PAYMENTS 2005 Demographics
Assn/Univ 5% Gov't 5% Other 2%
Bank 29%
Corp 38% Proc 2%
Cr Un 5% Vendor 14%
PAYMENTS 2005 Decision-Makers
CIO/CTO/CFO Pres/CEO 2% EVP/SVP 6% 8% VP 17% Mgr 20%
Other 26%
Dir/Sr Mgr 18%
AVP 3%
54% of PAYMENTS attendees are Senior-Level Managers and Higher* *”Other” Titles include: Business Systems Analyst; Client Service Officer; Controller; Corporate Secretary & Legal Counsel; Sales Analyst; Operations Auditor; Channel Executive; Cash Management Officer; Financial Analyst; Principal Architect; Compliance Officer; Authorized Public Accountant; Jefe de Comercio Electronico; Consumer & Small Business eCommerce Expert; Electronic Banking Officer; Software Engineer; Chief Deputy; Chief – Disbursement Bureau; Policy Analyst; Commercial Cash Management; Product Strategy Analyst; Chief Deputy Treasurer; Comptroller; Operations Officer; National Bank Examiner; Financial Program Specialist; Applications Analyst; Management Analyst III; Payments System Research Specialist; Payments System
Research Specialist; Counsel; Electronic Payments Analyst; Financial Services Analyst; Treasury Management Officer; International Treasury Management; Investment Accountant; EFT Operations Analyst; Business Process Executive; Principal Researcher; Chief Research & Development Officer; Head of Market Development EMEA; Industry Research Analyst; Consumer Payments Expert; ACH Business Analyst; Solution Architect; Financial Services Officer; Credit Union Examiner; Application Engineer; Risk Management Analyst; EFT Representative II; Chief of Law Enforcement; Government Operations Consultant II; Financial Institution Liaison; Information Technology Security Specialist; Executive Officer, Department of Finance
Companies represented at PAYMENTS 2005 A.P. Technology ACA International ACE Software Solutions ACH Commerce ACH Direct, Inc. ACH Processing Company ACI Worldwide ACOM Solutions ACS State & Local Solutions ACT, Inc. ADP, Inc. ADP/Claims Services Group AIG American General AMC Mortgage Services APS ARAMCO Services Company AT&T Accenture Access Group, Inc. Acxsys Corporation Advanced Financial Solutions Advocat Inc. Aetna Aite Group Alabama ACH Association Albertson’s, Inc. Aliaswire Inc. Alliance Data Systems Alliance Payments Technologies, Inc. Allstate Insurance Company Alltel Communications, Inc. Alogent Corporation Allston & Bird, LLP Amazon.com Ameren Corporation AmeriCredit Corporation America Online American Banker American Electric Power American Express American Express Financial Advisors American Family Insurance Company American Honda Finance Corporation
American Honda Motor Co., Inc. American Payment Systems, Inc. American Payroll Association Ameriquest Mortgage Ameritrade, Inc. Anheuser-Busch Companies, Inc. Association for Financial Professionals Atlantis Management Atmel Corporation Atmos Energy Corporation Atos Origin Audio Tel Corp Austin Energy Authorize.Net Corporation Autoscribe Corporation Avenue B Consulting, Inc. Axalto BAI BCS Information Systems PTE LTD BFS Finance LTD Baird Venture Partners Balls Food Stores, Inc. Bank Security News Bank Systems & Technology/CMP Media BankServ Battelle Energy Alliance BearingPoint BellSouth Corporation BenchMark Consulting International Benefitfocus.com, Inc. BetterBuyDesign BillMatrix Corporation Billeo, Inc. Biometric Access Company Black Hills Corporation Blue Cross & Blue Shield Blue Cross of California Blue Marlin Partners Bottomline Technologies, Inc. Bremer Financial Services Brinks Home Security Broadview International Broadview Networks, Inc. Brown Brothers Harriman CCBill, LLC
