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					                                            [CA Covering Letter]
                                          (This letter is a Sample)




                                    To Whomsoever It May Concern


This is to certify that Mr. Your-name-here R/o your-address-here is the only son of his parents Shri your-
dad'sname-here and Shmt your-mom's-name-here. His family consists of his parents and his sister; he is
hence the sole heir.

The market value of his family assets is as follows:

Land & Buildings
Property                             Location                               Particulars Area Ownership
                                                                            Mkt Value
(Rs. Lakhs)                          Location1 Built up residential         property at xxxx, New
Delhi                                xxx sq yards Sole Owner xxx.xx         Location2 Ancestral Residential
Property at xxxx Delhi               xxx sq yards 1/5th share of Rs.        xx Crore property
xx.xx                                Location3 Commercial Shopping          Complex at xxxx
xxx sq yds 1/4th share of Rs.        xx Crore property                      xx.xx
TOTAL xx.xx

Business Holdings
Company Name Particulars             (Rs. Lakhs)                            (relation -here)
Ownership Value of Share
M/s xx xx xx & Co. xxx company       1/3rd share of                         xxxx xxx
at xxxx xxxx,New Delhi
M/s xxxx Co. xxxx company at         1/2 share of                           xx xxx
xxxx, xxxx Road, Delhi
                                                                            TOTAL Xxx

Bank Balances, Shares & Policies
Account Holder Bank       (Rs. Lakhs)                      xxx xxx (Self) State        xxxx Bank Savings
Account Details Bank                                       Bank of xxxx Fixed          Account no. xxxx xxx
Balance                                                    Deposit A/c no. xxxxx
                                                           xxx
xxx xxxx (relation-here)    TOTAL xxxx
State Bank of xxxx
Savings account no.
xxxx Xxxx
Grand Total xxxxx

* All values in Rs. Lakhs.
** The market value of assets is based upon the opinion of experts engaged in their respective fields.


Place: ……………………..

                                                                           For CA-company-name-here & Co.
                                                                                     Chartered Accountants



                                                                                                   (CA-name)
                                                                                                        Prop.




                                                       1
                                   Visa Interview Covering Letter




                                     STATEMENT OF PURPOSE



My background
Xxxxxxxx


My career goals
Xxxxxxxxxx



Purpose of study in U.S
Academic world in U.S is more diverse in terms of people, ideas,resources and programs than in India. I
would like to get an international exposure and widen my horizons of knowledge.



Why xxxx University?
……………..xxxxxxxxxxxxx…….Since graduate study is an important step in my professional life, I don't want
to make a compromise on the quality of my education.



My sources of funding
Xxxxxx……..Since both my parents are earning and have enough savings, it easier for them to support me.
Conclusion. I have the zeal and zest to pursue my graduate degree. My dedication and commitment are
what I can offer.




                                                  2
                                    AFFIDAVIT OF SUPPORT (FORMAT)
                     My self prepared format that I’d sent in the University Applications




    This colored space here represents the stamp portion of a stamp paper. To get a stamp paper, you need
      to go to any of the Local court complexes at your city and the denomination of this particular stamp
      paper for Visa purpose should be either Rs. 10 or Rs. 20. Although, there is nothing wrong to put in
                   higher denominations, it is not imperative….and could be deemed a waste.

         This is done for about Rs. 26.00(including commission of stamp vendor for stamp paper of Rs. 20
            denomination ) or Rs.14 (including commission of Stamp vendor for stamp paper of Rs. 10
                                                   denomination).

    While purchasing the stamp paper, the stamp paper should be purchased for(i.e on the name of)
    ―xxxxxxx‖ where ―xxxxx‖ is your sponsor and ―for whom‖ should be written as ―Self‖. People usually type
    stamp papers with the vendors at the court complexes, but they don’t do a neat work, so, it better to
    buy a blank paper and then take it home and print it out.

    After printing out the contents on the stamp paper(…I did it as I’d written below), you need to go to the
    court complex in your respective city or to any Notary around your place and have him stamp in the area
    in the below format marked by‖ Sworn and signed before me………….‖. The notary usually charges around
    20 bucks for this.

    If there are two sponsors for you, then each sponsor should sign a separate affidavit. I read somewhere
    that an affidavit of support is not required if parents are sponsors, but I don’t think it would hurt to
    spend 30-40 bucks on each stamp paper to give a complete financial proof. Isn’t it???



                                              Affidavit of Support

I, xxxxxxxxxxxxxxxxx Resident of: zzzzzzzzz , do hereby solemnly affirm and state on oath as follows:

    1.   That yyyyyyyyy, who is seeking admission in <your University> for pursuing his <intended
         course like M.S e.t.c.> is my son/daughter.
    2.   That I have the required financial resources to provide funds for my son’s/daughter’s education at
         <your university> for the course tenure mentioned on the University I-20 and I undertake to
         support him/her financially till he/she completes his/her education.
    3.   I hereby assure you that my son’s/daughter’s educational expenses would be met by me and that
         he/she would not be a public charge on the American Government.

Hence, this Affidavit of Financial Support.

Solemnly affirmed on this, the
<Ath > day of <Month> 2004, at
<city>,<state>, INDIA



                                                                                         ……….Signature………
                                                                                        (xxxxxxxxxxxxxxxx)
                                                                                             Deponent




 <This is the place where the Notary puts his
   stamp and Judicial Seal and signature>




                                                       3
                                   Visa Document Requirements Index


This document contains a description of the            Pg 9: degree 1
exhaustive list of documents provided to support       Pg 10: degree2
the F-1 visa application of your-name.                 Pg 11: School XII Board Results
                                                       Pg 12: GRE Scores
Scholastic Preparation                                 Proof of Work Experience
Admission Process                                      Pg 13: company-name Appointment Letter
Evidence of Knowledge of English Language              Course Description
Pg 1: TOEFL Scores                                     Pg 14: your-course-name description
Research of Universities
Pg 2: Web pages of Universities shortlisted            Future Plans
Pg 3: your-college US News Rating                      Sample:
Pg 4: your-college Faculty Web pages                   Pg 15: Indian IT Industry Statistics
Pg 5: your-college Faculty Correspondence              GSIA programs Entrepreneurship focus
Evidence of Acceptance by American Institution         Pg 16: Research Center at CMU: Donald H
of                                                     Jones Center for Entrepreneurship
Learning                                               Pg 17: Entrepreneurship program: Courses
Pg 6: college1 (I-20AB Form + Offer Letter)            and Contact with Entrepreneurs
Pg 7: college2 (Offer Letter)                          Pg 18: Entrepreneurship courses: List of
Pg 8: college3 (Scholarship & Offer Letter)            courses
                                                       Pg 19: Top 10 Net Based Business Ideas
Relevance of Course                                    Pg 20: CMU Statement Of Purpose
Proof of Educational Background                        Business-3 name
                                                       Pg 30: Partnership Deed
Binding Ties                                           Pg 31: Balance Sheet
Property
Pg 21: Covering Letter by Chartered Accountant         Financial Resources
Proof of Ownership
Pg 22: property1 Ownership Deed                        Bank Statement
Pg 23: property2 Ownership Deed                        Pg 32: Sponsor1-name: May 99, Jun 99
Pg 24: property3 Ownership Deed                        Pg 33: Sponsor2-name: May 99, Jun 99
Pg 25: property4 Ownership Deed                        Affidavit of Support
Business                                               Pg 34: Sponsor1-name (relation-to-student)
Business-1 name                                        Pg 35: Sponsor2-name (relation-to-student)
Pg 26: Partnership Deed                                Pg 36: Compelling Reasons for sponsor2 to
Pg 27: Balance Sheet                                   sponsor my education (needed if sponsor2 not
Business-2 name                                        parent)
Pg 28: Partnership Deed
Pg 29: Balance Sheet




                                                   4
                            LIST OF DOCUMENTS IN HARMONIUM FOLDER

This is the sequence for keeping the documents in the harmonium folder. we may choose to keep it
according to our wish , but this is a systematic manner.

1) Folder 1:
       Passport.
       Visa interview letter and fee receipt.
       I –20.
       Admission and Financial Aid (if any) letters from University.
       Photographs..

2) Folder 2:
       Admits/ Rejects summary.
       Correspondence with University of Georgia.

3) Folder 3:
       GMAT and TOEFL Score Reports
       Resume
       Essays
       Medical Immunization Letter

4) Folder 4:
       Affidavit of Support
       IT returns (self and sponsors)
       Salary slips.

5) Folder 5:
       Consolidated financial statement
       Bank Statements and Passbooks

6) Folder 6:
       Public Provident Fund Pass book
       Life Insurance Policy (Sponsors and Self)
       Gold Valuation Certificate
       National Savings Certificates
       Demat Share Certificates
       Bank Fixed Deposit receipts
       ICICI Bonds Certificate
       Provident Fund Statements – Self and Sponsors

7) Folder 7:
       Fixed Asset Valuation Report
       Share Certificate, Possession letter, Maintenance Receipts,

8) Folder 8:
       Degree Certificate, Marksheets and Official Transcripts

9) Folder 9:
       10th and 12th Mark lists and passing certificates
       Professional Certificates
       School Leaving Certificate

10) Folder 10:
       Promotion Letter, Letter from Employer – self

11) Folder 11:
       Driving License, Ration Card, Election Commission ID Card

12) Folder 12:
       Passport copies, Birth Certificate, Marriage Certificate Admission and Rejection letters from all
                10
        Universities Points to Remember When Applying for a Nonimmigrant Visa
       Miscellaneous documents              NAFSA Website

1. TIES TO YOUR HOME COUNTRY. Under U.S. law, all applicants for nonimmigrant visas, such as
student visas, are viewed as intending immigrants until they can convince the consular officer that they


                                                     5
are not. You must therefore be able to show that you have reasons for returning to your home country
that are stronger than those for remaining in the United States. "Ties" to your home country are the
things that bind you to your home town, homeland, or current place of residence: job, family, financial
prospects that you own or will inherit, investments, etc. If you are a prospective undergraduate, the
interviewing officer may ask about your specific intentions or promise of future employment, family or
other relationships, educational objectives, grades, long-range plans and career prospects in your home
country. Each person's situation is different, of course, and there is no magic explanation or single
document, certificate, or letter which can guarantee visa issuance. If you have applied for the U.S. Green
Card Lottery, you may be asked if you are intending to immigrate. A simple answer would be that you
applied for the lottery since it was available but not with a specific intent to immigrate. If you overstayed
your authorized stay in the U.S. previously, be prepared to explain what happened clearly and concisely,
with documentation if available.

2. ENGLISH. Anticipate that the interview will be conducted in English and not in your native language.
One suggestion is to practice English conversation with a native speaker before the interview, but do NOT
prepare speeches! If you are coming to the United States solely to study intensive English, be prepared to
explain how English will be useful for you in your home country.

3. SPEAK FOR YOURSELF. Do not bring parents or family members with you to the interview. The
consular officer wants to interview you, not your family. A negative impression is created if you are not
prepared to speak on your own behalf. If you are a minor applying for a high school program and need
your parents there is case there are questions, for example about funding, they should wait in the waiting
room.

4. KNOW THE PROGRAM AND HOW IT FITS YOUR CAREER PLANS.
If you are not able to articulate the reasons you will study in a particular program in the United States,
you may not succeed in convincing the consular officer that you are indeed planning to study, rather than
to immigrate. You should also be able to explain how studying in the U.S. relates to your future
professional career when you return home.

5. BE BRIEF. Because of the volume of applications received, all consular officers are under considerable
time pressure to conduct a quick and efficient interview. They must make a decision, for the most part, on
the impressions they form during the first minute of the interview. Consequently, what you say first and
the initial impression you create are critical to your success. Keep your answers to the officer's questions
short and to the point.

6. ADDITIONAL DOCUMENTATION. It should be immediately clear to the consular officer what written
documents you are presenting and what they signify. Lengthy written explanations cannot be quickly read
or evaluated. Remember that you will have 2-3 minutes of interview time, if you're lucky.

7. NOT ALL COUNTRIES ARE EQUAL. Applicants from countries suffering economic problems or from
countries where many students have remained in the US as immigrants will have more difficulty getting
visas. Statistically, applicants from those countries are more likely to be intending immigrants. They are
also more likely to be asked about job opportunities at home after their study in the U.S.

8. EMPLOYMENT. Your main purpose in coming to the United States should be to study, not for the
chance to work before or after graduation. While many students do work off-campus during their studies,
such employment is incidental to their main purpose of completing their U.S. education. You must be able
to clearly articulate your plan to return home at the end of your program. If your spouse is also applying
for an accompanying F-2 visa, be aware that F -2 dependents cannot, under any circumstances, be
employed in the U.S. If asked, be prepared to address what your spouse intends to do with his or her time
while in the U.S. Volunteer work and attending school part-time are permitted activities.

9. DEPENDENTS REMAINING AT HOME. If your spouse and children are remaining behind in your
country, be prepared to address how they will support themselves in your absence. This can be an
especially tricky area if you are the primary source of income for your family. If the consular officer gains
the impression that your family will need you to remit money from the United States in order to support
themselves, your student visa application will almost certainly be denied. If your family does decide to join
you at a later time, it is helpful to have them apply at the same post where you applied for your visa.

10. MAINTAIN A POSITIVE ATTITUDE. Do not engage the consular officer in an argument. If you are
denied a student visa, ask the officer for a list of documents he or she would suggest you bring in order to
overcome the refusal, and try to get the reason you were denied in writing.




                                                     6
                                   Foreign Students - Tips for U.S. Visas
                                         U.S. Department of State
                                          Bureau of Consular Affairs
                                                Visa Services

The Immigration and Nationality Act provides two nonimmigrant visa categories for persons wishing to
study in the United States. The "F" visa is for academic studies, and the "M" visa is for nonacademic or
vocational studies. Please read this information for general information on how to apply for an F1 or M1
student visa.

Financial Resources
Applicants must also prove that sufficient funds are or will be available from an identified and reliable
financial source to defray all living and school expenses during the entire period of anticipated study in the
United States. Specifically, applicants must prove they have enough readily available funds to meet all
expenses for the first year of study, and that adequate funds will be available for each subsequent year of
study. The M-1 student visa applicants must have evidence that sufficient funds are immediately available
to pay all tuition and living costs for the entire period of intended stay.

Acceptance Form
An applicant coming to the United States to study must be accepted for a full course of study by an
educational institution approved by the Bureau of Citizenship and Immigration Services in the Department
of Homeland Security (BCIS). The institution must send to the applicant a Form I -20AB, Certificate of
Eligibility for Nonimmigrant (F-1) Student Status for Academic and Language Students. The nonacademic
or vocational institution must send to the student a Form I -20M-N, Certificate of Eligibility for
Nonimmigrant (M-1) Student Status For Vocational Students. Educational institutions obtain Forms I-20A-
B and I-20M-N from the BCIS.

Visa ineligibility / Waiver
The nonimmigrant visa application Form DS-156 lists classes of persons who are ineligible under U.S. law
to receive visas. In some instances an applicant who is ineligible, but who is otherwise properly classifiable
as a student, may apply for a waiver of ineligibility and be issued a visa if the waiver is approved.

Applying for a Student Visa
Select Applying-Student Visas and review the section, When Do I Need to Apply for My
Student Visa to find out very important information about timeframes for applying for your
student visa.

Applicants for student visas should generally apply at the U.S. Embassy or Consulate with jurisdiction over
their place of permanent residence. Although visa applicants may apply at any U.S. consular office abroad,
it may be more difficult to qualify for the visa outside the country of permanent residence.

Required Documentation
Each applicant for a student visa must pay a nonrefundable US$100 application fee and submit:

1) An application Form DS-156, together with a Form DS-158. Both forms must be completed and signed.
Some applicants will also be required to complete and sign Form DS -157. A separate form is needed for
children, even if they are included in a parent's passport. The DS-156 must be the February 2003 date,
either the electronic "e-form application" or the non-electronic version. Select Nonimmigrant Visa
Application Form DS -156 to access both versions of the DS-156. You may also check with the Embassy
Consular Section where you will apply to determine if the hard-copy blank DS-156 form is available,
should you need it.

2) A passport valid for travel to the United States and with a validity date at least six months beyond
the applicant's intended period of stay in the United States. If more than one person is included in
the passport, each person desiring a visa must make an application;

3) One (1) 2x2 photograph. See the photo format explained in nonimmigrant photograph requirements.

4) For the "F" applicant, a Form I-20A-B. For the "M" applicant, a Form I-20M-N.

5) Evidence of sufficient funds.


