As of June 18, 2010
The Terms and Conditions in English shall be for reference purposes only. In the event that there is any inconsistency between the
Terms and Conditions in English and in Japanese, the Japanese version shall prevail.
Terms and Conditions for Diners Club Corporate Card fee to Diners for such period, and by such due date, as Diners notifies
Membership in the statement of charges. The paid annual membership fee shall not
be refunded in principle in the case of withdrawal from the
CHAPTER I General Provisions Membership, cancellation of the Membership or for any other reason
Article 1. (Members) whatsoever.
1. The Diners Club corporate member (the "Member") shall be a legal Article 5. (Personal Identification Number)
entity or organization (a "Corporation") who, having accepted these 1. Diners shall register a personal identification number (a four-digit
Terms and Conditions, has applied to Citi Cards Japan, Inc. ("Diners") personal identification number; "PIN") and a personal identification
for the membership in Diners Club of Diners (the "Membership"). number for telephone (a four-digit personal identification number; "PIN
2. The Cardholder shall mean an officer or employee of a Corporation in for Telephone") for the Card in the manner designated by Diners and
respect of whom the Corporation shall have agreed to assume any shall notify the Cardholder thereof; provided that the Cardholder may
and all liabilities to be owed to Diners such as that to pay for change the PIN or the PIN for Telephone in the manner designated by
purchases through Diners and who has applied to Diners for the Diners. In such case, the Cardholder may use neither the same
Membership in the joint names with the Corporation and has been number in four digits, such as 0000 or 9999 nor a number that could
approved for the Membership by Diners. The procedure set out in this be easily detected such as the date of birth or telephone number.
Paragraph shall apply to the case where such Corporation as has 2. The Cardholder shall manage the PIN and the PIN for Telephone
been approved for the Membership adds Cardholders of the exercising due care of a good manager lest they become known to
Corporation. other persons. Except in cases where Diners is imputable, the
3. In applying for the Membership pursuant to the immediately preceding Corporation shall be liable to pay any and all obligations, damage, etc.
Paragraph, the manager (the "Manager") to be designated by a arising from the use of the Card in which the registered PIN or PIN for
representative of the Corporation in advance may so apply on behalf Telephone is used. The requirement of the Member s managing the
of the representative. PIN and PIN for Telephone registered with Diners shall not apply,
4. The Corporation and its Cardholder shall be jointly liable for all however, in the event that Diners has acknowledged that there is no
liabilities to Diners arising under these Terms and Conditions; willful action or negligence on the part of the Member.
provided that the Cardholder's obligations to pay shall be limited to Article 6. (Supplemental Services, etc.)
those arising in connection with his/her own use of the Card. 1. The Cardholder may utilize the supplemental services and benefits
5. The Cardholder's liability set out in the preceding Paragraph shall be incidental to his/her Card (the "Supplemental Services") provided by
subject to a written agreement between the Corporation and Diners in Diners or the outsourcee associated with Diners (the "Service
respect of the Cardholder's liability, if any. Affiliate").
Article 2. (Issuance and Handling of Card) 2. The Cardholder shall comply with the service rules and regulations
1. Diners shall issue and lend to the Cardholder a credit card to be which may be prescribed concerning the use of the Supplemental
issued by Diners (the "Card"), but not to the Corporation itself. Services, if any, and hereby acknowledges in advance that there may
2. The Cardholder shall, forthwith upon a Card being lent by Diners, sign be cases where the Supplemental Services may be unavailable.
his/her own name at the designated place for the signature on the 3. The Cardholder shall acknowledge in advance that, whenever Diners
Card and, in case a signature is printed on the surface of the Card with or the Service Affiliate deems it necessary, Diners may suspend the
a photograph of the Cardholder, he/she shall put the same signature provision of the Supplemental Services or change the contents
on the Card. thereof.
3. The name of the Corporation and the name of the Cardholder are Article 7. (Limit Amount of Use)
described on the surface of the Card and the Card may be used only 1. The Cardholder s limit amount of use of the Card per month (from and
by the Cardholder whose name is stated on its surface and who has including the 16th of a month to and including the 15th of the next
himself/herself signed the designated place for signature. The succeeding month in principle) or per semi-monthly period (from and
Cardholder shall use and keep the custody of the Card exercising due including the 16th or the last day of a month to and including the last
care of a good manager. day of the month or the 15th of the next succeeding month,
4. The Card is the property of Diners. The Cardholder shall not transfer respectively in principle) shall be examined and designated by Diners,
the possession of the Card to any third party, such as by lending, and notified by Diners to the Cardholder in such manner as Diners will
assigning or pledging, etc. and shall not allow any third party to use prescribe such as upon delivery of the Card or the statement of
the information stated on the surface of the Card such as the charges to the Cardholder. Diners may change the limit amount of use
Corporation s name, the Cardholder's name, the Membership number of the Card if Diners deems it necessary and may limit the amount of
and the time of expiry of the Card (the "Card Information"). In the use of the Card per each Cardholder.
event that the Cardholder breaches the preceding sentences and the 2. The transactions subject to the said limit amount shall include the
Card or the Card Information is used by a third party, the Member shall amount of purchase of goods, charge for services, annual membership
be liable for the amount payable to Diners, or any and all other fees, repayment for the cash advance services and charge for mail-
damages arising, in connection with such use. order sales each through use of the Card, as well as all the charges
5. The valid term of the Card shall be prescribed by Diners and shall be and fees for any goods and services provided by Diners.
stated on the surface of the Card. 3. If more than on card is lent to the Cardholder by Diners, the total limit
6. The term of the Card held by a Cardholder shall be renewed on the amount of use of those Cards shall be subject to the preceding two
date prescribed by Diners if Diners accepts the Corporation and the Paragraphs of this Article 7 regardless of the number of those Cards.
