REQUEST TO MERGE INQUIRIES

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To Whom It May Concern,

I have recently found on my credit report the presence of several inquiries as entries separated from their
corresponding accounts. These inquiries duplicate inaccurately the informat ion in my report, and reflect an
incomp lete and inaccurate processing of informat ion in my file.The inquiry entries should be deleted, or at least
merged into the accounts to which they belong. The accounts in question are:

                    Co mpany Name                             Account #
_________________________________________________ ____________________________________
_________________________________________________ ____________________________________
_________________________________________________ ____________________________________
_________________________________________________ ____________________________________


Under the provisions of the Fair Cred it Reporting Act 15 USC Sect ion 1681i, p lease reinvestigate and delete these
disputed items, and send me the names and addresses of persons contacted. Under 15 USC Section 1681i (5)(A),
you are allo wed thirty days from receipt of this letter to co mplete these actions, unless you immediately notify me
otherwise. Please understand that failure to re -verify these items within this time constitutes non-verification, and
the items must be promptly deleted as per Section 1681i (a).
Also, according to 15 USC Section 1681i (D) o f the Fair Credit Reporting Act, please notify me when the items
have been deleted, and send an updated copy of my credit report to the address below. There should be no charge for
notification of changes on my credit report, pursuant to 15 USC section 1681j, of the Fair Cred it Report ing Act.
I appreciate your assistance with this matter.

Sincerely,

         _______________________________________________
                      Signature


Full Name:__________________________________________________________________


Social Security Nu mber: _____________ - _______ - ______________


Current Address: _________________________________________________________
                  _________________________________________________________

Previous Address: _______________________________________________________

                   _______________________________________________________




Date:___________________________________________