Other Documentation
Student visa applicants must establish to the satisfaction of the consular officer that they have binding ties
to a residence in a foreign country which they have no intention of abandoning, and that they will depart



                                                      7
the United States when they have completed their studies. It is impossible to specify the exact form the
evidence should take since applicants' circumstances vary greatly.

U.S. Port of Entry
Applicants should be aware that a visa does not guarantee entry into the United States. The Directorate of
Border and Transportation Security has authority to deny admission. Also, the period for which the bearer
of an exchange visitor visa is authorized to remain in the United States is determined by the Directorate of
Border and Transportation Security, not the consular officer. At the port of entry, a Directorate of Border
and Transportation Security official validates Form I-94, Record of Arrival-Departure, which notes the
length of stay permitted.

ADDITIONAL INFORMATION
Employment
An F-1 student may not accept off-campus employment at any time during the first year of study;
however, the BCIS may grant permission to accept off-campus employment after one year. F-1 students
may accept on-campus employment from the school without BCIS permission. Except for temporary
employment for practical training, an M-1 student may not accept employment.

Family Members
A spouse and unmarried, minor children may also be classified for a nonimmigrant visa to accompany or
follow the student. Family members must meet all visa eligibility requirements, including evidence that
they will have sufficient funds for their support, and that they will depart the U.S. when the student's
program ends. Spouses and children of students may not accept employment at any time.

Further Inquiries
Questions on how to obtain Forms I -20A-B and I-20M-N should be made to the educational institution. If
the institution does not have the forms, it needs to contact the local BCIS office. Questions on visa
application procedures at the American consular offices abroad should be addressed to that consular office
by the applicant. Inquiries on visa cases in progress overseas should contact the appropriate U.S.
Embassy or Consulate handling your case.


                                        U.S. Department of State
                                         Bureau of Consular Affairs

                            Nonimmigrant Visa Photograph Requirements

 [The photograph format required for the nonimmigrant visa has changed. This format is similar to that ]
    required for U.S. passport processing. Photographers can select Photography Guide for detailed
                          information to assist in preparing quality photographs.
   [Applicants, submit your Nonimmigrant Visa Application, DS -156 with the new photo format, as]
                                             explained below.


General

         The photograph for each visa applicant must be an unmounted, full face photo, as described
          below
         The photograph must have been taken within the last six months
         One (1) photograph must be submitted stapled or glued to the application DS-156

Photo Size

         The photo for each visa applicant submitted must measure:
         2 by 2 inches (roughly 50 mm square) with the head centered in the frame.
         The head (measured from the top of the hair to the bottom of the chin) should measure between
          1 inch to 1 3/8 inches (25 mm to 35 mm) with the eye level between 1 1/8 inch to 1 3/8 inches
          (28 mm and 35 mm) from the bottom of the photo

Photo Appearance

         The photograph must be a full-face view in which the visa applicant is facing the camera directly.
         The applicant should not look down or to either side, and the face should cover about 50 percent
          of the photo area.
         Side or angled views are NOT accepted.




                                                     8
       The photograph may be in color or black and white, but must have only a white or off-white
        background. Photos with dark, busy, or patterned backgrounds will not be accepted.
       In general, the applicant's head, including both face and hair, should be shown from the crown of
        the head to the tip of the chin on top and bottom and from hairline side -to-side. It is preferable
        that ears be exposed.
       Head coverings and hats are only acceptable due to religious beliefs, and even then, may not
        cover any portion of the applicant's face.
       Sunglasses or other wear which detracts from the face are not acceptable unless required for
        medical reasons (an eye patch, for example).
       A photograph depicting a person wearing a traditional facemask or veil that does not permit
        adequate identification is not acceptable.
       Photos of military, airline, or other personnel wearing hats are not acceptable.
       Applicants wearing tribal, national costume, or other headgear not specifically religious in nature
        are not acceptable.

Digital Photos

       Digitally reproduced photographs must be reproduced without discernible pixels or dot patterns.
       Photocopied photographs are NOT accepted.

Attaching the Photo to the DS-156

       Staple or glue the one photograph to the DS-156 in the designated space. If the photograph is
       stapled, staples should be placed as far away as possible from the applicant's face.
       Do not enclose photographs in glassine or other types of envelopes. The photograph must be
       stapled or glued properly to the DS-156 in the designated space.

                                      U.S. Department of State
                                       Bureau of Consular Affairs

                                    PHOTOGRAPHY GUIDE
         Guidelines for Producing High Quality Photographs for U.S. Travel Documents

SETUP AND PRODUCTION GUIDELINES

Proper Lighting Arrangement
       Position light sources on both sides of subject to avoid shadows on face.
       Use a light source to illuminate background behind subject to avoid shadows in background.




Camera/Subject Position
     Place camera approximately 4 ft (120 cm) from the subject.
     Have camera at subject’s eye level.
     Position subject facing the camera.

Photograph Print Properties
      Produce 2 inch x 2 inch (51 mm x 51 mm) color photo.



                                                    9
       Print photo on thin photo paper or stock.
       Ensure the print is clear and has a continuous tone quality.
       Do not retouch or otherwise enhance or soften photo.

7 Steps to Successful Photos:

       Frame subject with full face, front view, eyes open
       Make sure photo presents full head from top of hair to bottom of chin; height of head should
        measure 1 inch to 13.8 inch (25 mm to 35 mm)
       Center head within frame.




       Make sure eye level is between 11.8 inch and 13.8 inch (28 mm and 35 mm) from bottom of
        photo
       Photograph subject against a plain white or off-white background
       Position subject and lighting so that there are no distracting shadows on the face or background
       Encourage subject to have a natural expression.

Well Composed Photos:

• Brightness and contrast should be adjusted to present the subject and background accurately
• Photos without proper contrast or color may obscure unique facial features
• Color should reproduce natural skin tones
• Fluorescent or other lighting with unbalanced color may cause unwanted color cast in the photo
• Appropriate filters can eliminate improper color balance
• Head should be positioned directly facing the camera
• Photo should capture from slightly above top of hair to middle of chest
• Eyes should be open and looking at the camera
• Eyeglasses should be worn if normally used by the subject
• Glare on eyeglasses can usually be avoided with a slight upward or downward tilt of the head
• Background should be plain white or off-white
• Include headpieces if worn daily for religious purposes; they should not obscure or cast shadows on the
eyes or any other part of the face
osure & Lighting
• Over- or under-exposure may render the photo unusable
• Three-point balanced lighting is strongly recommended (see Figure 1)
• Facial features should be clearly evident in the photo
• Lighting should be adjusted to avoid shadows on the face or background
• Diffuse sources of light, such as umbrella lights, are preferable to point sources
• High-resolution photography and printing are strongly recommended
• Both conventional and digital photography are acceptable, and conventional or digital printing methods
may be used
• Resulting print should exhibit a continuous tone quality regardless of the print method used (dye
sublimation, ink jet, laser, etc.)
• Digitally printed photos should be produced without discernible pixels or dot patterns
• Fine facial features should be discernible
• The entire face should be in focus



                                                    10
Frequently Asked Questions

How many passport photos are required to be submitted with the passport application?
Two (2) identical photos must be submitted with the passport application.

What type of paper are the photographs to be printed on?
The photos should be printed on thin photo-quality paper.

Do the photos have to be in color?
Yes, the photos must be in color.

How recent must the photos be?
The photos must be no older than 6 months.

How big must the photos be?
The photos must measure exactly 2 inches by 2 inches.

What pose should the photos show?
The photo should show a clear, front view, full face of the customer. The customer should be in normal
street attire, without hat or dark glasses against a plain white or off-white background. The customer
should have a natural expression, mouth closed, and eyes open and looking directly ahead. Photos in
which the face of the person being photographed is not in focus will not be accepted.

How big should the head be in the photo?
The customer's head, measured from the bottom of the chin to the top of the hair, should be between 1
inch and 1-3/8 inches. The head should be centered in the photo. The head of the person being
photographed should not be tilted up, down or to the side. It should cover about 50% of the area of the
photo.

Can hats or religious headgear be worn for the photo?
Unless worn daily for religious reasons, all hats or headgear should be removed for the photo. In all cases,
no item or attire should cover or otherwise obscure any part of the face.

Can eyeglasses be worn for the photo?
Eyeglasses worn on a daily basis can be worn for the photo. However, there should be no reflections from
the eyeglasses that obscures the eyes.

Can sunglasses or tinted glasses be worn?
Dark glasses or nonprescription glasses with tinted lenses are not acceptable unless you need them for
medical reasons. A medical certificate may be required.

Can work uniforms be worn for the photo?
Uniforms should not be worn in photographs except in the case of religious attire that is worn daily.
Otherwise, normal street attire should be worn.

Can a parent or guardian appear in the photo of a minor child?
No, the minor child must be the only subject in the photo. Nothing used to support the minor child,
whether by mechanical or human means, should be in the camera's frame.

Are photos that are copied from recent driver licenses or other official documents acceptable?
No, only original photographs are acceptable. Copied or digitally scanned photos of photos will not be
accepted. In addition, photos must not be retouched to alter the customer's appearance in any way.

May photos be taken with a digital camera?
If the digital camera has sufficient resolution — capable of capturing and storing images with 1 million
pixels (megapixels) or more — it can be used to take the photos. However, printing of digital images is
best done by professional photography processing labs because many off-the-shelf digital printers cannot
achieve the image quality required for passport and visa photographs. In any case, the image-quality
criteria, described on this website, must be met in the submitted conventional film photo and/or the digital
image printed photo.




                                                    11
VISA RECOMMENDATIONS FROM MY COLLEGE FRIEND Mr. Krishna Kanth Reddy. He’s obviously
snipped it off(maybe!) from somewhere………….but I guess he’s done a really good Job. Here’s
        the info provided by him on the Files section of the Yahoo group “SHCST2000”

Date: Fri Jun 4, 2004 11:43 am
Subject: VISA Interview Process
THINGS TO BE CARRIED TO THE CONSULATE
-------------------------------------
This is the list of things that you are supposed to carry along with you to the consulate for the VISA
interview. This information is to the best of my knowledge as far as US Consulate at Mumbai is concerned.
I arranged all the materials in a "HARMONIUM" file. This is a kind of file which has many sections and has
a small tag holder for every section, where you can place a small tag about what the section holds, so that
when u put your finger on that tab and open the section you get the required documents.You can get a
"HARMONIUM" style file for around 250 to 325 Rs.

Now getting back to the list of documents, they are listed as I arranged them in order from the outermost
section in my file-folder. Its up to your convenience as to how you arrange them.

Materials to be carried along
1) I-20(signed) and Admission Letter of the University you want the VISA for + AID Letter (if any)
2) I-20s and Admission Letters / Acceptance Letters / Rejection Letters of other Univs you applied to
3) GRE & TOEFL Score Reports (Originals)
4) Bank Passbook of the SB or Current type account + Bank Certificate(Opt) + Papers clarifying big
entries in your PASSBOOK5)
5)INCOME PAPERS :->IT return Statement of your sponsors( Form16) /If your sponsor is into
business..BUSINESS Papers + AgriculturalIncome Proof (click to learn more)
6) CA Statement + Affidavit of Support
7) FIXED Deposits + (ICICI or RBI or else) Bonds + Private FDs
8) LIC + UTI + PF + PPF + Super -Annuation Papers of your sponsor
9) NSC + Indira Vikas Patra + Kisan Vikas Patra + Share Certificates
10) House Tax Bill(Previous) + Land Papers (If showing agricultural income or immovable) + Factory
Papers (If into mfg)+ Evaluation of Land &/+ House ( to show the value of your immovable)
11) Emails of correspondence with professors of your Univ + SOP + Biodata
12) Degree Certificate / Provisional Degree Certificate /Bonafide Certificate from your College
13) Original Marksheets of your Undergrad, HSC, SSC + Transcripts for your college and for HSC(SSC
transcripts not needed)
14) Attested Photocopies of all the documents(not required, but I believed in being Xtra-Cautious)
15) PASSPORT + VISA Form + 37 mm x 37 mm VISA Photographs, with white background( 2 Nos) +
Drafts( 1. 2115 Rs 2. 3525 Rs. {get Rupee equivalent of a dollar i.e the exchange rate and make drafts
accordingly, at my time the exchange rates were 1$ = 47 Rs, the original amounts are 45$ and 75$} Click
here to know more)

If sponsor is employed then...
Salary Certificate (Latest) and Employment Certificate if sponsor is doing a job. If tax is deducted at the
source by the company, carry the TDS certificate as well.

If sponsor is a businessman then...
Income -Tax Returns of the Company (atleast 2 years).Title / Partnership deed.
Passbook of the business account.
Balance-sheet.
Additional Documents (Not mandatory)
Fund Flow Statement
Jewellery Evaluation
House Evaluation
Land Evaluation

Things to be kept in your mind while preparing the file and all the other document:
§ Take both copies of your I -20m (the School Copy as well as the Student Copy). SIGN both the copies.
§ Carry the original GRE & TOEFL Score reports and produce them when asked for your scores.
§ Carry the Bank Passbook/Bank Statement (Originals) of your sponsor...In Case of a distant Co-Sponsor,
you can carry the photocopies of these documents.
§ Originals of FDs of your main sponsor are required, whereas Photocopies of FDs of Co-Sponsor will
suffice.
§ Take IT return papers of last 2 years.




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§ The VISA photographs are known to the Studio people, so you just go and tell them to get a VISA
photograph. It is a photograph, showing your face closely. It has a white background, and its dimensions
are 37 mm X 37 mm.

FINANCIAL QUERIES

1. What is a Summary Statement?
A - This lists all your assets and their worth in US Dollars and Indian Rupee. This is especially necessary
for the Consulate Office at Mumbai where the officers have openly stated that they dont value CA
Statements.

2. How to show bonds?
A - Again this is something, which the VISA officers ask for provided they are listed in your Summary
Statement. So carry your bonds with you. If you possess too many of them, carry the important ones at
least. In addition to this, carry a summary of all the bonds you have.

3. How to show stocks?
A - Provided you have dematted your shares, you can carry the transaction statements provided by the
institution which has your demat account. Then you neednt carry the physical shares. In case shares are
not dematted, carry some of the important physical shares you possess. In addition to this, you may carry
a summary of the stocks.

4. Is a CA Statement necessary?
A - Not at all necessary for Mumbai Consulate. I know of a few cases where the CA Statement was just
thrown aside by the VISA Officer in Mumbai. I think other Consulates still value CA Statements.

5. Is property evaluation necessary?
A - Its sufficent to simply carry the property papers. Its unlikely that the VISA officers will ask you for
them, but you never know. A formal evaluation from an architect is not necessary at all. Simply list the
worth in the summary statement according to what you think it is but dont quote an exaggerated value.
VISA officers dont give importance to the value of your property as they assume you are not going to sell
off your property to finance your education. It is essential only to indicate that your roots are in India.

6. Is jewellery evaluation necessary?
A - A formal evaluation is not required. Only the approximate worth of the jewellery you own needs to be
listed in the Summary Statement. However, dont exaggerate the amount too much. You can quote
jewellery of about 2.5 to 4 lacs without evaluating. But for showing values larger than that, you need the
evaluation papers. You can get it evaluated from a Jewellery shop, or Govt. approved appraiser.

7. What is a Fund Flow Statement?
A - This statement is not essential. But it will help you in demonstrating to the VISA officer, how you are
going to actually furnish your expenses. It lists the semester wise breakup of the amount required and
what part of your assets will cover for it.

8. Is Affidavit of support required?
A - This is NOT required if your sponsor are your parents (which should be the ideal case). However, if its
not your parents you will need an affidavit of support from your sponsor notarized on a Rs. 20 Stamp
Paper.

9. Who should be the sponsor?
A - Ideally, it should be your parents. Even if you dont have the funds with you, try to borrow funds from
your relatives, friends etc for the bank statements and then you can return the money. The entire amount
borrowed shouldnt be deposited in the bank all of a sudden. It should be in bits and pieces - deposits
ranging from Rs. 10000 to Rs.2,00,000 would be fine. I would also recommend you to often pick some
money in units of 5000 or 10000 to make it appear as if the account is an active one, and all the money
belongs to you.As far as really paying for your education is concerned, you can take a loan or take support
from some other sponsor. But try to show to the officer that you havent taken a loan and no external
person (not even your uncle / aunty) is sponsoring you. It should be your parents only.

10. How to show funds for the finances?
A - The most ideal scenario would be to have the amount equivalent to the first year's expenses in your
savings account and the amount equivalent to your second year's expenses in your fixed deposits and/or
provident funds. Other assets such as property, stocks, bonds will then serve to show that you are well to
do. And it will pose you no problems as far as finances are concerned. However, this is the maximum. The
minumum would be to cover your first year's expenses using your savings and fixed deposits and depend
on your stocks, bonds, jewellery, property etc for your second year. Make sure that you can show that



                                                    13
there is a sufficent amount left even after your second year's expenses so that they dont think that you
will have nothing left after your education. You can arrange for any amount above the minimum specified.