CDS, Inc. CHEQ Services International CHIPS CIBC Global Deposits & Payments CJVolk Associates, Inc. COCC CSC CVS Pharmacy Cable & Wireless Caesars Entertainment Camara Interbancaris de Pagamentos Cambridge Credit Counseling Corporation Canadian Payments Association Capco Capital Recovery Associates Cards Systems Solutions, Inc. Cardinal Venture Capital Carreker Corporation Celent Communications Centro de Compensacion Automatizado Centro de Intercambio Automatizado Certegy Check Services, Inc. Certegy, Inc. Charles River Associates Charles Schwab & Company, Inc. Check Assist CheckCare Enterprise, LLC CheckFree Corporation Checkfast Data Systems Chesapeake System Solutions, Inc. ChevronTexaco ChoicePay Church of Jesus Christ Latter Day Saints Cingular Wireless Cisco Systems, Inc. Clear Commerce Corporation Clear2Pay ClearTran, Inc. Clemson University Cole National Corporation Columbia House Company Comcast Capital Corporation Commerciant Corporation Commonwealth Marketing Group Communications Data Services Conocophillips
Continental Advisors Corcentric Collective Business System Corrillian Corporation Countrywide Home Loans Creative Payment Solutions, Inc. Credit Acceptance Credit Card Management Credit Protection Association, LP Crescent Systems, LLC CrossCheck, Inc. Custom House Global Foreign Exchange CybrCollect D.A. Davidson DCAS Software Solutions, Inc. DST Systems, Inc. DaimlerChrysler Financial Services Data Management Products, Inc. Debitran Dell Inc. Diebold, Inc. Digital Check Corporation Digital Insight Digital River Digital Transactions Dillards, Inc. Direct Payment Advisor Dolex Dollar Express Dominion Resources, Inc. Dove Consulting eFunds Corporation eGistics, Inc. ePassprte.com E-Tran, Inc. eWise Systems edocs, Inc. E4X, Inc. ECCHO ECHO – Electronic Clearing House, Inc. ECU Banking Association ECash Direct, Inc. Ecommerce Group EDS EFC Systems EFT Commerce, LLC EFT Network, Inc. EPN, Inc.
EPOS Corporation ESP Consulting EZCheck EastPay, Inc. Edgar, Dunn & Company Edward D. Jones & Company Electracash, Inc. Electronic payments Advisory Services Electronic Payments Network Electronic Payments Week Emergis, Inc. EnCircle Endpoint Exchange Envision Utilities Software Corp. Epson America, Inc. Equity Network Solutions Esurance Etech Transaction Solutions, Inc. Evertec Inc. Exelon Corporation ExxonMobil FACTS Management Co. FBL Financial Group Inc. FIS, Inc. FISC FNB Corporation FT Ventures Fair Isaac Corporation Fairview Health Services Farm Credit Financial Partners, Inc. Fidelity Express Fidelity IFS Fidelity Information Services, Inc. Fidelity Investments Financial Fusion, Inc. Financial Insights, an IDC Company Financial Technology Partners Fireman’s Fund Insurance Company First American Payment Processing, Inc. First American Payment Systems, Inc. First Analysis Corporation First Commonwealth Systems Corporation First Data Corporation First National Merchant Solutions Fiserv BANKLINK
Fishback Financial Corporation Food Lion, Inc. Foreward Financial Consulting Fort Knox National Company Founders Group Inc. Frankenmuth Financial Group Freddie Mac FreedomWare, LLC Friedman, Billings, Ramsey & Co., Inc. Frontenac Company Funds Xpress Fundtech Corporation GACHA GE Company GE Corporate Treasury GMAC Gartner, Inc. Georgetown University Georgia Pacific Company Germania Insurance Glenbrook Partners Global Cash Access Global Collect Global Concepts, Inc. Global Payments Advisors, Inc. Global Software Solutions G Figure, Inc. Goldleaf Technologies Goldman Sachs & Company Google, Inc. Govolution, Inc. Grand Valley State University Grant Thornton Graystone Mortgage Corporation Great-West Life Insurance Co. Grocers Supply Group 1 Software Gulf Management Systems Gulf South Pipeline Company LP Harland Financial Solutions Harley-Davidson Financial Service, Inc. Harris Nesbitt Hewlett Packard Highmark, Inc. IBM Corporation IBOC