Cardholder to be qualified to continue the Membership, provided that 4. With regard to the Cardholder’s use of the Card, Diners will
Diners may withhold renewal of the term of the Card held by a occasionally receive inquires from the service establishments of Diners
Cardholder if he/she has not used the Card for a certain period of time. (the "Service Establishments") or the service establishments (the
7. If Diners suspects that the Card of a Cardholder or the Card "Foreign Service Establishments") of, or admitted by, a foreign
Information in respect of the Card is used or is likely to be used Diners Club ("Foreign Diners") if the amount of use of the Card per
fraudulently by a third party, Diners may, upon giving notice to the use exceeds the amount separately designated by Diners or for any
Member, make the Cardholder's use of the Card invalid and issue a other reason. In such case, when the use of the Card by the relevant
new Card. In such case, the Member shall cooperate with Diners in its Cardholder violates or is likely to violate these Terms and Conditions
investigation of the damage arising from the fraudulent use. or any regulations provided separately, or when there is some other
Article 3. (Purpose of Use of Card) impropriety, such as the Cardholder’s use of the Card falling under the
1. The Cardholder shall, unless otherwise agreed upon between the commercial act of purchasing merchandise for resale, or paying for
Corporation and Diners, use the Card only for business purposes of purchases, or other situation that Dinners believes is inappropriate, the
the Corporation. use of the Card may be rejected. In addition, Diners may request the
2. Even in the event that the Cardholder uses the Card in violation of the return of the Card through the Service Establishment or the Foreign
immediately preceding Paragraph, the Member shall not be Service Establishment. In such case, the Cardholder must return the
discharged from the obligation of payment. Card.
Article 4. (Annual Membership Fees)
The Member shall pay in advance the prescribed annual membership
Article 8. (Settlement of Charges) Preferred Rate provided in the immediately preceding Paragraph, the
1. All of the obligations to Diners owed by the Member hereunder, such Standard Rate designated by Diners shall apply.
as the amount of purchase of goods, charge for services, repayment Article 10. (Appropriation of Payment Amount, etc.)
for cash advance services and charge for mail-order sales each If the amount paid by the Member is not sufficient to fulfill all the
through use of the Card (the "Payment Obligations") shall be closed Payment Obligations, Diners may, unless otherwise proposed by the
on the 15th day of each month in principle (the "Closing Date"), and Member, appropriate such payment to any Payment Obligations in any
the Member specified in the application for the Membership as the order and manner that Diners determines to be appropriate to the
party obliged to make payments shall pay the amount of those extent permitted by law, without any notice, and the Member shall not
obligations on the 10th day of the next succeeding month (or the next raise any objections to such appropriation.
business day if such day is not a business day of the financial Article 11. (Burden of Cost)
institution, the "Payment Date") by means of an account transfer, The Member shall, even after the cancellation of, or withdrawal from,
agency payment/receipt or automatic remittance (the "Account the Membership, bear any and all costs and expenses required for the
Transfer, etc.") from the deposit account or securities general account filing of demand for payment, compulsory execution, preservation of
agreed with the financial institution or receiving agent (the "Financial rights and preparation of notary deeds, out of the expenses required
Institution, etc.") designated in advance by Diners; provided that, if for legal procedures.
Diners deems it necessary or there is a business reason, Diners may Article 12. (Re-Examination of Member s Qualification)
request that the Member should pay for the Payment Obligation by Diners may re-examine the eligibility, the amount usable of the
remitting the relevant amount into such depository account as Diners Member on a regular and ad-hoc basis after his/her admission to the
will specify by use of the document to be sent by Diners, or by Membership. In this case, the Member shall furnish such documents
payment at a convenience store, etc. If the advance consent of Diners and information as are requested by Diners and agree to the
is obtained, another method of payment may be substituted. Diners suspension of use of the Card or the return of the Card.
may designate other dates as the Closing Date and the Payment Date. Article 13. (Rejection of Transactions with Anti-social Force)
In this case, Diners shall notify the Member of the Closing Date and 1. The Member, a representative or director/officer of a Corporation, a
the Payment Date so designated in the statement of charges as person as a representative of application for the Membership
provided in Paragraph 4 of this Article or in any other manner (including, without limitation, the Manager), a scheduled Cardholder,
designated by Diners. Due to administrative reasons, the payment shareholders or employees of a Corporation and any other person
might be made on the Payment Date of two months or more after the similar to any of them (each the "Member, etc." and collectively the
due date. "Members, etc.") hereby represent and warrant that he/she does not
2. In case the charges for use of the Card are denominated in a foreign and will not fall under any of the followings:
currency, the Member shall pay the charges as converted into the (1) an organized crime group;
currency designatef be Diners (Yen in principal) on the basis of the (2) a member of an organized crime group;
currency conversion rate of the financial institution designated by (3) an associate member of an organized crime group;
Diners prevailing as of the date when the credit of those charges is (4) an enterprise having a connection with an organized crime group;
transferred to Diners or Diners is requested to pay for the credit on (5) a blackmailer of shareholders meetings, etc., a vagabond
behalf of the Member, the administration expenses designated by professing himself/herself to engage in social activities, etc., or a
Diners being added to the charges; provided that such conversion rate violent group of special intelligence, etc.; and
shall be subject to an agreement between Diners and the Corporation, (6) such other person/entity as Diners recognizes is an anti-social
if any. The amount of the cash advance service overseas shall not power similar to any of the foregoing.
include the administration expenses. 2. The Member, etc. shall not do or cause to be done by a third party any
3. If the Member fails to perform the Payment Obligations by the of the following acts:
Payment Date provided in Paragraph 1 of this Article, the Member (1) a violent demand;
shall pay those obligations in the manner designated by Diners. (2) an excessive demand beyond Diner's legal liability;
4. Diners shall notify the Member by the Payment Date of the monthly (3) use of intimidating words or exercise of violence in relation to a
amounts of the Payment Obligations provided in Paragraph 1 of this Card transaction (including use of the Card, payments, use of the
Article as the statement of charges to be delivered to the Member’s Supplemental Services, etc.);
registered address by mail or by any other method designated by (4) defame the reputation, or interfere with the business of Diners by
Diners including but not limited to an electronic method. Diners may spreading rumour, using fraudulent means or resorting to force; and
change the method of delivery to the Member of the statement of (5) any other act that Diners has deemed to be similar to any of the
charges but in any event subject to an agreement with the Member. foregoing.
