Advantages of Doing Business with Agribusiness
Feature Benefit Proof Source
Broad Appetite • Coverage for a vast array of • Travelers Agribusiness
operations that grow crops or raise Appetite guide.
animals that other carriers do not.
• Gives you easy access to coverage
for unique accounts such as horse
farms, wineries, equine mortality,
country estates, and high valued
property in unprotected areas.
Dedicated & • Specialized Agribusiness staff • Leadership experience
Experienced Staff provides underwriting expertise. average over 20 years in
• You can trust that your coverage Commercial, Agribusiness,
needs are being met. Product and Underwriting.
#1 Company Writer • Travelers is the largest countrywide • AM Best 2006 Premium
exclusively through writer of farm and ranch business Exhibit
Independent Agents written exclusively through
independent agents. We have a
common goal to help you improve
your market share against direct
• You can rely on our commitment to
Agribusiness and the consistent
pattern of success we have achieved.
Product Available • Ability to service your accounts that • Active Agribusiness
across the U.S. have multi-state operations; relieves product filings in 48
you of the burden. Contiguous United States.
Financial Strength • Less volatile pricing and underwriting • Annual report
• Travelers is the second largest writer
of Personal and Commercial P&C
insurance in the U.S. We provide a
solid financial footing, excellent A.M
Best rating of A+ with total assets of
approximately $113 Billion at the end
Capacity • As farms and ranches consolidate • Annual report and many
(vertical integration), it's important to long time experienced
have a partner with the capacity and employees in Agribusiness
capital of Travelers, that can underwriting.
undertake substantial exposures on
well managed businesses.
• Capacity is critical when looking at
large values in rural / unprotected
Feature Benefit Proof Source
Stability and Pricing • Our consistently positive financial • Profitable and growing for
Flexibility results allows for more stable pricing over 10 years.
during market fluctuations. Our
agents often witness wider premium
swings made by our competitors.
Flat & Agile • The Agribusiness division has • Agribusiness Organization
Organization immediate access to monthly and chart.
quarterly results – that means you do
• Actuarial support and access to
management information makes it
easy for us to work together with
you, respond to market fluctuations,
and develop product filings quickly.
Automated & • Competitive pricing over the long • Agribusiness Automation
Efficient term because of our commitment to made easy.
automation and efficiency
• Ease of doing business for our agents
Flexibility & Tailored • Flexibility to customize the product to • Coverage Brochures along
Coverages be in-synch with our insured's with actual coverage
coverage needs and price forms.
• Reduced E & O exposure.
Travelers Enterprise • Access to a wide breadth of products • Travelers Enterprise sell
& Network Access (Personal, Business & Specialty) sheets and Local office
• Simplifies your daily operations structure.
knowing you can get one-stop
• Helps your agency address client
needs more accurately and