Alvin Community College by arv17047

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									Fiscal Year End 2002 Edition                                                                           Texas Guaranteed
Record # 96

                                                                                                      3110 Mustang Rd.
Alvin Community College                                                                                Alvin, TX 77511
                                                                                                      www.alvin.cc.tx.us

General Information                                            Leadership
City:                                         Alvin            President:                      Dr. Rodney Allbright
School Type:                        Two-Year Public            Director, Financial Aid & Placement:
Highest Degree Offered:                  Associate's                                                 Ms. Dora Sims
ED School Code:                              003539            U.S. Rep.:                      Tom DeLay (R-22nd)
TG School Suffix:                               000            State Sen.:                    Mike Jackson (R-11th)
Primary Phone:                       (281) 331-6111            State Rep.:                  Glenda Dawson (R-29th)
Financial Aid Phone:                            N/A

Student Profile
Enrollment (Fall 2002):                       4,174            Female Enrollment (Fall 2001):                      54%
Change (Fall 1997-Fall 2002):                  11%             Texas Residents (Fall 2002):                        98%
                                                               Foreign and Out of State (Fall 2002):                2%
Ethnicity                    % of        % of Aid         AY 2000-01 Averages                    Retention   Tran/Cmpl
                      Enrollment        Recipients     Unmet     Grant      Loan                     Rate          Rate
                        Fall 2002        FY 2001        Need Amount Amount
White                        70%              N/A      $4,703    $1,653    $3,418                    54%            N/A
African-American              8%              N/A      $4,072    $1,364    $3,916                    55%            N/A
Hispanic                     18%              N/A      $4,367    $1,910    $3,247                    58%            N/A
Asian-American                2%              N/A      $4,273    $1,907    $2,458                    78%            N/A
Native-American               1%              N/A        $396      $192       N/A                     N/A           N/A
Other/Unknown                 1%              N/A      $3,419    $1,849    $3,750                    43%            N/A
All Students               100%               N/A      $4,532    $1,691    $3,393                    55%           51%

Student Expenses - AY 2002-03 Budget Summary for Off-Campus Students
Resident Tuition and Fees                    $775             MSA* Average Monthly Rent (1 Bedroom)                $578
   (14 Semester Hours)                                        MSA* Average Monthly Rent (2 Bedroom)                $722
Books and Supplies                           $750             Low-Cost Food Average per Month                      $192
Room and Board                              $1,981            Average Child Care Expenses per Month                $232
Transportation                               $905             Annual Medical Insurance (Institutional)              N/A
Other Expenses                              $1,385
Total                                       $5,796            * Metropolitan Statistical Area

Student Aid
Source             Aid                                 Type                              Total    Average per Recipient
Federal            AY 2001-02 Pell Grants              Grant                      $1,482,608                     $2,161
                   AY 2000-01 SEOG                     Grant                         $74,200                       $629
                   AY 2000-01 Perkins                  Loan                               $0                        N/A
                   AY 2000-01 Work Study               Work                          $66,788                     $1,452
                   AY 2001-02 FFELP                    Loan                        $615,997                         N/A
                   AY 2001-02 Direct Loan              Loan                               $0                        N/A
State              AY 2000-01 TEG                      Grant                                $0                      N/A
                   AY 2000-01 TEXAS Grant              Grant                            $6,574                     $730
                   AY 2000-01 HHL                      Loan                                 $0                      N/A
                   AY 2000-01 CAL                      Loan                                 $0                      N/A
Institutional      AY 2000-01 TPEG                     Grant                          $63,269                      $377




N/A = Not Applicable or Not Available
                                                        191
Fiscal Year End 2002 Edition                                                                                 Texas Guaranteed
Record # 96


                                                                                                            3110 Mustang Rd.
Alvin Community College                                                                                      Alvin, TX 77511
                                                                                                            www.alvin.cc.tx.us

Borrowing Statistics
TG Cumulative Statistics (Through 09/30/02)                           Median TG Borrower Indebtedness
Net Loan Volume:                           $6,209,831                 Borrowers leaving school in FY 01:               $3,500
Number of Loans:                                2,907                 Borrowers leaving school in FY 00:               $3,500
Number of Student Borrowers:                    1,828                 Borrowers leaving school in FY 99:               $3,850
Amount of Default Claims Paid:             $1,324,177
Number of Defaulted Borrowers:                    508
FY 2002 Freshman TG Volume (by Texas Region)                          Direct Lending
Central                                             0%                Estimated Participation Rate
East                                                0%                (07/01/01 - 06/30/02):                               None
Gulf Coast                                         99%
Metroplex                                           0%
Panhandle                                           0%
Rio Grande                                          0%
West                                                0%
Out of State                                        1%

Default Information
U.S. Department of Education Cohort Default Rates
FY 2000                               15.9%                           FY 1996                                          12.9%
FY 1999                                 13%                           FY 1995                                          10.4%
FY 1998                               18.6%                           FY 1994                                           20%
FY 1997                               15.6%

Volume Information
Gross Loan Volume by Program Type and Fiscal Year
                                FY 2001                               FY 2002                             % Change
Program
                          # Loans       Amount                  # Loans       Amount                   # Loans     Amount
Unsub Stafford                 54      $135,633                      53      $135,311                      -2%         0%
Sub Stafford                  152      $447,551                     166      $468,860                       9%         5%
PLUS                            4       $15,000                       4       $13,500                       0%       -10%
Total                         210      $598,184                     223      $617,671                       6%         3%

TG Gross Loan Volume of Top Ten Lenders* (FY 2001 v. FY 2002)
The top 10 lenders accounted for $588,446, or 95% of the school's total FY 2002 guarantees.
Lender                                                           FY 2001                      FY 2002                % Change
           Lender
Code                                                       # Loans    Amount            # Loans     Amount        # Loans Amount
833305     ASAP/BANK OF TEXAS                                    48        $132,597           98       $269,200     104%         103%
811304     SUNTRUST EDUCATION LOANS                              55        $155,850           64       $175,821      16%          13%
810815     FIRST NATIONAL BANK TEXAS                              1          $3,500           19        $49,100    1800%        1303%
819628     BANK ONE, N.A.                                         0              $0            7        $21,750      N/A          N/A
830868     ASAP/UNION BANK AND TRUST COMPANY                     51        $152,100            7        $19,550     -86%         -87%
833418     WOODFOREST NATIONAL BANK                              16         $42,250            6        $19,125     -63%         -55%
831929     WOODFOREST NATIONAL BANK                              12         $31,175            5        $11,275     -58%         -64%
821359     FIRST NATIONAL BANK BRYAN                              4         $14,000            3        $10,000     -25%         -29%
807807     CHASE (JPMORGAN CHASE BANK)                            5         $15,625            3         $7,000     -40%         -55%
821362     TEXAS DOW EMPLOYEES CREDIT UNION                       1          $2,625            2         $5,625     100%         114%




N/A = Not Applicable or Not Available
*Some schools have fewer than ten lenders.
                                                              192
Fiscal Year End 2002 Edition                                                                              Texas Guaranteed
Record # 97

                                                                                                              P.O. Box 447
Amarillo College                                                                                        Amarillo, TX 79178
                                                                                                             www.actx.edu

General Information                                            Leadership
City:                                      Amarillo            Interim President:                   Dr. Luther "Bud" Joyner
School Type:                        Two-Year Public            Director of Financial Aid:
Highest Degree Offered:                  Associate's                                                     Ms. Joyce Eldridge
ED School Code:                              003540            U.S. Rep.:                          Mac Thornberry (R-13th)
TG School Suffix:                               000            State Sen.:                              Teel Bivins (R-31st)
Primary Phone:                       (806) 371-5000            State Rep.:                       David A. Swinford (R-87th)
Financial Aid Phone:                 (806) 371-5310

Student Profile
Enrollment (Fall 2002):                       9,229            Female Enrollment (Fall 2001):                          60%
Change (Fall 1997-Fall 2002):                  21%             Texas Residents (Fall 2002):                           100%
                                                               Foreign and Out of State (Fall 2002):                    0%
Ethnicity                    % of        % of Aid         AY 2000-01 Averages                      Retention    Tran/Cmpl
                      Enrollment        Recipients     Unmet     Grant      Loan                       Rate           Rate
                        Fall 2002        FY 2001        Need Amount Amount
White                        71%              N/A      $4,545    $2,004    $4,197                       58%             N/A
African-American              4%              N/A      $4,821    $2,041    $3,971                       41%             N/A
Hispanic                     20%              N/A      $5,335    $1,995    $4,062                       59%             N/A
Asian-American                3%              N/A      $3,646    $2,295    $4,106                       65%             N/A
Native-American               1%              N/A      $5,374    $2,046    $4,141                       29%             N/A
Other/Unknown                 1%              N/A        N/A       N/A        N/A                       73%             N/A
All Students               100%               N/A      $4,759    $2,010    $4,156                       58%            47%

Student Expenses - AY 2002-03 Budget Summary for Off-Campus Students
Resident Tuition and Fees                    $831             MSA* Average Monthly Rent (1 Bedroom)                    $384
   (15 Semester Hours)                                        MSA* Average Monthly Rent (2 Bedroom)                    $477
Books and Supplies                          $1,088            Low-Cost Food Average per Month                          $192
Room and Board                              $4,894            Average Child Care Expenses per Month                    $215
Transportation                              $1,435            Annual Medical Insurance (Institutional)                 $768
Other Expenses                              $1,151
Total                                       $9,399            * Metropolitan Statistical Area

Student Aid
Source             Aid                                 Type                              Total       Average per Recipient
Federal            AY 2001-02 Pell Grants              Grant                      $5,177,501                         $1,833
                   AY 2000-01 SEOG                     Grant                         $62,992                           $332
                   AY 2000-01 Perkins                  Loan                               $0                            N/A
                   AY 2000-01 Work Study               Work                         $115,038                         $1,211
                   AY 2001-02 FFELP                    Loan                       $5,821,679                            N/A
                   AY 2001-02 Direct Loan              Loan                               $0                            N/A
State              AY 2000-01 TEG                      Grant                               $0                           N/A
                   AY 2000-01 TEXAS Grant              Grant                          $60,063                          $780
                   AY 2000-01 HHL                      Loan                                $0                           N/A
                   AY 2000-01 CAL                      Loan                                $0                           N/A
Institutional      AY 2000-01 TPEG                     Grant                         $182,031                          $648




N/A = Not Applicable or Not Available
                                                        193
Fiscal Year End 2002 Edition                                                                                   Texas Guaranteed
Record # 97


                                                                                                                  P.O. Box 447
Amarillo College                                                                                            Amarillo, TX 79178
                                                                                                                 www.actx.edu

Borrowing Statistics
TG Cumulative Statistics (Through 09/30/02)                            Median TG Borrower Indebtedness
Net Loan Volume:                          $41,316,285                  Borrowers leaving school in FY 01:                $5,591
Number of Loans:                               19,629                  Borrowers leaving school in FY 00:                $5,603
Number of Student Borrowers:                    8,242                  Borrowers leaving school in FY 99:                $5,500
Amount of Default Claims Paid:             $5,963,819
Number of Defaulted Borrowers:                  1,821
FY 2002 Freshman TG Volume (by Texas Region)                           Direct Lending
Central                                             0%                 Estimated Participation Rate
East                                                0%                 (07/01/01 - 06/30/02):                                None
Gulf Coast                                          0%
Metroplex                                           0%
Panhandle                                          99%
Rio Grande                                          0%
West                                                0%
Out of State                                        1%

Default Information
U.S. Department of Education Cohort Default Rates
FY 2000                                 4.8%                           FY 1996                                           12.3%
FY 1999                                 4.6%                           FY 1995                                           13.3%
FY 1998                               10.9%                            FY 1994                                           12.4%
FY 1997                                 8.6%

Volume Information
Gross Loan Volume by Program Type and Fiscal Year
                                 FY 2001                               FY 2002                             % Change
Program
                          # Loans        Amount                 # Loans        Amount                   # Loans     Amount
Unsub Stafford                 803    $2,216,491                   1,014    $2,871,969                     26%        30%
Sub Stafford                 1,056    $2,476,761                   1,506    $3,497,739                     43%        41%
PLUS                             5       $25,884                       8       $34,575                     60%        34%
Total                        1,864    $4,719,136                   2,528    $6,404,283                     36%        36%

TG Gross Loan Volume of Top Ten Lenders* (FY 2001 v. FY 2002)
The top 10 lenders accounted for $6,145,205, or 96% of the school's total FY 2002 guarantees.
Lender                                                           FY 2001                       FY 2002                 % Change
           Lender
Code                                                       # Loans    Amount             # Loans     Amount         # Loans Amount
810710     AMARILLO NATIONAL BANK                              1,045       $2,629,566       1,374      $3,415,651      31%          30%
826079     BANK OF AMERICA                                       175        $469,191          243       $641,003       39%          37%
810895     HERRING NATIONAL BANK                                 147         $346,991         232       $565,260       58%          63%
807176     WELLS FARGO EDUCATION FINANCIAL                        21          $56,852         186       $520,288      786%         815%
810721     FIRSTBANK SOUTHWEST                                    73        $200,499          127       $345,490       74%          72%
833465     FIRST NATIONAL BANK OF AMARILLO                       274        $674,169          127       $277,121      -54%         -59%
810864     FIRST STATE BANK                                       29          $72,802          61        $158,635     110%         118%
833314     PNB FINANCIAL BANK                                     30          $81,698          33         $99,241      10%          21%
833840     EDUCATION CREDIT UNION                                  6          $12,750          29         $75,389     383%         491%
824206     BANK ONE, N.A.                                          3           $3,686          21         $47,127     600%        1179%




N/A = Not Applicable or Not Available
*Some schools have fewer than ten lenders.
                                                              194
Fiscal Year End 2002 Edition                                                                            Texas Guaranteed
Record # 98

                                                                                                      Highway 59 South
Angelina College                                                                                      Lufkin, TX 75902
                                                                                                    www.angelina.cc.tx.us

General Information                                            Leadership
City:                                         Lufkin           President:                            Dr. Larry M. Phillips
School Type:                        Two-Year Public            Director of Financial Aid:
Highest Degree Offered:                  Associate's                                                Ms. Rebecca Innerarity
ED School Code:                              006661            U.S. Rep.:                              Jim Turner (D-2nd)
TG School Suffix:                               000            State Sen.:                           Todd Staples (R-3rd)
Primary Phone:                       (936) 639-1301            State Rep.:                       Jim McReynolds (D-12th)
Financial Aid Phone:                 (936) 633-5291

Student Profile
Enrollment (Fall 2002):                       4,976            Female Enrollment (Fall 2001):                        63%
Change (Fall 1997-Fall 2002):                  20%             Texas Residents (Fall 2002):                          99%
                                                               Foreign and Out of State (Fall 2002):                  1%
Ethnicity                    % of        % of Aid         AY 2000-01 Averages                    Retention    Tran/Cmpl
                      Enrollment        Recipients     Unmet     Grant      Loan                     Rate           Rate
                        Fall 2002        FY 2001        Need Amount Amount
White                        74%              N/A      $5,605    $1,847       N/A                     49%             N/A
African-American             16%              N/A      $5,514    $2,174       N/A                     46%             N/A
Hispanic                       9%             N/A      $5,408    $1,794       N/A                     69%             N/A
Asian-American                 1%             N/A      $5,243    $1,762       N/A                     60%             N/A
Native-American                1%             N/A      $5,976    $2,166       N/A                      N/A            N/A
Other/Unknown                 N/A             N/A      $6,823     $594        N/A                      N/A            N/A
All Students               100%               N/A      $5,561    $1,929       N/A                     50%            35%

Student Expenses - AY 2002-03 Budget Summary for Off-Campus Students
Resident Tuition and Fees                    $718             MSA* Average Monthly Rent (1 Bedroom)                  $375
   (13 Semester Hours)                                        MSA* Average Monthly Rent (2 Bedroom)                  $421
Books and Supplies                           $900             Low-Cost Food Average per Month                        $192
Room and Board                              $4,256            Average Child Care Expenses per Month                   N/A
Transportation                              $2,336            Annual Medical Insurance (Institutional)                N/A
Other Expenses                              $1,312
Total                                       $9,522            * Metropolitan Statistical Area

Student Aid
Source             Aid                                 Type                              Total     Average per Recipient
Federal            AY 2001-02 Pell Grants              Grant                      $4,904,850                       $2,199
                   AY 2000-01 SEOG                     Grant                       $123,225                          $522
                   AY 2000-01 Perkins                  Loan                               $0                          N/A
                   AY 2000-01 Work Study               Work                        $141,426                        $1,473
                   AY 2001-02 FFELP                    Loan                               $0                          N/A
                   AY 2001-02 Direct Loan              Loan                               $0                          N/A
State              AY 2000-01 TEG                      Grant                               $0                         N/A
                   AY 2000-01 TEXAS Grant              Grant                          $56,070                        $850
                   AY 2000-01 HHL                      Loan                                $0                         N/A
                   AY 2000-01 CAL                      Loan                                $0                         N/A
Institutional      AY 2000-01 TPEG                     Grant                         $101,949                        $352




N/A = Not Applicable or Not Available
                                                        195
Fiscal Year End 2002 Edition                                                                                Texas Guaranteed
Record # 98


                                                                                                           Highway 59 South
Angelina College                                                                                           Lufkin, TX 75902
                                                                                                         www.angelina.cc.tx.us

Borrowing Statistics
TG Cumulative Statistics (Through 09/30/02)                         Median TG Borrower Indebtedness
Net Loan Volume:                           $2,407,747               Borrowers leaving school in FY 01:                 $5,251
Number of Loans:                                1,484               Borrowers leaving school in FY 00:                $20,166
Number of Student Borrowers:                    1,001               Borrowers leaving school in FY 99:                 $1,020
Amount of Default Claims Paid:             $1,283,416
Number of Defaulted Borrowers:                    570
FY 2002 Freshman TG Volume (by Texas Region)                        Direct Lending
Central                                           N/A               Estimated Participation Rate
East                                              N/A               (07/01/01 - 06/30/02):                                N/A
Gulf Coast                                        N/A
Metroplex                                         N/A
Panhandle                                         N/A
Rio Grande                                        N/A
West                                              N/A
Out of State                                      N/A

Default Information
U.S. Department of Education Cohort Default Rates
FY 2000                                   0%                        FY 1996                                              9.1%
FY 1999                                   0%                        FY 1995                                              9.3%
FY 1998                                   0%                        FY 1994                                             19.5%
FY 1997                                 5.9%

Volume Information
Gross Loan Volume by Program Type and Fiscal Year
                                FY 2001                              FY 2002                            % Change
Program
                          # Loans       Amount                 # Loans       Amount                  # Loans     Amount
Unsub Stafford                  0           $0                       0           $0                     N/A        N/A
Sub Stafford                    0           $0                       0           $0                     N/A        N/A
PLUS                            0           $0                       0           $0                     N/A        N/A
Total                           0           $0                       0           $0                     N/A        N/A

TG Gross Loan Volume of Top Ten Lenders* (FY 2001 v. FY 2002)
This institution had no TG guarantee volume during FY 2002.
Lender                                                          FY 2001                     FY 2002                 % Change
           Lender
Code                                                      # Loans    Amount           # Loans     Amount         # Loans Amount




N/A = Not Applicable or Not Available
*Some schools have fewer than ten lenders.
                                                              196
Fiscal Year End 2002 Edition                                                                            Texas Guaranteed
Record # 99

                                                                                                 5930 Middle Fiskville Rd.
Austin Community College                                                                                Austin, TX 78752
                                                                                                      www.austin.cc.tx.us

General Information                                            Leadership
City:                                         Austin           President:                       Dr. Richard W. Fonte
School Type:                        Two-Year Public            Director, Student Financial Assistance:
Highest Degree Offered:                  Associate's                                                 Ms. Terry Bazan
ED School Code:                              012015            U.S. Rep.:                    Lloyd Doggett (D-10th)
TG School Suffix:                               000            State Sen.:               Gonzalo Barrientos (D-14th)
Primary Phone:                       (512) 223-7000            State Rep.:                   Dawnna Dukes (D-46th)
Financial Aid Phone:                 (512) 223-7940

Student Profile
Enrollment (Fall 2002):                      29,166            Female Enrollment (Fall 2001):                        55%
Change (Fall 1997-Fall 2002):                  12%             Texas Residents (Fall 2002):                          95%
                                                               Foreign and Out of State (Fall 2002):                  5%
Ethnicity                    % of        % of Aid         AY 2000-01 Averages                    Retention    Tran/Cmpl
                      Enrollment        Recipients     Unmet     Grant      Loan                     Rate           Rate
                        Fall 2002        FY 2001        Need Amount Amount
White                        62%              N/A      $3,926    $2,135    $2,496                     56%             N/A
African-American              7%              N/A      $4,745    $2,047    $2,105                     56%             N/A
Hispanic                     22%              N/A      $4,489    $2,233    $2,169                     58%             N/A
Asian-American                6%              N/A      $4,334    $2,573    $2,486                     78%             N/A
Native-American               1%              N/A      $4,498    $1,656    $2,023                     25%             N/A
Other/Unknown                 2%              N/A      $4,220    $2,128    $2,010                     47%             N/A
All Students               100%               N/A      $4,237    $2,169    $2,360                     57%            49%

Student Expenses - AY 2002-03 Budget Summary for Off-Campus Students
Resident Tuition and Fees                   $1,166            MSA* Average Monthly Rent (1 Bedroom)                  $684
   (13 Semester Hours)                                        MSA* Average Monthly Rent (2 Bedroom)                  $911
Books and Supplies                           $750             Low-Cost Food Average per Month                        $192
Room and Board                              $6,300            Average Child Care Expenses per Month                  $275
Transportation                              $1,100            Annual Medical Insurance (Institutional)                N/A
Other Expenses                              $1,310
Total                                      $10,626            * Metropolitan Statistical Area

Student Aid
Source             Aid                                 Type                              Total     Average per Recipient
Federal            AY 2001-02 Pell Grants              Grant                      $7,439,258                       $1,766
                   AY 2000-01 SEOG                     Grant                        $288,140                       $1,517
                   AY 2000-01 Perkins                  Loan                               $0                         N/A
                   AY 2000-01 Work Study               Work                         $662,967                       $2,620
                   AY 2001-02 FFELP                    Loan                       $6,702,302                         N/A
                   AY 2001-02 Direct Loan              Loan                               $0                         N/A
State              AY 2000-01 TEG                      Grant                               $0                        N/A
                   AY 2000-01 TEXAS Grant              Grant                         $159,358                       $762
                   AY 2000-01 HHL                      Loan                          $235,770                      $2,563
                   AY 2000-01 CAL                      Loan                           $12,500                      $2,500
Institutional      AY 2000-01 TPEG                     Grant                      $1,653,247                       $1,160




N/A = Not Applicable or Not Available
                                                        197
Fiscal Year End 2002 Edition                                                                                  Texas Guaranteed
Record # 99


                                                                                                     5930 Middle Fiskville Rd.
Austin Community College                                                                                    Austin, TX 78752
                                                                                                          www.austin.cc.tx.us

Borrowing Statistics
TG Cumulative Statistics (Through 09/30/02)                           Median TG Borrower Indebtedness
Net Loan Volume:                          $99,155,293                 Borrowers leaving school in FY 01:                $4,375
Number of Loans:                               53,455                 Borrowers leaving school in FY 00:                $4,594
Number of Student Borrowers:                   24,328                 Borrowers leaving school in FY 99:                $4,000
Amount of Default Claims Paid:            $21,713,499
Number of Defaulted Borrowers:                  6,177
FY 2002 Freshman TG Volume (by Texas Region)                          Direct Lending
Central                                            89%                Estimated Participation Rate
East                                                1%                (07/01/01 - 06/30/02):                                None
Gulf Coast                                          6%
Metroplex                                           2%
Panhandle                                           0%
Rio Grande                                          1%
West                                                1%
Out of State                                        1%

Default Information
U.S. Department of Education Cohort Default Rates
FY 2000                                 7.3%                          FY 1996                                           17.6%
FY 1999                                 8.7%                          FY 1995                                           14.9%
FY 1998                               11.3%                           FY 1994                                           16.1%
FY 1997                               14.6%

Volume Information
Gross Loan Volume by Program Type and Fiscal Year
                                 FY 2001                               FY 2002                            % Change
Program
                          # Loans        Amount                 # Loans        Amount                  # Loans     Amount
Unsub Stafford                 756    $1,361,873                   1,031    $1,906,107                    36%        40%
Sub Stafford                 2,089    $4,091,420                   2,655    $5,219,006                    27%        28%
PLUS                            86      $459,432                      89      $492,423                     3%         7%
Total                        2,931    $5,912,725                   3,775    $7,617,536                    29%        29%

TG Gross Loan Volume of Top Ten Lenders* (FY 2001 v. FY 2002)
The top 10 lenders accounted for $6,690,699, or 88% of the school's total FY 2002 guarantees.
Lender                                                           FY 2001                      FY 2002                 % Change
           Lender
Code                                                       # Loans    Amount            # Loans     Amount         # Loans Amount
832733     BANK OF AMERICA TEXAS, N.A.                          717       $1,440,975         924      $1,798,196      29%           25%
807176     WELLS FARGO EDUCATION FINANCIAL                      698       $1,375,252         825      $1,620,556      18%           18%
822157     FROST NATIONAL BANK                                  237         $456,048         321        $642,702      35%           41%
807807     CHASE (JPMORGAN CHASE BANK)                          193         $388,075         271        $593,176      40%           53%
830005     EDUCAID                                              219         $418,542         289        $546,101      32%           30%
819628     BANK ONE, N.A.                                       198         $409,789         216       $429,179        9%            5%
812089     TX HIGHER EDUCATION COORDINATING                     138        $258,257          214       $415,687       55%           61%
826878     CITIBANK                                              91         $176,545         123       $239,265       35%           36%
828078     COMPASS BANK                                          22          $47,824         105        $219,919     377%          360%
828148     UNIVERSITY FEDERAL CREDIT UNION                       83         $154,944          95        $185,918      14%           20%




N/A = Not Applicable or Not Available
*Some schools have fewer than ten lenders.
                                                              198
Fiscal Year End 2002 Edition                                                                              Texas Guaranteed
Record # 100

                                                                                                        902 College Avenue
Blinn College                                                                                           Brenham, TX 77833
                                                                                                          www.blinncol.edu

General Information                                            Leadership
City:                                      Brenham             President:                             Dr. Donald E. Voelter
School Type:                        Two-Year Public            Director of Financial Aid:
Highest Degree Offered:                  Associate's                                                         Mr. Scot Mertz
ED School Code:                              003549            U.S. Rep.:                            John R. Carter (R-31st)
TG School Suffix:                               000            State Sen.:                         Ken Armbrister (D-18th)
Primary Phone:                       (979) 830-4000            State Rep.:                       Lois W. Kolkhorst (R-13th)
Financial Aid Phone:                 (979) 830-4144

Student Profile
Enrollment (Fall 2002):                      13,809            Female Enrollment (Fall 2001):                          51%
Change (Fall 1997-Fall 2002):                  26%             Texas Residents (Fall 2002):                            97%
                                                               Foreign and Out of State (Fall 2002):                    3%
Ethnicity                    % of        % of Aid         AY 2000-01 Averages                     Retention     Tran/Cmpl
                      Enrollment        Recipients     Unmet     Grant      Loan                      Rate            Rate
                        Fall 2002        FY 2001        Need Amount Amount
White                        79%              N/A      $2,153    $1,873    $2,502                       50%             N/A
African-American              8%              N/A      $2,985    $2,287    $2,252                       44%             N/A
Hispanic                     10%              N/A      $2,864    $2,060    $2,414                       48%             N/A
Asian-American                2%              N/A      $3,165    $2,176    $2,077                       50%             N/A
Native-American               0%              N/A      $3,412    $2,814    $3,109                       33%             N/A
Other/Unknown                 1%              N/A      $4,420    $1,937       N/A                        N/A            N/A
All Students               100%               N/A      $2,440    $2,013    $2,444                       50%            60%

Student Expenses - AY 2002-03 Budget Summary for Off-Campus Students
Resident Tuition and Fees                   $1,480            MSA* Average Monthly Rent (1 Bedroom)                    $375
   (15 Semester Hours)                                        MSA* Average Monthly Rent (2 Bedroom)                    $500
Books and Supplies                           $918             Low-Cost Food Average per Month                          $192
Room and Board                              $5,715            Average Child Care Expenses per Month                     N/A
Transportation                               $460             Annual Medical Insurance (Institutional)                  N/A
Other Expenses                              $1,219
Total                                       $9,792            * Metropolitan Statistical Area

Student Aid
Source             Aid                                 Type                              Total      Average per Recipient
Federal            AY 2001-02 Pell Grants              Grant                      $5,190,033                         $2,155
                   AY 2000-01 SEOG                     Grant                        $147,656                           $475
                   AY 2000-01 Perkins                  Loan                               $0                            N/A
                   AY 2000-01 Work Study               Work                               $0                            N/A
                   AY 2001-02 FFELP                    Loan                       $9,498,058                            N/A
                   AY 2001-02 Direct Loan              Loan                               $0                            N/A
State              AY 2000-01 TEG                      Grant                               $0                          N/A
                   AY 2000-01 TEXAS Grant              Grant                          $95,691                         $957
                   AY 2000-01 HHL                      Loan                           $10,500                        $3,500
                   AY 2000-01 CAL                      Loan                           $43,957                        $3,381
Institutional      AY 2000-01 TPEG                     Grant                         $428,494                          $547




N/A = Not Applicable or Not Available
                                                        199
Fiscal Year End 2002 Edition                                                                                   Texas Guaranteed
Record # 100


                                                                                                            902 College Avenue
Blinn College                                                                                               Brenham, TX 77833
                                                                                                              www.blinncol.edu

Borrowing Statistics
TG Cumulative Statistics (Through 09/30/02)                            Median TG Borrower Indebtedness
Net Loan Volume:                          $58,463,764                  Borrowers leaving school in FY 01:                $2,625
Number of Loans:                               29,031                  Borrowers leaving school in FY 00:                $2,625
Number of Student Borrowers:                   14,740                  Borrowers leaving school in FY 99:                $2,625
Amount of Default Claims Paid:             $6,699,646
Number of Defaulted Borrowers:                  2,412
FY 2002 Freshman TG Volume (by Texas Region)                           Direct Lending
Central                                            48%                 Estimated Participation Rate
East                                                3%                 (07/01/01 - 06/30/02):                                None
Gulf Coast                                         37%
Metroplex                                           7%
Panhandle                                           2%
Rio Grande                                          1%
West                                                1%
Out of State                                        1%

Default Information
U.S. Department of Education Cohort Default Rates
FY 2000                               11.3%                            FY 1996                                           18.9%
FY 1999                               10.1%                            FY 1995                                           21.1%
FY 1998                               13.8%                            FY 1994                                           22.1%
FY 1997                               19.6%

Volume Information
Gross Loan Volume by Program Type and Fiscal Year
                                 FY 2001                               FY 2002                             % Change
Program
                          # Loans        Amount                 # Loans        Amount                   # Loans     Amount
Unsub Stafford               1,364    $3,143,053                   1,357    $3,239,893                      -1%         3%
Sub Stafford                 2,338    $5,275,897                   2,146    $5,034,833                      -8%        -5%
PLUS                           318    $1,610,592                     365    $1,879,817                     15%        17%
Total                        4,020   $10,029,542                   3,868   $10,154,543                     -4%          1%

TG Gross Loan Volume of Top Ten Lenders* (FY 2001 v. FY 2002)
The top 10 lenders accounted for $8,942,288, or 88% of the school's total FY 2002 guarantees.
Lender                                                           FY 2001                       FY 2002                 % Change
           Lender
Code                                                       # Loans    Amount             # Loans     Amount         # Loans Amount
831366     FIRST AMERICAN BANK, SSB                            1,250       $3,101,486       1,162      $2,928,673      -7%          -6%
807176     WELLS FARGO EDUCATION FINANCIAL                       388       $1,034,074         798      $2,060,531     106%          99%
821359     FIRST NATIONAL BANK BRYAN                             488       $1,114,610         467      $1,176,708      -4%           6%
830005     EDUCAID                                               369         $945,391         406        $964,922      10%           2%
832733     BANK OF AMERICA TEXAS, N.A.                           353        $812,447          228       $631,167      -35%         -22%
824206     BANK ONE, N.A.                                         19          $81,525         123        $394,370     547%         384%
828078     COMPASS BANK                                          559       $1,235,918         122       $323,966      -78%         -74%
807807     CHASE (JPMORGAN CHASE BANK)                            39         $140,604          44        $171,454      13%          22%
811304     SUNTRUST EDUCATION LOANS                                6           $9,406          55       $151,522      817%        1511%
830445     AGGIELAND C. U. BRANCH OF GREATER                      65        $165,074           50       $138,975      -23%         -16%




N/A = Not Applicable or Not Available
*Some schools have fewer than ten lenders.
                                                              200
Fiscal Year End 2002 Edition                                                                           Texas Guaranteed
Record # 101

                                                                                                         500 College Dr.
Brazosport College                                                                               Lake Jackson, TX 77566
                                                                                                 www.brazosport.cc.tx.us

General Information                                            Leadership
City:                                  Lake Jackson            President:                             Dr. Millicent Valek
School Type:                        Two-Year Public            Financial Aid Director:
Highest Degree Offered:                  Associate's                                                    Dr. Pamela Strom
ED School Code:                              007287            U.S. Rep.:                           Tom DeLay (R-22nd)
TG School Suffix:                               000            State Sen.:                           Kyle Janek (R-17th)
Primary Phone:                       (409) 230-3000            State Rep.:                        Dennis Bonnen (R-25th)
Financial Aid Phone:                            N/A

Student Profile
Enrollment (Fall 2002):                       4,099            Female Enrollment (Fall 2001):                       51%
Change (Fall 1997-Fall 2002):                  13%             Texas Residents (Fall 2002):                         99%
                                                               Foreign and Out of State (Fall 2002):                 1%
Ethnicity                    % of        % of Aid         AY 2000-01 Averages                    Retention   Tran/Cmpl
                      Enrollment        Recipients     Unmet     Grant      Loan                     Rate          Rate
                        Fall 2002        FY 2001        Need Amount Amount
White                        67%              N/A      $3,699    $1,632       N/A                    59%             N/A
African-American               7%             N/A      $3,575    $1,750       N/A                    36%             N/A
Hispanic                     24%              N/A      $3,549    $1,927       N/A                    63%             N/A
Asian-American                 2%             N/A      $1,836    $1,939       N/A                   100%             N/A
Native-American                1%             N/A      $2,933    $1,783       N/A                    33%             N/A
Other/Unknown                 N/A             N/A        N/A       N/A        N/A                     N/A            N/A
All Students               100%               N/A      $3,617    $1,737       N/A                    59%            29%

Student Expenses - AY 2002-03 Budget Summary for Off-Campus Students
Resident Tuition and Fees                    $770             MSA* Average Monthly Rent (1 Bedroom)                 $578
   (15 Semester Hours)                                        MSA* Average Monthly Rent (2 Bedroom)                 $722
Books and Supplies                           $702             Low-Cost Food Average per Month                       $192
Room and Board                              $5,865            Average Child Care Expenses per Month                 $232
Transportation                               $840             Annual Medical Insurance (Institutional)               N/A
Other Expenses                              $1,445
Total                                       $9,622            * Metropolitan Statistical Area

Student Aid
Source             Aid                                 Type                              Total    Average per Recipient
Federal            AY 2001-02 Pell Grants              Grant                      $1,201,479                      $1,916
                   AY 2000-01 SEOG                     Grant                              $0                        N/A
                   AY 2000-01 Perkins                  Loan                               $0                        N/A
                   AY 2000-01 Work Study               Work                               $0                        N/A
                   AY 2001-02 FFELP                    Loan                               $0                        N/A
                   AY 2001-02 Direct Loan              Loan                               $0                        N/A
State              AY 2000-01 TEG                      Grant                               $0                        N/A
                   AY 2000-01 TEXAS Grant              Grant                          $12,584                       $968
                   AY 2000-01 HHL                      Loan                                $0                        N/A
                   AY 2000-01 CAL                      Loan                                $0                        N/A
Institutional      AY 2000-01 TPEG                     Grant                          $84,686                       $304




N/A = Not Applicable or Not Available
                                                        201
Fiscal Year End 2002 Edition                                                                             Texas Guaranteed
Record # 101


                                                                                                            500 College Dr.
Brazosport College                                                                                  Lake Jackson, TX 77566
                                                                                                    www.brazosport.cc.tx.us

Borrowing Statistics
TG Cumulative Statistics (Through 09/30/02)                         Median TG Borrower Indebtedness
Net Loan Volume:                           $1,396,717               Borrowers leaving school in FY 01:              $3,937
Number of Loans:                                  785               Borrowers leaving school in FY 00:              $2,719
Number of Student Borrowers:                      546               Borrowers leaving school in FY 99:              $4,454
Amount of Default Claims Paid:               $780,995
Number of Defaulted Borrowers:                    330
FY 2002 Freshman TG Volume (by Texas Region)                        Direct Lending
Central                                           N/A               Estimated Participation Rate
East                                              N/A               (07/01/01 - 06/30/02):                             N/A
Gulf Coast                                        N/A
Metroplex                                         N/A
Panhandle                                         N/A
Rio Grande                                        N/A
West                                              N/A
Out of State                                      N/A

Default Information
U.S. Department of Education Cohort Default Rates
FY 2000                                  0%                         FY 1996                                             0%
FY 1999                                  0%                         FY 1995                                          12.5%
FY 1998                                  0%                         FY 1994                                          24.4%
FY 1997                                  0%

Volume Information
Gross Loan Volume by Program Type and Fiscal Year
                                FY 2001                              FY 2002                            % Change
Program
                          # Loans       Amount                 # Loans       Amount                  # Loans     Amount
Unsub Stafford                  0           $0                       0           $0                     N/A        N/A
Sub Stafford                    0           $0                       0           $0                     N/A        N/A
PLUS                            0           $0                       0           $0                     N/A        N/A
Total                           0           $0                       0           $0                     N/A        N/A

TG Gross Loan Volume of Top Ten Lenders* (FY 2001 v. FY 2002)
This institution had no TG guarantee volume during FY 2002.
Lender                                                          FY 2001                     FY 2002              % Change
           Lender
Code                                                      # Loans    Amount           # Loans     Amount      # Loans Amount




N/A = Not Applicable or Not Available
*Some schools have fewer than ten lenders.
                                                              202
Fiscal Year End 2002 Edition                                                                               Texas Guaranteed
Record # 102

                                                                                                     3939 Valley View Lane
Brookhaven College                                                                                Farmers Branch, TX 75244
                                                                                                www.dcccd.edu/bhc/index.htm

General Information                                            Leadership
City:                                Farmers Branch            President:                             Dr. Alice W. Villadsen
School Type:                        Two-Year Public            Director of Financial Aid:
Highest Degree Offered:                  Associate's                                                        Ms. Betty Brown
ED School Code:                              021002            U.S. Rep.:                             Pete Sessions (R-32nd)
TG School Suffix:                               000            State Sen.:                          Florence Shapiro (R-8th)
Primary Phone:                       (972) 860-4700            State Rep.:                         Kenny Marchant (R-115th)
Financial Aid Phone:                 (972) 860-4111

Student Profile
Enrollment (Fall 2002):                       9,115            Female Enrollment (Fall 2001):                          59%
Change (Fall 1997-Fall 2002):                  21%             Texas Residents (Fall 2002):                            90%
                                                               Foreign and Out of State (Fall 2002):                   10%
Ethnicity                    % of        % of Aid         AY 2000-01 Averages                       Retention   Tran/Cmpl
                      Enrollment        Recipients     Unmet     Grant      Loan                        Rate          Rate
                        Fall 2002        FY 2001        Need Amount Amount
White                        51%              N/A      $3,533    $1,661    $3,738                        42%            N/A
African-American             13%              N/A      $3,983    $1,835    $3,801                        47%            N/A
Hispanic                     21%              N/A      $3,664    $1,864    $3,324                        54%            N/A
Asian-American               12%              N/A      $3,531    $2,281    $4,378                        65%            N/A
Native-American               1%              N/A      $2,690    $1,934    $4,877                        25%            N/A
Other/Unknown                 2%              N/A      $4,427    $1,768    $7,390                        55%            N/A
All Students               100%               N/A      $3,680    $1,835    $3,786                        47%           41%

Student Expenses - AY 2002-03 Budget Summary for Off-Campus Students
Resident Tuition and Fees                    $624             MSA* Average Monthly Rent (1 Bedroom)                    $662
   (12 Semester Hours)                                        MSA* Average Monthly Rent (2 Bedroom)                    $850
Books and Supplies                            $900            Low-Cost Food Average per Month                          $192
Room and Board                              $3,804            Average Child Care Expenses per Month                    $271
Transportation                              $1,382            Annual Medical Insurance (Institutional)                 $768
Other Expenses                                $984
Total                                       $7,694            * Metropolitan Statistical Area

Student Aid
Source             Aid                                 Type                              Total        Average per Recipient
Federal            AY 2001-02 Pell Grants              Grant                       $672,747                          $1,262
                   AY 2000-01 SEOG                     Grant                              $0                           N/A
                   AY 2000-01 Perkins                  Loan                               $0                           N/A
                   AY 2000-01 Work Study               Work                               $0                           N/A
                   AY 2001-02 FFELP                    Loan                       $2,054,564                           N/A
                   AY 2001-02 Direct Loan              Loan                               $0                           N/A
State              AY 2000-01 TEG                      Grant                               $0                          N/A
                   AY 2000-01 TEXAS Grant              Grant                           $1,936                         $968
                   AY 2000-01 HHL                      Loan                           $78,593                        $3,930
                   AY 2000-01 CAL                      Loan                                $0                          N/A
Institutional      AY 2000-01 TPEG                     Grant                         $178,276                          $473




N/A = Not Applicable or Not Available
                                                        203
Fiscal Year End 2002 Edition                                                                                 Texas Guaranteed
Record # 102


                                                                                                     3939 Valley View Lane
Brookhaven College                                                                                Farmers Branch, TX 75244
                                                                                                www.dcccd.edu/bhc/index.htm

