NORTHEAST SOUTH DAKOTA COMMUNITY

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					        NORTHEAST SOUTH DAKOTA COMMUNITY ACTION PROGRAM
                           104 Ash Street East, Sisseton, South Dakota 57262- 1908
                       Phone: (605) 698- 7654                       Fax: (605) 698- 3038




                               PRE-QUALIFICATION PACKET

Thank you in advance for your interest in NESDCAP’s Housing Programs. This packet contains
the necessary forms to be completed for a housing pre-qualification determination only.

The packet contains information for all adult household members to sign/completed:

    •   The Pre- qualification Interview Worksheet
    •   Credit Report Authorization Form
    •   NESDCAP/NESDEC Authorization to Release Information
    •   USDA Rural Development Form 3550-1 Authorization to Release Information
    •   NESDCAP/NESDEC Conflict of Interest Disclosure Form
    •   NESDCAP/NESDEC Privacy Policy
    •   NESDCAP Fee Disclosure

After reviewing your pre-qualification packet, the NESDCAP Office will notify you of the pre-
qualification findings. Regardless of the findings, you always have opportunity to file a
complete application.


   THIS IS NOT AN APPLICATION, ONLY A PRE-QUALIFICATION WORKSHEET

                       If you have any questions or need further information,
                      Please contact the NESDCAP Office at the above address.




In accordance with Federal Law and U.S. Department of Agriculture policy, this institution is prohibited
from discriminating on the basis of race, color, national origin, age, disability, religion, sex and familial
status. (Not all prohibited basis apply to all programs)

NESDCAP/NESDEC and USDA are equal opportunity providers, employers and lenders. To file a complaint
of discrimination write: USDA, Director, Office of Civil Rights, 1400 Independence Avenue, S.W.,
Washington, DC 20250-9410, or call (800) 795-3272 (voice), or (202) 720-6382 (TDD).
                                                                      SOUTH DAKOTA PACKAGERS
                                                                    PREQUAL INTERVIEW WORKSHEET
                                                                                                                                                                            Revision 06/01/10
APPLICANT:                                                                                                   CO-APPLICANT:
   First/Middle Name:                                                                                           First/Middle Name:
   Last Name:                                                                                                   Last Name:
   Date of Birth:                                                                                               Date of Birth:
   Social Security No.                                                                                          Social Security No.
   Sex:                                     Male                        Female                                  Sex:                                        Male                        Female

            US Citizen                          Permanent Resident Alien                                                    US Citizen                          Permanent Resident Alien
   Marital Status:                                                                                                 Marital Status:

   Address:                                                                                                        Address:

   Phone #:                                                                                                        Phone #:

   Employer Name:                                                                                                  Employer Name:
     Address:                                                                                                        Address:

         Phone #:                                                                                                       Phone #:
         Start Date:                                                                                                    Start Date:

WAGE INCOME:                                                                                                 WAGE INCOME:
                                  Gross Monthly Income                                                                                            Gross Monthly Income
                                  hrs/week x            per hour                                                                                  hrs/week x            per hour
                                  OT/Bonus/Commission/Tips                                                                                        OT/Bonus/Commission/Tips

NON-WAGE INCOME (per month):                                                                                 NON-WAGE INCOME (per month):
  Business Net Income (2yr avg)                                                                                Business Net Income (2yr avg)
  Rental Income                                                                                                Rental Income
  Social Security                                                                                              Social Security
  SSI                                                                                                          SSI
  Child Support Rec'd/Alimony                                                                                  Child Support Rec'd/Alimony
  Unemployment/Other                                                                                           Unemployment/Other
  AFDC/TANF                                                                                                    AFDC/TANF

   Food Stamps (SNAP)                                                                                              Food Stamps (SNAP)
   Fuel Assistance                                                                                                 Fuel Assistance
   Day Care Assistance                                                                                             Day Care Assistance
   Foster Care                                                                                                     Foster Care
   Other                                                                                                           Other

RACE*:          American Indian/Alaska Native                                Asian                           RACE*:             American Indian/Alaska Native                                Asian
                Black or African American                                    White                                              Black or African American                                    White
                Native Hawaiian/Pacific Islander                                                                                Native Hawaiian/Pacific Islander

ETHNICITY*:          Hispanic or Latino                 Non-Hispanic or Latino                               ETHNICITY*:             Hispanic or Latino                 Non-Hispanic or Latino

                I do not wish to furnish this information.                                                                      I do not wish to furnish this information.