5. If the Member does not raise any objections to Diners within one (1) 3.Diners may refuse an application for the Membership;
week from the date of receipt of the statement of charges provided in (1) if the Member, etc. falls or threatens to fall under any one of
the immediately preceding Paragraph, the Member shall be deemed to (1)through (6) of Paragraph 1;
have agreed to the contents of the relevant statement. (2) if the Member, etc. does or threatens to do any act set out in the
6. The Member may request Diners to reissue a statement of charges; immediately preceding Paragraph;
provided that such reissue shall be limited to the statements of (3)if it is proved or it is likely to be proved that the Member, etc. makes
charges issued not earlier than six (6) months prior to the month of a false statement in violation of any of the representations and
request. In such case, the Member shall pay the charges prescribed warranties set out in Paragraph 1 or 2.
by Diners. 4.Article 13 shall apply mutatis mutandis and Diners may suspend use or
7. If the Account Transfer, etc. of the Payment Obligations is not rent of the Card, take legal actions, cancel the Membership, etc. if
available due to the reasons such as insufficient funds in the bank Diners recognizes that the Member, etc. falls or threatens to fall under
account of the Member from which the Payment Obligations are paid any of (1) through (3) of the immediately preceding Paragraph.
(the "Payment Account"), Diners may apply for the Account Transfer, Article 14. (Suspension of Use or Lending of Card, Legal
etc. of all or a part of the delinquent amount of the Payment Proceedings and Cancellation of Membership, etc.)
Obligations upon agreement with the relevant Financial Institution, etc. 1. If the Member is delayed in making any payment under these Terms
on any day on or after the Payment Date. and Conditions or is otherwise in breach of or likely to breach any
Article 9. (Rate of Fees and Change of Rate) provision of these Terms and Conditions, the Member is using his/her
1. Diners will notify the Member of interest rate of the cash advance Card in a suspicious manner, the above re-examination is taken or
services and interest rate of delinquency charge (collectively, the Diners otherwise deems it necessary, Diners may immediately effect
"Standard Rate") prescribed by Diners in the manner designated by the following measures without serving prior notice there of upon the
2. Diners may change the Standard Rate due to any change in financial (1) suspension of use of the Card;
or other situations, etc. (2) suspension of use of the Supplemental Services;
3. Diners may apply the rate lower than the Standard Rate (the (3) return of the Card due to the suspension of the lending;
"Preferred Rate") to the Member for the campaigns, etc. conducted by (4) notice of nullification of the relevant Card to the Service
Diners. In this case, Diners shall notify the relevant Member of the Establishments, etc; or
contents and the application period thereof in the manner designated (5) legal proceedings as deemed necessary by Diners.
by Diners. 2. The measures set out in each sub-paragraph of the immediately
4. If any of the events of acceleration provided herein shall have occurred preceding Paragraph shall be taken through the Service
in respect of the Member after commencement of application of the Establishments, etc. or in the manner prescribed by Diners.
3. If the Member falls under any of the following sub-paragraphs, or is Diners prescribes;
otherwise considered by Diners to be unsuitable for the Membership, (2) if the Member is in breach of its obligations hereunder, which
Diners may, at any time, cancel the Membership without notice or constitutes a material breach hereof; or
demand: (3) if the Member's credit standing has deteriorated considerably.
(1) if the Member makes false report to Diners; Article 17. (Delinquency Charge)
(2) if the Member breaches any provision of applicable laws or If the Member has delayed in performance of the Payment Obligations,
regulations or of these Terms and Conditions; the Member shall pay, from the day following the Payment Date until
(3) if the Member fails to perform the Payment Obligations; the day when the payment is made in full, a delinquency charge at the
(4) if, in respect of the Member, an order of attachment or provisional rate of 14.6% per annum. The calculation shall be made on the basis
attachment, etc. is issued, any petition for a bankruptcy procedure of a year of 365 days for the actual number of days elapsed.
is filed or suspension of bills/checks transactions is made, or if Article 18. (Loss, Theft, Falsification and Reissuance of Card)
there occurs material change in the credit standing of the Member; 1. If the Card is used by another person due to reasons such as the loss
(5) if Diners considers the status of use of the Card, the payment or theft of the Card, these Terms and Conditions shall apply to all
status or the management of the Card is not appropriate such as Payment Obligations that result from the use thereof, and the Member
the case where the Cardholder purchases goods or services for the shall be liable therefor; provided that, if the Member prompthy notifies
purpose of changing them to cash, engages in overseas gambling Diners directly by telephone, etc. of the fact of loss or theft, reports the
by use of Internet, etc., overseas public lottery transactions or occurrence to the nearest police station and submits the prescribed
fictitious transactions, or causes the Card to be used by a third documents to Diners, Diners shall exempt the Member from the
party; or payment of any damage that occurs not earlier than the date sixty (60)
(6) if an event that falls under any of the immediately preceding sub- days prior to the date when Diners received such notice.
paragraphs (1) through (5) occurs under other terms and 2. Notwithstanding the proviso of the immediately preceding Paragraph, if
conditions, etc. executed between the Member and Diners. any of the following sub-paragraphs applies, the payment exemption
4. In the event that Diners terminates the membership pursuant to the shall not apply:
preceding Paragraph, the Member shall be liable for any loss or (1) if the loss or theft, etc. is caused by willful misconduct or gross
damage, or costs and expenses, and Diners shall not be liable for any negligence of the Member;
loss or damage, or costs and expenses incurred by the Member, in (2) if the persons related to a Cardholder such as his/her family
connection with the termination. member, a person in the same household, house sitter, or such
5. In the event that the Corporation or the Member falls in Paragraphs 3 other persons entrusted to take care of the Cardholder is involved
and 4 of this Article, they shall lose their rights to the Supplemental in the loss or theft, or each such person misuses the Card;
Services (including those accrued prior to termination of the (3) if the loss or theft occurs due to war, earthquake or such other
Membership) provided for in Article 6. public disorder;
6. The Corporation or the Member shall, pursuant to these Terms and (4) if in the use of the Card using a PIN, damage is caused by the use
Conditions, be responsible for any Payment Obligations which will be of the Card after the confirmation of agreement between the PIN
newly known to Diners after termination of the Membership. used and the PIN registered;
7. If the Corporation falls under Paragraph 1, 3, 4, 5 or 6 of this Article, all (5) if the loss or theft occurs while in breach of these Terms and
relevant Cardholders shall also be subject to each such Paragraph. Conditions; or
Article 15. (Withdrawal from Membership) (6) if the Member refuses to submit a document requested by Diners or
1. The Member may withdraw from the Membership at any time by filing makes a false application in a document submitted to Diners, or the
with Diners a notice of withdrawal in the form prescribed by Diners and Member does not cooperate in an investigation made by Diners into
returning the Card to Diners. the damage arising from fraudulent use.
