Get documents about "Mortgage Services III, L.L.C. - Download as PDF
Document Sample
Mortgage Servi ces III, L.L.C.
Price Improvement!
Bloomington Office Ph. #: 888-664-9108 & Fax #: 309-664-9115 / Oakbrook Office Ph. #: 630-396-3553 & Fax #: 630-396-3591 / Web Site: www.msiloans.biz
FHA Purchase Transactions Market conditions are generally:
August 30, 2010
Add .125 to the Price! (compared to previous price sheet)
Applies To FHA 30 Year Fixed
Program #301500 Improved! Rate Sheet Updated as of: 2:20 PM
Rate 15-Day 30 Day 45 Day 60 Day Rate 15-Day 30 Day 45 Day 60 Day Rate 15-Day 30 Day 45 Day 60 Day
CONFORMING -- FIXED RAT E PROGRAM S
#300000 - 30 Year Fixed #150000 - 15 Year Fixed #200000 - 20 Year Fixed
3.750% 98.869 98.659 98.469 98.219 3.500% 100.227 100.017 99.827 99.577 3.750% 99.282 99.132 98.982 98.782
3.875% 99.839 99.629 99.439 99.189 3.625% 100.545 100.335 100.145 99.895 3.875% 100.029 99.879 99.729 99.529
4.000% 100.411 100.201 100.011 99.761 3.750% 101.725 101.515 101.325 101.075 4.000% 100.459 100.309 100.159 99.959
4.125% 100.886 100.676 100.486 100.236 3.875% 102.250 102.040 101.850 101.600 4.125% 100.920 100.770 100.620 100.420
4.250% 101.465 101.255 101.065 100.815 4.000% 102.555 102.345 102.155 101.905 4.250% 101.815 101.665 101.515 101.315
4.375% 102.127 101.917 101.727 101.477 4.125% 102.909 102.699 102.509 102.259 4.375% 102.477 102.327 102.177 101.977
4.500% 102.588 102.378 102.188 101.938 4.250% 103.264 103.054 102.864 102.614 4.500% 102.928 102.778 102.628 102.428
4.625% 103.014 102.804 102.614 102.364 4.375% 103.758 103.548 103.358 103.108 4.625% 103.364 103.214 103.064 102.864
4.750% 103.440 103.230 103.040 102.790 4.500% 104.036 103.826 103.636 103.386 4.750% 103.790 103.640 103.490 103.290
4.875% 103.946 103.736 103.546 103.296 4.625% 104.225 104.015 103.825 103.575 4.875% 103.790 103.640 103.490 103.290
5.000% 104.306 104.096 103.906 103.656
#300100 - 30 Year Fixed - LPMI 90 #300200 - 30 Year Fixed - LPMI 95 #100000 - 10 Year Fixed
LPMI 90 ( 30 yr price from above) -1.250 LPMI 95 ( 30 yr price from above) -1.950 3.500% 100.486 100.336 100.186 99.986
FICO 760+ No Adj. FICO 760+ No Adj. 3.625% 100.834 100.684 100.534 100.334
FICO 700 - 759 -.150 FICO 700 - 759 -.450 3.750% 102.577 102.427 102.277 102.077
25 Year Term or Less +.550 25 Year Term or Less +.550 3.875% 103.129 102.979 102.829 102.629
LTV 80.01 - 85.00% +.400 2nd Home -.600 4.000% 103.133 102.983 102.833 102.633
2nd Home -.600 R/T Refi w/FICO < 720 -.400 4.125% 103.133 102.983 102.833 102.633
R/T Refi w/FICO < 720 -.400
CONFORMING -- ARM PROGRAM S
#310000 - 3/1 Arm - Libor #510000 - 5/1 Arm - Libor #710000 - 7/1 Arm - Libor
Caps: 2/6 Mar gin: 2.250 Caps: 5/2/5 Mar gin: 2.250 Caps: 5/2/5 Mar gin: 2.250
