ORLANDO
Hilton in the Walt Disney World® Resort
An Educational Conference for Executives and Administrators Who Manage Self-Funded and/or Fully Insured Health and Welfare Plans at Mid-Sized Companies
March 2–5, 2008
Are your
health and welfare benefit plans
headed down the
right road?
Presented by Sponsored by
Aflac • benefEx benefit consulting • CIGNA • CIGNA Voluntary Limited-Benefit Plans HCC Life Insurance Company • HealthEquity, Inc. • Healthways, Inc. • Hilb Rogal & Hobbs John Hancock Long Term Care Insurance • Mayo Clinic • Medcom • Meritain Health Principal Financial Group/Principal Wellness Company • Quantum Health, Inc. The Standard • Trion • UnitedHealthcare • Willis
REGISTER ONLINE AT
WWW.UCS-EDU.NET
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HEALTH AND WELFARE PLAN MANAGEMENT FOR MID-SIZED EMPLOYERS
The Road Ahead for Your Health and Welfare Plans
Dramatic increases in the cost of health care benefits have forced employers to take costcontainment measures and made the job of managing and funding these employee benefits more challenging than ever. Today, the pace of increase continues well above inflation, leaving many to wonder “What next?” How can employers align health care costs with their current and future business needs without alienating employees and losing talent to the competition? There are no quick and easy answers. But, there is a place where you can learn what some of the best and brightest in the employer-sponsored health care arena are thinking and doing. The Health and Welfare Plan Management for Mid-Sized Employers conference in Orlando is your opportunity to find out how to map a long-term course for your health and welfare plans and to avoid short-cut solutions that lead to dead ends. Make plans now to attend and discover:
How to Save Costs Without CostShifting or Cutting Benefits ■ Find out how better employee communication enabled one company to save money, improve benefits and provide employees with a one-month “premium holiday.” ■ A benefit manager shares her successful approach to reducing cost by improving the health of employees with chronic illnesses. ■ Hear how coordinated care programs can lower trend and improve services to employees. ■ Explore how self-funding can be an effective cost-saving tool. CDHC Success Stories ■ Gain an understanding of how preventative services and wellness programs are central to the success of consumer-driven health care. ■ Learn from a plan sponsor the vital role that communication and education play in employees’ acceptance of and enrollment in a CDH plan.
Why Wellness Programs Have Gotten the Attention of the C-Suite ■ Explore best practices for wellness programs that lower health care costs and improve productivity. ■ Uncover the long-term value of health risk assessments, biometrics and incentives to identify unhealthy lifestyles and encourage behavior change. ■ Hear how an employer created lasting cost reductions by focusing on improving employee health. What You Need to Know to Comply with Benefits Laws and Regulations ■ Find out what you and your employees can and cannot do with FSAs, HRAs and HSAs. ■ A DOL representative explains what your obligations are under HIPAA. ■ Stay up to date on the latest changes to COBRA, FMLA and other federal legislation. How to Meet the Benefits Needs of an Increasingly Diverse Workforce ■ Explore whether limited-benefit plans offer a win-win solution for your company and employees who aren’t eligible for your medical benefits.
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Learn about the flexibility Section 125 plans give your employees to tailor your benefits to their individual needs. ■ Hear why employers need to look beyond benefits to attract, retain and reward today’s workforce. How to Strengthen Your Negotiating Position with Vendors and Management ■ Uncover the facts you need to get the best deal on your next renewal. ■ A seasoned benefit manager shares tips on how to make the most of your vendor relationships. ■ Find out how to improve the likelihood of getting senior management’s approval of your benefits proposals. Why Integrating All of Your Health-Related Benefits Makes Good Business Sense ■ Find out how a health plan that aligns with wellness objectives produces the best ROI. ■ Get a handle on what you can do to combat the detrimental effects of absenteeism and presenteeism on productivity and health care costs.
99% of those who attended would recommend
this program to a colleague.
Register online at www.ucs-edu.net or call Debbie Penney at
HEALTH AND WELFARE PLAN MANAGEMENT FOR MID-SIZED EMPLOYERS
3
Keynote and Luncheon Presentations
The Future of Employment-Based Health Benefits: Have Employers Reached the Tipping Point?
Paul Fronstin, PhD, Senior Research Associate and Director of the Health Research and Education Program Employee Benefit Research Institute Keynote speaker Paul Fronstin takes a critical look at the current state of employer-sponsored health care benefits and shares thought-provoking research on the subject. He also offers an assessment of the political dynamics at work during this presidential election year and the implications for health care reform.
Avoiding the Patchwork Quilt: How Employers Can Tie Together Wellness, Disease Management and Care Coordination into a Single, Integrated Health Management System
Kara J. Trott, JD, Chief Executive Officer Quantum Health, Inc. Employers are adding wellness screenings, disease management, consumer-directed accounts, patient advocacy and other services and tools to their health plans. But adding disparate, unconnected programs often creates more fragmentation—further confusing patients, increasing costs and only incrementally improving health outcomes. Kara Trott discusses how to integrate these functions into a cohesive, coordinated service offering that creates more satisfied employees who use health care more efficiently. The result is sustainable cost reduction without cutting benefits or shifting costs.