Borrowing Statistics
TG Cumulative Statistics (Through 09/30/02)                           Median TG Borrower Indebtedness
Net Loan Volume:                          $23,743,690                 Borrowers leaving school in FY 01:               $5,388
Number of Loans:                               11,170                 Borrowers leaving school in FY 00:               $4,923
Number of Student Borrowers:                    5,039                 Borrowers leaving school in FY 99:               $5,250
Amount of Default Claims Paid:             $4,526,505
Number of Defaulted Borrowers:                  1,240
FY 2002 Freshman TG Volume (by Texas Region)                          Direct Lending
Central                                             0%                Estimated Participation Rate
East                                                1%                (07/01/01 - 06/30/02):                               None
Gulf Coast                                          0%
Metroplex                                          97%
Panhandle                                           1%
Rio Grande                                          1%
West                                                0%
Out of State                                        1%

Default Information
U.S. Department of Education Cohort Default Rates
FY 2000                               10.1%                           FY 1996                                          19.4%
FY 1999                               11.1%                           FY 1995                                          18.1%
FY 1998                               14.6%                           FY 1994                                          17.7%
FY 1997                               17.6%

Volume Information
Gross Loan Volume by Program Type and Fiscal Year
                                FY 2001                               FY 2002                             % Change
Program
                          # Loans       Amount                  # Loans       Amount                   # Loans     Amount
Unsub Stafford                316    $1,163,677                     434    $1,381,264                     37%        19%
Sub Stafford                  367      $743,263                     444      $850,141                     21%        14%
PLUS                            4       $14,842                       7       $21,500                     75%        45%
Total                         687    $1,921,782                     885    $2,252,905                     29%        17%

TG Gross Loan Volume of Top Ten Lenders* (FY 2001 v. FY 2002)
The top 10 lenders accounted for $2,166,586, or 96% of the school's total FY 2002 guarantees.
Lender                                                           FY 2001                      FY 2002                % Change
           Lender
Code                                                       # Loans    Amount            # Loans     Amount        # Loans Amount
832733     BANK OF AMERICA TEXAS, N.A.                          180        $508,453          186       $526,510       3%            4%
819628     BANK ONE, N.A.                                       143        $375,078          145       $378,239       1%            1%
807176     WELLS FARGO EDUCATION FINANCIAL                       96        $267,737          158       $361,965      65%           35%
807807     CHASE (JPMORGAN CHASE BANK)                           70        $193,405           89       $230,090      27%           19%
833305     ASAP/BANK OF TEXAS                                     9         $23,278           60       $162,047     567%          596%
826878     CITIBANK                                              31         $93,821           61       $147,042      97%           57%
830005     EDUCAID                                               47        $144,761           50       $122,185       6%          -16%
833252     LEGACY BANK OF TEXAS                                  19         $57,446           43        $90,076     126%           57%
812089     TX HIGHER EDUCATION COORDINATING                      27         $79,939           36        $90,019      33%           13%
830489     COMERICA BANK                                          8         $20,856           24        $58,413     200%          180%




N/A = Not Applicable or Not Available
*Some schools have fewer than ten lenders.
                                                              204
Fiscal Year End 2002 Edition                                                                            Texas Guaranteed
Record # 103

                                                                                                      3030 N. Dallas Ave.
Cedar Valley College                                                                                 Lancaster, TX 75134
                                                                                                www.dcccd.edu/cvc/cvc.htm

General Information                                            Leadership
City:                                      Lancaster           Interim President:                             John Souders
School Type:                        Two-Year Public            Financial Aid Director:
Highest Degree Offered:                  Associate's                                                    Mr. Frank C. Ellis
ED School Code:                              003561            U.S. Rep.:                  Eddie Bernice Johnson (D-30th)
TG School Suffix:                               000            State Sen.:                           Royce West (D-23rd)
Primary Phone:                       (972) 860-8201            State Rep.:                      Helen Giddings (D-109th)
Financial Aid Phone:                 (972) 860-8280

Student Profile
Enrollment (Fall 2002):                       4,006            Female Enrollment (Fall 2001):                        60%
Change (Fall 1997-Fall 2002):                  35%             Texas Residents (Fall 2002):                          98%
                                                               Foreign and Out of State (Fall 2002):                  2%
Ethnicity                    % of        % of Aid         AY 2000-01 Averages                     Retention    Tran/Cmpl
                      Enrollment        Recipients     Unmet     Grant      Loan                      Rate           Rate
                        Fall 2002        FY 2001        Need Amount Amount
White                        38%              N/A      $3,621    $1,760    $1,624                      40%            N/A
African-American             47%              N/A      $3,706    $1,829    $1,966                      43%            N/A
Hispanic                     11%              N/A      $3,601    $1,722      $423                      33%            N/A
Asian-American                2%              N/A      $3,980    $1,503       N/A                     100%            N/A
Native-American               1%              N/A      $2,266    $2,993    $2,625                     100%            N/A
Other/Unknown                 1%              N/A      $2,151    $2,104    $2,300                      67%            N/A
All Students               100%               N/A      $3,667    $1,809    $1,876                      41%           44%

Student Expenses - AY 2002-03 Budget Summary for Off-Campus Students
Resident Tuition and Fees                    $624             MSA* Average Monthly Rent (1 Bedroom)                  $662
   (12 Semester Hours)                                        MSA* Average Monthly Rent (2 Bedroom)                  $850
Books and Supplies                            $900            Low-Cost Food Average per Month                        $192
Room and Board                              $3,804            Average Child Care Expenses per Month                  $271
Transportation                              $1,382            Annual Medical Insurance (Institutional)               $768
Other Expenses                                $984
Total                                       $7,694            * Metropolitan Statistical Area

Student Aid
Source             Aid                                 Type                              Total      Average per Recipient
Federal            AY 2001-02 Pell Grants              Grant                     $13,451,361                       $1,528
                   AY 2000-01 SEOG                     Grant                       $811,696                          $721
                   AY 2000-01 Perkins                  Loan                               $0                          N/A
                   AY 2000-01 Work Study               Work                        $394,303                        $1,181
                   AY 2001-02 FFELP                    Loan                        $297,727                           N/A
                   AY 2001-02 Direct Loan              Loan                               $0                          N/A
State              AY 2000-01 TEG                      Grant                                $0                       N/A
                   AY 2000-01 TEXAS Grant              Grant                            $2,848                      $949
                   AY 2000-01 HHL                      Loan                             $6,125                     $3,063
                   AY 2000-01 CAL                      Loan                                 $0                       N/A
Institutional      AY 2000-01 TPEG                     Grant                          $81,684                        $489




N/A = Not Applicable or Not Available
                                                        205
Fiscal Year End 2002 Edition                                                                                 Texas Guaranteed
Record # 103


                                                                                                         3030 N. Dallas Ave.
Cedar Valley College                                                                                    Lancaster, TX 75134
                                                                                                   www.dcccd.edu/cvc/cvc.htm

Borrowing Statistics
TG Cumulative Statistics (Through 09/30/02)                           Median TG Borrower Indebtedness
Net Loan Volume:                           $3,625,867                 Borrowers leaving school in FY 01:               $3,937
Number of Loans:                                1,890                 Borrowers leaving school in FY 00:               $4,000
Number of Student Borrowers:                    1,100                 Borrowers leaving school in FY 99:               $3,938
Amount of Default Claims Paid:               $909,320
Number of Defaulted Borrowers:                    330
FY 2002 Freshman TG Volume (by Texas Region)                          Direct Lending
Central                                             1%                Estimated Participation Rate
East                                                1%                (07/01/01 - 06/30/02):                               None
Gulf Coast                                          3%
Metroplex                                          93%
Panhandle                                           0%
Rio Grande                                          0%
West                                                0%
Out of State                                        2%

Default Information
U.S. Department of Education Cohort Default Rates
FY 2000                                 0.4%                          FY 1996                                          26.6%
FY 1999                                 8.8%                          FY 1995                                          26.3%
FY 1998                                 8.5%                          FY 1994                                          23.6%
FY 1997                               35.6%

Volume Information
Gross Loan Volume by Program Type and Fiscal Year
                                FY 2001                               FY 2002                             % Change
Program
                          # Loans       Amount                  # Loans       Amount                   # Loans     Amount
Unsub Stafford                 39       $81,121                     108      $236,321                    177%        191%
Sub Stafford                   67      $154,341                     162      $356,928                    142%        131%
PLUS                            0            $0                       3       $17,500                      N/A        N/A
Total                         106      $235,462                     273      $610,749                    158%       159%

TG Gross Loan Volume of Top Ten Lenders* (FY 2001 v. FY 2002)
The top 10 lenders accounted for $595,050, or 97% of the school's total FY 2002 guarantees.
Lender                                                           FY 2001                      FY 2002                % Change
           Lender
Code                                                       # Loans    Amount            # Loans     Amount        # Loans Amount
832733     BANK OF AMERICA TEXAS, N.A.                           36          $81,114          75       $172,883     108%          113%
807807     CHASE (JPMORGAN CHASE BANK)                           33          $70,700          75       $168,854     127%          139%
812089     TX HIGHER EDUCATION COORDINATING                       4           $9,125          22        $54,718     450%          500%
819628     BANK ONE, N.A.                                        13          $29,847          24        $47,514      85%           59%
830005     EDUCAID                                                7          $16,367          18        $43,159     157%          164%
833305     ASAP/BANK OF TEXAS                                     0               $0          19        $40,855      N/A           N/A
826878     CITIBANK                                               0               $0          19        $34,743      N/A           N/A
802176     FLEET BANK, N.A.                                       0               $0           6        $13,467      N/A           N/A
830489     COMERICA BANK                                          1           $2,625           6        $11,812     500%          350%
824206     BANK ONE, N.A.                                         0               $0           2         $7,045      N/A           N/A




N/A = Not Applicable or Not Available
*Some schools have fewer than ten lenders.
                                                              206
Fiscal Year End 2002 Edition                                                                           Texas Guaranteed
Record # 104

                                                                                                                Box 1800
Central Texas College District                                                                         Killeen, TX 76540
                                                                                                       www.ctcd.cc.tx.us

General Information                                            Leadership
City:                                        Killeen           Chancellor:                    Dr. James R. Anderson
School Type:                        Two-Year Public            Director, Offices of Student Aid:
Highest Degree Offered:                  Associate's                                          Ms. Annabelle L Smith
ED School Code:                              004003            U.S. Rep.:                     Chet Edwards (D-11th)
TG School Suffix:                                000           State Sen.:                       Troy Fraser (R-24th)
Primary Phone:                       (254) 526-7161            State Rep.:             Suzanna Gratia Hupp (R-54th)
Financial Aid Phone:                 (254) 526-1508

Student Profile
Enrollment (Fall 2002):                      10,154            Female Enrollment (Fall 2001):                      60%
Change (Fall 1997-Fall 2002):                  41%             Texas Residents (Fall 2002):                        87%
                                                               Foreign and Out of State (Fall 2002):               13%
Ethnicity                    % of        % of Aid         AY 2000-01 Averages                    Retention   Tran/Cmpl
                      Enrollment        Recipients     Unmet     Grant      Loan                     Rate          Rate
                        Fall 2002        FY 2001        Need Amount Amount
White                        47%              N/A      $6,792    $2,386      $487                    44%            N/A
African-American             31%              N/A      $6,439    $2,541      $438                    36%            N/A
Hispanic                     16%              N/A      $6,499    $2,477      $676                    53%            N/A
Asian-American                4%              N/A      $5,993    $2,670      $336                    52%            N/A
Native-American               1%              N/A      $6,893    $2,844      $694                      0%           N/A
Other/Unknown                 1%              N/A      $6,410     $787       $298                     N/A           N/A
All Students               100%               N/A      $6,583    $2,464      $490                    44%           34%

Student Expenses - AY 2002-03 Budget Summary for Off-Campus Students
Resident Tuition and Fees                   $1,074            MSA* Average Monthly Rent (1 Bedroom)                $444
   (12 Semester Hours)                                        MSA* Average Monthly Rent (2 Bedroom)                $561
Books and Supplies                          $1,200            Low-Cost Food Average per Month                      $192
Room and Board                              $3,994            Average Child Care Expenses per Month                $190
Transportation                               $715             Annual Medical Insurance (Institutional)              N/A
Other Expenses                              $1,771
Total                                       $8,754            * Metropolitan Statistical Area

Student Aid
Source             Aid                                 Type                              Total    Average per Recipient
Federal            AY 2001-02 Pell Grants              Grant                      $5,121,349                     $1,685
                   AY 2000-01 SEOG                     Grant                        $240,586                       $381
                   AY 2000-01 Perkins                  Loan                               $0                        N/A
                   AY 2000-01 Work Study               Work                         $191,630                     $1,409
                   AY 2001-02 FFELP                    Loan                       $1,138,900                        N/A
                   AY 2001-02 Direct Loan              Loan                               $0                        N/A
State              AY 2000-01 TEG                      Grant                               $0                       N/A
                   AY 2000-01 TEXAS Grant              Grant                          $37,919                      $948
                   AY 2000-01 HHL                      Loan                                $0                       N/A
                   AY 2000-01 CAL                      Loan                                $0                       N/A
Institutional      AY 2000-01 TPEG                     Grant                         $133,472                    $1,171




N/A = Not Applicable or Not Available
                                                        207
Fiscal Year End 2002 Edition                                                                                 Texas Guaranteed
Record # 104


                                                                                                                     Box 1800
Central Texas College District                                                                              Killeen, TX 76540
                                                                                                            www.ctcd.cc.tx.us

Borrowing Statistics
TG Cumulative Statistics (Through 09/30/02)                           Median TG Borrower Indebtedness
Net Loan Volume:                          $21,508,416                 Borrowers leaving school in FY 01:               $2,625
Number of Loans:                               12,053                 Borrowers leaving school in FY 00:               $2,625
Number of Student Borrowers:                    7,873                 Borrowers leaving school in FY 99:               $2,625
Amount of Default Claims Paid:             $7,029,293
Number of Defaulted Borrowers:                  2,853
FY 2002 Freshman TG Volume (by Texas Region)                          Direct Lending
Central                                            83%                Estimated Participation Rate
East                                                0%                (07/01/01 - 06/30/02):                               None
Gulf Coast                                          2%
Metroplex                                           0%
Panhandle                                           1%
Rio Grande                                          0%
West                                                2%
Out of State                                       11%

Default Information
U.S. Department of Education Cohort Default Rates
FY 2000                                 9.8%                          FY 1996                                          14.8%
FY 1999                               10.8%                           FY 1995                                          14.9%
FY 1998                               10.7%                           FY 1994                                           19%
FY 1997                               17.3%

Volume Information
Gross Loan Volume by Program Type and Fiscal Year
                                FY 2001                               FY 2002                              % Change
Program
                          # Loans       Amount                  # Loans       Amount                   # Loans      Amount
Unsub Stafford                 70      $123,276                      86      $146,581                      23%        19%
Sub Stafford                  380      $788,037                     527    $1,091,986                      39%        39%
PLUS                            9       $34,640                       6       $35,350                     -33%         2%
Total                         459      $945,953                     619    $1,273,917                      35%        35%

TG Gross Loan Volume of Top Ten Lenders* (FY 2001 v. FY 2002)
The top 10 lenders accounted for $1,203,707, or 94% of the school's total FY 2002 guarantees.
Lender                                                           FY 2001                      FY 2002                % Change
           Lender
Code                                                       # Loans    Amount            # Loans     Amount        # Loans Amount
810815     FIRST NATIONAL BANK TEXAS                             89         $180,440         219       $455,642     146%          153%
830005     EDUCAID                                               62         $129,593         104       $201,985      68%           56%
826878     CITIBANK                                              68         $143,054          65       $135,139      -4%           -6%
807176     WELLS FARGO EDUCATION FINANCIAL                       45          $90,595          42        $89,688      -7%           -1%
819628     BANK ONE, N.A.                                        34          $75,156          44        $84,220      29%           12%
832733     BANK OF AMERICA TEXAS, N.A.                           43          $89,100          38        $80,387     -12%          -10%
807807     CHASE (JPMORGAN CHASE BANK)                           15          $30,412          25        $56,116      67%           85%
821013     FORT HOOD NATIONAL BANK                                0               $0          19        $39,042      N/A           N/A
821359     FIRST NATIONAL BANK BRYAN                             59         $120,892          19        $35,081     -68%          -71%
824206     BANK ONE, N.A.                                         0               $0          14        $26,407      N/A           N/A




N/A = Not Applicable or Not Available
*Some schools have fewer than ten lenders.
                                                              208
Fiscal Year End 2002 Edition                                                                            Texas Guaranteed
Record # 105

                                                                                                          Route 3, Box 3
Cisco Junior College                                                                                    Cisco, TX 76437
                                                                                                       www.cisco.cc.tx.us

General Information                                           Leadership
City:                                        Cisco            President:                                  Dr. John Muller
School Type:                      Two-Year Public             Director of Financial Aid:
Highest Degree Offered:                 Associate's                                                      Ms. Dianne Pharr
ED School Code:                             003553            U.S. Rep.:                        Charlie Stenholm (D-17th)
TG School Suffix:                              000            State Sen.:                             Troy Fraser (R-24th)
Primary Phone:                      (254) 442-2567            State Rep.:                              Jim Keffer (R-60th)
Financial Aid Phone:        (254) 442-2567 ext 152

Student Profile
Enrollment (Fall 2002):                       2,965           Female Enrollment (Fall 2001):                         56%
Change (Fall 1997-Fall 2002):                  13%            Texas Residents (Fall 2002):                           98%
                                                              Foreign and Out of State (Fall 2002):                   2%
Ethnicity                    % of        % of Aid        AY 2000-01 Averages                    Retention     Tran/Cmpl
                      Enrollment        Recipients    Unmet     Grant      Loan                     Rate            Rate
                        Fall 2002        FY 2001       Need Amount Amount
White                        72%              N/A     $2,946    $1,843    $2,904                      48%             N/A
African-American             10%              N/A     $2,814    $2,697    $2,050                      37%             N/A
Hispanic                     17%              N/A     $3,297    $2,059    $2,868                      48%             N/A
Asian-American                 1%             N/A     $3,354    $2,372    $3,061                        0%            N/A
Native-American                0%             N/A     $2,927    $2,200    $2,169                        0%            N/A
Other/Unknown                 N/A             N/A     $2,927    $1,786    $3,891                       N/A            N/A
All Students               100%               N/A     $2,997    $2,009    $2,777                      45%            36%

Student Expenses - AY 2002-03 Budget Summary for Off-Campus Students
Resident Tuition and Fees                  $1,300            MSA* Average Monthly Rent (1 Bedroom)                   $341
   (12 Semester Hours)                                       MSA* Average Monthly Rent (2 Bedroom)                   $412
Books and Supplies                          $800             Low-Cost Food Average per Month                         $192
Room and Board                             $3,000            Average Child Care Expenses per Month                    N/A
Transportation                             $1,000            Annual Medical Insurance (Institutional)                 N/A
Other Expenses                             $2,306
Total                                      $8,406            * Metropolitan Statistical Area

Student Aid
Source             Aid                                Type                              Total     Average per Recipient
Federal            AY 2001-02 Pell Grants             Grant                      $2,274,405                        $1,992
                   AY 2000-01 SEOG                    Grant                         $91,936                          $195
                   AY 2000-01 Perkins                 Loan                               $0                           N/A
                   AY 2000-01 Work Study              Work                          $94,922                        $1,067
                   AY 2001-02 FFELP                   Loan                       $1,578,037                           N/A
                   AY 2001-02 Direct Loan             Loan                               $0                           N/A
State              AY 2000-01 TEG                     Grant                               $0                          N/A
                   AY 2000-01 TEXAS Grant             Grant                          $22,737                         $875
                   AY 2000-01 HHL                     Loan                                $0                          N/A
                   AY 2000-01 CAL                     Loan                                $0                          N/A
Institutional      AY 2000-01 TPEG                    Grant                          $54,218                         $467




N/A = Not Applicable or Not Available
                                                       209
Fiscal Year End 2002 Edition                                                                                 Texas Guaranteed
Record # 105


                                                                                                               Route 3, Box 3
Cisco Junior College                                                                                         Cisco, TX 76437
                                                                                                            www.cisco.cc.tx.us

Borrowing Statistics
TG Cumulative Statistics (Through 09/30/02)                           Median TG Borrower Indebtedness
Net Loan Volume:                          $15,190,950                 Borrowers leaving school in FY 01:               $3,672
Number of Loans:                                7,987                 Borrowers leaving school in FY 00:               $3,316
Number of Student Borrowers:                    4,556                 Borrowers leaving school in FY 99:               $3,500
Amount of Default Claims Paid:             $3,678,047
Number of Defaulted Borrowers:                  1,466
FY 2002 Freshman TG Volume (by Texas Region)                          Direct Lending
Central                                            2%                 Estimated Participation Rate
East                                               0%                 (07/01/01 - 06/30/02):                                None
Gulf Coast                                         3%
Metroplex                                          2%
Panhandle                                         92%
Rio Grande                                         0%
West                                               1%
Out of State                                       1%

Default Information
U.S. Department of Education Cohort Default Rates
FY 2000                               12.7%                           FY 1996                                           26.6%
FY 1999                               13.5%                           FY 1995                                           19.8%
FY 1998                               18.9%                           FY 1994                                           20.4%
FY 1997                               15.6%

Volume Information
Gross Loan Volume by Program Type and Fiscal Year
                                FY 2001                               FY 2002                              % Change
Program
                          # Loans       Amount                  # Loans       Amount                   # Loans      Amount
Unsub Stafford                298      $592,104                     401      $856,286                      35%         45%
Sub Stafford                  373      $783,409                     482      $961,512                      29%         23%
PLUS                            6       $21,037                       1        $3,000                     -83%        -86%
Total                         677    $1,396,550                     884    $1,820,798                      31%         30%

TG Gross Loan Volume of Top Ten Lenders* (FY 2001 v. FY 2002)
The top 10 lenders accounted for $1,817,756, or 100% of the school's total FY 2002 guarantees.
Lender                                                           FY 2001                      FY 2002                 % Change
           Lender
Code                                                       # Loans    Amount            # Loans     Amount         # Loans Amount
810778     FIRST NATIONAL BANK OF ABILENE                       507       $1,039,866         732      $1,517,586      44%           46%
831366     FIRST AMERICAN BANK, SSB                              66         $138,043          66        $120,404       0%          -13%
832733     BANK OF AMERICA TEXAS, N.A.                           33          $75,838          41         $90,291      24%           19%
824206     BANK ONE, N.A.                                         3           $4,625          17         $31,415     467%          579%
807807     CHASE (JPMORGAN CHASE BANK)                            6          $12,562          10         $25,625      67%          104%
831122     TIB - THE INDEPENDENT BANKERS BANK                    19          $36,233           6         $13,150     -68%          -64%
810815     FIRST NATIONAL BANK TEXAS                              1           $1,313           5          $5,250     400%          300%
819628     BANK ONE, N.A.                                        15          $31,423           2          $5,161     -87%          -84%
831722     TOWN NORTH NAT'L BANK                                  0               $0           1          $4,500      N/A           N/A
807176     WELLS FARGO EDUCATION FINANCIAL                        1           $4,000           2          $4,374     100%            9%




N/A = Not Applicable or Not Available
*Some schools have fewer than ten lenders.
                                                              210
Fiscal Year End 2002 Edition                                                                            Texas Guaranteed
Record # 106

                                                                                                            P.O. Box 968
Clarendon College                                                                                   Clarendon, TX 79226
                                                                                                 www.clarendoncollege.net

General Information                                            Leadership
City:                                     Clarendon            President:                               Dr. Myles Shelton
School Type:                        Two-Year Public            Financial Aid Coordinator:
Highest Degree Offered:                  Associate's                                                Ms. Marian Giesecke
ED School Code:                              003554            U.S. Rep.:                        Mac Thornberry (R-13th)
TG School Suffix:                               000            State Sen.:                        Robert Duncan (R-28th)
Primary Phone:                       (806) 874-3571            State Rep.:                       Warren Chisum (R-88th)
Financial Aid Phone:                            N/A

Student Profile
Enrollment (Fall 2002):                         971            Female Enrollment (Fall 2001):                       45%
Change (Fall 1997-Fall 2002):                   8%             Texas Residents (Fall 2002):                         92%
                                                               Foreign and Out of State (Fall 2002):                 8%
Ethnicity                    % of        % of Aid         AY 2000-01 Averages                    Retention    Tran/Cmpl
                      Enrollment        Recipients     Unmet     Grant      Loan                     Rate           Rate
                        Fall 2002        FY 2001        Need Amount Amount
White                        75%              N/A      $3,274    $2,245    $3,286                     21%            N/A
African-American             10%              N/A      $2,797    $3,035    $2,283                     62%            N/A
Hispanic                     13%              N/A      $3,425    $2,773    $2,533                     29%            N/A
Asian-American                 1%             N/A        N/A       N/A        N/A                      N/A           N/A
Native-American                1%             N/A      $2,643    $3,800    $3,400                       0%           N/A
Other/Unknown                 N/A             N/A        N/A       N/A        N/A                      N/A           N/A
All Students               100%               N/A      $3,234    $2,436    $3,110                     27%           58%

Student Expenses - AY 2002-03 Budget Summary for Off-Campus Students
Resident Tuition and Fees                   $1,224            MSA* Average Monthly Rent (1 Bedroom)                 $341
   (17 Semester Hours)                                        MSA* Average Monthly Rent (2 Bedroom)                 $412
Books and Supplies                           $800             Low-Cost Food Average per Month                       $192
Room and Board                              $2,600            Average Child Care Expenses per Month                  N/A
Transportation                              $1,230            Annual Medical Insurance (Institutional)               N/A
Other Expenses                              $2,075
Total                                       $7,929            * Metropolitan Statistical Area

Student Aid
Source             Aid                                 Type                              Total     Average per Recipient
Federal            AY 2001-02 Pell Grants              Grant                         $608,670                     $2,189
                   AY 2000-01 SEOG                     Grant                          $46,800                       $360
                   AY 2000-01 Perkins                  Loan                                $0                        N/A
                   AY 2000-01 Work Study               Work                           $31,579                      $535
                   AY 2001-02 FFELP                    Loan                          $290,888                        N/A
                   AY 2001-02 Direct Loan              Loan                                $0                        N/A
State              AY 2000-01 TEG                      Grant                               $0                        N/A
                   AY 2000-01 TEXAS Grant              Grant                          $11,026                       $919
                   AY 2000-01 HHL                      Loan                                $0                        N/A
                   AY 2000-01 CAL                      Loan                                $0                        N/A
Institutional      AY 2000-01 TPEG                     Grant                          $28,200                       $344




N/A = Not Applicable or Not Available
                                                        211
Fiscal Year End 2002 Edition                                                                                 Texas Guaranteed
Record # 106


                                                                                                               P.O. Box 968
Clarendon College                                                                                      Clarendon, TX 79226
                                                                                                    www.clarendoncollege.net

Borrowing Statistics
TG Cumulative Statistics (Through 09/30/02)                           Median TG Borrower Indebtedness
Net Loan Volume:                           $4,955,504                 Borrowers leaving school in FY 01:               $2,625
Number of Loans:                                2,500                 Borrowers leaving school in FY 00:               $5,125
Number of Student Borrowers:                    1,623                 Borrowers leaving school in FY 99:               $3,177
Amount of Default Claims Paid:             $1,266,263
Number of Defaulted Borrowers:                    519
FY 2002 Freshman TG Volume (by Texas Region)                          Direct Lending
Central                                             0%                Estimated Participation Rate
East                                                0%                (07/01/01 - 06/30/02):                               None
Gulf Coast                                          6%
Metroplex                                           6%
Panhandle                                          70%
Rio Grande                                          0%
West                                                2%
Out of State                                       16%

Default Information
U.S. Department of Education Cohort Default Rates
FY 2000                                 7.5%                          FY 1996                                           9.4%
FY 1999                                 5.1%                          FY 1995                                           9.5%
FY 1998                                 9.2%                          FY 1994                                          16.5%
FY 1997                                 6.9%

Volume Information
Gross Loan Volume by Program Type and Fiscal Year
                                FY 2001                               FY 2002                              % Change
Program
                          # Loans       Amount                  # Loans       Amount                   # Loans      Amount
Unsub Stafford                 60      $147,378                      49      $110,711                     -18%        -25%
Sub Stafford                   81      $171,928                      90      $213,657                      11%         24%
PLUS                            0            $0                       0            $0                      N/A         N/A
Total                         141      $319,306                     139      $324,368                      -1%          2%

TG Gross Loan Volume of Top Ten Lenders* (FY 2001 v. FY 2002)
The top 8 lenders accounted for $324,368, or 100% of the school's total FY 2002 guarantees.
Lender                                                           FY 2001                      FY 2002                % Change
           Lender
Code                                                       # Loans    Amount            # Loans     Amount        # Loans Amount
810895     HERRING NATIONAL BANK                                 87         $196,996          96       $222,777      10%           13%
810710     AMARILLO NATIONAL BANK                                12          $26,954          25        $62,654     108%          132%
833465     FIRST NATIONAL BANK OF AMARILLO                       21          $41,849           7        $14,932     -67%          -64%
833314     PNB FINANCIAL BANK                                     4          $12,250           5         $7,750      25%          -37%
810864     FIRST STATE BANK                                       4           $7,437           2         $6,125     -50%          -18%
807176     WELLS FARGO EDUCATION FINANCIAL                        0               $0           2         $6,005      N/A           N/A
826079     BANK OF AMERICA                                        1           $2,625           1         $2,625       0%            0%
833867     UNITED BANK OF EL DEL NORTE                            0               $0           1         $1,500      N/A           N/A




N/A = Not Applicable or Not Available
*Some schools have fewer than ten lenders.
                                                              212
Fiscal Year End 2002 Edition                                                                            Texas Guaranteed
Record # 107

                                                                                                         3800 Charco Rd
Coastal Bend College                                                                                  Beeville, TX 78102



General Information                                            Leadership
City:                                       Beeville           President:                              Dr. John Brockman
School Type:                        Two-Year Public            Director of Financial Aid:
Highest Degree Offered:                  Associate's                                                        Not Available
ED School Code:                              003546            U.S. Rep.:                        Ruben Hinojosa (D-15th)
TG School Suffix:                               000            State Sen.:                        Judith Zaffirini (D-21st)
Primary Phone:                       (512) 358-3130            State Rep.:                         Gabi Canales (D-35th)
Financial Aid Phone:                            N/A

Student Profile
Enrollment (Fall 2002):                       3,479            Female Enrollment (Fall 2001):                         60%
Change (Fall 1997-Fall 2002):                  21%             Texas Residents (Fall 2002):                           99%
                                                               Foreign and Out of State (Fall 2002):                   1%
Ethnicity                    % of        % of Aid         AY 2000-01 Averages                    Retention    Tran/Cmpl
                      Enrollment        Recipients     Unmet     Grant      Loan                     Rate           Rate
                        Fall 2002        FY 2001        Need Amount Amount
White                        36%              N/A      $3,231    $2,094       N/A                     56%             N/A
African-American              5%              N/A      $2,904    $1,773       N/A                     30%             N/A
Hispanic                     58%              N/A      $3,600    $2,275       N/A                     47%             N/A
Asian-American                0%              N/A      $3,991    $1,072       N/A                       0%            N/A
Native-American               0%              N/A      $2,997    $1,654       N/A                      N/A            N/A
Other/Unknown                 1%              N/A      $3,108    $1,860       N/A                     25%             N/A
All Students               100%               N/A      $3,497    $2,216       N/A                     48%            48%

Student Expenses - AY 2002-03 Budget Summary for Off-Campus Students
Resident Tuition and Fees                    $986             MSA* Average Monthly Rent (1 Bedroom)                  $341
   (12 Semester Hours)                                        MSA* Average Monthly Rent (2 Bedroom)                  $412
Books and Supplies                           $796             Low-Cost Food Average per Month                        $192
Room and Board                              $4,792            Average Child Care Expenses per Month                   N/A
Transportation                               $530             Annual Medical Insurance (Institutional)                N/A
Other Expenses                              $1,030
Total                                       $8,134            * Metropolitan Statistical Area

Student Aid
Source             Aid                                 Type                              Total    Average per Recipient
Federal            AY 2001-02 Pell Grants              Grant                      $3,485,757                       $2,281
                   AY 2000-01 SEOG                     Grant                         $79,846                         $484
                   AY 2000-01 Perkins                  Loan                               $0                          N/A
                   AY 2000-01 Work Study               Work                        $128,710                        $1,226
                   AY 2001-02 FFELP                    Loan                               $0                          N/A
                   AY 2001-02 Direct Loan              Loan                               $0                          N/A
State              AY 2000-01 TEG                      Grant                               $0                         N/A
                   AY 2000-01 TEXAS Grant              Grant                         $120,663                        $832
                   AY 2000-01 HHL                      Loan                                $0                         N/A
                   AY 2000-01 CAL                      Loan                                $0                         N/A
Institutional      AY 2000-01 TPEG                     Grant                         $103,386                        $499




N/A = Not Applicable or Not Available
                                                        213
Fiscal Year End 2002 Edition                                                                              Texas Guaranteed
Record # 107


                                                                                                            3800 Charco Rd
Coastal Bend College                                                                                     Beeville, TX 78102



Borrowing Statistics
TG Cumulative Statistics (Through 09/30/02)                         Median TG Borrower Indebtedness
Net Loan Volume:                           $3,982,766               Borrowers leaving school in FY 01:              $3,589
Number of Loans:                                2,535               Borrowers leaving school in FY 00:              $2,625
Number of Student Borrowers:                    1,871               Borrowers leaving school in FY 99:              $2,625
Amount of Default Claims Paid:             $1,969,156
Number of Defaulted Borrowers:                  1,037
FY 2002 Freshman TG Volume (by Texas Region)                        Direct Lending
Central                                           N/A               Estimated Participation Rate
East                                              N/A               (07/01/01 - 06/30/02):                             N/A
Gulf Coast                                        N/A
Metroplex                                         N/A
Panhandle                                         N/A
Rio Grande                                        N/A
West                                              N/A
Out of State                                      N/A

Default Information
U.S. Department of Education Cohort Default Rates
FY 2000                                  5%                         FY 1996                                            10%
FY 1999                                100%                         FY 1995                                           8.3%
FY 1998                                 25%                         FY 1994                                            12%
FY 1997                                 10%

Volume Information
Gross Loan Volume by Program Type and Fiscal Year
                                FY 2001                              FY 2002                            % Change
Program
                          # Loans       Amount                 # Loans       Amount                  # Loans     Amount
Unsub Stafford                  0           $0                       0           $0                     N/A        N/A
Sub Stafford                    0           $0                       0           $0                     N/A        N/A
PLUS                            0           $0                       0           $0                     N/A        N/A
Total                           0           $0                       0           $0                     N/A        N/A

TG Gross Loan Volume of Top Ten Lenders* (FY 2001 v. FY 2002)
This institution had no TG guarantee volume during FY 2002.
Lender                                                          FY 2001                     FY 2002               % Change
           Lender
Code                                                      # Loans    Amount           # Loans     Amount       # Loans Amount




N/A = Not Applicable or Not Available
*Some schools have fewer than ten lenders.
                                                              214
Fiscal Year End 2002 Edition                                                                          Texas Guaranteed
Record # 108

                                                                                                      1200 Amburn Rd.
College of the Mainland                                                                            Texas City, TX 77591
                                                                                                          www.com.edu

General Information                                           Leadership
City:                                   Texas City            President:                            Dr. Homer M. Hayes
School Type:                      Two-Year Public             Director of Financial Aid:
Highest Degree Offered:                 Associate's                                                Ms. Rebecca S. Miles
ED School Code:                             007096            U.S. Rep.:                          Nick Lampson (D-9th)
TG School Suffix:                              000            State Sen.:                         Mike Jackson (R-11th)
Primary Phone:                      (409) 938-1211            State Rep.:                         Craig Eiland (D-23rd)
Financial Aid Phone:        (409) 938-1211 ext 274

Student Profile
Enrollment (Fall 2002):                       3,627           Female Enrollment (Fall 2001):                      62%
Change (Fall 1997-Fall 2002):                   1%            Texas Residents (Fall 2002):                       100%
                                                              Foreign and Out of State (Fall 2002):                0%
Ethnicity                    % of        % of Aid        AY 2000-01 Averages                    Retention   Tran/Cmpl
                      Enrollment        Recipients    Unmet     Grant      Loan                     Rate          Rate
                        Fall 2002        FY 2001       Need Amount Amount
White                        58%              N/A     $4,956    $1,925       N/A                    50%            N/A
African-American             19%              N/A     $5,080    $1,936       N/A                    54%            N/A
Hispanic                     18%              N/A     $5,203    $1,852       N/A                    63%            N/A
Asian-American                2%              N/A     $4,802    $2,629       N/A                    50%            N/A
Native-American               1%              N/A     $5,372    $3,385       N/A                    75%            N/A
Other/Unknown                 2%              N/A     $5,088     $700        N/A                     N/A           N/A
All Students               100%               N/A     $5,037    $1,931       N/A                    53%           43%

Student Expenses - AY 2002-03 Budget Summary for Off-Campus Students
Resident Tuition and Fees                    $511            MSA* Average Monthly Rent (1 Bedroom)                $524
   (12 Semester Hours)                                       MSA* Average Monthly Rent (2 Bedroom)                $656
Books and Supplies                          $800             Low-Cost Food Average per Month                      $192
Room and Board                             $5,442            Average Child Care Expenses per Month                $246
Transportation                             $1,287            Annual Medical Insurance (Institutional)              N/A
Other Expenses                             $1,087
Total                                      $9,127            * Metropolitan Statistical Area

Student Aid
Source             Aid                                Type                              Total    Average per Recipient
Federal            AY 2001-02 Pell Grants             Grant                      $1,766,823                     $2,001
                   AY 2000-01 SEOG                    Grant                       $108,486                        $565
                   AY 2000-01 Perkins                 Loan                               $0                        N/A
                   AY 2000-01 Work Study              Work                        $170,204                      $1,280
                   AY 2001-02 FFELP                   Loan                               $0                        N/A
                   AY 2001-02 Direct Loan             Loan                               $0                        N/A
State              AY 2000-01 TEG                     Grant                               $0                       N/A
                   AY 2000-01 TEXAS Grant             Grant                          $10,648                      $968
                   AY 2000-01 HHL                     Loan                                $0                       N/A
                   AY 2000-01 CAL                     Loan                                $0                       N/A
Institutional      AY 2000-01 TPEG                    Grant                         $163,608                      $772




N/A = Not Applicable or Not Available
                                                       215
Fiscal Year End 2002 Edition                                                                                Texas Guaranteed
Record # 108


                                                                                                            1200 Amburn Rd.
College of the Mainland                                                                                  Texas City, TX 77591
                                                                                                                www.com.edu

Borrowing Statistics
TG Cumulative Statistics (Through 09/30/02)                         Median TG Borrower Indebtedness
Net Loan Volume:                           $1,658,468               Borrowers leaving school in FY 01:                $4,997
Number of Loans:                                  948               Borrowers leaving school in FY 00:                $2,625
Number of Student Borrowers:                      575               Borrowers leaving school in FY 99:                $2,626
Amount of Default Claims Paid:               $947,136
Number of Defaulted Borrowers:                    348
FY 2002 Freshman TG Volume (by Texas Region)                        Direct Lending
Central                                           N/A               Estimated Participation Rate
East                                              N/A               (07/01/01 - 06/30/02):                               N/A
Gulf Coast                                        N/A
Metroplex                                         N/A
Panhandle                                         N/A
Rio Grande                                        N/A
West                                              N/A
Out of State                                      N/A

Default Information
U.S. Department of Education Cohort Default Rates
FY 2000                                   0%                        FY 1996                                               0%
FY 1999                                  25%                        FY 1995                                             12%
FY 1998                               14.2%                         FY 1994                                            33.3%
FY 1997                                 9.1%

Volume Information
Gross Loan Volume by Program Type and Fiscal Year
                                FY 2001                              FY 2002                            % Change
Program
                          # Loans       Amount                 # Loans       Amount                  # Loans     Amount
Unsub Stafford                  0           $0                       0           $0                     N/A        N/A
Sub Stafford                    0           $0                       0           $0                     N/A        N/A
PLUS                            0           $0                       0           $0                     N/A        N/A
Total                           0           $0                       0           $0                     N/A        N/A

TG Gross Loan Volume of Top Ten Lenders* (FY 2001 v. FY 2002)
This institution had no TG guarantee volume during FY 2002.
Lender                                                          FY 2001                     FY 2002                 % Change
           Lender
Code                                                      # Loans    Amount           # Loans     Amount         # Loans Amount




N/A = Not Applicable or Not Available
*Some schools have fewer than ten lenders.
                                                              216
Fiscal Year End 2002 Edition                                                                           Texas Guaranteed
Record # 109


Collin County Community College                                                                   4800 Preston Park Blvd.
                                                                                                    McKinney, TX 75071
District                                                                                                  www.ccccd.edu

General Information                                            Leadership
City:                                    McKinney              President:                                    Dr. Cary Israel
School Type:                        Two-Year Public            Director of Financial Aid:
Highest Degree Offered:                  Associate's                                                  Ms. Debra Wilkison
ED School Code:                              023614            U.S. Rep.:                            Sam Johnson (R-3rd)
TG School Suffix:                               000            State Sen.:                       Florence Shapiro (R-8th)
Primary Phone:                       (972) 548-6790            State Rep.:                         Brian McCall (R-66th)
Financial Aid Phone:                 (972) 881-5761

Student Profile
Enrollment (Fall 2002):                      15,970            Female Enrollment (Fall 2001):                          57%
Change (Fall 1997-Fall 2002):                  31%             Texas Residents (Fall 2002):                            92%
                                                               Foreign and Out of State (Fall 2002):                    8%
Ethnicity                    % of        % of Aid         AY 2000-01 Averages                    Retention     Tran/Cmpl
                      Enrollment        Recipients     Unmet     Grant      Loan                     Rate            Rate
                        Fall 2002        FY 2001        Need Amount Amount
White                         N/A             N/A      $3,974    $1,855    $2,891                    57%                N/A
African-American              N/A             N/A      $4,608    $2,051    $2,964                    56%                N/A
Hispanic                      N/A             N/A      $5,023    $2,207    $2,515                    71%                N/A
Asian-American                N/A             N/A      $4,167    $2,152    $3,313                    70%                N/A
Native-American               N/A             N/A      $4,488    $2,221    $2,625                    57%                N/A
Other/Unknown                 N/A             N/A      $2,764    $2,499    $1,313                     N/A               N/A
All Students                  N/A             N/A      $4,200    $1,951    $2,882                    59%               41%