IDMI iPay Technologies LLC IPP In-Person Payments IRRC Solutions Identrus LLC ImageScan Inc. Independent Community Bankers of America Indiana University infiNET Solutions Informa Information Week IniTech Co. Injun Enterprises Innovate E-Commerce Instadebit Services, Inc. Institute for Development & Research in Banking InteCap, Inc. Integrated Payments Intele-CardNews InteliData Technologies Corp. Intercept Corporation International Container Terminal Service International Decision Systems International Playthings Internet Transaction Solutions, Inc. Internetsecure, Inc. IntraNet Worldwide, Inc. Intrieve, Inc. Intuit Intuition Systems, Inc. Intuitive Solutions Inc. J&B Software, Inc. Jack Henry & Associates Janus Capital Group, Inc. Javelin Strategy & Research John Deere Credit KROPS Optimum Payment Services LLC Kamlet Shepherd & Reichert, LLP Klik Technologies Kodak Polychrome Graphics Korea Mobile Payment Service L.A. Fitness International LML Payment Systems Corp. Lafarge North America
LendingTools.com Liberty Mutual MACHA – The Mid-Atlantic Payments Association MARI-NET MEEMIC Insurance MICR Resource Management MSI MagTek, Inc. Manheim Auctions Mars Supermarkets, Inc. Mass Mutual Life Insurance Co. MasterCard McKesson Corporation Memorial Sloan—Kettering Cancer Center Mercator Advisory Group Merchant Partners Merrill Lynch & Co., Inc. MessageWay Solutions, Inc. MetLife Auto & Home Metavante Corporation Microsoft Corporation Mid-America Payment Exchange Middleton Finance Midland Mortgage Co. Mitek Systems, Inc. Moneris Solutions MoneyGram ExpressPayment MoneyGram International Moneytree, Inc. Moody’s Corporation Morgan Stanley Multiple Shift key Inc. Mystic Lake Casino Hotel NEACH NSFdeposit.com NT Services Ltd NTT COMWARE Corp. NYCE Corporation National Payment Corporation National Plan Administrators Nationwide Insurance Companies Navaho Networks Inc. Net Deposit New York Life Insurance Company
Nextel Communications, Inc. North East Independent School District Northwest Clearing House Association Nova Information Systems, Inc. OPEX Corporation Oklahoma Gas & Electric Company OneAmerica Financial Partners Online Resources Corp. Open Solutions, Inc. Optimal Payments, Inc. Oracle Corporation P&H Solutions Inc. PAYCHEX, Inc. PEMCO Technology Services, Inc. PHI Financial Services, Inc. PNM Resources PPG Industries Inc. PWGSC Pacific Monarch Resorts, Inc. Panache Consulting, Inc. Panini North America Paprika Consultancy Paragon Application Systems, Inc. PassMark Security, LLC Pay By Touch Pay Track/Keynetics PayFormance Corporation PayPal, Inc. PayStream Advisors PaySystems, Inc. Paycom.net Paycor, Inc. Payment Option Solutions Payment Solutions PaymentOne Paymentech Payments Central Payments Resource One Paysett Corporation Paystone Technologies Pedernales Electric Cooperative, Inc. Pekin Insurance Philips Semiconductors Phoenix-Hecht Piggly Wiggly Pinnacle West Capital Corp.
Piper Jaffray & Co. Pitney Bowes Planaxis Plaza Associates Portico Capital LLC Portland General Electric Power EPay PowerTrack Precodata Primary Payment Systems, Inc. Princeton eCom Corporation Principal Financial Group Professional Bank Services, Inc. Publix Supermarkets, Inc. Purcell Ventures, LLC Qwest Communications RBS Lynk RDM Corporation REALM Business Solutions Inc. RLI Insurance Co. RP Solutions, Inc. RT Lawrence Corporation RWC Consulting Group, Inc. Radio Shack ReD Consulting Real Networks Inc. Real Page, Inc. Regis Corporation Regulus Group, LLC Rehmann Consulting RemitPro Restaurant Technologies, Inc. Retail Payments Global Consulting Rolls Royce, Inc. Ruesch International, Inc. S1 Corporation SADAD payment System SBC Communications, Inc. SBC Services, Inc. SECURA Insurance Companies SEMOPS SERPRO SHAZAM, Inc. STAR Systems, Inc. SUPERVALY Inc.