So the simple mathematics is :

Bank Balance
Minimum : One Year's Expenses + 1,00,000 Rs
Maximum : One Year's Expenses x 1.5

Bank Fixed Deposits
Minimum : 3 -> 4 lacs
Maximum : 5 lacs + Gold Ornaments and other Jewellery
Minimum : 2.5 -> 4 lacs ( without evaluation )
Maximum : 5 -> 8 lacs ( with evaluation papers )

Annual Income
Minimum : 20 % of the total expenses of your full period of studies
Maximum : As much as u can show

11. Can I show more than 1 bank account?
A - Yes, you can. No one keeps 10-12 lakhs in a single account. So its ok to split it up into multiple
accounts (say 3). But make sure that your bank statements are issued on the same date. This is just to
avoid the Consulate Officer from thinking that you have simply rotated the same money from one account
to another.

12. What to show - bank statements or passbooks?
A - Show both. Passbooks are absolutely essential - bank statements are optional, but its good to arrange
for it. Both should be issued for a date as recent as possible. Also put a Paper clip onto your passbooks so
that the page having the last entry is readily visible.

13. Which should have more funds? savings acc or fixed deposits?
A - Ideally, the amount should be in savings as indicated above. However, its ok to have an equal amount
in both savings and fixed deposits. But its NOT advisable to keep a small amount (2-3 lakhs) in savings
and the rest in fixed deposits. It would make sense to break your FDs and put the money in your savings.
Its because they directly see the entries in your Passbook as to what is the amount reflected by your
current savings. They interpret the current savings as the money that you have to spend for immediate
expenses. So the bottomline is that whatever your fees be, even if you have full aid, your savings account
should reflect atleast 8 to 10 lacs.

14. How do I cover up the recent Huge Passbook Entries?
A - It is quite natural that none of us have 10 to 15 lacs in our bank accounts(usually!!!). So people get
the money from their friends or relatives and deposit it into their accounts for some days. But then big, fat
deposits at dates closer to the date of your VISA Interview create a doubt in the Officer'smind. As it is
they are well aware that Indian people take money from their relatives and show it as their own. So the
best thing is to have frequent transactions well before the date you have decided to appear for the VISA
Interview.

Besides depositing money, also have frequent withdrawals to show that it is an active account. If getting
money before hand is really a pain, then you can resort to some techniques to patch up the recent, fat
entries in your passbook.

1) Show that you had given this money to some needy relative of yours for some time and that now
needed for your education, it has been taken back. Make a look-like -legal agreement on a notarized
paper(You have to stuff up the notary for this). And when talking about these papers to the VISA Officer,
be bold and confident as if the papers are as legal as your birth Certificate!!!..

2) You can have some documents showing, you had invested in some private firms coz they offer higher
rates of interest as compared to the banks. You can get some of your father's friends, who have a
company/firm of their own, to agree to make such a document. Remember to give a copy of the Receipts
to the person who issued them, as well..(just being extra cautious..they wont call up..but just in case)..

15. What about the drafts that I am supposed to carry along with to the Consulate?
A- You are supposed to carry two drafts with you to the Consulate. All the drafts are to be issued in Indian
rupee equivalent of the fees. The first draft is the VISA Application fees and the original amount is 45 US$,
and the second draft is the VISA issuance fees and the original amount is 75 US $. The drafts or the pay
orders have to be issued by any nationalised bank....Co-operative banks wont do. The drafts have to be



                                                     14
addressed to " American Consulate General". They should be payable at the city you are appearing for
your interview, I mean if you are appearing at the Mumbai Consul, it should be payable at Mumbai. Write
your name and address and passport number behind the drafts. Also carry the counterfoils of your drafts,
just in case the officers suspect the genuinity of your drafts!!!!

VISA FORM
You are supposed to submit the VISA Form along with your passport and I-20 as soon as you enter the
Consulate. You have to be very careful while filling out the VISA Form, because apart some info the other
info entered by you is entered in their database or is used to check for your entries. The security guards at
the Consulate provide you with the VISA form. So you can fill it up at that time while standing in the
queue, but it is so illegible, that you have to have an idea as to what you are filling up. So its better to get
this form, if you are not allowed you can always put this as a reference and fill up the small one that they
provide. Stick your 37 mm X 37 mm VISA Photograph at the space provide on Page 2 of the Visa Form.

                          A detailed Review of each section of the VISA Form

Question # 1 to 8.
As per your details

Question # 9: Address:
You neednot fill up the complete address,(as it is the space provided is less too). Just fill in the basic parts
as Appt No., City, State, Country.
Question # 10: NAME and Street Address of Present Employer or School
If you are working at some place, fill up the address of the employer (just the basic parts as in above
question). If you are doing some course at a Computer Institute, print the name of theInstitute as well as
its short address. If you are in your final year, or are awaiting your result, you can write down the name
of your college and its address.

Question # 11 to 20:
As per your details

Question # 22: Do you intend to work in US?
A Tricky question !! Even if you have a TA/RA , or you will be legally working for 20 hours/week, still write
down "NO".

Question # 23: Do you intend to study in US?
What else??!!!! Check "YES" and write down the name of your univ andshort address of your univ.

Question # 24: Present Occupation
If you are working somewhere, mention that. If you are studying at some Computer Institute, then
mention that ..like..(DCA or PGDCA or JAVA Spl).

Question # 25: Who will furnish financial support including air tickets?
"Family Funds" is the answer. Even if you have aid, dont go around to thinkfor it coz, they arent bothered
by this section ..avoid lots of cluttering in the VISA Form ;).If you have an aid, you can mention that at
the back of the form, where you also are asked to write down your TOEFL & GRE Scores.

Question # 26: At what address will you be staying in the US?
"On Campus" at " Your University Name" . Because you dont actually know whee you might stay, so this is
the answer.

Question # 27: What is the purpose of your visit?
"Educational" or "Higher Education" or "Higher Studies"

Question # 28: When do you intend to arrive in the US?
Mention any date some 15 to 20 days ahead of your Orientation date. This isnt important really. Any date
after the date of your VISA Appearance will do.

Question # 29: How long do you intend to stay in the US?
If your I-20 says 2-3 years for MS, write down "2 years". IF you are going for PhD and your I-20 says 3-5
years, write down "3 years".

Question # 30 to 32:
As per your details. Be truthful in this sections. That wont stand against you, but just in case your file is
examined, and your details found crossed, you might land in trouble. IT is always good to be truthful
in these sections.



                                                      15
Question # 33: Cities you have been living at for the past five years
List the cities from the recent one, and the time you have been staying there.

Question # 34:Various questions
Without reading what they hold, just check "NO" in all the boxes.

Question # 35: Name, Signature, Date, Place
As per your details.

VISA Queries
1. How many universities did you apply to?
This is a very basic question, but linked to this is the second question that is shot at you.

2. How many admits/ rejects?
As explained in the above question, both of these are interlinked. Now if you applied to 4, were accepted
in 1 and got 3 rejects..you dont have to be Mr. TRUTH. So put it as applied to 4, got 1, awaiting 2, 1
reject or applied to 4, got 1, awaiting 3.But then you have to state as in Question 3. that this was
supposed to be your first choice anyhow, so even if you would have had the admit letters from any of the
other 3, you would certainly have gone for this one. But if you are one of those type who offered to 1 and
got just 1, dont go about saying that!!! Say you applied to 4 ,got 1, awaiting 3..put up the other univ's
names;-) coz they think that someone who has applied to just one univ isnt really serious about his
admissions and so isn’t interested in educational purpose..which means a direct reject. If you applied to
11, got from just one..better say that you applied to just 4 or 5, and one reject, one admit and rest
awaited. Many a times its better not to carry the reject letters, though some people advise so, but the
thing is some univs reject on totally baseless matters..eg. I was accepted by Univ of Maryland, College
Park..but I was rejected by Univ of Texas, Dallas. I passed my BE in EC wiht 72%, now UTD sent me a
rejection letter stating that I dint meet their academic requirements". Well they admitted people with 60%
marks. So now If i carried that letter with me, though my acads were great, the letter would have created
a negative impression in the mind of the interviewing officer. So you are the best judge as to if the
rejection letter will do you good/bad. Its never gonna do good, beleive me :-P.

3. What was your first choice?
The answer to this question also is dependant on the earlier one.

4. What is your GRE/TOEFL score?
As per your details. But always try to speak out the better score first. Like if you have a good TOEFL score
,say 630, and a GRE of 1750, speak out your TOEFL first and then GRE. Usually people think, they can go
and lead them by answering long and sweet, like if asked for scores, the long answer might be : "Sir, I
took my Computer based TOEFL and scored 270 at it, while I took the GRE and scored 800 in
Quantitative, 710 in Analytical and 430 in Verbal". Well this can heat up the officer. He/She might feel you
are taking him for ride ..even if you are not. So keep it short. So let the answer be : " TOEFL 270, GRE :
1940". Thats it!!..as much as he asked for. Makes his job easier and so he doesnt get pissed off at any of
your leading behaviours.

5. What are your grades like?
Spell it out as it has been at your university. Say "Sir, We have a percentage system, and i scored xx%
overall" IF your final year marks excel the other sems marks, spell that one out, coz usually in some
universities, they look at the final year marks to grade the student in the Certificate.When later asked as
to why u said XX% whereas the total marks of all your marksheets add up to XX-5/10% then clarify
yourself...(They wont always go checking all your marksheets, but then you werent lying)

6. Which was your undergraduate college?
As per your details.

7. What was your bachelor's degree in?
As per your details.

8. What is the purpose of your trip?
MS in CS/Telecommunications/EE...whatever or PhD in MEch/

9. Which university are you planning to go to?
The University of your choice and the univ you want the VISA for.

10.Who is planning to sponsor you?




                                                      16
As mentioned in your I-20. If you have a scholarship, say that. Else in case the I-20 says "Family funds"
say that, and you may add that sir, my father and my mother are supporting me for my higher education.

11.Why do you plan to do MS?
Say that you felt that higher qualifications give a better place, a better standard in today's competitive
world. You felt that you have a good know -how of your field, but a bit more technical knowledge in "the
field you are going for MS in" will serve you greatly, when you come back here and join the industry of
your choice.

12.Why do you wish to study in the US and not in India?
The courses in the field I am interested in are not being offered (or very few institutions offer such
courses). In addition to that the research going on is something I would like to be associated with. (Speak
about the facilities as well). Talk about a few researches being conducted in that field. Technical words
work out when other things dont.

13. Why did u select this University?
This question can be best answered when you do a bit of homework about you university. Browse the
Webpage of the University, visit the pages of the professors, go through thier projects. Now remember
some of the key words, like the project a professor X is working on. Mention something about the project
if the officer is listening and is giving you time to explain. When you do such things, they think that you
are pretty serious about your studies and are really into it. Well, some people believe in mentioning about
hte rank of the university, or the student to faculty ratio..well these all things dont affect how you are
interested in it. You can say all these stuff such as rank and all, but you have to state what interested you
and it should be something about research or academics. You can also show letters of correspondence
with your University professors. If you dont have those, build some..

MY answer to this question:
"Sir, the first and foremost factor for selecting this university was the course being offered. Telecom at
UMCP is a cross-disciplinary course. Besides technical knowledge, this course also enhances the
managerial skills which is the demand of the present-day telecom industry. So while the professors from
Computer and Electricaldepartment will be teaching me Signal Processing, Encoding, Communication
techniques, Networking ..at the same time the experts from School of Public Affairs will be imparting me
knowledge of Present day competition in Telecom industry, staff management and resource
management."

IF time permitted, I would have added: "Sir, UMCP is located within Baltimore-Washington DC area, one
of the greatest concentrations of research facilities and intellectual talent in the nation. "Library of
Congress", "the National Archives" and "the Smithsonian Institute" are some of the biggest research
institutes and libraries which the students will enjoy having frequent interactions with. What else could a
Student ask for??"

14. Your passbooks show that a large amount of money has recently been deposited. How
would you explain that?
(NOBODY keeps huge sums of money in their savings account, so relax! If you have borrowed the money
here is what you could do Its quite likely that in the past you may have received huge sums of money like
selling of some property, retirement of parents etc so u could say something like) In year X we had
received Rs. T and instead of depositing the amount in a bank at a low interest rate, we invested it in
other sources which gave us high interest rates or we gave it to our needy friends. Now we have taken
this money back to finance my education. (Of course its really dicey to answer this question, but if you are
confident you shouldnt have a problem. If you have some proof of receiving a huge sum of money some
years back, make sure you carry it)

You can also say that you had private FDs , i.e you invested in private firms coz they provide higher
interest rates (say out figures like 16% per annum0 as compared to the mere 9% of banks. Click here for
Private FDs Receipt. You can show this receipt and say that now you encashed that amount, coz you
needed it for your educational purposes.

15. What does your father do?What if my dad has taken the VR?
Well this does have a specific reply, but then you can put it as "Sir, My father is working with a German
collaborated company for the past 25 years as a Manager in XYZ department. The long reply helps over
here. If your father has taken a voluntary retirement, dont mention that he has retired. Well there are two
approaches to this. One, say that your father worked with this company for the last 30 years and now has
his own consultancy dealing with(insert some financial or technical terms). Two, Say that your father
worked as Asst Mgr./Mgr./GM with some company for the past 25 years, took a VR and now has a
consultancy of his own. Never show him to be idle, coz that means your income has drastically reduced
and works as a negative point. Stating about the VR often helps coz then you can assure him that most of



                                                     17
the money you have shown is yours coz usually people get huge amounts on taking a VR. So that does
help on the financial grounds.

16. Does any of your relative stay in the US?
The answers to this vary from person to person. The two basic replies being: Either "YES" or "NO". But I
believe that you be truthful at this instance. I have seen many people who have been true and weren’t
affected by that. In fact at an USEFI seminar, addressed by the Consulate Officer.. it was said by the
officer himself that," We know that most of the student will end up staying there after completing their
studies, but atleast we can do our part of skimming them. We can atleast play the part of sieving across
the deserving people and not every pedestrian." This means that they evaluate you on the basis of your
merits and not by what the person staying abroad is going to do for you. And the financial part is because
they want to be assured that you can atleast go through your studies fully. It just happens that many a
times, they check your file based on details provided in your passport, and if they do apprehend you
lying, that might spell trouble. So, I think telling the truth is the best thing. If your uncle or cousin or
distant aunt stays there, you dont have to say "YES" coz that doesnt matter. All that matters is your
immediate relatives ..i.e own brother, sister , father or mother.

17. Your brother/sister is studying there too. How will your parents support both of you?
Now, you have your chance of taking the officer for a ride here. Even if your brother/sister does not have
an aid/scholarship, you can say he got a TA/RA there and so he need not be supported by the family any
more for his educational expenses.

18.Why is your GRE score low ? (or any section score low)
This is the most preffered answer.I answered the first few questions incorrectly and I couldnt improve my
score later even after performing well later. (Low = <1800 Otherwise you can say that you think your
score is average and on the basis of that the university has given you the admission). You can also
mention that "This score is considered to be ideal for the Engineers(if you are one) or according to what
you are. You can always build up a story , saying that the GRE Score interpretor sheet says that. Such as
Engineers dont need to have an extra ordinary VERBAL Score, If the toher sections complement it, you
can show that the other sections are stressed upon by universities while selection for admission(Say this
only when you think the situation is getting tense). If you have a low VERBAL score, but a good TOEFL
score, you can always say that "Please look at my TOEFL score Sir, I have done well at that". Besides GRE
is just one of the many aspects that the universities look at for admission(Say this line only when you
think you are drowning).