Student Expenses - AY 2002-03 Budget Summary for Off-Campus Students
Resident Tuition and Fees                    $408             MSA* Average Monthly Rent (1 Bedroom)                   $662
   (14 Semester Hours)                                        MSA* Average Monthly Rent (2 Bedroom)                   $850
Books and Supplies                           $550             Low-Cost Food Average per Month                         $192
Room and Board                              $5,150            Average Child Care Expenses per Month                   $271
Transportation                              $1,948            Annual Medical Insurance (Institutional)                 N/A
Other Expenses                              $1,254
Total                                       $9,310            * Metropolitan Statistical Area

Student Aid
Source             Aid                                 Type                              Total    Average per Recipient
Federal            AY 2001-02 Pell Grants              Grant                      $2,322,035                         $1,948
                   AY 2000-01 SEOG                     Grant                        $247,439                           $814
                   AY 2000-01 Perkins                  Loan                               $0                            N/A
                   AY 2000-01 Work Study               Work                         $104,171                         $1,467
                   AY 2001-02 FFELP                    Loan                       $3,078,693                            N/A
                   AY 2001-02 Direct Loan              Loan                               $0                            N/A
State              AY 2000-01 TEG                      Grant                               $0                          N/A
                   AY 2000-01 TEXAS Grant              Grant                          $20,692                         $828
                   AY 2000-01 HHL                      Loan                                $0                          N/A
                   AY 2000-01 CAL                      Loan                                $0                          N/A
Institutional      AY 2000-01 TPEG                     Grant                         $329,182                         $842




N/A = Not Applicable or Not Available
                                                        217
Fiscal Year End 2002 Edition                                                                                 Texas Guaranteed
Record # 109



Collin County Community College                                                                        4800 Preston Park Blvd.
                                                                                                         McKinney, TX 75071
District                                                                                                       www.ccccd.edu

Borrowing Statistics
TG Cumulative Statistics (Through 09/30/02)                           Median TG Borrower Indebtedness
Net Loan Volume:                           $9,448,046                 Borrowers leaving school in FY 01:               $4,156
Number of Loans:                                4,856                 Borrowers leaving school in FY 00:               $2,902
Number of Student Borrowers:                    2,651                 Borrowers leaving school in FY 99:               $2,625
Amount of Default Claims Paid:               $685,056
Number of Defaulted Borrowers:                    326
FY 2002 Freshman TG Volume (by Texas Region)                          Direct Lending
Central                                             0%                Estimated Participation Rate
East                                                1%                (07/01/01 - 06/30/02):                               None
Gulf Coast                                          0%
Metroplex                                          97%
Panhandle                                           0%
Rio Grande                                          0%
West                                                0%
Out of State                                        1%

Default Information
U.S. Department of Education Cohort Default Rates
FY 2000                                 0.9%                          FY 1996                                          14.4%
FY 1999                               10.5%                           FY 1995                                          23.6%
FY 1998                               17.7%                           FY 1994                                          19.8%
FY 1997                               18.4%

Volume Information
Gross Loan Volume by Program Type and Fiscal Year
                                FY 2001                                FY 2002                            % Change
Program
                          # Loans       Amount                  # Loans        Amount                  # Loans     Amount
Unsub Stafford                400    $1,224,247                      680    $2,042,708                    70%        67%
Sub Stafford                  560    $1,365,246                      741    $1,751,887                    32%        28%
PLUS                           25      $101,654                       24       $92,488                     -4%        -9%
Total                         985    $2,691,147                    1,445    $3,887,083                    47%        44%

TG Gross Loan Volume of Top Ten Lenders* (FY 2001 v. FY 2002)
The top 10 lenders accounted for $3,733,835, or 96% of the school's total FY 2002 guarantees.
Lender                                                           FY 2001                      FY 2002                % Change
           Lender
Code                                                       # Loans    Amount            # Loans     Amount        # Loans Amount
832733     BANK OF AMERICA TEXAS, N.A.                          164        $433,268          275       $711,775      68%           64%
807176     WELLS FARGO EDUCATION FINANCIAL                      180        $482,354          251       $661,358      39%           37%
830005     EDUCAID                                              203        $565,527          227       $588,926      12%            4%
824206     BANK ONE, N.A.                                        74        $203,623          170       $479,509     130%          135%
831361     COMMUNITY CREDIT UNION                                41        $126,162          131       $347,357     220%          175%
833252     LEGACY BANK OF TEXAS                                  39        $107,645          103       $263,511     164%          145%
826878     CITIBANK                                             129        $368,629           89       $260,902     -31%          -29%
819628     BANK ONE, N.A.                                        56        $150,072           49       $157,662     -13%            5%
807807     CHASE (JPMORGAN CHASE BANK)                           29         $79,555           51       $144,619      76%           82%
828078     COMPASS BANK                                          19         $44,923           45       $118,216     137%          163%




N/A = Not Applicable or Not Available
*Some schools have fewer than ten lenders.
                                                              218
Fiscal Year End 2002 Edition                                                                           Texas Guaranteed
Record # 110

                                                                                                       101 Baldwin Blvd.
Del Mar College                                                                                  Corpus Christi, TX 78404
                                                                                                         www.delmar.edu

General Information                                            Leadership
City:                                 Corpus Christi           President:                 Dr. Gustavo Valadez Ortiz
School Type:                        Two-Year Public            Director of Financial Aid:
Highest Degree Offered:                  Associate's                                              Mr. Henry Garcia
ED School Code:                              003563            U.S. Rep.:                 Solomon P. Ortiz (D-27th)
TG School Suffix:                               000            State Sen.:            Juan "Chuy" Hinojosa (D-20th)
Primary Phone:                       (361) 698-1200            State Rep.:                    Jaime Capelo (D-34th)
Financial Aid Phone:                 (361) 698-1293

Student Profile
Enrollment (Fall 2002):                      11,216            Female Enrollment (Fall 2001):                       59%
Change (Fall 1997-Fall 2002):                   7%             Texas Residents (Fall 2002):                         97%
                                                               Foreign and Out of State (Fall 2002):                 3%
Ethnicity                    % of        % of Aid         AY 2000-01 Averages                    Retention   Tran/Cmpl
                      Enrollment        Recipients     Unmet     Grant      Loan                     Rate          Rate
                        Fall 2002        FY 2001        Need Amount Amount
White                        40%              N/A      $2,426    $1,981    $1,536                     55%            N/A
African-American              2%              N/A      $2,206    $2,095    $1,736                     46%            N/A
Hispanic                     56%              N/A      $2,204    $2,075    $1,428                     60%            N/A
Asian-American                1%              N/A      $2,294    $2,758    $1,464                     86%            N/A
Native-American               0%              N/A      $2,332      $544       N/A                       0%           N/A
Other/Unknown                 1%              N/A      $1,878    $2,174       N/A                      N/A           N/A
All Students               100%               N/A      $2,277    $2,051    $1,487                     58%           38%

Student Expenses - AY 2002-03 Budget Summary for Off-Campus Students
Resident Tuition and Fees                    $986             MSA* Average Monthly Rent (1 Bedroom)                 $465
   (13 Semester Hours)                                        MSA* Average Monthly Rent (2 Bedroom)                 $593
Books and Supplies                           $800             Low-Cost Food Average per Month                       $192
Room and Board                              $5,476            Average Child Care Expenses per Month                 $236
Transportation                              $1,286            Annual Medical Insurance (Institutional)               N/A
Other Expenses                              $1,178
Total                                       $9,726            * Metropolitan Statistical Area

Student Aid
Source             Aid                                 Type                              Total     Average per Recipient
Federal            AY 2001-02 Pell Grants              Grant                      $7,131,466                      $2,000
                   AY 2000-01 SEOG                     Grant                       $253,826                         $738
                   AY 2000-01 Perkins                  Loan                               $0                         N/A
                   AY 2000-01 Work Study               Work                        $266,220                         $896
                   AY 2001-02 FFELP                    Loan                           $3,494                         N/A
                   AY 2001-02 Direct Loan              Loan                       $1,651,965                         N/A
State              AY 2000-01 TEG                      Grant                               $0                        N/A
                   AY 2000-01 TEXAS Grant              Grant                         $148,992                       $734
                   AY 2000-01 HHL                      Loan                                $0                        N/A
                   AY 2000-01 CAL                      Loan                                $0                        N/A
Institutional      AY 2000-01 TPEG                     Grant                         $337,602                       $607




N/A = Not Applicable or Not Available
                                                        219
Fiscal Year End 2002 Edition                                                                                     Texas Guaranteed
Record # 110


                                                                                                             101 Baldwin Blvd.
Del Mar College                                                                                        Corpus Christi, TX 78404
                                                                                                               www.delmar.edu

Borrowing Statistics
TG Cumulative Statistics (Through 09/30/02)                             Median TG Borrower Indebtedness
Net Loan Volume:                          $19,791,158                   Borrowers leaving school in FY 01:                 $3,871
Number of Loans:                               12,178                   Borrowers leaving school in FY 00:                 $3,937
Number of Student Borrowers:                    6,853                   Borrowers leaving school in FY 99:                 $2,992
Amount of Default Claims Paid:             $7,777,138
Number of Defaulted Borrowers:                  3,119
FY 2002 Freshman TG Volume (by Texas Region)                            Direct Lending
Central                                            0%                   Estimated Participation Rate
East                                               0%                   (07/01/01 - 06/30/02):                             Partial
Gulf Coast                                       100%
Metroplex                                          0%
Panhandle                                          0%
Rio Grande                                         0%
West                                               0%
Out of State                                       0%

Default Information
U.S. Department of Education Cohort Default Rates
FY 2000                                 6.9%                            FY 1996                                            23.7%
FY 1999                                 6.3%                            FY 1995                                            24.1%
FY 1998                               11.5%                             FY 1994                                            24.2%
FY 1997                                 16%

Volume Information
Gross Loan Volume by Program Type and Fiscal Year
                                FY 2001                               FY 2002                               % Change
Program
                          # Loans       Amount                  # Loans       Amount                     # Loans     Amount
Unsub Stafford                  0           $0                        0            $0                       N/A        N/A
Sub Stafford                    0           $0                        0            $0                       N/A        N/A
PLUS                            0           $0                        1        $3,494                       N/A        N/A
Total                           0           $0                        1        $3,494                       N/A        N/A

TG Gross Loan Volume of Top Ten Lenders* (FY 2001 v. FY 2002)
The top lender accounted for $3,494, or 100% of the school's total FY 2002 guarantees.
Lender                                                           FY 2001                        FY 2002                  % Change
           Lender
Code                                                       # Loans    Amount              # Loans     Amount          # Loans Amount
832733     BANK OF AMERICA TEXAS, N.A.                              0               $0           1           $3,494      N/A         N/A




N/A = Not Applicable or Not Available
*Some schools have fewer than ten lenders.
                                                              220
Fiscal Year End 2002 Edition                                                                           Texas Guaranteed
Record # 111

                                                                                                        3737 Motley Dr.
Eastfield College                                                                                    Mesquite, TX 75150
                                                                                                     www.efc.dcccd.edu

General Information                                            Leadership
City:                                      Mesquite            President:                                Dr. Rodger Pool
School Type:                        Two-Year Public            Dean, Student Support Services:
Highest Degree Offered:                  Associate's                                                      Ms. Reva Rattan
ED School Code:                              008510            U.S. Rep.:                          Jeb Hensarling (R-5th)
TG School Suffix:                               000            State Sen.:                            Bob Deuell (R-2nd)
Primary Phone:                       (972) 860-7100            State Rep.:                         Elvira Reyna (R-101st)
Financial Aid Phone:                            N/A

Student Profile
Enrollment (Fall 2002):                       9,172            Female Enrollment (Fall 2001):                       58%
Change (Fall 1997-Fall 2002):                  15%             Texas Residents (Fall 2002):                         97%
                                                               Foreign and Out of State (Fall 2002):                 3%
Ethnicity                    % of        % of Aid         AY 2000-01 Averages                    Retention   Tran/Cmpl
                      Enrollment        Recipients     Unmet     Grant      Loan                     Rate          Rate
                        Fall 2002        FY 2001        Need Amount Amount
White                        53%              N/A      $3,395    $1,938    $3,511                    51%             N/A
African-American             20%              N/A      $3,879    $1,936    $3,035                    45%             N/A
Hispanic                     20%              N/A      $3,673    $1,924    $2,882                    55%             N/A
Asian-American                5%              N/A      $3,000    $2,379    $3,408                    74%             N/A
Native-American               1%              N/A      $3,098    $2,310    $5,240                    43%             N/A
Other/Unknown                 1%              N/A      $3,679    $1,818    $2,257                    20%             N/A
All Students               100%               N/A      $3,615    $1,965    $3,262                    51%            34%

Student Expenses - AY 2002-03 Budget Summary for Off-Campus Students
Resident Tuition and Fees                    $624             MSA* Average Monthly Rent (1 Bedroom)                 $662
   (14 Semester Hours)                                        MSA* Average Monthly Rent (2 Bedroom)                 $850
Books and Supplies                            $900            Low-Cost Food Average per Month                       $192
Room and Board                              $3,804            Average Child Care Expenses per Month                 $271
Transportation                              $1,382            Annual Medical Insurance (Institutional)              $768
Other Expenses                                $984
Total                                       $7,694            * Metropolitan Statistical Area

Student Aid
Source             Aid                                 Type                              Total    Average per Recipient
Federal            AY 2001-02 Pell Grants              Grant                      $1,173,300                      $1,360
                   AY 2000-01 SEOG                     Grant                              $0                        N/A
                   AY 2000-01 Perkins                  Loan                               $0                        N/A
                   AY 2000-01 Work Study               Work                               $0                        N/A
                   AY 2001-02 FFELP                    Loan                        $510,290                         N/A
                   AY 2001-02 Direct Loan              Loan                               $0                        N/A
State              AY 2000-01 TEG                      Grant                               $0                       N/A
                   AY 2000-01 TEXAS Grant              Grant                          $21,780                      $908
                   AY 2000-01 HHL                      Loan                           $27,280                     $3,410
                   AY 2000-01 CAL                      Loan                                $0                       N/A
Institutional      AY 2000-01 TPEG                     Grant                         $211,682                       $476




N/A = Not Applicable or Not Available
                                                        221
Fiscal Year End 2002 Edition                                                                                 Texas Guaranteed
Record # 111


                                                                                                              3737 Motley Dr.
Eastfield College                                                                                          Mesquite, TX 75150
                                                                                                           www.efc.dcccd.edu

Borrowing Statistics
TG Cumulative Statistics (Through 09/30/02)                           Median TG Borrower Indebtedness
Net Loan Volume:                          $10,136,838                 Borrowers leaving school in FY 01:               $4,718
Number of Loans:                                6,085                 Borrowers leaving school in FY 00:               $4,282
Number of Student Borrowers:                    2,660                 Borrowers leaving school in FY 99:               $4,074
Amount of Default Claims Paid:             $2,689,641
Number of Defaulted Borrowers:                    834
FY 2002 Freshman TG Volume (by Texas Region)                          Direct Lending
Central                                             1%                Estimated Participation Rate
East                                                5%                (07/01/01 - 06/30/02):                               None
Gulf Coast                                          0%
Metroplex                                          94%
Panhandle                                           0%
Rio Grande                                          0%
West                                                0%
Out of State                                        1%

Default Information
U.S. Department of Education Cohort Default Rates
FY 2000                               15.5%                           FY 1996                                          20.1%
FY 1999                                 12%                           FY 1995                                          20.7%
FY 1998                               10.4%                           FY 1994                                          19.4%
FY 1997                               16.8%

Volume Information
Gross Loan Volume by Program Type and Fiscal Year
                                FY 2001                               FY 2002                             % Change
Program
                          # Loans       Amount                  # Loans       Amount                   # Loans     Amount
Unsub Stafford                104      $241,565                     110      $235,252                      6%         -3%
Sub Stafford                  176      $389,328                     243      $502,276                     38%        29%
PLUS                            6       $16,899                      10       $31,778                     67%        88%
Total                         286      $647,792                     363      $769,306                     27%        19%

TG Gross Loan Volume of Top Ten Lenders* (FY 2001 v. FY 2002)
The top 10 lenders accounted for $728,649, or 95% of the school's total FY 2002 guarantees.
Lender                                                           FY 2001                      FY 2002                % Change
           Lender
Code                                                       # Loans    Amount            # Loans     Amount        # Loans Amount
807176     WELLS FARGO EDUCATION FINANCIAL                       79        $179,079           100      $215,209      27%          20%
832733     BANK OF AMERICA TEXAS, N.A.                           54        $129,885            82      $179,874      52%          38%
824206     BANK ONE, N.A.                                         1          $1,914            38       $66,692    3700%        3384%
812089     TX HIGHER EDUCATION COORDINATING                      13         $23,314            27       $64,507     108%         177%
807807     CHASE (JPMORGAN CHASE BANK)                           18         $34,058            24       $46,999      33%          38%
810815     FIRST NATIONAL BANK TEXAS                             15         $35,666            22       $46,211      47%          30%
831122     TIB - THE INDEPENDENT BANKERS BANK                    16         $33,646            17       $34,113       6%           1%
819628     BANK ONE, N.A.                                        64        $143,222            14       $32,332     -78%         -77%
830489     COMERICA BANK                                          2          $7,373            11       $22,670     450%         207%
826878     CITIBANK                                              13         $38,470            10       $20,042     -23%         -48%




N/A = Not Applicable or Not Available
*Some schools have fewer than ten lenders.
                                                              222
Fiscal Year End 2002 Edition                                                                           Texas Guaranteed
Record # 112

                                                                                                        Main and Lamar
El Centro College                                                                                      Dallas, TX 75202
                                                                                                      www.ecc.dcccd.edu

General Information                                            Leadership
City:                                         Dallas           President:                 Dr. Wright L. Lassister, Jr.
School Type:                        Two-Year Public            Director of Financial Aid:
Highest Degree Offered:                  Associate's                                             Mr. John W. Wells
ED School Code:                              004453            U.S. Rep.:            Eddie Bernice Johnson (D-30th)
TG School Suffix:                               000            State Sen.:                     Royce West (D-23rd)
Primary Phone:                       (214) 860-2037            State Rep.:                    Dan Branch (R-108th)
Financial Aid Phone:                 (214) 860-2097

Student Profile
Enrollment (Fall 2002):                       5,767            Female Enrollment (Fall 2001):                      71%
Change (Fall 1997-Fall 2002):                  19%             Texas Residents (Fall 2002):                        92%
                                                               Foreign and Out of State (Fall 2002):                8%
Ethnicity                    % of        % of Aid         AY 2000-01 Averages                    Retention   Tran/Cmpl
                      Enrollment        Recipients     Unmet     Grant      Loan                     Rate          Rate
                        Fall 2002        FY 2001        Need Amount Amount
White                        33%              N/A      $3,441    $1,881    $3,035                    38%           N/A
African-American             35%              N/A      $3,996    $1,778    $2,504                    35%           N/A
Hispanic                     26%              N/A      $3,362    $1,946    $2,834                    48%           N/A
Asian-American                4%              N/A      $2,971    $1,862    $2,407                    57%           N/A
Native-American               1%              N/A      $4,389    $1,617       N/A                   100%           N/A
Other/Unknown                 1%              N/A      $3,356    $1,090    $2,625                    50%           N/A
All Students               100%               N/A      $3,785    $1,816    $2,766                    41%          24%

Student Expenses - AY 2002-03 Budget Summary for Off-Campus Students
Resident Tuition and Fees                    $624             MSA* Average Monthly Rent (1 Bedroom)               $662
   (12 Semester Hours)                                        MSA* Average Monthly Rent (2 Bedroom)               $850
Books and Supplies                            $900            Low-Cost Food Average per Month                     $192
Room and Board                              $3,804            Average Child Care Expenses per Month               $271
Transportation                              $1,382            Annual Medical Insurance (Institutional)            $768
Other Expenses                                $984
Total                                       $7,694            * Metropolitan Statistical Area

Student Aid
Source             Aid                                 Type                              Total    Average per Recipient
Federal            AY 2001-02 Pell Grants              Grant                      $1,011,680                     $1,373
                   AY 2000-01 SEOG                     Grant                              $0                       N/A
                   AY 2000-01 Perkins                  Loan                               $0                       N/A
                   AY 2000-01 Work Study               Work                               $0                       N/A
                   AY 2001-02 FFELP                    Loan                        $484,739                        N/A
                   AY 2001-02 Direct Loan              Loan                               $0                       N/A
State              AY 2000-01 TEG                      Grant                               $0                      N/A
                   AY 2000-01 TEXAS Grant              Grant                          $12,584                     $968
                   AY 2000-01 HHL                      Loan                                $0                      N/A
                   AY 2000-01 CAL                      Loan                                $0                      N/A
Institutional      AY 2000-01 TPEG                     Grant                         $129,587                     $542




N/A = Not Applicable or Not Available
                                                        223
Fiscal Year End 2002 Edition                                                                                 Texas Guaranteed
Record # 112


                                                                                                             Main and Lamar
El Centro College                                                                                           Dallas, TX 75202
                                                                                                           www.ecc.dcccd.edu

Borrowing Statistics
TG Cumulative Statistics (Through 09/30/02)                           Median TG Borrower Indebtedness
Net Loan Volume:                           $9,243,498                 Borrowers leaving school in FY 01:               $5,246
Number of Loans:                                4,915                 Borrowers leaving school in FY 00:               $5,900
Number of Student Borrowers:                    2,858                 Borrowers leaving school in FY 99:               $3,500
Amount of Default Claims Paid:             $3,422,030
Number of Defaulted Borrowers:                  1,229
FY 2002 Freshman TG Volume (by Texas Region)                          Direct Lending
Central                                             2%                Estimated Participation Rate
East                                                5%                (07/01/01 - 06/30/02):                               None
Gulf Coast                                          0%
Metroplex                                          94%
Panhandle                                           0%
Rio Grande                                          0%
West                                                0%
Out of State                                        0%

Default Information
U.S. Department of Education Cohort Default Rates
FY 2000                                 7.6%                          FY 1996                                           19%
FY 1999                               10.5%                           FY 1995                                          17.6%
FY 1998                               16.8%                           FY 1994                                           21%
FY 1997                               17.6%

Volume Information
Gross Loan Volume by Program Type and Fiscal Year
                                FY 2001                               FY 2002                             % Change
Program
                          # Loans       Amount                  # Loans       Amount                   # Loans     Amount
Unsub Stafford                 56      $104,994                      96      $253,935                     71%        142%
Sub Stafford                   96      $226,291                     137      $337,110                     43%         49%
PLUS                            0            $0                       0            $0                      N/A         N/A
Total                         152      $331,285                     233      $591,045                     53%         78%

TG Gross Loan Volume of Top Ten Lenders* (FY 2001 v. FY 2002)
The top 10 lenders accounted for $555,709, or 94% of the school's total FY 2002 guarantees.
Lender                                                           FY 2001                      FY 2002                % Change
           Lender
Code                                                       # Loans    Amount            # Loans     Amount        # Loans Amount
833305     ASAP/BANK OF TEXAS                                    14          $32,536          50       $134,258     257%          313%
832733     BANK OF AMERICA TEXAS, N.A.                           26          $56,941          31        $75,068      19%           32%
826878     CITIBANK                                              37          $78,617          25        $69,307     -32%          -12%
830005     EDUCAID                                                9          $17,475          24        $61,874     167%          254%
819628     BANK ONE, N.A.                                        18          $35,149          18        $44,471       0%           27%
807176     WELLS FARGO EDUCATION FINANCIAL                       13          $33,984          17        $43,336      31%           28%
807807     CHASE (JPMORGAN CHASE BANK)                            9          $17,099          16        $39,524      78%          131%
811304     SUNTRUST EDUCATION LOANS                               2           $6,041          16        $38,161     700%          532%
830489     COMERICA BANK                                         14          $30,740          12        $29,726     -14%           -3%
833730     AMERICAN EXPRESS EDUCATIONAL                           5          $11,266           9        $19,984      80%           77%




N/A = Not Applicable or Not Available
*Some schools have fewer than ten lenders.
                                                              224
Fiscal Year End 2002 Edition                                                                           Texas Guaranteed
Record # 113


El Paso Community College                                                                                P.O. Box 20500
                                                                                                      El Paso, TX 79998
District                                                                                                  www.epcc.edu

General Information                                            Leadership
City:                                        El Paso           President:                         Dr. Richard Rhodes
School Type:                        Two-Year Public            Director, Student Financial Services:
Highest Degree Offered:                  Associate's                                               Mr. Terry Partanen
ED School Code:                              010387            U.S. Rep.:                    Silvestre Reyes (D-16th)
TG School Suffix:                                000           State Sen.:                   Eliot Shapleigh (D-29th)
Primary Phone:                       (915) 594-2000            State Rep.:                   Norma Chavez (D-76th)
Financial Aid Phone:                            N/A

Student Profile
Enrollment (Fall 2002):                      21,321            Female Enrollment (Fall 2001):                      62%
Change (Fall 1997-Fall 2002):                   9%             Texas Residents (Fall 2002):                        92%
                                                               Foreign and Out of State (Fall 2002):                8%
Ethnicity                    % of        % of Aid         AY 2000-01 Averages                    Retention   Tran/Cmpl
                      Enrollment        Recipients     Unmet     Grant      Loan                     Rate          Rate
                        Fall 2002        FY 2001        Need Amount Amount
White                         N/A             N/A      $4,479    $1,993       N/A                    63%           N/A
African-American              N/A             N/A      $4,472    $1,875       N/A                    60%           N/A
Hispanic                      N/A             N/A      $3,836    $2,408       N/A                    67%           N/A
Asian-American                N/A             N/A      $4,385    $2,157       N/A                    75%           N/A
Native-American               N/A             N/A      $3,773    $2,462       N/A                    33%           N/A
Other/Unknown                 N/A             N/A      $8,591    $1,893       N/A                     N/A          N/A
All Students                  N/A             N/A      $3,885    $2,374       N/A                    66%          20%

Student Expenses - AY 2002-03 Budget Summary for Off-Campus Students
Resident Tuition and Fees                   $1,202            MSA* Average Monthly Rent (1 Bedroom)               $479
   (12 Semester Hours)                                        MSA* Average Monthly Rent (2 Bedroom)               $567
Books and Supplies                           $622             Low-Cost Food Average per Month                     $192
Room and Board                              $6,163            Average Child Care Expenses per Month               $184
Transportation                              $1,725            Annual Medical Insurance (Institutional)             N/A
Other Expenses                              $1,400
Total                                      $11,112            * Metropolitan Statistical Area

Student Aid
Source             Aid                                 Type                              Total    Average per Recipient
Federal            AY 2001-02 Pell Grants              Grant                     $26,648,729                     $2,213
                   AY 2000-01 SEOG                     Grant                      $1,098,642                      $641
                   AY 2000-01 Perkins                  Loan                               $0                       N/A
                   AY 2000-01 Work Study               Work                        $803,110                      $1,317
                   AY 2001-02 FFELP                    Loan                           $7,500                       N/A
                   AY 2001-02 Direct Loan              Loan                               $0                       N/A
State              AY 2000-01 TEG                      Grant                               $0                      N/A
                   AY 2000-01 TEXAS Grant              Grant                         $569,573                     $800
                   AY 2000-01 HHL                      Loan                                $0                      N/A
                   AY 2000-01 CAL                      Loan                                $0                      N/A
Institutional      AY 2000-01 TPEG                     Grant                      $1,205,485                      $579




N/A = Not Applicable or Not Available
                                                        225
Fiscal Year End 2002 Edition                                                                             Texas Guaranteed
Record # 113



El Paso Community College                                                                                   P.O. Box 20500
                                                                                                         El Paso, TX 79998
District                                                                                                     www.epcc.edu

Borrowing Statistics
TG Cumulative Statistics (Through 09/30/02)                         Median TG Borrower Indebtedness
Net Loan Volume:                         $17,471,239                Borrowers leaving school in FY 01:             $2,625
Number of Loans:                               9,712                Borrowers leaving school in FY 00:             $2,625
Number of Student Borrowers:                   6,493                Borrowers leaving school in FY 99:             $2,625
Amount of Default Claims Paid:            $7,140,853
Number of Defaulted Borrowers:                 2,843
FY 2002 Freshman TG Volume (by Texas Region)                        Direct Lending
Central                                           N/A               Estimated Participation Rate
East                                              N/A               (07/01/01 - 06/30/02):                           None
Gulf Coast                                        N/A
Metroplex                                         N/A
Panhandle                                         N/A
Rio Grande                                        N/A
West                                              N/A
Out of State                                      N/A

Default Information
U.S. Department of Education Cohort Default Rates
FY 2000                                   0%                        FY 1996                                         10.3%
FY 1999                                 3.1%                        FY 1995                                         16.3%
FY 1998                               10.5%                         FY 1994                                         19.3%
FY 1997                                 8.3%

Volume Information
Gross Loan Volume by Program Type and Fiscal Year
                                FY 2001                              FY 2002                            % Change
Program
                          # Loans       Amount                 # Loans       Amount                  # Loans     Amount
Unsub Stafford                  0           $0                       0           $0                     N/A        N/A
Sub Stafford                    0           $0                       0           $0                     N/A        N/A
PLUS                            0           $0                       0           $0                     N/A        N/A
Total                           0           $0                       0           $0                     N/A        N/A

TG Gross Loan Volume of Top Ten Lenders* (FY 2001 v. FY 2002)
This institution had no TG guarantee volume during FY 2002.
Lender                                                          FY 2001                     FY 2002              % Change
           Lender
Code                                                      # Loans    Amount           # Loans     Amount      # Loans Amount




N/A = Not Applicable or Not Available
*Some schools have fewer than ten lenders.
                                                              226
Fiscal Year End 2002 Edition                                                                          Texas Guaranteed
Record # 114

                                                                                                         P.O. Box 5118
Frank Phillips College                                                                                Borger, TX 79008
                                                                                                       www.fpc.cc.tx.us

General Information                                           Leadership
City:                                       Borger            President:                     Dr. Herbert J. Swender
School Type:                      Two-Year Public             Director of Financial Aid Services:
Highest Degree Offered:                 Associate's                                               Ms. Linda Kunce
ED School Code:                             003568            U.S. Rep.:                   Mac Thornberry (R-13th)
TG School Suffix:                              000            State Sen.:                       Teel Bivins (R-31st)
Primary Phone:                      (806) 274-5311            State Rep.:                  Warren Chisum (R-88th)
Financial Aid Phone:        (806) 274-5311 ext 718

Student Profile
Enrollment (Fall 2002):                       1,336           Female Enrollment (Fall 2001):                      53%
Change (Fall 1997-Fall 2002):                  18%            Texas Residents (Fall 2002):                        94%
                                                              Foreign and Out of State (Fall 2002):                6%
Ethnicity                    % of        % of Aid        AY 2000-01 Averages                    Retention   Tran/Cmpl
                      Enrollment        Recipients    Unmet     Grant      Loan                     Rate          Rate
                        Fall 2002        FY 2001       Need Amount Amount
White                        81%              N/A     $2,733    $2,387    $3,923                    58%            N/A
African-American              5%              N/A     $2,155    $3,521    $1,676                    47%            N/A
Hispanic                     12%              N/A     $2,690    $2,009    $2,838                    40%            N/A
Asian-American                0%              N/A       N/A       N/A        N/A                      0%           N/A
Native-American               1%              N/A       N/A       N/A        N/A                    33%            N/A
Other/Unknown                 1%              N/A       N/A       N/A        N/A                     N/A           N/A
All Students               100%               N/A     $2,689    $2,407    $3,810                    54%           56%

Student Expenses - AY 2002-03 Budget Summary for Off-Campus Students
Resident Tuition and Fees                  $1,428            MSA* Average Monthly Rent (1 Bedroom)                $341
   (15 Semester Hours)                                       MSA* Average Monthly Rent (2 Bedroom)                $425
Books and Supplies                          $570             Low-Cost Food Average per Month                      $192
Room and Board                             $4,524            Average Child Care Expenses per Month                 N/A
Transportation                             $1,296            Annual Medical Insurance (Institutional)              N/A
Other Expenses                              $974
Total                                      $8,792            * Metropolitan Statistical Area

Student Aid
Source             Aid                                Type                              Total    Average per Recipient
Federal            AY 2001-02 Pell Grants             Grant                         $951,632                    $2,260
                   AY 2000-01 SEOG                    Grant                          $13,055                      $353
                   AY 2000-01 Perkins                 Loan                                $0                       N/A
                   AY 2000-01 Work Study              Work                           $26,182                    $1,309
                   AY 2001-02 FFELP                   Loan                          $573,413                       N/A
                   AY 2001-02 Direct Loan             Loan                                $0                       N/A
State              AY 2000-01 TEG                     Grant                               $0                      N/A
                   AY 2000-01 TEXAS Grant             Grant                          $15,996                    $1,000
                   AY 2000-01 HHL                     Loan                                $0                      N/A
                   AY 2000-01 CAL                     Loan                                $0                      N/A
Institutional      AY 2000-01 TPEG                    Grant                          $31,336                      $277




N/A = Not Applicable or Not Available
                                                       227
Fiscal Year End 2002 Edition                                                                                 Texas Guaranteed
Record # 114


                                                                                                                P.O. Box 5118
Frank Phillips College                                                                                       Borger, TX 79008
                                                                                                              www.fpc.cc.tx.us

Borrowing Statistics
TG Cumulative Statistics (Through 09/30/02)                           Median TG Borrower Indebtedness
Net Loan Volume:                           $4,291,871                 Borrowers leaving school in FY 01:               $5,233
Number of Loans:                                2,181                 Borrowers leaving school in FY 00:               $2,925
Number of Student Borrowers:                    1,169                 Borrowers leaving school in FY 99:               $4,543
Amount of Default Claims Paid:               $643,940
Number of Defaulted Borrowers:                    269
FY 2002 Freshman TG Volume (by Texas Region)                          Direct Lending
Central                                             0%                Estimated Participation Rate
East                                                0%                (07/01/01 - 06/30/02):                               None
Gulf Coast                                          0%
Metroplex                                           0%
Panhandle                                          97%
Rio Grande                                          0%
West                                                0%
Out of State                                        3%

Default Information
U.S. Department of Education Cohort Default Rates
FY 2000                                 3.6%                          FY 1996                                           14.3%
FY 1999                                 5.7%                          FY 1995                                           13.1%
FY 1998                                 5.2%                          FY 1994                                            7.8%
FY 1997                                  18%

Volume Information
Gross Loan Volume by Program Type and Fiscal Year
                                FY 2001                               FY 2002                              % Change
Program
                          # Loans       Amount                  # Loans       Amount                   # Loans      Amount
Unsub Stafford                 90      $228,456                     131      $345,218                      46%         51%
Sub Stafford                  109      $252,775                     147      $354,115                      35%         40%
PLUS                            2        $8,449                       1        $4,000                     -50%        -53%
Total                         201      $489,680                     279      $703,333                      39%         44%

TG Gross Loan Volume of Top Ten Lenders* (FY 2001 v. FY 2002)
The top 10 lenders accounted for $696,950, or 99% of the school's total FY 2002 guarantees.
Lender                                                           FY 2001                      FY 2002                % Change
           Lender
Code                                                       # Loans    Amount            # Loans     Amount        # Loans Amount
810710     AMARILLO NATIONAL BANK                                86         $200,473          129      $312,911      50%           56%
810895     HERRING NATIONAL BANK                                 39          $93,311           80      $204,791     105%          119%
833465     FIRST NATIONAL BANK OF AMARILLO                       17          $43,244           20       $46,083      18%            7%
826079     BANK OF AMERICA                                       15          $35,027           14       $44,355      -7%           27%
807176     WELLS FARGO EDUCATION FINANCIAL                       29          $73,824           14       $37,569     -52%          -49%
833314     PNB FINANCIAL BANK                                    10          $26,176           11       $32,741      10%           25%
833840     EDUCATION CREDIT UNION                                 0               $0            2        $6,625      N/A           N/A
810721     FIRSTBANK SOUTHWEST                                    0               $0            3        $5,250      N/A           N/A
831455     STUDENT LOAN FUNDING, FBNA TRUSTEE                     1           $4,000            1        $4,000       0%            0%
811010     WEST TEXAS STATE BANK                                  1           $3,500            1        $2,625       0%          -25%




N/A = Not Applicable or Not Available
*Some schools have fewer than ten lenders.
                                                              228
Fiscal Year End 2002 Edition                                                                              Texas Guaranteed
Record # 115

                                                                                                            4015 Avenue Q
Galveston College                                                                                      Galveston, TX 77550
                                                                                                               www.gc.edu

General Information                                           Leadership
City:                                    Galveston            President:                            Dr. Elva Concha LeBlanc
School Type:                      Two-Year Public             Director of Financial Aid:
Highest Degree Offered:                 Associate's                                                    Mrs. Midge Berlowe
ED School Code:                             004972            U.S. Rep.:                              Nick Lampson (D-9th)
TG School Suffix:                              000            State Sen.:                               Kyle Janek (R-17th)
Primary Phone:                      (409) 763-6551            State Rep.:                             Craig Eiland (D-23rd)
Financial Aid Phone:        (409) 763-6551 ext 235

Student Profile
Enrollment (Fall 2002):                       2,302           Female Enrollment (Fall 2001):                          65%
Change (Fall 1997-Fall 2002):                   5%            Texas Residents (Fall 2002):                            97%
                                                              Foreign and Out of State (Fall 2002):                    3%
Ethnicity                    % of        % of Aid        AY 2000-01 Averages                        Retention   Tran/Cmpl
                      Enrollment        Recipients    Unmet     Grant      Loan                         Rate          Rate
                        Fall 2002        FY 2001       Need Amount Amount
White                        52%              N/A     $4,737    $2,671    $3,017                        39%            N/A
African-American             21%              N/A     $4,277    $2,684    $2,917                        49%            N/A
Hispanic                     23%              N/A     $4,220    $2,665    $2,078                        61%            N/A
Asian-American                3%              N/A     $4,900    $2,868       N/A                       100%            N/A
Native-American               0%              N/A     $3,155    $1,650       N/A                         N/A           N/A
Other/Unknown                 1%              N/A     $6,309    $3,300       N/A                         N/A           N/A
All Students               100%               N/A     $4,422    $2,678    $2,861                        48%           34%

Student Expenses - AY 2002-03 Budget Summary for Off-Campus Students
Resident Tuition and Fees                    $840            MSA* Average Monthly Rent (1 Bedroom)                    $524
   (15 Semester Hours)                                       MSA* Average Monthly Rent (2 Bedroom)                    $656
Books and Supplies                          $864             Low-Cost Food Average per Month                          $192
Room and Board                             $5,010            Average Child Care Expenses per Month                    $246
Transportation                             $1,493            Annual Medical Insurance (Institutional)                  N/A
Other Expenses                             $1,771
Total                                      $9,978            * Metropolitan Statistical Area

Student Aid
Source             Aid                                Type                              Total        Average per Recipient
Federal            AY 2001-02 Pell Grants             Grant                      $1,645,199                         $2,112
                   AY 2000-01 SEOG                    Grant                         $46,600                           $350
                   AY 2000-01 Perkins                 Loan                               $0                            N/A
                   AY 2000-01 Work Study              Work                          $57,700                         $1,154
                   AY 2001-02 FFELP                   Loan                          $99,587                            N/A
                   AY 2001-02 Direct Loan             Loan                               $0                            N/A
State              AY 2000-01 TEG                     Grant                                    $0                      N/A
                   AY 2000-01 TEXAS Grant             Grant                                    $0                      N/A
                   AY 2000-01 HHL                     Loan                                     $0                      N/A
                   AY 2000-01 CAL                     Loan                                     $0                      N/A
Institutional      AY 2000-01 TPEG                    Grant                          $36,000                          $391




N/A = Not Applicable or Not Available
                                                       229
Fiscal Year End 2002 Edition                                                                                    Texas Guaranteed
Record # 115


                                                                                                                 4015 Avenue Q
Galveston College                                                                                           Galveston, TX 77550
                                                                                                                    www.gc.edu

Borrowing Statistics
TG Cumulative Statistics (Through 09/30/02)                           Median TG Borrower Indebtedness
Net Loan Volume:                           $5,923,574                 Borrowers leaving school in FY 01:                  $3,500
Number of Loans:                                3,066                 Borrowers leaving school in FY 00:                  $2,625
Number of Student Borrowers:                    1,599                 Borrowers leaving school in FY 99:                  $3,720
Amount of Default Claims Paid:             $2,255,277
Number of Defaulted Borrowers:                    714
FY 2002 Freshman TG Volume (by Texas Region)                          Direct Lending
Central                                            0%                 Estimated Participation Rate
East                                               0%                 (07/01/01 - 06/30/02):                                  None
Gulf Coast                                       100%
Metroplex                                          0%
Panhandle                                          0%
Rio Grande                                         0%
West                                               0%
Out of State                                       0%

Default Information
U.S. Department of Education Cohort Default Rates
FY 2000                                 1.9%                          FY 1996                                             21.1%
FY 1999                                   5%                          FY 1995                                             12.4%
FY 1998                                  10%                          FY 1994                                             17.5%
FY 1997                               13.6%

Volume Information
Gross Loan Volume by Program Type and Fiscal Year
                                FY 2001                               FY 2002                             % Change
Program
                          # Loans       Amount                  # Loans       Amount                   # Loans     Amount
Unsub Stafford                  0            $0                       0            $0                      N/A        N/A
Sub Stafford                   27       $76,807                      29       $85,477                       7%       11%
PLUS                            0            $0                       2       $11,301                      N/A        N/A
Total                          27       $76,807                      31       $96,778                     15%        26%

TG Gross Loan Volume of Top Ten Lenders* (FY 2001 v. FY 2002)
The top 8 lenders accounted for $96,778, or 100% of the school's total FY 2002 guarantees.
Lender                                                           FY 2001                      FY 2002                   % Change
           Lender
Code                                                       # Loans    Amount            # Loans     Amount           # Loans Amount
831929     WOODFOREST NATIONAL BANK                              12          $36,994          18           $50,477      50%           36%
832733     BANK OF AMERICA TEXAS, N.A.                            3           $6,125           4           $18,301      33%          199%
826878     CITIBANK                                               1           $1,313           3           $10,500     200%          700%
833418     WOODFOREST NATIONAL BANK                               7          $21,000           2            $7,000     -71%          -67%
830868     ASAP/UNION BANK AND TRUST COMPANY                      0               $0           1            $3,500      N/A           N/A
828148     UNIVERSITY FEDERAL CREDIT UNION                        1           $3,500           1            $2,625       0%          -25%
833314     PNB FINANCIAL BANK                                     0               $0           1            $2,625      N/A           N/A
807176     WELLS FARGO EDUCATION FINANCIAL                        1           $2,625           1            $1,750       0%          -33%