A Consumerism Philosophy: How It Can Reduce Costs and Improve Employee Health
Miles S. Snowden, MD, MPH, CEBS, Senior Vice President, Health Advancement Uniprise, a UnitedHealth Group company As health care costs continue to rise, employers are increasingly looking for ways to engage their employees, reduce unnecessary care and decrease overall medical spending, regardless of plan design. Dr. Snowden examines strategic and practical implications of how a consumerism philosophy benefits both employers and employees.
Does Consumerism Work?
John Young, Vice President, Consumerism CIGNA HealthCare As health care costs continue to rise, employee benefit professionals are challenged to manage costs without sacrificing the quality of care that employees receive. Some have turned to cost-shifting and leaner plan designs as solutions. See how consumerism strategies focus on consumer engagement and how health advocacy helps improve the health and productivity of the workforce and reduces costs. John Young reviews the misperceptions of consumer-driven care and shares research that shows how—if done right—consumerism strategies can help improve the health of workers and lower overall costs.
Panel Discussion
Tips, Insights and Strategies from the Trenches
Moderator: Mark E. Friedman, Conference Chairman Panelists: Julie Adamik, President, Employee Benefits Training & Solutions LLC; Byron J. Glidden, Manager, Human Resources, Oregon Research Institute; Sherine H. High, Vice President, Human Resources, Bon Secours Baltimore Health System; Jane Walbrun, Health Plan Manager, Duke University and Health System Conference chairman Mark Friedman and four of your plan sponsor colleagues discuss how they have met the challenges and opportunities they face with their health and welfare plans. Listen, learn and ask questions as this group of benefits pros discusses such issues as cost-saving measures that don’t compromise employee health or wealth; implementation strategies for CDHC plans; ideas to encourage participation in wellness plans among those who really need to participate; how to effectively manage vendor relationships to create a long-term partnership; steps you can take to get buy-in and support for your health benefits program from the C-suite; and much more. Leave this session with answers and solutions you can use today.
800-864-2063 or 919-314-2844 (8:30 am–5:00 pm Eastern).
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HEALTH AND WELFARE PLAN MANAGEMENT FOR MID-SIZED EMPLOYERS
Conference Alumni
24 Hour Fitness AAA Auto Club Ace Hardware Corporation AGFA Alaska Railroad Corporation All Children's Hospital American Bar Association Briggs & Stratton Corporation Bunn-O-Matic Corporation CarMax, Inc. Children's Hospital & Health System Circuit City City of Amarillo, Texas Colorado State University Dallas Museum of Art Dreyer's Grand Ice Cream Firemen's Retirement System–St. Louis Fruit of the Loom Golden Corral Corporation Goodwill Industries Great Clips, Inc. Harley-Davidson Motor Company Herman Miller Inc. Kohler Company La-Z-Boy Incorporated Lions Clubs International L.L.Bean McDonald's Corporation Perry's Ice Cream PGA Tour Pirelli Tires Progress Energy Services Company, LLC RE/MAX Red Wing Shoe Company, Inc. Riverdale Country School SECU of Maryland Sonic Corporation Stanley Steemer International, Inc. The Motley Fool The Scripps Research Institute The Stride Rite Corporation Union Local 8A28A University of Kentucky Wild Oats Markets, Inc.
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Attend this conference to choose the best road for your health and welfare benefit plans.
In partnership with the University of North Carolina’s Kenan-Flagler Business School, one of the nation’s premier providers of executive development, the Health and Welfare Plan Management for Mid-Sized Employers conference delivers the unbiased curriculum you need to effectively manage your health and welfare benefits. Register now and you’ll have the opportunity to:
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Choose from 40+ individual workshop sessions. Customize the agenda to your organization’s specific needs. Learn from experts. Speakers from the DOL, IRS, law firms and your colleagues in the plan sponsor community focus on today’s most critical issues: HSAs, HRAs and FSAs; consumer-directed health care; integrated plan design; wellness programs; prescription drug management; cost containment; and much more. Take away ideas you can use right now. Leave the conference with straightforward, proven strategies you can use today to improve your plans. Network with hundreds of your colleagues. Luncheons, receptions and breaks are perfect for one-on-one discussions with contemporaries to compare problems and explore solutions. Gain access to an online resource library. Your attendance entitles you to a fullyear’s online access to workshop presentations for all Health and Welfare Plan Management conferences. It’s like getting four conferences for the price of one!
“This conference provided me, as a financial executive, an excellent education resource on issues that continually drive costs in our organization.”
– R. Alan Hall
Senior Vice President, Chief Financial Officer & Secretary B.L. Harbert International, LLC
Register online at www.ucs-edu.net or call Debbie Penney at
HEALTH AND WELFARE PLAN MANAGEMENT FOR MID-SIZED EMPLOYERS
5
$
H I P A A
C O B R A
Pre-Conference Workshop
Sunday, March 2, 2008 ■ 2:00–5:00 pm
Benefits Boot Camp
NEW—A great benefits primer for newcomers or refresher for experienced professionals.