2. If the Corporation withdraws from the Membership, all relevant 3. The Member shall not be liable for the payment of charges related to
Cardholders shall automatically withdraw from the Membership and the use of falsified cards.
shall return the Card to Diners. 4. Notwithstanding the provisions of the preceding paragraph, the
3. In the case of Paragragh 1 or the preceding Paragraph of this Article, Member shall be liable for the payment of the charges related to
the Member shall immediately pay all Payment Obligations regardless forged cards in the event that the issue or use of such forged cards is
of the Payment Date by such method of payment as Diners will due to willful misconduct or negligence on the part of the Member.
approve. In this case, the Member shall withdraw from the Membership 5. The Member shall cooperate in the investigation of the damage as
upon completing the payment of all Payment Obligations. The Member conducted by Diners and other parties involved.
shall, even after the withdrawal from or termination of the Membership, 6. The Card shall be reissued when Diners deems it appropriate. In this
be responsible for any and all Payment Obligations which the Member case, the Member shall pay the reissuance charge prescribed by
will owe to Diners. Diners.
4. In case a part of Cardholders withdraws from the Membership, Article 19. (Changes in Reported Matters)
Paragraphs 1 and 3 of this Article shall apply. 1. If there is any change of the trade name, name, address,
5. Diners may take steps necessary to have a Cardholder withdraw from representative, Manager, person-in-charge of contact, account for
the Membership if a certain period of time elapses after renewal of the payment, PIN, PIN for Telephone, etc. or if a Cardholder is added to or
valid term of his/her Card is withheld. withdraws from the Membership, the Member shall report such change
6. In the event that the Member withdraws from the Membership without delay by the method designated by Diners.
pursuant to this Article, the Member shall lose his/her rights to the 2. If any notice, document sent, or any other item from Diners is delayed
Supplemental Services (including those which the Member had or fails to arrive due to the failure of the notification provided in the
obtained prior to such withdrawal) provided for in Article 6. immediately preceding Paragraph, such notice, document or other
Article 16. (Acceleration) item shall be deemed to have arrived at the Member at the time when
1. If the Member falls under any of the following sub-paragraphs, the it should have normally arrived; provided that this provision shall not
Payment Obligations shall be accelerated and the Member shall apply if such notification is not made due to circumstances beyond the
immediately perform such obligations: control of the Member.
(1) if the Member fails to perform any Payment Obligations on the Article 20. (Transactions via Telephone or Internet, etc.)
Payment Date even for once; 1. The Cardholder may make an application for the services designated
(2) if the bill or the check drawn by the Member is dishonored or if the by Diners, inquiry to Diners, and reports as provided in the
Member suspends payment for its debts generally; immediately preceding Article by telephone or via Internet (the
(3) if a petition for attachment, provisional attachment, preservative "Telephone Transactions, etc.").
attachment or provisional disposition is filed or a disposition for 2. The Cardholder shall make the Telephone Transactions, etc. by using
failure to pay taxes is issued; or his/her PIN for Telephone or in the manner designated separately by
(4) if a petition for bankruptcy, civil rehabilitation, special liquidation, Diners in principle, and the contents shall be recorded or captured,
corporate reorganization or other similar procedures of insolvency and stored for a reasonable period of time, by Diners.
is filed against or by the Member. Article 21. (Disclosure and Provision of Information concerning
2. If the Member falls under any of the following sub-paragraphs, the Cardholders or Use of Card)
Payment Obligations shall be accelerated upon request of Diners and 1. Diners may disclose to the Corporation the information concerning the
the Member shall immediately perform such obligations: Cardholder and any and all Card Information such as transactions
(1) if the Member pledges, assigns or lends the merchandise or does between Diners and the Cardholder and the amount of use of Cards
such other act as will infringe upon the ownership of Diners and as and the Cardholder hereby agrees to such disclosure in advance.
2. Diners may provide the information concerning the Member and any Establishments. In this case, the Cardholder shall agree in advance
and all information concerning transactions between Diners and the that Diners may follow the prescribed procedures for identification of
Member such as the amount of use of Cards to Citibank Japan Ltd., principal.
Diners Club International and Diner Club Franchise and the Member 4. If Diners considers that the use of the Card by a Cardholder violates or
hereby agrees to such provision in advance. is likely to violate these Terms and Conditions or is otherwise
Article 22. (Confirmation of Separate Agreement) inappropriate, Diners may reject the Cardholder's use of the Card.
The Corporation shall notify the Cardholder in writing of those matters 5. If the merchandise purchased or services delivered with the Card is
and contents of an agreement which Diners and the Corporation make cancelled, the Cardholder shall comply with the prescribed procedures
separately and the Cardholder hereby agrees thereto. such as signing a return sales voucher for cancellation.
Article 23. (Submission of Documents) 6. The Cardholder may use the continuous services designated by
1. If it becomes necessary under various laws and regulations regarding Diners such as communication charges by the method of registering
foreign exchange and foreign trade control, Diners may request the the Card Information with the Service Establishments in advance. The
Member to submit designated documents. Member shall agree in advance that, if the Membership number or the
2. Diners may request the Member to submit the documents for the period of validity of the Card changes, Diners may, at the request of
identification of principal or confirmation of use of the Card required by the Service Establishments, notify them of the contents of such
Diners on a regular or ad-hoc basis and the Member shall meet such change. Even after withdrawal from or termination of the Membership,
request. the Member shall, with respect to use of the Card at the relevant
3. If the Member fails to comply with Paragraph 1 of this Article or the Service Establishment, be responsible for payments pursuant to
immediately preceding Paragraph, and if Diners deems it necessary, Paragraph 6 of Article 13 and Paragraph 3 of Article 14.
