TO HELP YOU THROUGH YOUR FURLOUGH
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Altura Credit Union is your partner TO HELP YOU THROUGH YOUR FURLOUGH We respect the sacrifice that you must make to help the University through these challenging economic times. We’re here to help by offering you a guaranteed, personal line of credit to make up for the income you are forfeiting. With a line of credit the money is available to you when and if you need it. How We Can Help Financial Workshop Borrow up to $10,000 from your guaranteed line of credit* We invite you to join us for a special Rates as low as 3.49% APR* Financial Workshop to learn how to Repayment term – Up to 36 months, with a 12 month draw period create a working budget and stick to it. Loan processing fee waived ($55 value) Building a Better Budget No pre-payment penalty Thursday, November 12, 2009 Online transfers – manage your draw from online banking with 6:00 p.m. - 7:30 p.m. pre-set recurring transfers each pay period Altura - University Ave. Branch 1616 University Ave. Membership Benefits Riverside, CA 92502 As a Member of Altura Credit Union you have access to the financial RSVP at www.Alturacu.com/ucrfurlough services and tools you need to be successful. VIP Checking – As an employee of UCR, you qualify for an interest-bearing checking account with no monthly fee and For an updated list of workshops a guaranteed Visa credit card with a minimum $500 limit available to you, please visit (payroll direct deposit required). www.Alturacu.com/workshops. Balance financial fitness program – 24/7 certified financial counseling, educational materials, and online self-paced courses. Not a Member? Financial Workshops – Choose from a variety of no-cost workshops to help you with budgeting, understanding credit reports, estate and You qualify for membership. Visit your retirement planning, investment strategies and more. local branch and join today. University Ave. Branch For information on how to take advantage David Fisher, Branch Manager of this special UCR Furlough Loan Program, 1616 University Ave. please call 951-571-5014. Riverside, CA 92502 951-248-9000 dfisher@Alturacu.com The City of Riverside, home of Altura’s headquarters, has long been considered one of the fastest growing cities in the country. Having a foundation in strong higher-education facilities as well as community and small business support will help this region emerge prosperously from the economic challenges we all currently face. Federally insured to at least $250,000. * Annual Percentage Rate. Best rate on approved credit and requires payroll direct deposit and automatic loan payment transfer from Altura checking account. Loan amount is based on the amount of your pay reduction. Guaranteed loan requires proof of employment with UCR. Only one loan per Altura Credit Union member. Member must be in good standing. Offer expires August 31, 2010. A one time $12 membership fee applies for non-members.