Jay M. Kirschbaum, National Director, Legal & Research Group, Willis Are you new to employee benefits? Perhaps you are a compensation professional looking to cross train in the benefits arena or a seasoned HR generalist who has just recently taken over the benefits function. This boot camp is designed to help you know more about ERISA, IRC, ADA, FMLA, ADEA, PPA, NMHPA, WHCRA, QMCSOs and all of the other acronyms and laws that make employee benefits very confusing. This session is designed to help you understand the overall structure of the laws and essentials of employee benefits. Learn the difference between mandatory and voluntary benefits, how laws fit together, the importance of compliance through plan documentation, how nondiscrimination rules work, and the basics of COBRA and HIPAA.
Who Should Attend?
Register by December 28, 2007, and attend this pre-conference workshop for just $150—a $100 savings. After this date, the fee is $250. Separate enrollment is required; see the registration form on the back cover. (Enrollment is limited to 100.)
Registration is strictly limited to executives and administrators who manage their organizations’ self-funded and/or fully insured health and welfare plans. These include:
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Company officers Vice presidents and directors of human resources ■ Employee benefits/compensation directors, managers and specialists ■ CFOs, vice presidents and directors of finance and risk
800-864-2063 or 919-314-2844 (8:30 am–5:00 pm Eastern).
Key
Agenda and Workshops
Note: Some sessions and speakers may change. Sunday, March 2
11:00 am–5:00 pm 2:00 pm–5:00 pm Registration Pre-Conference Workshop: Benefits Boot Camp Jay M. Kirschbaum, National Director, Legal & Research Group, Willis
Fundamentals of Health Care Plans and Related Benefit Programs Plan Administration Plan Design Communication and Employee Education Legal, Regulatory and Fiduciary Issues Wellness, Disease and Case Management
Legend
Appropriate for:
A = Self-funded health and welfare plans B = Fully insured health and welfare plans
Level of Presentation
B Basic A Advanced I Intermediate G General
Monday, March 3
7:15 am–4:00 pm 8:30 am–8:45 am 8:45 am–9:45 am 9:45 am–10:00 am 10:00 am–11:00 am
Is Self-Funding Right for Your Plan? What Are the Considerations? D.C. Parker Meritain Health A,B 1
Registration
7:30 am–8:30 am
Continental Breakfast
Welcome/Opening Remarks: Mark E. Friedman, Conference Chairman Keynote Address: The Future of Employment-Based Health Benefits: Have Employers Reached the Tipping Point? • Paul Fronstin, PhD, Employee Benefit Research Institute Refreshment Break
G I Back to Basics—Managing Health Plan Costs “Inside the Box”! J. Adamik Employee Benefits Training & Solutions LLC A,B 2 G Value-Based Health Care Purchasing: Its Impact on Your Organization Presented by Mayo Clinic A,B 3 A,B G Case Study: Cutting Medical Costs Through Better Employee Communications J.A. Kopanis Dynamic Dies, Inc. 4 A,B Making Wellness Work for Your Employees and Your Bottom Line N. Fallowfield Principal Financial Group/ Principal Wellness Company 5 G
11:00 am–11:15 am 11:15 am–12:15 pm
Break
B FSA, HRA and HSA Fundamentals N.A. Payne Internal Revenue Service I Case Study: Smart Health Care Consumerism—Ensuring Employees and Management Are Aligned for Success Presented by UnitedHealthcare A,B 7 I Long-Term Care Insurance: A Voluntary Benefit Enters the Mainstream Presented by John Hancock Long Term Care Insurance A 8 G What Are They Thinking and Why Should I Care? Improve Cash Flow, Profitability and Morale by Measuring Employee Perceptions S. Peloquin benefEx benefit consulting A,B 9 B Last Chance for a Competitive Advantage: A Healthy, Productive Workforce D. Hodgdon Healthways, Inc. A,B 10
A,B
6
12:15 pm–1:45 pm 2:00 pm–3:00 pm
Lunch and Speaker: A Consumerism Philosophy: How It Can Reduce Costs and Improve Employee Health • Miles S. Snowden, MD, MPH, CEBS, Uniprise, a UnitedHealth Group company
B The Employment Package: Looking Beyond Benefits J. Barton Willis A,B 11 B Limited-Benefit Medical Plans: Health Insurance for the Working Uninsured E. Motter CIGNA Voluntary Limited-Benefit Plans B 12 G Case Study: Working Through Employee Anxiety About CDHC B.B. Boudreau Eastern Propane Gas Inc. A,B 13 A G Keep Your Cost Trend Under 5% Without Cutting Benefits K.J. Trott, JD Quantum Health, Inc. 14 G Creating Wellness at Work—The Impact on Health and Productivity M. Killian Trion A,B 15