N/A = Not Applicable or Not Available
*Some schools have fewer than ten lenders.
                                                              230
Fiscal Year End 2002 Edition                                                                           Texas Guaranteed
Record # 116

                                                                                                     6101 Grayson Drive
Grayson County College                                                                               Denison, TX 75020
                                                                                                       www.grayson.edu

General Information                                            Leadership
City:                                       Denison            President:                            Dr. Alan Scheibmeir
School Type:                        Two-Year Public            Director of Financial Aid:
Highest Degree Offered:                  Associate's                                                    Ms. Dana Akins
ED School Code:                              003570            U.S. Rep.:                          Ralph M. Hall (D-4th)
TG School Suffix:                               000            State Sen.:                          Craig Estes (R-30th)
Primary Phone:                       (903) 465-6030            State Rep.:                           Ron Clark (R-62nd)
Financial Aid Phone:                 (903) 463-8794

Student Profile
Enrollment (Fall 2002):                       3,574            Female Enrollment (Fall 2001):                      61%
Change (Fall 1997-Fall 2002):                  12%             Texas Residents (Fall 2002):                        93%
                                                               Foreign and Out of State (Fall 2002):                7%
Ethnicity                    % of        % of Aid         AY 2000-01 Averages                    Retention   Tran/Cmpl
                      Enrollment        Recipients     Unmet     Grant      Loan                     Rate          Rate
                        Fall 2002        FY 2001        Need Amount Amount
White                        88%              N/A      $5,204    $2,133    $3,941                    58%            N/A
African-American               6%             N/A      $4,396    $2,330    $3,207                    51%            N/A
Hispanic                       3%             N/A      $4,959    $2,416    $4,527                    69%            N/A
Asian-American                 1%             N/A      $3,204    $1,940    $4,103                   100%            N/A
Native-American                2%             N/A      $5,428    $2,330    $3,346                    40%            N/A
Other/Unknown                 N/A             N/A        N/A       N/A        N/A                     N/A           N/A
All Students               100%               N/A      $5,089    $2,171    $3,835                    56%           41%

Student Expenses - AY 2002-03 Budget Summary for Off-Campus Students
Resident Tuition and Fees                    $801             MSA* Average Monthly Rent (1 Bedroom)                $416
   (12 Semester Hours)                                        MSA* Average Monthly Rent (2 Bedroom)                $501
Books and Supplies                           $519             Low-Cost Food Average per Month                      $192
Room and Board                              $6,046            Average Child Care Expenses per Month                $184
Transportation                              $1,512            Annual Medical Insurance (Institutional)              N/A
Other Expenses                              $1,234
Total                                      $10,112            * Metropolitan Statistical Area

Student Aid
Source             Aid                                 Type                              Total    Average per Recipient
Federal            AY 2001-02 Pell Grants              Grant                      $2,449,249                     $2,185
                   AY 2000-01 SEOG                     Grant                         $77,089                       $464
                   AY 2000-01 Perkins                  Loan                               $0                        N/A
                   AY 2000-01 Work Study               Work                          $68,950                     $1,301
                   AY 2001-02 FFELP                    Loan                       $1,980,892                        N/A
                   AY 2001-02 Direct Loan              Loan                               $0                        N/A
State              AY 2000-01 TEG                      Grant                               $0                       N/A
                   AY 2000-01 TEXAS Grant              Grant                          $32,399                      $926
                   AY 2000-01 HHL                      Loan                                $0                       N/A
                   AY 2000-01 CAL                      Loan                                $0                       N/A
Institutional      AY 2000-01 TPEG                     Grant                          $88,199                      $457




N/A = Not Applicable or Not Available
                                                        231
Fiscal Year End 2002 Edition                                                                                 Texas Guaranteed
Record # 116


                                                                                                           6101 Grayson Drive
Grayson County College                                                                                     Denison, TX 75020
                                                                                                             www.grayson.edu

Borrowing Statistics
TG Cumulative Statistics (Through 09/30/02)                           Median TG Borrower Indebtedness
Net Loan Volume:                          $13,545,854                 Borrowers leaving school in FY 01:               $6,174
Number of Loans:                                6,169                 Borrowers leaving school in FY 00:               $4,870
Number of Student Borrowers:                    2,691                 Borrowers leaving school in FY 99:               $3,825
Amount of Default Claims Paid:             $2,222,786
Number of Defaulted Borrowers:                    715
FY 2002 Freshman TG Volume (by Texas Region)                          Direct Lending
Central                                             1%                Estimated Participation Rate
East                                                1%                (07/01/01 - 06/30/02):                               None
Gulf Coast                                          0%
Metroplex                                          89%
Panhandle                                           1%
Rio Grande                                          0%
West                                                0%
Out of State                                        8%

Default Information
U.S. Department of Education Cohort Default Rates
FY 2000                               18.6%                           FY 1996                                          18.1%
FY 1999                               16.1%                           FY 1995                                          15.9%
FY 1998                               16.7%                           FY 1994                                          20.2%
FY 1997                               15.9%

Volume Information
Gross Loan Volume by Program Type and Fiscal Year
                                FY 2001                               FY 2002                             % Change
Program
                          # Loans       Amount                  # Loans       Amount                   # Loans     Amount
Unsub Stafford                286      $788,828                     388    $1,127,489                     36%         43%
Sub Stafford                  327      $803,476                     436    $1,030,850                     33%         28%
PLUS                            5       $12,439                       5       $10,106                      0%        -19%
Total                         618    $1,604,743                     829    $2,168,445                     34%         35%

TG Gross Loan Volume of Top Ten Lenders* (FY 2001 v. FY 2002)
The top 10 lenders accounted for $2,144,747, or 99% of the school's total FY 2002 guarantees.
Lender                                                           FY 2001                      FY 2002                % Change
           Lender
Code                                                       # Loans    Amount            # Loans     Amount        # Loans Amount
824206     BANK ONE, N.A.                                       197        $524,094          277       $714,442      41%           36%
806746     BANK OF AMERICA, N.A.                                169        $452,848          233       $636,257      38%           41%
807176     WELLS FARGO EDUCATION FINANCIAL                       67        $150,577           90       $241,958      34%           61%
807807     CHASE (JPMORGAN CHASE BANK)                           33         $94,773           66       $177,674     100%           87%
831576     LANDMARK BANK, N.A.                                    0              $0           41       $125,527      N/A           N/A
810875     FIRST STATE BANK OF TEXAS                             61        $154,266           35        $72,126     -43%          -53%
833305     ASAP/BANK OF TEXAS                                    11         $32,891           33        $70,270     200%          114%
826878     CITIBANK                                              20         $52,412           21        $50,218       5%           -4%
831122     TIB - THE INDEPENDENT BANKERS BANK                    27         $66,295           19        $49,600     -30%          -25%
830005     EDUCAID                                                2          $2,625            2         $6,675       0%          154%




N/A = Not Applicable or Not Available
*Some schools have fewer than ten lenders.
                                                              232
Fiscal Year End 2002 Edition                                                                           Texas Guaranteed
Record # 117

                                                                                                           112 Lamar Dr.
Hill College                                                                                        Hillsboro, TX 76645
                                                                                                 www.hill-college.cc.tx.us

General Information                                            Leadership
City:                                      Hillsboro           President:                 Dr. William R. Auvenshine
School Type:                        Two-Year Public            Director of Student Financial Aid:
Highest Degree Offered:                  Associate's                                              Ms. Nancy Holland
ED School Code:                              003573            U.S. Rep.:                          Joe Barton (R-6th)
TG School Suffix:                                000           State Sen.:                      Kip Averitt (R-22nd)
Primary Phone:                       (817) 582-2555            State Rep.:                          Jim Pitts (R-10th)
Financial Aid Phone:                            N/A

Student Profile
Enrollment (Fall 2002):                       2,930            Female Enrollment (Fall 2001):                        56%
Change (Fall 1997-Fall 2002):                   8%             Texas Residents (Fall 2002):                          95%
                                                               Foreign and Out of State (Fall 2002):                  5%
Ethnicity                    % of        % of Aid         AY 2000-01 Averages                    Retention    Tran/Cmpl
                      Enrollment        Recipients     Unmet     Grant      Loan                     Rate           Rate
                        Fall 2002        FY 2001        Need Amount Amount
White                        83%              N/A      $6,242    $1,994       N/A                     37%             N/A
African-American               5%             N/A      $5,128    $2,300       N/A                     37%             N/A
Hispanic                     10%              N/A      $6,496    $1,929       N/A                     49%             N/A
Asian-American                 1%             N/A      $8,383    $1,857       N/A                     33%             N/A
Native-American                1%             N/A      $5,325    $2,076       N/A                       0%            N/A
Other/Unknown                 N/A             N/A        N/A       N/A        N/A                      N/A            N/A
All Students               100%               N/A      $6,114    $2,030       N/A                     38%            46%

Student Expenses - AY 2002-03 Budget Summary for Off-Campus Students
Resident Tuition and Fees                   $1,040            MSA* Average Monthly Rent (1 Bedroom)                  $341
   (15 Semester Hours)                                        MSA* Average Monthly Rent (2 Bedroom)                  $412
Books and Supplies                          $950              Low-Cost Food Average per Month                        $192
Room and Board                             $5,878             Average Child Care Expenses per Month                   N/A
Transportation                             $1,406             Annual Medical Insurance (Institutional)                N/A
Other Expenses                             $1,129
Total                                     $10,403             * Metropolitan Statistical Area

Student Aid
Source             Aid                                 Type                              Total    Average per Recipient
Federal            AY 2001-02 Pell Grants              Grant                      $1,590,304                       $2,191
                   AY 2000-01 SEOG                     Grant                         $87,670                         $548
                   AY 2000-01 Perkins                  Loan                               $0                          N/A
                   AY 2000-01 Work Study               Work                          $51,466                        $903
                   AY 2001-02 FFELP                    Loan                               $0                          N/A
                   AY 2001-02 Direct Loan              Loan                               $0                          N/A
State              AY 2000-01 TEG                      Grant                               $0                         N/A
                   AY 2000-01 TEXAS Grant              Grant                          $26,062                        $965
                   AY 2000-01 HHL                      Loan                                $0                         N/A
                   AY 2000-01 CAL                      Loan                                $0                         N/A
Institutional      AY 2000-01 TPEG                     Grant                          $60,775                        $411




N/A = Not Applicable or Not Available
                                                        233
Fiscal Year End 2002 Edition                                                                              Texas Guaranteed
Record # 117


                                                                                                              112 Lamar Dr.
Hill College                                                                                           Hillsboro, TX 76645
                                                                                                    www.hill-college.cc.tx.us

Borrowing Statistics
TG Cumulative Statistics (Through 09/30/02)                         Median TG Borrower Indebtedness
Net Loan Volume:                           $3,915,839               Borrowers leaving school in FY 01:                  N/A
Number of Loans:                                2,000               Borrowers leaving school in FY 00:                $1,998
Number of Student Borrowers:                    1,371               Borrowers leaving school in FY 99:                $1,657
Amount of Default Claims Paid:             $2,264,950
Number of Defaulted Borrowers:                    833
FY 2002 Freshman TG Volume (by Texas Region)                        Direct Lending
Central                                           N/A               Estimated Participation Rate
East                                              N/A               (07/01/01 - 06/30/02):                              N/A
Gulf Coast                                        N/A
Metroplex                                         N/A
Panhandle                                         N/A
Rio Grande                                        N/A
West                                              N/A
Out of State                                      N/A

Default Information
U.S. Department of Education Cohort Default Rates
FY 2000                                   0%                        FY 1996                                           14.1%
FY 1999                                 5.8%                        FY 1995                                            15%
FY 1998                                 9.7%                        FY 1994                                           14.3%
FY 1997                               13.3%

Volume Information
Gross Loan Volume by Program Type and Fiscal Year
                                FY 2001                              FY 2002                            % Change
Program
                          # Loans       Amount                 # Loans       Amount                  # Loans     Amount
Unsub Stafford                  0           $0                       0           $0                     N/A        N/A
Sub Stafford                    0           $0                       0           $0                     N/A        N/A
PLUS                            0           $0                       0           $0                     N/A        N/A
Total                           0           $0                       0           $0                     N/A        N/A

TG Gross Loan Volume of Top Ten Lenders* (FY 2001 v. FY 2002)
This institution had no TG guarantee volume during FY 2002.
Lender                                                          FY 2001                     FY 2002                % Change
           Lender
Code                                                      # Loans    Amount           # Loans     Amount        # Loans Amount




N/A = Not Applicable or Not Available
*Some schools have fewer than ten lenders.
                                                              234
Fiscal Year End 2002 Edition                                                                              Texas Guaranteed
Record # 118


Houston Community College                                                                                        3100 Main
                                                                                                         Houston, TX 77002
System                                                                                                       www.hccs.edu

General Information                                            Leadership
City:                                       Houston            Chancellor:                               Dr. Bruce H. Leslie
School Type:                        Two-Year Public            Chief Financial Aid Officer:
Highest Degree Offered:                  Associate's                                                         Mr. Alex Prince
ED School Code:                              010633            U.S. Rep.:                        Sheila Jackson Lee (D-18th)
TG School Suffix:                               000            State Sen.:                             Rodney Ellis (D-13th)
Primary Phone:                       (713) 718-2000            State Rep.:                      Garnet F. Coleman (D-147th)
Financial Aid Phone:                            N/A

Student Profile
Enrollment (Fall 2002):                      35,149            Female Enrollment (Fall 2001):                          60%
Change (Fall 1997-Fall 2002):                   9%             Texas Residents (Fall 2002):                            72%
                                                               Foreign and Out of State (Fall 2002):                   28%
Ethnicity                    % of        % of Aid         AY 2000-01 Averages                      Retention    Tran/Cmpl
                      Enrollment        Recipients     Unmet     Grant      Loan                       Rate           Rate
                        Fall 2002        FY 2001        Need Amount Amount
White                        30%              N/A      $6,806    $1,778    $2,205                       51%             N/A
African-American             26%              N/A      $7,464    $1,741    $2,013                       49%             N/A
Hispanic                     28%              N/A      $7,289    $1,846    $2,017                       54%             N/A
Asian-American               13%              N/A      $7,627    $2,177    $2,097                       60%             N/A
Native-American               0%              N/A      $8,110    $1,910    $1,525                       67%             N/A
Other/Unknown                 3%              N/A      $7,376    $1,849    $1,849                       50%             N/A
All Students               100%               N/A      $7,328    $1,827    $2,081                       53%            32%

Student Expenses - AY 2002-03 Budget Summary for Off-Campus Students
Resident Tuition and Fees                    $492             MSA* Average Monthly Rent (1 Bedroom)                    $578
   (12 Semester Hours)                                        MSA* Average Monthly Rent (2 Bedroom)                    $747
Books and Supplies                          $1,600            Low-Cost Food Average per Month                          $192
Room and Board                              $4,039            Average Child Care Expenses per Month                    $276
Transportation                               $673             Annual Medical Insurance (Institutional)                  N/A
Other Expenses                              $2,020
Total                                       $8,824            * Metropolitan Statistical Area

Student Aid
Source             Aid                                 Type                              Total       Average per Recipient
Federal            AY 2001-02 Pell Grants              Grant                     $19,282,717                         $1,938
                   AY 2000-01 SEOG                     Grant                        $849,608                           $654
                   AY 2000-01 Perkins                  Loan                               $0                            N/A
                   AY 2000-01 Work Study               Work                         $664,430                         $1,893
                   AY 2001-02 FFELP                    Loan                       $3,495,351                            N/A
                   AY 2001-02 Direct Loan              Loan                               $0                            N/A
State              AY 2000-01 TEG                      Grant                               $0                           N/A
                   AY 2000-01 TEXAS Grant              Grant                         $215,969                          $850
                   AY 2000-01 HHL                      Loan                                $0                           N/A
                   AY 2000-01 CAL                      Loan                                $0                           N/A
Institutional      AY 2000-01 TPEG                     Grant                         $521,529                          $449




N/A = Not Applicable or Not Available
                                                        235
Fiscal Year End 2002 Edition                                                                                  Texas Guaranteed
Record # 118



Houston Community College                                                                                           3100 Main
                                                                                                            Houston, TX 77002
System                                                                                                          www.hccs.edu

Borrowing Statistics
TG Cumulative Statistics (Through 09/30/02)                           Median TG Borrower Indebtedness
Net Loan Volume:                          $65,007,780                 Borrowers leaving school in FY 01:                $3,500
Number of Loans:                               35,614                 Borrowers leaving school in FY 00:                $3,281
Number of Student Borrowers:                   20,240                 Borrowers leaving school in FY 99:                $3,281
Amount of Default Claims Paid:            $17,490,031
Number of Defaulted Borrowers:                  6,259
FY 2002 Freshman TG Volume (by Texas Region)                          Direct Lending
Central                                             0%                Estimated Participation Rate
East                                                0%                (07/01/01 - 06/30/02):                                None
Gulf Coast                                         99%
Metroplex                                           0%
Panhandle                                           0%
Rio Grande                                          0%
West                                                0%
Out of State                                        0%

Default Information
U.S. Department of Education Cohort Default Rates
FY 2000                               10.7%                           FY 1996                                           22.7%
FY 1999                                 13%                           FY 1995                                           23.3%
FY 1998                               14.2%                           FY 1994                                           24.6%
FY 1997                               20.3%

Volume Information
Gross Loan Volume by Program Type and Fiscal Year
                                 FY 2001                               FY 2002                            % Change
Program
                          # Loans        Amount                 # Loans        Amount                  # Loans     Amount
Unsub Stafford                 387      $557,023                     707    $1,014,668                    83%         82%
Sub Stafford                 1,206    $2,411,564                   1,517    $3,188,732                    26%         32%
PLUS                             7       $22,003                      19       $70,135                   171%        219%
Total                        1,600    $2,990,590                   2,243    $4,273,535                    40%         43%

TG Gross Loan Volume of Top Ten Lenders* (FY 2001 v. FY 2002)
The top 10 lenders accounted for $3,898,153, or 91% of the school's total FY 2002 guarantees.
Lender                                                           FY 2001                      FY 2002                 % Change
           Lender
Code                                                       # Loans    Amount            # Loans     Amount         # Loans Amount
807807     CHASE (JPMORGAN CHASE BANK)                          877       $1,729,353         871      $1,770,598      -1%            2%
832733     BANK OF AMERICA TEXAS, N.A.                          178         $315,524         232        $444,810      30%           41%
827999     FIRST EDUCATORS CREDIT UNION                         101         $188,712         225        $399,385     123%          112%
826878     CITIBANK                                              60         $102,830         180        $312,741     200%          204%
807176     WELLS FARGO EDUCATION FINANCIAL                       30          $55,515         147        $278,958     390%          402%
833305     ASAP/BANK OF TEXAS                                    12          $27,280         145        $247,019    1108%          805%
824206     BANK ONE, N.A.                                         9          $21,154         127        $220,755    1311%          944%
828078     COMPASS BANK                                          27          $46,078          46         $79,988      70%           74%
830005     EDUCAID                                               19          $31,651          41         $75,451     116%          138%
831929     WOODFOREST NATIONAL BANK                              22          $33,939          35         $68,448      59%          102%




N/A = Not Applicable or Not Available
*Some schools have fewer than ten lenders.
                                                              236
Fiscal Year End 2002 Edition                                                                             Texas Guaranteed
Record # 119


Howard County Junior College                                                                         1001 Birdwell Lane
                                                                                                   Big Spring, TX 79720
District                                                                                          www.howardcollege.edu

General Information                                            Leadership
City:                                    Big Spring            President:                             Dr. Cheryl T. Sparks
School Type:                        Two-Year Public            Director of Financial Aid:
Highest Degree Offered:                  Associate's                                               Ms. Margaret Cervantes
ED School Code:                              003574            U.S. Rep.:                          Larry Combest (R-19th)
TG School Suffix:                               000            State Sen.:                             Teel Bivins (R-31st)
Primary Phone:                       (915) 264-5001            State Rep.:                  James E. "Pete" Laney (D-85th)
Financial Aid Phone:                 (915) 264-5083

Student Profile
Enrollment (Fall 2002):                       2,790            Female Enrollment (Fall 2001):                         60%
Change (Fall 1997-Fall 2002):                  26%             Texas Residents (Fall 2002):                           97%
                                                               Foreign and Out of State (Fall 2002):                   3%
Ethnicity                    % of        % of Aid         AY 2000-01 Averages                    Retention     Tran/Cmpl
                      Enrollment        Recipients     Unmet     Grant      Loan                     Rate            Rate
                        Fall 2002        FY 2001        Need Amount Amount
White                        65%              N/A      $3,031    $2,105    $3,141                      43%             N/A
African-American               5%             N/A      $2,488    $2,817    $2,688                      32%             N/A
Hispanic                     28%              N/A      $3,329    $2,104    $2,634                      48%             N/A
Asian-American                 1%             N/A      $3,820    $2,094    $2,625                     100%             N/A
Native-American                1%             N/A      $2,299    $1,467    $3,766                     100%             N/A
Other/Unknown                 N/A             N/A      $2,721    $1,025    $3,313                      33%             N/A
All Students               100%               N/A      $3,104    $2,156    $2,960                      43%            59%

Student Expenses - AY 2002-03 Budget Summary for Off-Campus Students
Resident Tuition and Fees                   $1,200            MSA* Average Monthly Rent (1 Bedroom)                   $341
   (15 Semester Hours)                                        MSA* Average Monthly Rent (2 Bedroom)                   $412
Books and Supplies                          $600              Low-Cost Food Average per Month                         $192
Room and Board                             $4,185             Average Child Care Expenses per Month                    N/A
Transportation                              $800              Annual Medical Insurance (Institutional)                 N/A
Other Expenses                             $3,220
Total                                     $10,005             * Metropolitan Statistical Area

Student Aid
Source             Aid                                 Type                              Total     Average per Recipient
Federal            AY 2001-02 Pell Grants              Grant                      $2,507,624                        $2,030
                   AY 2000-01 SEOG                     Grant                         $45,718                          $514
                   AY 2000-01 Perkins                  Loan                               $0                           N/A
                   AY 2000-01 Work Study               Work                          $90,705                         $848
                   AY 2001-02 FFELP                    Loan                       $2,029,979                           N/A
                   AY 2001-02 Direct Loan              Loan                               $0                           N/A
State              AY 2000-01 TEG                      Grant                               $0                          N/A
                   AY 2000-01 TEXAS Grant              Grant                          $43,230                         $758
                   AY 2000-01 HHL                      Loan                                $0                          N/A
                   AY 2000-01 CAL                      Loan                                $0                          N/A
Institutional      AY 2000-01 TPEG                     Grant                          $71,669                         $481




N/A = Not Applicable or Not Available
                                                        237
Fiscal Year End 2002 Edition                                                                                  Texas Guaranteed
Record # 119



Howard County Junior College                                                                             1001 Birdwell Lane
                                                                                                       Big Spring, TX 79720
District                                                                                              www.howardcollege.edu

Borrowing Statistics
TG Cumulative Statistics (Through 09/30/02)                           Median TG Borrower Indebtedness
Net Loan Volume:                          $21,938,593                 Borrowers leaving school in FY 01:                $3,938
Number of Loans:                               10,053                 Borrowers leaving school in FY 00:                $3,938
Number of Student Borrowers:                    5,016                 Borrowers leaving school in FY 99:                $5,250
Amount of Default Claims Paid:             $3,993,454
Number of Defaulted Borrowers:                  1,226
FY 2002 Freshman TG Volume (by Texas Region)                          Direct Lending
Central                                             0%                Estimated Participation Rate
East                                                0%                (07/01/01 - 06/30/02):                                None
Gulf Coast                                          0%
Metroplex                                           1%
Panhandle                                           7%
Rio Grande                                          0%
West                                               89%
Out of State                                        3%

Default Information
U.S. Department of Education Cohort Default Rates
FY 2000                                 4.7%                          FY 1996                                           17.8%
FY 1999                                 8.3%                          FY 1995                                           18.3%
FY 1998                               13.3%                           FY 1994                                           16.4%
FY 1997                               16.9%

Volume Information
Gross Loan Volume by Program Type and Fiscal Year
                                FY 2001                               FY 2002                              % Change
Program
                          # Loans       Amount                  # Loans       Amount                   # Loans      Amount
Unsub Stafford                252      $624,660                     224      $588,286                     -11%         -6%
Sub Stafford                  622    $1,396,870                     687    $1,599,678                      10%         15%
PLUS                           10       $37,059                      10       $31,525                       0%        -15%
Total                         884    $2,058,589                     921    $2,219,489                       4%          8%

TG Gross Loan Volume of Top Ten Lenders* (FY 2001 v. FY 2002)
The top 10 lenders accounted for $2,059,742, or 93% of the school's total FY 2002 guarantees.
Lender                                                           FY 2001                      FY 2002                 % Change
           Lender
Code                                                       # Loans    Amount            # Loans     Amount         # Loans Amount
831622     SAN ANGELO NATIONAL BANK                             465       $1,077,876         461      $1,086,924      -1%            1%
826079     BANK OF AMERICA                                       91         $222,932         152        $389,983      67%           75%
833314     PNB FINANCIAL BANK                                    75        $165,625           63       $138,700      -16%          -16%
810778     FIRST NATIONAL BANK OF ABILENE                        10          $24,938          55        $136,658     450%          448%
824206     BANK ONE, N.A.                                        19          $41,429          36         $87,207      89%          110%
807176     WELLS FARGO EDUCATION FINANCIAL                      107        $242,014           31         $79,701     -71%          -67%
807807     CHASE (JPMORGAN CHASE BANK)                           28          $69,608          17         $38,290     -39%          -45%
810710     AMARILLO NATIONAL BANK                                13          $23,759          15         $37,887      15%           59%
826878     CITIBANK                                               3          $12,250          12         $34,055     300%          178%
810895     HERRING NATIONAL BANK                                 35          $86,010          11         $30,337     -69%          -65%




N/A = Not Applicable or Not Available
*Some schools have fewer than ten lenders.
                                                              238
Fiscal Year End 2002 Edition                                                                            Texas Guaranteed
Record # 120

                                                                                                         1100 Broadway
Kilgore College                                                                                       Kilgore, TX 75662
                                                                                                     www.kilgore.cc.tx.us

General Information                                            Leadership
City:                                        Kilgore           President:                           Dr. William M. Holda
School Type:                        Two-Year Public            Director of Financial Aid:
Highest Degree Offered:                  Associate's                                                 Ms. Annette Morgan
ED School Code:                              003580            U.S. Rep.:                           Ralph M. Hall (D-4th)
TG School Suffix:                                000           State Sen.:                             Bill Ratliff (R-1st)
Primary Phone:                       (903) 984-8531            State Rep.:                         Tommy Merritt (R-7th)
Financial Aid Phone:                            N/A

Student Profile
Enrollment (Fall 2002):                       4,593            Female Enrollment (Fall 2001):                         61%
Change (Fall 1997-Fall 2002):                  11%             Texas Residents (Fall 2002):                           96%
                                                               Foreign and Out of State (Fall 2002):                   4%
Ethnicity                    % of        % of Aid         AY 2000-01 Averages                    Retention    Tran/Cmpl
                      Enrollment        Recipients     Unmet     Grant      Loan                     Rate           Rate
                        Fall 2002        FY 2001        Need Amount Amount
White                        82%              N/A      $6,128    $1,901       N/A                     52%             N/A
African-American             13%              N/A      $5,987    $2,534       N/A                     53%             N/A
Hispanic                      3%              N/A      $5,844    $2,079       N/A                     59%             N/A
Asian-American                0%              N/A      $5,772    $2,434       N/A                       0%            N/A
Native-American               0%              N/A      $6,213    $2,158       N/A                     50%             N/A
Other/Unknown                 2%              N/A        N/A       N/A        N/A                      N/A            N/A
All Students               100%               N/A      $6,073    $2,098       N/A                     53%            45%

Student Expenses - AY 2002-03 Budget Summary for Off-Campus Students
Resident Tuition and Fees                    $992             MSA* Average Monthly Rent (1 Bedroom)                  $386
   (16 Semester Hours)                                        MSA* Average Monthly Rent (2 Bedroom)                  $472
Books and Supplies                           $815             Low-Cost Food Average per Month                        $192
Room and Board                              $3,150            Average Child Care Expenses per Month                  $199
Transportation                              $1,375            Annual Medical Insurance (Institutional)                N/A
Other Expenses                              $1,670
Total                                       $8,002            * Metropolitan Statistical Area

Student Aid
Source             Aid                                 Type                              Total    Average per Recipient
Federal            AY 2001-02 Pell Grants              Grant                      $3,998,274                       $2,144
                   AY 2000-01 SEOG                     Grant                       $111,584                          $409
                   AY 2000-01 Perkins                  Loan                               $0                          N/A
                   AY 2000-01 Work Study               Work                        $100,389                        $1,068
                   AY 2001-02 FFELP                    Loan                               $0                          N/A
                   AY 2001-02 Direct Loan              Loan                               $0                          N/A
State              AY 2000-01 TEG                      Grant                               $0                         N/A
                   AY 2000-01 TEXAS Grant              Grant                          $84,282                        $926
                   AY 2000-01 HHL                      Loan                                $0                         N/A
                   AY 2000-01 CAL                      Loan                                $0                         N/A
Institutional      AY 2000-01 TPEG                     Grant                         $120,995                        $558




N/A = Not Applicable or Not Available
                                                        239
Fiscal Year End 2002 Edition                                                                               Texas Guaranteed
Record # 120


                                                                                                             1100 Broadway
Kilgore College                                                                                           Kilgore, TX 75662
                                                                                                         www.kilgore.cc.tx.us

Borrowing Statistics
TG Cumulative Statistics (Through 09/30/02)                         Median TG Borrower Indebtedness
Net Loan Volume:                           $7,685,271               Borrowers leaving school in FY 01:                $3,500
Number of Loans:                                4,285               Borrowers leaving school in FY 00:                $2,625
Number of Student Borrowers:                    2,710               Borrowers leaving school in FY 99:                $3,625
Amount of Default Claims Paid:             $3,502,340
Number of Defaulted Borrowers:                  1,398
FY 2002 Freshman TG Volume (by Texas Region)                        Direct Lending
Central                                           N/A               Estimated Participation Rate
East                                              N/A               (07/01/01 - 06/30/02):                              N/A
Gulf Coast                                        N/A
Metroplex                                         N/A
Panhandle                                         N/A
Rio Grande                                        N/A
West                                              N/A
Out of State                                      N/A

Default Information
U.S. Department of Education Cohort Default Rates
FY 2000                               10.8%                         FY 1996                                            12%
FY 1999                               10.7%                         FY 1995                                           16.9%
FY 1998                                  11%                        FY 1994                                           22.8%
FY 1997                                 9.4%

Volume Information
Gross Loan Volume by Program Type and Fiscal Year
                                FY 2001                              FY 2002                            % Change
Program
                          # Loans       Amount                 # Loans       Amount                  # Loans     Amount
Unsub Stafford                  0           $0                       0           $0                     N/A        N/A
Sub Stafford                    0           $0                       0           $0                     N/A        N/A
PLUS                            0           $0                       0           $0                     N/A        N/A
Total                           0           $0                       0           $0                     N/A        N/A

TG Gross Loan Volume of Top Ten Lenders* (FY 2001 v. FY 2002)
This institution had no TG guarantee volume during FY 2002.
Lender                                                          FY 2001                     FY 2002                % Change
           Lender
Code                                                      # Loans    Amount           # Loans     Amount        # Loans Amount




N/A = Not Applicable or Not Available
*Some schools have fewer than ten lenders.
                                                              240
Fiscal Year End 2002 Edition                                                                            Texas Guaranteed
Record # 121

                                                                                                           410 Front St.
Lamar State College-Orange                                                                            Orange, TX 77630
                                                                                                   www.orange.lamar.edu

General Information                                            Leadership
City:                                        Orange            President:                           Dr. J. Michael Shahan
School Type:                        Two-Year Public            Director of Financial Aid:
Highest Degree Offered:                  Associate's                                                    Mr. Kerry J. Olson
ED School Code:                              023582            U.S. Rep.:                              Jim Turner (D-2nd)
TG School Suffix:                               000            State Sen.:                       Tommy Williams (R-4th)
Primary Phone:                       (409) 883-7750            State Rep.:                 Mike "Tuffy" Hamilton (R-19th)
Financial Aid Phone:                 (409) 882-3317

Student Profile
Enrollment (Fall 2002):                       1,977            Female Enrollment (Fall 2001):                        72%
Change (Fall 1997-Fall 2002):                  21%             Texas Residents (Fall 2002):                          91%
                                                               Foreign and Out of State (Fall 2002):                  9%
Ethnicity                    % of        % of Aid         AY 2000-01 Averages                    Retention    Tran/Cmpl
                      Enrollment        Recipients     Unmet     Grant      Loan                     Rate           Rate
                        Fall 2002        FY 2001        Need Amount Amount
White                        82%              N/A      $4,500    $1,722       N/A                     40%             N/A
African-American             13%              N/A      $4,987    $1,952       N/A                     40%             N/A
Hispanic                      2%              N/A      $5,272    $2,072       N/A                     40%             N/A
Asian-American                1%              N/A      $6,093    $1,671       N/A                      N/A            N/A
Native-American               0%              N/A      $5,417    $1,815       N/A                      N/A            N/A
Other/Unknown                 2%              N/A        N/A       N/A        N/A                    100%             N/A
All Students               100%               N/A      $4,669    $1,791       N/A                     40%            42%

Student Expenses - AY 2002-03 Budget Summary for Off-Campus Students
Resident Tuition and Fees                   $2,428            MSA* Average Monthly Rent (1 Bedroom)                  $419
   (15 Semester Hours)                                        MSA* Average Monthly Rent (2 Bedroom)                  $510
Books and Supplies                           $560             Low-Cost Food Average per Month                        $192
Room and Board                              $3,242            Average Child Care Expenses per Month                  $187
Transportation                              $1,824            Annual Medical Insurance (Institutional)                N/A
Other Expenses                              $1,692
Total                                       $9,746            * Metropolitan Statistical Area

Student Aid
Source             Aid                                 Type                              Total     Average per Recipient
Federal            AY 2001-02 Pell Grants              Grant                      $1,863,213                       $2,057
                   AY 2000-01 SEOG                     Grant                         $87,973                         $254
                   AY 2000-01 Perkins                  Loan                               $0                          N/A
                   AY 2000-01 Work Study               Work                          $85,972                       $2,866
                   AY 2001-02 FFELP                    Loan                               $0                          N/A
                   AY 2001-02 Direct Loan              Loan                               $0                          N/A
State              AY 2000-01 TEG                      Grant                               $0                        N/A
                   AY 2000-01 TEXAS Grant              Grant                          $86,355                      $2,214
                   AY 2000-01 HHL                      Loan                                $0                        N/A
                   AY 2000-01 CAL                      Loan                                $0                        N/A
Institutional      AY 2000-01 TPEG                     Grant                         $199,500                        $559




N/A = Not Applicable or Not Available
                                                        241
Fiscal Year End 2002 Edition                                                                                 Texas Guaranteed
Record # 121


                                                                                                                 410 Front St.
Lamar State College-Orange                                                                                  Orange, TX 77630
                                                                                                         www.orange.lamar.edu

Borrowing Statistics
TG Cumulative Statistics (Through 09/30/02)                         Median TG Borrower Indebtedness
Net Loan Volume:                           $1,444,002               Borrowers leaving school in FY 01:                   N/A
Number of Loans:                                  789               Borrowers leaving school in FY 00:                 $2,625
Number of Student Borrowers:                      531               Borrowers leaving school in FY 99:                 $2,563
Amount of Default Claims Paid:               $538,217
Number of Defaulted Borrowers:                    216
FY 2002 Freshman TG Volume (by Texas Region)                        Direct Lending
Central                                           N/A               Estimated Participation Rate
East                                              N/A               (07/01/01 - 06/30/02):                                N/A
Gulf Coast                                        N/A
Metroplex                                         N/A
Panhandle                                         N/A
Rio Grande                                        N/A
West                                              N/A
Out of State                                      N/A

Default Information
U.S. Department of Education Cohort Default Rates
FY 2000                               11.1%                         FY 1996                                              9.5%
FY 1999                               10.5%                         FY 1995                                                5%
FY 1998                               13.5%                         FY 1994                                              9.5%
FY 1997                                 9.5%

Volume Information
Gross Loan Volume by Program Type and Fiscal Year
                                FY 2001                              FY 2002                            % Change
Program
                          # Loans       Amount                 # Loans       Amount                  # Loans     Amount
Unsub Stafford                  0           $0                       0           $0                     N/A        N/A
Sub Stafford                    0           $0                       0           $0                     N/A        N/A
PLUS                            0           $0                       0           $0                     N/A        N/A
Total                           0           $0                       0           $0                     N/A        N/A

TG Gross Loan Volume of Top Ten Lenders* (FY 2001 v. FY 2002)
This institution had no TG guarantee volume during FY 2002.
Lender                                                          FY 2001                     FY 2002                  % Change
           Lender
Code                                                      # Loans    Amount           # Loans     Amount          # Loans Amount




N/A = Not Applicable or Not Available
*Some schools have fewer than ten lenders.
                                                              242
Fiscal Year End 2002 Edition                                                                           Texas Guaranteed
Record # 122

                                                                                                            P.O. Box 310
Lamar State College-Port Arthur                                                                    Port Arthur, TX 77641
                                                                                                        www.lamarpa.edu

General Information                                            Leadership
City:                                    Port Arthur           President:                            Dr. W. Sam Monroe
School Type:                        Two-Year Public            Director of Financial Aid:
Highest Degree Offered:                  Associate's                                                    Ms. Diane Hargett
ED School Code:                              023485            U.S. Rep.:                           Nick Lampson (D-9th)
TG School Suffix:                               000            State Sen.:                            Kyle Janek (R-17th)
Primary Phone:                       (409) 983-4921            State Rep.:              Joseph "Joe" D. Deshotel (D-22nd)
Financial Aid Phone:                 (409) 984-6203

Student Profile
Enrollment (Fall 2002):                       2,444            Female Enrollment (Fall 2001):                       61%
Change (Fall 1997-Fall 2002):                   3%             Texas Residents (Fall 2002):                         99%
                                                               Foreign and Out of State (Fall 2002):                 1%
Ethnicity                    % of        % of Aid         AY 2000-01 Averages                    Retention   Tran/Cmpl
                      Enrollment        Recipients     Unmet     Grant      Loan                     Rate          Rate
                        Fall 2002        FY 2001        Need Amount Amount
White                        54%              N/A      $2,462    $2,014       N/A                    54%             N/A
African-American             30%              N/A      $2,846    $2,365       N/A                    56%             N/A
Hispanic                      9%              N/A      $3,006    $2,275       N/A                    83%             N/A
Asian-American                6%              N/A      $3,504    $3,738       N/A                    61%             N/A
Native-American               0%              N/A      $1,980    $1,500       N/A                    67%             N/A
Other/Unknown                 1%              N/A        N/A       N/A        N/A                     N/A            N/A
All Students               100%               N/A      $2,762    $2,343       N/A                    58%            43%

Student Expenses - AY 2002-03 Budget Summary for Off-Campus Students
Resident Tuition and Fees                   $2,534            MSA* Average Monthly Rent (1 Bedroom)                 $419
   (15 Semester Hours)                                        MSA* Average Monthly Rent (2 Bedroom)                 $510
Books and Supplies                           $656             Low-Cost Food Average per Month                       $192
Room and Board                              $2,066            Average Child Care Expenses per Month                 $187
Transportation                              $3,172            Annual Medical Insurance (Institutional)               N/A
Other Expenses                              $1,573
Total                                      $10,001            * Metropolitan Statistical Area

Student Aid
Source             Aid                                 Type                              Total    Average per Recipient
Federal            AY 2001-02 Pell Grants              Grant                      $1,924,001                      $2,189
                   AY 2000-01 SEOG                     Grant                         $59,665                        $219
                   AY 2000-01 Perkins                  Loan                               $0                         N/A
                   AY 2000-01 Work Study               Work                          $95,822                      $1,369
                   AY 2001-02 FFELP                    Loan                          $15,700                         N/A
                   AY 2001-02 Direct Loan              Loan                               $0                         N/A
State              AY 2000-01 TEG                      Grant                               $0                       N/A
                   AY 2000-01 TEXAS Grant              Grant                         $116,540                     $2,331
                   AY 2000-01 HHL                      Loan                                $0                       N/A
                   AY 2000-01 CAL                      Loan                                $0                       N/A
Institutional      AY 2000-01 TPEG                     Grant                         $378,416                       $520




N/A = Not Applicable or Not Available
                                                        243
Fiscal Year End 2002 Edition                                                                                     Texas Guaranteed
Record # 122


                                                                                                                      P.O. Box 310
Lamar State College-Port Arthur                                                                              Port Arthur, TX 77641
                                                                                                                  www.lamarpa.edu

Borrowing Statistics
TG Cumulative Statistics (Through 09/30/02)                             Median TG Borrower Indebtedness
Net Loan Volume:                           $1,738,810                   Borrowers leaving school in FY 01:                 $2,625
Number of Loans:                                  936                   Borrowers leaving school in FY 00:                 $4,958
Number of Student Borrowers:                      598                   Borrowers leaving school in FY 99:                 $3,938
Amount of Default Claims Paid:               $805,570
Number of Defaulted Borrowers:                    292
FY 2002 Freshman TG Volume (by Texas Region)                            Direct Lending
Central                                            56%                  Estimated Participation Rate
East                                                0%                  (07/01/01 - 06/30/02):                                 None
Gulf Coast                                         44%
Metroplex                                           0%
Panhandle                                           0%
Rio Grande                                          0%
West                                                0%
Out of State                                        0%

Default Information
U.S. Department of Education Cohort Default Rates
FY 2000                               15.7%                             FY 1996                                             19.6%
FY 1999                                 20%                             FY 1995                                             10.8%
FY 1998                               18.3%                             FY 1994                                             23.6%
FY 1997                               15.8%

Volume Information
Gross Loan Volume by Program Type and Fiscal Year
                                FY 2001                               FY 2002                               % Change
Program
                          # Loans       Amount                  # Loans       Amount                     # Loans     Amount
Unsub Stafford                  0           $0                        0            $0                       N/A        N/A
Sub Stafford                    0           $0                        0            $0                       N/A        N/A
PLUS                            0           $0                        6       $16,700                       N/A        N/A
Total                           0           $0                        6       $16,700                       N/A        N/A

