Cash Flow Sensitivity Analysis April 25, 2008 For the year ended 12/31/2006 % change in receipts and disbursements 5.0% Expected $20,000 30,000 20,000 10,000 Pessimistic $20,000 28,500 19,000 9,500 Optimistic $20,000 31,500 21,000 10,500 Beginning Cash Balance Cash Inflows (Income): Accounts Receivable Collections Loan Proceeds Sales & Receipts Other: Total Cash Inflows Available Cash Balance Cash Outflows (Expenses): Advertising Bank Service Charges Contingencies Credit Card Fees Delivery Charges Deposits Dues & Subscriptions Health Insurance Insurance Interest Inventory Purchases Lease Payments Licenses & Permits Miscellaneous Office Payroll Payroll Taxes Professional Fees Rent or Lease Repairs & Maintenance Sales tax Services Signs Supplies Taxes & Licenses Utilities & Telephone Other: Subtotal Other Cash Out Flows: Capital Purchases Building Construction Decorating Fixtures & Equipment Install Fixtures & Equip. Remodeling Lease Payments Loan Principal Owner's Draw Other: Subtotal Total Cash Outflows Ending Cash Balance $60,000 $80,000 $15,000 1,000 3,000 4,000 $57,000 $77,000 $14,250 950 2,850 3,800 $63,000 $83,000 $15,750 1,050 3,150 4,200 1,000 950 1,050 $24,000 $100,000 $22,800 $95,000 $25,200 $105,000 $1,000 $950 $1,050 $101,000 $125,000 ($45,000) $95,950 $118,750 ($41,750) $106,050 $131,250 ($48,250) © Copyright, 2006, JaxWorks, All Rights Reserved. Since 1996, JaxWorks has offered a suite of Free Excel workbooks and spreadsheets, and ass documents, that cover a number of financial, accounting and sales functions. These are invalua Also included Free are: - business plan tools, including spreadsheets and excellent instructions - Excel functions glossary and guide; - free training courses for most Microsoft Office applications. These guides are in PDF format and rival commercial books! - comprehensive list of acronyms, ratios and formulas in customer financial analysis, and financial terms; - suite of online calculators, including, breakeven analysis, productivity analysis, business evaluation; - Altman Z-Score (covering publicly and privately held firms, and small businesses); - and payroll analysis. If you are involved in financial analysis at any level, or want to learn more about MS Excel and suite this site is invaluable. JaxWorks Small Business Spreadsheet Factory spreadsheets, and associated MS Word, PDF and HTML ons. These are invaluable small business tools. uides are in about MS Excel and other applications in the Office sheet Factory