3:00 pm–3:30 pm 3:30 pm–4:30 pm
Refreshment Break
G Successful Strategies for Using Your Section 125 Plan to Help Offset Rising Health Care Costs M.J. Bracken Medcom A 16 G Health and Productivity in the Workplace Presented by The Standard G Promoting the Wise Use of HSAs S. Neeleman, MD HealthEquity, Inc. The 80/20 Principle in Health Care Cost Management M.E. Puck BAE Systems 18 A,B 19 I G Building a Wellness Culture: How Can You Help Your Employees Achieve Better Health If They Aren’t Sure They Are Willing to Change? Presented by CIGNA A,B 20
A,B
17
A,B
4:30 pm–6:00 pm
Networking Reception
Tuesday, March 4
7:15 am–4:00 pm 8:30 am–9:45 am Registration 7:30 am–8:30 am Continental Breakfast Keynote Address: Avoiding the Patchwork Quilt: How Employers Can Tie Together Wellness, Disease Management and Care Coordination into a Single, Integrated Health Management System • Kara J. Trott, JD, Quantum Health, Inc. Refreshment Break
B Self-Funding and Stop Loss 101 Presented by HCC Life Insurance Company I Building a Highly Effective Total Rewards Program with Voluntary Benefits and Services (A Successful Model for Consideration) J.M. Robinson Aflac A,B 22 I Best Practices in Pharmacy Presented by Trion The Move Toward Health Care Accountability J.M. Walbrun Duke University and Health System 23 A,B 24 G Designing Your Medical Plan to Align with Your Wellness Objectives Presented by Hilb Rogal & Hobbs A,B 25 I
9:45 am–10:15 am 10:15 am–11:15 am
A,B
21
A,B
11:30 am–1:30 pm 1:45 pm–2:45 pm
Lunch and Speaker: Does Consumerism Work? • John Young, CIGNA HealthCare
B An Introduction to International Health Care Benefits Presented by CIGNA A,B 26 A,B Insights on HIPAA from the DOL L. Summers U.S. Department of Labor, EBSA G I Case Study: Creating and Implementing a CDHC Using Effective Communication Strategies B.J. Glidden Oregon Research Institute A,B 28 I Learn Key Strategies for Successful Negotiations with Your Carriers and Vendors J. Forde, M. Margay Trion A,B 29 A,B The Broken Promise of Disease Management—Will My Wellness Program Do Better? L.J. Luter, MD Meritain Health 30 B
27
2:45 pm–3:15 pm 3:15 pm–4:15 pm
Refreshment Break
G The High-Wire Act: Balancing Employee and Corporate Leadership Wants/Needs S.H. High Bon Secours Baltimore Health System A,B 31 G A Regulatory Update for Health and Welfare Plans T.L. Bitseff Thelen Reid Brown Raysman & Steiner LLP A,B 32 A,B Mining Gold in Your Health and Welfare Plans J. Adamik Employee Benefits Training & Solutions LLC 33 I B PBMI Pricing and Compensation Models Series 101 D.C. Opinante The Seneca Group A,B 34 I Use Health Care Data to Effectively Identify, Monitor and Measure Wellness and Disease Management Programs J. Fortin Willis A 35
4:30 pm–6:00 pm
Networking Reception
Wednesday, March 5
7:45 am–11:30 am 8:30 am–10:00 am 10:00 am–10:15 am 10:15 am–11:15 am
VEBAs as a Vehicle for Funding Health Benefits F.J. Baragona, Jr. Louisiana Methodist Children’s Home
Registration
7:30 am–8:30 am
Continental Breakfast
General Session Panel Discussion: Tips, Insights and Strategies from the Trenches • Moderator: Mark E. Friedman, Conference Chairman • Panelists: Julie Adamik, Employee Benefits Training & Solutions LLC; Byron J. Glidden, Oregon Research Institute; Sherine H. High, Bon Secours Baltimore Health System; Jane Walbrun, Duke University and Health System Refreshment Break
G Health and Welfare Plans: A Basic Guide to Cleaning and Maintenance T.L. Bitseff Thelen Reid Brown Raysman & Steiner LLP 36 A,B 37 A,B I The Power of Behavioral Incentives: Employers Share Their Success Stories Moderated by K.J. Trott, JD Quantum Health, Inc. 38 G G Case Study: Linking Premiums with Communication, Lifestyle and Wellness S. Alstad U.S. Oil Co., Inc. A,B 39
A
11:15 am–11:30 am 11:30 am–12:30 pm
Break
I Case Study: Smart Health Care Consumerism— Ensuring Employees and Management Are Aligned for Success Presented by UnitedHealthcare A,B 40 A,B The Care and Feeding of Your Health Care Plan’s Representative M.B. Reynolds Ohio Presbyterian Retirement Services 41 B I Building a Highly Effective Total Rewards Program with Voluntary Benefits and Services (A Successful Model for Consideration) J.M. Robinson Aflac A,B 42 A,B B Last Chance for a Competitive Advantage: A Healthy, Productive Workforce D. Hodgdon Healthways, Inc. 43
12:30 pm–1:30 pm
Luncheon Buffet
Register online at www.ucs-edu.net or call Debbie Penney at 800-864-2063 or 919-314-2844 (8:30 am–5:00 pm Eastern).
