D160
D160
D160
D160
D160
D170
D170
D170
D170
D170
August 13, 2008
Page 16 of ??
Mortgage Bankers’ Financial Reporting Form
Total Personnel Expenses . . . . . . . . . . Occupancy and Equipment (including depreciation) . . . . . . . . . . . . . . . . . . . Technology-Related Expenses (including depreciation) . . . . . . . . . . . . . . . Outsourcing Fees . . . . . . . . . . . . . . . . . . . Professional Fees, Including Consulting/ Advisory/ Legal . . . . . . . . . . . . . . . Subservicing Fees Paid Including Intercompany Subservicing Fees Paid . Unreimbursed Servicing Expenses for Foreclosure and REO . . . . . . . . . . . . . . Changes in REO Valuation Allowance . . . . . . . . . . . . . . . . . . . . . . . . . . . . Provision For Other Losses . . . . . . . . . All Other Non-Interest Expenses . . . Contra: Direct Operating Expenses Reclassified as Gain On Sale or Deferred in Accordance with FAS 91 . . Total - Other Non-Interest Expenses Total Gross Non-Interest Expenses (before Corporate Allocation) . . . . . . Net Income (Loss) before Corporate Allocations and Minority Interest . .
D180 D180 D180 D180 D180
D200
D200
D200
D200
D200
D210
D210
D210
D210
D210
D220
D220
D220
D220
D220
D230
D230
D230
D230
D230
D240
D240
D240
D240
D240
D250
D250
D250
D250
D260
D260
D260
D260
D270
D270
D270
D270
D270
D280
D280
D280
D280
D280
D290
D290
D290
D290
D290
D300
D300
D300
D300
D300
D310
D310
D310
D310
D310
D320
D320
D320
D320
D320
Corporate Administration/ Overhead Allocations Corporate Management, Support, and Other Corporate Personnel Expenses . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
D400
Corporate Technology Charges . . . . . Goodwill Impairment . . . . . . . . . . . . . . Other Corporate Expenses or Allocations not Included Above . . . . . . . . . . . Total Corporate Administration/ Allocation . . . . . . . . . . . . . . . . . . . . . . . . . . . . Total Gross Non-Interest Expenses (After Corporate Allocation) . . . . . . .
D410
D420
D430
D440
D500
Income Taxes, Non-recurring Items, and Minority Interest Income (Loss) before Taxes, Nonrecurring Items & Minority Interest . .
D510
Income Taxes . . . . . . . . . . . . . . . . . . . . . . Net Income (Loss) before Nonrecurring Items & Minority Interest . . . . . Nonrecurring Items . . . . . . . . . . . . . . . .
D520
D530
D540
August 13, 2008
Page 17 of ??
Mortgage Bankers’ Financial Reporting Form
Net Income (Loss) before Minority Interest . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Minority Interest . . . . . . . . . . . . . . . . . . . Net Income (Loss) after Corporate Allocations and Minority Interest . .
D550
D560
D600
August 13, 2008
Page 18 of ??
Mortgage Bankers’ Financial Reporting Form
Schedule H: Average Number of Full-Time Equivalent (FTE) Employees
1-4 Unit Residential Only Origination Warehousing, and Secondary Marketing
Total Origination Employees Loan Production Officers (Sales Employees) . . . . . . . . . . . . . . . . . . . . . . . . . . . . Loan Origination Fulfillment/ NonSales Employees . . . . . . . . . . . . . . . . . . . . Warehousing and Marketing Employees . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Post-Close and Production Support Staff . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Origination-Related Management and Directors . . . . . . . . . . . . . . . . . . . . . . Other Origination-Related Personnel Total Origination Employees . . . . . . . Servicing Employees Servicing-Related Management and Directors . . . . . . . . . . . . . . . . . . . . . . . . . . . Other Servicing-Related Personnel . Total Servicing Employees . . . . . . . . . Other Employees . . . . . . . . . . . . . . . . . . . Total Employees (before Corporate Personnel) . . . . . . . . . . . . . . . . . . . . . . . . . MEMO: Number of Employees Included Above Related to Temporary / Contractor Personnel . . . . . . . . . . . . . Corporate Administration/ Overhead Employees . . . . . . . . . . . . . . . . . . . . . . . . . Total Full-Time Equivalent Employees . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Servicing
Residential Portfolio ManageMultifamily/ ment and Commercial All Other
H010
H010
H020
H020
H030
H030
H040
H040
H050
H050
H050
H060
H060
H060
H060
H070
H070
H070
H070
H080
H080
H080
H090
H090
H090
H100
H100
H100
H110
H110
H110
H110
H110
H130
H130
H130
H130
H130
H140
H140
H140
H140
H140
H150
H160
August 13, 2008
Page 19 of ??
