Rich Dad Poor Dad and Professor Liang Naichong ? Miss Wang: I&#39;ve heard teachers talk about today, &quot;Rich Dad Poor Dad and&quot; is not already talked about? Teacher: You have spoken several times. This book you can buy their own view of ah! There is a good idea. ? Since you asked this, we can then talk about. The book&#39;s author was born in Hawaii, is a fourth-generation Japanese-Americans, written by rich people to make money in the United States the Heart. The Heart of this to make money, not just Americans; even three hundred years of capitalism is shaped by culture, the essence of this book to the essence of the Heart ─ ─ a secret leaked out! The money the rich the Heart is the secret of capitalism, how it formed? I also try to find out. It seems not a personal invention, but in a capitalist system, everyone After three years of birth, gradually developed. The Heart of this money to Americans, 95% of people do not know; only 5% of the rich know. Oriental people like us, there is no such thing. Something like that there, but pattern of small, local. This is not a small pattern of the Heart of a profit, has been through a relationship with humanity, and rule the world through a certain degree. Such an important thing, Oriental difficult to know, even the Americans, only 5% of people know, not to mention the background of oriental culture, it is difficult to know, but this book is the secret got out. ? This to make money in what circumstances the Heart is to teach it? Most of the family inside, at the dinner table parent to children; is not taught in the school education system, so the education system there is no such thing, that is practical, family life among the rich, it taught to the next generation. 5% of the rich in the inside, the Jews, the proportion is the highest. The author is Japanese, he speaks poor dad, his own biological father; and students who my rich dad was his father. His poor dad&#39;s idea, just the idea that we Chinese people are very similar. Chinese concept is Haohao Di reading, good grades, read a famous university, after graduation to find a well-paid, stable jobs, so life on the plain sailing. His own father is the way to teach him, and who my rich dad&#39;s speech is completely different, he said: &quot;You do the rich, why not own a company, and let people come to you here to go to work ? &quot; ? Rich dad also told him that education in schools can only teach you as an employee is to a company at a fixed salary of the employee, such education in schools should be able to; As for how to run a company, school education is not This content is no way to teach you. That Rich Dad gave his own son and taught him, from the old time religion, the religion to the 30-year-old, a total of three years of teaching, that they can, and it did not continue to teach. This shows that the course is not easy to learn a thing. In this book, talked about a lot of contrast, because they start from the year-old or a child, the father met the two met, though both claim: You should work hard, you want to learn, but the content is different; you&#39;re going to make money, but ways of making money are diametrically opposed. They are all want you to do a good job, but the way two people is not the same. Who at that time still small, although not able to distinguish, but in his young heart from a strong impact. Which he grew up in this environment, his strong feelings, only to write these books. Like his friend (Rich Dad&#39;s son), would not have written this book, he has not time to write books, because his family property has several billion dollars, and management of such a large fortune, he had no interest in to write a book. As to why so much money? Because the father and his possessions have tens of millions, and through his hands, have become billions. So, he now uses his father taught him the way, again to teach his own son. This looks like the Chinese people&#39;s &quot;Rich, three generations&quot; does not apply to their bodies. This is a country of rich dad did not even graduate, 13, dropped out of school when four years old, why would drop out of school? His father died, leaving a store, he had to take care of themselves. But the author&#39;s own father, what is it? Of several prestigious Ph.D., very knowledgeable, official position to achieve the Government&#39;s Minister of Education, State of Hawaii, an official post, big enough, pay too high enough, but pass away, nothing left, leaving only some of the outstanding bill. In his small, he actually can not see which one is full of ah! Poor Dad said he is not poor, not rich, he said rich dad, old time, how he could see. He only knew two father&#39;s speech, is tit for tat is not the same. He is no way to make a very simple choice, so he in this place, thinking very much. His father when the officers do a great, very busy, work great number, so even the time to meet with them no, they see their father, and she more money rich dad, on the the more free, so he only way to teach his son and his. In this way of contrast, he said: probably 