March 23, 2010 1. They're At It Again...Another Lawyer With a Frivolous Lawsuit Contents They're At It Again... 1. They're At It Again...Another Lawyer With a Frivolous Lawsuit You may recall an ISMIE-news story last year about a judge suing his dry cleaner for misplacing a pair of 2. April 1 is Deadline to Sign Up pants. Unfortunately the frivolity has not stopped. A for Your Practice Assessment! Houston trial lawyer is now threatening to sue the city of Houston, Continental Airlines and Westfield 3. ISMIE Helps You With Concession Management. Why? Because he left his Suspended Coverage expensive leather coat behind in the airport food court and it wasn’t there when he came back to get it. 4. Consider Physicians’ Benefits He claims the prospective defendants “were Trust for Your Insurance Needs responsible for securing it and keeping it in a safe place.” He also argues that they “breached their duty” in how they “manage lost and found items for which they are responsible.” Wait, they’re responsible for keeping track of his coat? Trial lawyers may argue that frivolous lawsuits are not being filed or clogging our court, but with examples like this, it’s hard to believe. 2. April 1 is Deadline to Sign Up for Your Practice Assessment! Have you signed up for a practice assessment yet? If not, don’t forget to request your appointment before the April 1 deadline! ISMIE Mutual’s on-site practice assessments are designed to help policyholders develop and maintain reliable risk management strategies, and are now available for both office-based and non-office based physicians. Practice assessments are an integral element of the new Risk Rewards Premier Partnership program. In order to become a Premier Partner and to achieve the maximum 15% premium discount, a policyholder must successfully complete a practice assessment in addition to achieving Managing Risk Fellowship status. If you choose to become a Managing Risk Partner instead, then successfully completing an on-site assessment can earn you a 5% premium discount for two policy years. This discount can be applied to the maximum 10% annual premium discount Managing Risk Partners can earn. To learn more about the Risk Rewards Premier Partnership and Partnership Programs, as well as to review the guidelines and expectations for your practice assessment, please visit our web site. You can sign up online today for your practice assessment. Visit our web site and click on “Request a 2010 Practice Assessment.” The deadline to request a practice assessment appointment is April 1. If you would like additional information please contact the Risk Management Division at 800-782-4767, ext. 3300, or firstname.lastname@example.org. 3. ISMIE Helps You With Suspended Coverage Are you planning to take a leave from your practice? If you are, ISMIE Mutual’s suspended coverage may be right for you. This coverage is designed to accommodate policyholders planning a leave for a period of one to 12 months due to illness, travel, maternity coverage or completing a fellowship. When your policy is on suspended coverage, no coverage is afforded for patient care on your part, and your premiums are reduced by 75 percent off the full-time base premium. Please note, if your absence is due to illness, a letter from your treating physician will be necessary prior to reestablishing coverage for your return to active practice. For more information or to request this unique coverage, contact the Underwriting Division at 800-782- 4767 or email@example.com. 4. Consider Physicians’ Benefits Trust for Your Insurance Needs Are you looking for cost-efficient insurance for you and your staff? Physicians’ Benefits Trust (PBT) may be right for your coverage needs! This affordable and comprehensive insurance coverage is designed exclusively for physicians by physicians. PBT is a wholly owned subsidiary of ISMIE Mutual and is dedicated to offering insurance of uncompromising quality, flexibility and value. PBT offers a full array of specialized insurance plans which include health, dental, life, disability and more. These plans can be customized to suit your needs and the needs of your group practice. PBT’s insurance coverage is specially made to meet the needs of physicians, office employees and their families. To find out more about how PBT can meet your practice’s insurance needs, visit PBT’s web site or call 800-621-0748. Let us know how we can make ISMIE-news more useful to you. Please send your comments to firstname.lastname@example.org.
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