ab UBS VISA Card in foreign currency The Gold

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UBS VISA Card in foreign currency.
The Gold Card with statements in EUR or USD.
                                                                                      High-performance & effective

                                                                                      Discounts on car rental
                                                                                      When you rent a car from our partner Europcar, you
                                                                                      will receive a discount of up to 25% on the standard
                                                                                      rate. In addition, you will not have to leave a deposit.

If you have a EUR or USD account and fre-                                             Flexible payment options
quently stay in areas using that currency, then                                       You decide whether you want to pay your monthly
the UBS VISA Card in foreign currency is your                                         bill in full1) or in installments2) (credit option). This will
perfect travel companion. It is welcome at over                                       allow you to bridge any temporary financial difficul-
24 million shops, restaurants, hotels and filling                                     ties or take advantage of an attractive buying oppor-
stations worldwide.                                                                   tunity, even if you have other financial obligations to
                                                                                      meet. Straightforward, simple and discreet.

Attractive & comprehensive                                                            UBS Cards Online
                                                                                      This free online service enables you to access your
Welcome to an exclusive range of services                                             credit card data at any time anywhere in the world,
UBS VISA Card in foreign currency lets you pay with-                                  meaning you always have an overview of your spend-
out cash anywhere in the world. All you need is your                                  ing, the remaining available limit, and much more.
signature. UBS VISA Card in foreign currency is wel-                                  Further information can be found at
come everywhere – in shops, restaurants, hotels and                                   www.ubs.com/e-banking
filling stations.
                                                                                      Free 24-hour customer service and SOS assistance
If you use your UBS VISA Card in foreign currency in                                  For questions, card blockings or in an emergency,
a country with the same currency as your card, you                                    simply contact our Customer Services team – avail-
can avoid foreign exchange losses.                                                    able 24 hours a day, 365 days a year. You only pay
                                                                                      the cost of the call as set by your service provider.
The UBS VISA Card in foreign currency is available in
EUR and USD.                                                                          Itemized statements
                                                                                      You receive a detailed statement each month in the
                                                                                      chosen card currency. This statement contains an
                                                                                      itemized list of all charges made to your UBS VISA
                                                                                      Card in foreign currency.




                                                                                      1)   Payment within 15 days of the statement date.
                                                                                      2)   Payment of part of the amount (at least 5% of the balance or a minimum of
                                                                                           CHF 50) within 15 days of the statement date; annual interest rate of 15% (as
                                                                                           at January 2007, subject to change). The granting of credit is forbidden if it
                                                                                           leads to the overindebtedness of the consumer (Art. 3 of the Swiss Federal Act
                                                                                           Against Unfair Competition (UWG/LCD)).



19.02.2009; UBS reserves the right to alter its prices and services at any time. These changes will then be communicated to the client in the appropriate manner.      1/2

V 4.0
Personal & secure                                                                     Clear & transparent

Credit card with chip                                                                 Fees & services
With its integrated chip the UBS VISA Card in foreign
currency – like all UBS Credit Cards – meets the latest                               Fees1)
                                                                                      Main card 1st year                         EUR 65               USD 75
security standards.
                                                                                      – thereafter                               EUR 130              USD 150
                                                                                      Partner card                               EUR 30               USD 50
Travel and aviation accident insurance                                                Replacement cards                          no charge
You will receive accident insurance cover automati-                                   Cash withdrawals from ATMs
                                                                                      – in Switzerland and abroad                2.5% commission,
cally and free of charge for travel on public transport,
                                                                                                                                 min. EUR 3 / USD 4
provided you pay for at least 80% of your journey                                     – with funds in credit card account        Switzerland: free of charge; abroad:
with your UBS Credit Card                                                                                                        flat fee of EUR 3 / USD 4
                                                                                      Currency conversion for transactions       UBS "sell" exchange rate plus
                                                                                      in foreign currencies                      processing surcharge (GBP: 0.3%,
Maximum insured sums
                                                                                                                                 EUR: 0.7%, other currencies: 1%)
Death and disability                     CHF 600,000
                                                                                      Interest rate for payments in              Annual interest rate of 15%
Rescue and repatriation costs            CHF 60,000                                   installments (credit option)
                                                                                      Card limit
                                                                                      Monthly limit (standard limit)             EUR 6,000            USD 8,000
                                                                                      Services
                                                                                      Travel and aviation accident insurance
 Convincing arguments                                                                 – death and disability, up to max.         CHF 600,000
                                                                                      – rescue and repatriation, up to max.      CHF 60,000
  – Advantageous: avoid foreign exchange losses if
                                                                                      Payment options                            Paying-in slip with payment in install-
    you use the UBS VISA Card in foreign currency                                                                                ments option or direct debit (LSV+)
    in a country with the same currency as your                                       UBS Cards Online (optional)                no charge
    card                                                                              Car hire from Europcar
                                                                                      – discount on standard rates               up to 25%
  – Worldwide: pay without cash and withdraw                                          24-hour customer service                   no charge
    cash                                                                              24-hour SOS Assistance Service             no charge
                                                                                      Photo on reverse of card (optional)        Free for new cards
  – Practical: useful additional services included                                    1)   Third-party costs may be passed on.
  – Supported: free 24-hour customer service
  – Secure: with the latest chip technology
                                                                                      Find out more about UBS Credit Cards.
                                                                                      UBS offers you a comprehensive range of credit cards
                                                                                      for a wide variety of needs. Ask your UBS advisor
We would be pleased to be able                                                        about the other card products or go to
                                                                                      www.ubs.com/cards
to present you with your new
UBS VISA Card in foreign                                                              UBS AG
                                                                                      P.O. Box
currency soon.                                                                        CH-8098 Zurich

                                                                                      www.ubs.com




19.02.2009; UBS reserves the right to alter its prices and services at any time. These changes will then be communicated to the client in the appropriate manner.   2/2

V 4.0

						
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