Lloyds Banking Group plc (LLOY) - Financial and Strategic SWOT Analysis Review by GlobalData

VIEWS: 218 PAGES: 32

More Info
									               Lloyds Banking Group plc (LLOY) - Financial and Strategic SWOT
                                     Analysis Review
        Reference Code: GDFS34983FSA                                                                                           Publication Date: AUG 2012

          25 Gresham Street                               Phone             +44 20 76261500                         Revenue         26,316 (million GBP)
          London, ENG                                     Fax               +44 870 6003950                         Net Profit      -2,787 (million GBP)
          EC2V 7HN                                        Website           www.lloydsbankinggroup.com              Employees       120,449
                                                                            LLOY     [London             Stock
          United Kingdom                                  Exchange                                                  Industry        Financial Services
                                                                            Exchange (LON)]

       Company Overview
       Lloyds Banking Group plc (Lloyds), formerly known as Lloyds TSB Group plc, offers a wide range of financial services in the UK.
       The group provides banking and financial services to personal and corporate customers. Its key business activities include retail,
       commercial and corporate banking, pensions, investment services and general insurance. Lloyds Banking Group plc is
       headquartered in London, the UK.


       In 2011, the group strengthened its balance sheet by improving the funding mix and diversifying the sources of funds. It focused
       on the core business and exited from non-core areas, the non core assets reducted by £53 billion.
       Key Executives                                                                SWOT Analysis
                      Name                                 Title                      Lloyds Banking Group plc, SWOT Analysis
         Antonio Horta-Osorio                Chief Executive Officer                  Strengths                            Weaknesses
         Winfried F. W. Bischoff             Chairman
                                                                                      Strong Balance Sheet and             Negative Returns
         Julian Horn-Smith                   Director                                 Liquidity Position
                                                                                                                           Banking Net Interest Margin
         T Timothy Ryan                      Director
                                                                                      Building Customer
         Anthony Watson                      Director                                 Relationships
        Source: Annual Report, Company Website, Primary and Secondary
        Research, GlobalData
                                                                                      Opportunities                        Threats
       Share Data
         Lloyds Banking Group plc                                                     New Product Offerings                Low Interest Rates
        Share Price (GBP) as on 02-Aug-                                  0.29         London 2012 Olympics Effect          Intense Competition
        2012
        EPS (GBP)                                                       -0.04
                                                                                     Source: Annual Report, Company Website, Primary and Secondary Research,
        Market Cap (million GBP)                                      21,972         GlobalData

        Enterprise Value (million GBP)                               -21,046
        Shares Outstanding (million)                                  70,424
       Source: Annual Report, Company Website, Primary and Secondary
       Research, GlobalData

       Financial Performance                                                         Recent Developments
                                                                                      Feb 28, 2012         Iona Energy Announces Proposed Corporate
                                                                                                           Senior Secured Reserve Based Lending
                                                                                                           Facility Of $130m
                                                                                     Source: Annual Report, Company Website, Primary and Secondary Research,
                                                                                     GlobalData




       Source: Annual Report, Company Website, Primary and Secondary
       Research, GlobalData




Lloyds Banking Group plc (LLOY) - Financial and Strategic SWOT                                                                   Reference Code: GDFS34983FSA
Analysis Review
Source : www.globalcompanyintelligence.com                                                                                                                     Page 1
© GlobalData. This report is a licensed product and is not to be copied, reproduced, shared or resold in any form
       Table of Contents
       Table of Contents ............................................................................................................................................................................... 2
          List of Tables .................................................................................................................................................................................. 3
          List of Figures ................................................................................................................................................................................. 3
       Section 1 - About the Company.......................................................................................................................................................... 4
       Lloyds Banking Group plc - Key Facts ............................................................................................................................................... 4
       Lloyds Banking Group plc - Key Employees....................................................................................................................................... 5
       Lloyds Banking Group plc - Key Employee Biographies .................................................................................................................... 6
       Lloyds Banking Group plc - Major Products and Services .................................................................................................................. 7
       Lloyds Banking Group plc - History .................................................................................................................................................... 8
       Lloyds Banking Group plc - Company Statement ............................................................................................................................. 10
       Lloyds Banking Group plc - Locations And Subsidiaries .................................................................................................................. 14
          Head Office ................................................................................................................................................................................... 14
          Other Locations & Subsidiaries ..................................................................................................................................................... 14
       Section 2 – Company Analysis ......................................................................................................................................................... 15
       Lloyds Banking Group plc - Business Description ............................................................................................................................ 15
       Lloyds Banking Group plc - Corporate Strategy ............................................................................................................................... 16
       Lloyds Banking Group plc - SWOT Analysis .................................................................................................................................... 17
          SWOT Analysis - Overview........................................................................................................................................................... 17
          Lloyds Banking Group plc - Strengths........................................................................................................................................... 17
             Strength - Strong Balance Sheet and Liquidity Position ............................................................................................................ 17
             Strength - Building Customer Relationships .............................................................................................................................. 17
             Strength - Asset Quality ............................................................................................................................................................ 17
          Lloyds Banking Group plc - Weaknesses ..................................................................................................................................... 17
             Weakness - Negative Returns ................................................................................................................................................... 17
             Weakness - Banking Net Interest Margin .................................................................................................................................. 18
          Lloyds Banking Group plc - Opportunities..................................................................................................................................... 18
             Opportunity - New Product Offerings......................................................................................................................................... 18
             Opportunity - London 2012 Olympics Effect .............................................................................................................................. 18
          Lloyds Banking Group plc - Threats .............................................................................................................................................. 18
             Threat - Low Interest Rates ....................................................................................................................................................... 18
             Threat - Intense Competition ..................................................................................................................................................... 18
             Threat - UK Bank Levy .............................................................................................................................................................. 19
             Threat - Basel III Norms on Capital Requirements .................................................................................................................... 19
       Lloyds Banking Group plc - Key Competitors ................................................................................................................................... 20
       Section 3 – Company Financial Ratios ............................................................................................................................................. 21
       Financial Ratios - Capital Market Ratios........................................................................................................................................... 21
       Financial Ratios - Annual Ratios ...................................................................................................................................................... 21
       Performance Chart ........................................................................................................................................................................... 22
								
To top