19. What are you plans after Graduation?
Be really well prepared for this question. This answer is not fool proof, but its you who can make it seem
so. The basic things are:
Your field is what you will pursue
Your field is on a roll in INDIA
Your field has great opportunities
You get those opportunities even now
You get better opportunities once you do your MS
Show foreign companies coming to INDIA investing in your field
State some technical words expressing the advancements in your field
Make it seem, this field wont go ahead without guys like you ;)

Here is what I prepared as an answer to his question:

"Sir, I plan to go to University of Maryland,College Park, to do my MS in TELECOMMUNICATIONS. Telecom
industry is booming today in INDIA. Various US companies like HUGHES, Orange, AT&T, Hutchison.. are
investing huge amounts of research funds and are looking forward to launch advanced Telecommunication
methods in INDIA. Besides them, various Indian Telecom Giants like RELIANCE TELECOM, Bharti Telecom,
VSNL are also investing in behemoth amounts into this arena. Sir, as it is I beleive that better technical
knowledge will help me to achieve greater heights in this field, having deepened my technical knowledge
after completing my higher studies, I wish to get into this seemingly vast arena of Indian Telecom
Industry"

I was also selected by RELIANCE TELECOM , so i took the letter along with me, and would have surely
shown them that if i would have seen that they werent impressed by my answer and would have added"
Sir, as it is I was selected by an INDIAN Telecom Giant, but sir, deeper technical knowledge would surely
enable me get better results in the competitive field, and I have seen that there is a dearth of persons
with greater technical know-how in this field, and whosoever has it will be benefitted highly. So I wish to
complete my MS and strengthen my technical know-how and grasp the opportunity"

20. Why are you changing your stream?



                                                    18
This generally occurs coz people having done their BE in Civil go on to pursue MS in CS. I am giving this
reply specifically for transfer to CS stream, coz i dont think anyone from CS would be going to Mech
;).This is easy to get through. You can say either of the points: Sir, during my third semester, when I was
introduced to programming languages, I had a great exposure to computers. I gradually developed a
liking for it and wished to deepen my knowledge in it. I mastered a number of languages on my own, and
am also into Web Designing and software debugging(push in technical words). I always had it in my mind,
that once I strengthen myself in my field, I will go on to enhance my skills in the field of Computers. There
were a vast number of options available, viz. CS, CN, CE but I chose CS as I had esteem interest in
Software and its working Always try to show that you have an interest for that subject. Never project that
you are taking this up coz the market is strong. This is coz you are changing your stream, they might end
up thinking that you just used your BE to get to this stage and that u dint do that on interest..they'll think
you are fickle minded. Show that you do everything with your interest , you even did your BE in Civil or
any other field coz you had interest in it, and now CS is your interest too.

21. What is your father's annual income?
This question often decides your ability to pay for your expenses. They think that money can be put into
banks, but annual income is a proof which they heavily rely upon to decide the student's parents capability
to spend for his educational expenses. Whatever the officer asks. 1) What is your father's annual income?
2). What is your family's annual income?..The moment the words 'Annual Income" creeps in, state your
complete family annual income, i.e if your mother is also an earning member, if you have agricultural
income, if you ahve rental income plus the interests and dividends...State all of them together. Dont
commit the blunder of stating just your father's income. Many a times it hampers your chances if it seems
low to them. Obviously a sum of mother's income , your father's income, agricultural(if u have), ental will
be more than a single one. And if they ask for the IT returns , hand over both of your parent's return
statements, plus the agricultural papers plus the rental receipt(duplicate) at a time. And if he/she just
argues(usually they dont) that you were asked about your father's income..then say" Sir, MY family is
sponsoring me. Alongwith my father my mother is also an earning member and an income tax payee.
Family funds is what the I-20 states, and so my family including my father and mother(opt brother, if u
have one earning) are sponsoring me and here are their statements and proofs of other modes of income.

22.You look like Potential immigrants OR I dont think you will come back to India
This is a real tricky question. Many get blue when they hear this and lose their senses as how to tackle
this question. Stay calm and think what all you can say like :"I am from a very well-to do family and
money is not at all essential for me. I stand to inherit a lot from my parents (say this if u have lots of
property) so staying and working in the US is not a criteria at all. The only thing i lack is this Masters (or
whatever degree) which will make me a better software professional. As far as opportunity is concerned,
because of the recession most of the US Companies are turning to the Indian companies for their software
solutions. Most of the Indian companies have tie-ups with the US Companies (give some examples). So I
am certain that with my degree I will get an equivalent opportunity and pay packet in India.

The Most important Factor
Let me tell you something. The most important factor is "CONFIDENCE". Nothing can depose that.
Whatever the answer be, if you are confident and show that you arent nervous a bit, that will really help
you get through. Complete Documents, Convincing Skills, Confidence and Present mindedness is what you
have to invest. These are the keys to getting through the interview successfully. Many do get through coz
of sheer luck, when some of the casual officers just seem to be in a hurry to get through with the troop of
VISA aspirants facing their counter.

But then I believe that your parents do all the job of putting together all the financial documents and stuff.
The only thing you need to do is to put a confident self of yours over there. Its not that All the questions i
have put here are the only ones, they might come up with any other alien stuff. But then present
mindedness and spontaniety is what helps under those situations. You have to be prepared with an
answer the moment he shoots a question at you. Dont make a face as if you just committed a sin. Hand
over the documents and look at him. Remember , all your documents are as genuine as your Birth -
Certificate;).

                                     PROCEDURE AT THE CONSULATE

1.Arrival at the Consulate:

Some people think that arriving at the consulate early helps while others say it seldom matters. I think
arriving early is better. But you dont have to go there at 0200 hours. Well, I couldnt sleep the night
earlier, so I reached the consulate at 0300 hours. But believe me people start to flow in at around 0430
hours.So its better to reach in at that time. You are allowed entry till 11 am. You can go as early as 5-6am
and sit in the Raj Pavilion. The line will start only by 0730 hours .If you go in after 0630 hours, its possible
that the seating area is full, and you will have to stand for almost 2 hours. And on top of it, if it rains



                                                      19
then..... However, you can also go at around 0745 hours. There will be a HUGE line in front of you but
atleast the line will be moving.

And believe me, everything inside is randomized. If you are lucky enough, you can walk in at 1030 hours
and have your interview done by 1100 hours whereas there could be some guy who came at 0500 hours,
waited 3 hours, was one of the first to enter the Consulate Office, and he could possibly have his interview
at 1400 hours! So its your call!
Tip !!!
Going a bit early helps, coz then 1)you get the chair to sit. 2)You get acquainted to the atmosphere there
3)Your nervousness eases out 4) You get to talk to the person next to you, and you always get to learn
something new Carry an umbrella with you. Rain-God is unpredictable :P2. Things to check for while you
are in the queue: While you are standing in the queue, or sitting in the RAJ Pavilion, go through your file
and check the documents within, as to where you have placed a particular thing and if you remember its
location.
Tip !!!
This is a list of what to check for:
Check that you have filled your VISA form and signed it
Check that You have signed both the copies of your I-20(though they take in the School copy only)
Check that you have both the drafts (45$ equivalent and 75$ equivalent @47 equals 2115/- and 3525/-)
Check that you have written your NAME, ADDRESS , PHONE NUMBER behind both the drafts.
Carry the counterfoils of the drafts as well, coz many a times the guy accepting the fees doubts the
genuinity of the drafts in case of an unheard name of the bank.

3. The ambience and Raj Pavilion(Mumbai US Consulate specific) Raj Pavilion is barely a hundred paces
away from the Consulate office. Its quite a fanciful name for a shed covering a pavement with a row of
chairs aligned. Yes, its just a part of a pavement covered by a shed. Chairs are arranged as 100 Rows, 4
Columns. If you reach early you get to sit, or you have to stand out in the open in a queue.At the Raj
Pavilion at about 0630 hours, the security people standing there, ask you to show your passport and
drafts. Then they ask all the parents and accompanies to leave the pavilion.

4. Getting into the Consulate
At about 0730 hours, a mini bus arrives, courtesy RAJ TRAVELS and the students are asked to move in.
The bus carries that batch to the main gates of the consulate. But later batches are usually asked to walk
to the main gates. At the main gates you are supposed to stand in a line, and you have to show your
passport, i-20 and draft to the guard of the consulate who asks you to take them out in your hand before
you enter. The line starts moving in through the big doors of the consulate. Next you are frisked by the
security guard.
Tip!!!
Folders with metal zips arent allowed, so better dont carry them. Jewellery, lighters, tobacco preps,
weapons of any kinds are not allowed inside the consulate. You cant even carry a leather bag I heard.
Polythene bags are the best opt.

5. The steps
Once inside the main hall, after the security check is over you are supposed to stand in a line which
directly faces the Counters # 1 and 2, where you are supposed to submit your PASSPORT, I-20 and VISA
FORM. You are given a token, which you carry with you all the time, till you pay your VISA issuance fees.
You are also asked to write down your scores either on the back of the VISA Form or on the second half of
the token, that they keep with themselves.
Tip!!!
Write the score that is comparatively higher than the other first. Also dont forget to mention any other
achievement, such as working for an Indian Govt. Org, or RANKED Student, or achieved international
scholarship etc. From here, you have to move diagonally across the room to Counters # 13 and 14, either
of where you are supposed to pay your initial fees, VISA Application fees. Give your draft(2115 Rs rupee
equivalent of 45 $)to the person over there, you also have to show your pink token here. He gives you
two receipts One Yellow, the second white. Keep them close to ur heart.

6. The Eternal Wait
After having paid your fees, you come to the front. and sit in the chairs aligned in front of the counters
5,6,7,8,9. These counters are in the same line as that of Counters # 1 & 2. The proceedings usually start
at about 0800 or 0830 hours. But many a times it is delayed. The function of the counters is all
randomized. But usually Counter # 3,4,5,6,7,8 are used for student visas. Either of these, not all. Some of
the unused counters from this lot as well as other counters are used for Non -Immigrant applicants, Visitor
visas and Immigrants too. You have to wait for the announcements to start. You can clearly see the
officers sitting at the counters behind the glass.
Tip!!!




                                                    20
Your token has a number printed on it.Memorize that number. The calls for student visas are made by the
Americans themselves.
They call out the token numbers in batches of 10 and ask them to come to a window.
The calls are made as "For Student VISAS, Token # 106, 525, 445,108,110, 565, 446,526,112,113..
please come to the counter # 5") It doesnot usually occur, but it does at certain times...Two of the
officers call out simultaneously..well its your job then to pay attention to your number being called out.
But dont fret or panic, bcoz if you happen to miss out your number once, they call it a second time, and
even after your batch is over and you dont turn up, they announce it as : "This is the final call for token #
101"..Well thats it, if you dont turn up now, they wont oblige again !!!!..so be attentive, (the VISA office is
a good place to be in ;) , but the interview should be your first preference ...hehe). 7. Its your turn !!!!
If you hear your number being called out, its your turn. Listen to
the counter number you are asked to appear at, and reach there. If you arent the first one to reach the
counter, you probably might be in a queue. Let Confidence flow. The Interviewing officers keep an eye on
even the students standing in the queue.
Tip !!!
Suppose the guy ahead of you is being interviewed..and he has been rejected..and is still standing there
trying to convince the officer ..and the officer signals you to come into the cabin..dont just barge in and
push the other guy..that creates a negative impresion.. Stay your footage..till the guy is asked to move
out by the officer and he asks you to come in aggressively. Be mannered...that helps.

8. The Interview !!!
Now once you have prepared yourself, you shouldnt have much trouble with the interview. The only point
is convincing the officer that you are reutrning back and that your only motto of this trip abroad is
STUDIES.
After the interview, if the officer is convinced, he/she will take your token and write F1 on it ...else if
he/she isnt convinced, you will be handed back your passport with a VISA rejected seal on a page. If you
arent granted the VISA, dont just shriek or sob out yourself, gather yourself and ask the officer as to what
ws wrong with you..You can ask for the reason for being rejected..Be modest.
Tip !!!
Be modest and humble.... Never ever hurt the ego of the officer.

9. Got the VISA!! Yoohoo..now what??
The officer wrote F1 on your pink token?? Thats great...Now move towards the counter# 13 and 14, to
pay the second draft of 3525 (original conversion of USD 75).
Tip!!!
Dont forget to collect your I-20 from the officer who interviewed you. Pay your fees and collect the
receipts, keep them carefully. You will be asked to come back at about 1500 hours to collect your passport
with the VISA stamped on it.

10. Collecting you Passport
The line builds up much before 1500. I reached the Consulate at 1500 hours to find that I had to stand in
a queue comprising of about 500 people. Dont fret...the line moves pretty fast..very fast ..I had my
passport in my hand withing 35 mins...
Tip!!!
Dont entertain the touts offering you a place ahead in the queue for some hundred bucks, coz the you will
be at that position within the next few mins.. While collecting the VISA, you have to hand over the
receipts(the yellow ones), and you will be given your passport with the VISA stamped on it. The ladies at
the counter are very fast..they will ask you to step away from the window to allow the next person.
Tip !!!
Be quick as you receive your passport, have a look at the VISA page to verify if your name is spelled
correctly, if your birthdate and other details are correct.. If you find any corrections to be made, approach
them immediately..you wont probably be asked to stand in the queue again to submit your passport. You
have to come the next day to get the rectified VISA stamped.

                                           *****************




                                                      21
                                          CHENNAI (Madras)
Residents and holders of Passports issued by the regional passport offices of the southern states of Andhra
 Pradesh, Kerala, Tamil Nadu, Karnataka, Lakshadweep Islands and Pondicherry should attend for f1-visa
                                         interview or contact at:

                                        The U.S. Consulate General
                                               Mount Road
                                             Chennai 600006
                                          Phone: 044-28112000
                                           Fax: 044-28112020

                                The Consular Office Hours of operation:
                      Non-immigrant visa services 8:15 a.m. - 5 p.m., Monday-Friday


Required Documents for F1 Visa:

They can be classified as follows.

A. Consulate Documents.
B. US University Documents.
C. Qualifying Test Documents.
C. Educational Documents.
D. Proof of Funds Documents.

***********************************
A. Consulate Documents:

1. Copy of Web appointment (TTS).
2. Form DS-156. (Can be downloaded and printed back-to-back (Both sides on a single paper or sheet).
Download it from: http://travel.state.gov/DS-0156.pdf
3. Form DS-157 (Only for all male applicants in the age group of 16 to 45 years)(Not required for Female
applicants)Download it from: http://travel.state.gov/DS-0157.pdf
4. Form DS-158 (for applicants seeking visas in F category) Download it from: http://travel.state.gov/DS-
0158.pdf
[Note: You can fill the above forms in your own handwriting or if you are using Adobe
Acrobat reader 5.0, you can directly type in the form (except a few columns) and take
printouts directly]
5. One Demand Draft from the for Rs.4,600/- as mentioned below.
6. One Photo 50mm X 50mm (or 2inches x 2 inches Square) on form DS-156. (Photo
Guidelines are given below within this section. Kindly follow them as described.)
7. Passport - Each applicant must possess an individual passport valid for travel to the
U.S. with a validity date at least six months beyond the intended period of stay;
--------------------------------------------------------------------------------
Banks to take DD's (For Chennai consulate Applicants Only):
The following is a list of nationalized or foreign banks with a branch in Chennai from which the U.S.
Consulate General in Chennai will accept Demand Drafts (current as of October 2003):

                ABN AMRO Bank                                               Honkong Bank
            American Express Bank                                             ICICI Bank
                  Andhra Bank                                                 IDBI Bank
                Allahabad Bank                                               Indian Bank
                Bank of America                                         Indian Overseas Bank
            Bank of Bikaner & Jaipur                                       Karnataka Bank
                  Bank of India                                           Lakshmivilas Bank
              Bank of Maharashtra                                    Oriental Bank of Commerce
                Bank of Muscat                                          Punjab National Bank
             Bharat Overseas Bank                                      Reserve Bank Of India
           Bank of Tokyo & Mitsubishi                                 Standard Chartered Bank
                   BNP Paribas                                        State Bank of Hyderabad
                  Central Bank                                            State Bank of India
                  Canara Bank                                            State Bank of Indore
                    Citibank                                            State Bank of Mysore
                 Duetsche Bank                                        State Bank of Travancore
               Global Trust Bank                                            Syndicate Bank
                   HDFC Bank                                          Tamilnad Mercantile Bank



                                                    22
       Tamilnadu state apex co-op Bank                                         UCO Bank
         The Jammu & Kashmir Bank                                              UTI Bank
              The Federal Bank                                                Vijaya Bank

Demand Draft Details:
Visa fees are as follows:
1) Non-immigrant visa application fee (non-refundable) Rs. 4600/-
2) Courier fee: Rs. 400 (Courier fees may be paid in cash or via a demand draft favoring "T.T. Services" to
be paid on the day of appointment at the TT Services counter located at the Embassy.)
One Demand Draft/Bank Draft/Pay Order/Bank Managers Check taken for the following amount from any
Nationalized Banks and Local Branches of Foreign Banks. DD's drawn on Co-operative Banks are not
accepted. DD specifications for Chennai is as follows.
4. Chennai:
One DD on "American Consulate General, Chennai." Payable in Chenn ai for the amounts of Rs.4,600/-
Important: Please write your complete name and passport number on the back of each draft.
-----------------------------------------------------------------------------------
B. US University Documents:

1. Offer letter from university or Acceptance letter from university.
2. SEVIS generated i-20 form from US University.
3. Any special letter of Aid or Funding.
4. Any useful correspondence with university officials or department officials or professors, in the form of
mails or snail mails. If emails take printouts of the same. When VO asks for them, present them.

