Real Estate Appraisers Consultants by kxh11968


 Services, Inc.
Real Estate Appraisers & Consultants

      Affordable, Reliable, Accurate!
           380 Interstate Court, Suite 203
              Sarasota, Florida 34240

             Office:    (941) 966-2202
             Fax:       (941) 966-2251
  Services, Inc.

 Thank you for allowing us to provide our company information for your review.

 Affordable Appraisal Services, Inc. is a full service real estate appraisal and consulting firm headquartered
 in beautiful Sarasota, Florida.

 We currently provide service in over 30 Counties throughout Florida. Our coverage area is always
 expanding, so please check our website often.

 With highly competitive fees, fast turnaround times, plus online ordering, status notifications and delivery
 why choose anyone else!

 Briefly, our fee is $250 COD or $300 if invoiced for properties under $500K. Turn time is within 3
 business days of inspection.

 Upon receiving the order, the borrower will be contacted within 24 hours to set up the appointment. We
 gladly accept Visa, MasterCard, Discover and American Express.

 If you would like to place an order, please visit our website and register as a new client in our system, if
 you have not done so previously. During registration you will be asked to create a user name and
 password which is unique and confidential. If you do not register yourself, we will enter you into our
 system based on the information from your first order. An email with your username and password will be
 forwarded to you.

                            Phone: (941) 966-2202 • Fax: (941) 966-2251
Once registered; you may use the Client Log In to easily order an appraisal and check the status of any
appraisal currently in progress 24 hours a day, 7 days a week. Additionally, when the status of an appraisal
changes, an email is generated alerting you to the new status automatically.

This system has been put in place to help keep you as informed as possible throughout the appraisal
process. It all but eliminates the seemingly endless phone calls when trying to determine the status of an

Please visit our website at for more information and a demonstration of
this system.

Thank you in advance for choosing Affordable Appraisal Services, Inc. We look forward to serving your


Thomas Mullins, President
St.Cert.Gen. REA RZ2253

                            Phone: (941) 966-2202 • Fax: (941) 966-2251
                              OUR COMPANY

Affordable Appraisal Services, Inc. is a full service real estate appraisal and consulting firm
providing residential service throughout Florida.

Since 1986, engaged exclusively in real estate valuation, consulting and appraisal. Service has
been provided for a variety of purposes including:

               •   Mortgage security
               •   Estate tax
               •   Condemnation
               •   PMI Removal
               •   Insurable Value
               •   Conservation easements
               •   Utility easements
               •   Divorce
               •   Feasibility analysis
               •   Leasehold
               •   Corporate asset valuation
               •   Equity yield
               •   Assessment review
               •   Tax certiorari

All associates of Affordable Appraisal Services, Inc. are licensed or certified by the State of Florida.

Thomas Mullins, the company president, is a State Certified General Real Estate Appraiser
(RZ2253) in the State of Florida, and formerly certified in the states of New York and North Carolina.

                             Phone: (941) 966-2202 • Fax: (941) 966-2251

  Phone: (941) 966-2202 • Fax: (941) 966-2251
                           OUR SERVICES

Affordable Appraisal Services, Inc. provides appraisal and consulting of all types of real estate.

Appraisal assignments completed include:

                                -Single family dwellings
                                -Multi-family dwellings
                                -Vacant Land
                                -Retail stores
                                -Apartment buildings
                                -Shopping centers
                                -Office buildings
                                -Industrial buildings
                                -Manufacturing plants

Specialty property appraisals completed include:

                                -Houses of worship
                                -Service stations
                                -Automobile dealerships
                                -Dog kennels
                                -Power line corridors
                                -Asphalt plants
                                -Tennis and fitness clubs
                                -Watershed lands
                                -Funeral homes
                                -Bank Branches
                                -Bowling alleys
                                -Beach clubs