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HEALTH AND WELFARE PLAN MANAGEMENT FOR MID-SIZED EMPLOYERS
Workshop Descriptions
1. Is Self-Funding Right for Your Plan? What Are the Considerations? Employers continue to battle premium increases and are challenged with reducing health care expenditures. This session provides you with an overview on the pros and cons of self-funding your benefit plan and highlights items that should be considered in an effort to reduce those increasing expenditures. 2. Back to Basics—Managing Health Plan Costs “Inside the Box”! This session provides a thought-provoking, interactive—and perhaps controversial—discussion about what we’ve learned from past attempts to control health care costs and how our approach in the future may be completely different. Have we spent so much time looking “outside the box” that the answer might be “inside the box”? Learn from a corporate benefits professional with more than three decades of experience what we’ve done in the past to control costs and why we are still looking for the solution. Explore the challenges facing employers in the future and discover how health and welfare plans will affect recruiting and retention of a very different workforce. 3. Value-Based Health Care Purchasing: Its Impact on Your Organization Learn how to get the best value for your health care dollar. Discover the tools you can use to identify efficient and inefficient providers who may be in your network. Hear about strategies to engage your broker and carrier to promote cost-effective care delivery. 4. Case Study: Cutting Medical Costs Through Better Employee Communications Learn how one company rose to the challenge of cutting medical costs and saved over $1 million—all while improving benefits, avoiding higher premiums for employees, and actually rewarding them with one month of free medical premiums annually. This informative workshop demonstrates how you can successfully partner with your employees and gives you the tools you need to incorporate the same partnership program at your company. 5. Making Wellness Work for Your Employees and Your Bottom Line How does wellness fit in the environment of consumer-driven health care? What are the essential steps to designing and implementing a wellness program that will lower health care costs and improve the health of your employees? How do you hold your wellness vendor accountable? Discover how you can validate the success of your wellness program by evaluating the worth of your wellness investment. 6. FSA, HRA and HSA Fundamentals A representative from the IRS explains the basic rules governing each type of health reimbursement arrangement, and the advantages and disadvantages of each. 7. Case Study: Smart Health Care Consumerism—Ensuring Employees and Management Are Aligned for Success This case study shows how one employer partnered with its health plan to successfully communicate and launch a consumer-driven health plan that educated employees, drove participation, promoted better lifestyle choices, and improved the company’s finances.
8. Long-Term Care Insurance: A Voluntary Benefit Enters the Mainstream There have been many changes in the long-term care insurance (LTCI) market, most notably, the popularity of the coverage as an employee benefit. This interactive discussion explores the LTCI marketplace, including growing employer interest and plan design innovation, and a study showing LTCI consumer trends. Other topics include the successful execution of plan transfers and upgrades, and important employer considerations in carrier selection and plan design. 9. What Are They Thinking and Why Should I Care? Improve Cash Flow, Profitability and Morale by Measuring Employee Perceptions What if your employees actually embraced changes to your existing benefit plan because they participated in the design process? What if their involvement directly led to decreased plan costs? Learn how a properly constructed employee perception survey—conducted prior to making any plan changes—can make all the difference. Don’t accept hostility as the only possible outcome to plan changes. Employee feedback provides the missing data you need to create a sustainable, affordable health care and employee benefit system—one that will actually satisfy the majority of your participants. 10. Last Chance for a Competitive Advantage: A Healthy, Productive Workforce In today’s business environment, there are few opportunities left to gain a competitive edge. The health and productivity of your workforce is a glaring exception. This session will demonstrate the importance of a firm commitment to wellness and the creation of a culture of health at the workplace. You will learn how to assess where you are on the road to healthy, productive employees and receive guidance on how to build toward a total population solution that promotes better health across your entire workforce. 11. The Employment Package: Looking Beyond Benefits Today’s workforce has needs that are just as diverse as the generations, backgrounds, ethnicities and other variances that it encompasses. This session looks beyond traditional benefits and focuses on compensation and work/life programs and other tools that should be a part of an employer’s total package when trying to recruit, retain and reward employees. Hear about different compensation strategies, linking pay to performance, learning and training opportunities, flexible scheduling options, aptitude testing, employee mentoring programs and more. 12. Limited-Benefit Medical Plans: Health Insurance for the Working Uninsured Plan sponsors have been offering limited-benefit medical plans to hourly employees since the late 1980s. Learn why these “new” plans are becoming a crucial part of today’s benefits offering. Discover how choosing the right plan can be used to positively affect your company’s bottom line through improved recruiting, retention and productivity. 13. Case Study: Working Through Employee Anxiety About CDHC Hear how a company successfully implemented an HDHP. A human resources executive takes you step by step through the process and the timeframe involved and tackles how to answer the question all employees want to know, “What’s in it for me?” 14. Keep Your Cost Trend Under 5% Without Cutting Benefits Coordinated health care programs have stabilized claims trend for many groups without decreasing benefits or shifting costs. Learn how to select services and vendors that reduce fragmentation in your plan, change employee behavior, improve utilization and reduce costs.