SWACHA – The Electronic Payments Resource SWIFT Safeway Inc. Sage Telecom Sallie Mae Inc. Sara Lee Business Services Schenkein Schulte Roth & Zabel LLP Science Applications International Corp. Secure Payment Systems Sentenial Servipag Ltd. ShareBuilder Securities Corporation Sheshunoff Information Services, Inc. Silver Bullet Technology, Inc. Skylight Financial Smart System Technologies Solutran Sony Electronic, Inc. South Carolina ACH Association Southern California Edison Southern Financial Exchange Southwest Business Corporation Spectrum Equity Investors Spirit Finance Corporation State Farm Insurance Companies Sun Electronic payment Services SunGard Business Integration Symco Group Synergistics Research Corp. Synovus Financial Corporation SysCom Strategies Suscom, Inc. T-Mobile USA TAWPI TCF Financial Corp. TFP TROY Group, Inc. Target Corporation Tata Consultancy Services Technology management Resources TelPay Incorporated TeleCheck Services Tennessee ACH Association Teros
Texas A&M University Texas Instruments Texas Lone Star Solutions, LLC The 41st Parameter The Azimuth Group The Center for Financial Industry Information The Clearing House The De Palma Group The Dow Chemical Company The GETPAID Corporation The Green Sheet, Inc. The Kroger Company The Payments Authority, Inc. The Rye Group The South Financial Group The TJX Companies, Incorporated The Vanguard Group Thomson Thought Matrix Consulting, LLC Thrivent Financial for Lutherans Time Warner Cable TouchNet Information Systems Inc. TowerGroup Trade Card, Inc. Trancentrix, Inc. TransFirst ePayment Services TravelersExpress MoneyGram Travelex Commercial Foreign Exchange Treasury Management Association of Canada Treasury Strategies, Inc. Trisul Group True Commerce Trusted Electronic Communications Forum Two Sparrows Consulting, LLC U-Haul International, Inc. U.S. Payments UBCC UBS Financial Services, Inc. UNISYS US Dataworks USAA UT-Batelle LLC University of Illinois
University of Minnesota University of Oklahoma University of Washington Unocal Corporation Upper Midwest ACH Association VASCO – The Authentication Company VECTORsgi VISA Commerce VSoft Corporation Valista TM Ventanex VeriFone Verified Person, Inc. Verizon Communications Verizon Wireless Vesta Corporation ViVOtech, Inc. Vicor, Inc. Visa USA WACHA – The Premier Payments Resource Wake Forest University Wal-Mart Stores, Inc. Walco International, Inc. Washington State University Wausau Financial Systems WebMethods, Inc. Wellpoint Health Networks, Inc. WesCorp West Virginia University Western payments Alliance Western Union Westgate Resort White Castle Purchasing Company William Mills Agency World Transaction Systems, LTD XGEN Consulting Xerox Capital Services, LLC Yodlee, Inc. Zenith Information Group Zmax Solutions, Inc.
Financial Institutions represented at PAYMENTS 2005 1st Community Bank 1st Mariner Bank ABN AMRO Bank Advanta Bank Corp Agribanck, FCB Alabama Telco Credit Union Alliance Bank Alpine Bank AmSouth Bank Amalgamated Bank Amarillo National Bank American Bank American Express Centurion Bank American Heritage Federal Credit Union American National Bank of Texas Arvest Bank Group BB&T BBVA Bancomer Mexico BBVA Puerto Rico BMI Federal Credit Union Banco BHD Banco Bilbao Vizcaya Banco Domincano del Progreso Banco Popular Domincano Banco Popular de Puerto Rico Banco Santander Puerto Rico Banco de Guatemala Banco de Mexico Banco de Brasil S.A. Bangor Saving Bank Bank Negara Malaysia Bank of America Bank of Belton Bank of Cascades Bank of Hawaii Bank of Montreal Bank of New York Bank of Nova Scotia Bank of the West Bank-Fund Staff Federal Credit Union BankFirst Bankers Bank Bankers Trust Company Banking Computer Services Private Ltd