4.375% 99.047 98.967 98.887 98.807 3.500% 100.746 100.596 100.446 100.246 4.000% 100.437 100.312 100.187 100.062
4.500% 99.080 99.000 98.920 98.840 3.625% 100.761 100.611 100.461 100.261 4.125% 100.475 100.350 100.225 100.100
4.625% 99.115 99.035 98.955 98.875 3.750% 100.780 100.630 100.480 100.280 4.250% 100.518 100.393 100.268 100.143
4.750% 99.189 99.109 99.029 98.949 3.875% 100.812 100.662 100.512 100.312 4.375% 100.571 100.446 100.321 100.196
4.875% 99.264 99.184 99.104 99.024 4.000% 100.858 100.708 100.558 100.358 4.500% 100.633 100.508 100.383 100.258
4.125% 100.913 100.763 100.613 100.413 4.625% 100.698 100.573 100.448 100.323
4.250% 100.970 100.820 100.670 100.470 4.750% 100.762 100.637 100.512 100.387
(Agency adjustments do apply) Max all-in price on all Arm's is 101.750 (All Arm Products) 90.01-95.00% LT V -.250
CONFORMING -- PRICE ADJUST MENTS
Loan Amount Misc. Adjustments Current Index
$20,000 - $39,999 -1.000 Escrows Waived (Tax & Ins) -.250 1 Year Libor 0.876%
$40,000 - $69,999 -.500 Escrows Waived (Ins Only) -.125 1 Year Treasury 0.250%
$70,000 - $99,999 -.175 Sub Fin with CLTV 90.01- 95% -.500 Extended Locks
$100,000 - $349,999 No Adj. 80/10/10 ( LTV 75-80 w/CLTV 75- 90) -.250 Available for Conv. 30 yr , 20 yr, 15 yr
$350,000 to limit +.125 2-4 Unit -1.000 90 Days: .500 Upf ront Fee
Condo - LTV <= 75.00% -.250 120 Days: .875 Upf ront Fee
Fixed Rate - State Adjusters Condo - LTV > 75.00% ( Max = 90%) -1.000 150 Days: 1.250 Upf ront Fee
AZ, CO, MD, NV, RI, UT, WY -.125 N/O/O: LTV <= 75.00% -1.750 180 Days: 1.500 Upf ront Fee
CT, DC, DE, ID, IA, IL, IN, KS, KY, MA, ME, No Adj N/O/O: LTV 75.01% - 80.00% -3.000 (Upfront fee is non-refundable/not credited)
MI, MN, MO, MT, NH, NM, SD, WA, WI, WV N/O/O: * Condo's are not allowed 60 day pricing is used.
AL, AR, LA, MS, NC, NJ, OH, OR, +.100 * Max LTV for r/t refi is 75.00% Indicate desired lock period in comments
SC, TN, VA, VT * Cash out is not allowed section when locking online.
GA, OK, PA +.150 Agency FICO/LTV Adjustments
TX +.250 60.01 - 70.01 - 75.01 - 80.01 - 85.01 - 90.01 -
FICO <=60.00%
70.00% 75.00% 80.00% 85.00% 90.00% 95.00%
Lock Period >= 740 +.250 No Adj. No Adj. No Adj. No Adj. No Adj. No Adj. Applicable to all
7 Day Lock (Adj to 15 day price) +.100 720 - 739 +.250 No Adj. No Adj. -.250 No Adj. No Adj. No Adj.
700 - 719 +.250 -.500 -.500 -.750 -.500 -.500 -.500
loan terms greater
680 - 699 No Adj. -.500 -1.000 -1.500 -1.000 -.750 -.750 than 15 years .
All adjustments are cumulative. 660 - 679 No Adj. -1.000 -2.000 -2.500 -2.250 -1.750 -1.750
Price Cap = 103.000 640 - 659 -.500 -1.250 -2.500 -3.000 -2.750 -2.250 -2.250
Min FICO of 620 required on all loans. 620 - 639 -.500 -1.500 -3.000 -3.000 -3.000 -2.750 -2.750
Lower of two median credit scores used for all programs.