Mortgage Bankers’ Financial Reporting Form
Schedule I: Loan Originations
Average Loan UPB($000) Loan Count Size($000) Residential First Mortgages (1-4 Unit) Government (FHA/ VA/ RHS) Fixed . . . . . . . . . . . . Government (FHA/ VA/ RHS) ARM . . . . . . . . . . . . Prime Conforming Fixed . . . . . . . . . . . . . . . . . . . . . . . . . Prime Conforming ARM . . . . . . . . . . . . . . . . . . . . . . . . . Prime Non-Conforming (Jumbo) Fixed . . . . . . . . . . . Prime Non-Conforming (Jumbo) ARM . . . . . . . . . . . Other Fixed . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Other ARM . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Total Residential First Mortgages . . . . . . . . . . . . . . . . Other Mortgages Closed-End Second Mortgages . . . . . . . . . . . . . . . . . . . Funded HELOCs . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Reverse Mortgages . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Construction and Land Development Loans, 1-4 Unit Residential . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Multifamily LoansAgency . . . . . . . . . . . . . . . . . . . . . . . . Commercial Mortgage Loans . . . . . . . . . . . . . . . . . . . . . Other Mortgage Loans . . . . . . . . . . . . . . . . . . . . . . . . . . . Total Other Loans . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Total Mortgage Loans Originated . . . . . . . . . . . . . . . .
I110 I110 I110 I010 I010 I010
I020
I020
I020
I030
I030
I030
I040
I040
I040
I050
I050
I050
I060
I060
I060
I070
I070
I070
I080
I080
I080
I100
I100
I100
I120
I120
I120
I130
I130
I130
I140
I140
I140
I150
I150
I150
I160
I160
I160
I170
I170
I170
I180
I180
I180
I200
I200
I200
Retail . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Wholesale Correspondent . . . . . . . . . . . . . . . . . . . . . . . . Wholesale Broker . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Total First Residential Volume (must equal Total in I100 above) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
I210
I210
I210
I220
I220
I220
I230
I230
I230
I240
I240
I240
August 13, 2008
Page 20 of ??
Mortgage Bankers’ Financial Reporting Form
Fixed Rate . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . ARM . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Total First Residential Volume . . . . . . . . . . . . . . . . . . . Jumbo . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Non-Jumbo . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Total First Mortgage Volume (must equal Total in I100 above) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Alt Doc . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Full Doc . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Total First Mortgage Volume (must equal Total in I100 above) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Interest Only . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Not Interest Only . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Total First Mortgage Volume (must equal Total in I100 above) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Option ARMs . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Not Option ARMs . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Total First Mortgage Volume (must equal Total in I100 above) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Loans with Prepayment Penalties . . . . . . . . . . . . . . . . Loans without Prepayment Penalties . . . . . . . . . . . . . Total First Mortgage Volume (must equal Total in I100 above) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Purchase . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Refinance Rate-Term . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Refinance Cash-Out Refinances . . . . . . . . . . . . . . . . . . Refinance Restructure . . . . . . . . . . . . . . . . . . . . . . . . . . . . Refinance Other/ Unknown . . . . . . . . . . . . . . . . . . . . . . Total First Mortgage Volume (must equal Total in I100 above) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Owner-Occupied . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Non-Owner Occupied . . . . . . . . . . . . . . . . . . . . . . . . . . . .
I250 I250 I250
I251
I251
I251
I259
I259
I259
I260
I260
I260
I261
I261
I261
I269
I269
I269
I270
I270
I270
I271
I271
I271
I279
I279
I279
I280
I280
I280
I281
I281
I281
I289
I289
I289
I290
I290
I290
I291
I291
I291
I299
I299
I299
I300
I300
I300
I301
I301
I301
I309
I309
I309
I310
I310
I310
I311
I311
I311
I312
I312
I312
I313
I313
I313
I314
I314
I314
I319
I319
I319
I320
I320
I320
I321
I321
I321
August 13, 2008
Page 21 of ??
