THE PRESIDENT NOY AQUINO III PRIVATE

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					                      ERA INVESTMENTS HK LIMITED
                          Philippine Representative
3F Khairi Building, No 3 Marawi Avenue, Maharlika Village. Tagig Global City
                          abdeldim2007@yahoo.com


                         PROUDLY PRESENTS




                   THE PRESIDENT NOY AQUINO III
                    PRIVATE ASSISTANCE FUND
THE PRESIDENT NOY AQUINO III
 PRIVATE ASSISTANCE FUND
President Benigno Simeón Cojuangco Aquino III is the 15th President of
the Philippines.
                            Professor Abdel Dimapunong
                             abdeldim2007@yahoo.com



For independent advice on your projects requiring equity release, venture capital,
secured loans, or large-scale money management, contact Professor Abdel
Dimapunong only by email (Sorry not outside my home. I am paralyzed by embolic
stroke ) contact me only if you are seeking large sums of money, usually involving
equity investments huge money lending. Our financiers          are handling high-rise
projects as in the Burj of Dubai, as in nuclear power plants, expansive oil refineries,
large-scale investing, bullet trains and extensive railway transport system. Then, if
your project is deserving and you are qualified as a proponent under the Philippine
BOT system, you are also qualified under the president Noy Aquino III Private
Assistance Fund. With this qualification, you shall have your financial needs through
our financiers. Let us do Swiss financing.

On the pages that follow, let me introduce our Protocol on our

              Civic Financial Engagement in the Philippines

                       The President Noy Aquino III
                   Private Development Assistance Fund
                       ERA INVESTMENTS HK LIMITED

                 AS REPRESENTED IN THE PHILIPPINES BY




                    THE ISLAMIC BANKING RESEARCH INSTITUTE
                                 INCORPORATED




                                  INTRODUCES
                       A CIVIC FINANCIAL ENGAGEMENT
                              IN THE PHILIPPINES

  A response to the Inaugural Address of President Noy Aquino III and as
     called for by His Excellency in his first state Of the Nation Address


There are many ways in which people participate in civic actions, in community
and political life and, by doing so, express their spirit of citizenship. From
volunteering to voting or be voted upon, from community organizing to political
advocacy. This kind of civic and political engagement have been manifested with
success in USA by       Barrack Hussien Obama, A Muslim no doubt. Barrack
Hussien Obama is now the President of the number one super power of the World.

The defining characteristic of active civilian engagement is the commitment to
participate, in many ways that maybe new and contribute to the welfare and
improvement of one’s community, neighborhood, government and country. In
Islam, this truly is a character of prophets and every Muslim is enjoined to do well
for the welfare of many, of neighbors, community and nation. This is our
commitment.

THE President Noy Aquino III Private Assistance Fund is a volunteering civic
financial engagement for nation and government. It is a civilian volunteering
assistance for good governance sans corruption As President Noy Aquino III said
time and again ”Walang Mahirap kung walang kurakot” [there is no poverty where
there is no corruption’].
Our Private Assistance Fund is a manifestation of the famous statement of US
President John F Kennedy when he said, “Ask not what your government can do
for you but ask what you can do for your country”.

Doing what civilians are able to do well for the government is also a manifest
indication of democracy in action in the concept of another US famous President
Abraham Lincoln who defines democracy as a government of the people, by the
people and for the people.
On current events in the Philippines, President Benigno Aquino III has this to say
about his leadership as the president in his relation to the people: “kayo ang boss
ko” [you, referring to the people, are my boss] this statement from the president
has been viewed by many on many angles. Some consider it as an outright joke.
Others view the statement as a humorous remark that was intended to provoke
laughter. Perhaps the president was speaking humurously. Yet perhaps he was
teasing. And perhaps he was in playful vexation. But in our view we took it as an
expression of thanks to the people who voted for him. That the president was
grateful to those who supported him while he was a candidate. And now as a
president he could, in this same vien appreciate the things that will support his
administration. That made us move to organize the President Aquino III Private
Assistance Fund in support of the new Administration of His Excellency.