                         Phone: (941) 966-2202 • Fax: (941) 966-2251
       OUR CLIENTS (partial list)
AAPEX Mortgage                      Key Financial Corporation
AAXA Discount Mortgage              Keystone Asset Management, Inc.
Aclarian Mortgage                   Knox Financial Group, LLC
Advantage Mortgage                  Kroboth & Helm Mortgage Company
All State Home Mortgage             LandSafe Appraisal Service
Ameriquest Mortgage Company         Lehman Brothers Bank, FSB
Apex Lending, Inc                   Liberty Financial Services, Inc.
Bank One Mortgage                   Liberty Mortgage Lending
Bankers Nationwide Mortgage Corp    M&T Mortgage
Begley & Bookbinder, P.C.           Merit Financial, Inc.
Bridge Capital Corporation          MetAmerica Mortgage Bankers, Inc.
Buccaneer Mortgage                  MLD Mortgage
Centex Home Equity                  Mortgage Pros USA
Century Bank                        National Fidelity
Challenge Mortgage                  Nations Mortgage & Investments
Charter Funding/Great SW Mortgage   NationWide Lending Group
Chase BC Lending                    NovaStar Home Mortgage, Inc.
Citigroup Private Bank              Oak Street Mortgage
Conseco Finance Corp                Old Merchants Mortgage Bankers
CoreStar Financial Group            One Source Mortgage Corporation
Countrywide                         Pacific Shore Funding
Dana Capital Group                  Premier Mortgage Funding, Inc.
Discount Funding Associates, Inc.   Provident Bank
Empire Funding Enterprise           RBC Mortgage
Evergreen Mortgage, Inc.            Re/Max Properties
Fidelity First Home Mortgage        Republic Trust & Mortgage, Inc.
Finance America, LLC                RMC Vanguard Mortgage Corporation
First Equity Funding                RT Funding Corp.
First Liberty Mortgage              SIB Mortgage Corp.
First National Bank of Arizona      Southern State Mortgage, Inc.
Flagstar Bank                       STARS
Florida Bancorp                     Superior Home Mortgage
General American Corporation        Tarpon Coast National Bank
GMAC Mortgage Corporation           The Knox Financial Group, LLC
GMC Lending Services                The Money Tree Lending Group, Inc.
Gold Bank                           The Taurus Group
H&R Block Mortgage Corporation      Union Planters Bank
Homebridge Mortgage Bankers         United Bancorp Mortgage Corporation
HomeStar Mortgage Lending Corp.     Universal Mortgage Funding
IPI Skyscraper Mortgage Corp.       Universal Real Estate, Inc.
Ivy Mortgage                        US Mortgage & Lending Group
J & G Mortgage Associates, Inc.     Value IT
Keller Williams Realty              WCS Lending, LLC
Key Bay Mortgage                    Wells Fargo Home Mortgage

              Phone: (941) 966-2202 • Fax: (941) 966-2251
                                             OUR FEES
           FNMA Form Number                  Form Name               Invoiced*             Pre-Pay**
           1004 (Less than$500K)   Single Family                       $300.00              $250.00
           1004 ($500K-$1.0M)      Single Family                       $500.00              $450.00
           1004 ($1.0M-$1.5M)      Single Family                       $650.00              $600.00
           1004 ($1.5M-2.0M)       Single Family                       $800.00              $750.00
           1004 ($2.0M-2.5M)       Single Family                       $950.00              $900.00
           1004 ($2.5M-3.0M)       Single Family                      $1100.00              $1050.00
           1004 (Over 3.0M)        Call                             Call for Quote        Call for Quote
           1004FHA                 Single Family - FHA           Add $50.00 to above   Add $50.00 to above
           2055EXT                 Drive-by Exterior                   $200.00              $200.00
           1073                    Condominium Unit                    $300.00              $250.00
           1073EXT                 Condominium Exterior                $200.00              $200.00
           LAND                    Land                                $300.00              $250.00
           1025                    Duplex                              $450.00              $400.00
           1025                    Triplex                             $500.00              $450.00
           1025                    Fourplex                            $550.00              $500.00
           Desk Review             Desk Review                         $100.00              $100.00
           1007                    Rent Schedule                       $100.00              $100.00
           216                     Operating Income Statement          $50.00                $50.00
           2000                    Field Review                        $150.00              $150.00
           2000SFR                 Expanded Field Review               $175.00              $175.00
           1004D                   Final Inspection                    $75.00                $75.00
           1004D                   Appraisal Update                    $150.00              $150.00

*Invoiced orders require letter of guarantee signed by a corporate officer with each order.
Blanket coverage on-file guarantee letters available subject to approval.

