NET PREMIUM RATE TABLE by eot15664

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									                      Heritage Clubs International Group Travel Protection Plan
                                   NET PREMIUM RATE TABLE*

         * A processing fee of $2 per person will be added to the amounts shown below for
                           groups formed online on or after May 1, 2010

              Trip Type - All Trips               Standard Plan                  Deluxe Plan

          Trips Up to $500                            $35.00                       $53.00
          Trips $501 to $1,000                        $49.00                       $74.00
          Trips $1,001 to $1,500                      $79.00                       $119.00
          Trips $1,501 to $2,000                      $119.00                      $179.00
          Trips $2,001 to $2,500                      $149.00                      $224.00
          Trips $2,501 to $3,000                      $179.00                      $269.00
          Trips $3,001 to $4,000                      $249.00                      $374.00
          Trips $4,001 to $5,000                      $319.00                      $479.00
          Trips $5,001 to $6,000                      $379.00                      $569.00
          Trips $6,001 to $7,000                      $449.00                      $674.00
          Trips $7,001 to $8,000                      $519.00                      $779.00
          Trips $8,001 to $9,000                      $579.00                      $869.00
          Trips $9,001 to $10,000                     $649.00                      $974.00
          Trips $10,001 to $11,000                    $719.00                     $1,079.00
          Trips $11,001 to $12,000                    $779.00                     $1,169.00


                      Heritage Clubs International Group Travel Protection Plan
                                            HIGHLIGHTS
                                                          Standard Plan                  Deluxe Plan
                    Benefits                             Maximum Benefit               Maximum Benefit
                                                          Up To Trip Cost*
Pre-Departure Trip Cancellation                                                         Up To Trip Cost*

Post-Departure Trip Interruption                          Up To Trip Cost*              Up To Trip Cost*
Travel Delay (12 Hours or More)                    $100 Per Day / $500 Maximum    $100 Per Day / $500 Maximum
Missed Connection                                                 $500                        $500
Medical Expense/Emergency Assistance

 Accident & Sickness Medical Expenses                         $25,000                       $25,000

 Emergency Medical Evacuation and                             $50,000                       $50,000
 Repatriation of Remains

 Heritage Clubs International Travel Assistance               Included                     Included
Baggage and Personal Effects                                  $1,000                          $1,000
Baggage Delay (24 Hours or More)                   $100 Per Day / $500 Maximum    $100 Per Day / $500 Maximum
Accidental Death and Dismemberment                            $25,000                       $25,000
Maximum Trip Length                                           30 days                       30 days

Cancel For Any Reason                                      Not Available                   Included

Plan Number                                                       525                         525A

                                                   Rev 5-1-2010

								
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