Diners may restrict or suspend the use of the Card by the Member. 7. Any dispute concerning use of the Card shall be resolved between the
4. Even if the use of the Card is restricted or suspended by Diners Member and the relevant Service Establishment. In the case that a
pursuant to the immediately preceding Paragraph, the Member shall transaction which has been made between the Member and the
pay the Payment Obligations to Diners in accordance with these Service Establishment by use of the Card is cancelled, settlement of
Terms and Conditions. the transaction price shall be made in accordance with such method
Article 24. (Jurisdiction) as Diners will specify.
If there arises any dispute in relation to these Terms and Conditions, Article 29 (Assignment of Receivables; Advances)
the Member agrees to submit to the jurisdiction of the summary court 1. If the agreement between Diners and the Service Establishments or
or the district court which has jurisdiction over the Member's address, the Foreign Service Establishments is an agreement of assignment of
the place of purchase, or the head office or each branch of Diners, receivables, the Member shall agree that, in either of the cases set
regardless of the amount of litigation claimed. forth below, the receivables (the "Receivables") of the Service
Article 25. (Governing Law) Establishments, the Foreign Service Establishments or the financial
Any and all agreements between the Member and Diners shall be institution offering the cash advance service to the Cardholder
governed by and construed in accordance with the laws of Japan. overseas (the "Foreign Financial Institutions, etc.") arising from
Article 26. (Revision and Approval of These Terms and Conditions) purchase of merchandise, receipt of services, use of mail-order or use
If the Cardholder uses the Card after these Terms and Conditions of such cash advance service will be assigned to Diners at any time
have been amended and the Member has been notified of such and in any manner. In respect of assignment of the Receivables, the
amendment by Diners or the amended Terms and Conditions have Service Establishments, the Foreign Service Establishments, the
been sent to the Member after the Member shall be deemed to have Foreign Financial Institutions, etc. and Diners may omit an individual
agreed to the amended provisions of these Terms and Conditions. If notice to the Member and request for the Member's consent.
any special agreements or provisions which differ from these Terms (1) Assignment to Diners of the Receivables by the Service
and Conditions exist, such special agreements or provisions shall Establishments (including without limitation those engaging in mail-
prevail. orders, etc.).
Article 27. (Transfer of Contract to Third Party) (2) Assignment to Diners of the Receivables by the Foreign Service
1. The Member hereby gives his/her consent comprehensively without Establishments directly or through Foreign Diners.
any objection to any transfer to a third party of Diners' contractual 2. If the agreement between Diners and the Service Establishments or
statues under these Terms and Conditions which Diners will make in the Foreign Service Establishments is an agreement in which Diners
the future. will make payments to them on behalf of the Member, the Member
2. The Member hereby gives his/her consent without any condition or shall advance that, in either of the cases set forth below, Diners will
objection to any transfer to a servicer or any other third party of Diners' make advance payments to the Service Establishments and the
credit to the Member under these Terms and Conditions. Foreign Service Establishments the amount of the Receivables on
behalf of the Member at any time and in any manner.
CHAPTER II Card Shopping Provisions (1) Diner's advance payments to the Service Establishments (including
Article 28. (Manner of Use of Card) without limitation those engaging in mail-orders, etc.) on behalf of
1. The Cardholder may purchase merchandise and receive services by the Member.
presenting the Card at the Service Establishments or at the Foreign (2) Diner's advance payments to the Foreign Service Establishments or
Service Establishments and by affixing the same signature to the the Foreign Financial Institutions, etc. directly or to Foreign Diners
designated sales voucher as is seen on the back of the Card; provided on behalf of the Member and Foreign Diner's advance payments to
that, if a terminal (the "Terminal") is installed in the Service the Foreign Service Establishments on behalf of the Member.
Establishment, the Cardholder may be requested to comply with the 3. The amount of the Receivables assigned to Diners or the amount
designated procedures. For mail-order sales or in other instances which Diners will make advance payments on behalf of the Member
where specially approved of by Diners, the presentation of the Card pursuant to the preceding Paragraph 1 or 2 of this Article shall be the
may be omitted, and instead, signing of an order sheet or complying par value of the sales voucher designated by Diners. In the case of
with the methods designated by Diners may be requested. In the mail-order, etc., such amount shall be the total amount of the indicated
Service Establishments which are deemed appropriate by Diners, the price and mailing costs stated on the order form designated by Diners.
Cardholder may purchase merchandise and receive services by the Article 30 (Type of Payment)
methods deemed appropriate by Diners, such as by omitting signature The Member shall pay the amount for merchandise purchased,
on the sales voucher and entering the PIN into the Terminal instead of, services received, and mail-order purchases made by using the Card
or together with, the signature. in one lump sum in principle. Neither one lump sum payment at the
2. Depending on the amount of use or status of use of the Card, approval time of bonus nor revolving payment shall be available.
from Diners may be required each time when the Card is used. In such Article 31. (Ownership of Merchandise)
case, Diners may receive inquiries from the Service Establishments or The Member agrees that the ownership of the merchandise purchased
the Foreign Service Establishments, and the Member shall agree in by the Member through the use of the Card shall remain with Diners
advance that Diners may answer such inquiries to the Service until all the Payment Obligations regarding the relevant merchandise
Establishments or the Foreign Service Establishments, etc. regarding are paid in full.
only those matters that Diners deems will be necessary. Article 32. (Difference between Samples/Catalogues and the Actual
3. If Diners considers that a Cardholder s Card is likely to be fraudulently Merchandise)
used by a third party, Diners may withhold the Cardholder s use of the If the Member orders any merchandise after looking at a sample or
Card through the Terminal and approve the use of the Card upon catalogue, etc. and the merchandise or right delivered, or the service
inquiries from the Service Establishments or the Foreign Service provided, etc. turns out to be different from that of the sample or that
on the catalogue, the Member may request the Service Establishment contact the Service Establishment where you used your Card.
to replace the merchandise, right or service, etc. or may cancel the 2. For any inquiry or consultation regarding the details of the use of the
relevant sale and purchase agreement. Card, please contact:
CHAPTER III Cash Advance Service Provisions Citi Cards Japan, Inc.