Register online at www.ucs-edu.net or call Debbie Penney at
HEALTH AND WELFARE PLAN MANAGEMENT FOR MID-SIZED EMPLOYERS
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15. Creating Wellness at Work—The Impact on Health and Productivity As employers face increased medical costs, an aging workforce and health risks that impact productivity, wellness initiatives are becoming imperative. Learn how to get started in implementing a wellness program and best practice components. This session explores what an employer can expect in terms of cost, the use of incentives and return on investment; it also addresses the need to integrate wellness into your overall health and productivity management strategy. 16. Successful Strategies for Using Your Section 125 Plan to Help Offset Rising Health Care Costs Hear success stories of employers who have been able to fully integrate their Section 125 plans with their group medical health care plan. 17. Health and Productivity in the Workplace Absenteeism, or chronic non-attendance at work, undercuts the productivity of the workforce. A phenomenon that also substantially affects the workforce is presenteeism, employees who come to work, but because of their medical conditions, work at lower levels of productivity. Research on this newly defined phenomenon is just beginning, but early results indicate that presenteeism is more costly than absenteeism, rivals health care costs, is often driven by behavioral health conditions, and can lead to expensive and disruptive disability claims. 18. Promoting the Wise Use of HSAs In this session, a doctor who has authored a guidebook on HSAs offers information on how you can help your employees become better consumers of health care. 19. The 80/20 Principle in Health Care Cost Management Learn how the 80/20 Principle demonstrates the shortcomings of current approaches to managing health care costs and reveals the true cause of the health care cost explosion. The speaker, who is both an HR practitioner and economist, provides a blueprint on how to achieve longlasting cost reductions of 30% to 50%. At the same time, this approach creates a win-win situation for employer and employee. Gain insight into the hidden costs of poor health, and learn how reducing health care costs is only the tip of the cost savings opportunity. 20. Building a Wellness Culture: How Can You Help Your Employees Achieve Better Health If They Aren’t Sure They Are Willing to Change? Nearly one in ten adults in the United States experiences some form of depression every year. Three of the most costly prescribed drugs are anti-depressants. Even more alarmingly, depression is often undiagnosed or untreated when it exists with other conditions. All of these factors contribute to higher medical costs, diminished productivity and absenteeism. All are avoidable. Learn how depression management programs can improve employee wellness and curb costs through early identification, coaching, coordination with primary care physicians, and education and support. 21. Self-Funding and Stop Loss 101 Learn how to communicate your medical stop loss insurance needs to your broker and administrator. This workshop explores the fundamentals of selffunding and stop loss, highlighting the advantages you need to consider. Gain an understanding of the basic concepts of medical stop loss, including specific and aggregate coverage, maximums and contract types.
22. Building a Highly Effective Total Rewards Program with Voluntary Benefits and Services (A Successful Model for Consideration) Today’s HR professionals have the task of developing a highly effective total rewards strategy that complements their company’s business goals. Explore the importance of building an integrated total rewards program that attracts, motivates and retains employees while keeping reward investments affordable. A review of successful models shows how to maintain a balanced portfolio of compensation, career development, workplace environment, performance recognition and benefits. Learn how to enhance the value of the benefits package at no direct cost to the company by giving employees more choices through voluntary benefits and services, allowing them to tailor their rewards package to their needs, achieve greater peace of mind and gain a broader appreciation for the company. 23. Best Practices in Pharmacy Discover how to manage your prescription drug benefits more effectively. This session provides an overview of benefit trends and best practices for pharmacy benefits. 24. The Move Toward Health Care Accountability It takes more than increasing employees’ share of the health care costs to change behavior and improve care of chronic illness. This session describes one employer’s ongoing journey to improve employee health and productivity while reducing cost. 25. Designing Your Medical Plan to Align with Your Wellness Objectives What is a healthy employee worth? Do your benefit programs support your wellness initiative or stand in its way? If you have difficulty answering these questions, you’re not alone. Too often, health improvement strategy and benefit plan design strategy occur separately, preventing both from maximizing results. If you have grown weary of trying to manage your benefit programs by shifting costs to employees, decreasing benefits and continually shopping provider networks for price, this session offers an alternative. Discover how savvy employers are implementing the concepts of evidence-based medicine and valuebased design to maximize the health of their workforce and contain health care costs. 26. An Introduction to International Health Care Benefits This workshop provides an overview of international health care benefits for employers with global operations, companies thinking about expanding outside the United States and those with global business travelers. Learn about the global trends, available products and issues in international health benefits that any benefit manager must consider for employees traveling or residing outside the United States. 27. Insights on HIPAA from the DOL A Department of Labor representative explains the basics of HIPAA regulations and focuses on compliance by plan sponsors. Learn how EBSA can help you with your responsibilities as an employer, and take advantage of this opportunity to pick up publications that will help you fulfill your obligations. 28. Case Study: Creating and Implementing a CDHC Using Effective Communication Strategies Through real-world experience, a plan sponsor shares how employees were involved in the design, development and roll out of a consumerdriven health care plan in an organization accustomed to very rich medical benefits. Learn about the innovative, year-long process this employer undertook to design and implement the plan and the key role that effective communication strategies played in its successful roll out. Benefit, too, from an examination of the tools used to project the financial impact of the new model on participants and their families.