Regarding i-20's read the following:
(As of January 30, 2003 all new forms I-20 issued on or after that date must be SEVIS compatible
documents. First time students will be able to enter the U.S. with non-SEVIS documents issued prior to
January 30, 2003. All continuing students must present a SEVIS-generated form I-20, if they are applying
for a visa after January 30, 2003. These new forms are printed on a single sheet of paper and will have a
large black bar code down the top right hand side of the form.) Note: If a student receives More than one
i-20, he/she should take all the received i-20's to visa interview. If the visa officer asks for the proof of
more i-20's then you can show them to VO. But unless the VO asks for them don't show. Just keep them
with you. And also remember that VO will be knowing about all your admissions (If I-20 was ever issued)

******************************************
C. Qualifying Test Documents:
Original Score Reports of
1. TOEFL
2. GRE/GMAT

******************************************

D. Educational Documents:
1. Original Degree of Graduation or any other available highest degree as per the specifications applicable
to individual cases. (What if Degree certificate is not available? kindly follow the following FAQ available
with Chennai consulate web-site.

Q. What if I have not yet received my degree certificate?
A. Yes - you may still apply, but please be sure to include your Individual and consolidated mark Sheets
and provisional certificate along with Course Completion Certificate duly signed and stamped with college
seal by principal.)
2. Intermediate or (10+2 exam) original certificates or as applicable to your case.
3. SSC / CBSE - (+10th standard) original certificates or as applicable to your case.
4. Original Degree Consolidated marks list (if available and applicable to your case.) along with all
semester/year marks lists, which is now became mandatory.

*****************************************************************

E. Proof of Funds Documents:
1. Proof of ability to finance the education
A. Scholarship letters,
B. Bank letters,
C. Salary slips of parents and other sponsors if any,
D. IT returns for last 2-3 years etc of parents and other sponsors if any.
E. Rental receipts of own shops or buildings if any with revenue stamps.
F. Sponsors Business P/L Account duly certified by a CA if sponsor is a businessman.



                                                     23
G. Pension Papers - if sponsor is retired.
H. 6 months of Bank records - i.e. Bank transaction statements. Or Bank Passbooks of
sponsors. (At times VO ask for more than 6 months also.)
I. Chartered Accountant Statement of Monetary worthiness of the sponsors.
J. Affidavit of supports by sponsors and student separately.
K. Loan approval letters (if you want to show loans.) Regarding loans kindly look into
FAQ's given below.

Note: As a matter of fact you need to show the funds available with you through liquid cash,
liquid assets and properties and other immovable assets and annual income.

1. Liquid Cash
The Bank in which the sponsor is having an account on bank's letterhead and duly stamped along with a
seal can certify this. It can be supported by 6 months Bank statements or Pass books whatever available
with Bank. Your sponsors bank account should contain cash for first year funds of university fee +Living
expenses + insurance + misc expenses + airfares to USA and + Reserve cash funds for second year.
Generally it will be between 20-25 lakhs and sometimes up to 30-35 lakhs depending upon the university
expenses (Tuition + Living expenses as mentioned for 9-12 months on I-20 for the length of study as
mentioned in I-20 ranging from 24 months to 39 months)

If it's for 24 months you have to show availability of liquid funds for 24 months. If the normal length of
course is for 36 months, then you have to show availability of funds for all three years, even you know
course is for 24 months. So a lot depends upon what your I-20 is mentioning. Liquid funds also covers any
Fixed deposits + Bonds + Shares + NSC + Mutual funds +Gold + Jewellery etc. In fact it's better to
show Fixed deposits in our opinion. They carry much weight. For everything you intend to show get
a latest valuation certificates basing on which CA will be giving his certificate. If you are showing Gold and
Jewellery, you should produce their valuation from a Government approved official valuer, along with a
declaration of possession of Gold and jewellery by the sponsorer. But remember in recent times Gold and
jewellery has lost its shine in visa processing, as many a times VO's commenting that they don't think
parents or sponsorers will sell of their Gold and other valuables for the sake of their wards education. So
be careful, while showing Gold and Jewellery. Try to show it only as an asset but not as a means of
funding for college expenses and fees.

So from bank you need to produce:
A. Bank Letter stating the funds available with sponsors accounts and how much it will be
equivalent in US$.
B. Fixed Deposits Original certificates.
C. 6 months or more Bank Transaction statements and Pass Books and any other related
documents.

2. Properties:
There's no uniformity in these issues. Generally it should be around 70-80 lakhs or more. These may be
Buildings, plots, flats, shops, agricultural fields, farm houses etc immovable property in any form if you
are able to justify. All these should be evaluated and certified by a CE - Chartered Engineer or Tehsil or
concerned metro/revenue officials etc to give their certificate of opinion on the value of these immovable
assets.

3. CA statement:
A CA - Chartered Accountant will give his certificate of Monetary worthiness of sponsors basing on the
documents he is having related to sponsor. His certificate mentions all the Cash, liquid assets and
immovable assets available with the sponsor, which can be available for immediate use for the applicants
study in USA.

                                 DETAILED VISA PHOTO GUIDELINES
                                  (with effect from March 17, 2003.)
                                New F1-Visa Photograph Requirements:

The photograph format required for the nonimmigrant visa has changed. This new format is similar to that
required for U.S. passport processing. Submit your Nonimmigrant Visa Application, DS-156 with the new
photo format, as explained below. The photograph for each visa applicant must be an un-mounted, full-
face photo, as described below

1. The photograph must have been taken within the last six months
2. One (1) photograph must be submitted stapled or glued to the application DS-156.
3. Photo Size - The photo for each visa applicant submitted must measure: 2 by 2 inches (roughly 50 mm square)
with the head centered in the frame. The head (measured from the top of the hair to the bottom of the chin)



                                                     24
should measure between 1 inch to 1 3/8 inches (25 mm to 35 mm) with the eye level between 1 1/8 inch to 1 3/8
inches (28 mm and 35 mm) from the bottom of the photo
4. Photo Appearance - Photos should be printed without borders. The photograph must be a full-face view in which
the visa applicant is facing the camera directly.
The applicant should not look down or to either side, and the face should cover about 50 percent of the photo area.
Side or angled views are NOT accepted.
5. The photograph may be in color or black and white, but must have only a white or off-white background. Photos
with dark, busy, or patterned backgrounds will not be accepted. In general, the applicant's head, including both
face and hair, should be shown from the crown of the head to the tip of the chin on top and bottom and from
hairline side-to-side. It is preferable that ears be exposed.
6. Head coverings and hats are only acceptable due to religious beliefs, and even then,
may not cover any portion of the applicant's face.
7. Sunglasses or other wear, which detracts from the face, are not acceptable unless required for medical reasons
(an eye patch, for example).
8. A photograph depicting a person wearing a traditional facemask or veil that does not permit adequate
identification is not acceptable.
9. Photos of military, airline, or other personnel wearing hats are not acceptable. Photographs of applicants
wearing tribal, national costume, or other headgear not specifically religious in nature are not acceptable.
10. Digital Photos - Digitally reproduced photographs must be reproduced without discernible pixels or dot
patterns. Photocopied photographs are NOT accepted.
11. Attaching the Photo to the DS-156 - Staple or glue the one photograph to the DS-156 in the designated space.
If the photograph is stapled, staples should be placed as far away as possible from the applicant's face.
12. Do not enclose photographs in glassine or other types of envelopes. The photograph must be stapled or glued
properly to the DS- 156 in the designated space.


Interview Preparation:

Many applicants will be missing a beat or two at the thought of Visa Interview. Its like sudden rise in adrenaline
levels, exciting, bewildering and intimidating. So we thought of sharing some tips on interviews so that the whole
affair can be carried away with a sense of peace. Remember that there is no substitute for preparation. So prepare
well for all aspects of the interview.

Preparing for the Interview:
* Go through respective consulate web site to know more about the rules and other happenings, go through FAQ of
F1 student visa.

* Everything a student wants to know about F1 visa is readily available in the consulate web sites. Try to see and
understand every link in the site, so that you will get 1st hand information about everything, which will increase
your comfortable level and confidence.

* Try to understand what the Visa Officer (VO) is expecting from you folks, in order to issue F1-Visa for you.

* US consulate is your first chance of meeting the US officials on your way to USA. Its time for you to look ahead
and meet them in a dignified, balanced and professional way and get the visa stamping to USA. But don't meet
them shakily, nervous ly and loose the chance of education in USA. Don't try to take any chance with visa. Be
focused on your goals and prepare well to reach them confidently.

* Behave like a True professional when meeting USA officials for interview.

* Prepare answers to most commonly asked questions. Make sure your answers are focusing on your
achievements, skills, you being a sincere student, proof of having sufficient funds and your intentions of coming
back to India after completion of your graduate and/or Research programs.

* Rehearse the answers to common and specific questions either by taping your answers or by attending a mock
interview with your friends and have their opinions and reviews and if you feel you are lacking at some points, try
to improve them till you become perfect.

* Know your strengths and weaknesses, and then try to overcome them in interviews by good preparation and
practice beforehand. Practice makes perfect.

*Practice to speak clearly and slowly, naturally (as you speak always), so that interviewer can understand what
you are saying. Your answers should reflect clarity of thought and clarity of your intentions. Don't talk too fast
sacrificing clarity; Don't be dragging either. Avoid mannerisms such as "you see", "I mean", "Sort of" "Ya Ya".
When you want to differ with VO or want to present a different view to VO, use phrases such as "Let us look at this
from a different angle" and present your views.



                                                    25
* Read your financial documents thoroughly and ask yourself possible questions from them. You should be able to
defend and support your documents be it Academics, qualifying exams scores and financial documents in all ways
possible.

* Carry all documents in an order in a folder with multiple pouches (Like harmonium folder). So that you can put
different set of documents into different pouches (like University documents set, Scores set, Marks sheets set,
financial documents set, property documents set etc) it will be very easy for you to remove and present them to
VO without any time waste, whenever asked for. The speed at which you are able to show the relevant document
whenever asked for also counts a lot.

At Interview

* Use formal dress to appear for interview.
* Use Executive clothing; deep and bright colors may not suit the occasion. Clothes have to be clean and ironed to
represent order and discipline.
* Carry only relevant documents.
* Do not present any certificates unless asked for.
* Remember to collect all the certificates given for perusal at the interview. And if you had any doubts clarify there
itself.
* Greet the interviewer first, even if VO is not listening or not looking at you.
* While answering questions remember to look at the interviewer instead of looking down. Keep continuous eye
contact with visa officer throughout the interview.
* Avoid bad body language and mannerisms like touching moustache, scratching nose, or arranging hair or any
kind of unwanted things as per the interview norms.
* Listen to questions carefully to comprehend. If you have not understood a question, politely request for a repeat.
* Give short answers unless asked for longer ones. If possible always be prepared with two sets of answers for
questions, both long and short. First give short answer and if VO asks for details then give long answer or explain
in detail. So that you will be still in comfort zone.
* Exude confidence but not arrogance.
* Mouth all words clearly and speak loud enough to hear.
* Answer immediately without wasting time.
* Avoid being too humorous or ironical in your answers. But little fun with good sense of humor is always welcome.
* Keep looking at the VO and never at other things in the room or at other counters.
* Don't become conscious of others looking at you or watching. Remember its your visa and your future. Between
VO and you no one exists.
* Give authentic information about any details connected with your documents. Remember they can cross-verify
any detail within no time.
* Answers should not be given in a raised voice even when the question comes in that manner. Remember VO will
be having tough time too, with huge volumes of applicants and asking same questions and listening almost
identical answers day in and day out.They too will be under great pressure to issue a visa till the applicant
intentions and arranging of funds are made clear to them. It's not that we should feel comfortable in interview, but
in our personal opinion we should also make VO comfortable by presenting all facts and figures in a systematic and
organized way of answering, presenting documentary evidence whenever necessary or asked for.
* Never become desperate, wearisome and tiresome even if the interview is going in a long way than expected.
Still try to maintain your composure, looking positive, confident and smiling.
* Answer questions in simple single sentences. Use a language that is easy to understand but formal in its usage.
* Avoid giving additional information unless asked for it.
* If you are complimented for your answers, achievements, scores and percentages, remember to thank the VO.
* Avoid repeating the phrases or words. Remember you have gone through GRE and TOEFL and speak accordingly.
* Keep a smiling face so as to welcome any questions.
* It is un-wise to contradict an answer through a subsequent answer. Always stick to the same answer whenever
asked for.
* An applicants behavior should convince the VO about the quality of personality that the candidate has.
* Avoid any exhibition of emotions other than the feelings of welcoming questions and ready to give the answers.
* You have to make the answers short, to the point and precise.
* Develop Language skills including good pronunciation and effective expressions.
* Use simple yet forceful language.
* Practice to arrange facts logically.
* Meet difficult questions with a smile.
* Don't be unduly emotional during interview.
* If you present an argument give facts to support it.
* Continue to be pleasant throughout interview and a smile helps a lot.
* Check your body language.
* Be polite: Show no signs of arrogance or superiority.
* Never give an impression that you are desperate to go to USA.



                                                     26
* Never give an impression that you are confused at any point of time.
* Don't get disheartened if any of your views are answers were shunned by VO or VO not listening to
 U. Sometimes VO wants to test your patience. Just stay positive.
* Just Be confident of your success. Give answers confidently, boldly, and visa will be yours.
*On final note, thank the interviewer for his time.


Some More Tips: (suggested by students in groups)
* Learn about research areas in your major at your university.
* Be confident and positive throughout, and apply presence of mind.
* Don't contradict your previous answer in your next answer.
* Have a good memory of CA statement b4 going to consulate – Various sources of incomes and amounts.
* Stick to same answers even if Vo is asking the same questions again and again.
* Write your name address phone no passport no at back of DD's or write as per your consulate rules
* Sign i-20 before going to consulate.
* Be relaxed and don't show that you are desperate to go to US.
* Avoid calling the officers Sir excessively, which will be irritating to them.
* Avoid saying pardon, come again, I didn't get you, Just say something expecting question based on document in
his hand.
* If you guessed wrong question he will question you again.
* Watch the lips of the person while you are at counter as if you are not able to listen to them cause of bad quality
of speakers, you can at-least guess question from lip movements, at worst you can at-least understand VO is
asking you something.
* Don't give more information than needed or asked by them.
* Answer only to question; do not try to justify your answer unless asked.
* Do not let your answers contradict values from your Statements. Be careful in this regard.
* Study thoroughly the complete documentation mentioned in the CA statement, especially if it is family friend and
be prepared for questions on them like what is the sponsor's income, what is the value of the property, how much
of the funds is in liquid /semi-liquid form.
* Be prepared with convincing / strong reasons for returning to your homeland. (Present and Future employment
options of your chosen field, Family, business, financial set-up,etc.)
* Make Eye contact. Look at VO when he/she is speaking. Don't look away while answering or listening.
* Act natural.
* Listen to the question carefully and let the interviewer complete the question before you answer.
* Answer confidently and honestly.
* Show enthusiasm and optimism throughout the interview.
* Admit honestly, if you don't know the answer. Nobody knows everything. However,
explain that you are willing and have the ability to learn, given a chance or say something like " I am slightly out of
touch in that area..."
* Bring up the key words that the VO is looking for from you like "after coming back to India" or "when I come
back to India after MS", during the interview, whenever possible.
* Do have positive attitude and remember attitude is everything.
* Do not feel nervous. Nobody is going to hurt you.
* Do not be overaggressive.
* Do not jump to answers after listening to half the question
* Do not over answer or under answer. Answer to the point.
* Don't have negative attitude or don't be pessimistic regarding the outcome.

Some sample behaviors of people who take initiatives for which VO is searching for in an interview are
- whether applicant:

*   Knows how to answer questions.
*   Knows how to deal with uncertainty.
*   Exudes (or shows) confidence and professionalism.
*   Takes advantage of opportunities to learn.
*   Finds ways to stay motivated.
*   Does what it takes to get the job done.
*   Shows commitment.
*   Self Confidence, Goal Oriented, Focused, Driven, and Sense of Conviction
*   Willingness to learn new things.
*   Establish Rapport.

Final Note:
* Just be cool, confident and vibe well with VO.
* Whenever there's a chance, flash a smil e.




