AIB Analyzing Financial Statements
AIB Course Code: 6920 Course Length: 16 weeks Course Description: Analyzing Financial Statements is a practical introduction to financial analysis from the viewpoint of the commercial loan officer. This program gives you the skills you need to effectively assess the borrower's ability to repay loans. Audience: Commercial loan officers, credit analysts, and trainees who have a basic knowledge of accounting principles and practices, and a familiarity with the commercial lending process. Learning Objectives: After successfully completing this program, you will be able to: Relate how a company's type of business, legal structure, size, and management strategies affect the way a lender conducts financial analysis Analyze income statements, balance sheets, and pro forma statements Calculate key financial ratios and use them to compare a company's performance with that of the company's industry Use advanced analytical techniques: sensitivity analysis, sustainable growth, working investment analysis, break-even analysis, and operating leverage Determine when a funds flow statement is required Construct and analyze long-run, multiple-year forecasts of income statements and balance sheets Construct and interpret a cash budget
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Textbook: Analyzing Financial Statements, 7 edition, American Bankers Association, 2007 Course Credits: AIB: 3.0 ACE College Credit Recommendation: In the lower division baccalaureate/associate degree category, 3 semester hours in Finance or Accounting Prerequisites: General Accounting or Financial Accounting Required Software: Microsoft Internet Explorer Browser 6.0 or higher or Netscape Browser 6.2 or higher
Maryland Bankers Association AIB Online Registration Form
REGISTRATION INFORMATION (student): Last Name:___________________________ First Name:__________________________MI______ Last 4 Digits of Social Security Number (needed for participation tracking purposes):____________ Your institution’s name:___________________________________________________________ Your institution’s street address (no P.O. Boxes):________________________________________ City/State/Zip Code:_______________________________________________________________ Daytime Phone Number: (________)_________-_______________ Print your e-mail address VERY clearly:________________________________________________ BILLING INFORMATION (ONLY if different from student information and for MBA use only): Institution’s name:________________________________________________________________ ATTN: ____________________________________ Dept.________________________________ Institution’s street address:_________________________________________________________ City/State/Zip Code:_______________________________________________________________ Course for which you are registering: Course Title: Analyzing Financial Statements [ ] #3003939 - beginning 11/12/07, ending 3/17/08 [ ] #3003958 - beginning 12/10/07, ending 4/7/08 [ ] #3003971 - beginning 1/15/08, ending 5/5/08 [ ] #3003987 - beginning 2/12/08, ending 6/2/08 [ ] #3004009 - beginning 3/10/08 ending 6/30/08 Student disclosure: Descriptions of courses are available from MBA and I understand that proper selection is my responsibility. I agree to abide by all registration requirements of my financial institution/employer including cancellation/withdrawal procedures. Upon completion of the ABA/AIB course, I authorize the release of my grades to MBA and to my employer. DATE:________________________________ Student signature:_________________________________________Date:________________ Department/Supervisor Approval:_____________________________Date:________________ [ ] $485 MBA Member [ ] $585 Non-member [ ] #3004025 - beginning 4/7/08, ending 7/28/08 [ ] #3004047 - beginning 5/12/08, ending 9/2/08 [ ] #3004064 - beginning 6/23/08, ending 10/10/08 [ ] #3004093 - beginning 8/11/08, ending 12/8/08
NOTE:
FAX (410/269-1874) OR MAILTHIS FORM TO: Maryland Bankers Association, 186 Duke of Gloucester Street, Annapolis, MD 21401. Registrations must be received at least one (1) week before the class start date. Registrations received after this date will be subject to a $25.00 late charge. Registrations are processed first come, first served, space available. Payment may accompany mailed registration form or MBA will invoice your bank. Payment by those who are not members of the MBA must be made in full before the registration will be processed. A fee of $35.00 will be charged for returned checks. Student will be contacted by ABA during the week prior to the class beginning date. Grades will be reported by ABA/AIB when class is completed. Students may transfer to a later course after they register with a $100.00 transfer charge.
Contacts:
Amber Wilkinson, Administrative Assistant for Business and Professional Development, (443) 837-1609 or awilkinson@mdbankers.com; or Joanna Weinreich, Professional Development Manager, (443) 8371608 or jweinreich@mdbankers.com.