TG Gross Loan Volume of Top Ten Lenders* (FY 2001 v. FY 2002)
The top 4 lenders accounted for $16,700, or 100% of the school's total FY 2002 guarantees.
Lender                                                           FY 2001                        FY 2002                  % Change
           Lender
Code                                                       # Loans    Amount              # Loans     Amount          # Loans Amount
833617     EFSI/U.S. BANK, NA AS TRUSTEE                            0               $0           2           $8,000      N/A          N/A
819590     SECURITY SERVICE FED CR UN                               0               $0           1           $3,600      N/A          N/A
807807     CHASE (JPMORGAN CHASE BANK)                              0               $0           1           $2,600      N/A          N/A
831366     FIRST AMERICAN BANK, SSB                                 0               $0           2           $2,500      N/A          N/A




N/A = Not Applicable or Not Available
*Some schools have fewer than ten lenders.
                                                              244
Fiscal Year End 2002 Edition                                                                              Texas Guaranteed
Record # 123

                                                                                                   West End Washington St.
Laredo Community College                                                                                 Laredo, TX 78040
                                                                                                           www.laredo.edu

General Information                                            Leadership
City:                                        Laredo            President:                            Dr. Ramon H. Dovalina
School Type:                        Two-Year Public            Director of Financial Aid:
Highest Degree Offered:                  Associate's                                                       Mr. Rick Moreno
ED School Code:                              003582            U.S. Rep.:                            Henry Bonilla (R-23rd)
TG School Suffix:                               000            State Sen.:                          Judith Zaffirini (D-21st)
Primary Phone:                       (956) 722-0521            State Rep.:                       Richard Raymond (D-42nd)
Financial Aid Phone:                 (956) 721-5361

Student Profile
Enrollment (Fall 2002):                       7,765            Female Enrollment (Fall 2001):                           59%
Change (Fall 1997-Fall 2002):                   4%             Texas Residents (Fall 2002):                             95%
                                                               Foreign and Out of State (Fall 2002):                     5%
Ethnicity                    % of        % of Aid          AY 2000-01 Averages                     Retention    Tran/Cmpl
                      Enrollment        Recipients      Unmet     Grant      Loan                      Rate           Rate
                        Fall 2002        FY 2001         Need Amount Amount
White                         2%              N/A       $7,214    $1,829    $1,896                      50%              N/A
African-American              0%              N/A       $7,989    $2,253    $1,750                      67%              N/A
Hispanic                     97%              N/A       $6,586    $2,242    $1,662                      75%              N/A
Asian-American                0%              N/A       $9,917    $1,121    $1,166                     100%              N/A
Native-American               0%              N/A      $10,296      $782    $3,500                       N/A             N/A
Other/Unknown                 1%              N/A       $8,239    $1,548      $875                      86%              N/A
All Students               100%               N/A       $6,605    $2,233    $1,670                      75%             40%

Student Expenses - AY 2002-03 Budget Summary for Off-Campus Students
Resident Tuition and Fees                   $1,380            MSA* Average Monthly Rent (1 Bedroom)                     $397
   (12 Semester Hours)                                        MSA* Average Monthly Rent (2 Bedroom)                     $521
Books and Supplies                           $700             Low-Cost Food Average per Month                           $192
Room and Board                              $4,085            Average Child Care Expenses per Month                     $218
Transportation                              $1,871            Annual Medical Insurance (Institutional)                   N/A
Other Expenses                              $2,068
Total                                      $10,104            * Metropolitan Statistical Area

Student Aid
Source             Aid                                 Type                              Total       Average per Recipient
Federal            AY 2001-02 Pell Grants              Grant                      $9,252,218                          $2,272
                   AY 2000-01 SEOG                     Grant                       $603,217                             $528
                   AY 2000-01 Perkins                  Loan                               $0                             N/A
                   AY 2000-01 Work Study               Work                        $517,648                           $1,140
                   AY 2001-02 FFELP                    Loan                        $952,007                              N/A
                   AY 2001-02 Direct Loan              Loan                               $0                             N/A
State              AY 2000-01 TEG                      Grant                               $0                            N/A
                   AY 2000-01 TEXAS Grant              Grant                         $347,903                           $803
                   AY 2000-01 HHL                      Loan                                $0                            N/A
                   AY 2000-01 CAL                      Loan                                $0                            N/A
Institutional      AY 2000-01 TPEG                     Grant                         $154,595                          $471




N/A = Not Applicable or Not Available
                                                        245
Fiscal Year End 2002 Edition                                                                                 Texas Guaranteed
Record # 123


                                                                                                     West End Washington St.
Laredo Community College                                                                                   Laredo, TX 78040
                                                                                                             www.laredo.edu

Borrowing Statistics
TG Cumulative Statistics (Through 09/30/02)                           Median TG Borrower Indebtedness
Net Loan Volume:                          $25,892,301                 Borrowers leaving school in FY 01:               $2,917
Number of Loans:                               15,274                 Borrowers leaving school in FY 00:               $3,063
Number of Student Borrowers:                    7,501                 Borrowers leaving school in FY 99:               $3,063
Amount of Default Claims Paid:             $6,694,020
Number of Defaulted Borrowers:                  2,385
FY 2002 Freshman TG Volume (by Texas Region)                          Direct Lending
Central                                             1%                Estimated Participation Rate
East                                                0%                (07/01/01 - 06/30/02):                               None
Gulf Coast                                          1%
Metroplex                                           0%
Panhandle                                           1%
Rio Grande                                         97%
West                                                0%
Out of State                                        0%

Default Information
U.S. Department of Education Cohort Default Rates
FY 2000                               16.4%                           FY 1996                                          21.8%
FY 1999                               16.1%                           FY 1995                                          18.2%
FY 1998                               19.2%                           FY 1994                                          17.5%
FY 1997                                 17%

Volume Information
Gross Loan Volume by Program Type and Fiscal Year
                                FY 2001                               FY 2002                              % Change
Program
                          # Loans       Amount                  # Loans       Amount                   # Loans      Amount
Unsub Stafford                 58       $71,151                      58       $73,410                       0%          3%
Sub Stafford                  719      $945,570                     631      $850,012                     -12%        -10%
PLUS                            0            $0                       0            $0                      N/A         N/A
Total                         777    $1,016,721                     689      $923,422                    -11%          -9%

TG Gross Loan Volume of Top Ten Lenders* (FY 2001 v. FY 2002)
The top 10 lenders accounted for $881,259, or 95% of the school's total FY 2002 guarantees.
Lender                                                           FY 2001                      FY 2002                % Change
           Lender
Code                                                       # Loans    Amount            # Loans     Amount        # Loans Amount
807807     CHASE (JPMORGAN CHASE BANK)                           89        $120,004           152      $215,535      71%          80%
833102     COSTEP/TEXAS STATE BANK AS TRUSTEE                    73         $97,632           132      $167,249      81%          71%
820718     INTERNATIONAL BANK OF COMMERCE                       157        $191,432            75      $109,345     -52%         -43%
810997     THE LAREDO NATIONAL BANK                             109        $135,736            85      $105,876     -22%         -22%
807176     WELLS FARGO EDUCATION FINANCIAL                      132        $155,844            51       $74,696     -61%         -52%
832733     BANK OF AMERICA TEXAS, N.A.                           54         $81,357            48       $59,771     -11%         -27%
831366     FIRST AMERICAN BANK, SSB                              20         $30,773            48       $56,585     140%          84%
833095     FALCON NATIONAL BANK                                  41         $49,782            33       $39,301     -20%         -21%
826878     CITIBANK                                               1          $2,334            21       $27,128    2000%        1062%
820605     KLEBERG 1ST NAT'L BANK                                 4          $6,418            15       $25,773     275%         302%




N/A = Not Applicable or Not Available
*Some schools have fewer than ten lenders.
                                                              246
Fiscal Year End 2002 Edition                                                                           Texas Guaranteed
Record # 124

                                                                                                    511 S. Whiting Street
Lee College                                                                                          Baytown, TX 77520
                                                                                                            www.lee.edu

General Information                                            Leadership
City:                                      Baytown             President:                                Dr. Martha Ellis
School Type:                        Two-Year Public            Financial Aid Officer:
Highest Degree Offered:                  Associate's                                                 Ms. Sharon Mullins
ED School Code:                              003583            U.S. Rep.:                            Chris Bell (D-25th)
TG School Suffix:                               000            State Sen.:                       Tommy Williams (R-4th)
Primary Phone:                       (281) 427-5611            State Rep.:                        Wayne Smith (R-128th)
Financial Aid Phone:                 (281) 425-6389

Student Profile
Enrollment (Fall 2002):                       6,553            Female Enrollment (Fall 2001):                       45%
Change (Fall 1997-Fall 2002):                   8%             Texas Residents (Fall 2002):                        100%
                                                               Foreign and Out of State (Fall 2002):                 0%
Ethnicity                    % of        % of Aid         AY 2000-01 Averages                    Retention   Tran/Cmpl
                      Enrollment        Recipients     Unmet     Grant      Loan                     Rate          Rate
                        Fall 2002        FY 2001        Need Amount Amount
White                        55%              N/A      $3,333    $1,494       N/A                    63%             N/A
African-American             17%              N/A      $2,831    $1,385       N/A                    50%             N/A
Hispanic                     20%              N/A      $2,813    $1,579       N/A                    64%             N/A
Asian-American                1%              N/A      $2,683    $2,123       N/A                    75%             N/A
Native-American               0%              N/A      $3,210    $1,601       N/A                     N/A            N/A
Other/Unknown                 7%              N/A      $3,626    $1,972       N/A                    69%             N/A
All Students               100%               N/A      $3,050    $1,498       N/A                    61%            43%

Student Expenses - AY 2002-03 Budget Summary for Off-Campus Students
Resident Tuition and Fees                    $293             MSA* Average Monthly Rent (1 Bedroom)                 $578
   (12 Semester Hours)                                        MSA* Average Monthly Rent (2 Bedroom)                 $747
Books and Supplies                           $600             Low-Cost Food Average per Month                       $192
Room and Board                              $5,226            Average Child Care Expenses per Month                 $276
Transportation                               $915             Annual Medical Insurance (Institutional)               N/A
Other Expenses                              $1,273
Total                                       $8,307            * Metropolitan Statistical Area

Student Aid
Source             Aid                                 Type                              Total    Average per Recipient
Federal            AY 2001-02 Pell Grants              Grant                      $3,013,528                      $2,131
                   AY 2000-01 SEOG                     Grant                         $73,474                        $918
                   AY 2000-01 Perkins                  Loan                               $0                         N/A
                   AY 2000-01 Work Study               Work                        $128,228                       $1,757
                   AY 2001-02 FFELP                    Loan                               $0                         N/A
                   AY 2001-02 Direct Loan              Loan                               $0                         N/A
State              AY 2000-01 TEG                      Grant                               $0                        N/A
                   AY 2000-01 TEXAS Grant              Grant                          $16,084                       $804
                   AY 2000-01 HHL                      Loan                                $0                        N/A
                   AY 2000-01 CAL                      Loan                                $0                        N/A
Institutional      AY 2000-01 TPEG                     Grant                         $101,793                       $208




N/A = Not Applicable or Not Available
                                                        247
Fiscal Year End 2002 Edition                                                                                Texas Guaranteed
Record # 124


                                                                                                         511 S. Whiting Street
Lee College                                                                                               Baytown, TX 77520
                                                                                                                 www.lee.edu

Borrowing Statistics
TG Cumulative Statistics (Through 09/30/02)                         Median TG Borrower Indebtedness
Net Loan Volume:                           $1,088,431               Borrowers leaving school in FY 01:                 $2,625
Number of Loans:                                  554               Borrowers leaving school in FY 00:                 $5,025
Number of Student Borrowers:                      403               Borrowers leaving school in FY 99:                 $1,955
Amount of Default Claims Paid:               $539,358
Number of Defaulted Borrowers:                    210
FY 2002 Freshman TG Volume (by Texas Region)                        Direct Lending
Central                                           N/A               Estimated Participation Rate
East                                              N/A               (07/01/01 - 06/30/02):                               N/A
Gulf Coast                                        N/A
Metroplex                                         N/A
Panhandle                                         N/A
Rio Grande                                        N/A
West                                              N/A
Out of State                                      N/A

Default Information
U.S. Department of Education Cohort Default Rates
FY 2000                                  0%                         FY 1996                                            17.1%
FY 1999                                  0%                         FY 1995                                            18.9%
FY 1998                               10.5%                         FY 1994                                            15.2%
FY 1997                               16.1%

Volume Information
Gross Loan Volume by Program Type and Fiscal Year
                                FY 2001                              FY 2002                            % Change
Program
                          # Loans       Amount                 # Loans       Amount                  # Loans     Amount
Unsub Stafford                  0           $0                       0           $0                     N/A        N/A
Sub Stafford                    0           $0                       0           $0                     N/A        N/A
PLUS                            0           $0                       0           $0                     N/A        N/A
Total                           0           $0                       0           $0                     N/A        N/A

TG Gross Loan Volume of Top Ten Lenders* (FY 2001 v. FY 2002)
This institution had no TG guarantee volume during FY 2002.
Lender                                                          FY 2001                     FY 2002                 % Change
           Lender
Code                                                      # Loans    Amount           # Loans     Amount         # Loans Amount




N/A = Not Applicable or Not Available
*Some schools have fewer than ten lenders.
                                                              248
Fiscal Year End 2002 Edition                                                                           Texas Guaranteed
Record # 125

                                                                                                       1400 College Dr.
McLennan Community College                                                                              Waco, TX 76708
                                                                                                      www.mclennan.edu

General Information                                            Leadership
City:                                         Waco             President:                           Dr. Dennis Michaelis
School Type:                        Two-Year Public            Director of Financial Aid:
Highest Degree Offered:                  Associate's                                                Mr. James F. Kubacak
ED School Code:                              003590            U.S. Rep.:                          Chet Edwards (D-11th)
TG School Suffix:                               000            State Sen.:                           Kip Averitt (R-22nd)
Primary Phone:                       (254) 298-8000            State Rep.:                       John Mabry, Jr. (D-56th)
Financial Aid Phone:                 (254) 299-8698

Student Profile
Enrollment (Fall 2002):                       6,565            Female Enrollment (Fall 2001):                       67%
Change (Fall 1997-Fall 2002):                  17%             Texas Residents (Fall 2002):                         98%
                                                               Foreign and Out of State (Fall 2002):                 2%
Ethnicity                    % of        % of Aid         AY 2000-01 Averages                    Retention   Tran/Cmpl
                      Enrollment        Recipients     Unmet     Grant      Loan                     Rate          Rate
                        Fall 2002        FY 2001        Need Amount Amount
White                        68%              N/A      $3,502    $2,007    $3,984                    57%             N/A
African-American             17%              N/A      $3,723    $2,038    $3,251                    53%             N/A
Hispanic                     13%              N/A      $3,880    $2,146    $3,138                    62%             N/A
Asian-American                1%              N/A      $5,089    $1,922    $3,182                    75%             N/A
Native-American               0%              N/A      $6,030    $1,925    $4,854                     N/A            N/A
Other/Unknown                 1%              N/A      $6,753    $1,464       N/A                     N/A            N/A
All Students               100%               N/A      $3,656    $2,038    $3,619                    57%            42%

Student Expenses - AY 2002-03 Budget Summary for Off-Campus Students
Resident Tuition and Fees                   $1,128            MSA* Average Monthly Rent (1 Bedroom)                 $404
   (12 Semester Hours)                                        MSA* Average Monthly Rent (2 Bedroom)                 $533
Books and Supplies                           $740             Low-Cost Food Average per Month                       $192
Room and Board                              $5,305            Average Child Care Expenses per Month                 $203
Transportation                              $1,576            Annual Medical Insurance (Institutional)               N/A
Other Expenses                              $1,418
Total                                      $10,167            * Metropolitan Statistical Area

Student Aid
Source             Aid                                 Type                              Total    Average per Recipient
Federal            AY 2001-02 Pell Grants              Grant                      $5,818,799                      $2,237
                   AY 2000-01 SEOG                     Grant                        $137,210                        $610
                   AY 2000-01 Perkins                  Loan                               $0                         N/A
                   AY 2000-01 Work Study               Work                         $168,225                      $1,032
                   AY 2001-02 FFELP                    Loan                       $6,928,585                         N/A
                   AY 2001-02 Direct Loan              Loan                               $0                         N/A
State              AY 2000-01 TEG                      Grant                               $0                       N/A
                   AY 2000-01 TEXAS Grant              Grant                         $121,871                      $967
                   AY 2000-01 HHL                      Loan                            $5,768                     $2,884
                   AY 2000-01 CAL                      Loan                                $0                       N/A
Institutional      AY 2000-01 TPEG                     Grant                         $229,939                       $747




N/A = Not Applicable or Not Available
                                                        249
Fiscal Year End 2002 Edition                                                                                   Texas Guaranteed
Record # 125


                                                                                                              1400 College Dr.
McLennan Community College                                                                                     Waco, TX 76708
                                                                                                             www.mclennan.edu

Borrowing Statistics
TG Cumulative Statistics (Through 09/30/02)                            Median TG Borrower Indebtedness
Net Loan Volume:                          $61,149,268                  Borrowers leaving school in FY 01:                $5,250
Number of Loans:                               32,204                  Borrowers leaving school in FY 00:                $6,175
Number of Student Borrowers:                   10,443                  Borrowers leaving school in FY 99:                $6,257
Amount of Default Claims Paid:            $13,724,893
Number of Defaulted Borrowers:                  3,201
FY 2002 Freshman TG Volume (by Texas Region)                           Direct Lending
Central                                            97%                 Estimated Participation Rate
East                                                0%                 (07/01/01 - 06/30/02):                                None
Gulf Coast                                          1%
Metroplex                                           2%
Panhandle                                           0%
Rio Grande                                          0%
West                                                0%
Out of State                                        0%

Default Information
U.S. Department of Education Cohort Default Rates
FY 2000                                 4.8%                           FY 1996                                           25.7%
FY 1999                                 6.3%                           FY 1995                                             23%
FY 1998                               14.6%                            FY 1994                                           22.9%
FY 1997                               22.3%

Volume Information
Gross Loan Volume by Program Type and Fiscal Year
                                 FY 2001                               FY 2002                             % Change
Program
                          # Loans        Amount                 # Loans        Amount                   # Loans     Amount
Unsub Stafford               1,328    $2,759,310                   1,704    $3,498,163                     28%        27%
Sub Stafford                 1,726    $3,604,557                   2,081    $4,383,463                     21%        22%
PLUS                            18       $69,749                      26      $110,246                     44%        58%
Total                        3,072    $6,433,616                   3,811    $7,991,872                     24%        24%

TG Gross Loan Volume of Top Ten Lenders* (FY 2001 v. FY 2002)
The top 10 lenders accounted for $7,607,095, or 95% of the school's total FY 2002 guarantees.
Lender                                                           FY 2001                       FY 2002                 % Change
           Lender
Code                                                       # Loans    Amount             # Loans     Amount         # Loans Amount
832733     BANK OF AMERICA TEXAS, N.A.                         1,199       $2,491,325       1,693      $3,519,101      41%           41%
824206     BANK ONE, N.A.                                        686       $1,447,592         894      $1,844,709      30%           27%
810819     FIRST NATIONAL BANK OF CENTRAL                        348        $719,974          445       $965,898       28%           34%
831606     FIRST CONVENIENCE BANK                                 95         $199,461         155        $300,921      63%           51%
828078     COMPASS BANK                                          116         $259,977         116       $251,599        0%           -3%
807807     CHASE (JPMORGAN CHASE BANK)                            76         $146,024         124        $249,107      63%           71%
833890     STUDENT LOAN XPRESS, INC.                               0               $0          56       $135,356       N/A           N/A
810981     FARMERS STATE BANK                                     56         $116,586          55        $133,597      -2%           15%
822650     TEXAS FIRST BANK                                      252         $517,171          52       $106,100      -79%          -79%
821359     FIRST NATIONAL BANK BRYAN                              26          $53,320          47        $100,707      81%           89%




N/A = Not Applicable or Not Available
*Some schools have fewer than ten lenders.
                                                              250
Fiscal Year End 2002 Edition                                                                           Texas Guaranteed
Record # 126

                                                                                                        3600 N. Garfield
Midland College                                                                                       Midland, TX 79705
                                                                                                       www.midland.edu

General Information                                            Leadership
City:                                       Midland            President:                             Dr. David E. Daniel
School Type:                        Two-Year Public            Director of Financial Aid:
Highest Degree Offered:                  Associate's                                                Ms. Latisha Williams
ED School Code:                              009797            U.S. Rep.:                         Larry Combest (R-19th)
TG School Suffix:                               000            State Sen.:                           Teel Bivins (R-31st)
Primary Phone:                       (915) 685-4500            State Rep.:                        Tom Craddick (R-82nd)
Financial Aid Phone:                 (915) 685-5511

Student Profile
Enrollment (Fall 2002):                       5,049            Female Enrollment (Fall 2001):                       57%
Change (Fall 1997-Fall 2002):                  16%             Texas Residents (Fall 2002):                         97%
                                                               Foreign and Out of State (Fall 2002):                 3%
Ethnicity                    % of        % of Aid         AY 2000-01 Averages                    Retention   Tran/Cmpl
                      Enrollment        Recipients     Unmet     Grant      Loan                     Rate          Rate
                        Fall 2002        FY 2001        Need Amount Amount
White                        65%              N/A      $5,451    $2,144    $2,006                    50%             N/A
African-American              4%              N/A      $4,818    $2,540    $1,698                    41%             N/A
Hispanic                     29%              N/A      $5,133    $2,321    $1,615                    61%             N/A
Asian-American                1%              N/A      $4,301    $2,026       N/A                    75%             N/A
Native-American               0%              N/A      $4,299    $2,238    $3,395                     0%             N/A
Other/Unknown                 1%              N/A      $5,506    $1,944       N/A                    50%             N/A
All Students               100%               N/A      $5,202    $2,279    $1,827                    53%            36%

Student Expenses - AY 2002-03 Budget Summary for Off-Campus Students
Resident Tuition and Fees                   $1,066            MSA* Average Monthly Rent (1 Bedroom)                 $378
   (14 Semester Hours)                                        MSA* Average Monthly Rent (2 Bedroom)                 $504
Books and Supplies                           $666             Low-Cost Food Average per Month                       $192
Room and Board                              $5,742            Average Child Care Expenses per Month                 $183
Transportation                              $1,229            Annual Medical Insurance (Institutional)               N/A
Other Expenses                              $1,487
Total                                      $10,190            * Metropolitan Statistical Area

Student Aid
Source             Aid                                 Type                              Total    Average per Recipient
Federal            AY 2001-02 Pell Grants              Grant                      $3,024,697                      $2,120
                   AY 2000-01 SEOG                     Grant                         $87,717                        $577
                   AY 2000-01 Perkins                  Loan                               $0                         N/A
                   AY 2000-01 Work Study               Work                        $142,446                       $1,272
                   AY 2001-02 FFELP                    Loan                        $109,919                          N/A
                   AY 2001-02 Direct Loan              Loan                               $0                         N/A
State              AY 2000-01 TEG                      Grant                               $0                        N/A
                   AY 2000-01 TEXAS Grant              Grant                          $50,346                       $839
                   AY 2000-01 HHL                      Loan                                $0                        N/A
                   AY 2000-01 CAL                      Loan                                $0                        N/A
Institutional      AY 2000-01 TPEG                     Grant                         $212,221                       $641




N/A = Not Applicable or Not Available
                                                        251
Fiscal Year End 2002 Edition                                                                                    Texas Guaranteed
Record # 126


                                                                                                                3600 N. Garfield
Midland College                                                                                               Midland, TX 79705
                                                                                                               www.midland.edu

Borrowing Statistics
TG Cumulative Statistics (Through 09/30/02)                           Median TG Borrower Indebtedness
Net Loan Volume:                           $5,024,514                 Borrowers leaving school in FY 01:                  $3,440
Number of Loans:                                2,414                 Borrowers leaving school in FY 00:                  $3,312
Number of Student Borrowers:                    1,524                 Borrowers leaving school in FY 99:                  $4,594
Amount of Default Claims Paid:             $1,845,659
Number of Defaulted Borrowers:                    595
FY 2002 Freshman TG Volume (by Texas Region)                          Direct Lending
Central                                            0%                 Estimated Participation Rate
East                                               0%                 (07/01/01 - 06/30/02):                                  None
Gulf Coast                                         0%
Metroplex                                          0%
Panhandle                                          0%
Rio Grande                                         0%
West                                             100%
Out of State                                       0%

Default Information
U.S. Department of Education Cohort Default Rates
FY 2000                                 8.3%                          FY 1996                                              9.2%
FY 1999                               10.2%                           FY 1995                                             23.4%
FY 1998                                 9.5%                          FY 1994                                             18.7%
FY 1997                               11.1%

Volume Information
Gross Loan Volume by Program Type and Fiscal Year
                                FY 2001                               FY 2002                             % Change
Program
                          # Loans       Amount                  # Loans       Amount                   # Loans     Amount
Unsub Stafford                  0            $0                       0            $0                      N/A        N/A
Sub Stafford                   54      $104,585                      82      $168,135                     52%        61%
PLUS                            0            $0                       0            $0                      N/A        N/A
Total                          54      $104,585                      82      $168,135                     52%        61%

TG Gross Loan Volume of Top Ten Lenders* (FY 2001 v. FY 2002)
The top 8 lenders accounted for $168,135, or 100% of the school's total FY 2002 guarantees.
Lender                                                           FY 2001                      FY 2002                   % Change
           Lender
Code                                                       # Loans    Amount            # Loans     Amount           # Loans Amount
810778     FIRST NATIONAL BANK OF ABILENE                         0               $0          39           $78,505      N/A           N/A
820377     FIRST BANK & TRUST COMPANY                             0               $0          29           $60,653      N/A           N/A
826079     BANK OF AMERICA                                        9          $20,788           6           $11,813     -33%          -43%
810895     HERRING NATIONAL BANK                                 18          $35,073           3            $9,625     -83%          -73%
820718     INTERNATIONAL BANK OF COMMERCE                         0               $0           1            $2,300      N/A           N/A
833314     PNB FINANCIAL BANK                                     0               $0           2            $2,176      N/A           N/A
831910     NATIONAL BANK OF ANDREWS                               0               $0           1            $1,750      N/A           N/A
831622     SAN ANGELO NATIONAL BANK                               0               $0           1            $1,313      N/A           N/A




N/A = Not Applicable or Not Available
*Some schools have fewer than ten lenders.
                                                              252
Fiscal Year End 2002 Edition                                                                           Texas Guaranteed
Record # 127

                                                                                                        4849 W. Illinois
Mountain View College                                                                                  Dallas, TX 75211
                                                                                                     www.mvc.dcccd.edu

General Information                                            Leadership
City:                                         Dallas           President:                     Dr. Monique Amerman
School Type:                        Two-Year Public            Interim Director of Financial Aid:
Highest Degree Offered:                  Associate's                                               Ms. Sharmel Taft
ED School Code:                              008503            U.S. Rep.:                       Martin Frost (D-24th)
TG School Suffix:                               000            State Sen.:                      Royce West (D-23rd)
Primary Phone:                       (214) 860-8600            State Rep.:                 Roberto Alonzo (D-104th)
Financial Aid Phone:                            N/A

Student Profile
Enrollment (Fall 2002):                       6,361            Female Enrollment (Fall 2001):                      60%
Change (Fall 1997-Fall 2002):                  18%             Texas Residents (Fall 2002):                        98%
                                                               Foreign and Out of State (Fall 2002):                2%
Ethnicity                    % of        % of Aid         AY 2000-01 Averages                    Retention   Tran/Cmpl
                      Enrollment        Recipients     Unmet     Grant      Loan                     Rate          Rate
                        Fall 2002        FY 2001        Need Amount Amount
White                        27%              N/A      $3,551    $1,867    $3,197                    57%            N/A
African-American             31%              N/A      $3,735    $1,835    $2,841                    43%            N/A
Hispanic                     38%              N/A      $3,389    $1,943    $2,871                    67%            N/A
Asian-American                3%              N/A      $3,549    $2,323    $1,245                    29%            N/A
Native-American               0%              N/A      $2,159    $1,940    $2,004                    50%            N/A
Other/Unknown                 1%              N/A      $3,850    $1,540    $1,245                    60%            N/A
All Students               100%               N/A      $3,583    $1,884    $2,918                    55%           32%

Student Expenses - AY 2002-03 Budget Summary for Off-Campus Students
Resident Tuition and Fees                    $624             MSA* Average Monthly Rent (1 Bedroom)                $662
   (14 Semester Hours)                                        MSA* Average Monthly Rent (2 Bedroom)                $850
Books and Supplies                            $900            Low-Cost Food Average per Month                      $192
Room and Board                              $3,804            Average Child Care Expenses per Month                $271
Transportation                              $1,382            Annual Medical Insurance (Institutional)             $768
Other Expenses                                $984
Total                                       $7,694            * Metropolitan Statistical Area

Student Aid
Source             Aid                                 Type                              Total    Average per Recipient
Federal            AY 2001-02 Pell Grants              Grant                      $1,130,542                     $1,364
                   AY 2000-01 SEOG                     Grant                              $0                       N/A
                   AY 2000-01 Perkins                  Loan                               $0                       N/A
                   AY 2000-01 Work Study               Work                               $0                       N/A
                   AY 2001-02 FFELP                    Loan                        $456,923                        N/A
                   AY 2001-02 Direct Loan              Loan                               $0                       N/A
State              AY 2000-01 TEG                      Grant                               $0                       N/A
                   AY 2000-01 TEXAS Grant              Grant                          $17,164                      $746
                   AY 2000-01 HHL                      Loan                                $0                       N/A
                   AY 2000-01 CAL                      Loan                                $0                       N/A
Institutional      AY 2000-01 TPEG                     Grant                         $139,471                      $479




N/A = Not Applicable or Not Available
                                                        253
Fiscal Year End 2002 Edition                                                                                 Texas Guaranteed
Record # 127


                                                                                                              4849 W. Illinois
Mountain View College                                                                                        Dallas, TX 75211
                                                                                                           www.mvc.dcccd.edu

Borrowing Statistics
TG Cumulative Statistics (Through 09/30/02)                           Median TG Borrower Indebtedness
Net Loan Volume:                           $8,508,278                 Borrowers leaving school in FY 01:               $5,250
Number of Loans:                                4,081                 Borrowers leaving school in FY 00:               $6,076
Number of Student Borrowers:                    1,939                 Borrowers leaving school in FY 99:               $4,689
Amount of Default Claims Paid:             $2,019,462
Number of Defaulted Borrowers:                    547
FY 2002 Freshman TG Volume (by Texas Region)                          Direct Lending
Central                                             3%                Estimated Participation Rate
East                                                1%                (07/01/01 - 06/30/02):                               None
Gulf Coast                                          0%
Metroplex                                          96%
Panhandle                                           0%
Rio Grande                                          0%
West                                                0%
Out of State                                        0%

Default Information
U.S. Department of Education Cohort Default Rates
FY 2000                                 9.4%                          FY 1996                                           14.9%
FY 1999                               17.7%                           FY 1995                                           24.7%
FY 1998                               14.1%                           FY 1994                                            22%
FY 1997                                 22%

Volume Information
Gross Loan Volume by Program Type and Fiscal Year
                                FY 2001                               FY 2002                             % Change
Program
                          # Loans       Amount                  # Loans       Amount                   # Loans     Amount
Unsub Stafford                 74      $176,046                     135      $301,697                     82%         71%
Sub Stafford                  117      $245,223                     201      $447,521                     72%         82%
PLUS                            1          $500                       2        $7,765                    100%       1453%
Total                         192      $421,769                     338      $756,983                     76%         79%

TG Gross Loan Volume of Top Ten Lenders* (FY 2001 v. FY 2002)
The top 10 lenders accounted for $745,092, or 98% of the school's total FY 2002 guarantees.
Lender                                                           FY 2001                      FY 2002                % Change
           Lender
Code                                                       # Loans    Amount            # Loans     Amount        # Loans Amount
826878     CITIBANK                                              33          $75,995          73       $173,163     121%         128%
832733     BANK OF AMERICA TEXAS, N.A.                           65         $148,874          72       $154,666      11%           4%
819628     BANK ONE, N.A.                                        67         $152,731          61       $146,372      -9%          -4%
807176     WELLS FARGO EDUCATION FINANCIAL                        7          $10,937          34        $77,095     386%         605%
833305     ASAP/BANK OF TEXAS                                     1             $991          39        $74,616    3800%        7429%
807807     CHASE (JPMORGAN CHASE BANK)                            5          $11,290          14        $36,254     180%         221%
802218     WILMINGTON TRUST CO./TTEE SALLIE MA                    3           $3,055          17        $31,376     467%         927%
830489     COMERICA BANK                                          3           $7,332          13        $28,848     333%         293%
811304     SUNTRUST EDUCATION LOANS                               0               $0           6        $12,294      N/A          N/A
826079     BANK OF AMERICA                                        0               $0           4        $10,408      N/A          N/A




N/A = Not Applicable or Not Available
*Some schools have fewer than ten lenders.
                                                              254
Fiscal Year End 2002 Edition                                                                           Texas Guaranteed
Record # 128

                                                                                                   3200 W. Seventh Ave.
Navarro College                                                                                     Corsicana, TX 75110
                                                                                                       www.nav.cc.tx.us

General Information                                            Leadership
City:                                     Corsicana            President:                        Dr. Richard Sanchez
School Type:                        Two-Year Public            Director of Student Financial Aid:
Highest Degree Offered:                  Associate's                                           Mr. Edward C. Ephlin
ED School Code:                              003593            U.S. Rep.:                          Joe Barton (R-6th)
TG School Suffix:                               000            State Sen.:                      Kip Averitt (R-22nd)
Primary Phone:                       (903) 874-6501            State Rep.:                        Byron Cook (R-8th)
Financial Aid Phone:                 (903) 875-7361

Student Profile
Enrollment (Fall 2002):                       5,058            Female Enrollment (Fall 2001):                      58%
Change (Fall 1997-Fall 2002):                  34%             Texas Residents (Fall 2002):                        89%
                                                               Foreign and Out of State (Fall 2002):               11%
Ethnicity                    % of        % of Aid         AY 2000-01 Averages                    Retention   Tran/Cmpl
                      Enrollment        Recipients     Unmet     Grant      Loan                     Rate          Rate
                        Fall 2002        FY 2001        Need Amount Amount
White                        69%              N/A      $2,990    $1,974    $3,353                    54%           N/A
African-American             20%              N/A      $2,569    $2,288    $2,581                    46%           N/A
Hispanic                     10%              N/A      $3,586    $2,082    $3,387                    47%           N/A
Asian-American                 1%             N/A      $3,883    $1,999    $5,705                    63%           N/A
Native-American                0%             N/A      $2,350    $2,527    $2,720                   100%           N/A
Other/Unknown                 N/A             N/A      $6,695     $475        N/A                     N/A          N/A
All Students               100%               N/A      $2,867    $2,120    $2,952                    51%          53%

Student Expenses - AY 2002-03 Budget Summary for Off-Campus Students
Resident Tuition and Fees                    $996             MSA* Average Monthly Rent (1 Bedroom)               $373
   (15 Semester Hours)                                        MSA* Average Monthly Rent (2 Bedroom)               $447
Books and Supplies                           $942             Low-Cost Food Average per Month                     $192
Room and Board                              $3,636            Average Child Care Expenses per Month                N/A
Transportation                               $933             Annual Medical Insurance (Institutional)             N/A
Other Expenses                               $938
Total                                       $7,445            * Metropolitan Statistical Area

Student Aid
Source             Aid                                 Type                              Total    Average per Recipient
Federal            AY 2001-02 Pell Grants              Grant                      $3,859,845                     $2,293
                   AY 2000-01 SEOG                     Grant                         $63,061                       $650
                   AY 2000-01 Perkins                  Loan                               $0                        N/A
                   AY 2000-01 Work Study               Work                         $119,567                       $819
                   AY 2001-02 FFELP                    Loan                       $2,744,037                        N/A
                   AY 2001-02 Direct Loan              Loan                               $0                        N/A
State              AY 2000-01 TEG                      Grant                               $0                      N/A
                   AY 2000-01 TEXAS Grant              Grant                          $63,987                     $877
                   AY 2000-01 HHL                      Loan                          $224,613                    $3,565
                   AY 2000-01 CAL                      Loan                                $0                      N/A
Institutional      AY 2000-01 TPEG                     Grant                         $104,649                     $513




N/A = Not Applicable or Not Available
                                                        255
Fiscal Year End 2002 Edition                                                                                  Texas Guaranteed
Record # 128


                                                                                                           3200 W. Seventh Ave.
Navarro College                                                                                             Corsicana, TX 75110
                                                                                                               www.nav.cc.tx.us

Borrowing Statistics
TG Cumulative Statistics (Through 09/30/02)                           Median TG Borrower Indebtedness
Net Loan Volume:                          $19,527,601                 Borrowers leaving school in FY 01:                $3,608
Number of Loans:                               11,239                 Borrowers leaving school in FY 00:                $3,736
Number of Student Borrowers:                    5,407                 Borrowers leaving school in FY 99:                $3,000
Amount of Default Claims Paid:             $4,348,544
Number of Defaulted Borrowers:                  1,740
FY 2002 Freshman TG Volume (by Texas Region)                          Direct Lending
Central                                            25%                Estimated Participation Rate
East                                                7%                (07/01/01 - 06/30/02):                                 None
Gulf Coast                                          3%
Metroplex                                          62%
Panhandle                                           1%
Rio Grande                                          0%
West                                                0%
Out of State                                        2%

Default Information
U.S. Department of Education Cohort Default Rates
FY 2000                                 6.8%                          FY 1996                                            21.7%
FY 1999                                 6.4%                          FY 1995                                            20.5%
FY 1998                               18.9%                           FY 1994                                            24.1%
FY 1997                               23.1%

Volume Information
Gross Loan Volume by Program Type and Fiscal Year
                                 FY 2001                               FY 2002                            % Change
Program
                          # Loans        Amount                 # Loans        Amount                  # Loans     Amount
Unsub Stafford                 491      $960,123                     608    $1,203,159                    24%         25%
Sub Stafford                   719    $1,453,506                     901    $1,836,957                    25%         26%
PLUS                            29       $98,864                      33       $88,225                    14%        -11%
Total                        1,239    $2,512,493                   1,542    $3,128,341                    24%         25%

TG Gross Loan Volume of Top Ten Lenders* (FY 2001 v. FY 2002)
The top 10 lenders accounted for $2,820,355, or 90% of the school's total FY 2002 guarantees.
Lender                                                           FY 2001                      FY 2002                 % Change
           Lender
Code                                                       # Loans    Amount            # Loans     Amount         # Loans Amount
832733     BANK OF AMERICA TEXAS, N.A.                          361        $754,808          408       $809,344        13%          7%
826878     CITIBANK                                             189        $361,664          264       $520,736        40%         44%
810981     FARMERS STATE BANK                                   257        $519,652          196       $395,733       -24%        -24%
807807     CHASE (JPMORGAN CHASE BANK)                           62        $139,384          114       $239,430        84%         72%
824206     BANK ONE, N.A.                                        14         $30,703          112       $231,002       700%        652%
830005     EDUCAID                                               33         $66,725           81       $177,429       145%        166%
812089     TX HIGHER EDUCATION COORDINATING                      95        $193,734           72       $147,018       -24%        -24%
809921     PNC BANK, N. A.                                        5          $6,978           56       $117,061      1020%       1578%
819628     BANK ONE, N.A.                                       105        $202,069           46       $103,518       -56%        -49%
830489     COMERICA BANK                                         28         $49,160           36        $79,084        29%         61%




N/A = Not Applicable or Not Available
*Some schools have fewer than ten lenders.
                                                              256
Fiscal Year End 2002 Edition                                                                           Texas Guaranteed
Record # 129


North Central Texas Community                                                                      1525 W. California St.
                                                                                                   Gainesville, TX 76240
College                                                                                                   www.nctc.edu

General Information                                            Leadership
City:                                    Gainesville           President:                         Dr. Ronnie L. Glasscock
School Type:                        Two-Year Public            Director of Financial Aid:
Highest Degree Offered:                  Associate's                                                     Ms. Janet Dragoo
ED School Code:                              003558            U.S. Rep.:                          Ralph M. Hall (D-4th)
TG School Suffix:                               000            State Sen.:                           Craig Estes (R-30th)
Primary Phone:                       (940) 668-7731            State Rep.:             Richard "Rick" L. Hardcas (R-68th)
Financial Aid Phone:                 (940) 668-4242

Student Profile
Enrollment (Fall 2002):                       6,166            Female Enrollment (Fall 2001):                       59%
Change (Fall 1997-Fall 2002):                  31%             Texas Residents (Fall 2002):                         96%
                                                               Foreign and Out of State (Fall 2002):                 4%
Ethnicity                    % of        % of Aid         AY 2000-01 Averages                    Retention   Tran/Cmpl
                      Enrollment        Recipients     Unmet     Grant      Loan                     Rate          Rate
                        Fall 2002        FY 2001        Need Amount Amount
White                        82%              N/A      $5,153    $1,911      $335                    50%             N/A
African-American               7%             N/A      $5,254    $2,061       N/A                    41%             N/A
Hispanic                       8%             N/A      $4,844    $2,107       N/A                    50%             N/A
Asian-American                 2%             N/A      $5,347    $2,297       N/A                    20%             N/A
Native-American                1%             N/A      $4,831    $1,969       N/A                     N/A            N/A
Other/Unknown                 N/A             N/A      $6,848    $1,750       N/A                     N/A            N/A
All Students               100%               N/A      $5,141    $1,951      $335                    49%            41%

Student Expenses - AY 2002-03 Budget Summary for Off-Campus Students
Resident Tuition and Fees                    $840             MSA* Average Monthly Rent (1 Bedroom)                 $341
   (14 Semester Hours)                                        MSA* Average Monthly Rent (2 Bedroom)                 $433
Books and Supplies                           $980             Low-Cost Food Average per Month                       $192
Room and Board                              $4,590            Average Child Care Expenses per Month                  N/A
Transportation                              $1,224            Annual Medical Insurance (Institutional)               N/A
Other Expenses                              $1,326
Total                                       $8,960            * Metropolitan Statistical Area