                                                     27
* Whenever an embarrassing question was asked, and you don't know how to answer, just flash a smile, have two
invisible deep breaths and start saying the relevant thing.
* Be positive in all actions and expect positive outcome. Have good body language.
* Even the interview is going the other way also don't loose your confidence. Things will be on-track again in your
favor if you are confident and stay positive.
* Don't give big answers, just precise and to-the-point answers will do, unless asked for.
* No need to explain tons and tons of things.
* Have a precise answer for how you are arranging funds. Give a gist of your sponsor's financial position and if VO
asks to explain, then only give detailed answer for that. Be prepared with a good answer, both precise one and a
detailed one.
* Don't show any document until asked for.
* Most important thing is presence of mind and with that you should be able to get the interview always on track.
It's only in you how to get the interview back on track.

Golden Rules for Visa:
* Looking good and confident.
* Looking disciplined and organized.
* Sounding natural in accent and communication.
* Maintaining eye-to-eye contact with VO throughout interview.
* Staying positive throughout.
* Clarity of thought in expressing views.
* Speaking Loud with confidence.
* Having good presence of mind.
* Showing good knowledge about your area of interest.
* Having good and credible future plans.
* Proving you as a serious student in studies.
* A little bit of sense of humor.
* Exude professionalism in whatever you do &
* Smile and put Visa Officer at ease.
Sample Visa Interview Questions:
* Why the specified University.
* Which Universities did you apply to? (Both admits and rejects)?
* Show me your GRE scorecard.
* Where did you Undergraduate?
* Who is sponsoring you?
* What does your father do?
* What is your father's Income?
* How many brothers and sisters do you have?
* Do you have any relatives in USA?
* What will you do after completing MS?
* Show your Experience Certificate. (If you are going to studies after some work experience)
* Why Study in USA.
* Did you got any Scholarships?
* Why haven't you got any scholarship?
* Have you got any Loans?
* Show your Pass Books/Bank statements.
* What is your Undergraduate GPA/Percentage?
* Parents retired? Then how will they pay?
* Tell about your university.
* Mention some professor names
* Tell me how can you prove that you are going to come back?
* Where did your brother/parents complete their studies?
* Why are you leaving your current job? (If you are working)
* Have you ever been to US?
* What will you do after coming back to Home?
* You have so...brothers and sisters so your fathers saving are for all, Then how will he/you finance?
* Where do your parents live (If they live in USA)?
* Do you know anyone (in USA) / in your University?
* What will you do if your Visa is rejected?
* Will you come back to home during summers?
* What do you think? Why University is giving Scholarship to you...
* Why do you wish to study in the US and not in India?
* If you have changed field of specialization, (for ex. If you are BE Mechanical and opting for MS in computer
science) then what brought about the change?
* What steps have you taken to ensure that you will be able to perform well in the new field you wish to change
to?



                                                   28
* What do you plan to study at the university?
* How many universities did you apply for?
* Which universities accepted you?
* Why did you select this particular university?
* What are your plans after graduation?
* How will you finance your education funds for 2 years or 3 years? (Generally you have to prove that you can fund
the first year of your education but we suggest that you be prepared with this answer)?
* Do you have a brother / sister, or any other relative already at this university?

In some cases VO's have asked questions like
* Tell me about yourself?
* What are your hobbies?
* What does success mean to you?
* Where do you plan to be in 5 years from now?
* Tell about your achievements?
* What are your strengths?
* What are your weaknesses?
* How did you prepare for this interview?
* What will you do if you your visa was rejected?
* Describe your dream career?
* What are you looking for, from life?

Give answers to the above questions in relation to, or resulting career after your masters program and your coming
back to India context only.

                                            Additional Questions
                                   on the US_F1_Visa Groups Message Post
                                              on May 23, 2004.


From:
Date: Sun May 23, 2004 3:52 pm
Subject: QUESTIONS BY CHENNAI VISA OFFICER


This will be of great use to everybody applying for FALL 2004. DO NOT FORGET THAT THE SUBJECT BOX
SHOULD'VE: "QUESTIONS BY VISA OFFICER".

HERE ARE FEW QUESTIONS THAT I GATHERED:

       Why the specified University.
       Which Universities did you apply to (both admits and rejects).
       Show me your GRE scorecard.
       Where did you Undergraduate from.
       Who is sponsoring you.
       What does your father do.
       What is your father's Income.
       How many brothers and sisters do you have.
       Do you have any relatives in USA.
       What will you do after completing MS.
       Show your Experience Certificate.
       Why Study in USA.
       Did you got Scholarships.
       Have you got any Loans.
       Show your Pass Books/Bank statements.
       What is your Undergraduate GPA/Percentage..
       Parents retired? How will they pay.
       Tell about your university.
       Mention some professor names
       Tell me how can you prove that you are gonna come back ...
       Where did your brother/parents completed their studies.
       What's your Religion.
       Why are you leaving your current job?
       Have you ever been to US?
       What will you do after coming back to Home.
       You have so...brothers and sisters so your fathers saving is for all how will u



                                                    29
        finance..
        Where do your parents live (If they live in USA).
        Do you know anyone (in USA) in your University?
        Do you know anyone in US?
        What will you do if your Visa is rejected.
        Will you come back to home during summers.
        What do you think. Why University is giving Scholarship to you...

                                WHAT SHOULD I DO IF MY VISA IS REJECTED?

What should I do if my Visa application is rejected?

If the application has been rejected for reasons that are rectifiable (such as incomplete documentation or
discrepancy in passport entries or the validity of the passport not extending long enough), these can be rectified
and a fresh application made.

If the application has been rejected for the reason that you have not shown sufficient financial means, providing
additional proof of finance can also rectify this mistake. If the application has been rejected for any other reason,
you can appeal to a higher functionary in the Consular Office. The procedure of such appeal will be available in the
Consular Office itself. The appeal will usually be heard on the same day or the next and a decision given thereafter.

Even if your first appeal is rejected, you can make a written second appeal with the required documents, without
your having to appear in person before the appellate authority. We know of a number of cases in which students
who have been denied visa twice earlier were granted the Visa in pursuance of the written appeal. Therefore, you
should try this possibility also if it becomes necessary. Do not be nervous when you go for the Visa interview.
Remember that there is a shortage of technical manpower of superior standards in USA and in spite of the
seemingly difficult Visa formalities, the US government in fact wants persons with talent of high caliber to go for
higher studies in USA and then take up jobs there so as to make positive contributions to its economy. So, if you
have such credentials, you stand a very good chance of securing the Visa.

Even if one your close relatives in USA or any other foreign country is willing to extend financial support for your
studies in USA, it is preferable for him/her to send you funds required for the first year to India once you get a
favorable decision on admission and before you go for the Visa interview. This will enable you to tell the Consular
officer that you have the sufficient financial resources in India itself to meet your expenses.

Showing a distant relative such as uncle/aunt/cousin etc. as a sponsor can also lead to problems at the visa
interview, because US authorities would not normally believe that anyone other than one's own parents or a
brother would spend lakhs of rupees on your education. Therefore, even if your uncle is willing to help you
financially, it is advisable that he transfers the money in your name a couple of months before you go for the Visa
interview, and you show it as your own.

Some universities insist that at the time you submit your application for admission, you should also produce a
certificate from your bank that you or your sponsor have sufficient funds to meet your expenses for the full course
of study. Other universities may ask for such a certificate only after they take a decision to grant you admission
but before issuing the I-20 form to you. The form of the certificate is usually prescribed by the university itself and
will be bound in the application form. Otherwise, you can get the certificate from your bank manager in the
following form on the letterhead of the bank, with the seal of the bank.




                                                     30
  THE US EMBASSY AT CHENNAI: MAP DRAWN BY SAI KRISHNA AND POSTED ON THE FILES SECTION




WHAT CONSULS


Evidence of Residence Abroad
The consular officer may not issue a student visa unless satisfied that the applicant:

(1) has a residence abroad,
(2) has no intention of abandoning that residence, and
(3) intends to depart from the United States upon completion of the course of study.

Applicants generally establish their ties abroad by presenting evidence of economic, social, and/or family ties in
their homeland sufficient to induce them to leave the United States upon the completion of studies.
Evidence of English Proficiency
If the alien's Form I-20 indicates that proficiency in English is required for pursuing the selected course of study
and that no arrangements have been made to overcome any English-language deficiency, the consular officer must
determine whether the alien has the necessary proficiency. To this end, the officer must conduct the visa interview
in English and may require the applicant to read aloud from an English-language book, periodical, or newspaper,
and to restate in English in the applicant's own words what was read. The applicant may also be asked to read
aloud and explain several of the conditions set forth in the Form I-20.

In the event that the applicant's language proficiency appears marginal, the officer may refer the applicant for
language testing. Tests for this purpose will ordinarily be carried out by appropriate local groups, such as qualified
host-country facilities. If the latter are used, the consular officer should be satisfied that the testing standards are
sufficiently strict. However, if the local situation requires the consular officer to determine the language proficiency
of applicants, materials such as the Test of English Language Proficiency (TEPL) may be available at the post. If
not, they may be requested from the Department, through the post’s Public Affairs Officer.

Determining Financial Status of F-1 and M-1 Students




                                                      31
F-1 Student
The phrase "sufficient funds to cover expenses" referred to in 41.61(b)(2) REGS/STATS means the applicant must
establish the unlikelihood of either becoming a public charge as defined in INA 212(a)(4) or of resorting to
unauthorized U.S. employment for financial supp ort. An applicant must provide documentary evidence that
sufficient funds are, or will be, available to defray all expenses during the entire period of anticipated study. This
does not mean that the applicant must have cash immediately available to cover the entire period of intended
study, which may last several years. The consular officer must, however, require credible documentary evidence
that the applicant has enough readily available funds to meet all expenses for the first year of study. The officer
also must be satisfied that, barring unforeseen circumstances, adequate funds will be available for each subsequent
year of study from the same source or from one or more other specifically identified and reliable financial sources.

M-1 Student
All applicants for M-1 visas must present evidence that they have immediately available to them funds or
assurances of support necessary to pay all tuition and living costs for the entire period of intended stay.
Additionally, consular officers are authorized, at their discretion, to require evidence of payment of round trip
transportation in advance of the alien's travel to the United States.

Funds From Source(s) Outside the United States

Whenever an applicant indicates financial support from a source outside the United States (for example, from
parents living in the country of origin), the consular officer must determine whether there are restrictions on the
transfer of funds from the country concerned. If so, the consular officer must require acceptable evidence that
these restrictions will not prevent the funds from being made available during the period of the applicant's
projected stay in the United States.

Affidavits of Support or Other Assurances by an Interested Party
Various factors are important in evaluating assurances of financial support by interested parties:
Financial support to a student is not a mere formality to facilitate the applicant's entry into the United States, nor
does it pertain only when the alien cannot otherwise provide adequate personal support. Rather, the sponsor must
ensure that the applicant will not become a public charge or be compelled to take unauthorized employment while
studying in the United States. This obligation commences when the alien enters the United States and continu es
until the alien's departure.
The consular officer must require documentary evidence to resolve any doubt that the financial status of the person
giving the assurance is sufficient to substantiate the assertion that financial support is available to the applicant.

If the person giving the assurance is in the United States in nonimmigrant status, the consular officer must
examine the evidence presented with exceptional care. Is the sponsor's financial situation sufficient to provide the
funds without need to resort to unauthorized employment? Is it likely to worsen during the period of the
commitment, possibly compelling the applicant or the sponsor to resort to unauthorized employment? Will the
nonimmigrant sponsor remain in the United States at least as long as the student?

The consular officer must also carefully evaluate the factors which would motivate a sponsor to honor a
commitment of financial support. If the sponsor is a close relative of the applicant, there may be a greater
probability that the commitment will be honored than if the sponsor is not a relative. Regardless of the relationship,
the consular officer must be satisfied that the reasons prompting the offer of financial support make it likely the
commitment will be fulfilled.

Funds From Fellowships and Scholarships for F-1 Student
A college or university may arrange for a nonimmigrant student to engage in research projects, give lectures, or
perform other academic functions as part of a fellowship, scholarship or assistantship grant, provided the
institution certifies that the student will also pursue a full course of study.
Educational Qualifications for F-1 and M-1 Students

Consular officers are not expected to assume the role of guidance counselor to determine whether an applicant for
an F-1 or M-1 visa is qualified to pursue the desired course of study. The institution will satisfy itself on the
student's abilities before accepting the applicant for enrollment. Consular officers should, however, be alert to three
specific factors in this regard:

(1) the applicant has successfully completed a course of study equivalent to that normally required of an American
student seeking enrollment at the same level.

(2) cases in which an applicant has submitted forged or altered transcripts of previous or related study or training
which the institution has accepted as valid, and,

(3) cases in which an institution has accepted an applicant's alleged previous course of study or training as the
equivalent of its normal requirements when, in fact, such is not the case.



                                                     32
Relationship of Education or Training Sought To Existence of Ties Abroad

The fact that a student’s proposed education or training would not appear to be useful in the homeland is not, in
itself, a basis for refusing an F-1 or M-1 visa. It may, however, be a relevant factor in the overall assessment of the
likelihood of the alien’s return. This may be particularly true where F-1 coursework is advanced far beyond local
needs or in certain M-1 cases. If an M-1 student wants to pursue a vocation that does not (and for the likely future
will not) exist in the homeland, the prospect of his/her voluntary departure from the United States is diminished
unless the applicant can show the intention to work elsewhere abroad following the training.

                                           FORM FILLING GUIDELINES

  Important: The Application Centres will NOT accept form DS-156 from male applicants aged 16-45,
                      unless a completed form DS-157 is submitted alongwith.


                                        Guidelines for filling up the form :

                  1. Please ensure that all boxes are completed. Write "NA" where not applicable.

                       2. All applicants above the age of 14 must sign their application form.
                       Where applicant is below 14, either parent can sign the application form.

                   3. The photo affixed must be front facing, not more than 6 months old with a
                                               light color background.

  4. The address to be mentioned should be the one where you have been residing for the last six months. It can
                         differ from your permanent address mentioned in the passport.

                     5. Please be specific in describing your occupation: e.g. software engineer,
                        trader in chemicals, manager in travel company, MD of pharmaceutical
                            company. It is not enough to just write "Business" or "Service".



                         Important! Specifications Of Photograph to be affixed on visa form.

                      1. Photo should be from 1.5 x 1.5 inches to 2 x 2 inches -colour or b&w
                                      against light coloured or plain background.

                  2. Applicant must be looking at the camera directly,should not be looking down
                                                     or to a side.

                                  3. Face should be atleast 50 % of the photo area.

    4. Both ears have to be visible - photos with ears covered for religious reasons maybe accepted only if the
                            applicant objects to exposing the ears for religious reasons.

                                  5. Photo should not be more than 6 months old.

 6. Important - sunglasses, traditional face mask or veil :which detract from face or conceal portions of face, and
                             thus nor permit adequate identification is not acceptable.

    7. Head coverings and hats are permitted only for religious purposes - photos of military, airline and other
                              personnel not acceptable. Photos of applicants wearing
                   tribal and other headgear not specifically religious in nature not acceptable.



                                                    VISA RULES

Student (F1 /M1) and Dependent Visa (F2 / M2) Application procedure for Personal Interview:

At the Application Centre :

You or your representative must visit a US Visa application Centre with:



                                                     33
1. Passport, valid for minimum 6 months beyond visit.

2. A fully completed and signed visa application form. Each applicant aged 14 or above must sign her / his own
application form.

3. One passport-sized photograph, front facing with light background and not more than 6 months old, to be
affixed to application form.

4. Demand Draft favoring "<Usual Visa Amount> (confirm the amount) per applicant.

5. Form I-20.


The Application Centre will retain your original visa application form and return your passport. After paying fees
you can schedule your appointment –

(a) at Mumbai, you can schedule an interview from the next working day (if applied before 1200 noon) upto two
weeks in advance,
(b) at Ahmedabad and Pune, from the second working day upto 2 weeks in advance.

Important! Applicants may require longer lead time during peak seasons and holiday seasons, and therefore are
advised to take an appointment as early as possible.

Please note that passports will not be returned in person. It will be delivered by courier to an address mentioned on
the visa application form and selected by you. Important! Please indicate the current address and not the
permanent address on the visa application form.

The Centre will also issue you a photocopy of your passport's photo-page bearing the Centre's stamp. Important!
This photocopy has to be handed over to the courier at time of delivery of passport.

You now have to arrive at the US Consulate for your interview on appointed date. .

At the US Consulate:

Please report not earlier than 15 minutes prior to the appointment time. Remember to carry your passport,
Appointment Letter and Fee Receipt! Important! Security regulations do not permit you to carry any electronic
items (including cell phones and pagers), smoking material, or any kind of bags (except a small ladies purse, and a
plastic bag to hold your application papers).

Supporting Documents

F1/M1 applicants:

1.   Form I-20 in original.
2.   Evidence of your financial resources (see below).
3.   Original Bachelor degree or high school diploma along with mark sheets.
4.   Relevant test scores, e.g. TOEFL and SAT, GRE, GMAT or LSAT.

