Dongguan_ Dongguan_ unsecured loans unsecured personal loans business loan Dongguan

Document Sample
Dongguan_ Dongguan_ unsecured loans unsecured personal loans business loan Dongguan Powered By Docstoc
					Dongguan, Dongguan, unsecured loans unsecured personal loans business loan
Dongguan
"Weber Microfinance Limited" is specialized in mainland
business and personal financial services business, personal consumer credit market is
to create a new brand.
   ?Founded in 2004, the registered capital of 300 million yuan, and diversify its
financial services can provide a broad understanding of subject. Weber Financial
Credit Investment Co., Ltd. in China has been in a leadership position in the credit
markets, and for many years was elected outstanding "financial integrity of
the network enterprise" Award five-star honors.
The long-term cooperation with major banks, and established a solid intimate
relationship, the two sides through continuous business form the basis of a good
reputation. We are committed to providing comprehensive business and personal
loans loan counseling and loan services, including loans in the design, comparative
analysis of repayment, loan application and processing procedures associated with the
loans, through professional, personalized, and a pair of a consultancy service to create
personal loan business service platform.
We have been dedicated to prudent management of operational and scientific
responsibilities, and continuously improve the professional level team to attain sincere
pursuit of service up to build a credit financing and management consulting industry
evergreen foundation for the integration of social resources to contribute. With serious
attitude, professional knowledge in finance to individual customer needs, to provide a
neutral and objective financial information and recommendations, and has dozens of
professional planners loans, uphold the dedication, to master the most rapidly the
most complete information, skills and direction, so that each customer can smoothly
access to capital, achieve complete financial goals.
We - as the continent experienced credit investment company, since its establishment,
has two thousand names offer more than 500 million credit loan services. We - as a
continent with the national integrity of the credit institutions major banks have
established close cooperative relations; through long-term The business formed the
basis of good reputation. We - the major nationwide service network is located in the
network city, professional, enthusiastic professionals ready to provide you with
comprehensive personal service, we - will continue to provide you with safe,
convenient and fast "one stop" mortgage-free information and
financial management.
?
Personal unsecured loans
Product Definition:
Ben Wang personal loan to the borrower is granted for personal business use of RMB
loans.
Features: targeted, flexible repayment methods.
1, targeted: tailor-made for individual households, many to meet their production,
management and other capital needs.
2, flexible repayment: the maximum loan balance of management to implement the
option of repayment in different ways.
Applicable to:
Have permanent residence in China, there are urban permanent residence or valid
proof of residence, a stable legal income, with full civil capacity of the Chinese
citizens.
Loan amounts and terms:
Lending limit (20 000 -30 10 000) lending areas (National) term (1-5 years)
Lending rate:
Percent a month interest rates (2%)
Application Materials:
Valid documents (such as identity cards. Account of the) copy of proof of or proof of
income
Business Process:
1, the borrower applying for the loan to the Ben Wang, submit relevant materials.
2, the approval of the consent of the borrower and the Ben Wang signed a loan
contract.
3, Ben Wang, after the implementation of loan conditions, loan procedures in
accordance with prescribed procedures, the loan assigned to the borrower's
bank account.
4, the borrower repay the loan.
5, loan settlement, withdrawal of charges by Ben Wang regulations procedures.
Notes and Risk Tip:
1, the vetting period, the longest no more than two days, issued credit hours, a
maximum of one working day.
2, the key lending business, unsecured loans or guarantees to accept two kinds of one
or several.
3, the payee to complete on behalf of the paragraph, the individual business, place of
residence, should be fed back 本网.
4, provided the borrower breaches occur Ben Wang, Ben Wang to advance the
recovery of the loan.
 ?Unsecured loan business
Product Definition:
Corporate lending business is that I am Ben Wang issued to business owners for
personal production, services, business use of renminbi.
Features: long term loans to meet the financing needs of private primary high.
To meet the financing needs of private primary high: the main line of credit may be
based on private credit conditions, private operators provide the comprehensive
identification, meet many private primary and high amount of operating capital needs.
Applicable to:
Have permanent residence in China, there are urban permanent residence (or valid
proof of residence), with full civil capacity, in Business Administration approved the
registration of private investors.
Loan amounts and terms:
Lending limit (100 000 -500 million) lending areas (National) term (1-3 years)
Lending rate:
Percent a month interest rate (1%)
Application Materials:
Enterprise business license. Tax Registration Certificate. Organization code and the
legal representative of a copy of identity card
Business Process:
1, the borrower applying for the loan to the Ben Wang, submit relevant materials.
2, the approval of the consent of the borrower and the guarantor and Ben Wang signed
a loan contract and the guarantee contract.
3, Ben Wang, after the implementation of loan conditions, loan procedures in
accordance with prescribed procedures will be assigned to the borrowers loan
account.
4, the borrower repay the loan.
5, loan settlement, withdrawal of charges by Ben Wang regulations procedures.
Notes and Risk Tip:
1, the vetting period, the longest no more than two days, issued credit hours, a
maximum of one working day.