Pricing Dept. Email: msipricing@msiloans.biz Cash Out - Agency FICO/LTV Adj - Min FICO is 620
60.01 - 70.01 - 75.01 - 80.01 -
FICO <=60.00%
Pricing Dept. E-Fax: 800-866-5427 70.00% 75.00% 80.00% 85.00% Applicable to all loan terms.
Expiration Dates >= 740 No Adj. -.250 -.250 -.500 -.625 **IMPORTANT**
7 Day 9/7/10 720 - 739 No Adj. -.625 -.625 -.750 -1.500 When locking online, cash out
15 Day 9/14/2010 700 - 719 No Adj. -.625 -.625 -.750 N/A adjustments will be applied
30 Day 9/29/10 680 - 699 No Adj. -.750 -.750 -1.375 N/A manually by the MSI Lock
45 Day 10/14/10 660 - 679 -.250 -.750 -.750 -1.500 N/A Desk.
60 Day 10/29/10 640 - 659 -.250 -1.250 -1.250 -2.250 N/A
90 Day 11/29/2010 620 - 639 -.250 -1.250 -1.250 -2.750 N/A
NEWS & NOTES When locking online, the agency cash out adjusters will be added manually by the MSI lock desk.
U/W Turn Times:
Working on files rec'd:
(Updated 8/30)
Conv: 8/20
FHA/VA Purchase: 8/24
FHA/VA Refi: 8/23
USDA: 8/25
Mortgage Services III, L.L.C. is a major ity owned subsidary of First State Bank
Page 1 of 3 This rate sheet is intended for Mortgage Professionals only. 8/30/2010
Max price paid is 103.000 unless other wise noted. MSI-Wholesale
Mortgage Servi ces III, L.L.C.
Price Improvement!
Bloomington Office Ph. #: 888-664-9108 & Fax #: 309-664-9115 / Oakbrook Office Ph. #: 630-396-3553 & Fax #: 630-396-3591 / Web Site: www.msiloans.biz
Rate 15-Day 30 Day 45 Day 60 Day Rate 15-Day 30 Day 45 Day 60 Day Rate 15-Day 30 Day 45 Day 60 Day
FHA / VA
#301500 / #301507 - 30 Year Fixed - FHA #301600 / #301607 - 30 Year Fixed - VA FHA / VA Price Adjustments
4.000% 100.572 100.392 100.172 99.922 4.250% 101.302 101.122 100.902 100.652 $40,000 - 59,999 -1.500
4.125% 100.442 100.262 100.042 99.792 4.375% 101.731 101.551 101.331 101.081 $60,000 - $99,999 -.375
4.250% 102.153 101.973 101.753 101.503 4.500% 102.976 102.796 102.576 102.326 $100,000 - $119,999 -.125
4.375% 102.626 102.446 102.226 101.976 4.625% 102.369 102.189 101.969 101.719 $200,000+ +.125
4.500% 103.576 103.396 103.176 102.926 4.750% 103.092 102.912 102.692 102.442 Minimum F ICO = 620/640 ( see below)
4.625% 103.439 103.259 103.039 102.789 4.875% 103.485 103.305 103.085 102.835 FICO 620 - 639 -1.000
4.750% 104.179 103.999 103.779 103.529 5.000% 104.757 104.577 104.357 104.107 FICO 640 - 659 -.375
4.875% 104.562 104.382 104.162 103.912 5.125% 104.231 104.051 103.831 103.581 FICO 720+ (30 Yr FHA/VA only) +.125
5.000% 105.367 105.187 104.967 104.717 5.250% 104.483 104.303 104.083 103.833 Manual UW -.250
Max Price on FHA Fixed = 103.000 Max Price on VA Fixed = 103.000 FHA Temp Buydown (Purchases Only) -.500
20 Year Term (30 Yr Pricing) -.500
Effective with loans locked on/after 3/1: 7 Day Lock (adj to 15 day price) +.100
No MSI Admin Fee on VA loans! FHA Refi (Fixed Only-Non Streamline Doc) -.125
Extended Lock Program #301507 - 30 Yr FHA Streamline No Adj.