Banner Bank Banterra Bank Bay Cities Bank Bayer Federal Credit union Blue Ridge Bank & Trust Company Boeing Employees Credit Union Brenham National bank Brick House Financing Services Bridge Community Bank Cecoban, S.A. de C.V. California Coast Credit Union Capital Community Credit union Capital One Capitol Bancorp Limited Capitol Federal Savings Bank Carolina First Cashmere Valley Bank Central Bank Central Bank of Georgia Central Bank of Malaysia Central Bank of Oman Central Corporate Credit Union Central Pacific Bank Charter Bank Charter One Bank N.A. Chase Home Finance Chase Merchant Services Chevron Credit Bank Citigroup, Inc. Citizens & Northern Bank Citizens Bank Citizens Bank of Farmington Citizens Business Bank Citizens Equity First Credit Union Citizens Tri County bank City National Bank Clover Community Bank Cole Taylor Bank Collins Community Credit Union Colonial Bank Columbia Bank Columbus Bank & Trust Company Comerica Bank Commerce Bancshares, Inc. Commerce Bank Commerce Bank & Trust
Commercial Bank Community Bank Community Bank of Southern Indiana Community First Bank Compass bank Constitution State Corp. Credit Union Countrywide Bank Credit Union Central Alberta ltd Credit Union of Central British Columbia Credit Union Central of Canada Crockett National Bank Cumberland Valley National Bank Delta Employees Credit Union Den Norske Bank SAS Denali Alaskan Federal Credit Union Destin bank Deutsche bank Deutsche Bank Trust Company Americas Discover Financial Services, Inc. Dnb NOR Bank Dollar Bank Downey Savings & Loan Dresdner Bank AG Dubuque Bank & Trust East West bank Eastern Corporate Federal Credit Union Eastern Savings Bank Eastman Credit Union Educational Community Credit Union Effingham State Bank Eli Lilly Federal Credit Union Empire Corporate Federal Credit Union Employees Credit Union Evangelical Christian Credit Union FAA Credit Union Fairfield County Bank Corp. Farmers & Merchants Bank Farmers Insurance Group FCU Farmers State Bank Federal Home Loan Bank of Dallas Federal Reserve Bank of Atlanta Federal Reserve Bank of Boston Federal Reserve Bank of Chicago Federal Reserve Bank of Cleveland Federal Reserve Bank of Dallas Federal Reserve Bank of Kansas City
Federal Reserve Bank of Minneapolis Federal Reserve Bank of New York Federal Reserve Bank of Philadelphia Federal Reserve Bank of Richmond Federal Reserve Bank of San Francisco Federal Reserve Bank of St. Louis Fifth Third Bank Financial Resources Federal Credit Union First American bank & Trust First Annapolis First Bank First Carolina Corporate Credit Union First Financial Bank, Abilene First Indiana Bank First Interstate Bank First National Bank Alaska First National Bank of Abilene First National Bank of Bastrop First national Bank of Buffalo First National Bank of Catlin First National Bank of Edinburg First National Bank of Florida First National Bank of Marin First National Bank of Omaha First National Bank of PA First National Banker’s Bank First PREMIER Bank First Penn Bank First Pioneer Farm Credit, ACA First Savings Bank First Security Bank First Signature Bank & Trust First Tennessee Bank FirstBank Data Corporation Fort Financial Credit Union Frost National Bank Frost National Bank of San Antonio GMAC Automotive Bank GTE Federal Credit Union Georgia Telco Credit Union Guaranty Bank Gulf Employees Credit Union HAPO Community Credit Union HSBC Bank USA Harleysville National Bank Harris Bank
Hawaii USA Federal Credit Union Hibernia National Bank Hudson Valley Bank Huntington National Bank ICICI Bank Ltd INSOUTH Bank Illinois National Bank Indiana State University FCU Industrial Bank International Bank of Commerce Intrust Bank N.A. Irwin Union Bank Israel Discount Bank of New York JPMorgan Chase John Deere Community Credit Union Johnson Bank Johnson Bank Arizona N.A. Kentucky Bank KeyBank Kinecta Federal Credit Union LaSalle Bank Corporation Landmark Bank N.A. Laredo National Bank Legacy Bank of Texas M&I Bank M&T Bank Main Street Bank & Trust Manufacturers Bank Meadows Credit Union Mellon Financial Corporation Memorial Hermann Credit Union Mercantile Bank Texas Mercantile Safe Deposit & Trust Company Merchant & Southern bank Merrick Bank Corporation Metropolitan National Bank Mid-State Bank & Trust Mid-State Corporate Federal Credit Union MidCountry Bank MidFirst Bank Minnesota Corporate Federal CU Missouri Corporate Credit Union Missouri State Bank & Trust Moody National Bank Mountain America Credit Union