2, the key lending business, unsecured loans or guarantees to accept two kinds of one
or several.
3, provided the borrower breaches occur Ben Wang, Ben Wang have the right to
withdraw or cease to advance loans to be investigated for breach of contract and the
borrower.
4, provided the borrower breaches occur Ben Wang, Ben Wang to advance the
recovery of the loan.
?
Self-employed unsecured loans
Product Definition:
Individual business loans are loans granted to the borrower Ben Wang for the use of
individual industrial and commercial households RMB loans.
Features: targeted, flexible repayment methods.
1, targeted: for the individual business tailored to meet individual business aspects of
production, management and other capital needs.
2, flexible repayment: the maximum loan balance of management to implement the
option of repayment in different ways.
Applicable to:
Have permanent residence in China, there are urban permanent residence or valid
proof of residence, with full civil capacity, in the industrial and commercial
administrative organs for and receive individual businesses and business licenses,
have a fixed place of business of a natural person.
Loan amounts and terms:
Lending limit (100 000 -100 million) lending areas (National) term (1-5 years)
Lending rate:
Percent a month interest rate (1%)
Application Materials:
Borrower valid identity documents, residence address proof, individual businesses
and business license copy.
Business Process:
1, the borrower applying for the loan to the Ben Wang, submit relevant materials.
2, the approval of the consent of the borrower and the Ben Wang signed a loan
contract.
3, Ben Wang, after the implementation of loan conditions, loan procedures in
accordance with prescribed procedures, the loan assigned to the borrower's
bank account.
4, the borrower repay the loan.
5, loan settlement, withdrawal of charges by Ben Wang regulations procedures.
Notes and Risk Tip:
1, the vetting period, the longest no more than two days, issued credit hours, a
maximum of one working day.
2, the key lending business, unsecured loans or guarantees to accept two kinds of one
or several.
3, the payee to complete on behalf of the paragraph, the individual business, place of
residence, should be fed back 本网.
4, provided the borrower breaches occur Ben Wang, Ben Wang to advance the
recovery of the loan.
 Unsecured car loans
Product Definition:
Personal car loan is paid to the borrower I Ben Wang's primary vehicle for
the purchase (including from vehicles, commercial vehicles, used cars) in loans.
Which means the borrower since the car is purchased, not-for-profit car; commercial
vehicle is purchased by the borrower, for-profit cars.
Features:
Help to improve the quality of the borrower's life.
1, to enhance the quality of life: help reduce the financial pressure on borrowers both
consumption and enhance quality of life of the borrower.
Applicable to:
With the effective ID cards, fixed address, a stable legal income sufficient to repay the
loan principal and interest or the legitimate assets of individuals.
Loan amounts and terms:
Lending limit (50 000 -50 million) lending areas (National) term (1-5 years)
Lending rate:
Percent a month interest rates (2%)
Application Materials:
Loan application form, borrowers and their spouses valid ID document, a copy of the
proof of income, and other materials needed Ben Wang.
Business Process:
1, the borrower loan applications made to the Ben Wang, and submit relevant
information.
2, the approval of the loan agreement, Ben Wang signed a loan contract with the
borrower, capital once or several times assigned to the borrowers account.
3, the borrower repay the loan.
4, loan settlement, withdrawal of charges by Ben Wang regulations procedures.
Notes and Risk Tip:
1, the vetting period, the longest no more than two days, issued credit hours, a
maximum of one working day.
2, unsecured loans or guarantees can be used two ways in one or more.
3, the lender provides other breach occurred Ben Wang, Ben Wang right to early
repayment.
  ?Education unsecured loans
Product Definition:
Education student loans are issued to individual customers Ben Wang for the
borrower or his immediate family members attending national primary, secondary,
university or approved overseas secondary schools, universities and master or
doctoral degree with the required tuition and fees (including abroad tolls) RMB
consumer loans.
Features: long term loans, flexible repayment, the borrower of the main variety, to
meet the parents, culture, education, children's financial needs.
1, paragraph a long period: a maximum period of up to 10 years.
2, flexible repayment period: The first payment option loans disbursed from the
second quarter (month) starting pay, or from the end of education, beginning with
economic income pay, give full consideration to the actual needs of customers.
3, the main variety of loan: 18 years old educated by my application, or by their
immediate family, guardian apply.
Applicable to:
Borrowers should be a local permanent residence or valid residence status, have a
fixed address, at least 18 years of age can I apply for or educated by their immediate
family, guardian apply; not 18 years of age by their immediate family members,
guardian, applicants should be reputable, have scheduled the ability to repay the loan
principal and interest; immediate family members, guardians application, must have a
legitimate job and stable source of income.
Loan amounts and terms:
Lending limit (20 000 -20 10 000) lending areas (National) term (1-10 years)
Lending rate:
Percent a month interest rate (1%)
Application Materials:
Personal and spouse's valid identity documents or other valid resident ID
card copy; by educating people effective identification card, attending school outside
of education who are required to produce a passport or passport copy.
Business Process:
1, the borrower applying for the loan to the Ben Wang, submit relevant materials.