90 Days: .500 Upf ront Fee Available for FHA/VA 30 yr & 15 yr #301607 - 30 Yr VA (IRRL) No Adj.
120 Days: .875 Upf ront Fee Upfront fee is non-refundable/not credited & due within 3 days.
150 Days: 1.250 Upf ront Fee 60 day pricing is used.
180 Days: 1.500 Upf ront Fee Indicate desired lock period in comments section when locking online. Gov't Program Features
* 5/1 Streamline Arm: Min F ICO = 680
* All other streamline refi's: Min F ICO = 640
* FHA cash out refi min FICO = 640
State Adjusters * FHA cash out refi max LTV = 85%
GA, MI, NV, UT -.250 * Streamline not available on 3/1 arm.
AL, AR, AZ, CO, DC, DE, IN, MD, NH, OH, OR, TN, WA, WI, WY -.125 * N/O/O not allowed.
CT, IA, ID, IL, KS, KY, LA, MA, ME, MN, MO, MS, MT, NC, NM, OK, PA, RI, SC, SD, VA, VT, WV No Adj. * Lowest median credit score used.
TX +.250 * VA IRRL min F ICO = 620
#151500 - 15 Year Fixed - FHA #511500 - 5/1 FHA Arm - Treasury #311500 - 3/1 FHA Arm - Treasury
3.500% 99.508 99.358 99.108 98.858 Caps: 1/5 Mar gin: 2.250 Caps: 1/5 Mar gin: 2.250
4.000% 102.599 102.449 102.199 101.949 3.500% 102.125 101.975 101.825 101.625 3.500% 102.362 102.237 102.112 101.987
4.500% 104.025 103.875 103.625 103.375 3.625% 102.470 102.320 102.170 101.970 3.625% 102.639 102.514 102.389 102.264
3.750% 102.613 102.463 102.313 102.113 3.750% 102.446 102.321 102.196 102.071
3.875% 102.957 102.807 102.657 102.457 3.875% 102.763 102.638 102.513 102.388
4.000% 103.288 103.138 102.988 102.788 4.000% 102.951 102.826 102.701 102.576
4.125% 103.385 103.235 103.085 102.885 4.125% 102.951 102.826 102.701 102.576
#151600 - 15 Year Fixed - VA 4.250% 103.385 103.235 103.085 102.885
-.250 from 15 yr FHA price #511600 - 5/1 VA Ar m - Treasury
VA ID #: 709904- 00-00 -.250 from 5/1 FHA Arm price
FHA ID #: 24618- 0000-2 Max Price on FHA/VA Fixed = 103.000 Max Price on FHA/VA Arms = 103.000
RURAL DEVELOPM ENT - "G Series"
#301700 - 30 Year Fixed - Rural Housing 30 Year Fixed - Rural Housing - 2/1 Buydown Loan Amount Adjustments
4.125% 99.441 99.253 99.065 98.877 4.375% 98.694 98.506 98.318 98.130 <= $55,000 -1.500
4.250% 100.667 100.479 100.291 100.103 4.500% 99.440 99.252 99.064 98.876 $55,001 - $100,000 No Adj.
4.375% 101.444 101.256 101.068 100.880 $100,001+ +.125
4.500% 102.295 102.107 101.919 101.731
State Adjustments
AZ, CO, DE, MA, MD, MT, NJ, NM, OR, UT, VA, W A, W Y -.250
CT, IA, IL, KY, LA, ME, MO, MS, NH, OH, SD, No Adj.
(Buydown cost is included in pricing already) TN, TX, W V No Adj.