Mortgage Bankers’ Financial Reporting Form
Total First Mortgage Volume (must equal Total in I100 above) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Loans with Private Mortgage Insurance . . . . . . . . . . Loans without Private Mortgage Insurance . . . . . . . Total First Mortgage Volume (must equal Total in I100 above) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Loans with Piggyback Seconds or Funded HELOCs Loans without Piggyback Seconds or Funded HELOCs . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Total First Mortgage Volume (must equal Total in I100 above) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . First Mortgage Borrower’s FICO Score Distribution Equals 600 or less . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Greater than 600 but less than or equal to 650 . . . Greater than 650 but less than or equal to 700 . . . Greater than 700 but less than or equal to 750 . . . Greater than 750 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Total First Mortgage Volume (must equal Total in I100 above) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
I350 I350 I350
I329
I329
I329
I330
I330
I330
I331
I331
I331
I339
I339
I339
I340
I340
I340
I341
I341
I341
I349
I349
I349
I351
I351
I351
I352
I352
I352
I353
I353
I353
I354
I354
I354
I359
I359
I359
Average Average FICO Score for First Mortgage Borrowers (simple average based on loan count) . . . . . . . . . . . . . Average FICO Score for Second and HELOC Mortgage Borrowers (simple average based on loan count) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . First Mortgage Loan-to-Value (LTV) Distribution Equals 60% or less . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Greater than 60% but less than or equal to 70% . . Greater than 70% but less than or equal to 80% . . Greater than 80% but less than or equal to 90% . . Greater than 90% but less than or equal to 100% . Greater than 100% . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Total First Mortgage Volume (must equal Total in I100 above) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
I370 I370 I370
I360
I365
I371
I371
I371
I372
I372
I372
I373
I373
I373
I374
I374
I374
I375
I375
I375
I379
I379
I379
August 13, 2008
Page 22 of ??
Mortgage Bankers’ Financial Reporting Form
Wtd. Average Weighted Average LTV on First Mortgages Only (enter two-decimal figure, e.g., 87.65 for 87.65% weighted LTV) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Weighted Average CLTV Combined First and Second Mortgages (enter two-decimal figure, e.g., 87.65 for 87.65% weighted CLTV) . . . . . . . . . . . . . . . . . . . . . . Weighted Average Coupon at Origination on First Mortgages Only (enter two-decimal figure, e.g., 6.78 for 6.775%) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . First Mortgage Residential Loans Sold by Investor Type Production Sold to Secondary Market Agencies (Fannie, Freddie, Ginnie) . . . . . . . . . . . . . . . . . . . . . . . . . Production Sold to Others (Non-Affiliate) . . . . . . . . Production Sold to Others (Affiliate) . . . . . . . . . . . . . Production Kept in Portfolio/ Held for Investment Production Sold through Non-Agency Securitizations with Sale Treatment . . . . . . . . . . . . . . . . . . . . . . . . Production Sold through Non-Agency Securitizations without Sale Treatment . . . . . . . . . . . . . . . . . . . . Total 1 4 Unit Residential Loans Sold this Period
I380
I385
I390
I400
I400
I400
I401
I401
I401
I402
I402
I402
I403
I403
I403
I404
I404
I404
I405
I405
I405
I409
I409
I409
Production Sold Servicing Released . . . . . . . . . . . . . . Production Brokered Out . . . . . . . . . . . . . . . . . . . . . . . .
I410
I410
I410
I420
I420
I420
Ratio Fall-Out Ratio (enter two-decimal figure, e.g., 67.55 for 67.54%) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Total Multifamily/ Commercial Loans Sold This Period . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Warehouse Period Days Average Days in Warehouse1-4 Unit Residential Mortgages Only . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Average Days in WarehouseMultifamily Loans . . . . Average Days in WarehouseCommercial Mortgage Loans . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Production Warehoused in Excess of 90 Days as of Period End1-4 Unit Residential Mortgages Only . .
I430
I440
I440
I440
I450
I455
I456
I460
I460
I460
August 13, 2008
Page 23 of ??