800-864-2063 or 919-314-2844 (8:30 am–5:00 pm Eastern).
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HEALTH AND WELFARE PLAN MANAGEMENT FOR MID-SIZED EMPLOYERS
29. Learn Key Strategies for Successful Negotiations with Your Carriers and Vendors There are financially sound arguments to be made with carriers during renewals to yield better rates and lower future increases. Put the carriers to the test on whether they have been helping you manage claims and rates. Learn about tools for forensic evaluation of your next renewal. 30. The Broken Promise of Disease Management—Will My Wellness Program Do Better? Learn the keys to successful wellness and disease management programs through this review of what not to do. This physician-conducted workshop identifies common reasons these programs don’t produce meaningful ROI or savings. 31. The High-Wire Act: Balancing Employee and Corporate Leadership Wants/Needs A fellow plan sponsor walks you through resources intended to help you with benchmarking your benefits offerings and preparing proposals that will survive senior management cuts. Learn how to package a program that offers employees reasonable costs, whittles away at the entitlement feature and uses clear-cut data to make the case for financing the proposed programs. 32. A Regulatory Update for Health and Welfare Plans Review the latest compliance requirements and developments. Learn about important changes in such areas as COBRA, HIPAA, HSAs, FSAs and other federal regulations that may change the way you manage your plan. 33. Mining Gold in Your Health and Welfare Plans There’s a gold mine of cost savings in most employee benefit plans if you know where to look. Before you start thinking about reducing benefits or shifting cost to your employees, hear how to dig out those hidden gems. Learn valuable techniques from an employee benefits professional with more than 35 years of experience. Discover how to conduct an in-depth review and analysis of your plans, including internal administrative efficiency, plan design cost effectiveness and legal compliance. 34. PBMI Pricing and Compensation Models Series 101 Balancing quality and cost is always a challenge for plan sponsors. Reducing pharmacy benefit expenditures requires an understanding of the pricing formulas used in the PBM industry. Find out how to negotiate better pharmacy benefit contracts and lower prescription drug costs. A combination of examples and interactive discussions reveals how you can identify pharmacy cost drivers and learn how to use the pharmacy benefit to drive down other health care costs. 35. Use Health Care Data to Effectively Identify, Monitor and Measure Wellness and Disease Management Programs Health care costs continue to rise, and as employers search for solutions to mitigate this trend, they are quickly learning there is not a one-solution-fits-all remedy. This session explores how using health care data can help identify trends in your population and implement wellness and disease management programs to address your specific issues. Hear how data can identify employees who are not currently at high risk and spotlight methods for keeping them healthy. Additionally, learn how to identify chronic conditions to determine disease management effectiveness, match claims to employee lifestyles, increase effectiveness of interventions, model benefit adjustments and benchmark experience to identify aberrations.
36. VEBAs as a Vehicle for Funding Health Benefits VEBAs have gotten a lot of press with the auto workers settlements with Detroit. During this primer, gain an understanding of the practical use of a Section 501(c)(9) VEBA Trust to fund self-insured health benefits. Learn the benefits of using VEBAs, their establishment and administration, and ongoing operational and compliance issues. 37. Health and Welfare Plans: A Basic Guide to Cleaning and Maintenance How long has it been since you dusted off your documents, polished your disclosures or scrubbed your SPD? A benefits attorney offers a checklist that helps you clean up your welfare plan compliance. Take advantage of this practical guide to document maintenance and a step-by-step system for identifying and correcting compliance problems. 38. The Power of Behavioral Incentives: Employers Share Their Success Stories Through employer group case studies, this session highlights how tailored benefit incentives play a key role in driving specific behaviors that increase the health of employees and their dependents and make health care utilization more efficient. Learn which incentives have a meaningful impact on claims cost. 39. Case Study: Linking Premiums with Communication, Lifestyle and Wellness Can incentives encourage employees to stay healthy and reduce unnecessary health care costs? This case study shows how one plan sponsor succeeded in implementing effective communication and education programs that drove participation, promoted better lifestyle choices and helped the company’s bottom line. 40. Case Study: Smart Health Care Consumerism—Ensuring Employees and Management Are Aligned for Success See session #7. 41. The Care and Feeding of Your Health Care Plan’s Representative The relationship between you and your medical plan carrier’s representative can determine how effective you are in your job as manager of your health care plan, as well as set the stage for the success or failure of your program. Like anything else in human resources, it’s all about relationships. What should you ask for? What should you supply? What duties should you share? Who is responsible for what? A seasoned benefits manager explores these and other important questions regarding this critical area of benefits management. 42. Building a Highly Effective Total Rewards Program with Voluntary Benefits and Services (A Successful Model for Consideration) See session #22. 43. Last Chance for a Competitive Advantage: A Healthy, Productive Workforce See session #10.