         *This information is requested by the Federal Government in order to monitor compliance with Federal laws prohibiting discrimination against applicants seeking to participate in
            the program. You are not required to furnish this information, but are encouraged to do so. This information will not be used in your application or to discriminate against
          you in any way. However, if you choose not to furnish it, we are required to note the race, national origin, of individual applicants on the basis of visual observation or surname.
HOUSEHOLD MEMBERS:
Other Adult Name                                        Date of Birth           Social Security No.          Gross Monthly Income




Child's Name:                                           Date of Birth:                                         Full Time Student?




ASSETS:
Type of Account                                          Bank/Name                               Account #                Balance
Checking Account
Checking Account
Savings Account
Savings Account
Stocks/Bonds/CD's/Other
Stocks/Bonds/CD's/Other
Retirement Account
Retirement Account

DEBTS (per month):
Creditor Name                                                Account / Case #                Monthly Payment              Balance




(if applicable) Child Support Paid To Others

Qualifying Medical Expenses:
                                      (For elderly households only. The applicant/co-applicant needs to be over the age of 62.)
DAY CARE:
Provider Name                                               Provider Address                                     Monthly Cost




CREDIT INFORMATION:
 Have you ever obtained a loan/grant from RHS?                                                                            Yes       No
 Have you had any judgements/bankruptcy/foreclosures in the past three years?                                             Yes       No
 Have you had any payments 30 days or more past due in the past 12 months?                                                Yes       No
 Have you been delinquent on a Federal Debt?                                                                              Yes       No
 Have you previously owned a home?                                                                                        Yes       No
REAL ESTATE OWNED:
 Do you currently rent a house/apartment?                                         Yes                No
     If yes: Landlord Name:
             Address:

                How long have you been renting?                                   yrs/mths                     Monthly Rent:

  Do you currently own a home?                                                    Yes                No
     If yes: Type of property:
              Present Market Value:                                                                    Property Taxes:
              Amount of Mortgage:                                                                      Insurance:
              Mortgage Pymt:                                                                           Other:

PURPOSE OF LOAN:
              Purchase                   New Construction                                            Governor's House                                  Repairs
County in which property will be located:
If repairs please provide a brief description:



CONTINUATION FOR PREQUAL:
Use if you need more space to complete any of the items contained in this prequal interview worksheet.




          I understand that this is a pre-qualification worksheet and NOT an application for a loan/grant from Rural Development.
                        This form must be accompanied by RD Form 3550-1, "Authorization to Release Information".

    Applicant:                                                                                                                   Date:
    Co-Applicant:                                                                                                                Date:
    Interviewer:                                                                                                                 Date:
    Non-Profit:                                                                                                                  Date:



                                                                           For Official Use Only
Deductions:                                                                                         County Maximum Adjusted Income
   Total Gross Income
   Children x $480.00                                                                                                                       County
   Daycare Expense                                                                                                                          Very Low
   Elderly/Disabled                                                                                                                         Low
   Medical Expenses
   Total Deductions                                     0.00                                              Infile Credit Report Ordered
   AAI
                                                                                  Use payment assistance worksheet for pre-qualification calculations.
Additional Comments:



It appears the applicant meets the necessary requirements to invite a full application.



                         Non-Profit Signature                                                                                                   Date

                                                            "USDA is an equal opportunity provider, employer and lender."
                                  To file a complaint of discrimination write USDA, Director, Office of Civil Rights, 1400 Indpendence Avenue, S.W.,
                                                Washington, DC 20250-9410 or call (800) 795-3272 (voice) or (202) 720-6382 (TDD).
          CREDIT REPORT AUTHORIZATION AND PRIVACY DISCLOSURE FORM


I/We hereby authorize and instruct Northeast South Dakota Community Action Program,
(hereinafter “NESDCAP”) to obtain and review my credit report. My credit report will be
obtained from a credit reporting agency chosen by NESDCAP. I/We understand and agree that
NESDCAP intends to use the credit report for the purpose of evaluating my current financial
situation.

My/Our signature below also authorizes the release to credit reporting agencies of financial or
other information that I/we have supplied to NESDCAP in connection with such evaluation.
Authorization is further granted to the credit reporting agency to use a copy of this form to obtain
any information the credit reporting agency deems necessary to complete my credit report.

In addition, in connection with evaluating my financial readiness to purchase a home, I

          ______        authorize                            ______   do not authorize

NESDCAP to share with counseling agencies my credit report and any information that I have
provided, including any computations and assessments that have been produced based upon such
information. These counseling agencies may contact me to discuss counseling service.

I understand that I may revoke my consent to these disclosures by notifying NESDCAP in
writing.