Article 33. (Cash Advance Services) Telephone: 0120-074-024
1. If Diners deems it appropriate, after examination, the Cardholder may 3. For any request of the provision of printed materials for public
use cash advance services in accordance with designated procedures relations, notice of cancellation of business services, inquiries
such as the use of the PIN registered with Diners, by operating cash regarding the disclosure, correction or deletion, etc. of personal
dispensers (including automated teller machines; the "Cash information, please contact:
Dispensers") designated by Diners and withdrawing cash from the <Customer Service>
Cash Dispensers. If cash advance services are provided after the Triton Square X 37F, 8-10, Harumi 1-chome, Chuou-ku, Tokyo 104-6037
Cash Dispensers have verified the Card and that the PIN used for the Telephone: 045-523-1420 (9:30-17:30 on weekdays)
operation of the Cash Dispensers has matched the registered PIN, the
Member shall be fully responsible for all the damage that arises, even If the above line is busy, please call Call Center.
if the PIN is stolen or some other accident occurs in respect of the PIN. Toll Free 0120-074-024 (24 hours a day, 365 days a year)
2. In addition to the method provided in the immediately preceding *Please have your card number and T-PIN for Telephone at hand
Paragraph, the Cardholder may use the cash advance services by the when you call.
method approved by Diners, such as telephone and Internet. In this
case, Diners shall pay the amount of use into the Member's Payment Available Amounts, Charge Rates, Interest Rates, etc.
Account and the date of such payment shall be the date of the loan.
3. The Cardholder may, at the Foreign Financial Institutions, etc. set forth
Available Interest Type of Period/ Delinquency
below, use the cash advance services through the Foreign Financial Name
Amounts Rate Repayment Number of Charge
Institutions, etc. by presenting the Card and his/her passport and by Times/Due Date
signing the designated sales voucher but in any event subject to any Payment
agreement between Diners and the Corporation. Period/
(1) Foreign Diners (excluding certain offices). Number:
(2) Overseas branches of those institutions and foreign institutions 23 to 56
associated with Diners or Foreign Diners. days/One
4. The Member s limit amount of use of cash advance services and the repayment
interest payable to Diners, etc. shall be as stated at the end of these Actual annual rate Payment
Terms and Conditions and shall be notified by Diners to the Member in 15.0% 20.0% Date:
(which shall in no event To be closed
such manner as Diners will prescribe such as upon delivery of the
exceed the limitation on 15th day of
Card or the statement of charges to the Member.; provided that an of interest prescribed each month
agreement which Diners and the Member enter into separately will, if in the Interest and to be paid
any, apply to such amount and interests, etc. Restriction Law) on 10th day of
5. If the Cardholder uses cash advance services overseas, the Member New Loan Amount x the next
shall pay, through Diners, the amount including the interest prescribed Daily Rate month in
by Diners and the fees designated by the Foreign Financial (annual rate of interest a principle
Cash ¥500,000, payment of Annual
Institutions, etc. Diners shall request the Member to pay those subject x number of days of On 10th every
Advance as examined principal rate of
to the terms and conditions set forth at the end of these Terms and borrowing x 1/365 month the
Services and and 14.6%
(or 366 in the case amount of
Conditions. determined interest
of a leap year) days) principal
6. The amount of use of cash advance services, the interest payment by Diners
The number of days repayment
date, the payment method, and the conversion of foreign currency of borrowing will be with interests
stated on the sales voucher for the use of cash advance services the period from and accrued shall
overseas shall be as provided herein. including the date next be payable.
7. If the Member prepays all or part of the amount of use of cash succeeding the date of If such date is
advance services, the Member shall pay such amount together with borrowing to and not a business
the interest calculated on the basis of a year of 365 days (or 366 days including the date of day of financial
in the case of a leap year) for the actual number of days elapsed from repayment . institutions,
the date next succeeding the date when the cash advance services
were used until the relevant prepayment. business day
8. Diners may, where necessary, increase or decrease the Cardholder’s shall be
limit amount of use of cash advance services or suspend further use of the repayment
cash advance services; provided that, in the case of increase, Diners date.
will confirm the Member's intent.
Article 34. (Payment of Charges) Collateral: Not required
1. If the Member uses the cash advance services by the method which is The available amount of loan may, upon Diner's inspection and
approved by Diners such as telephone or Internet, the Member shall examination, exceed the maximum amount of borrowing set out
pay the charges prescribed by Diners in paying the cash into the above.
Member s Payment Account, together with the repayment amount for
the cash advance services on the initial Payment Date for such
2. If the Member uses the Cash Dispensers of a financial institution, etc.
associated with Diners and if the financial institution, etc. collects any
prescribed charges such as an ATM charge, the Member shall pay
such charges to such financial institution, etc. through Diners. In this
case, Diners shall pay, for and on behalf of the Member, the charges
to the financial institution, etc. by the prescribed method, and the
Member shall reimburse such amount to Diners by the method similar
to that prescribed herein.
Citi Cards Japan, Inc. http://www.diners.co.jp/
Director of Kanto Finance Bureau (2) No. 01376
Head Office: Citigroup Center, 2-3-14, Higashi-Shinagawa, Shinagawa-ku,
For Inquiries and Consultation, etc.
1. For any inquiries or consultation regarding merchandise, etc., please
Agreed Provisions regarding Handling of Personal (3) research and development of financial products and
Information services by market research, data analysis and
implementation of questionnaires, etc.; and
These agreed provisions (the "Agreed Provisions") shall constitute a (4) dispatch of direct mail, etc. and various proposals
part of the Terms and Conditions of Diners Corporate Membership (these regarding financial products and services.