**Pre-Pay orders require payment information when scheduling inspection. Major credit cards
and personal checks welcome.

                                          For Pre-Pay Orders we gladly accept:

                                Phone: (941) 966-2202 • Fax: (941) 966-2251
Phone: (941) 966-2202 • Fax: (941) 966-2251
Phone: (941) 966-2202 • Fax: (941) 966-2251
Phone: (941) 966-2202 • Fax: (941) 966-2251
Phone: (941) 966-2202 • Fax: (941) 966-2251
Phone: (941) 966-2202 • Fax: (941) 966-2251
Phone: (941) 966-2202 • Fax: (941) 966-2251
                                                  PROFESSIONAL QUALIFICATIONS

                                                            THOMAS D. MULLINS


                                                   Certified General Real Estate Appraiser - Florida
                                          Certified General Real Estate Appraiser - North Carolina (inactive)
                                            Certified General Real Estate Appraiser - New York (inactive)

                                                PROFESSIONAL MEMBERSHIPS/DESIGNATIONS

                                              American Society of Appraisers - ASA Candidate Member
                                     National Association of Master Appraisers - Master Senior Appraiser (MSA)

                                                           PROFESSIONAL EDUCATION

                                                     New York University, Real Estate Institute
                                             Introduction to Income Capitalization Theory & Techniques
                                                           Essentials of Real Estate Finance
                                                      Principles of Income Property Appraising
                                                         Applied Income Property Valuation

                                             Westchester County Board of Realtors School of Real Estate
                                                       Fundamentals of Real Estate Appraisal
                                                        Valuation Principles and Procedures

                                                                 Appraisal Institute
                                                          Standards of Professional Practice
                                                         Principles of Real Estate Appraisal
                                                        Report Writing and Valuation Analysis

                                                          American Society of Appraisers
                                                 Uniform Standards of Professional Appraisal Practice

Since 1986, engaged as a real estate appraiser, analyst, and consultant to various banks and other lending institutions, local government
municipalities, religious organizations, utility companies, developers, and private individuals. Employment history includes Chief Appraiser with
East River Savings Bank, and Senior Review Appraiser with American Savings Bank.

Appraisal assignments have been completed for purposes of mortgage security; estate and/or gift tax; condemnation by public authority; conservation
easements, utility easements; assessment review; divorce proceedings; purchase, sale, and/or investment value; economic and/or locational
feasibility; leasehold interest; equity yield; cash flow analysis; construction lending; rehabilitation; corporate real property asset valuation, and tax

Appraisal assignments completed include commercial, industrial and residential properties including, retail stores, apartment buildings, shopping
centers, office buildings, manufacturing plants, subdivisions, single-family dwellings, multiple family dwellings, cooperative apartment buildings,
condominium projects, and vacant land.

Unique appraisal assignments completed include theaters, houses of worship, restaurants, service stations, automobile dealerships, dog kennels,
power line corridors, asphalt plants, tennis and fitness clubs, marinas, hotels/motels, watershed and reservoir lands, funeral homes, banks, day care
centers, schools, bowling alleys, farms, beach clubs, and firehouses.

Aggregate property value appraised exceeds $1,000,000,000. Landmark properties appraised include corporate headquarters in excess of 150,000
square feet with estimated values exceeding $35 million.

                                            Phone: (941) 966-2202 • Fax: (941) 966-2251
  Services, Inc.

                            APPRAISAL ORDER FORM
Today’s Date:                                Due Date:

Ordered by:                                           Phone ____________________


Client Address:


Property Address:

City:                                        Zip:

  Single Family         Condo            2-4 Family           Vacant Land          Other:

  Purchase              Refinance                      FHA (case # needed):

Sale Price: _____________           Contract Supplied                Yes           No

Estimated Market Value: $ ___________        Mortgage Amount: _____________

Contact for Access: ___________________________ Phone: ____________

Appraisal Fee $_________                 COD from borrower           Bill Client/Lender

  Deliver               Mail to Client                 EDI to (e-mail)

Mail Reports to: ________________________________________________

Special Instructions:

                                Phone: (941) 966-2202 • Fax: (941) 966-2251

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