16 years old, they decided to accept the Rich Dad&#39;s teachings, while ignoring his father&#39;s proposal. ? For me, I got this book a treasure. Previously wanted to &quot;make money the Heart&quot; was developed over ten years and no success. It is in this a few weeks ago, I read this book, they discover that I want to develop things here, this book has been made. Of course, this thing is not some kind of its own arrangements, I did not understand, is not no way I admit that was developed before I read this book? When I read the later, immediately know that you want out of their own independent development is not possible. It is through such a large European and American regions, the introduction of capitalism, introduced three years before birth out of something; I want to come out with a few out, is impossible. I also know that without P company that processes more than ten years, there is no way to bring the rich ingredients absorb it. So, this way seems, 10 years of hard work, or not been in vain, to help me absorb the essence of it over, and penetrate inside the cultural system of capitalism. There I see it insufficient, need to be adjusted. Well, if it changes, satisfactory after the repair as &quot;Buddha by&quot; homework. Learned from the classic description on: Lohan is a mortification simple, but they are solemn Buddha gorgeous. So Buddha must be idle and wealthy people, he was able to line of &quot;Bodhisattva,&quot; Six Degrees million lines of work to do. If the free lot, but no money, so only line &quot;Ocean Road&quot;, so the real world, to become a Buddha, then you need to arrange a course, let you become rich, while there are idle. This &quot;Buddha by&quot; the dharma is feasible, otherwise, Buddha&#39;s world is still a world of imagination, not real practical world. Another idle rich, the Buddha can use &quot;Samadhi bowl mention&quot; power to create that truth, benevolence and forgiveness to create, to create a solemn clean, comfortable environment for free, is not this create a &quot;Paradise&quot; it? ? The book mentioned many of the rich, did not appear to work, in fact, very rich in the wealth they create. Several celebrities we all know, for example: Edison suffered very few schools, but he created great wealth; Bell invented the telephone, the wealth created is very large; Henry Ford is not subject to any education, but the creation of the U.S. auto industry. Now create another Dell Dell; Bill Gates created Microsoft. We all know that Bill Gates at Harvard University studying for a year would not read that Dell is already installed in the university from the computer to sell, then do not even read the book, they are not subject to formal education or such educated people who do not complete. Created by Bill Gates as Microsoft&#39;s business, we take a look at: Bill Gates, he has written a very good software? No, people are writing. That he was doing? He is so rich ah! More than 30-year-old became the richest man in the United States, and his productivity is equal to South Korea this year, Microsoft&#39;s productivity, he was created by Microsoft, a person equal to South Korea, a country&#39;s output of Jesus! Think about it, their creativity, productivity and more powerful ah! These rich and more powerful ah! Recently it seems, the U.S. economy a lot stronger than Japan has at least one reason is because the United States who know how to make money the Heart; while Japan does not like, so the ability to create wealth in Japan and the United States is not. Comparison of the United States and Japan from the point of view, I would like to understand more clearly the Heart of this money, and increase access to &quot;free&quot; ability to organize a &quot;Bodhisattva by&quot; the practice course. ? My mission is to help entrepreneurs find the practice of Buddhism, there are busy practice so that they become rich, then I do not know how long it takes to develop this form of Buddhism. After reading this book and found what I was looking, 80% in the inside of the. The world is very wonderful, grateful P company set up, no, I probably will not read this book, these complex causal relationship is far from coming. ? Of his book Rich Dad, these two methods to teach children, he designed a real life scenario, children learn in real life, not listening to teachers talk. I think the practice should be so, if practice is not the case, the effect is not good. Zen has the nature of Zen practice is our daily life, is in a real practice in the daily lives ─ ─ that is what we always wanted to do. This book, which has seen its learning effects. ? ? Taipei Q: This book is inside, not the teacher you feel good in what? ? Teacher: bad place, this book is concerned, is not that important, but it is more important to me. I still talk about a good place, so more helpful to everyone. There is one thing, what is the asset? What is debt? Made it very simple and clear, because in their old time, that rich dad taught, so when understood in nine, and now is just trying to understand something-year-old time