“This conference offers a tremendous variety of topics in one place. We heard from benefits experts and plan sponsors and learned a great deal from all!”
– Megan Trainor
Director of Human Resources National Association of Mutual Insurance Companies
Register online at www.ucs-edu.net or call Debbie Penney at
HEALTH AND WELFARE PLAN MANAGEMENT FOR MID-SIZED EMPLOYERS
11
Hotel
Hilton in the Walt Disney World® Resort 1751 Hotel Plaza Boulevard Lake Buena Vista, FL 32830 Tel: 407-827-4000 • Fax: 407-827-3890
Room Rates
The room rate is $209 single or double, based on availability on reservations made by January 29, 2008, or as long as rooms remain in the block. To receive the discounted rate, please identify yourself as a participant in the Health and Welfare Plan Management for Mid-Sized Employers conference. Rooms sell out quickly, so make your reservations early.
Conference Attire
Dress is business casual (no shorts, please).
Team Discount
Register as a team of two or more and take $200 off each registration. Only one discount per registration applies.
Early Registration Discounts
■
Register by December 28, 2007, and attend the pre-conference workshop, Benefits Boot Camp, for $150—a $100 savings. After this date, the fee is $250. ■ Register by February 1, 2008, and attend the conference for only $995— a $100 savings. After this date, the fee is $1,095.
Attend all general and workshop sessions and earn up to 14 CPE (for CPAs) credits. Attend the pre-conference workshop and earn an additional three.
Cancellations/Substitutions
Cancellations received by February 1, 2008, will be assessed a $250 administrative fee; after that date, the registration fee is not refundable but is transferable one time only to a future conference within a one-year time frame for a fee of $100. Substitutions can be made at any time and should be submitted in writing. Cancellations and requests to transfer must be received no later than February 29, 2008. Note: Attendance by vendors, insurers and third party administrators of plan services is strictly limited to sponsors of the conference. Outside vendors of plan services are not permitted to register.
Photo by Sherwin S. Kaplan
“The conference identified topics that we continue to be challenged by. Workshops and featured speakers offered valuable perspectives that were proactive. I can go back immediately and integrate them with our benefits program.”
– Sandy Francis
Benefits Manager Wells’ Dairy, Inc.
Future Health and Welfare Plan Management for Mid-Sized Employers Conferences
If our Orlando program doesn’t fit into your schedule, mark your calendar now for one of our three upcoming programs!
April 27–30, 2008: Boston, Massachusetts June 8–11, 2008: Chicago, Illinois September 7-10, 2008: Las Vegas, Nevada
800-864-2063 or 919-314-2844 (8:30 am–5:00 pm Eastern).
REGISTRATION
March 2–5, 2008
Hilton in the Walt Disney World® Resort
Four Easy Ways to Register!
1. Call Debbie Penney at 800-864-2063 or 919-314-2844, 8:30 am–5:00 pm Eastern Fax your registration 24 hours a day to 919-558-8845 Mail this form with check made payable to: University Conference Services Attn: Registrar PO Box 60622 Charlotte, NC 28260 Online from our Web site: www.ucs-edu.net 2. 3.
Orlando, Florida
UNC Kenan-Flagler Business School Executive Programs CB #3445 Chapel Hill, NC 27599-3445
Non-Profit Organization U.S. Postage
PA ID
Permit No. 177 Chapel Hill, NC
4.
Tuition
The registration fee covers all sessions, continental breakfasts and lunches Monday through Wednesday, and receptions Monday and Tuesday evenings. Plan Sponsors After February 1, 2008 ...........................$1,095 On or before February 1, 2008 ................$ 995 Team Discount—Register as a team of two or more and take $200 off each registrant’s total tuition.
Optional Pre-Conference Workshop*
Name: _____________________________________________________________________________
Mr. Ms. Dr. (circle one)
(available only to conference participants) After December 28, 2007 .........................$250 On or before December 28, 2007 ........... $150
Name for Badge:_____________________________________________________________________ Organization: _______________________________________________________________________ Title: ______________________________________________________________________________ Street/PO Box: ______________________________________________________________________ City/State/Zip: ______________________________________________________________________ Phone: _____________________________________________________________________________ Fax: _______________________________________________________________________________ Email: _____________________________________________________________________________ Check here to receive your confirmation via email. Total Due: $ __________________ Check Credit Card Type: __________________________
Benefits Boot Camp
Sunday, March 2, 2008 2:00 pm–5:00 pm *Enrollment limited to 100 people.
Credit Card #: _______________________________________________________________________ Exp. Date: __________________________________________________________________________ Name on Credit Card: _________________________________________________________________ Signature: __________________________________________________________________________ Please provide the following information to help us better serve you: Health & Welfare Plan(s): Self-Funded Fully Insured Both
Number of Covered Employees:_________________________________________________________
Notes: • For cancellations/substitutions policy, please see page 11. • Attendance by providers, insurers, brokers and third party administrators of plan services is strictly limited to sponsors of the conference. Outside vendors of plan services are not permitted to register.