Cash Flow Sensitivity Analysis
August 14, 2008
For the year ended 12/31/2006 % change in receipts and disbursements 5.0% Expected $20,000 30,000 20,000 10,000 Pessimistic $20,000 28,500 19,000 9,500 Optimistic $20,000 31,500 21,000 10,500
Beginning Cash Balance Cash Inflows (Income): Accounts Receivable Collections Loan Proceeds Sales & Receipts Other:
Total Cash Inflows Available Cash Balance Cash Outflows (Expenses): Advertising Bank Service Charges Contingencies Credit Card Fees Delivery Charges Deposits Dues & Subscriptions Health Insurance Insurance Interest Inventory Purchases Lease Payments Licenses & Permits Miscellaneous Office Payroll Payroll Taxes Professional Fees Rent or Lease Repairs & Maintenance Sales tax Services Signs Supplies Taxes & Licenses Utilities & Telephone Other: Subtotal Other Cash Out Flows: Capital Purchases Building Construction Decorating Fixtures & Equipment Install Fixtures & Equip. Remodeling Lease Payments Loan Principal Owner's Draw Other: Subtotal Total Cash Outflows Ending Cash Balance
$60,000 $80,000 $15,000 1,000 3,000 4,000
$57,000 $77,000 $14,250 950 2,850 3,800
$63,000 $83,000 $15,750 1,050 3,150 4,200
1,000
950
1,050
$24,000 $100,000
$22,800 $95,000
$25,200 $105,000
$1,000
$950
$1,050
$101,000 $125,000 ($45,000)
$95,950 $118,750 ($41,750)
$106,050 $131,250 ($48,250)
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