                        10 BILLION EURODOLLAR
                      PRIVATE ASSISTANCE FUND
                    FOR THE NEW GOVERNMENT OF
                  H.E. PRESIDENT BENIGNO AQUINO III




                       THE FUNDERS GROUP:
                    ERA INVESTMENT HK LIMITED
                 ERA GLOBAL SECURITIES (SPAIN) S.L.
                     BARINGS CAPITAL, LONDON

              AND NOW ARAMEX INVESTMENT LIMITED

First of all let me introduce a new participant/ contributor to our Private Fund who just
joined this first day of September 1, 2020, who pledged to double the Fund from 10 to 20
billion Eurodollars, plus even more as the need arises.
 ARAMEX Investments Ltd. (“AIL”) and its associated international investment group and
investing partners are equity participating (= to or > 50%) project financiers specializing in
commodities related market industries with particular emphasis on emerging markets and the
energy sector



 AIL, like our original funders, seeks financing applications from start-up and/or existing
project developers or established small enterprises seeking to enlarge their project and
production base. Strategic assets underlying any project of interest must have a current
marketable position in any jurisdiction which permits equity and capital repatriation and that
such assets have an applicable assessment /valuation/appraisal, specifically attesting to the
value of such assets tenders for the project realization. Notably such appraisal must be
capable to verification under due diligence, registrable with any supervising government
agency or department and “available” for the render of any financier assignment, charge or
encumbrance which may be necessary to secure project finance. Any corporation or
individual may qualify for project financing applications from suitable projects (start-up or
existing) requiring investments of US $10 Million to US $500 Million meeting our lending
criteria as discussed in the aramex lending protocol

The Aramex lending criteria or protocol is available upon request, contact us by email only
                                 Abdeldim2007@yahoo.com




                      THE OTHER FUND CONTRIBUTORS


There are many more highly net worth individuals who also volunteer to join the president Noy
Aquino III Private Assistance Fund. They contribute to this Private Fund by contributing Bank
Guarantees and Financial Securities. By the process of Swiss banking, the result is a more
strengthened established credit lines with top rated European banks including the top two major
banks: the Credit Suisse and the Union Bank of Switzerland, Geneva, and Bank of China, Geneva.
and Duetche Bank, Zurich. Their names however do not have to be printed in bold in respect to
their privacy and of the tradional bank Secrecy Laws in our financial environment. In Switzerland,
the country’s tradition of Bank Secrecy dates back to the middle ages. In most countries where we
source most of our funding, it is prohibited to divulge information about bank depositors and holders
of financial instruments. And we follow the provisions of the Swiss law and other traditions of
secrecy. In like manner the Philippines also has a Law on the Secrecy of Deposits and though
overshadowed by the enactment of the Anti Money Laundering Law the secrecy remains a cultural
practice in banking.

As can be seen above, none of our funders is a bank. They are what are known as “private banks”
otherwise known as investment bankers, or sometimes known as merchant bankers.


EMAIL ME FOR MORE INFO AT abdeldim2007@yahoo.com
        FUND CONVENOR AND PHILIPPINE COORDINATING CENTER
               ISLAMIC BANKING INSTITUTE, INC, MANILA



About the Islamic Banking Institute, Incorporated

The Institute was incorporated under the laws of the Philippines and registered in
1991 with the Securities and Exchange Commission. . Since 1991, the Institute has been
conducting research and studies on Islamic banking and finance, Islamic laws and
jurisprudence. The Institute was founded in 1991 in anticipation of the formal organization
of the Al Amanah Islamic Investment Bank of the Philippines of which the president of the
Institute, Professor Abdel Dimapunong was founding chairman and c.e.o. The Institute was
also a founding stockholder of the Islamic Bank. The Institute is the corporate soul mate of
the Amanah Islamic Bank. Therefore, it claims to be the most knowledgeable and
authoritative source of information about Islamic banking in the Philippines. Not only does
it have a compilation and review of all banking laws (old and new) in the Philippines which
were in effect since 1948 – but it has also a compilation of legal documents such as original
copies of court decisions and court resolutions, manifestations of the Office of Solicitor
General, and even regional trial court orders in the various cases involving the Amanah
Islamic bank The Institute has also a compilation and review of the popular Supreme Court
Decisions involving the old Central Bank of the Philippines, Bangko Sentral ng Pilipinas, an
Islamic banking, it has also some compilation of Sharia' principles and related Hadith.




                     ABOUT THE FOUNDEROF THE INSTITUTE
                                  Prof. Abdel Dimapunong



Most of the research articles, booklets and position papers were authored and published by
the president of the Institute, Professor Abdel Aziz Dimapunong. A number of those
articles are still found over the Internet, just google the name Abdel Dimapunong.
Dimapunong started his career as an instructor on community development at the
Mindanao State University main campus.