__________________________________                           ______________________________________
Client’s Signature          Date                             Client’s Signature            Date


__________________________________                           ______________________________________
Client’s Name (Print)                                        Client’s Name (Print)


__________________________________                           ______________________________________
Address                                                      Address


__________________________________                           ______________________________________
City, State, Zip                                             City, State, Zip


__________________________________                           ______________________________________
Social Security Number                                       Social Security Number


__________________________________                           ______________________________________
Date of Birth                                                Date of Birth

Saved: Shared\ Housing\Credit Report Authorization Home ownership
     NORTHEAST SOUTH DAKOTA COMMUNITY ACTION PROGRAM
       NORTHEAST SOUTH DAKOTA ECONOMIC CORPORATION
                          104 Ash Street East, Sisseton, South Dakota 57262-1908
                               Phone: (605) 698-7654      Fax (605) 698-3038

      AUTHORIZATION TO FURNISH AND RELEASE INFORMATION
To: _______________________________________________________________________________
             NAME                                  ADDRESS                           CITY               STATE                ZIP CODE

RE: Applicant: (please print)

__________________________________________________________________
First Name                                         MI                              Last Name

RE: Co-Applicant: (please print)

____________________________________________________________________________________
First Name                                         MI                              Last Name


__________________________________________________________________________________________________________________________
Address                                                       City                        State             Zip Code

I/We authorize any person, agency or institution to supply information requested by Northeast South
Dakota Community Action Program (NESDCAP) and/or Northeast South Dakota Economic
Corporation (NESDEC), concerning me or my family and to allow inspection and reproduction of
records in his/her or their possession pertaining to me or my family by a duly authorized representative
of Northeast South Dakota Community Action Program and/or Northeast South Dakota Economic
Corporation.

I/We authorize NESDCAP/NESDEC to release such information to providers or cooperating State or
Federal Agencies.

I/We hereby release any person, agency, or institutions from any and all liability to me or my family
for supplying such information.

This authorization is given only in connection with its use by NESDCAP/NESDEC in its
administration of its programs and for no other purpose. It shall continue in effect until such time as
I/We state, in writing, to Northeast South Dakota Community Action Program (NESDCAP) and/or
Northeast South Dakota Economic Corporation (NESDEC).

Applicant:

______________________________________________________                                                  ______________________
Signature                                                                                               Date

Co-Applicant:

______________________________________________________                                                  ______________________
Signature                                                                                               Date
                                                                        Saved: Shared\Agency Forms…\Forms\Authorization to release 2-2010

                                  “Serving people’s needs to promote community excellence”
                                       NESDCAP is an Equal Opportunity Lender, Provider and Employer
  Complaints of discrimination should be sent to: USDA, Director, Office of Civil Rights, 1400 Independence Ave SW, Washington, DC 20250-9410
            Northeast South Dakota Community Action Program
              Northeast South Dakota Economic Corporation
                           GROW South Dakota
                            PRIVACY POLICY

We value you as a customer and take your personal privacy seriously. We will inform you of our
policies for collecting, using, securing and sharing nonpublic personal.

Our Privacy Principals
   • We do not sell customer information.
   • We do not provide customer information to persons or organizations outside our agency
       for their own marketing purposes.
   • We afford prospective and former customers the same protection as existing customers
       with respect to the use of personal information.

Information We Collect
We collect and use information we believe is necessary to administer our business, to advise you
about our products and programs, and to provide you with customer service. We may collect and
maintain several types of customer information needed for these purposes, such as those below.

Types of Information We Collect and How We Gather It:
   • From you, (on applications or other forms, and through telephone or in-person interviews)
       such as your address and phone number.
   • From transactions with us, such as your payment history.
   • From non NESDCAP, NESDEC, and GROW South Dakota agencies, such as from
       consumer reporting agencies.

How We Use Information About You
We use customer information to process you application, service your accounts, and offer you
other NESDCAP, NESDEC, and GROW South Dakota programs that we believe may be of
interest to you.

We May Share Information
We may disclose information to third party service providers that perform services for us in the
process and servicing of your transaction or other services on your behalf. We may also disclose
information about you to third parties with your consent or at your discretion or otherwise
permitted by law.

The Confidentiality, Security and Integrity of Your Nonpublic Personal Information
We restrict access to nonpublic personal information about you to those employees who need to
know that information to provide products and services to you. We maintain physical, electronic,
and procedural safeguards that comply with federal standards to guard you nonpublic personal
information.

Nonpublic Personal Information and Nonaffiliated Third Parties
Since we value our customer relationship with you, we will not disclose your nonpublic personal
information to nonaffiliated third parties except as permitted by law.

Nonpublic Personal Information and Former Customers
We do not disclose any nonpublic personal information about our customers or former customers
to anyone, except as permitted by law.




                                                                                            04/09

				
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