2, Ben Wang examination and approval, the borrower signed a loan contract with Ben
Wang.
3, Ben Wang procedures required lenders, loan fees and charges can be directly
assigned to education unit account, the borrower can be assigned to individual savings
accounts; can be divided into sub-issuance may also be a release, graded release up to
one year.
4, about the repayment by the borrower.
Notes and Risk Tip:
1, the vetting period, the longest no more than two days, issued credit hours, a
maximum of one working day.
2, the item can use unsecured loans to business loans or guarantees two in one or
several.
3, education of people complete their education after graduation should be promptly
allocated to education's allocation of feedback 本网.
4, the borrower or by the education of people under the breach occurred Ben Wang,
Ben Wang to advance the recovery of the loan.
   ?Contact: Qinjing Li Tel :155-2823-2798 (win, no fee)
?Your trust is the beginning of our cooperation!
?Your satisfaction is our service standard!
?Your success is our common look forward to!
 ?
-------------------------------------------------- ------------------------------
★ ╰ ★ ★ ╮ ╰ ★ ★ ╮ ╰ ★ ★ ╮ ╰ ★ ★ ╮ ╰ ★ ★ ╮ ╰ ★
★ ╮ ╰ ★ ★ ╮ ╰ ★ ★ ╮ ╰ ★ ★ ╮ ★
-------------------------------------------------- ------------------------------
               ★ ★ Company Contract
Lenders :________________
Address :________________
Zip Code :------ Phone :_______________ borrower: Bank account
number :______________________________
Address :______________________________
Zip :______________ Phone :______________________
According to "The People's Republic of China Contract
Law," by lenders, borrowers, secured party consensus, sign this contract,
the common honor.
The first types of loans :____________________________________
The second loan amount (capital ):_____________________________________
Article borrowing :________________________________________
Article borrowing rate: 2% monthly interest rate loan, monthly interest rates, with the
clear advantage.
Article loan period:
Borrowing in the period from ____ ____ ____ months from the date to ____ years
____ months ____ date. Borrowing limit to the actual issuance and receipt for
payment and recovery of sub-1. IOU should be used as annex to the contract, the
contract with the same legal effect.
Article Source of repayment and the repayment method:
1. :______________________________________________ Repayment sources
2. Repayment :______________________________________________
Article Warranties:
Please ___________________ loan borrowers as guarantor, the review by the lenders,
confirming the guarantor has guaranteed eligibility and ability to borrow sufficient
compensation to ensure that parties have the right to inspect and supervise the
borrower to fulfill the contract. When the borrower does not fulfill the contract, the
joint commitment by the guarantor to repay loan principal and interest responsibilities.
When necessary, the lender can deposit the guarantor of the loan principal and interest
deductions account.
Breach of Article VIII:
1. Sign this contract, the lender should the borrower made IOU a day (extended
holiday) will be released loans, into account the borrower or the lender (bank) to open
a bank draft payable to the borrower. If the lender fails to grant loans (draft), and the
extension should be default number of days the amount of interest on loans to
borrowers pay 20% penalty.
2. The borrower if not used for the purposes specified in the contract the borrower, the
lender may recover part or all of the loans, for breach of contract to use part of the
penalty may be collected by bank regulations. If the borrower use the loan for the
backlog or loss caused by waste material or illegal, without any liability on loans, and
the right regulations are subject to penalty by banks or from the borrower the loan
principal and interest account. If the borrower intends to use the funds transfer and
breach of contract, the lender may ask other opening line of business, took the charge
settlement.
3. The borrower shall repay the time stipulated in the contract. If the borrower needs
to borrow an extension, should the borrower prior to maturity on the 5th application to
lenders, guaranteed party, also signed by the guarantor agreed to extend the guarantee
period for review by the lenders agree to be renewed after the procedure. If the
borrower does not repay loans on time, lenders have the right to limit recovery of
loans, according to Bank of overdue interest and penalty provisions of income. Such
as the occurrence of losses or poor business of Profits and Losses, endangering the
safety of loan, the lender may recover the loans ahead of schedule.
Article contract variation or discharge: In addition to "contract
law" provisions which allow the situation to change or cancel the contract,
no party may change or cancel the contract. Party party pursuant to
"contract law" is to change or cancel the contract, it should
promptly notify the other party in writing, and entered into a written Xie Yi, Ben
contract change or removed, the borrowers take up the loan and the interest payable,
Reng according to this contract payment provisions.
Article a way to resolve contract disputes, the implementation of this contract dispute.
By the two parties through consultation. Consultation fails, both sides agreed to () of
treatment.
(1) by the arbitration committee for arbitration.
(2) to the people's court.
Article entry into force of this contract signed by both parties, the borrower must pay
to the lenders as ten or round performance of the contract deposit.
Lenders :______________________ borrowers :____________________
Signature :____________________ Signature :_________________ representative
representative
Guarantor of signature :_____________________
____ Years ____ months ____ days
?

				
DOCUMENT INFO
Shared By:
Categories:
Tags:
Stats:
views:9
posted:8/20/2010
language:English
pages:8