Municipal Employee Credit Union NRL Federal Credit Union National Bank of California National Bank of Canada National Bank of Commerce National Capital Bank of Washington National City Bank National City Corporation National Commercial Bank of Jamaica Navy Federal Credit Union Neighborhood Credit Union Nordstrom FSB North American Banking Company North Island FCU NorthWest Federal Savings Bank Northern Trust Company Northwest Savings bank Northwestern Bank Old Second Bancorp, Inc. OmniAmerican Credit Union OneUnited Bank Orange County’s Credit Union Oregon pacific banking company OrthoBanc Ozona National Bank PFF Bank & Trust PNC Bank Pacific Capital Bancorp Park National Bank PeoplesBank Peotone Bank & Trust Co. Pilot Bank Pinnacle Bank PrimeWay Federal Credit Union Provident Bank Provident State Bank Providian Bancorp Services Providian Financial Purdue Employees Federal Credit Union Quad City Bank & trust RBC Financial Group Randolph-Brooks Federal Credit Union Redstone Federal Credit Union Rhinebeck Savings bank Robins Federal Credit Union Royal Bank of Canada
SECU of MD San Antonio Federal Credit Union Sandy Spring Bank Savings bank of Mendocino County Security Service federal Credit Union Silicon Valley Bank Smart Financial Credit Union Sonoma National bank Southside Credit Union Southwest Bank of Texas N.A. Southwest Corporate Federal Credit Union Standard bank of South Africa Stanford federal Credit Union Star One Credit Union State Employees Credit Union State Farm bank State National Bank Sterling Bank Sterling Savings Bank Sterling State Bank SunTrust Bank Inc. Susquehanna Bancshares TD Bank Financial Group TD Banknorth TIB-The Independent Bankers Bank Target Bank Texas Bank Texas Bay Area Credit Union Texas Capital Bank The American National Bank of Texas The Bancorp Bank The bank of Bermuda Ltd The Bank of Korea The Bank of New York The Bankers Bank The Delaware County Bank & Trust The Golden 1 Credit Union The Palmetto bank The PrivateBank & Trust Company Tompkins County Trust Company Tower Federal Credit Union Twin County Credit Union Two Rivers State Bank U.S. Bank U.S. Central Credit Union
UMB Bank USA Federal Credit Union USAA Federal Savings Bank Umpqua Bank Union Bank of California Union Planters bank United bank of Osseo United California Bank University Federal Credit Union Volkswagen Bank USA Volunteer Corporate Credit Union WESCORP Credit Union Wachovia Bank N.A. Washington Federal Savings bank Washington Mutual Bank Webster Bank Wells Fargo WesCorp Federal Credit Union West Texas National Bank Whitney National Bank Wilson Bank & Trust Wings Financial Federal Credit Union Woodforest National Bank World Savings & Loan World Savings Bank Wright Patman CFCU Yardville National Bank Zions Bancorporation
Government Organizations represented at PAYMENTS 2005 Administration for Children and Families Baltimore County Government Butler County OH Treasurer’s Office California State Controller’s Office City Public Service of San Antonio City of Carson Clark County Treasurer’s Office Clermont County Treasurer Commonwealth of Massachusetts Department of Revenue and Finance District of Columbia Government Fairfax County Government Federal Reserve Board of Governors Federal Reserve System
Federative Republic of Brazil Financial Arbiter of the Czech Republic Financial Consumer Agency of Canada Financial Crimes Enforcement Network Florida Department of Revenue Los Angeles Department of Power & Water Montana Dept. of Transportation Montgomery County Treasurer National Credit Union Administration North Carolina Department of Revenue North East Independent School District Office of Comptroller of Currency Ohio Bureau of Worker’s Compensation Orlando Utilities Commission PA Higher Education Assistance Agency Public Works & Govt. Svcs, Canada Receiver General for Canada Social Security Administration State of Alaska State of Delaware Division of Revenue State of Florida Department of Revenue State of Nebraska State of Ohio Auditor Office State of Washington Tarrant County, Texas Texas Attorney General’s Office Texas Comptroller of Public Accounts U.S. Comptroller of the Currency US Department of Justice US Department of Treasury/BPD US Department of Treasury/FMS US General Services Administration US Marshals Service US Postal Service Washington Metro Area Transit Authority Washington State Treasurer’s Office West Virginia State Auditor’s Office West Virginia State Treasurer’s Office