to re-pass on to you just say . I think the problem is that most people do not make clear, many people think that as long as he bought a house, that house is his property. People who sell houses, as well as family and friends, and even lenders will tell you you have assets, but also feel that they have their own assets. So many people when the money would buy a house, buy a lot of houses. The situation in Taiwan 15 years ago is right, 15 years after the wrong. Because 15 years ago, the house will be more expensive, while inflation will be, buying a house to pay interest on the loan though, but also the two years that money has nothing, because our salaries have been up; currency has also been expanded; beginning is difficult, and later very easily, so buying a house is correct. But now there is no inflation, and also house prices fell, this time we still continue the habit of buying a house as the assets, which made a mistake. I was eight or nine years ago pointed out: we should not buy a house, should rent an apartment, but no one picked the letter, now burdened by high housing loans, while house prices decline further, some of them fell by half, which is very painful thing. Therefore, there are loans for buying a house to pay the loan including interest and principal, while a property tax to get their, there will be some maintenance and other expenses are your expenses. Of course, housing rent, and rent is your income. If one month is 150,000 yuan for all of the expenses, and you have rented the house, the rent is 150,000 yuan, then the house on your terms, neither assets nor liabilities; if the rent is only 100 thousand yuan, this time you required monthly outflow from your pocket to 50000, then the house on your terms, not assets but liabilities. Also, if you rent a month is 160,000, then earned 10,000 yuan every month, this house is your asset. So, a house for you, it can be an asset, can also be a liability. The rent will change with the market, originally 160,000 yuan, 120,000 yuan after the rent may become, so the house could have been assets, are the liabilities of the. So one thing for you in terms of, assets or liabilities, to see it for your pocket money increase? Or decreased? Cash flow is defined. Too many people buy real estate, bought out later and they are not rent, no rental income, or income less than expenditures. In Taiwan, some doctors a month&#39;s income may be 800,000 yuan, but he bought a lot of house, his income of 800,000 yuan to pay for his house loan, then the recent decline in value of real estate. Although many of his monthly income, but he created a lot of debt, he ate them altogether monthly high income, so he was very poor. This situation not only in Taiwan, in the United States is very much what they are assets? What is debt? Wrong. This view is not just buying a house, buy stocks, buy anything alike. You have to judge it is not the assets? Cash flow approach to the problem would not have judged. When you take this way of judgments, if you buy a house, you have to be considered clear enough, it will make you a cash increase? Or decreased? If you buy a house, each time increasing your cash, no matter how much the system increases, the value of a lease, the rent is also a good house; this time, no work, those houses every day to increase his income. Of course, buying stocks is the same: I once heard a very successful business, Mr. said the stock fell to trough, to buy blue chip stocks stood up, there will be 20% of the dividend each year than the bank interest rates even higher. ? Second, the book that many of the practice-related issues, he speaks of a human poverty, because money can not overcome the fear and greed. Why rush a person to work making money? That is because there is no worry about money, is looking for a job options to respond, with the job no longer worried. Another is that there is no way on the greed and control, to see what all want to buy, can not control spending habits. Thus, it will quickly go to work, to do a job is not enough, there are two people to do the work, for what? In order to pay these bills, these loans. Such a situation, the author of this book seems to work for the money you people 也 what you Kongzhi by money, you are slaves of money, only for their own Zhaiwu work, this sub-Yongyuanbukuai money . So how to do it on? His rich dad taught him: you make money work for you, how to have money work for you then? For example: You buy a lot of assets that automatically make your pocket money increase, this is to make money work for you. So, I think this part is a very important point. In his book, which also refers to one thing, that is, the boss of McDonald&#39;s in 1974, was invited to Austin for the Texas State University&#39;s MBA Master of Business Administration School of speech, he asked his students: You see I am a What industry? Students to laugh, this is also used about it? We want hearts, you&#39;re burger. Therefore, we do not address that question you ask? For a moment only say: all of the people know that you are burger. McDonald&#39;s