Your new bank statement

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Your new bank statement Powered By Docstoc
					 We’ve put a little thought into


 Your
 new bank
 statement
                                                             clear and simple




 Simple, clear and concise
 We’re always keen to find ways of improving the service you
 enjoy at Ulster Bank. That’s why we’ve redesigned your old bank
 statement, so that you can now enjoy a clearer, at-a-glance record
 of your finances that’s much easier to use and understand.

 We’ll guide you through it
 The next statement you’ll be sent will be in the new format, so we’ve compiled this useful guide to help
 you get used to the new design.




 So what’s new?
 Firstly, the overall appearance and size of your statement will
 change. The new one will be smaller but with more information,
 making reference and storage that bit easier. You’ll also find:
 • A summary sheet providing an instant overview of the debits or credits to your account, along with a
   closing balance. We’ve included a sample summary page in this guide
 • Transaction sheets will be numbered, starting from number one, to make it easier to keep track of your
   finances in the longer term. A sample transaction page is also included in this guide
 • A Useful Information section will appear on the reverse of each page which will include Frequently Asked
   Questions and Answers
 • No abbreviations will appear on your new statement. You’ll now get a full description of each transaction,
   so for instance, in place of ‘DD’, you’ll now see ‘Direct Debit’
 • Credit interest will be shown on just one line of your transaction sheet, and will be recorded as gross
   or net, depending on your tax status
 • Deposit Interest Retention Tax (DIRT) will be calculated where applicable and deducted from the credit
   interest applied to your account




 Other helpful features
 Choose when to receive your statements
 You’ll continue to receive a statement as regularly as you do now. But if you’d rather have your statement
 sent weekly, monthly, or just once a year, you can just let us know and we’ll make sure it happens.

 Information for your tax return
 Your first statement of the new tax year for a credit interest bearing account will automatically report
 the total gross and net interest for the previous year. This will appear on your summary sheet.

 Other formats
 If you or someone you know has difficulties in reading statements, we can send them out in Large Print,
 Braille format or on Audio. To arrange this, simply contact your local Ulster Bank branch.




 Sample summary sheet
                                                          Details of your branch                           Type of account              Transaction sheet number


                                                                                                           Current Account                                                             The period that
                                     0000063




                                                                                                                                                                                       this statement
                               00125 01




                                                 Branch details                                                        18 Jul 2005      to     5 Aug 2005                              covers
                                                 Any Branch
                                                                                                 Summary               Sheet     3
 How you contact
                               5




                                                 99 Any Street
 us (personal                                    Anytown                                       Previous balance                                     532.54                             Balance carried
                                                 Anywhere                                                                                                                              forward from
 customers only)                                                                               Withdrawn                                             31.77
                                                 Dublin 99




                                                                                                 LE
                                                                                               Paid in                                              457.87                             your last
                                                                                               New balance                                       958.64                                statement
                                                 1890 987654                   Your Branch




                                                                                               P
 These codes                                     M12345/006875668/q 980707/00049                                                                                                       The total
 are for internal                                                                                                                                                                      amount taken




                                                                                             M
 purposes and                                    MR C FULLNAME
                                                                                                                                                                                       out over this
 help us dispatch                                A STREET                                                                                                                              statement




                                                            A
                                                 ANYTOWN                                                                                                                               period
 your statement                                  ANYWHERE




                                                           S
                                                 DUBLIN 88

                                                                                                                                                                                       The total
                                                                                                                                                                                       amount paid
                                                 For Bank use
 Statement                                                                                                                                                                             in over this
                                                                                               If you have changed your address, telephone number or occupation,
 address held in                                                                               please let us know                                                                      statement
 our records                                                                                                                                                                           period
                                                                                               Debit Interest Rate 4.50%

                                                 Account Number 12345678                       MR CUSTOMER FULLNAME                          BIC      ULBS ZZ 1T                       Your new
                                                 Branch sort code 98-99-99                                                                   IBAN     HB99 ULBS 9899 9912 3456 78
                                                                                                                                                                                       balance as at
                                                 Ulster Bank Ireland Limited
                                                                                                                                                                                       the closing
                                                                                                                                                                                       date of this
           Your account details                         Important news and                        Debit interest rate                        International Bank Account                statement
                                                        information                                                                          Number (IBAN) and Bank
                                                        will appear here                       Customer’s full name                          Identification Code (BIC)




 Sample transaction sheet

          Date of the transaction                                 Type of transaction and                Amounts taken out                                    Amounts paid into your
          (in our records)                                        description                            from your account                                    account

                                                                                                           Current Account
                                     00000635
                               00125 0001/0001




                                                       Date              Details                                      Withdrawn               Paid in              Balance             Closing balance
                                                                                                                                                                                       at the end
                               5




                                                 18 Jul     2005         BROUGHT FORWARD                                                                                     532.54
                                                                                                                                                                                       of each
                                                 21 Jul                  Card Transaction    9999 06SEP06 1234
                                                                                             A SUPERMARKET                                                                             business day




                                                                                                                    LE
                                                                                             ANYTOWN                             7.23
                                                                         Cash Withdrawal     BANK CCC03                         10.00                                         515.31




                                                                                                                  P
                                                 22 Jul                  Automated Credit    MAJOR DIAMOND SER                                        13.23                  528.54

                                                 23 Jul                  Standing Order      TOP CAT INSURANCE
                                                                                             123456AB                           14.54                                        514.00


                                                 5   Aug




                                                           SA M          Credit              ULSTER BANK
                                                                                             999999                                                  444.64                  958.64




                                                 Account Number 12345678                       MR CUSTOMER FULLNAME
   Transaction                           3
                                                 Branch sort code 98-99-99
   sheet number
                                                 Ulster Bank Ireland Limited




 Need any more help?
 We hope we’ve given you all the information you
 need. But if you’d like to ask any questions about
 your new-look Ulster Bank statement, we’d be
 happy to help. Just pop into your local Ulster Bank
 branch for a chat.



www.ulsterbank.ie
This brochure is also available in Braille, large print, audio or on disk.
Please contact your local branch for details or Textphone 1800 924 615.



Ulster Bank Ireland Limited. Registered in Republic of Ireland. Registration Number 25766. Registered Office: Ulster Bank Group Centre, George’s Quay, Dublin 2.
Ulster Bank Ireland Limited is regulated by the Financial Regulator.