Protective Life Corporation (PL) - Financial and Strategic SWOT
Analysis Review
Reference Code: GDFS40993FSA Publication Date: JUL 2012
2801 Highway, 280 South Phone +1 205 2681000 Revenue 3,566.1 (million USD)
Birmingham, AL Fax +1 205 8683541 Net Profit 339.07 (million USD)
35223 Website www.protective.com Employees 2,317
PL [New York Stock
United States Exchange Industry Financial Services
Exchange]
Company Overview
Protective Life Corporation (PLC) is a US based holding company. The company principally operates through its subsidiaries and
is engaged in the production, distribution, and administration of insurance and investment products. It offers universal life
insurance, variable universal life insurance, level premium term insurance, bank owned life Insurance, disability insurance, fixed
annuities and variable annuities. The company also provides asset protection products. PLC has five operating segment, namely,
Life Marketing, Acquisitions, Annuities, Stable Value Products and Asset Protection.
Key Executives SWOT Analysis
Name Title Protective Life Corporation, SWOT Analysis
John D. Johns Chairman Strengths Weaknesses
Richard J. Bielen Chief Financial Officer
Life Marketing and Asset
Thomas L. Hamby Director Wide Product Portfolio Protection
Vanessa Leonard Director
Operating Margin Dependence on Limited
Charles D. McCrary Director Geographical Areas
Source: Annual Report, Company Website, Primary and Secondary
Research, GlobalData
Opportunities Threats
Share Data
Protective Life Corporation Annuity and Retirement Solvency II Regulations
Products
Share Price (USD) as on 09-Jul- 29.88 Lower Interest Rates
2012 Improving US Economy
EPS (USD) 3.92
Market Cap (million USD) 2,263 Source: Annual Report, Company Website, Primary and Secondary Research,
GlobalData
Enterprise Value (million USD) 4,314
Shares Outstanding (million) 81
Source: Annual Report, Company Website, Primary and Secondary
Research, GlobalData
Financial Performance
Source: Annual Report, Company Website, Primary and Secondary
Research, GlobalData
Protective Life Corporation (PL) - Financial and Strategic SWOT Reference Code: GDFS40993FSA
Analysis Review
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Table of Contents
Table of Contents ............................................................................................................................................................................... 2
List of Tables .................................................................................................................................................................................. 3
List of Figures ................................................................................................................................................................................. 3
Section 1 - About the Company.......................................................................................................................................................... 4
Protective Life Corporation - Key Facts .............................................................................................................................................. 4
Protective Life Corporation - Key Employees ..................................................................................................................................... 5
Protective Life Corporation - Key Employee Biographies ................................................................................................................... 6
Protective Life Corporation - Major Products and Services ................................................................................................................ 8
Protective Life Corporation - History................................................................................................................................................... 9
Protective Life Corporation - Company Statement ........................................................................................................................... 11
Protective Life Corporation - Locations And Subsidiaries ................................................................................................................. 15
Head Office ................................................................................................................................................................................... 15
Other Locations & Subsidiaries ..................................................................................................................................................... 15
Section 2 – Company Analysis ......................................................................................................................................................... 17
Protective Life Corporation - Business Description .......................................................................................................................... 17
Protective Life Corporation - SWOT Analysis ................................................................................................................................... 18
SWOT Analysis - Overview........................................................................................................................................................... 18
Protective Life Corporation - Strengths ......................................................................................................................................... 18
Strength - Wide Product Portfolio .............................................................................................................................................. 18
Strength - Operating Margin ...................................................................................................................................................... 18
Strength - Distribution Channels ............................................................................................................................................... 18
Protective Life Corporation - Weaknesses .................................................................................................................................... 18
Weakness - Life Marketing and Asset Protection ...................................................................................................................... 18
Weakness - Dependence on Limited Geographical Areas ........................................................................................................ 19
Protective Life Corporation - Opportunities ................................................................................................................................... 19
Opportunity - Annuity and Retirement Products ........................................................................................................................ 19
Opportunity - Improving US Economy ....................................................................................................................................... 19
Opportunity - Growth Prospects in Emerging Markets .............................................................................................................. 19
Protective Life Corporation - Threats ............................................................................................................................................ 20
Threat - Solvency II Regulations ............................................................................................................................................... 20
Threat - Lower Interest Rates .................................................................................................................................................... 20
Threat - Competition.................................................................................................................................................................. 20
Protective Life Corporation - Key Competitors ................................................................................................................................. 21
Section 3 – Company Financial Ratios ............................................................................................................................................. 22
Financial Ratios - Capital Market Ratios........................................................................................................................................... 22
Financial Ratios - Annual Ratios ...................................................................................................................................................... 22
Performance Chart ........................................................................................................................................................................... 24
Financial Performance...................................................................................................................................................................... 24
Financial Ratios - Interim Ratios..................................................................