Savings Interest Calculator http://www.vertex42.com/Calculators/savings-interest-calculator.html v 1.0 © 2008 Vertex42 LLC Savings Plan Inputs Years to Invest Initial Investment Expected Annual Interest Rate Summary of Results Estimated Future Value $ 95,580.75 Value After 20 Years Gain / Loss Summary Total Invested $ 58,000.00 $ 37,580.75 Interest Earned (Lossed) $ 20 10,000 4.00% Scheduled Deposits Deposit Amount $ 200.00 Deposit Frequency Monthly Additional Annual Investments $120,000 Balance $100,000 $80,000 $60,000 $40,000 $20,000 $0 5 10 15 20 25 My Investment Min Max Average Use Random Rates FALSE -4.00% 10.00% 4.00% (Press F9 to Recalculate) Year 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 Rate 4.00% 4.00% 4.00% 4.00% 4.00% 4.00% 4.00% 4.00% 4.00% 4.00% 4.00% 4.00% 4.00% 4.00% 4.00% 4.00% 4.00% 4.00% 4.00% 4.00% 4.00% 4.00% Interest $451.91 $568.10 $689.02 $814.88 $945.85 $1,082.17 $1,224.04 $1,371.69 $1,525.35 $1,685.28 $1,851.72 $2,024.94 $2,205.22 $2,392.84 $2,588.11 $2,791.33 $3,002.84 $3,222.96 $3,452.04 $3,690.46 $3,938.60 $4,196.84 Scheduled Deposits $ 10,000 2,400 2,400 2,400 2,400 2,400 2,400 2,400 2,400 2,400 2,400 2,400 2,400 2,400 2,400 2,400 2,400 2,400 2,400 2,400 2,400 2,400 2,400 Extra Annual Deposits $ Balance 10,000.00 12,851.91 15,820.01 18,909.03 22,123.91 25,469.76 28,951.93 32,575.97 36,347.66 40,273.01 44,358.29 48,610.01 53,034.94 57,640.16 62,433.00 67,421.11 72,612.45 78,015.28 83,638.24 89,490.28 95,580.75 101,919.35 108,516.19 © 2008 Vertex42.com Year 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57 58 59 60 Rate 4.00% 4.00% 4.00% 4.00% 4.00% 4.00% 4.00% 4.00% 4.00% 4.00% 4.00% 4.00% 4.00% 4.00% 4.00% 4.00% 4.00% 4.00% 4.00% 4.00% 4.00% 4.00% 4.00% 4.00% 4.00% 4.00% 4.00% 4.00% 4.00% 4.00% 4.00% 4.00% 4.00% 4.00% 4.00% 4.00% 4.00% 4.00% Interest $4,465.61 $4,745.33 $5,036.44 $5,339.41 $5,654.72 $5,982.89 $6,324.42 $6,679.86 $7,049.79 $7,434.79 $7,835.48 $8,252.48 $8,686.48 $9,138.16 $9,608.25 $10,097.48 $10,606.65 $11,136.56 $11,688.06 $12,262.03 $12,859.38 $13,481.07 $14,128.09 $14,801.47 $15,502.29 $16,231.65 $16,990.73 $17,780.74 $18,602.94 $19,458.63 $20,349.18 $21,276.02 $22,240.62 $23,244.51 $24,289.31 $25,376.68 $26,508.34 $27,686.11 Scheduled Deposits 2,400 2,400 2,400 2,400 2,400 2,400 2,400 2,400 2,400 2,400 2,400 2,400 2,400 2,400 2,400 2,400 2,400 2,400 2,400 2,400 2,400 2,400 2,400 2,400 2,400 2,400 2,400 2,400 2,400 2,400 2,400 2,400 2,400 2,400 2,400 2,400 2,400 2,400 Extra Annual Deposits Balance 115,381.80 122,527.12 129,963.56 137,702.97 145,757.69 154,140.58 162,865.00 171,944.86 181,394.65 191,229.44 201,464.92 212,117.40 223,203.89 234,742.05 246,750.29 259,247.77 272,254.42 285,790.98 299,879.04 314,541.06 329,800.45 345,681.52 362,209.61 379,411.08 397,313.36 415,945.02 435,335.75 455,516.49 476,519.43 498,378.06 521,127.24 544,803.26 569,443.88 595,088.40 621,777.71 649,554.39 678,462.73 708,548.84 © 2008 Vertex42.com