SAMPLE LETTER TO FINANCE COMPANY
ASKING FOR INFORMATION/SETTLE ON DEFAULT NOTICES ETC.
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10 Anywhere Street
ABC Finance Ltd
30 August 2010
I am writing to you concerning a record that has been recorded on my file by the credit
reference agencies concerning a debt that I owed to you. If this debt has now been
repaid or settled could you please write and confirm this so that 1 can clear my name
with the credit reference agency. If the debt has not been settled could you please
write and give me the details of what you would require to settle the outstanding
The loan was taken out on the 20th December 1993 and the account number/reference
I look forward to hearing your reply.
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Note: When writing you should give the finance company as much information about
the loan as you can. If the loan was taken out when you were at a different address
then you should let them know of that address. If the finance company then reply
and say that you still owe them money and give an acceptable repayment figure to you
then you should write and state that you will only be prepared to do this if they are
prepared to write a letter either to yourself or the credit reference agency asking that
the default notice etc. be removed from your file.