Student Aid
Source             Aid                                 Type                              Total    Average per Recipient
Federal            AY 2001-02 Pell Grants              Grant                      $2,364,543                      $1,962
                   AY 2000-01 SEOG                     Grant                       $121,434                         $257
                   AY 2000-01 Perkins                  Loan                               $0                         N/A
                   AY 2000-01 Work Study               Work                          $86,975                       $956
                   AY 2001-02 FFELP                    Loan                               $0                         N/A
                   AY 2001-02 Direct Loan              Loan                               $0                         N/A
State              AY 2000-01 TEG                      Grant                               $0                        N/A
                   AY 2000-01 TEXAS Grant              Grant                          $14,374                       $719
                   AY 2000-01 HHL                      Loan                                $0                        N/A
                   AY 2000-01 CAL                      Loan                                $0                        N/A
Institutional      AY 2000-01 TPEG                     Grant                         $114,738                       $446




N/A = Not Applicable or Not Available
                                                        257
Fiscal Year End 2002 Edition                                                                                 Texas Guaranteed
Record # 129



North Central Texas Community                                                                            1525 W. California St.
                                                                                                         Gainesville, TX 76240
College                                                                                                         www.nctc.edu

Borrowing Statistics
TG Cumulative Statistics (Through 09/30/02)                         Median TG Borrower Indebtedness
Net Loan Volume:                           $7,432,767               Borrowers leaving school in FY 01:                  $3,932
Number of Loans:                                4,429               Borrowers leaving school in FY 00:                  $3,512
Number of Student Borrowers:                    2,569               Borrowers leaving school in FY 99:                  $2,934
Amount of Default Claims Paid:             $2,165,139
Number of Defaulted Borrowers:                    831
FY 2002 Freshman TG Volume (by Texas Region)                        Direct Lending
Central                                           N/A               Estimated Participation Rate
East                                              N/A               (07/01/01 - 06/30/02):                                N/A
Gulf Coast                                        N/A
Metroplex                                         N/A
Panhandle                                         N/A
Rio Grande                                        N/A
West                                              N/A
Out of State                                      N/A

Default Information
U.S. Department of Education Cohort Default Rates
FY 2000                                 1.5%                        FY 1996                                             17.8%
FY 1999                                  12%                        FY 1995                                              5.8%
FY 1998                               18.5%                         FY 1994                                              14%
FY 1997                               25.2%

Volume Information
Gross Loan Volume by Program Type and Fiscal Year
                                FY 2001                              FY 2002                            % Change
Program
                          # Loans       Amount                 # Loans       Amount                  # Loans     Amount
Unsub Stafford                  0           $0                       0           $0                     N/A        N/A
Sub Stafford                    0           $0                       0           $0                     N/A        N/A
PLUS                            0           $0                       0           $0                     N/A        N/A
Total                           0           $0                       0           $0                     N/A        N/A

TG Gross Loan Volume of Top Ten Lenders* (FY 2001 v. FY 2002)
This institution had no TG guarantee volume during FY 2002.
Lender                                                          FY 2001                     FY 2002                  % Change
           Lender
Code                                                      # Loans    Amount           # Loans     Amount          # Loans Amount




N/A = Not Applicable or Not Available
*Some schools have fewer than ten lenders.
                                                              258
Fiscal Year End 2002 Edition                                                                             Texas Guaranteed
Record # 130


North Harris Montgomery                                                                         250 N. Sam Houston Pkwy E.
                                                                                                         Houston, TX 77073
Community College District                                                                                www.nhmcdd.edu

General Information                                            Leadership
City:                                       Houston            Chancellor:                         Dr. John Pickelman
School Type:                        Two-Year Public            District Director of Financial Aid:
Highest Degree Offered:                  Associate's                                                Ms. Donna Smith
ED School Code:                              011145            U.S. Rep.:                        Gene Green (D-29th)
TG School Suffix:                               000            State Sen.:              Mario V. Gallegos, Jr. (D-6th)
Primary Phone:                       (281) 260-3500            State Rep.:             Senfronia Thompson (D-141st)
Financial Aid Phone:                 (281) 260-3588

Student Profile
Enrollment (Fall 2002):                      32,833            Female Enrollment (Fall 2001):                         60%
Change (Fall 1997-Fall 2002):                  32%             Texas Residents (Fall 2002):                           98%
                                                               Foreign and Out of State (Fall 2002):                   2%
Ethnicity                    % of        % of Aid         AY 2000-01 Averages                      Retention   Tran/Cmpl
                      Enrollment        Recipients     Unmet     Grant      Loan                       Rate          Rate
                        Fall 2002        FY 2001        Need Amount Amount
White                        64%              N/A      $3,320    $1,800    $3,254                       53%           N/A
African-American             11%              N/A      $3,274    $1,847    $3,078                       48%           N/A
Hispanic                     17%              N/A      $3,015    $1,806    $3,449                       63%           N/A
Asian-American                6%              N/A      $2,885    $2,133    $2,671                       56%           N/A
Native-American               0%              N/A      $2,283    $1,715    $4,188                       50%           N/A
Other/Unknown                 2%              N/A      $2,664    $1,809    $2,552                       60%           N/A
All Students               100%               N/A      $3,217    $1,832    $3,211                       54%          40%

Student Expenses - AY 2002-03 Budget Summary for Off-Campus Students
Resident Tuition and Fees                    $904             MSA* Average Monthly Rent (1 Bedroom)                  $578
   (12 Semester Hours)                                        MSA* Average Monthly Rent (2 Bedroom)                  $747
Books and Supplies                            $600            Low-Cost Food Average per Month                        $192
Room and Board                              $3,100            Average Child Care Expenses per Month                  $276
Transportation                              $1,480            Annual Medical Insurance (Institutional)               $768
Other Expenses                              $1,000
Total                                       $7,084            * Metropolitan Statistical Area

Student Aid
Source             Aid                                 Type                              Total       Average per Recipient
Federal            AY 2001-02 Pell Grants              Grant                     $10,736,456                        $1,982
                   AY 2000-01 SEOG                     Grant                        $306,535                          $332
                   AY 2000-01 Perkins                  Loan                               $0                           N/A
                   AY 2000-01 Work Study               Work                         $185,507                        $1,449
                   AY 2001-02 FFELP                    Loan                       $4,022,475                           N/A
                   AY 2001-02 Direct Loan              Loan                               $0                           N/A
State              AY 2000-01 TEG                      Grant                               $0                         N/A
                   AY 2000-01 TEXAS Grant              Grant                          $58,467                        $860
                   AY 2000-01 HHL                      Loan                                $0                         N/A
                   AY 2000-01 CAL                      Loan                                $0                         N/A
Institutional      AY 2000-01 TPEG                     Grant                         $733,346                        $507




N/A = Not Applicable or Not Available
                                                        259
Fiscal Year End 2002 Edition                                                                                  Texas Guaranteed
Record # 130



North Harris Montgomery                                                                            250 N. Sam Houston Pkwy E.
                                                                                                            Houston, TX 77073
Community College District                                                                                   www.nhmcdd.edu

Borrowing Statistics
TG Cumulative Statistics (Through 09/30/02)                           Median TG Borrower Indebtedness
Net Loan Volume:                          $37,472,216                 Borrowers leaving school in FY 01:                $4,646
Number of Loans:                               18,254                 Borrowers leaving school in FY 00:                $4,495
Number of Student Borrowers:                    8,208                 Borrowers leaving school in FY 99:                $4,840
Amount of Default Claims Paid:             $6,113,768
Number of Defaulted Borrowers:                  1,931
FY 2002 Freshman TG Volume (by Texas Region)                          Direct Lending
Central                                             2%                Estimated Participation Rate
East                                                2%                (07/01/01 - 06/30/02):                                None
Gulf Coast                                         95%
Metroplex                                           0%
Panhandle                                           0%
Rio Grande                                          0%
West                                                0%
Out of State                                        0%

Default Information
U.S. Department of Education Cohort Default Rates
FY 2000                               10.9%                           FY 1996                                           17.8%
FY 1999                                 9.9%                          FY 1995                                           18.6%
FY 1998                               12.9%                           FY 1994                                           20.3%
FY 1997                               19.2%

Volume Information
Gross Loan Volume by Program Type and Fiscal Year
                                 FY 2001                               FY 2002                             % Change
Program
                          # Loans        Amount                 # Loans        Amount                  # Loans      Amount
Unsub Stafford                 842    $1,986,670                     961    $2,558,834                     14%         29%
Sub Stafford                   869    $1,964,654                     942    $2,126,671                      8%          8%
PLUS                            28       $77,415                      13       $58,811                    -54%        -24%
Total                        1,739    $4,028,739                   1,916    $4,744,316                     10%         18%

TG Gross Loan Volume of Top Ten Lenders* (FY 2001 v. FY 2002)
The top 10 lenders accounted for $3,601,503, or 76% of the school's total FY 2002 guarantees.
Lender                                                           FY 2001                      FY 2002                 % Change
           Lender
Code                                                       # Loans    Amount            # Loans     Amount         # Loans Amount
824206     BANK ONE, N.A.                                        61        $150,638          234        $653,399     284%          334%
833418     WOODFOREST NATIONAL BANK                             180        $409,407          209        $540,047      16%           32%
827999     FIRST EDUCATORS CREDIT UNION                         193        $436,049          175        $415,914      -9%           -5%
833305     ASAP/BANK OF TEXAS                                    56        $146,208          169        $390,636     202%          167%
807176     WELLS FARGO EDUCATION FINANCIAL                      205        $475,755          152        $380,527     -26%          -20%
831929     WOODFOREST NATIONAL BANK                             159        $345,899          143        $332,803     -10%           -4%
807807     CHASE (JPMORGAN CHASE BANK)                          181        $439,854          123        $289,158     -32%          -34%
832733     BANK OF AMERICA TEXAS, N.A.                          230        $520,590           87        $216,196     -62%          -58%
826878     CITIBANK                                              58        $132,864           84        $207,407      45%           56%
821359     FIRST NATIONAL BANK BRYAN                             56        $137,971           73        $175,416      30%           27%




N/A = Not Applicable or Not Available
*Some schools have fewer than ten lenders.
                                                              260
Fiscal Year End 2002 Edition                                                                            Texas Guaranteed
Record # 131

                                                                                                  5001 N. Macarthur Blvd.
North Lake College                                                                                      Irving, TX 75038
                                                                                                 www.northlakecollege.edu

General Information                                            Leadership
City:                                         Irving           President:                             Dr. Linda Coronado
School Type:                        Two-Year Public            Director of Financial Aid:
Highest Degree Offered:                  Associate's                                                        Mr. Paul Felix
ED School Code:                              020774            U.S. Rep.:                  Eddie Bernice Johnson (D-30th)
TG School Suffix:                                000           State Sen.:                            Chris Harris (R-9th)
Primary Phone:                       (972) 273-3000            State Rep.:                  Linda Harper-Brown (R-105th)
Financial Aid Phone:                            N/A

Student Profile
Enrollment (Fall 2002):                       8,382            Female Enrollment (Fall 2001):                        49%
Change (Fall 1997-Fall 2002):                  33%             Texas Residents (Fall 2002):                          86%
                                                               Foreign and Out of State (Fall 2002):                 14%
Ethnicity                    % of        % of Aid         AY 2000-01 Averages                    Retention    Tran/Cmpl
                      Enrollment        Recipients     Unmet     Grant      Loan                     Rate           Rate
                        Fall 2002        FY 2001        Need Amount Amount
White                        50%              N/A      $3,017    $1,866    $3,170                     40%             N/A
African-American             15%              N/A      $3,327    $1,839    $3,067                     43%             N/A
Hispanic                     19%              N/A      $3,490    $1,912    $2,705                     49%             N/A
Asian-American               12%              N/A      $3,342    $2,623    $2,405                     55%             N/A
Native-American               1%              N/A      $3,343      $708    $3,069                    100%             N/A
Other/Unknown                 3%              N/A      $3,674    $2,118    $3,368                     64%             N/A
All Students               100%               N/A      $3,249    $1,944    $3,087                     47%            32%

Student Expenses - AY 2002-03 Budget Summary for Off-Campus Students
Resident Tuition and Fees                    $624             MSA* Average Monthly Rent (1 Bedroom)                  $662
   (12 Semester Hours)                                        MSA* Average Monthly Rent (2 Bedroom)                  $850
Books and Supplies                            $900            Low-Cost Food Average per Month                        $192
Room and Board                              $3,804            Average Child Care Expenses per Month                  $271
Transportation                              $1,382            Annual Medical Insurance (Institutional)               $768
Other Expenses                                $984
Total                                       $7,694            * Metropolitan Statistical Area

Student Aid
Source             Aid                                 Type                              Total     Average per Recipient
Federal            AY 2001-02 Pell Grants              Grant                         $595,449                      $1,300
                   AY 2000-01 SEOG                     Grant                               $0                        N/A
                   AY 2000-01 Perkins                  Loan                                $0                        N/A
                   AY 2000-01 Work Study               Work                                $0                        N/A
                   AY 2001-02 FFELP                    Loan                          $757,484                        N/A
                   AY 2001-02 Direct Loan              Loan                                $0                        N/A
State              AY 2000-01 TEG                      Grant                               $0                         N/A
                   AY 2000-01 TEXAS Grant              Grant                          $15,004                        $883
                   AY 2000-01 HHL                      Loan                                $0                         N/A
                   AY 2000-01 CAL                      Loan                                $0                         N/A
Institutional      AY 2000-01 TPEG                     Grant                         $192,911                        $571




N/A = Not Applicable or Not Available
                                                        261
Fiscal Year End 2002 Edition                                                                                 Texas Guaranteed
Record # 131


                                                                                                     5001 N. Macarthur Blvd.
North Lake College                                                                                         Irving, TX 75038
                                                                                                    www.northlakecollege.edu

Borrowing Statistics
TG Cumulative Statistics (Through 09/30/02)                           Median TG Borrower Indebtedness
Net Loan Volume:                          $10,706,760                 Borrowers leaving school in FY 01:               $5,250
Number of Loans:                                5,239                 Borrowers leaving school in FY 00:               $3,809
Number of Student Borrowers:                    2,642                 Borrowers leaving school in FY 99:               $4,812
Amount of Default Claims Paid:             $2,508,619
Number of Defaulted Borrowers:                    759
FY 2002 Freshman TG Volume (by Texas Region)                          Direct Lending
Central                                             1%                Estimated Participation Rate
East                                                0%                (07/01/01 - 06/30/02):                               None
Gulf Coast                                          1%
Metroplex                                          97%
Panhandle                                           0%
Rio Grande                                          0%
West                                                0%
Out of State                                        1%

Default Information
U.S. Department of Education Cohort Default Rates
FY 2000                                 5.2%                          FY 1996                                          17.9%
FY 1999                               10.2%                           FY 1995                                          16.1%
FY 1998                               14.5%                           FY 1994                                          16.3%
FY 1997                               15.7%

Volume Information
Gross Loan Volume by Program Type and Fiscal Year
                                FY 2001                               FY 2002                              % Change
Program
                          # Loans       Amount                  # Loans       Amount                   # Loans      Amount
Unsub Stafford                127      $288,524                     191      $519,408                      50%         80%
Sub Stafford                  147      $302,521                     200      $383,950                      36%         27%
PLUS                            6       $30,472                       3        $6,667                     -50%        -78%
Total                         280      $621,517                     394      $910,025                      41%         46%

TG Gross Loan Volume of Top Ten Lenders* (FY 2001 v. FY 2002)
The top 10 lenders accounted for $877,044, or 96% of the school's total FY 2002 guarantees.
Lender                                                           FY 2001                      FY 2002                % Change
           Lender
Code                                                       # Loans    Amount            # Loans     Amount        # Loans Amount
832733     BANK OF AMERICA TEXAS, N.A.                           97         $215,658          100      $209,425       3%           -3%
807176     WELLS FARGO EDUCATION FINANCIAL                       24          $49,322           60      $162,983     150%          230%
830005     EDUCAID                                               22          $45,445           48      $120,163     118%          164%
819628     BANK ONE, N.A.                                        55         $117,557           52      $117,356      -5%            0%
807807     CHASE (JPMORGAN CHASE BANK)                           17          $52,303           40       $78,443     135%           50%
833305     ASAP/BANK OF TEXAS                                     0               $0           31       $72,171      N/A           N/A
826878     CITIBANK                                              21          $40,647           21       $48,494       0%           19%
832568     BANK OF THE SOUTHWEST OF DALLAS                        7          $16,942           13       $30,004      86%           77%
833252     LEGACY BANK OF TEXAS                                   0               $0           13       $29,158      N/A           N/A
802218     WILMINGTON TRUST CO./TTEE SALLIE MA                    2           $3,000            3        $8,847      50%          195%




N/A = Not Applicable or Not Available
*Some schools have fewer than ten lenders.
                                                              262
Fiscal Year End 2002 Edition                                                                           Texas Guaranteed
Record # 132


Northeast Texas Community                                                                                  P.O. Box 1307
                                                                                                   Mt Pleasant, TX 75456
College                                                                                                www.ntcc.cc.tx.us

General Information                                            Leadership
City:                                   Mt Pleasant            President:                            Dr. Charles B. Florio
School Type:                        Two-Year Public            Director Of Financial Aid:
Highest Degree Offered:                  Associate's                                                   Ms. Patricia Durst
ED School Code:                              023154            U.S. Rep.:                            Max Sandlin (D-1st)
TG School Suffix:                               000            State Sen.:                            Bill Ratliff (R-1st)
Primary Phone:                       (903) 572-1911            State Rep.:                           Mark Homer (D-3rd)
Financial Aid Phone:                            N/A

Student Profile
Enrollment (Fall 2002):                       2,423            Female Enrollment (Fall 2001):                        62%
Change (Fall 1997-Fall 2002):                  16%             Texas Residents (Fall 2002):                          98%
                                                               Foreign and Out of State (Fall 2002):                  2%
Ethnicity                    % of        % of Aid         AY 2000-01 Averages                    Retention    Tran/Cmpl
                      Enrollment        Recipients     Unmet     Grant      Loan                     Rate           Rate
                        Fall 2002        FY 2001        Need Amount Amount
White                        79%              N/A      $5,463    $2,054       N/A                    49%              N/A
African-American             11%              N/A      $5,717    $2,248       N/A                    48%              N/A
Hispanic                     10%              N/A      $5,122    $2,427       N/A                    73%              N/A
Asian-American                 0%             N/A      $5,599    $2,022       N/A                   100%              N/A
Native-American                1%             N/A      $5,271    $2,314       N/A                   100%              N/A
Other/Unknown                 N/A             N/A        N/A       N/A        N/A                     N/A             N/A
All Students               100%               N/A      $5,498    $2,120       N/A                    52%             49%

Student Expenses - AY 2002-03 Budget Summary for Off-Campus Students
Resident Tuition and Fees                   $1,194            MSA* Average Monthly Rent (1 Bedroom)                  $390
   (15 Semester Hours)                                        MSA* Average Monthly Rent (2 Bedroom)                  $441
Books and Supplies                           $714             Low-Cost Food Average per Month                        $192
Room and Board                              $2,500            Average Child Care Expenses per Month                   N/A
Transportation                              $1,530            Annual Medical Insurance (Institutional)                N/A
Other Expenses                              $1,731
Total                                       $7,669            * Metropolitan Statistical Area

Student Aid
Source             Aid                                 Type                              Total    Average per Recipient
Federal            AY 2001-02 Pell Grants              Grant                      $2,235,633                       $2,331
                   AY 2000-01 SEOG                     Grant                         $30,309                         $312
                   AY 2000-01 Perkins                  Loan                               $0                          N/A
                   AY 2000-01 Work Study               Work                          $68,341                        $963
                   AY 2001-02 FFELP                    Loan                               $0                          N/A
                   AY 2001-02 Direct Loan              Loan                               $0                          N/A
State              AY 2000-01 TEG                      Grant                               $0                         N/A
                   AY 2000-01 TEXAS Grant              Grant                          $28,687                        $775
                   AY 2000-01 HHL                      Loan                                $0                         N/A
                   AY 2000-01 CAL                      Loan                                $0                         N/A
Institutional      AY 2000-01 TPEG                     Grant                          $53,528                        $391




N/A = Not Applicable or Not Available
                                                        263
Fiscal Year End 2002 Edition                                                                                 Texas Guaranteed
Record # 132



Northeast Texas Community                                                                                        P.O. Box 1307
                                                                                                         Mt Pleasant, TX 75456
College                                                                                                      www.ntcc.cc.tx.us

Borrowing Statistics
TG Cumulative Statistics (Through 09/30/02)                         Median TG Borrower Indebtedness
Net Loan Volume:                           $1,913,978               Borrowers leaving school in FY 01:                 $6,400
Number of Loans:                                1,064               Borrowers leaving school in FY 00:                 $9,770
Number of Student Borrowers:                      750               Borrowers leaving school in FY 99:                $17,125
Amount of Default Claims Paid:               $932,095
Number of Defaulted Borrowers:                    389
FY 2002 Freshman TG Volume (by Texas Region)                        Direct Lending
Central                                           N/A               Estimated Participation Rate
East                                              N/A               (07/01/01 - 06/30/02):                                N/A
Gulf Coast                                        N/A
Metroplex                                         N/A
Panhandle                                         N/A
Rio Grande                                        N/A
West                                              N/A
Out of State                                      N/A

Default Information
U.S. Department of Education Cohort Default Rates
FY 2000                                  0%                         FY 1996                                             34.3%
FY 1999                               13.3%                         FY 1995                                             29.9%
FY 1998                                 23%                         FY 1994                                             37.2%
FY 1997                                 29%

Volume Information
Gross Loan Volume by Program Type and Fiscal Year
                                FY 2001                              FY 2002                            % Change
Program
                          # Loans       Amount                 # Loans       Amount                  # Loans     Amount
Unsub Stafford                  0           $0                       0           $0                     N/A        N/A
Sub Stafford                    0           $0                       0           $0                     N/A        N/A
PLUS                            0           $0                       0           $0                     N/A        N/A
Total                           0           $0                       0           $0                     N/A        N/A

TG Gross Loan Volume of Top Ten Lenders* (FY 2001 v. FY 2002)
This institution had no TG guarantee volume during FY 2002.
Lender                                                          FY 2001                     FY 2002                  % Change
           Lender
Code                                                      # Loans    Amount           # Loans     Amount          # Loans Amount




N/A = Not Applicable or Not Available
*Some schools have fewer than ten lenders.
                                                              264
Fiscal Year End 2002 Edition                                                                               Texas Guaranteed
Record # 133

                                                                                                        3535 N. Ellison Dr.
Northwest Vista College                                                                             San Antonio, TX 78251
                                                                                                www.accd.edu/nvc/index.html

General Information                                            Leadership
City:                                   San Antonio            President:                             Dr. Jacqueline Claunch
School Type:                        Two-Year Public            Director of Financial Aid:
Highest Degree Offered:                  Associate's                                                           Mr. Noe Ortiz
ED School Code:                              033723            U.S. Rep.:                       Charles A. Gonzalez (D-20th)
TG School Suffix:                               000            State Sen.:                      Leticia Van De Putte (D-26th)
Primary Phone:                       (210) 348-2020            State Rep.:                          Jose Menendez (D-124th)
Financial Aid Phone:                            N/A

Student Profile
Enrollment (Fall 2002):                       7,076            Female Enrollment (Fall 2001):                           57%
Change (Fall 1997-Fall 2002):                  79%             Texas Residents (Fall 2002):                             97%
                                                               Foreign and Out of State (Fall 2002):                     3%
Ethnicity                    % of        % of Aid         AY 2000-01 Averages                       Retention    Tran/Cmpl
                      Enrollment        Recipients     Unmet     Grant      Loan                        Rate           Rate
                        Fall 2002        FY 2001        Need Amount Amount
White                        46%              N/A      $4,967    $1,709    $2,940                        65%            N/A
African-American              5%              N/A      $5,416    $1,521    $2,342                        69%            N/A
Hispanic                     45%              N/A      $5,568    $1,686    $2,491                        66%            N/A
Asian-American                3%              N/A      $5,902    $1,437    $3,500                        75%            N/A
Native-American               0%              N/A      $7,130    $1,307       N/A                         N/A           N/A
Other/Unknown                 1%              N/A      $6,364    $2,013       N/A                         N/A           N/A
All Students               100%               N/A      $5,396    $1,672    $2,667                        66%            N/A

Student Expenses - AY 2002-03 Budget Summary for Off-Campus Students
Resident Tuition and Fees                    $938             MSA* Average Monthly Rent (1 Bedroom)                     $489
   (12 Semester Hours)                                        MSA* Average Monthly Rent (2 Bedroom)                     $633
Books and Supplies                           $900             Low-Cost Food Average per Month                           $192
Room and Board                              $6,207            Average Child Care Expenses per Month                     $230
Transportation                              $1,275            Annual Medical Insurance (Institutional)                   N/A
Other Expenses                              $2,273
Total                                      $11,593            * Metropolitan Statistical Area

Student Aid
Source             Aid                                 Type                              Total        Average per Recipient
Federal            AY 2001-02 Pell Grants              Grant                      $3,092,847                          $1,965
                   AY 2000-01 SEOG                     Grant                         $47,149                            $386
                   AY 2000-01 Perkins                  Loan                               $0                             N/A
                   AY 2000-01 Work Study               Work                          $87,133                          $2,723
                   AY 2001-02 FFELP                    Loan                       $1,552,985                             N/A
                   AY 2001-02 Direct Loan              Loan                               $0                             N/A
State              AY 2000-01 TEG                      Grant                               $0                            N/A
                   AY 2000-01 TEXAS Grant              Grant                          $12,212                           $814
                   AY 2000-01 HHL                      Loan                                $0                            N/A
                   AY 2000-01 CAL                      Loan                                $0                            N/A
Institutional      AY 2000-01 TPEG                     Grant                         $114,583                           $530




N/A = Not Applicable or Not Available
                                                        265
Fiscal Year End 2002 Edition                                                                                  Texas Guaranteed
Record # 133


                                                                                                           3535 N. Ellison Dr.
Northwest Vista College                                                                                San Antonio, TX 78251
                                                                                                   www.accd.edu/nvc/index.html

Borrowing Statistics
TG Cumulative Statistics (Through 09/30/02)                           Median TG Borrower Indebtedness
Net Loan Volume:                           $3,858,269                 Borrowers leaving school in FY 01:                $2,813
Number of Loans:                                1,839                 Borrowers leaving school in FY 00:                $3,157
Number of Student Borrowers:                      941                 Borrowers leaving school in FY 99:                  N/A
Amount of Default Claims Paid:                $14,440
Number of Defaulted Borrowers:                      5
FY 2002 Freshman TG Volume (by Texas Region)                          Direct Lending
Central                                            97%                Estimated Participation Rate
East                                                0%                (07/01/01 - 06/30/02):                                None
Gulf Coast                                          1%
Metroplex                                           0%
Panhandle                                           0%
Rio Grande                                          2%
West                                                0%
Out of State                                        0%

Default Information
U.S. Department of Education Cohort Default Rates
FY 2000                                  0%                           FY 1996                                               N/A
FY 1999                                  0%                           FY 1995                                               N/A
FY 1998                                  0%                           FY 1994                                               N/A
FY 1997                                  0%

Volume Information
Gross Loan Volume by Program Type and Fiscal Year
                                FY 2001                                FY 2002                             % Change
Program
                          # Loans       Amount                  # Loans        Amount                   # Loans     Amount
Unsub Stafford                190      $457,172                      389      $955,009                    105%        109%
Sub Stafford                  369      $843,508                      621    $1,302,000                     68%         54%
PLUS                           14       $39,354                       13       $50,902                      -7%        29%
Total                         573    $1,340,034                    1,023    $2,307,911                     79%         72%

TG Gross Loan Volume of Top Ten Lenders* (FY 2001 v. FY 2002)
The top 10 lenders accounted for $2,105,478, or 91% of the school's total FY 2002 guarantees.
Lender                                                           FY 2001                      FY 2002                 % Change
           Lender
Code                                                       # Loans    Amount            # Loans     Amount         # Loans Amount
819590     SECURITY SERVICE FED CR UN                           125        $286,181          238        $546,318      90%           91%
822157     FROST NATIONAL BANK                                   53        $119,625          116        $261,962     119%          119%
833102     COSTEP/TEXAS STATE BANK AS TRUSTEE                   101        $243,187           99        $219,846      -2%          -10%
810725     BROADWAY NATIONAL BANK                                26         $62,885           88        $216,923     238%          245%
820682     SAN ANTONIO FEDERAL CREDIT UNION                      59        $136,573           87        $196,936      47%           44%
832733     BANK OF AMERICA TEXAS, N.A.                           60        $139,130           94        $196,828      57%           41%
807176     WELLS FARGO EDUCATION FINANCIAL                       45        $102,461           90        $171,978     100%           68%
807807     CHASE (JPMORGAN CHASE BANK)                           14         $42,309           51        $127,768     264%          202%
820718     INTERNATIONAL BANK OF COMMERCE                        23         $53,322           49         $99,085     113%           86%
819628     BANK ONE, N.A.                                        19         $50,959           26         $67,834      37%           33%




N/A = Not Applicable or Not Available
*Some schools have fewer than ten lenders.
                                                              266
Fiscal Year End 2002 Edition                                                                           Texas Guaranteed
Record # 134

                                                                                                       201 W. University
Odessa College                                                                                         Odessa, TX 79764
                                                                                                        www.odessa.edu

General Information                                            Leadership
City:                                        Odessa            President:                       Dr. Vance W. Gipson
School Type:                        Two-Year Public            Director of Student Financial Services:
Highest Degree Offered:                  Associate's                                               Ms. Tanya Hughes
ED School Code:                              003596            U.S. Rep.:                     Larry Combest (R-19th)
TG School Suffix:                               000            State Sen.:                       Teel Bivins (R-31st)
Primary Phone:                       (915) 335-6400            State Rep.:               G.E. "Buddy" West (R-81st)
Financial Aid Phone:                 (915) 335-6429

Student Profile
Enrollment (Fall 2002):                       4,949            Female Enrollment (Fall 2001):                      60%
Change (Fall 1997-Fall 2002):                  -2%             Texas Residents (Fall 2002):                        97%
                                                               Foreign and Out of State (Fall 2002):                3%
Ethnicity                    % of        % of Aid         AY 2000-01 Averages                    Retention   Tran/Cmpl
                      Enrollment        Recipients     Unmet     Grant      Loan                     Rate          Rate
                        Fall 2002        FY 2001        Need Amount Amount
White                        54%              N/A      $1,013    $2,074    $2,758                    52%            N/A
African-American               5%             N/A      $1,005    $2,740    $3,181                    50%            N/A
Hispanic                     40%              N/A      $1,131    $1,987    $2,325                    58%            N/A
Asian-American                 1%             N/A        $677    $2,240       N/A                    33%            N/A
Native-American                1%             N/A        $754    $3,265       N/A                    50%            N/A
Other/Unknown                 N/A             N/A         N/A      N/A        N/A                     N/A           N/A
All Students               100%               N/A      $1,071    $2,092    $2,625                    54%            N/A

Student Expenses - AY 2002-03 Budget Summary for Off-Campus Students
Resident Tuition and Fees                    $976             MSA* Average Monthly Rent (1 Bedroom)                $378
   (14 Semester Hours)                                        MSA* Average Monthly Rent (2 Bedroom)                $504
Books and Supplies                           $800             Low-Cost Food Average per Month                      $192
Room and Board                              $4,116            Average Child Care Expenses per Month                $183
Transportation                               $858             Annual Medical Insurance (Institutional)             $329
Other Expenses                               $996
Total                                       $7,746            * Metropolitan Statistical Area

Student Aid
Source             Aid                                 Type                              Total    Average per Recipient
Federal            AY 2001-02 Pell Grants              Grant                      $2,939,942                     $2,095
                   AY 2000-01 SEOG                     Grant                         $83,716                       $620
                   AY 2000-01 Perkins                  Loan                               $0                        N/A
                   AY 2000-01 Work Study               Work                        $140,099                      $1,177
                   AY 2001-02 FFELP                    Loan                        $237,897                         N/A
                   AY 2001-02 Direct Loan              Loan                               $0                        N/A
State              AY 2000-01 TEG                      Grant                               $0                       N/A
                   AY 2000-01 TEXAS Grant              Grant                          $41,568                      $799
                   AY 2000-01 HHL                      Loan                                $0                       N/A
                   AY 2000-01 CAL                      Loan                                $0                       N/A
Institutional      AY 2000-01 TPEG                     Grant                         $135,025                      $350




N/A = Not Applicable or Not Available
                                                        267
Fiscal Year End 2002 Edition                                                                                    Texas Guaranteed
Record # 134


                                                                                                               201 W. University
Odessa College                                                                                                 Odessa, TX 79764
                                                                                                                www.odessa.edu

Borrowing Statistics
TG Cumulative Statistics (Through 09/30/02)                           Median TG Borrower Indebtedness
Net Loan Volume:                           $8,295,500                 Borrowers leaving school in FY 01:                  $4,506
Number of Loans:                                4,593                 Borrowers leaving school in FY 00:                  $4,760
Number of Student Borrowers:                    2,403                 Borrowers leaving school in FY 99:                  $4,000
Amount of Default Claims Paid:             $2,288,877
Number of Defaulted Borrowers:                    836
FY 2002 Freshman TG Volume (by Texas Region)                          Direct Lending
Central                                             0%                Estimated Participation Rate
East                                                0%                (07/01/01 - 06/30/02):                                  None
Gulf Coast                                          0%
Metroplex                                           0%
Panhandle                                           0%
Rio Grande                                          3%
West                                               91%
Out of State                                        6%

Default Information
U.S. Department of Education Cohort Default Rates
FY 2000                                 0.5%                          FY 1996                                             19.6%
FY 1999                                 6.8%                          FY 1995                                             23.4%
FY 1998                               11.9%                           FY 1994                                             19.4%
FY 1997                                 17%

Volume Information
Gross Loan Volume by Program Type and Fiscal Year
                                FY 2001                               FY 2002                              % Change
Program
                          # Loans       Amount                  # Loans       Amount                   # Loans      Amount
Unsub Stafford                 27       $50,410                      26       $48,800                      -4%         -3%
Sub Stafford                   84      $184,756                      87      $174,299                       4%         -6%
PLUS                            4       $17,000                       2        $9,063                     -50%        -47%
Total                         115      $252,166                     115      $232,162                       0%         -8%

TG Gross Loan Volume of Top Ten Lenders* (FY 2001 v. FY 2002)
The top 10 lenders accounted for $218,531, or 94% of the school's total FY 2002 guarantees.
Lender                                                           FY 2001                      FY 2002                   % Change
           Lender
Code                                                       # Loans    Amount            # Loans     Amount           # Loans Amount
833314     PNB FINANCIAL BANK                                    44          $94,829          34           $66,459     -23%          -30%
826079     BANK OF AMERICA                                        3           $7,156          14           $35,563     367%          397%
807807     CHASE (JPMORGAN CHASE BANK)                           19          $44,370          12           $24,753     -37%          -44%
824206     BANK ONE, N.A.                                         3           $8,879          12           $24,673     300%          178%
831366     FIRST AMERICAN BANK, SSB                              16          $31,728          16           $22,105       0%          -30%
833710     OZONA NATIONAL BANK                                    3           $7,475           8           $13,284     167%           78%
826878     CITIBANK                                               5           $9,824           7           $10,641      40%            8%
810895     HERRING NATIONAL BANK                                  6          $15,820           3            $8,990     -50%          -43%
833079     AMS EDUCATION LOAN TRUST, FLEET                        0               $0           1            $6,063      N/A           N/A
833617     EFSI/U.S. BANK, NA AS TRUSTEE                          0               $0           2            $6,000      N/A           N/A




N/A = Not Applicable or Not Available
*Some schools have fewer than ten lenders.
                                                              268
Fiscal Year End 2002 Edition                                                                             Texas Guaranteed
Record # 135

                                                                                                      1400 W. Villaret
Palo Alto College                                                                               San Antonio, TX 78224
                                                                                   www.accd.edu/pac/pacmain/pachp.htm

General Information                                            Leadership
City:                                   San Antonio            President:                             Dr. Ana Cha Guzman
School Type:                        Two-Year Public            Director of Financial Aid:
Highest Degree Offered:                  Associate's                                                     Mrs. Lamar Duarte
ED School Code:                              023413            U.S. Rep.:                        Ciro D. Rodriguez (D-28th)
TG School Suffix:                               000            State Sen.:                            Frank Madla (D-19th)
Primary Phone:                       (210) 921-5000            State Rep.:                            Ken Mercer (R-117th)
Financial Aid Phone:                            N/A

Student Profile
Enrollment (Fall 2002):                       6,980            Female Enrollment (Fall 2001):                         63%
Change (Fall 1997-Fall 2002):                  -5%             Texas Residents (Fall 2002):                           98%
                                                               Foreign and Out of State (Fall 2002):                   2%
Ethnicity                    % of        % of Aid         AY 2000-01 Averages                     Retention    Tran/Cmpl
                      Enrollment        Recipients     Unmet     Grant      Loan                      Rate           Rate
                        Fall 2002        FY 2001        Need Amount Amount
White                        29%              N/A      $5,996    $2,143    $2,940                       62%            N/A
African-American              2%              N/A      $6,279    $1,760    $2,200                       54%            N/A
Hispanic                     67%              N/A      $6,056    $2,098    $2,673                       63%            N/A
Asian-American                1%              N/A      $7,524    $1,829    $4,625                      100%            N/A
Native-American               0%              N/A      $5,295    $2,783    $4,407                         0%           N/A
Other/Unknown                 1%              N/A      $3,122    $2,750       N/A                        N/A           N/A
All Students               100%               N/A      $6,050    $2,103    $2,773                       63%           42%

Student Expenses - AY 2002-03 Budget Summary for Off-Campus Students
Resident Tuition and Fees                    $938             MSA* Average Monthly Rent (1 Bedroom)                   $489
   (12 Semester Hours)                                        MSA* Average Monthly Rent (2 Bedroom)                   $633
Books and Supplies                           $900             Low-Cost Food Average per Month                         $192
Room and Board                              $6,207            Average Child Care Expenses per Month                   $230
Transportation                              $1,275            Annual Medical Insurance (Institutional)                 N/A
Other Expenses                              $2,273
Total                                      $11,593            * Metropolitan Statistical Area

Student Aid
Source             Aid                                 Type                              Total      Average per Recipient
Federal            AY 2001-02 Pell Grants              Grant                      $7,075,594                        $2,177
                   AY 2000-01 SEOG                     Grant                        $313,473                          $571
                   AY 2000-01 Perkins                  Loan                               $0                           N/A
                   AY 2000-01 Work Study               Work                         $354,849                        $1,267
                   AY 2001-02 FFELP                    Loan                       $1,497,886                           N/A
                   AY 2001-02 Direct Loan              Loan                               $0                           N/A
State              AY 2000-01 TEG                      Grant                               $0                          N/A
                   AY 2000-01 TEXAS Grant              Grant                         $135,951                         $883
                   AY 2000-01 HHL                      Loan                                $0                          N/A
                   AY 2000-01 CAL                      Loan                                $0                          N/A
Institutional      AY 2000-01 TPEG                     Grant                         $216,020                         $484




N/A = Not Applicable or Not Available
                                                        269
Fiscal Year End 2002 Edition                                                                                 Texas Guaranteed
Record # 135


                                                                                                          1400 W. Villaret
Palo Alto College                                                                                   San Antonio, TX 78224
                                                                                       www.accd.edu/pac/pacmain/pachp.htm

Borrowing Statistics
TG Cumulative Statistics (Through 09/30/02)                           Median TG Borrower Indebtedness
Net Loan Volume:                          $13,107,319                 Borrowers leaving school in FY 01:               $3,937
Number of Loans:                                7,113                 Borrowers leaving school in FY 00:               $3,500
Number of Student Borrowers:                    3,333                 Borrowers leaving school in FY 99:               $3,500
Amount of Default Claims Paid:             $1,833,358
Number of Defaulted Borrowers:                    651
FY 2002 Freshman TG Volume (by Texas Region)                          Direct Lending
Central                                            99%                Estimated Participation Rate
East                                                0%                (07/01/01 - 06/30/02):                               None
Gulf Coast                                          0%
Metroplex                                           0%
Panhandle                                           0%
Rio Grande                                          0%
West                                                0%
Out of State                                        1%

Default Information
U.S. Department of Education Cohort Default Rates
FY 2000                               11.9%                           FY 1996                                          18.1%
FY 1999                               11.3%                           FY 1995                                          10.6%
FY 1998                                 15%                           FY 1994                                          13.2%
FY 1997                               19.2%

Volume Information
Gross Loan Volume by Program Type and Fiscal Year
                                FY 2001                               FY 2002                             % Change
Program
                          # Loans       Amount                  # Loans       Amount                   # Loans     Amount
Unsub Stafford                154      $353,201                     181      $476,347                     18%         35%
Sub Stafford                  484    $1,091,738                     525    $1,219,702                      8%         12%
PLUS                            3        $7,884                       6       $20,655                    100%        162%
Total                         641    $1,452,823                     712    $1,716,704                     11%         18%

TG Gross Loan Volume of Top Ten Lenders* (FY 2001 v. FY 2002)
The top 10 lenders accounted for $1,627,474, or 95% of the school's total FY 2002 guarantees.
Lender                                                           FY 2001                      FY 2002                % Change
           Lender
Code                                                       # Loans    Amount            # Loans     Amount        # Loans Amount
819590     SECURITY SERVICE FED CR UN                           203        $476,428          175       $424,234     -14%          -11%
807176     WELLS FARGO EDUCATION FINANCIAL                       46        $109,151           96       $220,792     109%          102%
824206     BANK ONE, N.A.                                        21         $52,369           89       $215,771     324%          312%
820682     SAN ANTONIO FEDERAL CREDIT UNION                      83        $192,099           69       $175,343     -17%           -9%
832733     BANK OF AMERICA TEXAS, N.A.                           54        $107,393           66       $165,999      22%           55%
833102     COSTEP/TEXAS STATE BANK AS TRUSTEE                    38         $86,728           66       $165,628      74%           91%
822157     FROST NATIONAL BANK                                   88        $196,881           69       $152,540     -22%          -23%
810725     BROADWAY NATIONAL BANK                                13         $30,293           20        $44,353      54%           46%
807807     CHASE (JPMORGAN CHASE BANK)                           27         $53,525           15        $33,030     -44%          -38%
820718     INTERNATIONAL BANK OF COMMERCE                         7         $10,617           11        $29,784      57%          181%