boss: I know you would say, ladies, ladies, I was doing real estate. (Reference book P.108) his career in real estate; his career is the burger. Everyone was thinking: This is how it? Doing business as McDonald&#39;s hamburgers very, very good, because the store&#39;s location and layout, he is carefully after investigation, only selected, after he picked it up and operate, so that place will be lively, After the store on busy worthless. Then licensed to other partners to make this shop the top down, he would receive royalties, so he earned this money. He has almost the most important metropolis in the world, the best place to turn into his assets; his assets more than the Catholic Church also, which he talked in 1974 about the source of his money is the look like. This matter at that time a student had a very big impact on the students in the future management of the auto car wash, is to take this approach, and his real estate assets Bushi car wash, but also a lot of money. This thing makes me think something happened in Taiwan, the McDonald&#39;s thing: McDonald&#39;s in Taiwan only after the 1980s, when McDonald&#39;s operations in Taiwan to help the gentleman who named South Korea, Mr. Han is more powerful than McDonald&#39;s, he helped McDonald&#39;s Taiwan business, shop where he places the real estate around the first buy, because the store is McDonald&#39;s, not the money he earned, so he took the real estate around the site of McDonald&#39;s bought the business after up fun, and McDonald&#39;s is certainly valuable, along with the surrounding real estate is valuable, so he has earned more than McDonald&#39;s. McDonald&#39;s later this matter was discovered, so they lifted his partnership relationship with. I think that time McDonald&#39;s has learned, not only to make the shop, around the real estate have earned their own. From here can see that Chinese people are very profitable tactic approach. I think since after the incident, McDonald&#39;s and from Mr. Han here to learn more, earn more. I think this thing: do not enter this field, this book did not give out, I really do not know what they&#39;re doing, right? Successful entrepreneurs take the risk and will manage risk, to achieve the purpose of making money, need to increase the financial knowledge and wisdom. Then, with the contribution to the Marxist point of view, when there risk? When there is no contribution to the risk. If you make a contribution, that is, the original problems and difficulties to overcome before we make any money, there is no risk of. How risk management, the book says: increased financial skills, knowledge and experience. Instead of: Diversification Act, high, sell low into law, share the flat methods stupid way of these. However, he is criticized these hedging measures, and not point out how risk management. I now put it together, so-called risk management is: you do contribute to problems and difficulties to overcome, and disappeared, so it is called risk management, it is called control of the risk. The advantage of this book mentioned here. ? ? Then under the terms of its shortcomings, the first place I am not satisfied, do not want to fall into his own fear and greed of money, do not want to work for money; the money for me. Therefore the establishment of companies, employing controlled by fear and greed of people I make money. They do not like to do, ask someone to do, use other people&#39;s weaknesses to make you rich. This is wrong, I can not accept. ? The second question, the authors want financial freedom, hope that the money used up, so he should work hard to make money. For me, do not think so money can be achieved ah! I only ascetic and frugal life, as you can achieve financial freedom ah! So, for this reason, for me, convincing enough. In addition, he stresses, very happy he made money. For me, to be very fond of money, a little difficult, though not like to make money, just like there can be many things ah! My favorite thing is not money, money may be discharged to the fourth, 5. I think he&#39;s making money the Heart, was the first love for people to make money, if you have another thing like to make money even more than love, how should we do? Like these two things together, for example, he liked the author to make money, but in my heart like education, he taught people to make money, to his favorite combination of education and make money together. So, if I want to make money, then, because I prefer to teach people to practice into the Road, that I should teach people to practice with the money into the Road, these two things together, how to integrate, I do not know, of course, put it larger point, then, in fact, we like the establishment of Pure Land; people have between the good and the beautiful Pure Land, there is kindness and care, have clean solemn and be free of highly successful and so on, so I can do, otherwise, I can not do. ? ? ? Mr. Dai: Basically, the pursuit of wealth, with the purpose of life, the pursuit of some, I personally feel that there is conflict, that we should be pursuing