"Terms and Conditions"). 4. If the Member, etc. becomes a member through the member
Article 1. (Collection, Holding and Use of Personal Information) introduction system conducted by Diners, such Member, etc. shall
1. An applicant for the Cardholder or the Cardholder (collectively the agree to the provision by Diners of the fact that such Member, etc. has
"Cardholder, etc.") and a representative of the Member (including become a member to the person who made such introduction for the
without limitation the Manager) or a representative of an applicant for purpose of delivering such person a gift for introduction.
the Membership (together with the Cardholder, etc., the "Member, 5. The Member, etc. shall agree to Diners' application of the Agreed
etc.") shall agree to Diners' collecting, holding and using, upon taking Provisions, even after his/her withdrawal such as by the loss of the
necessary protection measures, the following information (the Membership, for a period that Diners deems appropriate.
"Personal Information") regarding the Member, etc. for the purposes Article 2. (Inquiries to, Registration with and Use of Personal Credit
of making credit decisions, performing credit management after credit Information Agencies)
extension, providing the Supplemental Services, providing the 1. The Cardholder, etc. agrees that Diners will, in making the
Corporation with the information concerning use of the Card by the transactional decisions regarding these Terms and Conditions, enquire
Cardholder, etc. and dealing with the Account Transfer, etc. The of the personal credit information agencies (the persons who conduct
management after credit extension shall include the confirmation of business of collection of information regarding individuals' payment
use of the Card, notice of payment, etc. of the charge for use of the abilities and provision of such information to such agencies' members,
Card to the Member (including any request when the payment is not collectively the "Agencies") of which Diners is a member and the
made by the due date), and confirmation of contacts and use for personal credit information agencies affiliated with the Agencies (the
collection of receivables: "Associated Agencies") and will use any personal information
(1) matters reported by the Member, etc. at the time of filing an regarding the Cardholder and his/her spouse (including the contents of
application for the Membership with Diners, such as the agreements registered by the member of each such agencies, the
Cardholder's name, age, date of birth, address, telephone number, status of repayment, dishonour of bills/checks, bankruptcy and other
employer, office telephone number, driver's license code/number, information included in Kampo - (official gazette) report -, etc. the
assets, income, debt, employee number, name of section to which information to be provided in a telephone directory, the information
he/she belongs, and matters reported to Diners by the Member registration of which is required by Japan Financial Services
through documents submitted to Diners, etc. under these Terms Association and also the "Registered Information", including historical
and Conditions and matters which become known to Diners through information, set in the table below) registered with any of those
inquiry by telephone; agencies, only for the purpose of investigation of the payment ability of
(2) matters concerning the agreement between Diners and the Member, the Member, etc.
etc., including the date of application, date of agreement, limit amount 2. The Cardholder, etc. agrees that the information, designated by the
of use and credit line, etc.; Agencies (including the types of information and their historical
(3) status of use of the Card and the status of payment by the information stated in the "Registered Information" set out in the table
Cardholder; below) will be registered with the Agencies for such period as is
(4) the credit use history and the credit payment history of the Member, specified below as the "Registered Period" and will be used by the
etc. collected by Diners; member of the Agencies and the Associated Agencies for the purpose
(5) documents for identification of principal submitted by the Member, of examining the payment ability of the Cardholder, etc.
etc. to Diners under Law for Prevention of Transfer of Criminal 3. The Cardholder, etc. agrees that the information provided in
Proceeds or for the purpose of identifying principal as designated Paragraphs 1 and 2 of this Article will be provided and used mutually
by Diners and matters stated therein; by the Agencies, the Associated Agencies and their respective
(6) matters stated in the documents issued by pubic institutions members to the extent necessary for the protection and securing of
collected from the Member, etc. or public institutions in the legal appropriate use of the Personal Information such as maintenance of
and appropriate manner by Diners; the accuracy and up-dated nature of the Personal Information, the
(7) information open to an indefinite number of people such as Internet, handling of claims and monitoring of the status of compliance by those
kampo (official gazette) or list of staff, etc.; and members with rules of the Agencies.
(8) status of identification of principal at Diners or financial institutions, 4. The names, addresses, telephone numbers for inquiries, registered
etc. where the Member, etc. has a settlement account. information and registration periods of the Agencies shall be as set out
2. The Member, etc. shall agree to the use of the Personal Information below. If Diners becomes a member of another personal credit
mentioned in Sub-paragraph (1), (2), and (3) of Paragraph 1 of this information agency, Diners shall separately give notice in writing to,
Article by Diners for the following purposes (the detailed contents of and shall obtain the consent of, the Cardholder, etc. The details such
business are available on Diners website) upon taking necessary as qualification for membership of the Agencies and the company
protection measures; names of members, etc. are available on the website of each personal
(1) notification of new products in the credit-related business and credit information agency.
related service after sales; (1) CIC, Corp. (CIC) http://www.cic.co.jp/
(2) market research and development of products in the credit-related Personal credit information agency, members of which are the
business; companies engaged in the credit business, mainly installment
(3) delivery of PR materials and printed materials, and marketing activities sales, etc.