Schedule K: Debt Facilities
Facility Provider Name Facility #1 Facility #2 Facility #3 Facility #4 Facility #5 Facility #6 Facility #7 Facility #8 Facility #9 Facility #10 Total Other Facilities Total MEMO: Total Number of Facilities K130T K010A K010B K010C K010D K010E K010F K010G K010H K010I K010J K020A K020B K020C K020D K020E K020F K020G K020H K020I K020J K030A K030B K030C K030D K030E K030F K030G K030H K030I K030J K040A K040B K040C K040D K040E K040F K040G K040H K040I K040J K040K K040T K050A K050B K050C K050D K050E K050F K050G K050H K050I K050J K060A K060B K060C K060D K060E K060F K060G K060H K060I K060J K070A K070B K070C K070D K070E K070F K070G K070H K070I K070J K080A K080B K080C K080D K080E K080F K080G K080H K080I K080J K090A K090B K090C K090D K090E K090F K090G K090H K090I K090J K100A K100B K100C K100D K100E K100F K100G K100H K100I K100J K110A K110B K110C K110D K110E K110F K110G K110H K110I K110J K120A K120B K120C K120D K120E K120F K120G K120H K120I K120J Facility Provided by Affiliate Facility Type Outstanding Borrowings ($000) Credit Facility Limit ($000) Wet Sublimit ($000) Repurchase Sublimit ($000) Wtd Avg Advance Rate ($000) TNW Requirements ($000) Covenant Violations Waiver for Violation Facility Expiration Date
Mortgage Bankers’ Financial Reporting Form
Schedule L: Servicing Portfolio
Average Loan UPB($000) Loan Count Size($000) Residential First Mortgages (1-4 Unit Residential) Government (FHA/ VA/ RHS) Fixed . . . . . . . . . . . . Government (FHA/ VA/ RHS) ARM . . . . . . . . . . . . Prime (Conforming and Jumbo)- Fixed . . . . . . . . . . Prime (Conforming and Jumbo) - ARM . . . . . . . . . . Other Fixed . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Other ARM . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Total Residential First Mortgages . . . . . . . . . . . . . . . . Other Mortgages Closed-End Second Mortgages . . . . . . . . . . . . . . . . . . . Funded HELOCs . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Reverse Mortgages . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Construction and Land Development Loans, 1-4 Unit Residential . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Multifamily LoansAgency . . . . . . . . . . . . . . . . . . . . . . . . Commercial Mortgage Loans . . . . . . . . . . . . . . . . . . . . . Other Mortgages Not Reported Above . . . . . . . . . . . Total Other Mortgages Outstanding . . . . . . . . . . . . . . Total Servicing / Mortgage Outstanding . . . . . . . . .
L010 L010 L010
L020
L020
L020
L030
L030
L030
L040
L040
L040
L050
L050
L050
L060
L060
L060
L100
L100
L100
L110
L110
L110
L120
L120
L120
L130
L130
L130
L140
L140
L140
L150
L150
L150
L160
L160
L160
L170
L170
L170
L180
L180
L180
L200
L200
L200
Residential First Mortgages (1-4 Unit Residential) Only: Fixed Rate . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . ARM . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Total First Mortgage Residential Volume Outstanding (must equal Total in L100 above) . . . . . . . . . . . . . Interest Only . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Not Interest Only . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Total First Mortgage Residential Outstanding (must equal Total in L100 above) . . . . . . . . . . . . . . . .
L201 L201 L201
L202
L202
L202
L209
L209
L209
L210
L210
L210
L211
L211
L211
L219
L219
L219
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Mortgage Bankers’ Financial Reporting Form
Option ARMs . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Not Option ARMs . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Total First Mortgage Residential Outstanding (must equal Total in L100 above) . . . . . . . . . . . . . . . . Loans with Prepayment Penalties . . . . . . . . . . . . . . . . Loans without Prepayment Penalties . . . . . . . . . . . . . Total First Mortgage Residential Outstanding (must equal Total in L100 above) . . . . . . . . . . . . . . . . Owner-Occupied . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Non-Owner Occupied . . . . . . . . . . . . . . . . . . . . . . . . . . . . Total First Mortgage Volume (must equal Total in L100 above) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Loans with Private Mortgage Insurance . . . . . . . . . . Loans without Private Mortgage Insurance . . . . . . . Total First Mortgage Residential Outstanding (must equal Total in L100 above) . . . . . . . . . . . . . . . . Loans with Piggyback Seconds or Funded HELOCs Loans without Piggyback Seconds or Funded HELOCs . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Total First Mortgage Residential Volume (must equal Total in L100 above) . . . . . . . . . . . . . . . . . . . . . . . Investor Distribution Serviced for Portfolio/ Affiliates/ Parent . . . . . . . . . Serviced for Secondary Market Agencies (Fannie, Freddie, Ginnie) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Serviced for Other Investors or Securities . . . . . . . . . Total First Mortgage Volume must equal Total in L100 above) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Loan Age Age Weighted Average Loan Age (in Months) Residential First Mortgages Only . . . . . . . . . . . . . . . . . . . . . . . . Subservicing UPB of Loans Subserviced for Others, Excluding Intracompany Portfolio . . . . . . . . . . . . . . . . . . . . . . . . . . . UPB of Loans Subserviced by Others . . . . . . . . . . . . . Bankruptcy Status
L270 L270 L270 L220 L220 L220
L221
L221
L221
L229
L229
L229
L230
L230
L230
L231
L231
L231
L239
L239
L239
L240
L240
L240
L241
L241
L241
L249
L249
L249
L250
L250
L250
L251
L251
L251
L259
L259
L259
L260
L260
L260
L261
L261
L261
L269
L269
L269
L271
L271
L271
L272
L272
L272
L279
L279
L279
L280
L290
L290
L290
L300
L300
L300
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Mortgage Bankers’ Financial Reporting Form
Percentage Of total first mortgage residential mortgage debt outstanding, what portion of loans had bankruptcy status as of the period end? . . . . . . . . . . . . . . . . . . . . . . Reductions in Portfolio For this quarter only, Loans Removed from Servicing Portfolio Due to Prepayment of Mortgage, Transfer of Asset, or Other Reason . . . . . . . . . . . . . . .