N/A = Not Applicable or Not Available
*Some schools have fewer than ten lenders.
                                                              270
Fiscal Year End 2002 Edition                                                                           Texas Guaranteed
Record # 136

                                                                                                      1109 W. Panola St.
Panola College                                                                                       Carthage, TX 75633
                                                                                                        www.panola.edu

General Information                                            Leadership
City:                                      Carthage            President:                           Dr. Gregory S. Powell
School Type:                        Two-Year Public            Financial Aid Director:
Highest Degree Offered:                  Associate's                                                 Mr. Tommy Young
ED School Code:                              003600            U.S. Rep.:                            Max Sandlin (D-1st)
TG School Suffix:                               000            State Sen.:                            Bill Ratliff (R-1st)
Primary Phone:                       (903) 693-2000            State Rep.:                        Chuck Hopson (D-11th)
Financial Aid Phone:                            N/A

Student Profile
Enrollment (Fall 2002):                       1,694            Female Enrollment (Fall 2001):                        66%
Change (Fall 1997-Fall 2002):                  -1%             Texas Residents (Fall 2002):                          94%
                                                               Foreign and Out of State (Fall 2002):                  6%
Ethnicity                    % of        % of Aid         AY 2000-01 Averages                    Retention    Tran/Cmpl
                      Enrollment        Recipients     Unmet     Grant      Loan                     Rate           Rate
                        Fall 2002        FY 2001        Need Amount Amount
White                        76%              N/A      $4,846    $2,399       N/A                    52%              N/A
African-American             19%              N/A      $5,324    $2,658       N/A                    42%              N/A
Hispanic                       3%             N/A      $4,787    $2,596       N/A                    50%              N/A
Asian-American                 1%             N/A      $3,103    $3,941       N/A                      0%             N/A
Native-American                1%             N/A        N/A       N/A        N/A                     N/A             N/A
Other/Unknown                 N/A             N/A        N/A       N/A        N/A                     N/A             N/A
All Students               100%               N/A      $4,995    $2,491       N/A                    49%             47%

Student Expenses - AY 2002-03 Budget Summary for Off-Campus Students
Resident Tuition and Fees                   $1,080            MSA* Average Monthly Rent (1 Bedroom)                  $348
   (15 Semester Hours)                                        MSA* Average Monthly Rent (2 Bedroom)                  $412
Books and Supplies                          $1,000            Low-Cost Food Average per Month                        $192
Room and Board                              $3,548            Average Child Care Expenses per Month                   N/A
Transportation                              $2,500            Annual Medical Insurance (Institutional)                N/A
Other Expenses                              $2,700
Total                                      $10,828            * Metropolitan Statistical Area

Student Aid
Source             Aid                                 Type                              Total    Average per Recipient
Federal            AY 2001-02 Pell Grants              Grant                      $1,600,477                       $2,070
                   AY 2000-01 SEOG                     Grant                         $31,485                         $399
                   AY 2000-01 Perkins                  Loan                               $0                          N/A
                   AY 2000-01 Work Study               Work                          $58,771                        $828
                   AY 2001-02 FFELP                    Loan                               $0                          N/A
                   AY 2001-02 Direct Loan              Loan                               $0                          N/A
State              AY 2000-01 TEG                      Grant                               $0                         N/A
                   AY 2000-01 TEXAS Grant              Grant                          $66,401                        $991
                   AY 2000-01 HHL                      Loan                                $0                         N/A
                   AY 2000-01 CAL                      Loan                                $0                         N/A
Institutional      AY 2000-01 TPEG                     Grant                          $45,563                      $1,013




N/A = Not Applicable or Not Available
                                                        271
Fiscal Year End 2002 Edition                                                                              Texas Guaranteed
Record # 136


                                                                                                          1109 W. Panola St.
Panola College                                                                                           Carthage, TX 75633
                                                                                                            www.panola.edu

Borrowing Statistics
TG Cumulative Statistics (Through 09/30/02)                         Median TG Borrower Indebtedness
Net Loan Volume:                           $1,190,116               Borrowers leaving school in FY 01:               $4,375
Number of Loans:                                  690               Borrowers leaving school in FY 00:               $3,313
Number of Student Borrowers:                      536               Borrowers leaving school in FY 99:               $2,500
Amount of Default Claims Paid:               $656,323
Number of Defaulted Borrowers:                    314
FY 2002 Freshman TG Volume (by Texas Region)                        Direct Lending
Central                                           N/A               Estimated Participation Rate
East                                              N/A               (07/01/01 - 06/30/02):                             N/A
Gulf Coast                                        N/A
Metroplex                                         N/A
Panhandle                                         N/A
Rio Grande                                        N/A
West                                              N/A
Out of State                                      N/A

Default Information
U.S. Department of Education Cohort Default Rates
FY 2000                                  0%                         FY 1996                                            5.7%
FY 1999                               28.5%                         FY 1995                                            8.2%
FY 1998                                 20%                         FY 1994                                           18.9%
FY 1997                               14.3%

Volume Information
Gross Loan Volume by Program Type and Fiscal Year
                                FY 2001                              FY 2002                            % Change
Program
                          # Loans       Amount                 # Loans       Amount                  # Loans     Amount
Unsub Stafford                  0           $0                       0           $0                     N/A        N/A
Sub Stafford                    0           $0                       0           $0                     N/A        N/A
PLUS                            0           $0                       0           $0                     N/A        N/A
Total                           0           $0                       0           $0                     N/A        N/A

TG Gross Loan Volume of Top Ten Lenders* (FY 2001 v. FY 2002)
This institution had no TG guarantee volume during FY 2002.
Lender                                                          FY 2001                     FY 2002               % Change
           Lender
Code                                                      # Loans    Amount           # Loans     Amount       # Loans Amount




N/A = Not Applicable or Not Available
*Some schools have fewer than ten lenders.
                                                              272
Fiscal Year End 2002 Edition                                                                           Texas Guaranteed
Record # 137

                                                                                                      2400 Clarksville St.
Paris Junior College                                                                                     Paris, TX 75460
                                                                                                       www.paris.cc.tx.us

General Information                                            Leadership
City:                                          Paris           President:                              Dr. Bobby Walters
School Type:                        Two-Year Public            Director of Financial Aid:
Highest Degree Offered:                  Associate's                                                  Ms. Linda Slawson
ED School Code:                              003601            U.S. Rep.:                            Max Sandlin (D-1st)
TG School Suffix:                               000            State Sen.:                            Bill Ratliff (R-1st)
Primary Phone:                       (903) 785-7661            State Rep.:                           Mark Homer (D-3rd)
Financial Aid Phone:                            N/A

Student Profile
Enrollment (Fall 2002):                       3,659            Female Enrollment (Fall 2001):                        61%
Change (Fall 1997-Fall 2002):                  21%             Texas Residents (Fall 2002):                          97%
                                                               Foreign and Out of State (Fall 2002):                  3%
Ethnicity                    % of        % of Aid         AY 2000-01 Averages                    Retention    Tran/Cmpl
                      Enrollment        Recipients     Unmet     Grant      Loan                     Rate           Rate
                        Fall 2002        FY 2001        Need Amount Amount
White                        80%              N/A      $4,831    $2,191       N/A                    46%              N/A
African-American             13%              N/A      $4,616    $2,445       N/A                    34%              N/A
Hispanic                       4%             N/A      $4,934    $2,309       N/A                    83%              N/A
Asian-American                 1%             N/A      $5,448    $1,944       N/A                    20%              N/A
Native-American                2%             N/A      $4,464    $2,644       N/A                    40%              N/A
Other/Unknown                 N/A             N/A      $4,885    $2,575       N/A                     N/A             N/A
All Students               100%               N/A      $4,786    $2,257       N/A                    45%             35%

Student Expenses - AY 2002-03 Budget Summary for Off-Campus Students
Resident Tuition and Fees                    $888             MSA* Average Monthly Rent (1 Bedroom)                  $366
   (12 Semester Hours)                                        MSA* Average Monthly Rent (2 Bedroom)                  $431
Books and Supplies                           $600             Low-Cost Food Average per Month                        $192
Room and Board                              $5,648            Average Child Care Expenses per Month                   N/A
Transportation                              $1,009            Annual Medical Insurance (Institutional)                N/A
Other Expenses                              $1,824
Total                                       $9,969            * Metropolitan Statistical Area

Student Aid
Source             Aid                                 Type                              Total    Average per Recipient
Federal            AY 2001-02 Pell Grants              Grant                      $3,118,423                       $2,248
                   AY 2000-01 SEOG                     Grant                         $75,103                         $316
                   AY 2000-01 Perkins                  Loan                               $0                          N/A
                   AY 2000-01 Work Study               Work                          $84,525                       $1,457
                   AY 2001-02 FFELP                    Loan                               $0                          N/A
                   AY 2001-02 Direct Loan              Loan                               $0                          N/A
State              AY 2000-01 TEG                      Grant                               $0                         N/A
                   AY 2000-01 TEXAS Grant              Grant                          $27,746                        $841
                   AY 2000-01 HHL                      Loan                                $0                         N/A
                   AY 2000-01 CAL                      Loan                                $0                         N/A
Institutional      AY 2000-01 TPEG                     Grant                          $79,067                      $1,492




N/A = Not Applicable or Not Available
                                                        273
Fiscal Year End 2002 Edition                                                                              Texas Guaranteed
Record # 137


                                                                                                         2400 Clarksville St.
Paris Junior College                                                                                        Paris, TX 75460
                                                                                                          www.paris.cc.tx.us

Borrowing Statistics
TG Cumulative Statistics (Through 09/30/02)                         Median TG Borrower Indebtedness
Net Loan Volume:                           $4,203,594               Borrowers leaving school in FY 01:                $3,937
Number of Loans:                                2,274               Borrowers leaving school in FY 00:                $7,952
Number of Student Borrowers:                    1,575               Borrowers leaving school in FY 99:                  N/A
Amount of Default Claims Paid:             $2,210,911
Number of Defaulted Borrowers:                    886
FY 2002 Freshman TG Volume (by Texas Region)                        Direct Lending
Central                                           N/A               Estimated Participation Rate
East                                              N/A               (07/01/01 - 06/30/02):                              N/A
Gulf Coast                                        N/A
Metroplex                                         N/A
Panhandle                                         N/A
Rio Grande                                        N/A
West                                              N/A
Out of State                                      N/A

Default Information
U.S. Department of Education Cohort Default Rates
FY 2000                                 8.6%                        FY 1996                                           17.1%
FY 1999                               15.2%                         FY 1995                                           22.1%
FY 1998                               16.9%                         FY 1994                                           16.1%
FY 1997                               20.4%

Volume Information
Gross Loan Volume by Program Type and Fiscal Year
                                FY 2001                              FY 2002                            % Change
Program
                          # Loans       Amount                 # Loans       Amount                  # Loans     Amount
Unsub Stafford                  0           $0                       0           $0                     N/A        N/A
Sub Stafford                    0           $0                       0           $0                     N/A        N/A
PLUS                            0           $0                       0           $0                     N/A        N/A
Total                           0           $0                       0           $0                     N/A        N/A

TG Gross Loan Volume of Top Ten Lenders* (FY 2001 v. FY 2002)
This institution had no TG guarantee volume during FY 2002.
Lender                                                          FY 2001                     FY 2002               % Change
           Lender
Code                                                      # Loans    Amount           # Loans     Amount       # Loans Amount




N/A = Not Applicable or Not Available
*Some schools have fewer than ten lenders.
                                                              274
Fiscal Year End 2002 Edition                                                                             Texas Guaranteed
Record # 138

                                                                                                           College Circle
Ranger College                                                                                          Ranger, TX 76470
                                                                                                       www.ranger.cc.tx.us

General Information                                            Leadership
City:                                        Ranger            President:                                     Dr. Joe Mills
School Type:                        Two-Year Public            Director of Financial Aid:
Highest Degree Offered:                  Associate's                                                     Mr. Donnie Purvis
ED School Code:                              003603            U.S. Rep.:                        Charlie Stenholm (D-17th)
TG School Suffix:                               000            State Sen.:                             Troy Fraser (R-24th)
Primary Phone:                       (254) 647-3234            State Rep.:                              Jim Keffer (R-60th)
Financial Aid Phone:                            N/A

Student Profile
Enrollment (Fall 2002):                         894            Female Enrollment (Fall 2001):                         55%
Change (Fall 1997-Fall 2002):                   7%             Texas Residents (Fall 2002):                           96%
                                                               Foreign and Out of State (Fall 2002):                   4%
Ethnicity                    % of        % of Aid         AY 2000-01 Averages                    Retention     Tran/Cmpl
                      Enrollment        Recipients     Unmet     Grant      Loan                     Rate            Rate
                        Fall 2002        FY 2001        Need Amount Amount
White                        65%              N/A      $5,561    $1,726       N/A                      24%             N/A
African-American             17%              N/A      $3,647    $2,359       N/A                      34%             N/A
Hispanic                     12%              N/A      $4,409    $2,325       N/A                      31%             N/A
Asian-American                0%              N/A        N/A       N/A        N/A                       N/A            N/A
Native-American               1%              N/A      $2,961    $2,575       N/A                       N/A            N/A
Other/Unknown                 5%              N/A      $6,323    $1,750       N/A                        0%            N/A
All Students               100%               N/A      $4,803    $2,018       N/A                      29%            60%

Student Expenses - AY 2002-03 Budget Summary for Off-Campus Students
Resident Tuition and Fees                   $1,210            MSA* Average Monthly Rent (1 Bedroom)                   $341
   (15 Semester Hours)                                        MSA* Average Monthly Rent (2 Bedroom)                   $412
Books and Supplies                           $600             Low-Cost Food Average per Month                         $192
Room and Board                              $4,305            Average Child Care Expenses per Month                    N/A
Transportation                              $1,420            Annual Medical Insurance (Institutional)                 N/A
Other Expenses                              $1,012
Total                                       $8,547            * Metropolitan Statistical Area

Student Aid
Source             Aid                                 Type                              Total     Average per Recipient
Federal            AY 2001-02 Pell Grants              Grant                         $803,661                       $2,050
                   AY 2000-01 SEOG                     Grant                          $14,700                         $181
                   AY 2000-01 Perkins                  Loan                                $0                          N/A
                   AY 2000-01 Work Study               Work                           $62,071                        $597
                   AY 2001-02 FFELP                    Loan                            $6,625                          N/A
                   AY 2001-02 Direct Loan              Loan                                $0                          N/A
State              AY 2000-01 TEG                      Grant                               $0                          N/A
                   AY 2000-01 TEXAS Grant              Grant                          $13,714                         $980
                   AY 2000-01 HHL                      Loan                                $0                          N/A
                   AY 2000-01 CAL                      Loan                                $0                          N/A
Institutional      AY 2000-01 TPEG                     Grant                          $27,831                         $497




N/A = Not Applicable or Not Available
                                                        275
Fiscal Year End 2002 Edition                                                                              Texas Guaranteed
Record # 138


                                                                                                             College Circle
Ranger College                                                                                            Ranger, TX 76470
                                                                                                         www.ranger.cc.tx.us

Borrowing Statistics
TG Cumulative Statistics (Through 09/30/02)                         Median TG Borrower Indebtedness
Net Loan Volume:                           $2,085,139               Borrowers leaving school in FY 01:                  N/A
Number of Loans:                                1,216               Borrowers leaving school in FY 00:                  N/A
Number of Student Borrowers:                      862               Borrowers leaving school in FY 99:                  N/A
Amount of Default Claims Paid:             $1,338,466
Number of Defaulted Borrowers:                    586
FY 2002 Freshman TG Volume (by Texas Region)                        Direct Lending
Central                                           N/A               Estimated Participation Rate
East                                              N/A               (07/01/01 - 06/30/02):                             None
Gulf Coast                                        N/A
Metroplex                                         N/A
Panhandle                                         N/A
Rio Grande                                        N/A
West                                              N/A
Out of State                                      N/A

Default Information
U.S. Department of Education Cohort Default Rates
FY 2000                                  0%                         FY 1996                                           33.3%
FY 1999                                 25%                         FY 1995                                           13.3%
FY 1998                               33.3%                         FY 1994                                           24.1%
FY 1997                               66.7%

Volume Information
Gross Loan Volume by Program Type and Fiscal Year
                                FY 2001                              FY 2002                            % Change
Program
                          # Loans       Amount                 # Loans       Amount                  # Loans     Amount
Unsub Stafford                  0           $0                       0           $0                     N/A        N/A
Sub Stafford                    0           $0                       0           $0                     N/A        N/A
PLUS                            0           $0                       0           $0                     N/A        N/A
Total                           0           $0                       0           $0                     N/A        N/A

TG Gross Loan Volume of Top Ten Lenders* (FY 2001 v. FY 2002)
This institution had no TG guarantee volume during FY 2002.
Lender                                                          FY 2001                     FY 2002                % Change
           Lender
Code                                                      # Loans    Amount           # Loans     Amount        # Loans Amount




N/A = Not Applicable or Not Available
*Some schools have fewer than ten lenders.
                                                              276
Fiscal Year End 2002 Edition                                                                           Texas Guaranteed
Record # 139

                                                                                                      12800 Abrams Rd.
Richland College                                                                                       Dallas, TX 75243
                                                                                                      www.rlc.dcccd.edu

General Information                                            Leadership
City:                                         Dallas           President:                        Dr. Stephen K. Mittelstet
School Type:                        Two-Year Public            Director of Financial Aid:
Highest Degree Offered:                  Associate's                                                  Mr. David Ximenez
ED School Code:                              008504            U.S. Rep.:                         Pete Sessions (R-32nd)
TG School Suffix:                               000            State Sen.:                          John Carona (R-16th)
Primary Phone:                       (972) 238-6106            State Rep.:                       Tony Goolsby (R-102nd)
Financial Aid Phone:                 (972) 238-6188

Student Profile
Enrollment (Fall 2002):                      13,501            Female Enrollment (Fall 2001):                        54%
Change (Fall 1997-Fall 2002):                  11%             Texas Residents (Fall 2002):                          90%
                                                               Foreign and Out of State (Fall 2002):                 10%
Ethnicity                    % of        % of Aid         AY 2000-01 Averages                    Retention    Tran/Cmpl
                      Enrollment        Recipients     Unmet     Grant      Loan                     Rate           Rate
                        Fall 2002        FY 2001        Need Amount Amount
White                        47%              N/A      $3,154    $1,874    $3,041                    45%              N/A
African-American             18%              N/A      $3,628    $1,965    $2,907                    48%              N/A
Hispanic                     17%              N/A      $3,404    $1,964    $2,925                    54%              N/A
Asian-American               15%              N/A      $3,147    $2,378    $2,482                    69%              N/A
Native-American               1%              N/A      $3,054    $2,504    $2,424                    50%              N/A
Other/Unknown                 2%              N/A      $4,060    $1,863    $3,751                    52%              N/A
All Students               100%               N/A      $3,379    $2,021    $2,919                    49%             45%

Student Expenses - AY 2002-03 Budget Summary for Off-Campus Students
Resident Tuition and Fees                    $624             MSA* Average Monthly Rent (1 Bedroom)                  $662
   (14 Semester Hours)                                        MSA* Average Monthly Rent (2 Bedroom)                  $850
Books and Supplies                            $900            Low-Cost Food Average per Month                        $192
Room and Board                              $3,804            Average Child Care Expenses per Month                  $271
Transportation                              $1,382            Annual Medical Insurance (Institutional)               $768
Other Expenses                                $984
Total                                       $7,694            * Metropolitan Statistical Area

Student Aid
Source             Aid                                 Type                              Total    Average per Recipient
Federal            AY 2001-02 Pell Grants              Grant                      $1,668,402                       $1,350
                   AY 2000-01 SEOG                     Grant                              $0                         N/A
                   AY 2000-01 Perkins                  Loan                               $0                         N/A
                   AY 2000-01 Work Study               Work                               $0                         N/A
                   AY 2001-02 FFELP                    Loan                       $2,066,081                         N/A
                   AY 2001-02 Direct Loan              Loan                               $0                         N/A
State              AY 2000-01 TEG                      Grant                               $0                         N/A
                   AY 2000-01 TEXAS Grant              Grant                          $37,752                        $921
                   AY 2000-01 HHL                      Loan                                $0                         N/A
                   AY 2000-01 CAL                      Loan                                $0                         N/A
Institutional      AY 2000-01 TPEG                     Grant                         $319,462                        $463




N/A = Not Applicable or Not Available
                                                        277
Fiscal Year End 2002 Edition                                                                                 Texas Guaranteed
Record # 139


                                                                                                            12800 Abrams Rd.
Richland College                                                                                             Dallas, TX 75243
                                                                                                            www.rlc.dcccd.edu

Borrowing Statistics
TG Cumulative Statistics (Through 09/30/02)                           Median TG Borrower Indebtedness
Net Loan Volume:                          $19,180,286                 Borrowers leaving school in FY 01:               $4,949
Number of Loans:                                9,560                 Borrowers leaving school in FY 00:               $5,058
Number of Student Borrowers:                    4,847                 Borrowers leaving school in FY 99:               $5,000
Amount of Default Claims Paid:             $3,974,296
Number of Defaulted Borrowers:                  1,235
FY 2002 Freshman TG Volume (by Texas Region)                          Direct Lending
Central                                             1%                Estimated Participation Rate
East                                                1%                (07/01/01 - 06/30/02):                               None
Gulf Coast                                          1%
Metroplex                                          96%
Panhandle                                           0%
Rio Grande                                          0%
West                                                0%
Out of State                                        0%

Default Information
U.S. Department of Education Cohort Default Rates
FY 2000                               11.4%                           FY 1996                                          18.7%
FY 1999                                 8.4%                          FY 1995                                          22.5%
FY 1998                               13.8%                           FY 1994                                          19.9%
FY 1997                               18.3%

Volume Information
Gross Loan Volume by Program Type and Fiscal Year
                                FY 2001                                FY 2002                             % Change
Program
                          # Loans       Amount                  # Loans        Amount                  # Loans      Amount
Unsub Stafford                331      $873,484                      391      $958,087                     18%         10%
Sub Stafford                  518    $1,153,585                      615    $1,302,843                     19%         13%
PLUS                           10       $41,066                        8       $26,564                    -20%        -35%
Total                         859    $2,068,135                    1,014    $2,287,494                     18%         11%

TG Gross Loan Volume of Top Ten Lenders* (FY 2001 v. FY 2002)
The top 10 lenders accounted for $2,076,260, or 91% of the school's total FY 2002 guarantees.
Lender                                                           FY 2001                      FY 2002                % Change
           Lender
Code                                                       # Loans    Amount            # Loans     Amount        # Loans Amount
807176     WELLS FARGO EDUCATION FINANCIAL                      153        $338,331          186       $423,887      22%           25%
819628     BANK ONE, N.A.                                       210        $484,523          180       $393,337     -14%          -19%
807807     CHASE (JPMORGAN CHASE BANK)                          112        $265,559          159       $317,616      42%           20%
830005     EDUCAID                                               85        $181,202           92       $194,423       8%            7%
832733     BANK OF AMERICA TEXAS, N.A.                           18         $48,729           72       $186,443     300%          283%
826878     CITIBANK                                              87        $222,989           63       $157,233     -28%          -29%
811304     SUNTRUST EDUCATION LOANS                              26         $69,418           67       $136,965     158%           97%
833252     LEGACY BANK OF TEXAS                                  36         $82,100           46       $112,266      28%           37%
824206     BANK ONE, N.A.                                         0              $0           33        $84,891      N/A           N/A
830489     COMERICA BANK                                         51        $131,607           37        $69,199     -27%          -47%




N/A = Not Applicable or Not Available
*Some schools have fewer than ten lenders.
                                                              278
Fiscal Year End 2002 Edition                                                                           Texas Guaranteed
Record # 140

                                                                                                   1300 San Pedro Ave.
San Antonio College                                                                              San Antonio, TX 78212
                                                                                       www.accd.edu/sac/sacmain/sac.htm

General Information                                            Leadership
City:                                   San Antonio            President:                                Dr. Vern Loland
School Type:                        Two-Year Public            Dir. for Student Financial Services:
Highest Degree Offered:                  Associate's                                                   Mr. Tom Campos
ED School Code:                              009163            U.S. Rep.:                  Charles A. Gonzalez (D-20th)
TG School Suffix:                               000            State Sen.:                Leticia Van De Putte (D-26th)
Primary Phone:                       (210) 733-2000            State Rep.:           Michael "Mike" Villarreal (D-123rd)
Financial Aid Phone:                            N/A

Student Profile
Enrollment (Fall 2002):                      21,198            Female Enrollment (Fall 2001):                      58%
Change (Fall 1997-Fall 2002):                   0%             Texas Residents (Fall 2002):                        96%
                                                               Foreign and Out of State (Fall 2002):                4%
Ethnicity                    % of        % of Aid         AY 2000-01 Averages                    Retention   Tran/Cmpl
                      Enrollment        Recipients     Unmet     Grant      Loan                     Rate          Rate
                        Fall 2002        FY 2001        Need Amount Amount
White                        42%              N/A      $5,640    $1,886    $3,861                    58%            N/A
African-American               5%             N/A      $6,560    $2,011    $3,517                    57%            N/A
Hispanic                     51%              N/A      $6,144    $1,949    $3,448                    56%            N/A
Asian-American                 2%             N/A      $5,740    $2,200    $3,130                    61%            N/A
Native-American                0%             N/A      $5,999    $1,913    $2,978                      0%           N/A
Other/Unknown                 N/A             N/A      $6,676    $1,175       N/A                     N/A           N/A
All Students               100%               N/A      $6,019    $1,941    $3,621                    56%           37%

Student Expenses - AY 2002-03 Budget Summary for Off-Campus Students
Resident Tuition and Fees                    $938             MSA* Average Monthly Rent (1 Bedroom)                $489
   (12 Semester Hours)                                        MSA* Average Monthly Rent (2 Bedroom)                $633
Books and Supplies                           $900             Low-Cost Food Average per Month                      $192
Room and Board                              $6,207            Average Child Care Expenses per Month                $230
Transportation                              $1,275            Annual Medical Insurance (Institutional)              N/A
Other Expenses                              $2,273
Total                                      $11,593            * Metropolitan Statistical Area

Student Aid
Source             Aid                                 Type                              Total    Average per Recipient
Federal            AY 2001-02 Pell Grants              Grant                     $15,328,865                     $2,096
                   AY 2000-01 SEOG                     Grant                      $2,323,329                      $590
                   AY 2000-01 Perkins                  Loan                               $0                       N/A
                   AY 2000-01 Work Study               Work                       $2,525,833                     $1,583
                   AY 2001-02 FFELP                    Loan                       $8,486,228                       N/A
                   AY 2001-02 Direct Loan              Loan                               $0                       N/A
State              AY 2000-01 TEG                      Grant                               $0                       N/A
                   AY 2000-01 TEXAS Grant              Grant                         $292,304                      $867
                   AY 2000-01 HHL                      Loan                                $0                       N/A
                   AY 2000-01 CAL                      Loan                                $0                       N/A
Institutional      AY 2000-01 TPEG                     Grant                         $557,766                      $606




N/A = Not Applicable or Not Available
                                                        279
Fiscal Year End 2002 Edition                                                                                  Texas Guaranteed
Record # 140


                                                                                                      1300 San Pedro Ave.
San Antonio College                                                                                 San Antonio, TX 78212
                                                                                          www.accd.edu/sac/sacmain/sac.htm

Borrowing Statistics
TG Cumulative Statistics (Through 09/30/02)                           Median TG Borrower Indebtedness
Net Loan Volume:                          $82,429,593                 Borrowers leaving school in FY 01:                $4,921
Number of Loans:                               43,600                 Borrowers leaving school in FY 00:                $4,381
Number of Student Borrowers:                   19,278                 Borrowers leaving school in FY 99:                $4,375
Amount of Default Claims Paid:            $15,560,941
Number of Defaulted Borrowers:                  5,207
FY 2002 Freshman TG Volume (by Texas Region)                          Direct Lending
Central                                            99%                Estimated Participation Rate
East                                                0%                (07/01/01 - 06/30/02):                                None
Gulf Coast                                          0%
Metroplex                                           0%
Panhandle                                           0%
Rio Grande                                          1%
West                                                0%
Out of State                                        0%

Default Information
U.S. Department of Education Cohort Default Rates
FY 2000                               10.2%                           FY 1996                                                0%
FY 1999                                  0%                           FY 1995                                               N/A
FY 1998                                  0%                           FY 1994                                               N/A
FY 1997                                  0%

Volume Information
Gross Loan Volume by Program Type and Fiscal Year
                                 FY 2001                               FY 2002                             % Change
Program
                          # Loans        Amount                 # Loans        Amount                  # Loans      Amount
Unsub Stafford               1,093    $2,912,948                   1,114    $3,136,282                      2%          8%
Sub Stafford                 1,887    $4,115,211                   1,677    $3,806,442                    -11%         -8%
PLUS                            27       $62,819                      13       $36,305                    -52%        -42%
Total                        3,007    $7,090,978                   2,804    $6,979,029                     -7%         -2%

TG Gross Loan Volume of Top Ten Lenders* (FY 2001 v. FY 2002)
The top 10 lenders accounted for $6,386,973, or 92% of the school's total FY 2002 guarantees.
Lender                                                           FY 2001                      FY 2002                 % Change
           Lender
Code                                                       # Loans    Amount            # Loans     Amount         # Loans Amount
822157     FROST NATIONAL BANK                                  580       $1,406,095         437      $1,189,957     -25%          -15%
807176     WELLS FARGO EDUCATION FINANCIAL                      238        $579,779          352       $908,640       48%           57%
833102     COSTEP/TEXAS STATE BANK AS TRUSTEE                   260         $643,212         327       $895,671       26%           39%
832733     BANK OF AMERICA TEXAS, N.A.                          447       $1,129,993         386       $887,307      -14%          -21%
820682     SAN ANTONIO FEDERAL CREDIT UNION                     313         $740,415         306       $708,965       -2%           -4%
807807     CHASE (JPMORGAN CHASE BANK)                          207         $481,506         268        $511,640      29%            6%
810725     BROADWAY NATIONAL BANK                               177         $386,030         173       $487,462       -2%           26%
828078     COMPASS BANK                                          54         $140,020         127       $321,912      135%          130%
820718     INTERNATIONAL BANK OF COMMERCE                       121         $298,972         122       $311,127        1%            4%
820680     RANDOLPH-BROOKS FEDERAL CREDIT                        65        $152,172           65       $164,292        0%            8%




N/A = Not Applicable or Not Available
*Some schools have fewer than ten lenders.
                                                              280
Fiscal Year End 2002 Edition                                                                           Texas Guaranteed
Record # 141

                                                                                                  4624 Fairmont Parkway
San Jacinto College District                                                                         Pasadena, TX 77504
                                                                                                       www.sjcd.cc.tx.us

General Information                                            Leadership
City:                                      Pasadena            Chancellor:                       Dr. James Horton, Jr.
School Type:                        Two-Year Public            District Director of Student Financial Aid:
Highest Degree Offered:                  Associate's                                             Mr. Michael Ramsey
ED School Code:                              003609            U.S. Rep.:                          Chris Bell (D-25th)
TG School Suffix:                               000            State Sen.:                     Mike Jackson (R-11th)
Primary Phone:                       (281) 998-6100            State Rep.:                 Robert E. Talton (R-144th)
Financial Aid Phone:                 (281) 998-6342

Student Profile
Enrollment (Fall 2002):                      23,047            Female Enrollment (Fall 2001):                      56%
Change (Fall 1997-Fall 2002):                  21%             Texas Residents (Fall 2002):                        91%
                                                               Foreign and Out of State (Fall 2002):                9%
Ethnicity                    % of        % of Aid         AY 2000-01 Averages                    Retention   Tran/Cmpl
                      Enrollment        Recipients     Unmet     Grant      Loan                     Rate          Rate
                        Fall 2002        FY 2001        Need Amount Amount
White                        54%              N/A      $6,569    $1,844    $3,276                    56%            N/A
African-American             11%              N/A      $6,538    $2,082    $3,013                    51%            N/A
Hispanic                     29%              N/A      $6,588    $1,915    $2,836                    61%            N/A
Asian-American                5%              N/A      $6,408    $2,438    $3,209                    67%            N/A
Native-American               0%              N/A      $6,022    $1,179    $1,833                    44%            N/A
Other/Unknown                 1%              N/A      $7,173    $1,912    $2,455                    61%            N/A
All Students               100%               N/A      $6,566    $1,957    $3,115                    44%           39%

Student Expenses - AY 2002-03 Budget Summary for Off-Campus Students
Resident Tuition and Fees                    $966             MSA* Average Monthly Rent (1 Bedroom)                $578
   (15 Semester Hours)                                        MSA* Average Monthly Rent (2 Bedroom)                $747
Books and Supplies                           $846             Low-Cost Food Average per Month                      $192
Room and Board                              $5,854            Average Child Care Expenses per Month                $276
Transportation                              $1,446            Annual Medical Insurance (Institutional)              N/A
Other Expenses                              $1,946
Total                                      $11,058            * Metropolitan Statistical Area

Student Aid
Source             Aid                                 Type                              Total    Average per Recipient
Federal            AY 2001-02 Pell Grants              Grant                      $8,188,677                     $2,093
                   AY 2000-01 SEOG                     Grant                        $781,342                       $712
                   AY 2000-01 Perkins                  Loan                               $0                        N/A
                   AY 2000-01 Work Study               Work                         $466,056                     $1,456
                   AY 2001-02 FFELP                    Loan                       $2,056,318                        N/A
                   AY 2001-02 Direct Loan              Loan                               $0                        N/A
State              AY 2000-01 TEG                      Grant                               $0                       N/A
                   AY 2000-01 TEXAS Grant              Grant                          $44,348                      $853
                   AY 2000-01 HHL                      Loan                                $0                       N/A
                   AY 2000-01 CAL                      Loan                                $0                       N/A
Institutional      AY 2000-01 TPEG                     Grant                         $470,877                      $439




N/A = Not Applicable or Not Available
                                                        281
Fiscal Year End 2002 Edition                                                                                 Texas Guaranteed
Record # 141


                                                                                                       4624 Fairmont Parkway
San Jacinto College District                                                                              Pasadena, TX 77504
                                                                                                            www.sjcd.cc.tx.us

Borrowing Statistics
TG Cumulative Statistics (Through 09/30/02)                           Median TG Borrower Indebtedness
Net Loan Volume:                          $30,234,278                 Borrowers leaving school in FY 01:               $4,124
Number of Loans:                               14,257                 Borrowers leaving school in FY 00:               $4,000
Number of Student Borrowers:                    6,867                 Borrowers leaving school in FY 99:               $5,250
Amount of Default Claims Paid:             $5,983,159
Number of Defaulted Borrowers:                  1,744
FY 2002 Freshman TG Volume (by Texas Region)                          Direct Lending
Central                                            0%                 Estimated Participation Rate
East                                               0%                 (07/01/01 - 06/30/02):                               None
Gulf Coast                                       100%
Metroplex                                          0%
Panhandle                                          0%
Rio Grande                                         0%
West                                               0%
Out of State                                       0%

Default Information
U.S. Department of Education Cohort Default Rates
FY 2000                                 9.3%                          FY 1996                                          14.5%
FY 1999                                   6%                          FY 1995                                          11.3%
FY 1998                                 9.3%                          FY 1994                                          20.5%
FY 1997                               14.9%

Volume Information
Gross Loan Volume by Program Type and Fiscal Year
                                FY 2001                                FY 2002                             % Change
Program
                          # Loans       Amount                  # Loans        Amount                  # Loans      Amount
Unsub Stafford                322      $810,029                      454    $1,198,764                     41%         48%
Sub Stafford                  540    $1,139,212                      676    $1,490,154                     25%         31%
PLUS                            5       $23,683                        4       $19,500                    -20%        -18%
Total                         867    $1,972,924                    1,134    $2,708,418                     31%         37%

TG Gross Loan Volume of Top Ten Lenders* (FY 2001 v. FY 2002)
The top 10 lenders accounted for $2,651,317, or 98% of the school's total FY 2002 guarantees.
Lender                                                           FY 2001                      FY 2002                % Change
           Lender
Code                                                       # Loans    Amount            # Loans     Amount        # Loans Amount
807176     WELLS FARGO EDUCATION FINANCIAL                      187        $411,032          402       $940,023     115%          129%
832733     BANK OF AMERICA TEXAS, N.A.                          163        $376,121          171       $424,520       5%           13%
826878     CITIBANK                                             116        $281,686          133       $334,000      15%           19%
807807     CHASE (JPMORGAN CHASE BANK)                          109        $224,147          133       $306,263      22%           37%
831929     WOODFOREST NATIONAL BANK                              66        $168,936           92       $234,639      39%           39%
819628     BANK ONE, N.A.                                        92        $205,784           93       $217,008       1%            5%
830489     COMERICA BANK                                         50        $125,161           27        $58,314     -46%          -53%
821359     FIRST NATIONAL BANK BRYAN                             12         $28,440           23        $54,299      92%           91%
822157     FROST NATIONAL BANK                                   37         $68,619           22        $49,688     -41%          -28%
830868     ASAP/UNION BANK AND TRUST COMPANY                     16         $43,960           14        $32,563     -13%          -26%




N/A = Not Applicable or Not Available
*Some schools have fewer than ten lenders.
                                                              282
Fiscal Year End 2002 Edition                                                                             Texas Guaranteed
Record # 142

                                                                                                     1401 College Avenue
South Plains College                                                                                 Levelland, TX 79336
                                                                                                www.southplainscollege.edu

General Information                                            Leadership
City:                                     Levelland            President:                             Dr. Gary D. McDaniel
School Type:                        Two-Year Public            Director of Financial Aid:
Highest Degree Offered:                  Associate's                                             Ms. Jimmie Ann Batenhorst
ED School Code:                              003611            U.S. Rep.:                           Larry Combest (R-19th)
TG School Suffix:                               000            State Sen.:                          Robert Duncan (R-28th)
Primary Phone:                       (806) 894-9611            State Rep.:                        Delwin L. Jones (R-83rd)
Financial Aid Phone:                            N/A

Student Profile
Enrollment (Fall 2002):                       9,131            Female Enrollment (Fall 2001):                        53%
Change (Fall 1997-Fall 2002):                  32%             Texas Residents (Fall 2002):                          97%
                                                               Foreign and Out of State (Fall 2002):                  3%
Ethnicity                    % of        % of Aid         AY 2000-01 Averages                     Retention    Tran/Cmpl
                      Enrollment        Recipients     Unmet     Grant      Loan                      Rate           Rate
                        Fall 2002        FY 2001        Need Amount Amount
White                        69%              N/A      $2,459    $1,946    $2,190                      48%            N/A
African-American              4%              N/A      $3,032    $2,115    $2,139                      42%            N/A
Hispanic                     24%              N/A      $2,914    $2,176    $2,160                      48%            N/A
Asian-American                1%              N/A      $3,217    $1,973    $1,833                      50%            N/A
Native-American               1%              N/A      $2,801    $2,306    $1,937                      57%            N/A
Other/Unknown                 1%              N/A        N/A       N/A        N/A                       N/A           N/A
All Students               100%               N/A      $2,684    $2,060    $2,175                      48%           39%

Student Expenses - AY 2002-03 Budget Summary for Off-Campus Students
Resident Tuition and Fees                   $1,344            MSA* Average Monthly Rent (1 Bedroom)                  $352
   (12 Semester Hours)                                        MSA* Average Monthly Rent (2 Bedroom)                  $412
Books and Supplies                           $580             Low-Cost Food Average per Month                        $192
Room and Board                              $4,000            Average Child Care Expenses per Month                   N/A
Transportation                               $703             Annual Medical Insurance (Institutional)                N/A
Other Expenses                              $1,100
Total                                       $7,727            * Metropolitan Statistical Area

Student Aid
Source             Aid                                 Type                              Total      Average per Recipient
Federal            AY 2001-02 Pell Grants              Grant                      $6,468,947                       $2,184
                   AY 2000-01 SEOG                     Grant                        $181,253                         $400
                   AY 2000-01 Perkins                  Loan                               $0                          N/A
                   AY 2000-01 Work Study               Work                         $146,300                         $791
                   AY 2001-02 FFELP                    Loan                       $4,541,059                          N/A
                   AY 2001-02 Direct Loan              Loan                               $0                          N/A
State              AY 2000-01 TEG                      Grant                               $0                         N/A
                   AY 2000-01 TEXAS Grant              Grant                         $150,218                        $830
                   AY 2000-01 HHL                      Loan                                $0                         N/A
                   AY 2000-01 CAL                      Loan                                $0                         N/A
Institutional      AY 2000-01 TPEG                     Grant                         $124,728                        $375




N/A = Not Applicable or Not Available
                                                        283
Fiscal Year End 2002 Edition                                                                                   Texas Guaranteed
Record # 142


                                                                                                         1401 College Avenue
South Plains College                                                                                     Levelland, TX 79336
                                                                                                    www.southplainscollege.edu

Borrowing Statistics
TG Cumulative Statistics (Through 09/30/02)                            Median TG Borrower Indebtedness
Net Loan Volume:                          $44,594,271                  Borrowers leaving school in FY 01:                $2,626
Number of Loans:                               28,872                  Borrowers leaving school in FY 00:                $2,625
Number of Student Borrowers:                   13,905                  Borrowers leaving school in FY 99:                $2,625
Amount of Default Claims Paid:             $7,894,102
Number of Defaulted Borrowers:                  3,195
FY 2002 Freshman TG Volume (by Texas Region)                           Direct Lending
Central                                             3%                 Estimated Participation Rate
East                                                0%                 (07/01/01 - 06/30/02):                                None
Gulf Coast                                          3%
Metroplex                                           5%
Panhandle                                          83%
Rio Grande                                          0%
West                                                4%
Out of State                                        1%

Default Information
U.S. Department of Education Cohort Default Rates
FY 2000                               10.8%                            FY 1996                                           14.1%
FY 1999                                 7.3%                           FY 1995                                           16.1%
FY 1998                               10.5%                            FY 1994                                           13.5%
FY 1997                               14.1%