such as telemarketing, etc. in the credit-related business; and Shinjuku First West, 1-23-7, Nishi-Shinjuku, Shinjuku-ku, Tokyo
(4) delivery of PR materials and printed materials regarding marketing 160-8375
of credit establishments, etc. Telephone: 0120-810-414
3. The Member, etc. shall agree to the use of the Personal Information (2) Japan Credit Information Reference Center Corp.(JICC)
mentioned in Sub-paragraphs (1), (2), (3) and (5) of Paragraph 1 of http://www.jicc.co.jp/
this Article by the following company associated with Diners (the Personal credit information agency, members of which are the
"Joint User Company") upon taking necessary protection measures companies mainly engaged in the credit extension business such
for the purpose stated in each of the following sub-paragraphs: as credit business, leasing business, guarantee business and
Citibank Japan Ltd. http://www.citibank.co.jp/ money lending business
Citigroup Center, 2-3-14, Higashi-Shinagawa, Shinagawa-ku, Tokyo Kanda Shinko Building, 2-1, Kanda Tacho, Chiyoda-ku,
140-8639 Tokyo 101-0046
Telephone: 0120-110-330 Tel: 0120-441-481
Purposes :(1) acceptance of applications for financial products and
services such as opening of account for various financial
products in the deposit business;
(2) confirmation, etc. of the Member, etc. under the Law for
Prevention of Transfer of Criminal Proceeds and
confirmation of qualification for use of financial products
(3) Registered Information and Registration Period (i) In the case of request for disclosure to be made to Diners and the Joint
(For details, please confirm with each organizations, websites.) User Company, such request shall be made to the Customer Service as
stated at the end hereof. The procedures for request for disclosure are
Organizations Registration Period available on Diners' website, etc.;
(i) Fact that an The period of six (6) months (ii) In the case of request for disclosure to be made to the Agencies,
application in C I C from the date on which Diners such request shall be made to each personal credit information
connection with makes reference. agency stated in Paragraph 4 of the immediately preceding Article.
these Terms and The period not exceeding six (6) 2. If it is found that the registered contents are not the facts, Diners and
Conditions has J I C C months from the date of such the Joint User Company shall promptly arrange for correction or
been made. application. deletion thereof.
During the term of the agreement Article 4. (Case of Disagreement of Handling of Personal
and the period not exceeding five Information and Request for Suspension of Use and Provision of
(5) years after the termination of Personal Information)
the agreement. 1. If the Member, etc. does not wish the description of the matters
(ii) Objective fact of During the term of the agreement necessary for application for the Membership, or if the Member, etc.
transaction and the period not exceeding five
may not approve all or part of the handling of the Personal Information
regarding these (5) years from the date on which
Terms and the payments are made in full (in provided herein, admission may be rejected or procedures may be
Conditions. J I C C case of information concerning a taken for withdrawal from the Membership; provided that, even if the
fact of assignment of a claim, the Member, etc. does not agree to Paragraphs 2 and 3 of Article 1,
period not exceeding one (1) admission may not be rejected or procedures may not be taken for
year from the date on which such withdrawal from the Membership for such reason.
fact occurs). 2. If the Member requests the suspension of use of the Personal
During the term of the agreement Information regarding Paragraphs 2 and 3 of Article 1, Diners shall
and the period of five (5) years suspend such use to the extent not obstructing the operation of
after the termination of the business except for the delivery, etc. of the Card or the statement of
agreement. charges, etc. The request for suspension shall be made by the
The period not exceeding five (5) Member to the Customer Service stated at the end hereof.
years from the date on which Article 5. (Use, Provision of Personal Information When Agreement
(iii) Fact that the
such fact occurs (in case of
payment of Fails to Take Effect)
information concerning a fact of
obligations is failed. Even if the agreement between Diners and the Member, etc. fails to
failure in payments, during the
J I C C period of such failure; and in take effect, Diners may use and provide the fact for a certain period
case of information concerning a that the Member, etc. made an application for the Membership to
fact of cure of such failure, one Diners pursuant to Article 1 and Paragraph 2 of Article 2 regardless of
(1) year from the date on which reason why the agreement fails to take effect, but will not use or
such fact occurs). provide such fact for any other purpose.
5. The Associated Agencies of the Agencies shall be as follows. Any Article 6. (Amendment to Provisions)
queries to the following Associated Agencies shall be made to the These Terms and Conditions etc. may be amended to the extent
personal credit information agency stated in the immediately preceding necessary in accordance with the procedures provided by laws and
(i) Personal Credit Information Center (KSC)
http://www.zenginkyo.or.jp/pcic/index.html Contact for requesting disclosure or suspension of use of the Personal
Personal credit information agency, members of which are mainly Information to Diners and the Joint User Company:
financial institutions and their related companies <Customer Service>
1-3-1, Marunouchi, Chiyoda-ku, Tokyo 100-8216 Triton Square X 37F, 8-10, Harumi 1-chome, Chuou-ku, Tokyo 104-6037
Telephone: 03-3214-5020 Telephone: 045-523-1420 (9:30-17:30 on weekdays)
* CIC and JICC are associated in order to prevent multiple debts and
establish the network for mutual exchange of information (CRIN) and If the above line is busy, please call Call Center.
Diners uses the information of KSC via the Agencies. Toll Free 0120-074-024 (24 hours a day, 365 days a year)
6.The information to be registered with the personal credit information *Please have your card number and T-PIN for Telephone at hand when
agencies (as set out in the preceding Paragraph 4) of which Diners is you call.
a member is as follows:
(1) CIC: name, birth date, address, telephone number, employer, office Citi Cards Japan, Inc.
telephone number, driver's license code/number and any other http://www.diners.co.jp/
information for identification; kind, date and amount of an Director General of Kanto Local Financial Bureau (2) No. 01376
agreement, loan amount, number of installments of payment and Headquarters: Citigroup Center
any other information concerning the contents of the agreement; 2-3-14, Higashi-Shinagawa, Shinagawa-ku, Tokyo
and balance of use, balance of installment payments, scheduled Toll Free 0120-074-024
annual amount of demand, dates of payments, date of repayment in
full, delayed payments and any other information concerning
(2) JICC: information for identification (name, birth date, sex, address,
telephone number, employer, office telephone number, driver's
license code/number, etc.); information concerning the contents of
an agreement (kind and date of the agreement, date of loan,
amount of the agreement, loan amount, amount guaranteed, etc.);
information concerning repayment (date or scheduled date of
repayment, outstanding balance of the amount to be repaid,
scheduled annual amount of demand; date of repayment in full,
delayed payment, etc.); and information concerning facts of
transaction (collection of debts, debts adjustment, performance of
guarantees, mandatory termination, filing of a bankruptcy,
assignment of receivables, etc.)
Article 3. (Disclosure, Correction and Deletion of Personal
1. The Cardholder, etc. may request Diners, the Joint User Company
and the Agencies to disclose the Personal Information regarding
him/herself as provided by the Law concerning Protection of Personal
Information. Such request for disclosure shall be made to the