Lawyer With a Frivolous Lawsuit by tek31120


									March 23, 2010                      1. They're At It Again...Another Lawyer
                                    With a Frivolous Lawsuit
                                     They're At It Again...
1. They're At It Again...Another
Lawyer With a Frivolous Lawsuit      You may recall an ISMIE-news story last year about a
                                     judge suing his dry cleaner for misplacing a pair of
2. April 1 is Deadline to Sign Up    pants. Unfortunately the frivolity has not stopped. A
for Your Practice Assessment!        Houston trial lawyer is now threatening to sue the city
                                     of Houston, Continental Airlines and Westfield
3. ISMIE Helps You With              Concession Management. Why? Because he left his
Suspended Coverage                   expensive leather coat behind in the airport food court
                                     and it wasn’t there when he came back to get it.
4. Consider Physicians’ Benefits
                                     He claims the prospective defendants “were
Trust for Your Insurance Needs       responsible for securing it and keeping it in a safe
                                     place.” He also argues that they “breached their duty”
                                     in how they “manage lost and found items for which
                                     they are responsible.” Wait, they’re responsible for
                                     keeping track of his coat?

                                     Trial lawyers may argue that frivolous lawsuits are not
                                     being filed or clogging our court, but with examples
                                     like this, it’s hard to believe.

                                    2. April 1 is Deadline to Sign Up for Your
                                    Practice Assessment!

                                    Have you signed up for a practice assessment yet? If
                                    not, don’t forget to request your appointment before the
                                    April 1 deadline!

                                    ISMIE Mutual’s on-site practice assessments are
                                    designed to help policyholders develop and maintain
reliable risk management strategies, and are now
available for both office-based and non-office based

Practice assessments are an integral element of the new
Risk Rewards Premier Partnership program. In order to
become a Premier Partner and to achieve the maximum
15% premium discount, a policyholder must
successfully complete a practice assessment in addition
to achieving Managing Risk Fellowship status. If you
choose to become a Managing Risk Partner instead, then
successfully completing an on-site assessment can earn
you a 5% premium discount for two policy years. This
discount can be applied to the maximum 10% annual
premium discount Managing Risk Partners can earn.

To learn more about the Risk Rewards Premier
Partnership and Partnership Programs, as well as to
review the guidelines and expectations for your practice
assessment, please visit our web site.

You can sign up online today for your practice
assessment. Visit our web site and click on “Request a
2010 Practice Assessment.” The deadline to request a
practice assessment appointment is April 1. If you
would like additional information please contact the
Risk Management Division at 800-782-4767, ext. 3300,

3. ISMIE Helps You With Suspended

Are you planning to take a leave from your practice? If
you are, ISMIE Mutual’s suspended coverage may be
right for you.

This coverage is designed to accommodate
policyholders planning a leave for a period of one to 12
months due to illness, travel, maternity coverage or
completing a fellowship. When your policy is on
suspended coverage, no coverage is afforded for patient
care on your part, and your premiums are reduced by 75
percent off the full-time base premium.

Please note, if your absence is due to illness, a letter
                        from your treating physician will be necessary prior to
                        reestablishing coverage for your return to active
                        practice. For more information or to request this unique
                        coverage, contact the Underwriting Division at 800-782-
                        4767 or

                        4. Consider Physicians’ Benefits Trust for
                        Your Insurance Needs

                        Are you looking for cost-efficient insurance for you and
                        your staff? Physicians’ Benefits Trust (PBT) may be
                        right for your coverage needs! This affordable and
                        comprehensive insurance coverage is designed
                        exclusively for physicians by physicians.

                        PBT is a wholly owned subsidiary of ISMIE Mutual and
                        is dedicated to offering insurance of uncompromising
                        quality, flexibility and value. PBT offers a full array of
                        specialized insurance plans which include health, dental,
                        life, disability and more. These plans can be customized
                        to suit your needs and the needs of your group practice.

                        PBT’s insurance coverage is specially made to meet the
                        needs of physicians, office employees and their families.
                        To find out more about how PBT can meet your
                        practice’s insurance needs, visit PBT’s web site or call

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