L310
L320
L320
L320
Seriously Delinquent Loans as of Period End (90 Days or More Delinquent and Loans in Foreclosure Process) Residential First Mortgages (1-4 Unit Residential) Government (FHA/ VA/ RHS) - Fixed . . . . . . . . . . . Government (FHA/ VA/ RHS) - ARM . . . . . . . . . . . Prime (Conforming and Jumbo)- Fixed . . . . . . . . . . Prime (Conforming and Jumbo) - ARM . . . . . . . . . . Other - Fixed . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Other - ARM . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Total Residential First Mortgages . . . . . . . . . . . . . . . . Other Mortgages Closed-End Second Mortgage Loans . . . . . . . . . . . . . . Funded HELOCs . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Reverse Mortgages . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Construction and Land Development Loans, 1-4 Unit Residential . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Multifamily LoansAgency . . . . . . . . . . . . . . . . . . . . . . . . Commercial Mortgage Loans . . . . . . . . . . . . . . . . . . . . . Other Loans Not Reported Above . . . . . . . . . . . . . . . . Total Other Loans . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Total Mortgage Loans 90 or More Days Delinquent and Loans in Foreclosure Process . . . . . . . . . . . . . . . . .
L410 L410 L410
L420
L420
L420
L430
L430
L430
L440
L440
L440
L450
L450
L450
L460
L460
L460
L500
L500
L500
L510
L510
L510
L520
L520
L520
L530
L530
L530
L540
L540
L540
L550
L550
L550
L560
L560
L560
L570
L570
L570
L580
L580
L580
L600
L600
L600
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Mortgage Bankers’ Financial Reporting Form
Schedule N: Recourse Exposure
UPB($000) Average Loan Size($000)
Loan Count
Loans and MBS Recourse Agreements . . . . . . . . . . . . Home Equity Loans and MBS . . . . . . . . . . . . . . . . . . . . Other Loans . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Total Recourse Exposure . . . . . . . . . . . . . . . . . . . . . . . . .
N010
N010
N010
N030
N030
N030
N040
N040
N040
N050
N050
N050
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Mortgage Bankers’ Financial Reporting Form
Schedule O: Reserves and Valuation Allowance Rollforwards
Beginning Balance . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Provision for Credit Losses on Loans Held for Investment . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Charge-Offs, Net of Recoveries . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Adjustments upon Adoption of FAS 159 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Other Changes . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Ending Balance . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Rollforward of Valuation Allowance on REO Beginning REO Valuation Allowance . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Changes in REO Valuation Allowance . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Ending REO Valuation Allowance . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Rollforward of Reserve for Other Losses Beginning Reserve for Other Losses . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Provision For Other Losses . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Charge-Offs, Net of Recoveries . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Other changes . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Ending Reserve for Other Losses . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Rollforward of Repurchase Reserves Beginning Repurchase Reserve . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Provision for Repurchases (EPD, FPD, etc.) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Charge-Offs, Net of Recoveries . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Other Changes . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Ending Repurchase Reserve . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . MEMO: UPB of Loans Repurchased or Indemnified During the Quarter . . . . . . . . . . . . . . . . MEMO: Number of Loans Repurchased or Indemnified During the Quarter . . . . . . . . . . . . . .
O010 O020 O030 O040 O050 O060
O110 O120 O130
O210 O220 O230 O240 O250
O310 O320 O330 O340 O350 O360 O370
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Mortgage Bankers’ Financial Reporting Form
Schedule P: GNMA Pass-Through Data
Lines of Credit Available for Advances . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Dollar Amount of Foreclosed Loans . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
P010 P030
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Mortgage Bankers’ Financial Reporting Form
Schedule Q: Pledged of Restricted Items
Carrying Value of Pledged Assets . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Total Restricted Retained Earnings . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Total Pledged Servicing . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Q010
Q020
Q030
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Mortgage Bankers’ Financial Reporting Form
Schedule R: Loan Modifications
UPB($000) Loan Count Average Loan Size($000)
Loan Modifications . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
R010
R010
R010
August 13, 2008
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