Your Oklahoma Debit MasterCard_ Card www.EPPICard

Document Sample
Your Oklahoma Debit MasterCard_ Card www.EPPICard Powered By Docstoc
					         Your Oklahoma                                                   Getting Started with Your                                         Cost to You for Certain Transactions
                                                                        Oklahoma Debit MasterCard®
      Debit MasterCard Card                     ®
                                                              Your State payments will be directly deposited into your prepaid
                                                                                                                                        Ÿ You are allowed two (2) free ATM cash withdrawals
                                                                                                                                          each calendar month at select Bank of OklahomaN.A.
                                                              MasterCard® card account. OKDHS will post your deposits to                  locations, a list may be obtained at
                                                              the account for your convenience. You are not allowed to spend
                                                              more than the amount of funds posted to your account. You may
                                                              use your card at merchant and bank locations worldwide wherever
                                                              MasterCard® Debit Cards are accepted.
                                                                                                                                        • Your free ATM transactions at select Bank of OklahomaN.A.
                                                              PIN Selection                                                               ATMs will expire, if not used, at the end of the next
                                                              • Before using your card, you must activate it by selecting your            month.
                                                                Personal Identification Number (PIN).                                   • The following fees apply if you use other services:
                                                              • Follow the instructions on the card carrier to select your PIN.                                               Fee Table
                                                              To Make Purchases or Get Cash Back                                        ATM cash withdrawal at select Bank of OklahomaN.A.   $1.35 each time
                                                                                                                                        ATMs after two free
                                                              • Present your card when paying for an item.                              ATM cash withdrawal at banks other than Bank of      $1.35 each time
   Customer Service Available to You                          • The cashier will ask for your signature or for you to enter your PIN.   OklahomaN.A
                                                              • If you swipe your card, follow the prompts on the screen.               Cash withdrawal at bank teller windows only          No Fee
   • Check your balance.                                      • The purchase price will be deducted from your account.                  Purchases                                            No fee
                                                                                                                                        Cash back with purchase                              No fee
   • Select or change your Personal Identification            • There are no charges for merchant transactions, and you can             ATM Balance Inquiry                                  $0.50 each time
     Number (PIN).                                              request cash back with your purchase.                                   ATM Denial                                           $0.50 each time, after free
   • Review transaction history.                              • Enter the cash amount on the keypad or tell the cashier the             - Two free each month                                transactions are used
                                                                                                                                        - Free transactions expire each month
   • Ask questions about card use.                              amount of cash you need.                                                Card Replacement                                     $4.00 after initial issuance
   • Dispute a transaction.                                   You May Get Money                                                         - One free replacement each year
   • Report lost or stolen cards.                                                                                                       Expedited card delivery                              $14.00 each time
   • Setup phone deposit notification.                        • At an ATM that displays MasterCard® acceptance mark.                    International ATM Cash Withdrawal                    $1.35 each time
                                                              • Cash back with a purchase at some merchants that accept                 Monthly Account Access via IVR (telephone)           $0.50 each time, after five free calls
                                                                                                                                                                                             each month
                                                                debit MasterCard® card.
     Questions regarding your case must be                    • From a teller in a bank location that displays the MasterCard®
      handled by your local OKDHS Office                        acceptance mark.                                                        ATM Surcharges—Some bank ATMs will apply a fee
                                                                                                                                        called a surcharge to use their ATM. You can avoid this
                                                              To Get Cash at an ATM                                                     fee by using any of the following banking locations:
                                                              • You are allowed two (2) free ATM cash withdrawals each
                                      calendar month at select Bank of OklahomaN.A. locations, a list
                                                                may be obtained at
                 View your account balance and                • When using your card at an ATM, insert the debit card and
                   transaction history online.                  enter your PIN.                                                         Always read the ATM messages carefully. You can cancel
                                                              • Press either the checking or savings button on the ATM.                 if you wish to avoid the fee or press enter and pay the
                                                              • Select "Cash Withdrawal."                                               fee.
       Call 1-888-401-9843 (Toll-Free)                        • Enter the amount of cash needed and press "Enter."                      Alternate Cardholder—Issuing a Second
                 24 hours a day / 7 days a week
                                                              • Don't forget to take your receipt.                                      Card for Your Account
                Fees may apply (see fees below)
                                                              Purchases with Cash Back Using Your PIN                                   • You may give permission for another individual to have
           For customer service from outside the U.S. call:   • You can request cash back with a purchase at merchants that               access to your debit card account. A separate card will
                      210-334-6616 (Collect)                    offer it.                                                                 be issued to this individual.
                                                              • Enter the cash amount on the keypad or tell the cashier the             • Read the Comerica Terms of Use mailed with your card
   This toll-free number is provided for your convenience       amount of cash you need.                                                  before you agree.
   in asking questions about your account balance and                                                                                   • To give permission, please access the form at
   merchant transactions posted to your account.              Cash From a Teller in a Bank                                       and follow the instructions provided
                                                              • Hand your card to the teller in a bank displaying a MasterCard®           or call 1-888-401-9843.
   Each month you are allowed to make five (5) free calls       acceptance mark.
   to the customer service Integrated Voice Response          • Tell them how much cash you wish to receive.                            Convenient and Safe Access to your Money
   (IVR) to check your balance and hear your transaction      • There is no charge for this cash withdrawal.                            The Oklahoma MasterCard® Debit Card is accepted at
   history. After the free calls, your account is charged     • You may be asked to sign a receipt.                                     merchant and bank locations worldwide wherever
   $0.50 for each additional call made during the calendar                                                                              MasterCard® Debit Cards are accepted. You can use your
                                                              ATM Safety Tips                                                           card wherever this acceptance mark is accepted.
                                                              • Keep your Personal Identification Number (PIN) a secret.
                                                              • Have your debit card ready to use as you approach the ATM.                                            The Oklahoma Debit MasterCard® Card is issued
                                                                                                                                                                      by Comerica Bank, pursuant to a license by
                                                              • Be aware of your surroundings. If you observe suspicious                                              MasterCard International Incorporated. MasterCard

                                                                persons or circumstances, do not use the ATM at that time.                                            and the MasterCard® Brand Mark are registered
                                                                                                                                                                      trade marks of MastCard International Incorporated.

Shared By:
Description: MasterCard International in the late 50's to early 60's created a system of internationally accepted credit card, immediately popular in the world. 1966, formed a bank card association (Interbank CandAssociation) organization in 1969 under the Bank Card Association bought the patent MasterCharge unify the various credit card issuing bank name and style design. Next decade, will MasterCharge formerly renamed MasterCard. MasterCard International is an all-inclusive financial institutions around the world non-profit association, whose members include commercial banks, savings and loan associations, and credit cooperatives.