In 1971, he began writing on various topics, mainly on economics He was as a contributor,
and later a columnist to the now defunct Friday Times and a culumnist too of the former La
Solidaridad. In 1973, Dimapunong was ranked Professor by the board of regents of the
Mindanao State University. It was his writings that were given academic credits to his
promotion to professor, as it was the policy of the university, in the same way as thesis and
dissertations are given credits. As member of the university faculty, Dimapunong was listed
under the Faculty development program and was sent for MBA graduate studies at the
Asian Institute of Management. When he returned back in 1976, he was promoted one step
higher and designated by the board as University Consultant to develop a long range
Development program for the MSU. Together with other university professors, they
authored the Mindanao State University System in this same year Dimapunong was then
appointed by the board of regents as Director of Finance. When the political landscape
changes in the university with a new university president, professor Dimapunong moved to
the financial district of makati where he served as Securities Analyst in the Stock Exchange
at the same time he continued writing as Associate Editor of al Majalla magazine
throughout the year of the 1980s. In 1990, Dimapunong was designated by the office of the
president of the Philippines as representing the entire stockholdings of the government in
the Islamic Bank. Dimapunong was elected chairman and c.e.o. Of the Islamic, a position he
retains until 1998. Dimapunong continued his writings, which today numbered more than
300 articles for the Institute even as he wrote a number of those articles for Majalla
magazine as Associate Editor earlier in the 1980s and for the now defunct Friday Times as a
columnist in the 1970s.
In 1999, the Islamic Banking Institute shifted its focus on Swiss Banking with the objective
of applying the system in the Philippines. This is now being applied in the implementation
of the President Noy Aquino III private Assistance Fund.



              HOW ARE TRANSACTIONS DONEWITH OUR FUNDERS?

 Our funders have their accounts with Swiss banks. Swiss banks use an electronic payment
system known as Swiss Interbank clearing (SIC). Swiss National Bank supervises the
system. SIC handles by the hundred million transactions year after year, with a turn over
value by trillion of Swiss francs.


HOW MUCH MONEY IS INVOLVED IN OUR FINANCIAL ENVIRONMENT?

 Our funders are rooted in the Swiss banking environment. An estimated one third of all
funds held outside the country of origin, including those of our funders are kept in
Switzerland. In 2007 Swiss banks managed 6.7 TRILLION SWISSFRANCS (US$6.4
TRILLION)


How do transactions develop under the Aquino private assistance fund?

Transactions under the president Aquino starts to develop under the ways as provided by
the Philippine BOT system. The transaction passes through the ways of the investments
coordinating counsel [icc] of the national economic development authority. When
processing is done under Philippine laws and procedure. the transaction goes electronics
under the Swiss banking system then funds are released by way of letters of credit. The
transactions will then pass through bank-to-bank transfers




What are private banks?


In the tradition of Swiss banking private banks are those, which are not incorporated.
These banks have a very long tradition in Switzerland dating back to the Middle Ages. They
are primarily associated with portfolio management but later on most of them were
incorporated.

The term “private banking” is used loosely to encompass all the banking services provided
to clients in the area of portfolio and other wealth management services. The services are
directed primarily at high net worth individuals transacting with capital intensive projects,
or in the language of wealthy Arabs, ‘high rise projects as in the burj of Dubai, a 160 storey
building.
                         We are not engaged in Philippine banking
                       And the general banking law does not govern us

The philippines has already abolished the general banking law and instead adopted the new
GBL 2000 (RA 9791) this new law is more attuned to private banking.
Under the GBL Law, a wealthy man, a billionaire, or their traders and agents may engage
in banking by extending loans without violating the law on banking
Under the provisions of GBL,” banks” only refer to entities engaged in the lending of funds
obtained in the form of deposits. In other words, banks make money out of depositors’
money in our case we are not engaged in lending of funds obtained in the form of deposits
because we do not accept deposits of what ever kind or whatever class. We do not provide
savings accounts, or checking accounts, or ATM accounts. We are engaged in the
investments and lending of funds obtained from credit lines from offshore banks that are
fully secured by bank guarantees and financial instruments.

we are not within the jurisdiction of the monetary board but by the sec



guidelines for private corporation

private corporations are eligible for assistance on instances mentioned under the bot law.
they are eligible for assistance in the form of equity or loan, or loan guarantee. the form of
support from the loan depends on the financial and management need of the business for
that type of suport as demonstrated by an anlysis of their business plan and financial
information.

on equity we follow the legal requirement of 60% filipino and 40% foreign investments.




interest rate
the interest rate for all of the funders group is 8.5 % per annum, well within the
prescriptions as defined under the bot law. this cost of fund is not presented to be a liability
of the project proponent but of the joint venture to be formed in proportion to their equity
holdings in such a joint venture or consortium. in this regard we have a portfolio of
established local and international corporations that are lined up and ready to take up an
opportunity for joint ventures.