AR, GA, IN, KS, MI, MN, NC, OK , SC, VT, W I +.100
PA, RI +.200
Max GRH Rate = 4.500% Max Price = 103.000 Min FICO = 620
LP Relief "Open Access" Pr ogram
LP Relief Program LP Relief - FICO/LTV Adj. (Applies to 30 Yr Program Only)
30 Year Fixed - #306700 FICO <=60.00% 60.01 - 70.01 - 75.01 - 80.01 - 85.01 - 95.01 - 97.01 -
4.000% 100.113 99.963 99.713 99.463 70.00% 75.00% 80.00% 85.00% 95.00% 97.00% 100.00%
4.125% 100.620 100.470 100.220 99.970 >= 740 +.250 No Adj. No Adj. No Adj. No Adj. No Adj. No Adj. No Adj.
4.250% 101.515 101.365 101.115 100.865 720 - 739 +.250 No Adj. No Adj. -.250 No Adj. No Adj. No Adj. No Adj.
4.375% 102.177 102.027 101.777 101.527 700 - 719 +.250 -.500 -.500 -.750 -.500 -.500 -.500 -.500
4.500% 102.628 102.478 102.228 101.978 680 - 699 No Adj. -.500 -1.000 -1.500 -1.000 -.750 -.750 -.750
4.625% 103.064 102.914 102.664 102.414 660 - 679 No Adj. -1.000 -2.000 -2.500 -2.250 -1.750 -1.750 -1.750
4.750% 103.490 103.340 103.090 102.840 640 - 659 -.500 -1.250 -2.500 -2.750 -2.750 -2.250 -2.250 -2.250
620 - 639 -.500 -1.500 -2.750 -2.750 -2.750 -2.750 -2.750 -2.750
Applies to both 30 Yr & 15 Yr Programs:
LP Relief Program 2 Unit -1.000 -1.000 -1.000 -1.000 -1.000 -1.000 -1.000 -1.000
15 Year Fixed - #156700 High LTV 0 0 0 0 0 0 -.500 -1.000
3.500% 99.807 99.657 99.407 99.157 No Escrow -.250 -.250 -.250 -.250 n/a n/a n/a n/a
3.625% 100.196 100.046 99.796 99.546
3.750% 101.584 101.434 101.184 100.934
3.875% 102.129 101.979 101.729 101.479 Loan Amount Subordinate Financing
4.000% 102.495 102.345 102.095 101.845 $20,000 - $39,999 -1.000 CLTV of 75.01 - 90% -.500
4.125% 102.859 102.709 102.459 102.209 $40,000 - $69,999 -.500 CLTV of 90.01 - 95% -1.000
4.250% 103.025 102.875 102.625 102.375 $70,000 - $99,999 -.175 CLTV of 95.01 - 100% -1.500
4.375% 103.083 102.933 102.683 102.433 $100,000 - $349,999 No Adj.
$350,000 to limit +.125 State adjusters from page 1 apply.
Condo's not allowed on this program
Mortgage Services III, L.L.C. is a major ity owned subsidary of First State Bank
Page 2 of 3 This rate sheet is intended for Mortgage Professionals only. 8/30/2010
Max price paid is 103.000 unless other wise noted. MSI-Wholesale
Mortgage Servi ces III, L.L.C.
Price Improvement!
Bloomington Office Ph. #: 888-664-9108 & Fax #: 309-664-9115 / Oakbrook Office Ph. #: 630-396-3553 & Fax #: 630-396-3591 / Web Site: www.msiloans.biz
Rate 15-Day 30 Day 45 Day 60 Day
DU Refi Plus Pr ogram
DU Refi Plus Program DU Refi Plus - FICO/LTV Adjustments (Applies to 30 Yr Program Only)
30 Year Fixed - #306600 FICO <=60.00% 60.01 - 70.01 - 75.01 - 80.01 - 85.01 - 90.01 - 95.01 - 97.01 -
4.000% 100.426 100.276 100.026 99.776 70.00% 75.00% 80.00% 85.00% 90.00% 95.00% 97.00% 100.00%
4.125% 100.901 100.751 100.501 100.251 >= 740 +.250 No Adj. No Adj. No Adj. No Adj. No Adj. No Adj. No Adj. No Adj.
4.250% 101.290 101.140 100.890 100.640 720 - 739 +.250 No Adj. No Adj. No Adj. No Adj. No Adj. No Adj. No Adj. No Adj.