A note on Financial Resources:

At the interview, the Officer will need to see:
  * Liquid assets sufficient to pay for the entire 1st year of your education.
  * Readily available funds to cover the remaining year(s) of your study.

To establish your financial resources, you should bring to the Consulate:

1. Original tax returns for the past 3 years (specifically Form 16).
2. Original bank records for the past 3 years, and/or fixed deposit statement of your parent or sponsor. (Although
anyone may sponsor your education, the Consular Officer will be more convinced if your parent or close family
member finances your studies)
3. If you receive a scholarship, it is noted on the I-20 and favorably considered by the Officer.
4. Do not bring any property deeds or CA's statements - these will not be perused.

F2/M2 applicants:
1. Principal applicant's form I-20.



                                                      34
2.   Photocopy of the principal applicant's valid F1/M1 visa.
3.   Marriage certificate (for spouse) along with your wedding photo album.
4.   Birth certificate. (for child)
5.   Additional evidence of financial resources.

Inside the Consulate:

1. You will first clear security check.
2. You will then be issued a yellow colored envelope.
3. You will then submit your passport and the envelope at the Intake Window, where you will be issued a token.
4. After receiving the token, please be seated to await call to an interview booth by announcement of name and
token number.

Applications through the Interview Process
After adjudication by the Consul: If visa is granted, No more waiting - you just leave the Consulate!
You will receive your passport by courier within 2 working days from date of interview. Important! We remind you
that the courier will handover the passport to you only against surrender of the photocopy of the passport photo-
page bearing the Centre's stamp. You can also track your passport online.

If visa is refused

The fees paid by you at the US Visa Application Centre included an Issuance Fee of $75 (Rupee equivalent). The
Issuance Fee is refundable to you if visa is refused. The Consul will return you the yellow coloured envelope -
containing a Pay Order favouring the Consulate for the Issuance Fee.

You can take an on-the-spot cash refund of the value of the Pay Order at the branch of Bank of India located next
to the Consulate. You will need to appear in person and show your passport to obtain a cash refund. No other
branch of the bank handles refund of Issuance Fee. Alternatively you can also turn in the Issuance Fee Pay Order
to any US Visa Application Centre in person or by post: the Refund Order will be couriered to you within 3 working
days. Cash refunds are not possible at Application Centres.

Let us start with to which consulate you should attend:


US Consular Districts:
You have to attend for interview at the following consulate or embassy to which your passport consular district
falls.

        ---------------------------------------------------------------------------------------------------------------------
                                                                                                                NEW DELHI
  Residents and holders of Passports issued by the regional passport offices of Delhi and the north Indian states of
Haryana, Himachal Pradesh, Jammu & Kashmir, Punjab, Rajasthan and Uttar Pradesh should contact and attend for
                                                                                                       F1-Visa interview at:
                                                                                                              U.S. Embassy
                                                                                                  Shantipath, Chanakyapuri
                                                                                                                    New Delhi
                                                                                                    Phone: (011) 24198000
                                                                                        Fax: (011) 24190017 or 24198407
                                                                                     Consular Office & hours of operation:
                                                                    Immigrant visa services: 8:30 a.m., Monday - Friday
                                               Nonimmigrant visa services: 8:30 a.m. to 12:45 p.m., Monday - Friday
        NOTE: Due to administrative work, visa section is closed on the last working day of each month

----------------------------------------------------------------------------------------------------------------

MUMBAI (Bombay)

      Residents and holders of Passports issued by the regional passport offices of the western states of Maharashtra,
       Gujarat, Goa, Madhya Pradesh, Chattisgarh and Union Territories Daman, Diu, Dadra and Nagar Haveli should
                                                                       attend for the F1-visa interview or contact at:

                                                                                               The U.S. Consulate General
                                                                                                            Lincoln House
                                                                                                 78 Bhulabhai Desai Road
                                                                                                          Mumbai 400026




                                                        35
                                               For F1 visa procedures call (022) - 23637407 & 23637408
                                                                                Phone: 022-23633611 to 3618
                                                                                           Fax: 022-23630350
                                                                           Consular Office Hours of operation:
                                                                                  Nonimmigrant visa services:
                                                                         8:30 a.m. to 11 a.m. Monday - Friday
                                                                                  Token distribution: 11 a.m.
                 Note: Mumbai's Visa Services Office is also closed on the last working day of each month.

----------------------------------------------------------------------------------------------------------------

CALCUTTA (Kolkata)

         Residents and holders of Passports issued by the regional passport offices of Assam, Manipur, Meghalaya,
     Nagaland, Tripura, Bihar, Orissa, West Bengal, Arunachal Pradesh, Sikkim, Mizoram, Jharkhand, Andaman and
                                                  Nicobar Islands should attend for f1-visa interview or contact at:
                                                                                        The U.S. Consulate General
                                                                                             5/1 Ho Chi Minh Sarani
                                                                                                    Calcutta 700071
                                                                                      Telephone: 033-22823611/15
                                                                                    Facsimile: 033-22822335/3865
                                                                                Consular Office Hours of operation:
                                       Nonimigrant services 8 a.m. - 11:30 a.m., Monday-Tuesday Thursday-Friday
                                                                                          (Closed on Wednesday)

----------------------------------------------------------------------------------------------------------------

CHENNAI (Madras)

        Residents and holders of Passports issued by the regional passport offices of the southern states of Andhra
 Pradesh, Kerala, Tamil Nadu, Karnataka, Lakshadweep Islands and Pondicherry should attend for f1-visa interview
                                                                                                      or contact at:
                                                                                        The U.S. Consulate General
                                                                                                        Mount Road
                                                                                                   Chennai 600006
                                                                                             Phone: 044-28112000
                                                                                               Fax: 044-28112020
                                                                           The Consular Office Hours of operation:
                                                     Nonimigrant visa services 8:15 a.m. - 5 p.m., Monday-Friday

----------------------------------------------------------------------------------------------------------------

                                                                                          US Consulates websites:
                                                                      New Delhi::    http://newdelhi.usembassy.gov/
                                                                      Chennai:       http://chennai.usconsulate.gov/
                                                                      Kolkata:       http://calcutta.usconsulate.gov/
                                                                    Mumbai:       http://mumbai.usconsulate.gov/
                                                                      http://www.visa-services.com/student-FM.html

                                                                                          Email-id of US consulates:
                                                                     Regarding NONIMMIGRANT VISA APPLICATIONS
                  including students (F1). who will be in the U.S. for a specific period contact respective consulates.
                                                                                    New Delhi: newdelhi@pd.state.gov
                                                                                  Kolkata: ConsularCalcutta@state.gov
                                                                                       Mumbai: MumbaiNIV@state.gov
                                                                                       Chennai: ChennaiNIV@state.gov

----------------------------------------------------------------------------------------------------------------
                                                      THE F1 VISA

The "F-1" visa is for USA academic studies for foreign Students. It's a non-immigrant visa for student, which will
permit the applicant to stay for a particular period of time in the United States to accomplish the purpose of
studying. All applicants for F1 visas must overcome the legal presumption that they are intending immigrants.

To qualify for a visa, applicants must demonstrate that they:




                                                       36
· Plan to remain in the U.S. for only a specific, limited time.
· Have sufficient funds for the stay in the U.S.
· Have a residence outside the U.S., as well as other binding obligations, which will ensure
  departure at the conclusion of the stay in the U.S.

Once an F-1 visa has been issued please be aware, however, that new U.S. law allows students and trainees to
enter the United States no more than 30 days before the program start date indicated on their I -20 or DS-2019. In
general, we recommend that such visa holders ENTER NO MORE THAN 10 DAYS before their program start date.
While it is possible to enter up to 30 days in advance, students/trainees should be prepared to justify to
immigration officials the need for any earlier arrival.

How to apply for visa interview appointment

Note for Mumbai applicants:
Mumbai Us consular district people can take online appointment or offline appointment, which can be found at the
following link. http://www.visa-services.com/student-FM.html

Note for New Delhi, Kolkata & Chennai applicants:
All first time applicants of New Delhi, Kolkata and Chennai consular districts for F-1 visa would need to make an
appointment on the website http://www.ttsvisas.com/.Whatever may be the previous US visa status of an
applicant, when applying, first time for F1 visa, a student has to appear for personal interview by taking an
appointment with web-site http://www.ttsvisas.com/. You have to take a hard copy (print-out) of the appointment
made by you after the appointment was confirmed. You can directly take the appointment page print copy or
confirmation mail sent to your given mail-id by the TTS people.
Without this print copy of your appointment you will not be allowed to attend the interview.

Postponing, preponing of the appointment with TTS:
If you are unable to keep your appointment, cancellation or modification must be done latest by 2:00 p.m on the
day prior to your appointment by using the "Modify/Cancel Reservation" link on the Home Page of the link
http://www.ttsvisas.com/.


                                            SEVIS & BCIS
                     SEVIS - STUDENT AND EXCHANGE VISITOR INFORMATION SYSTEM.

Beginning January 30, 2003, all forms I-20 issued by academic educational institutions, must be created within the
SEVIS system. As of January 30, 2003 all new forms I-20 issued on or after that date must be SEVIS compatible
documents. All students must present a SEVIS-generated form I-20, if they are applying for a visa after January
30, 2003. These new forms are printed on a single sheet of paper and will have a large black bar code down the
top right hand side of the form.

SEVIS is basically a system to enable U.S. academic institutions to maintain accurate and timely data on foreign
students, and their dependents, and communicate this information to the now BCIS formerly known as U.S.
Immigration and Naturalization Service (INS) and Department of State in real time.
BCIS: The U.S. Immigration and Naturalization Service (INS) became the Bureau of Citizenship and Immigration
Services (BCIS), moving from its organizational home in the Department of Justice to the newly created
Department of Homeland Security.

                           What International Students Need to Know About SEVIS
                                (Taken from Michigan State University Site)

SEVIS is the Student and Exchange Visitor Information System. It is an Internet-based system in which the U.S.
Immigration and Naturalization Service (INS) maintains information on nonimmigrant students holding F, M and J
visas. Under SEVIS, University will be required to provide regular electronic reports to the INS. Compliance Date
January 30, 2003 has been set as the date for universities to be fully compliant with SEVIS.

Universities are required to electronically transfer all current international student data within 30 days after the
deadline for class registration spring semester 2003.

Key Changes Students Need to Know:
1. Address
Students may no longer use a P.O. Box or an office address. Instead, they must use the address that describes
their residence. In addition, students are required to notify the DSO within 10 days of any change in their name or
address. The DSO has 21 days to notify the INS.

2. Reporting Cycle



                                                      37
Designated School Officials (DSO's) are required to report within 21 days of the occurrence the following events:
A. Any student who has failed to maintain status or complete his or her program
B. A change of the student or dependents legal name or U.S. address
C. Any student who has graduated early or prior to the program end date listed on the SEVIS I-20 Form
D. Any disciplinary action taken by the school against the student as a result of the student being convicted of a
crime
E. Any other notification request made by SEVIS to the DSO with regard to the current status of the student

In addition, every semester and no later than 30 days after the deadline for registering for classes, DSOs must
report the following registration information to SEVIS:

A. Whether the student has enrolled at the school, dropped below a full course of study without prior authorization
by the DSO, or failed to enroll
B. The current address of each enrolled student
C. The start date of the students next semester

DSO's are required to report these events within 21 days. Based on recently passed legislation, the INS
is required to audit higher education institutions compliance records every two years. If a school is not
complying, they may face a one year suspension from admitting any International students.

4. Can a student who has been reported to the INS as out of status regain their legal student status?

For instance, if a student dropped below a full course of study without getting prior approval from the DSO, he or
she would be out of status and reported to the INS. What should the student do? If an international student
violated his or her legal immigration status, they may apply to the INS for a reinstatement if the ―violation of
status resulted from circumstances beyond the student’s control‖ such as an illness, injury or natural disaster. If
the institution was in error in reporting the student as out of status, this would be considered out of the student’s
control and the student would be eligible to apply to the INS for reinstatement to student status. The student may
not apply for reinstatement under any circumstances if he or she has been out of status for more than five months.

  What a SEVIS Record will contain for a F1 visa interview attending person – Collected from The Net.

The list below will give you a general idea of the kinds of information SEVIS is requesting (keep in mind that new
legislation may also add new requirements):

Information of the type currently appearing on Form I-20, the F-1 student visa form (including: full name, country
of birth, country of citizenship, birthdate, admission number, school student is attending, student’s major,
student’s expected date of graduation, level of English proficiency, estimated costs of the school for 9 months,
student’s means of financial support, names of school’s Designated School Official--DSO, place of issue, and date of
issue) Data generated by standard procedures (such as extensions of stay, transfers, practical training and
employment authorizations and recommendations, reduced course load authorizations, etc.)

Required Documents for F1 Visa

They can be classified as follows.

A. Consulate Documents.
B. University Documents.
C. Qualifying Test Documents.
C. Educational Documents.
D. Proof of Funds Documents.

A. Consulate Documents:

1.Copy of Web appointment (TTS).
2. Form DS-156. (Can be downloaded and printed back-to-back (Both sides on a single paper or sheet).
Download it from: http://travel.state.gov/DS-0156.pdf
3. Form DS-157 (Only for all male applicants in the age group of 16 to 45 years) (Not required for Female
applicants) Download it from: http://travel.state.gov/DS-0157.pdf
4. Form DS-158 (for applicants seeking visas in F category)Download it from: http://travel.state.gov/DS-
0158.pdf
Note: You can fill the above forms in your own handwriting or if you are using Adobe Acrobat reader
5.0, you can directly type in the form (except a few columns) and take printouts directly.
5. One Demand Draft from the for Rs.4,600/- as mentioned below.




                                                    38
6. One Photo 50mm X 50mm (or 2inches x 2 inches Square) on form DS-156. (Photo guidelines are given
below within this section. Kindly follow them as described.) A recent document on Photos has been uploaded and
available in the file section of our group "f1visa2usa"
You can refer that for clear instructions.
7. Passport - Each applicant must possess an individual passport valid for travel to the U.S. with a validity date
at least six months beyond the intended period of stay;

Demand Draft Details:

Visa fees are as follows:
1) Non-immigrant visa application fee (non-refundable) Rs. 4600/-
2) Courier fee: Rs. 400 (Courier fees may be paid in cash or via a demand draft favoring "T.T. Services"
to be paid on the day of appointment at the TT Services counter located at the Embassy.)

One Demand Draft/Bank Draft/Pay Order/Bank Managers
Check taken for the following amount from any Nationalized Banks and Local Branches of Foreign Banks. DD's
drawn on Co-operative Banks are not accepted.

DD specifications for different centers are as follows.
1. New Delhi:
One Demand Draft for Rs.4600/-, drawn in favor of the "American Embassy, New Delhi." Drafts should be drawn on
a bank with a branch in New Delhi.
2. Calcutta:
One separate DD on "American Consulate General, Calcutta," Payable at Calcutta for the amounts of Rs.4600/
Write your full name and date of birth on the back of each and every bank draft, using only a pencil to
do so.
3. Mumbai:
In Mumbai a single DD includes both Visa application fee and Courier fee. Demand Draft for Visa Application Fee:
Rs.5000/- Favoring "VFS a/c - US Visa", payable in Mumbai.
Note: Drop Box applicants from Western Region opting the courier service (Blue Dart) for home/office pick-up of
application - please add Rs. 120/- per passport. Total fee payable with pick-up service: Each application must
contain the Demand Draft for Visa Application Fee: Rs 5120/- Favoring " VFS a/c - US Visa" payable in Mumbai
4. Chennai:
One DD on "American Consulate General, Chennai." Payable in Chennai for the amounts of Rs.4, 600/-
Important: Please write your complete name and passport number on the back of each draft.

B. US University Documents:
1. Offer letter from university or Acceptance letter from university.
2. SEVIS generated i-20 form from US University.
3. Any special letter of Aid or Funding.
4. Any useful correspondence with university officials or department officials or professors, in the form of mails or
e-mails. If e-mail take printouts of the same. When VO asks for the proof of contact with professors, present them.

Regarding i-20's read the following:
Note: If a student receives More than one i-20, he/she should take all the received i-20's to visa interview. If the
visa officer asks for the proof of more i-20's then you can show them to VO. But unless the VO asks for them don't
show. Just keep them with you. And also remember that VO will be knowing about all your admissions (If I-20 was
ever issued)

C. Qualifying Test Documents:
Original Score Reports of
1. TOEFL
2. GRE/GMAT/SAT

D. Educational Documents:
1. Original Degree of Graduation or any other available highest degree as per the specifications applicable to
individual cases. (What if Degree certificate is not available? kindly follow the following FAQ available with Chennai
consulate web-site.

