Rich and poor 1, the poor like the consumer, the rich focus on investment The poor get a chicken stew with chicken will eat the rich make chicken-and egg and then hatched chickens. The poor work for money, the rich have money work for themselves, making the money. General abundance (100 000 -100 million) of U.S. households only 20% of its revenue from investment activities, while the super-rich (500 million or more) 43% of income from investment activities. This is the attitude of the poor and the rich on the money difference. The poor are frugal, but often because of lack of money, once thought to spend some money on, had seen better days, and not to invest. The rich are spending, and even luxury consumer, but they are spending money from extra income (such as investment income), a larger share of the money or investment. There are 200,000 annual salary of the poor, because their money into the clothing, cosmetics, cars. Annual salary of 50,000 is also rich, because their money into assets that can add value to raise interest rates - real estate, growth stocks, and then they use the investment earned money to enjoy life. ? 2, poor research on the technique, the rich learning management Apart from the rich with money to make money, but also to let others make money for themselves, I should learn to manage, understand the art of taking charge of people. The poor need jobs, wants to be everyone else, so to delve into technology, so that other people enjoy themselves, to use them smoothly. Needs of the poor stability, and hope other people to pay themselves a steady paycheck, do not know what others earn more money. Others made the rich pay more to take risks, benefits also may be greater. Management is an art, technical means can not be completely realized, as it should be well versed in human nature. Good managers can not understand technology, such as the Gerstner to IBM back from the dead a former biscuit factory, and only know how to manage people who do not understand technology, it is difficult to become rich. ? 3, poor people buy lottery tickets, rich insurance Why do poor people buy lottery tickets, because it can make a fortune overnight. Too want to change the fate of the poor, and always wanted &quot;in case&quot;, but do not want to &quot;10000&quot;, keen on such a hopeless gambling. Why do rich people buy insurance, they need insurance to cover the risk of extreme uncertainty of living, then go to create a positive investment and business. Lottery and insurance, is a reflection of the poor and the rich are two different concept of wealth. The former is full of unrealistic fantasies of wealth, while the latter is based on reality and go up based on the ideal practice of wealth. ? 4, poor risk-averse, risk-averse rich Risk and return are twins, do not want to take risks also want to make huge amounts of wealth, exhausted I&#39;m afraid we can do. Because the wealth is often hidden in unknown territory, known in the field of competitors, profit margins have long been divided. Not dare to take risks, hoping to follow in the footsteps of others behind, of course, can only pick up the rest. The rich like to risk, he knows the risk is enormous wealth behind. Of course they are not blind risk, but understanding of the laws based on the objective to manage the risk. Buffett not seem adventurous, but he likes a crisis, when people have fear, were frightened when the opportunity came, he said. So he is rich. ? 5, the poor spend their time, the rich use of time The poor feel that time is not valuable, or even know how to spend. The rich sensory time is money, because there are many important things to do. The poor also seem busy, but often due to poor time management. The rich have leisure time, but did not stop thinking leisure business development, or the next move in order to recharge your batteries. When you are too busy or too busy, when not normally need to make changes. Rich people are good at making money using other people&#39;s time, let others implement their own ideas, and put energy into the development of the future. ? 6, the poor visit relatives, friends rich Poor people like visiting relatives, it was no good, the problem is when relatives get together is going on at the family and neighborhood over and play mahjong, completely killing time. Rich people are good at making friends, expand their network of contacts to find suitable business partners to prepare for the cause of dry fan. Do not feel rich interpersonal too materialistic, utilitarian mind that everyone has, and relatives is also another competition, poor and rich relatives and between relatives was quite hard to get along, not as out of sight out of mind. Together with what kind of person, what kind of person would become so rich and the poor have nothing despicable climb, only to change their destiny. You want to be rich, we should approached with the rich more, do not always have &quot;hatred of the rich&quot; psychological. ? 7, the poor small profits, the rich grasp the general trend People are poor chi short, the poor would be petty profits temptation to grasp the general direction, penny wise and pound-foolish. This psychological performance in the stock market the most obvious failure of the individual is always a good stock to hold on, make a little money, throw, bad stocks could not bear to cut the deficit 1:00, and finally fell to the floor price. The results make a little money, big money loss. The eyes of the rich long-term and firm conviction, I believe at our sole discretion, to firmly grasp the trend of big money. The poor in front of a small risk of temptation or become shaken, always no big deal. ? 8, said many poor people, rich people do more Some poor people like to complain about the moment, some poor people like to talk about the future, no matter what kind, are just saying no. So the former continue to complain about has not changed; the latter to continue the Imagination hardly had any action. The rich is made to say, they know it is useless to complain, no matter how good the planning is only planning, no action is almost zero. Even in front of difficulties and risks, unknown things, they have to brave step to run into problems and then solve the problem, rather than waiting and complaining about the killing morale and lost opportunity. ? 9, the poor good at calculating, skilled workers into account the rich Poor good at calculating, surrounded by leading a poor Youyanjiangcu tea every day, naturally so. Calculating the poor more likely to gain and loss, because of too much care about temporary gains and losses, so hard to become a major event. Rich and skilled workers account, one entitled &quot;Pipe Stories&quot; book, a story: a pair of good friends to the village water supply, the start of each day fetching water with a pole, get low pay. Later, one of the suggested repair a pipeline to the village from the river water, the result was because of high costs and opposition peers - this is poor thinking and thinking of the difference between the rich. Who will organize the proposed diversion of resources to work with the scientific method, so that a sustained and steady profit. And that opposition peers are always mindful of short gains and losses, the lack of win-win thinking. Rich is to have great wisdom and not just smart people. ? 10, the poor could not bear to tasteless, the rich could not bear the opportunity Poor decisions are always hesitate, hesitant to face the future uncertainties, there are too many concerns. Such as fear of losing a steady income, but not to start their own business. In fact, think of it, immediate stability is merely tasteless gesture of much use, but still not to the abandoned poor result, a better opportunity lost. Rich opportunity to miss most, if opportunity knocks, they will immediately seize, take great risks even does not matter. Because they know that a missed opportunity not come back, regardless of the answer can not come up, raised his hand first to say, this will force themselves to find ways to bring opportunities into wealth.