4.375% 102.168 102.018 101.768 101.518 700 - 719 +.250 -.500 -.500 -.500 -.500 -.500 -.500 -.500 -.500
4.500% 102.663 102.513 102.263 102.013 680 - 699 No Adj. -.500 -.750 -.750 -.750 -.750 -.750 -.500 -.500
4.625% 103.037 102.887 102.637 102.387 660 - 679 No Adj. -1.000 -1.500 -1.750 -1.750 -1.750 -1.750 -1.250 -1.250
4.750% 103.333 103.183 102.933 102.683 640 - 659 -.500 -1.250 -2.000 -2.250 -2.250 -2.250 -2.250 -1.750 -1.750
4.875% 103.711 103.561 103.311 103.061 620 - 639 -.500 -1.500 -2.500 -2.750 -2.750 -2.750 -2.750 -2.500 -2.500
5.000% 104.071 103.921 103.671 103.421 (Applies to both 30 Yr & 15 Yr Programs)
Condo 0 0 0 -.750 -.750 -.750 n/a n/a n/a
2-4 Unit -1.000 -1.000 -1.000 -1.000 -1.000 -1.000 -1.000 -1.000 -1.000
DU Refi Plus Program High LTV 0 0 0 0 0 0 0 -.500 -1.000
15 Year Fixed - #156600 No Escrow -.250 -.250 -.250 -.250 n/a n/a n/a n/a n/a
3.500% 100.272 100.122 99.872 99.622
3.625% 100.590 100.440 100.190 99.940 Loan Amount CLTV of 75.01 - 90% -.250
3.750% 101.770 101.620 101.370 101.120 $20,000 - $39,999 -1.000 CLTV of 90.01 - 95% -.500
3.875% 102.295 102.145 101.895 101.645 $40,000 - $69,999 -.500 CLTV of 95.01 - 100% -1.500
4.000% 102.600 102.450 102.200 101.950 $70,000 - $99,999 -.175
4.125% 102.890 102.740 102.490 102.240 $100,000 - $349,999 No Adj. State adjusters from page 1 apply.
4.250% 103.309 103.159 102.909 102.659 $350,000 to limit +.125
2009 High Balance Pr ograms
Conventional - High Balance Conventional High Balance Program: FHA - High Balance
30 Year Fixed - #306300 All applicable "agency adjusters" on page 1 apply. 30 Year Fixed - #306200
4.250% 100.902 100.752 100.602 100.452 State adjusters from page 1 apply. 4.250% 102.148 101.998 101.848 101.698
4.375% 101.732 101.582 101.432 101.282 Cash Out Ref i (in addition to agenc y) -1.000 4.375% 102.458 102.308 102.158 102.008
4.500% 102.228 102.078 101.928 101.778 4.500% 103.416 103.266 103.116 102.966
4.625% 102.587 102.437 102.287 102.137 4.625% 103.094 102.944 102.794 102.644
4.750% 102.453 102.303 102.153 102.003 FHA High Balance Program: 4.750% 104.346 104.196 104.046 103.896
4.875% 103.409 103.259 103.109 102.959 Streamline refi's are not available. 4.875% 104.151 104.001 103.851 103.701
FHA adjusters from page 2 apply.
High Balance - Conv 5/1 Arm - #516300 Min FICO = 620 (Purchase or R/T Refi)
Caps: 5/2/5 Mar gin: 2.250 Min FICO = 660 (Cash Out Ref i)
4.000% 99.898 99.748 99.598 99.448
4.125% 99.954 99.804 99.654 99.504
4.250% 100.013 99.863 99.713 99.563
4.375% 100.072 99.922 99.772 99.622
4.500% 100.134 99.984 99.834 99.684
All loans must meet State/County allowable limits.
Important Information About MSI:
MSI Account Executives: Extension Policy
Name E-Mail Address Cell Phone # 2 Days (Only if 2 is all that is needed) Free!