1.What if I have not yet received my degree certificate?
A. Yes - you may still apply, but please be sure to include your Individual and consolidated mark Sheets and
provisional certificate along with Course Completion Certificate duly signed and stamped with college seal by
principal.)
2. Intermediate or (10+2 exam) original certificates or as applicable to your case.
3. SSC / CBSE - (+10th standard) original certificates or as applicable to your case.




                                                     39
4. All semester/year-wise Individual marks lists, which is now became mandatory. Original Degree
Consolidated marks list

E. Proof of Funds Documents:
A. Scholarship letters,
B. Bank letters Certified by Bank Manager on bank Letterhead showing availability of liquid funds within 5-10 days
of visa interview appointment date,
C. Salary slips of parents and other sponsors if any of latest available month,
D. IT returns for last 2-3 years etc of parents and other sponsors if any.
E. Rental receipts of own shops or buildings if any with revenue stamps.
F. Sponsors Business last 3 years Profit/Loss Account duly certified by a CA if sponsor is a businessman, Company
Registration documents, Company Tax papers of last three years showing consistent incomes or profits,
G. Pension Papers - if sponsor is retired.
H. 6 months – 1year of Bank records - i.e. Bank transaction statements. Or Bank Passbooks of sponsors. (At times
VO ask for more than one year also.)
I. Chartered Accountant Statement of Monetary worthiness of the sponsors.
J. Affidavit of supports by sponsors and student separately.
K. Loan approval letters (if you want to show loans.)

Note:
As a matter of fact you need to show the funds available with you through liquid cash, liquid assets and properties
and income from immovable assets and annual income through Tax-Returns.

1. Liquid Cash
The Bank in which the sponsor (Parents and other sponsors, if any) is having an account on bank's letterhead and
duly stamped along with a seal can certify this. It can be supported by 6 months to 1 year Computerized Bank
statements or Pass books whatever available with Bank.

Your sponsors bank account should contain cash for first year funds of university fee + Living expenses +
insurance + Misc. expenses + airfares to USA and + Reserve cash funds for second year. Generally it will be
between 15-25 lakhs and sometimes between 30-35 lakhs depending upon the I-20.

If column No.5 of your I-20 shows ―the normal length of study is for 24 months, then you have to show
availability of liquid funds for 24 months. If the normal length of course is for 36 months, then you have to show
availability of funds for all three years, event hough you know the course is for 24 months. But you have to show
funds and even VO will be asking for funds depending upon what your I-20 is mentioning. So a lot depends upon
what your I-20 is saying.

Liquid funds also covers any Fixed deposits + Bonds + Shares + NSC + Mutual funds etc or any other liquid or
semi-liquid assets. It's best to show Fixed deposits in our opinion (Not recently deposited, just before visa
interview). They carry much weight. For everything you intend to show get a latest valuation certificates basing on
which CA will be giving his certificate. If you are prepared to show Gold and Jewellery, you should produce their
valuation from a Government approved official valuer, along with a declaration of possession of Gold and jewellery
by the sponsor. But remember in recent times Gold and jewellery has lost its shine in visa processing, as many a
times VO's commenting that they don't think parents or sponsors will sell of their Gold and other valuab les for the
sake of their wards education. So be careful, while showing Gold and Jewellery. If there is no other alternative,
then try to show gold and jewellery - only as an asset but not as a means of funding for college
expenses                                                 and                                               fees.


So from bank you need to produce:
A. Bank Letter stating the funds available with sponsors account and how much it will be equivalent in US$.
B. Fixed Deposits Original certificates.
C. 6 months or more Bank Transaction statements and Pass Books and any othe r related documents.

2. Properties:
There's no uniformity in these issues. Generally it should be around 70-80 lakhs or more. Many people say many
things. Some say they haven't asked for it, or they are not at all asking for these things, so there is no need for it
etc. But in our opinion one should be prepared for all things in a visa interview. These may be Buildings, plots,
flats, shops, agricultural fields, farm houses etc immovable property in any form if you are able to justify. All these
should be evaluated and certified by a CE - Chartered Engineer or Tehsil or concerned metro/revenue officials etc
to give their certificate of opinion on the value of these immovable assets at current market value.

3. CA statement:
A CA - Chartered Accountant will give his certificate of Monetary worthiness of sponsors basing on the
documents he is having related to sponsor. His certificate mentions all the Cash, liquid assets and immovable



                                                     40
assets available with the sponsor, which can be available for immediate use for the applicants study in USA. We
feel one should have all documents ready with them. If they ask for any proof just submit the relevant document
immediately. Better to show them than saying I don't have it now.

Some Important FAQ's on F-1 Visa, which every student should go through: These are from US
consulates and other good sites. As far as possible we maintained the integrity of original issues but
changed some things to keep up with the latest trends and changes.

Q. Should we carry original documents or photocopies?
A. The applicant should carry the original documents and photocopies duly notarized if necessary. Kindly check US
consulate web-sites for related details.

Q. Do students need any special documents?
A. You must present current documentary evidence that sufficient liquid funds are available to pay all travel, living
and school expenses continuously and should be able to support in the coming years also till the course
completion. If the support is from the educational institution in the form of a scholarship or assistantship, it should
be noted on the Form I-20 . And also along with I-20 you need to carry a special letter from university – a covering
letter or a special offer letter along with I-20. If the support is from a sponsor (normally a very close relative)
presently in USA, you must present a notarized Form I-134 Affidavit of Support available free of charge at any
office of the U.S. Citizenship and Immigration Services (USCIS) in the USA or can be downloaded from the link:
http://uscis.gov/graphics/formsfee/forms/files/i-134.pdf

Stating willingness to finance your education expenses, along with copies of the sponsor's most recent Income tax
return and bank statements for the past six months. (Further details can be had from the form itself.)

An F-1 applicant must have evidence of sufficient and readily available funds to meet all expenses for the first year
of study, and that barring unforeseen circumstances adequate funds will be available for each subsequent year of
study as mentioned on I-20 form. The number of years required to complete the course of study will be determined
by the school and noted on the I-20 in Column.No.5.

Q. Do I have to pay the first year tuition in advance?
A. No -- paying the tuition expenses in advance is one of several ways to show proof of funds, but it is NOT a
requirement to pay in advance. But If you paid the first year fee you need to provide official receipt from the school
at the time of interview.

Q. What if the university will not accept the tuition fees in advance?
A. It is the university's decision to accept or not accept the fees in advance. The Consulate has no influence over
universities' policies regarding this. Students should consult with prospective universities regarding their policies
well in advance of applying for a student visa.

Q. What documents should I show to prove that I could pay for my education?
A. There are no specific documents that prove a student is able to pay for his/her education. Bank account
statements, chartered accountant statements, employment letters, and property documents are the most common
documents used to show proof of funds.

Q. What if my university does not require that the TOEFL or GRE?
A. Students whose prospective university does not require that they take the TOEFL or GRE should provide a letter
from the university stating the same. However, the Consulate recommends that all student visa applicants provide
standardized test scores.

Q. Is it required that I apply by Drop Box?
A. Only returning Student applicants may use the drop-box First time Student visa applicants to USA must make an
appointment and be interviewed. Please be aware that to review your case a Consular Officer may require a
personal interview before a final decision is made.

Q. How do I prove that I can afford to attend school in the United States?
A. An I-20 shows the amount of funding you must have available to cover the first year's expenses. The total
amount includes tuition and fees, living expenses, expenses of dependents (if applicable), and other expenses (as
applicable). You must prove that you have immediate funds available to cover this amount. If you are going to a
two-years Master's program, then you must also show that funds are or will likely be available to cover the same
amount for the subsequent year or years.

Q. What if I have not yet received my degree certificate?
A. Yes - you may still apply, but please be sure to include your Individual and consolidated mark Sheets and
provisional certificate along with Course Completion Certificate duly signed and stamped with college seal by
principal



                                                      41
Q. How soon after getting my I-20 may I apply for the visa?
A. Generally You may apply for the visa no earlier than 90 days before the first day of school as indicated on the I-
20 form. But for the latest rules for Fall 2004, it’s better to contact respective consulates through e-mails or by
calling.

Q. What if I have received a full tuition waiver from my prospective university?
You must prove that funds are immediately available to cover the first year's living expenses, and show evidence
that further funds will be available for all subsequent years. Any financial documentation you provide should be in
support of this. This applies to ALL student visa applicants.

Q. Does having a relative in the US affect visa application
A. No.

Q. What about a foreign sponsor?
A. The motive has to be established clearly. Sixty per cent of the students, who go to the US for education, do so
on some sort of aid. Education in the US is a costly proposition. So, if someone is funding you, then the US Consul
would want to know why, and under what terms.

Q. For a student visa with sponsorship, is it for or against one's case if the sponsor is (a) a US citizen,
(b) an Indian citizen?
A. There is no regulation for or against the nature of citizenship of the sponsor for US visa.

Q. Is there a specific number or quota annually for student visas?
A. There is no ceiling on student visas according to US immigration law.

Q. I am a student going to US for PHD. My I-20 says that my funding is for one year, after which it will
be reviewed. Will I have to show funds for the rest of the three-four years of study?
A. At the visa office, the students must show funds (academic plus living) for one year, and access to funds for
subsequent years. If your aid covers your overall expenses for the first year, then it is OK but it's better to show
funds availability to take care of day-to-day expenses in US.

Q. I get my visa on one I-20; then I get another I-20 from another school, which I now want to join.
What will I have to do?
A. You will have to apply and appear for another visa interview.

Q. How many attempts are allowed if visa is denied?
A. Especially for Mumbai people two attempts in duration of two years, with a gap of three working days
between each attempt. There is also a mail in facility after two attempts where you can mail the US Consulate your
documents for review. What has to be kept in mind is that, with each new attempt some fresh documents have to
be produced. Visa consuls go by the rules, and if same papers are submitted, then the application hardly stands a
chance.
But In the consulates of New Delhi, Kolkata and Chennai where one has to attend for F1-Visa interview
through www.ttsvisas.com one can attend any number of times without restriction but with a gap of three working
days (don't include Saturdays and Sundays while counting). Every time you need to pay the application fee and it's
better to apply only if you are able to show considerable change in your case, than your previous interview.

Q. Does the reputation of the college have any bearing on my visa application?
A. No. However, the reputation of the college establishes the motive. If you are going to a reputed college,
intentions are clear. But if you are going to an institution no one has heard of, and which has not asked you to take
any standard tests, then that makes the US consul suspicious. Though, in some cases, when students are going for
some specialist courses, which are not offered anywhere else, a marginal school would do.

Q. If I have been chosen by more than 10 schools, does that help?
A. Yes, it establishes that you are a superstar. There is no direct relation, though it completes the picture for the
consul, and helps them evaluate the case better. remember the more i-20's you receive, there's more chance for
visa.

Q. What should a student wishing a Graduate (Master's) study in the US do if he is financing his
studies himself?
A. He will have to show how he would transfer his funds from India to the US. Does he have a foreign exchange
release permit from an authorized bank or a sponsor in the US to take care of his living and education in US
dollars? Moreover, he should convince the US Consul that he has strong ties in India, which prove that he is not an
intending immigrant.

Q. For students going for further studies, what is considered as conclusive proof that they are coming



                                                      42
back? How much assets or liquid cash on hand should be shown for a student visa?
A. There is no fixed amount of assets or liquid cash specified in the US immigration law. The law that operates is
that the interviewing US Consul should be convinced that the applicant is a bona fide student, wanting genuinely to
pursue higher studies in America and return after his education to India and apply his knowledge in India. The ties
that could be shown by students, would involve his economic attraction in India after graduation and social roots to
which he would return rather than stay in the US. Statistics in the past have shown that 7 to 8 out of 10 students
do not return and therefore the Consulates in India are very careful in granting student visas.

Q. Is a student visa guaranteed when an I-20 form is issued by a University?
A. A student visa is not guaranteed on the issuance of the I-20 alone as the applicant has to convince the US
Consul that he is not an intending immigrant by showing proof of his permanent ties in India.

Q. If sufficient funds are not available, can a loan from banks or other institutions help in getting a
student visa?
A. The US Consul will have to be convinced about the mode of repayment of the loan by the applicant. Practically,
if loans are shown, then getting a visa becomes a bit difficult but not impossible.

Q. For a student visa, can a student be partially sponsored by a US-based sponsor and partly by an
India-based sponsor?
A. The US Consul has to be convinced about the genuineness of the case. Prima facie, the case cannot be rejected
because two sponsors are involved.

Q. Do visas for students get rejected if the applicants have brothers and sisters in America?
A. This is an individual situation. The decision depends on a case-by-case basis. If the US Consul feels that the
applicant is trying to get to the US in the guise of a student with possible support of siblings in America, he may be
rejected. Likewise, if the applicant's brother or sister had gone to the US on an NIV and adjusted status to
permanent visa, the applicant does become a "risk candidate" and it will be then left to the judgment of the
interviewing officer to decide. If the siblings are in USA and still on Non-immigrant visa status like F1 or H1-B and
not applied for any change of status seeking permanent residency, then the case will be viewed positively. Still one
need to convince Visa officer regarding the intentions.

                                          Some important facts on f1 visa

1. Visa issuance is a very objective decision, and is not subjective:
Every visa official has a list of requirements he looks for in a visa application. If they are met, then, he issues the
visa. If not, he doesn't.
It is how these requirements are met that makes a visa decision seem subjective. For instance, take the
requirement of showing that you will return to India. If you provide unambiguous pragmatic evidence pointing to
reasons for return, he will have no reason not to grant a visa. US Visa Official Quote: "Give a rational, objective
reason that even a banker would believe". If, on the other hand, you only play with words and have nothing
substantial to show, it looks like a subjective decision, since it is based upon subjective evidence.

2. Proper documents are only half the story:
Visa officials know that documents in India can be easily forged. So what is on paper is not enough. What you say,
how you say it, matters a lot. Sometimes it can even make up for inadequate documentation. US Visa Official
Quote: "Some people complain that we did not see their documents. Remember, if we go through your documents
when you are standing there, then that is a negative sign. It means we don't believe you and are checking the
documents for proof or for grounds to reject you. So not seeing your documents in front of you is a good thing for
you."

3. Success Rates of Visa:
Success Rates of Visa Issuance (overall) is 60 %. i.e. 60% of all applicants, across all categories, are issued visas.
40 % are rejected.
Success Rates of specific visas:
Visa - Success Rate
J1 Visa - 75 %
F1 Visa - 65 %
M1 Visa - 35 %

US Visa official Quote: "People who are between 18 and 37 and single attract our attention".

4. How to increase your chances of Success?

A. Legitimate Student:
Show that you have a coherent plan of study. e.g. B.A. English in undergrad in India then MS in Computer Science
in US is not a coherent plan. B.E. Electronics & Communications then M S (Telecommunications) is very clearly



                                                      43
coherent. Also, try linking the plan of study to India. There should be a connection between past study and future
plan.
B: Reputation of School:
The better the ranking of the school that you finally choose, the higher your chances of getting a visa. Visa officials
have actually been quoted saying that they never cancelled the visa application of a Harvard or Stanford student
(they don't even look at anything else if he has a Harvard offer). Of course, everybody doesn't get Harvard, but
then if you choose an obscure university, your chances of a visa decrease correspondingly, as suspicion about your
choice rises. The official thinks, "he's going there only to get to the US, there are better univs than this in India".
C: Exclusiveness of course:
If the course chosen is not offered in India, then it is a positive sign - as long as you can still show that it is
logically related to your past studies. So you can't choose Evangelism after a BSc Chem. and then say, "it's not
offered in India". Well, actually, you can but you have to show compelling reason why you want that subject.
D: Evidence of having researched all options:
Show all schools that you chose (say, printouts of web sites, Photostats of brochures), show clearly which ones you
short listed and why, which ones you got offers from, which ones you chose and why. Basically, show yourself as a
thorough student.
E: Proper documentation of previous study:
Have original copies of Board certificates, college degrees, diplomas, extra courses, etc. Also have original results
of GRE, A-GRE TOEFL, TSE and other standardized tests handy.
F: Show proof of networking (if any) with professors:
If you have sent mails to(or written to) professors, have copies of the mails ready to show, to establish seriousness
of intent to study and to show that you consider your education as an investment.
G: Multiple Offers:
If you have received offers from many universities, show that. Especially if you have a scholarship offer from a
lower ranked university and are still going to a higher one, then attach proof of this with your application.
H: Be Systematic:
Carry a folder with the covering letter and all these papers in order, so that (a) you don't fumble around in front of
the counter window looking for the right papers (b) you look systematic and thorough.

                                                          END




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