processing fee

the islamic banking institute is a fund convenor and coordinating center. it is also acting as
a financial consultant and a liaison between the project proponents and the funders. for its
services it charges 1% of total financial exposure from the fund. or the proportionate
percentage of one percent in the case of corporations that form a joint venture . it is payable
upon release of funding by any of the funders. or it is retain by any of the funders for the
account of the islamic banking institute
TERM

The term or period of investments or loan will be in reference to the provision of the BOT
law.

in reference to the bot, the alloted funds may be availed of under section 2 of the said law
to wit:




                               private sector infrastructure
                                or development projects.

the general description of infrastructure or development projects normally financeand
operated by the public sector but which will now be wholly or partly implemented by the
private sector, including but not limited to, power plants, highways, ports, airports,
canals, dams, hydropower projects, water supply, irrigation, telecommunications,
railroads and railways, transport systems, land reclamation projects, industrial estates or
townships, housing, government buildings, tourism projects, markets, slaughter houses,
warehouses, solid waste management, information technology networks and database
infrastructure, education and health facilities,
together with our multi billion funding, we can undertake any of the sewerage, drainage.
dredging, and other infrastructure and development projects as maybe authorized by the
appropriate agency pursuant to this act .such projects shall be undertaken through
contractual arrangements as defined hereunder and such other variations as maybe
approved by the president of the philippines.
[section 2 a, bot law]



Availment of this fund shall be under the principle of transparency, in accordance with the law on
build-operate and transfer as well as the corporate policy issued by the funding participants. the
provisions of the local government code may also apply. a positive reply to this letter offer/intent
shall continue the allotment of fund for your province
                           ERA INVESTMENTS HK LIMITED

ABOUT US

we belong to an organized group of international investment bankers that includes era
investment hk limited, era global securities (spain) s.l., and barings capital, london, with
some merchant bankers of dubai united arab emirates.

after the inauguaration of the new president, benigno aquino iii, we saw a promised of
level field on investments and the end of red tape in government dealings. when the
president delivered his first sona that calls for a public- private partnership under the bot
system, we responded by organizing the president benigno aquino iii private
development assistance fund

the fund was initiated and convened by the islamic banking institute, a duly registered
company in the philippines that is engaged in financial consultancy on financial
securities. soon after, the era investments of pledged 2 billion-euro dollars to start the
fund development. additional 2 billion eurodollars followed this from era global
securities (spain) s.l.
the fund fully developed into a total of 10 billion eurodollars private fund with the
participation of barings capital of london. a number of prominent individuals also
participated. honorable mention is shiekh sayed hafizullah of dubai, uae. the fund is still
growing with pledges from gold mining concessioners of south america with multi billion
gold deposits in the union bank of switzerland

the fund employs a recent development in the way of financing large capital intensive
projects such as huge oil refineries of which the era group is now heavily exposed with
billion dollar investments as well as the reemergence of nuclear power plants that has
been recently called for implementation by scientists of this new era of information
technology.

 the growth of the fund is also being propelled by the phenomenal rise of financial wealth
in the oil producing muslim world through islamic banking and the organization of oil
producing countries of which the era group has well established alliances


contact us:

secretarial:092-0515-0390; only for you to leave your email address
call center 092-8552-5036 only for you to leaveyour email address
then we shall reply to you by email

website: biodix.wordpress.com


REFERENCE DOCUMENTS available upon request:
1. THE PRESIDENT NOY AQUINO III PRIVATE FUNDING ASSISTANCE

2. THE 10 BILLION DOLLAR ASSISTANCE FUND, client information sheet


3. AUTHORITY OF ABDEL DIMAPUNONG AS PROJECT DIRECTOR OF ERA
   INVESTMENTS HK LIMITED, board Resolution


4. AUTHORITY OF ABDEL DIMAPUNONG TO NEGOTIATE FOR POWER
   PROJECTS from ERA INVESTMENTS HK LIMITED


5. AUTHORITY OF ABDEL DIMAPUNONG TO NEGOTIATE FOR NUCLEAR
   POWER PROJECT, FROM ERA IMVESTMENTS HK LIMITED


6. AUTHORITY OF ABDEL DIMAPUNONG TO NRGOTIATE FOR WIND POWER
   PROJECTS, FROM ERA INVESTMENTS HK LIMITED


7. AUTHORITY OF ABDEL DIMAPUNONG TO NEGOTIATWE FOR SOLAR
   POWER PROJECTS

8. PHILIPPINE BUILD OPERATE AND TRANSFER LAW

9. THE INVESTMENT COORDINATING COUNCIL OF NEDA

				
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