OPEN ENROLLMENT FOR PLAN YEAR Open Enrollment period is

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					             OPEN ENROLLMENT FOR 2008-2009 PLAN YEAR
               Open Enrollment period is May 20th to June 30th!

 To continue with your current health, dental or vision elections, no action is
                                  needed!

The open enrollment period for your health, dental and vision plans along with the flexible
spending (medical & dependent care) accounts will be from May 20th – June 30th. Any changes
made during this time will be effective September 1, 2008.

There are NO BENEFIT PLAN CHANGES this year. NO RATE INCREASE FOR
HEALTH OR VISION PLANS. The only rate change is for dental coverage.

Old dental rates (per month):                             New dental rates (per month):
Employee only:         $23.52                                   $26.58
Employee + Minor:      $41.18                                   $46.54
Employee + Spouse:     $41.18                                   $46.54
Family:                $69.08                                   $78.06

To continue with your current health, dental or vision plan elections NO ACTION IS NEEDED.
That’s right! No forms or signatures are required. Your current elections will rollover to next
year.

All enrollment elections/changes will be made online this year at www.vbas.com. This is the
same website we used for open enrollment last year. There will be no paper enrollment forms this
year. An instruction sheet is included on how to login to www.vbas.com . If you do not have
access to a computer or wish to have assistance in the enrollment process, we will be available to
help you. We are in the process of scheduling the employee assistance days. Once the dates are
set, we will email and post notices so you can stop by if needed. Remember, no need to login if
you are not making any changes to your current health, dental or vision plan elections.

If you are not enrolled in the health coverage and are participating in the “opt-out” program, you
will need to provide a proof of insurance form from your plan administrator in order to continue
to receive the opt out credit. Fax all forms to 434-295-9930 by June 30, 2008.

If you are currently enrolled or wish to enroll in the flexible spending (medical and dependent
care) accounts you must make new elections during open enrollment. Your current FSA elections
will not continue unless you take action during the open enrollment period. Please contact
Michelle Lawson with Aflac if you have questions (760-2257) or email her at
Michellehyde@aol.com. She will be out of town the week of May 24-May 30, but will be
available at the employee assistance days and before or after this date.

**If we do not hear from you by June 30, 2008, your current plan year elections for health, dental
and vision coverage will continue for the next plan year. Changes can not be made after this date.
You will have to wait until the next open enrollment period in 2009 unless you have a qualifying
                                             event**