Excel Spreadsheet

personal monthly budget

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Personal Monthly Budget Income 1 PROJECTED MONTHLY INCOME Extra income Total monthly income Income 1 ACTUAL MONTHLY INCOME Extra income Total monthly income HOUSING Projected Cost Actual Cost $4,300 $300 $4,600 $4,000 $300 $4,300 Difference PROJECTED BALANCE (Projected income minus expenses) ACTUAL BALANCE (Actual income minus expenses) DIFFERENCE (Actual minus projected) $3,405 $3,064 ($341) ENTERTAINMENT Projected Cost Actual Cost Difference Mortgage or rent Phone Electricity Gas Water and sewer Cable Waste removal Maintenance or repairs Supplies Other $1,000 $54 $44 $22 $8 $34 $10 $23 $0 $0 $1,195 Projected Cost $1,000 $100 $56 $28 $8 $34 $10 $0 $0 $0 $1,236 Actual Cost $0 ($46) ($12) ($6) $0 $0 $0 $23 $0 $0 ($41) Video/DVD CDs Movies Concerts Sporting events Live theater Other Other Other $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 Projected Cost Actual Cost Subtotals LOANS $0 Difference $0 Subtotals TRANSPORTATION Difference Personal $0 $0 $0 $0 $0 $0 $0 Student Credit card Credit card Credit card Other $0 $0 $0 $0 $0 $0 $0 Projected Cost Actual Cost Vehicle payment Bus/taxi fare Insurance Licensing Fuel Maintenance Other Subtotals TAXES $0 Difference $0 Subtotals INSURANCE $0 Projected Cost Actual Cost $0 Difference $0 Federal State $0 $0 $0 $0 $0 Projected Cost Actual Cost $0 $0 $0 $0 $0 Projected Cost Actual Cost Home Health Life Other Local Other Subtotals SAVINGS OR INVESTMENTS $0 Difference $0 Subtotals FOOD $0 Difference $0 Retirement account Investment account $0 $0 $0 $0 Projected Cost Actual Cost $0 $0 $0 $0 Projected Cost Actual Cost Groceries Dining out Other Other Subtotals GIFTS AND DONATIONS $0 Difference $0 Subtotals PETS $0 Difference $0 Charity 1 Charity 2 $0 $0 $0 $0 $0 $0 Projected Cost Actual Cost $0 $0 $0 $0 Projected Cost Actual Cost Food Medical Grooming Toys Other Charity 3 Subtotals LEGAL $0 Difference $0 Attorney Alimony Payments on lien or judgment Other $0 $0 $0 $0 $0 $0 $0 $1,195 $1,236 ($41) Subtotals PERSONAL CARE $0 Difference $0 Medical Hair/nails Clothing Dry cleaning Health club Organization dues or fees Other $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 Subtotals TOTAL PROJECTED COST TOTAL ACTUAL COST TOTAL DIFFERENCE Subtotals

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