Don Starks - National Sales Manager donstarks@starband.net 815-378-8551 1-30 Days -.020/day
Andy Pettola - Regional Sales Manager apettola@msiloans.biz 860-372-2569 31-60 Days -.030/day
Brian Busch - Regional Sales Manager bbusch@msiloans.biz 630-396-3566 Re-Lock Policy
Dennis Patchett - Regional Sales Mgr dpatchett@msiloans.biz 614-581-9276 15 Day Relock: Worse Case Pricing
Jim Manley - Regional Sales Manager jmanley@msiloans.biz 248-887-6262 30 Day Relock: Worse Case Pricing
Angela Best abest@msiloans.biz 206-200-0959
AJ Zalud ajzalud@msiloans.biz 505-980-5600 (Max of 2 relocks allowed)
Bob Travis btravis@msiloans.biz 919-880-5645 Current Fees
Brent Wilder brntwilder@aol.com 309-826-0484 Standard Conv. Admin. Fee (with doc prep) $575
Brett Barnett bbarnett@msiloans.biz 563-271-4087 Standard Conv. Admin. Fee (w/o doc prep) $495
Carol Crowley carol.crowley@comcast.net 773-858-0132 Standard FHA/VA Admin. F ee (with doc prep) $675
Cesar Luaices cluaices@msiloans.biz 203-415-3304 Funding Fee (w/o doc prep) $20
Chris Hartman chartman@msiloans.biz 513-505-9282 Non-MERS Fee $75
Darren Sperry dsperry@msiloans.biz 770-378-1017 UW File Return Fee $175
Dave Pehanich dpehanich@msiloans.biz 330-219-6204 Doc Redraw Fee $75
David Havens dhavens@msiloans.biz 630-956-0107
Don Romanski dromanski@msiloans.biz 203-558-5550
Joe Kaiker jkaiker@msiloans.biz 630-776-3667 Doc prep for purchases requires 48 hrs notice.
John McCall jjmccall@msiloans.biz 856-220-2788 Doc prep for refi's requires 72 hrs notice.
Lauren Cohen lcohen@msiloans.biz 703-328-1788 MSI MERS Org ID # 1005883
Laura Schroeder lschroeder@msiloans.biz 414-759-7463
Linda Starks lstarks@msiloans.biz 815-378-8393 ** Rate lock requests accepted unti l 8:00 pm central time. Overnight
Mari Vingua mvingua@msiloans.biz 708-337-3587 price protection is not available.
Matt Brammer mbrammer@msiloans.biz 440-382-3183 ** Rates/Prices are subject to change w ithout prior notice. This rate
Mitzi Ashworth mashworth@msiloans.biz 847-815-5119 sheet should not be us ed to determ ine eligibility.
Nancy Roy nroy@msiloans.biz 617-771-7090 ** All loans must disburse by expiration date and be del ivered to MS I
Pete Beyer pbeyer@msiloans.biz 781-789-1015 within 4 days of disbursement.
Rene Shaffer rshaffer@msiloans.biz 309-275-7431 ** Lower of two median credit scores used for all programs.
Rick McKinley rmckinley@msiloans.biz 763-458-4051
Ron Buchanan rbuchanan@msiloans.biz 847-767-0110
Scott Burgess sburgess@msiloans.biz 703-447-2679
Seth Gottesman sgottesman@msiloans.biz 864-238-4246
Shawn Callaghan scallaghan@msiloans.biz 724-996-7290 Corporate Office: Oakbrook Terrace Office:
Tom Blanchard tblanchard@msiloans.biz 414-688-4653 502 N. Hers hey Rd. 17W 662 Butterfield Rd., Suite 203
Tom Coffey tcoffey@msiloans.biz 317-797-0411 Bloomington, IL 61704 Oakbrook Terrace, IL 60181
Ph. 888-664-9108 Ph. 630-396-3553
Mortgage Services III, L.L.C. is a major ity owned subsidary of First State Bank
Page 3 of 3 This rate sheet is intended for Mortgage Professionals only. 8/30/2010
Max price paid is 103.000 unless other wise noted. MSI-Wholesale
Related docs