the top 12 cause most places, but wealth is the love in the 12 cause the following , take, there are those places, so if we seek personal wealth, has been spun several levels that cause 12 for those who can not go with something desperately to pursue, and those hundred years to take away the things, probably because we the pursuit of wealth, while the energy is wasted, neglect of efforts, will not have this phenomenon? ? Teacher: This question should be yes. If we are wrong in the pursuit of wealth, it would have this problem, As for the two books which he has put out a solution to this problem, because he can see through the false nature of wealth, wealth is created by human cognitive If you have a rigid understanding, you will become poor. Although he accepted that rich dad so much education, but when he was going to build a business, he also told him that Rich Dad, two or three times you will fail. Later, he really do it, really, three consecutive failures, the fourth time they succeed. From the age of nine he began to learn there are so many rich dad, but also fails to mention the book for two reasons: The first reason is that while he learned so much, but he did not really do too and there is no failure, so he did not really learn; really learn is to do them fail, we will be obtained. So he has to go through three failed, he only knew how to do to succeed. So he said: failure is part of success. Of course, we also have the Chinese saying goes: Failure is the mother of success. Two meanings are the same. The reason is that you really want to learn, we must experience failure; no failure can not be learned. Although he has rich dad taught him, and taught for so long, but still need to experience failure. ? The second reason why he will fail, because his heart a lot of knots, there are emotional, that there is a lot of problems, when he failed in the hard work, he often quarreled with his wife, so that conditions, the pressure is very large, so many of their own to deal with a lot of emotional problems, many of their dedication, many under mysterious kind of prejudice, may be they do not think that is prejudice, if you know that a better bias ─ ─ all these things affect him, so he failed. He must, through those who fail, the heart of fear, greed and so they buried heart defects, it dug up, removed his success. Therefore, the whole process of getting rich, I looked, is a self cultivation, is a testing center practice throughout the process, very real. When you make money, and to prove that you repaired. So if a person, the rage to make money, and this is the biggest disaster, will let you die after the worse, because you do not practice, not growing, not mature enough clean your heart. So I think this is a very good part of the actual cultivation process; and use the method to environmental testing center is a real-life practice. ? Just now you asked about will be there spinning process in that he is in love, get, have side spin, but he is in practice, he was clear heart defects, and then to succeed. Perhaps he says it to see some of my great, may not necessarily be so good, if not actually so good I thought, then this part is that we also need improvement, but also to place . ? ? ? Mr. Dai: I work for the plane, I feel a bit excessive use of human resources, in fact many are unnecessary, but for comfort, convenience, and the excessive use of the earth&#39;s resources. Natural resources are finite. (The master said: on) so we should cherish, no less comfortable, so do not waste time, should control what. In addition, the teacher just mentioned that: he accumulated so much wealth, or the structure of many of the employees. (The master said: Yes!) If the process of wealth accumulation is a practice, and deal with the accumulated wealth would still have to caution that if he fortune to his descendants, to deprive future generations of practice opportunities; if he does not put wealth to his offspring, how should he deal with this wealth? ? Teacher: This book does not talk to his friends point of view, the rich dad to son, son to grandson again. What is rich? They did not make it clear, on this part of the doctrine where the contribution has been defined. For example: the rich do not have to consume resources, depending on how you to define your wealth, we sit, spells, reflect, and well, we feel very rich; we ascetic can also flies very satisfied, you can consider themselves very rich. So for the so-called rich, the so-called good and the beautiful, we have our own definition, is not about the other people can. So, what about when it will be affected by others? For example: We will be the impact of European and American commercial advertising, to their wealthy as the standard case, we will be led by them, we became slaves to culture, not their own masters. Then we should do is: a firm definition of their own, practice their own definitions, to make a real impact. We want people to feel the advantages, we must better to a certain extent, to let others heart, others will accept you. ? Great cultural Huntington&#39;s &quot;Clash of Civilizations&quot;, his first concern is the Muslim conflict with the Christian culture. Because the Islamic fundamentalists, they are not thrown you European and American culture. If I were Muslim, I was not the way with a hard dry ─ ─ is not dumped you, but do yourself good to make others envy, in order to convince others. If they think you&#39;re better, they are willing to learn. To do this, at the spiritual level may have more in-depth study to explore the depth must be more than them, it might convince the other culture. Who is to convince the majority of whom are not, we can see the merits of others, can be absorbed over the advantages, which may contain less than part of, we can make up for it, do not want to because they have less than the parts the advantages they do not, I do not want to do like this. Course like this do have to have a skill, and is able to separate out the strengths and weaknesses, you must have this capability. Without this capability, of course, there is no way to do so. I just have this capability, so I&#39;m looking to do; if I do not have this capability, the advantages and disadvantages of no way to separate, the approach may be all that is not. However, this is not difficult for me, I have a way to split it, so I will take advantage of absorption over, my attitude is this. ? ? Q: The first time the connection method will be the effect pretty nice, to s talk about, because come rather late, it&#39;s not sure what that conversation, but because the &quot;rich dads and poor dads,&quot; this book full of well-known, it has several important which convey the concept of life is very inspiring. The first part of wealth, the second part of the beam is about the practice of teacher you are part of, how to take care of such part of the knowledge economy is not such a big environment, more opportunity to integrate it? This is inside part of many of these are creative, some practice, how to convert it into some level of knowledge and practices, and slowly out through the organization to promote it, is full of worthy research. Part of wealth, most people will find this part of their nature and practice of conflict is as if two different things. This part is not it can be seen as the development of the life process, with different stages. In other words, practice the opportunity, do not necessarily come back; Daoshi wealth need to come, so that their lives have improved to some extent. Liang teacher just talked about Taiwan&#39;s entrepreneurs may have been the rule of man rather than the rule of law. However, I want to say: as TSMC&#39;s Morris Chang, who regarded an example of the rule of law. ? Teacher: Good. The question you asked over and more Oh! The last question you asked is Morris Chang, TSMC or the rule of man I think he is the rule of law itself. Our society does not sound legal environment, business culture is not mature, professional managers, and working ethic has not been established, traditional culture, habits left over from light business, most people admire the heroic leader of the reasons for making these companies have to develop adult Zhi color However, a considerable degree of institutionalization of TSMC, Taiwan&#39;s highest level of business in the rule of law firms. ? Another problem: cultivation should not be money, why to make money, this is the view Sravakayana; Take the Buddha Sakyamuni that time, there are a lot of elders, such as providing &quot;only a lonely tree garden&quot; The elder Subhuti, there are Buddhist and other Offerings are rich, not poor people. So, if Sravakayana point of view, does not require rich; but the bodhisattva by point of view, they should be rich, not only wealthy, but must be free. This way, then, rich and self-cultivation is the same. ? Money monk is not met, Sravakayana have the rules, show the exclusion of money. This attitude can not meet the modern, I hope to adapt Buddhism to modern business culture, so Buddhism is to do a lot of adjustment. ? ? Jing Xiansheng: In this age of advanced business, how do we like to invest in financial management? Investment in the stock market is a better way, if the stock market now stand, to how to do it, is an investment, but also contributing? How teachers view is like? ? Teacher: He asked a question, if we are to finance most of the investment in the stock market. So how to do, is the investment and contributions, and are only consistent with our moral standards, not just to earn money. This problem is at least as early as previously answered before. Now I have a new answer, the personal finance, the stock market is legitimate, we can legally trade in shares, does not need to meet the contribution to the compensation law. Contribution to the doctrine is to establish a better economic system and for thinking that one day human beings can build up a contribution to the doctrine of the economic system, then let&#39;s respect it! ? ? ? ? Data record - Zhang America Collate - Zheng Zhi Yuan Liang Yuming This carried over http://www.obf.org.tw/article/rfc/RFC0000052.aspx ? ?