Volume Information
Gross Loan Volume by Program Type and Fiscal Year
                                 FY 2001                               FY 2002                             % Change
Program
                          # Loans        Amount                 # Loans        Amount                   # Loans     Amount
Unsub Stafford                 894    $1,639,310                     943    $1,699,878                       5%         4%
Sub Stafford                 1,753    $3,346,936                   1,702    $3,138,724                      -3%        -6%
PLUS                            24      $137,491                      31      $182,950                     29%        33%
Total                        2,671    $5,123,737                   2,676    $5,021,552                       0%       -2%

TG Gross Loan Volume of Top Ten Lenders* (FY 2001 v. FY 2002)
The top 10 lenders accounted for $4,656,720, or 93% of the school's total FY 2002 guarantees.
Lender                                                           FY 2001                       FY 2002                 % Change
           Lender
Code                                                       # Loans    Amount             # Loans     Amount         # Loans Amount
833314     PNB FINANCIAL BANK                                  1,620       $3,073,966       1,783      $3,286,561      10%           7%
826079     BANK OF AMERICA                                       111         $230,072         146        $313,536      32%          36%
807176     WELLS FARGO EDUCATION FINANCIAL                       169        $322,497          100       $200,840      -41%         -38%
833499     LUBBOCK NATIONAL BANK                                 323        $624,289          117       $163,421      -64%         -74%
820377     FIRST BANK & TRUST COMPANY                              4           $6,125          79        $160,236    1875%        2516%
810710     AMARILLO NATIONAL BANK                                 40          $86,455          76        $136,969      90%          58%
826878     CITIBANK                                               15          $26,710          50       $117,023      233%         338%
823864     HALE COUNTY STATE BANK                                 95         $166,348          60        $103,370     -37%         -38%
831122     TIB - THE INDEPENDENT BANKERS BANK                     35          $65,323          49         $97,319      40%          49%
807807     CHASE (JPMORGAN CHASE BANK)                            40          $75,389          31         $77,445     -23%           3%




N/A = Not Applicable or Not Available
*Some schools have fewer than ten lenders.
                                                              284
Fiscal Year End 2002 Edition                                                                            Texas Guaranteed
Record # 143

                                                                                                          P.O. Box 9701
South Texas Community College                                                                         McAllen, TX 78501
                                                                                                       www.stcc.cc.tx.us

General Information                                            Leadership
City:                                       McAllen            President:                              Dr. Shirley A. Reed
School Type:                        Two-Year Public            Director of Financial Aid:
Highest Degree Offered:                  Associate's                                                   Mr. Jerry Racioppi
ED School Code:                              031034            U.S. Rep.:                         Ruben Hinojosa (D-15th)
TG School Suffix:                               000            State Sen.:                  Juan "Chuy" Hinojosa (D-20th)
Primary Phone:                       (956) 618-8311            State Rep.:                      Roberto Gutierrez (D-41st)
Financial Aid Phone:                 (956)-618-8357

Student Profile
Enrollment (Fall 2002):                      13,720            Female Enrollment (Fall 2001):                        60%
Change (Fall 1997-Fall 2002):                  50%             Texas Residents (Fall 2002):                         100%
                                                               Foreign and Out of State (Fall 2002):                  0%
Ethnicity                    % of        % of Aid         AY 2000-01 Averages                    Retention    Tran/Cmpl
                      Enrollment        Recipients     Unmet     Grant      Loan                     Rate           Rate
                        Fall 2002        FY 2001        Need Amount Amount
White                         4%              N/A      $5,140    $1,891       N/A                     52%             N/A
African-American              0%              N/A      $5,511    $1,424       N/A                      N/A            N/A
Hispanic                     94%              N/A      $4,952    $2,149       N/A                     58%             N/A
Asian-American                1%              N/A      $5,632    $1,468       N/A                     67%             N/A
Native-American               0%              N/A      $5,771    $1,782       N/A                      N/A            N/A
Other/Unknown                 1%              N/A      $6,331    $1,414       N/A                     67%             N/A
All Students               100%               N/A      $4,960    $2,140       N/A                     57%            35%

Student Expenses - AY 2002-03 Budget Summary for Off-Campus Students
Resident Tuition and Fees                   $1,260            MSA* Average Monthly Rent (1 Bedroom)                  $393
   (12 Semester Hours)                                        MSA* Average Monthly Rent (2 Bedroom)                  $450
Books and Supplies                          $1,000            Low-Cost Food Average per Month                        $192
Room and Board                              $4,040            Average Child Care Expenses per Month                   N/A
Transportation                              $1,000            Annual Medical Insurance (Institutional)                N/A
Other Expenses                              $1,200
Total                                       $8,500            * Metropolitan Statistical Area

Student Aid
Source             Aid                                 Type                              Total     Average per Recipient
Federal            AY 2001-02 Pell Grants              Grant                     $21,777,851                       $2,314
                   AY 2000-01 SEOG                     Grant                       $361,177                          $379
                   AY 2000-01 Perkins                  Loan                               $0                          N/A
                   AY 2000-01 Work Study               Work                        $329,387                        $1,292
                   AY 2001-02 FFELP                    Loan                               $0                          N/A
                   AY 2001-02 Direct Loan              Loan                               $0                          N/A
State              AY 2000-01 TEG                      Grant                               $0                         N/A
                   AY 2000-01 TEXAS Grant              Grant                         $396,469                        $875
                   AY 2000-01 HHL                      Loan                                $0                         N/A
                   AY 2000-01 CAL                      Loan                                $0                         N/A
Institutional      AY 2000-01 TPEG                     Grant                         $378,016                        $372




N/A = Not Applicable or Not Available
                                                        285
Fiscal Year End 2002 Edition                                                                              Texas Guaranteed
Record # 143


                                                                                                             P.O. Box 9701
South Texas Community College                                                                            McAllen, TX 78501
                                                                                                          www.stcc.cc.tx.us

Borrowing Statistics
TG Cumulative Statistics (Through 09/30/02)                         Median TG Borrower Indebtedness
Net Loan Volume:                                  N/A               Borrowers leaving school in FY 01:              $7,000
Number of Loans:                                  N/A               Borrowers leaving school in FY 00:              $3,500
Number of Student Borrowers:                      N/A               Borrowers leaving school in FY 99:              $4,375
Amount of Default Claims Paid:                    N/A
Number of Defaulted Borrowers:                    N/A
FY 2002 Freshman TG Volume (by Texas Region)                        Direct Lending
Central                                           N/A               Estimated Participation Rate
East                                              N/A               (07/01/01 - 06/30/02):                             N/A
Gulf Coast                                        N/A
Metroplex                                         N/A
Panhandle                                         N/A
Rio Grande                                        N/A
West                                              N/A
Out of State                                      N/A

Default Information
U.S. Department of Education Cohort Default Rates
FY 2000                                  0%                         FY 1996                                             0%
FY 1999                                  0%                         FY 1995                                            N/A
FY 1998                                  0%                         FY 1994                                            N/A
FY 1997                                  0%

Volume Information
Gross Loan Volume by Program Type and Fiscal Year
                                FY 2001                              FY 2002                            % Change
Program
                          # Loans       Amount                 # Loans       Amount                  # Loans     Amount
Unsub Stafford                  0           $0                       0           $0                     N/A        N/A
Sub Stafford                    0           $0                       0           $0                     N/A        N/A
PLUS                            0           $0                       0           $0                     N/A        N/A
Total                           0           $0                       0           $0                     N/A        N/A

TG Gross Loan Volume of Top Ten Lenders* (FY 2001 v. FY 2002)
This institution had no TG guarantee volume during FY 2002.
Lender                                                          FY 2001                     FY 2002               % Change
           Lender
Code                                                      # Loans    Amount           # Loans     Amount       # Loans Amount




N/A = Not Applicable or Not Available
*Some schools have fewer than ten lenders.
                                                              286
Fiscal Year End 2002 Edition                                                                           Texas Guaranteed
Record # 144

                                                                                                  2401 Garner Field Road
Southwest Texas Junior College                                                                         Uvalde, TX 78801
                                                                                                      www.swtjc.cc.tx.us

General Information                                            Leadership
City:                                        Uvalde            President:                             Mr. Ismael Sosa, Jr.
School Type:                        Two-Year Public            Director of Financial Aid:
Highest Degree Offered:                  Associate's                                                 Mr. Ismael Talavera
ED School Code:                              003614            U.S. Rep.:                         Henry Bonilla (R-23rd)
TG School Suffix:                               000            State Sen.:                         Frank Madla (D-19th)
Primary Phone:                       (830) 278-4401            State Rep.:                       Pete P. Gallego (D-74th)
Financial Aid Phone:                 (830) 591-7343

Student Profile
Enrollment (Fall 2002):                       4,333            Female Enrollment (Fall 2001):                        63%
Change (Fall 1997-Fall 2002):                  21%             Texas Residents (Fall 2002):                          99%
                                                               Foreign and Out of State (Fall 2002):                  1%
Ethnicity                    % of        % of Aid         AY 2000-01 Averages                    Retention   Tran/Cmpl
                      Enrollment        Recipients     Unmet     Grant      Loan                     Rate          Rate
                        Fall 2002        FY 2001        Need Amount Amount
White                        18%              N/A      $2,312    $1,989    $2,657                    47%              N/A
African-American              2%              N/A      $4,314      $751    $2,500                     N/A             N/A
Hispanic                     79%              N/A      $2,349    $2,225    $2,090                    57%              N/A
Asian-American                0%              N/A      $2,537    $2,230       N/A                      0%             N/A
Native-American               0%              N/A      $3,311    $1,939       N/A                      0%             N/A
Other/Unknown                 1%              N/A      $2,287    $1,843       N/A                    31%              N/A
All Students               100%               N/A      $2,366    $2,182    $2,229                    54%             63%

Student Expenses - AY 2002-03 Budget Summary for Off-Campus Students
Resident Tuition and Fees                   $1,089            MSA* Average Monthly Rent (1 Bedroom)                 $341
   (12 Semester Hours)                                        MSA* Average Monthly Rent (2 Bedroom)                 $412
Books and Supplies                           $600             Low-Cost Food Average per Month                       $192
Room and Board                              $4,676            Average Child Care Expenses per Month                  N/A
Transportation                              $1,052            Annual Medical Insurance (Institutional)               N/A
Other Expenses                              $1,622
Total                                       $9,039            * Metropolitan Statistical Area

Student Aid
Source             Aid                                 Type                              Total    Average per Recipient
Federal            AY 2001-02 Pell Grants              Grant                      $4,964,712                       $2,346
                   AY 2000-01 SEOG                     Grant                       $122,612                          $663
                   AY 2000-01 Perkins                  Loan                               $0                          N/A
                   AY 2000-01 Work Study               Work                        $185,733                          $818
                   AY 2001-02 FFELP                    Loan                        $357,191                           N/A
                   AY 2001-02 Direct Loan              Loan                               $0                          N/A
State              AY 2000-01 TEG                      Grant                               $0                        N/A
                   AY 2000-01 TEXAS Grant              Grant                         $120,842                       $828
                   AY 2000-01 HHL                      Loan                              $959                       $959
                   AY 2000-01 CAL                      Loan                                $0                        N/A
Institutional      AY 2000-01 TPEG                     Grant                          $77,592                       $497




N/A = Not Applicable or Not Available
                                                        287
Fiscal Year End 2002 Edition                                                                                 Texas Guaranteed
Record # 144


                                                                                                       2401 Garner Field Road
Southwest Texas Junior College                                                                              Uvalde, TX 78801
                                                                                                           www.swtjc.cc.tx.us

Borrowing Statistics
TG Cumulative Statistics (Through 09/30/02)                           Median TG Borrower Indebtedness
Net Loan Volume:                           $8,994,560                 Borrowers leaving school in FY 01:               $2,625
Number of Loans:                                5,606                 Borrowers leaving school in FY 00:               $2,625
Number of Student Borrowers:                    3,095                 Borrowers leaving school in FY 99:               $2,625
Amount of Default Claims Paid:             $2,024,565
Number of Defaulted Borrowers:                    915
FY 2002 Freshman TG Volume (by Texas Region)                          Direct Lending
Central                                             8%                Estimated Participation Rate
East                                                1%                (07/01/01 - 06/30/02):                               None
Gulf Coast                                          0%
Metroplex                                           0%
Panhandle                                           0%
Rio Grande                                         90%
West                                                1%
Out of State                                        0%

Default Information
U.S. Department of Education Cohort Default Rates
FY 2000                               13.1%                           FY 1996                                          15.6%
FY 1999                               11.4%                           FY 1995                                          15.7%
FY 1998                               18.7%                           FY 1994                                          11.6%
FY 1997                               22.8%

Volume Information
Gross Loan Volume by Program Type and Fiscal Year
                                FY 2001                               FY 2002                              % Change
Program
                          # Loans       Amount                  # Loans       Amount                   # Loans      Amount
Unsub Stafford                 64      $131,348                      59      $121,454                      -8%          -8%
Sub Stafford                  183      $348,781                     153      $296,068                     -16%        -15%
PLUS                            1        $4,000                       1        $1,875                       0%        -53%
Total                         248      $484,129                     213      $419,397                    -14%         -13%

TG Gross Loan Volume of Top Ten Lenders* (FY 2001 v. FY 2002)
The top 10 lenders accounted for $409,182, or 98% of the school's total FY 2002 guarantees.
Lender                                                           FY 2001                      FY 2002                % Change
           Lender
Code                                                       # Loans    Amount            # Loans     Amount        # Loans Amount
832733     BANK OF AMERICA TEXAS, N.A.                           90        $171,367           69       $143,610     -23%          -16%
819590     SECURITY SERVICE FED CR UN                            37         $75,030           50        $98,202      35%           31%
826878     CITIBANK                                              29         $61,268           46        $85,756      59%           40%
819628     BANK ONE, N.A.                                        35         $76,157           20        $37,771     -43%          -50%
807807     CHASE (JPMORGAN CHASE BANK)                           27         $45,290            6         $9,707     -78%          -79%
807176     WELLS FARGO EDUCATION FINANCIAL                        5          $7,012            4         $8,544     -20%           22%
833102     COSTEP/TEXAS STATE BANK AS TRUSTEE                     4          $5,780            4         $7,479       0%           29%
820605     KLEBERG 1ST NAT'L BANK                                 0              $0            3         $6,641      N/A           N/A
833305     ASAP/BANK OF TEXAS                                     1          $2,000            4         $6,472     300%          224%
810798     INTERNATIONAL BANK OF COMMERCE -                       3          $5,923            2         $5,000     -33%          -16%




N/A = Not Applicable or Not Available
*Some schools have fewer than ten lenders.
                                                              288
Fiscal Year End 2002 Edition                                                                             Texas Guaranteed
Record # 145

                                                                                                1801 Martin Luther King Dr.
St. Philip's College                                                                                San Antonio, TX 78203
                                                                                                         www.accd.edu/spc

General Information                                            Leadership
City:                                   San Antonio            President:                          Dr. Angie Stoke Runnels
School Type:                        Two-Year Public            Director of Financial Aid:
Highest Degree Offered:                  Associate's                                                    Mr. Diego Bernal
ED School Code:                              003608            U.S. Rep.:                      Ciro D. Rodriguez (D-28th)
TG School Suffix:                               000            State Sen.:                          Frank Madla (D-19th)
Primary Phone:                       (210) 531-3200            State Rep.:               Ruth Jones McClendon (D-120th)
Financial Aid Phone:                 (210) 531-3274

Student Profile
Enrollment (Fall 2002):                       9,206            Female Enrollment (Fall 2001):                         56%
Change (Fall 1997-Fall 2002):                  10%             Texas Residents (Fall 2002):                           95%
                                                               Foreign and Out of State (Fall 2002):                   5%
Ethnicity                    % of        % of Aid         AY 2000-01 Averages                      Retention   Tran/Cmpl
                      Enrollment        Recipients     Unmet     Grant      Loan                       Rate          Rate
                        Fall 2002        FY 2001        Need Amount Amount
White                        27%              N/A      $5,230    $1,896    $3,859                       56%            N/A
African-American             17%              N/A      $5,863    $1,963    $3,308                       56%            N/A
Hispanic                     46%              N/A      $5,644    $2,049    $3,300                       47%            N/A
Asian-American                2%              N/A      $5,500    $2,188    $4,206                       50%            N/A
Native-American               0%              N/A      $6,756    $1,946    $4,359                         0%           N/A
Other/Unknown                 8%              N/A      $3,691    $2,805       N/A                        N/A           N/A
All Students               100%               N/A      $5,615    $2,002    $3,476                       50%           28%

Student Expenses - AY 2002-03 Budget Summary for Off-Campus Students
Resident Tuition and Fees                    $938             MSA* Average Monthly Rent (1 Bedroom)                   $489
   (12 Semester Hours)                                        MSA* Average Monthly Rent (2 Bedroom)                   $633
Books and Supplies                           $900             Low-Cost Food Average per Month                         $192
Room and Board                              $6,207            Average Child Care Expenses per Month                   $230
Transportation                              $1,275            Annual Medical Insurance (Institutional)                 N/A
Other Expenses                              $2,273
Total                                      $11,593            * Metropolitan Statistical Area

Student Aid
Source             Aid                                 Type                              Total      Average per Recipient
Federal            AY 2001-02 Pell Grants              Grant                     $10,062,866                        $2,159
                   AY 2000-01 SEOG                     Grant                        $454,210                          $638
                   AY 2000-01 Perkins                  Loan                               $0                           N/A
                   AY 2000-01 Work Study               Work                         $428,431                        $1,146
                   AY 2001-02 FFELP                    Loan                       $4,778,654                           N/A
                   AY 2001-02 Direct Loan              Loan                               $0                           N/A
State              AY 2000-01 TEG                      Grant                               $0                          N/A
                   AY 2000-01 TEXAS Grant              Grant                          $57,832                         $863
                   AY 2000-01 HHL                      Loan                                $0                          N/A
                   AY 2000-01 CAL                      Loan                                $0                          N/A
Institutional      AY 2000-01 TPEG                     Grant                         $276,233                         $694




N/A = Not Applicable or Not Available
                                                        289
Fiscal Year End 2002 Edition                                                                                  Texas Guaranteed
Record # 145


                                                                                                   1801 Martin Luther King Dr.
St. Philip's College                                                                                   San Antonio, TX 78203
                                                                                                            www.accd.edu/spc

Borrowing Statistics
TG Cumulative Statistics (Through 09/30/02)                           Median TG Borrower Indebtedness
Net Loan Volume:                          $38,135,254                 Borrowers leaving school in FY 01:                $4,000
Number of Loans:                               18,583                 Borrowers leaving school in FY 00:                $4,979
Number of Student Borrowers:                    8,364                 Borrowers leaving school in FY 99:                $4,578
Amount of Default Claims Paid:             $7,099,712
Number of Defaulted Borrowers:                  2,265
FY 2002 Freshman TG Volume (by Texas Region)                          Direct Lending
Central                                            99%                Estimated Participation Rate
East                                                0%                (07/01/01 - 06/30/02):                                None
Gulf Coast                                          1%
Metroplex                                           0%
Panhandle                                           0%
Rio Grande                                          0%
West                                                0%
Out of State                                        0%

Default Information
U.S. Department of Education Cohort Default Rates
FY 2000                               13.7%                           FY 1996                                           14.6%
FY 1999                               10.6%                           FY 1995                                            9.2%
FY 1998                               15.4%                           FY 1994                                            8.5%
FY 1997                                 18%

Volume Information
Gross Loan Volume by Program Type and Fiscal Year
                                 FY 2001                               FY 2002                            % Change
Program
                          # Loans        Amount                 # Loans        Amount                  # Loans     Amount
Unsub Stafford                 617    $1,676,634                     792    $2,260,349                    28%         35%
Sub Stafford                 1,260    $2,723,369                   1,479    $3,443,250                    17%         26%
PLUS                             4       $10,000                       9       $24,714                   125%        147%
Total                        1,881    $4,410,003                   2,280    $5,728,313                    21%         30%

TG Gross Loan Volume of Top Ten Lenders* (FY 2001 v. FY 2002)
The top 10 lenders accounted for $5,442,574, or 95% of the school's total FY 2002 guarantees.
Lender                                                           FY 2001                      FY 2002                 % Change
           Lender
Code                                                       # Loans    Amount            # Loans     Amount         # Loans Amount
819590     SECURITY SERVICE FED CR UN                           568       $1,266,376         587      $1,464,840       3%           16%
820682     SAN ANTONIO FEDERAL CREDIT UNION                     179        $436,280          351       $920,170       96%          111%
832733     BANK OF AMERICA TEXAS, N.A.                          270         $606,258         298        $721,398      10%           19%
833102     COSTEP/TEXAS STATE BANK AS TRUSTEE                   140         $338,260         254        $643,403      81%           90%
822157     FROST NATIONAL BANK                                  297         $707,629         193        $482,541     -35%          -32%
810725     BROADWAY NATIONAL BANK                                86         $205,533         121        $314,790      41%           53%
819628     BANK ONE, N.A.                                       175        $407,136          115       $296,701      -34%          -27%
807176     WELLS FARGO EDUCATION FINANCIAL                       48        $138,615           90       $223,759       88%           61%
820718     INTERNATIONAL BANK OF COMMERCE                        25          $62,984          83       $193,336      232%          207%
823291     SAN ANTONIO TEACHERS CREDIT UNION                     34          $89,848          76       $181,636      124%          102%




N/A = Not Applicable or Not Available
*Some schools have fewer than ten lenders.
                                                              290
Fiscal Year End 2002 Edition                                                                           Texas Guaranteed
Record # 146


Tarrant County Junior College                                                                             1500 Houston
                                                                                                   Fort Worth, TX 76102
District                                                                                                  www.tccd.edu

General Information                                            Leadership
City:                                    Fort Worth            Chancellor:                   Dr. Leonardo de la Garza
School Type:                        Two-Year Public            District Director of Financial Aid:
Highest Degree Offered:                  Associate's                                            Ms. Claire M. Roemer
ED School Code:                              003626            U.S. Rep.:                       Kay Granger (R-12th)
TG School Suffix:                               000            State Sen.:                       Kim Brimer (R-10th)
Primary Phone:                       (817) 515-5100            State Rep.:                      Lon Burnam (D-90th)
Financial Aid Phone:                 (817) 515-5353

Student Profile
Enrollment (Fall 2002):                      32,829            Female Enrollment (Fall 2001):                      57%
Change (Fall 1997-Fall 2002):                  19%             Texas Residents (Fall 2002):                       100%
                                                               Foreign and Out of State (Fall 2002):                0%
Ethnicity                    % of        % of Aid         AY 2000-01 Averages                    Retention   Tran/Cmpl
                      Enrollment        Recipients     Unmet     Grant      Loan                     Rate          Rate
                        Fall 2002        FY 2001        Need Amount Amount
White                        66%              N/A      $4,155    $1,607    $1,906                    54%           N/A
African-American             13%              N/A      $3,950    $1,995    $1,845                    49%           N/A
Hispanic                     14%              N/A      $4,238    $1,701    $1,592                    56%           N/A
Asian-American                 6%             N/A      $3,754    $2,117    $1,700                    66%           N/A
Native-American                1%             N/A      $4,325    $1,688    $1,832                    63%           N/A
Other/Unknown                 N/A             N/A        N/A       N/A        N/A                     N/A          N/A
All Students               100%               N/A      $4,175    $1,679    $1,836                    55%          42%

Student Expenses - AY 2002-03 Budget Summary for Off-Campus Students
Resident Tuition and Fees                   $1,053            MSA* Average Monthly Rent (1 Bedroom)               $572
   (13 Semester Hours)                                        MSA* Average Monthly Rent (2 Bedroom)               $741
Books and Supplies                           $724             Low-Cost Food Average per Month                     $192
Room and Board                              $5,024            Average Child Care Expenses per Month               $264
Transportation                              $1,840            Annual Medical Insurance (Institutional)             N/A
Other Expenses                              $1,488
Total                                      $10,129            * Metropolitan Statistical Area

Student Aid
Source             Aid                                 Type                              Total    Average per Recipient
Federal            AY 2001-02 Pell Grants              Grant                      $8,762,163                     $1,835
                   AY 2000-01 SEOG                     Grant                        $246,275                     $1,579
                   AY 2000-01 Perkins                  Loan                               $0                       N/A
                   AY 2000-01 Work Study               Work                        $426,690                      $1,274
                   AY 2001-02 FFELP                    Loan                           $4,500                       N/A
                   AY 2001-02 Direct Loan              Loan                       $2,732,941                       N/A
State              AY 2000-01 TEG                      Grant                               $0                      N/A
                   AY 2000-01 TEXAS Grant              Grant                         $130,525                     $864
                   AY 2000-01 HHL                      Loan                                $0                      N/A
                   AY 2000-01 CAL                      Loan                                $0                      N/A
Institutional      AY 2000-01 TPEG                     Grant                      $1,012,433                      $832




N/A = Not Applicable or Not Available
                                                        291
Fiscal Year End 2002 Edition                                                                                     Texas Guaranteed
Record # 146



Tarrant County Junior College                                                                                       1500 Houston
                                                                                                             Fort Worth, TX 76102
District                                                                                                            www.tccd.edu

Borrowing Statistics
TG Cumulative Statistics (Through 09/30/02)                             Median TG Borrower Indebtedness
Net Loan Volume:                          $17,295,987                   Borrowers leaving school in FY 01:                 $3,313
Number of Loans:                                9,593                   Borrowers leaving school in FY 00:                 $2,625
Number of Student Borrowers:                    6,051                   Borrowers leaving school in FY 99:                 $2,625
Amount of Default Claims Paid:             $6,588,250
Number of Defaulted Borrowers:                  2,599
FY 2002 Freshman TG Volume (by Texas Region)                            Direct Lending
Central                                            N/A                  Estimated Participation Rate
East                                               N/A                  (07/01/01 - 06/30/02):                             Partial
Gulf Coast                                         N/A
Metroplex                                          N/A
Panhandle                                          N/A
Rio Grande                                         N/A
West                                               N/A
Out of State                                       N/A

Default Information
U.S. Department of Education Cohort Default Rates
FY 2000                                 8.3%                            FY 1996                                             9.3%
FY 1999                                   8%                            FY 1995                                            12.1%
FY 1998                               12.3%                             FY 1994                                             16%
FY 1997                               14.8%

Volume Information
Gross Loan Volume by Program Type and Fiscal Year
                                FY 2001                               FY 2002                               % Change
Program
                          # Loans       Amount                  # Loans       Amount                     # Loans     Amount
Unsub Stafford                  0           $0                        0            $0                       N/A        N/A
Sub Stafford                    0           $0                        0            $0                       N/A        N/A
PLUS                            0           $0                        1        $4,500                       N/A        N/A
Total                           0           $0                        1        $4,500                       N/A        N/A

TG Gross Loan Volume of Top Ten Lenders* (FY 2001 v. FY 2002)
The top lender accounted for $4,500, or 100% of the school's total FY 2002 guarantees.
Lender                                                           FY 2001                        FY 2002                  % Change
           Lender
Code                                                       # Loans    Amount              # Loans     Amount          # Loans Amount
810612     AMSOUTH BANK                                             0               $0           1           $4,500      N/A         N/A




N/A = Not Applicable or Not Available
*Some schools have fewer than ten lenders.
                                                              292
Fiscal Year End 2002 Edition                                                                              Texas Guaranteed
Record # 147

                                                                                                            2600 S. First St.
Temple College                                                                                            Temple, TX 76504
                                                                                                          www.templejc.edu

General Information                                            Leadership
City:                                        Temple            President:                             Dr. Marc A. Nigliazzo
School Type:                        Two-Year Public            Director of Financial Aid:
Highest Degree Offered:                  Associate's                                                 Mrs. Lanette Wigginton
ED School Code:                              003627            U.S. Rep.:                            Chet Edwards (D-11th)
TG School Suffix:                               000            State Sen.:                             Troy Fraser (R-24th)
Primary Phone:                       (254) 298-8282            State Rep.:                      Dianne White Delisi (R-55th)
Financial Aid Phone:                 (254) 298-8321

Student Profile
Enrollment (Fall 2002):                       3,676            Female Enrollment (Fall 2001):                           61%
Change (Fall 1997-Fall 2002):                  21%             Texas Residents (Fall 2002):                             99%
                                                               Foreign and Out of State (Fall 2002):                     1%
Ethnicity                    % of        % of Aid         AY 2000-01 Averages                      Retention    Tran/Cmpl
                      Enrollment        Recipients     Unmet     Grant      Loan                       Rate           Rate
                        Fall 2002        FY 2001        Need Amount Amount
White                        70%              N/A      $2,888    $1,875    $2,414                       58%              N/A
African-American             13%              N/A      $2,834    $2,321    $2,394                       47%              N/A
Hispanic                     15%              N/A      $3,123    $2,071    $2,527                       63%              N/A
Asian-American                 1%             N/A      $5,259    $1,737    $2,625                         0%             N/A
Native-American                1%             N/A      $2,503    $1,645    $2,231                       50%              N/A
Other/Unknown                 N/A             N/A      $2,683    $1,547       N/A                        N/A             N/A
All Students               100%               N/A      $2,933    $2,012    $2,421                       56%             40%

Student Expenses - AY 2002-03 Budget Summary for Off-Campus Students
Resident Tuition and Fees                   $1,470            MSA* Average Monthly Rent (1 Bedroom)                     $444
   (15 Semester Hours)                                        MSA* Average Monthly Rent (2 Bedroom)                     $561
Books and Supplies                           $867             Low-Cost Food Average per Month                           $192
Room and Board                              $4,445            Average Child Care Expenses per Month                     $190
Transportation                               $946             Annual Medical Insurance (Institutional)                  $768
Other Expenses                              $1,313
Total                                       $9,041            * Metropolitan Statistical Area

Student Aid
Source             Aid                                 Type                              Total       Average per Recipient
Federal            AY 2001-02 Pell Grants              Grant                      $2,098,861                          $2,046
                   AY 2000-01 SEOG                     Grant                         $58,672                            $538
                   AY 2000-01 Perkins                  Loan                               $0                             N/A
                   AY 2000-01 Work Study               Work                         $106,568                          $1,110
                   AY 2001-02 FFELP                    Loan                       $1,053,158                             N/A
                   AY 2001-02 Direct Loan              Loan                               $0                             N/A
State              AY 2000-01 TEG                      Grant                               $0                           N/A
                   AY 2000-01 TEXAS Grant              Grant                          $39,400                          $938
                   AY 2000-01 HHL                      Loan                           $19,250                         $3,208
                   AY 2000-01 CAL                      Loan                            $2,074                         $2,074
Institutional      AY 2000-01 TPEG                     Grant                          $63,256                          $591




N/A = Not Applicable or Not Available
                                                        293
Fiscal Year End 2002 Edition                                                                                 Texas Guaranteed
Record # 147


                                                                                                              2600 S. First St.
Temple College                                                                                              Temple, TX 76504
                                                                                                            www.templejc.edu

Borrowing Statistics
TG Cumulative Statistics (Through 09/30/02)                           Median TG Borrower Indebtedness
Net Loan Volume:                          $11,038,366                 Borrowers leaving school in FY 01:                $3,938
Number of Loans:                                6,463                 Borrowers leaving school in FY 00:                $3,500
Number of Student Borrowers:                    3,613                 Borrowers leaving school in FY 99:                $3,405
Amount of Default Claims Paid:             $2,358,528
Number of Defaulted Borrowers:                  1,036
FY 2002 Freshman TG Volume (by Texas Region)                          Direct Lending
Central                                            96%                Estimated Participation Rate
East                                                0%                (07/01/01 - 06/30/02):                               None
Gulf Coast                                          2%
Metroplex                                           2%
Panhandle                                           0%
Rio Grande                                          0%
West                                                0%
Out of State                                        0%

Default Information
U.S. Department of Education Cohort Default Rates
FY 2000                                 9.4%                          FY 1996                                           15.5%
FY 1999                               14.4%                           FY 1995                                           26.6%
FY 1998                                  12%                          FY 1994                                           17.4%
FY 1997                               13.3%

Volume Information
Gross Loan Volume by Program Type and Fiscal Year
                                FY 2001                               FY 2002                             % Change
Program
                          # Loans       Amount                  # Loans       Amount                   # Loans     Amount
Unsub Stafford                154      $312,933                     157      $302,099                       2%        -3%
Sub Stafford                  370      $771,724                     431      $854,421                     16%        11%
PLUS                            0            $0                       1        $7,733                      N/A       N/A
Total                         524    $1,084,657                     589    $1,164,253                     12%          7%

TG Gross Loan Volume of Top Ten Lenders* (FY 2001 v. FY 2002)
The top 10 lenders accounted for $728,628, or 63% of the school's total FY 2002 guarantees.
Lender                                                           FY 2001                      FY 2002                % Change
           Lender
Code                                                       # Loans    Amount            # Loans     Amount        # Loans Amount
826878     CITIBANK                                              27          $55,390          63       $126,635     133%          129%
810815     FIRST NATIONAL BANK TEXAS                             99         $185,335          55       $103,959     -44%          -44%
832733     BANK OF AMERICA TEXAS, N.A.                           28          $66,250          55        $95,722      96%           44%
824206     BANK ONE, N.A.                                        24          $46,175          43        $94,681      79%          105%
807176     WELLS FARGO EDUCATION FINANCIAL                       17          $34,332          31        $65,816      82%           92%
809921     PNC BANK, N. A.                                       41          $78,070          29        $59,633     -29%          -24%
807807     CHASE (JPMORGAN CHASE BANK)                           35          $73,282          25        $47,116     -29%          -36%
802218     WILMINGTON TRUST CO./TTEE SALLIE MA                   17          $35,400          21        $46,657      24%           32%
810819     FIRST NATIONAL BANK OF CENTRAL                         5          $10,680          24        $46,362     380%          334%
819628     BANK ONE, N.A.                                         7          $15,774          17        $42,047     143%          167%




N/A = Not Applicable or Not Available
*Some schools have fewer than ten lenders.
                                                              294
Fiscal Year End 2002 Edition                                                                            Texas Guaranteed
Record # 148

                                                                                                     2500 N. Robison Rd.
Texarkana College                                                                                   Texarkana, TX 75599
                                                                                                 www.texarkanacollege.edu

General Information                                            Leadership
City:                                     Texarkana            President:                              Dr. Frank Coleman
School Type:                        Two-Year Public            Financial Aid Coordinator:
Highest Degree Offered:                  Associate's                                                      Ms. Donna Vise
ED School Code:                              003628            U.S. Rep.:                             Max Sandlin (D-1st)
TG School Suffix:                               000            State Sen.:                              Bill Ratliff (R-1st)
Primary Phone:                       (903) 838-4541            State Rep.:                            BarryTelford (D-1st)
Financial Aid Phone:                            N/A

Student Profile
Enrollment (Fall 2002):                       3,895            Female Enrollment (Fall 2001):                          63%
Change (Fall 1997-Fall 2002):                   4%             Texas Residents (Fall 2002):                            75%
                                                               Foreign and Out of State (Fall 2002):                   25%
Ethnicity                    % of        % of Aid         AY 2000-01 Averages                     Retention    Tran/Cmpl
                      Enrollment        Recipients     Unmet     Grant      Loan                      Rate           Rate
                        Fall 2002        FY 2001        Need Amount Amount
White                        82%              N/A      $6,702    $1,632       N/A                     54%              N/A
African-American             16%              N/A      $6,841    $1,818       N/A                     53%              N/A
Hispanic                      1%              N/A      $5,460    $2,351       N/A                     80%              N/A
Asian-American                0%              N/A      $7,168      $237       N/A                     67%              N/A
Native-American               0%              N/A      $4,840    $1,650       N/A                       0%             N/A
Other/Unknown                 1%              N/A      $5,455    $4,300       N/A                      N/A             N/A
All Students               100%               N/A      $6,727    $1,702       N/A                     54%             27%

Student Expenses - AY 2002-03 Budget Summary for Off-Campus Students
Resident Tuition and Fees                   $1,166            MSA* Average Monthly Rent (1 Bedroom)                   $403
   (13 Semester Hours)                                        MSA* Average Monthly Rent (2 Bedroom)                   $493
Books and Supplies                          $1,216            Low-Cost Food Average per Month                         $192
Room and Board                              $4,869            Average Child Care Expenses per Month                   $205
Transportation                              $1,987            Annual Medical Insurance (Institutional)                 N/A
Other Expenses                              $1,579
Total                                      $10,817            * Metropolitan Statistical Area

Student Aid
Source             Aid                                 Type                              Total     Average per Recipient
Federal            AY 2001-02 Pell Grants              Grant                      $2,273,158                        $1,891
                   AY 2000-01 SEOG                     Grant                         $83,030                          $692
                   AY 2000-01 Perkins                  Loan                               $0                           N/A
                   AY 2000-01 Work Study               Work                          $73,755                        $1,676
                   AY 2001-02 FFELP                    Loan                               $0                           N/A
                   AY 2001-02 Direct Loan              Loan                               $0                           N/A
State              AY 2000-01 TEG                      Grant                               $0                          N/A
                   AY 2000-01 TEXAS Grant              Grant                          $37,082                         $883
                   AY 2000-01 HHL                      Loan                                $0                          N/A
                   AY 2000-01 CAL                      Loan                                $0                          N/A
Institutional      AY 2000-01 TPEG                     Grant                          $52,075                         $635




N/A = Not Applicable or Not Available
                                                        295
Fiscal Year End 2002 Edition                                                                             Texas Guaranteed
Record # 148


                                                                                                      2500 N. Robison Rd.
Texarkana College                                                                                    Texarkana, TX 75599
                                                                                                  www.texarkanacollege.edu

Borrowing Statistics
TG Cumulative Statistics (Through 09/30/02)                         Median TG Borrower Indebtedness
Net Loan Volume:                           $1,166,651               Borrowers leaving school in FY 01:                N/A
Number of Loans:                                  650               Borrowers leaving school in FY 00:                N/A
Number of Student Borrowers:                      462               Borrowers leaving school in FY 99:                N/A
Amount of Default Claims Paid:               $382,239
Number of Defaulted Borrowers:                    159
FY 2002 Freshman TG Volume (by Texas Region)                        Direct Lending
Central                                           N/A               Estimated Participation Rate
East                                              N/A               (07/01/01 - 06/30/02):                            N/A
Gulf Coast                                        N/A
Metroplex                                         N/A
Panhandle                                         N/A
Rio Grande                                        N/A
West                                              N/A
Out of State                                      N/A

Default Information
U.S. Department of Education Cohort Default Rates
FY 2000                                  0%                         FY 1996                                         18.2%
FY 1999                                  0%                         FY 1995                                         11.5%
FY 1998                                  0%                         FY 1994                                          7.4%
FY 1997                                  0%

Volume Information
Gross Loan Volume by Program Type and Fiscal Year
                                FY 2001                              FY 2002                            % Change
Program
                          # Loans       Amount                 # Loans       Amount                  # Loans     Amount
Unsub Stafford                  0           $0                       0           $0                     N/A        N/A
Sub Stafford                    0           $0                       0           $0                     N/A        N/A
PLUS                            0           $0                       0           $0                     N/A        N/A
Total                           0           $0                       0           $0                     N/A        N/A

TG Gross Loan Volume of Top Ten Lenders* (FY 2001 v. FY 2002)
This institution had no TG guarantee volume during FY 2002.
Lender                                                          FY 2001                     FY 2002              % Change
           Lender
Code                                                      # Loans    Amount           # Loans     Amount      # Loans Amount




N/A = Not Applicable or Not Available
*Some schools have fewer than ten lenders.
                                                              296
Fiscal Year End 2002 Edition                                                                                 Texas Guaranteed
Record # 149

                                                                                                               80 Fort Brown
Texas Southmost College                                                                                 Brownsville, TX 78520
                                                                                                                 www.utb.edu

General Information                                            Leadership
City:                                   Brownsville            President:                                  Dr. Juliet V. Garcia
School Type:                        Two-Year Public            Financial Aid Director:
Highest Degree Offered:                  Associate's                                                         Mrs. Mari Chapa
ED School Code:                              003643            U.S. Rep.:                            Solomon P. Ortiz (D-27th)
TG School Suffix:                               000            State Sen.:                            Eddie Lucio, Jr. (D-27th)
Primary Phone:                       (956) 544-8200            State Rep.:                           Rene O. Oliveira (D-37th)
Financial Aid Phone:                 (956) 544-8277

Student Profile
Enrollment (Fall 2002):                       7,777            Female Enrollment (Fall 2001):                             60%
Change (Fall 1997-Fall 2002):                  12%             Texas Residents (Fall 2002):                               94%
                                                               Foreign and Out of State (Fall 2002):                       6%
Ethnicity                    % of        % of Aid         AY 2000-01 Averages                        Retention     Tran/Cmpl
                      Enrollment        Recipients     Unmet     Grant      Loan                         Rate            Rate
                        Fall 2002        FY 2001        Need Amount Amount
White                         4%              N/A      $2,964    $1,899    $3,165                          44%             N/A
African-American              0%              N/A      $1,692    $2,531    $2,188                           N/A            N/A
Hispanic                     95%              N/A      $3,120    $2,392    $2,635                          57%             N/A
Asian-American                0%              N/A      $3,597    $2,031       N/A                         100%             N/A
Native-American               0%              N/A      $1,378    $2,363    $6,625                           N/A            N/A
Other/Unknown                 1%              N/A      $4,501    $2,329    $2,444                         100%             N/A
All Students               100%               N/A      $3,122    $2,380    $2,653                          55%            64%

Student Expenses - AY 2002-03 Budget Summary for Off-Campus Students
Resident Tuition and Fees                   $2,036            MSA* Average Monthly Rent (1 Bedroom)                       $401
   (13 Semester Hours)                                        MSA* Average Monthly Rent (2 Bedroom)                       $501
Books and Supplies                           $534             Low-Cost Food Average per Month                             $192
Room and Board                              $7,444            Average Child Care Expenses per Month                       $194
Transportation                              $1,396            Annual Medical Insurance (Institutional)                     N/A
Other Expenses                              $2,152
Total                                      $13,562            * Metropolitan Statistical Area

Student Aid
Source             Aid                                 Type                              Total         Average per Recipient
Federal            AY 2001-02 Pell Grants              Grant                                    $0                        N/A
                   AY 2000-01 SEOG                     Grant                                    $0                        N/A
                   AY 2000-01 Perkins                  Loan                                     $0                        N/A
                   AY 2000-01 Work Study               Work                                     $0                        N/A
                   AY 2001-02 FFELP                    Loan                                     $0                        N/A
                   AY 2001-02 Direct Loan              Loan                                     $0                        N/A
State              AY 2000-01 TEG                      Grant                               $0                              N/A
                   AY 2000-01 TEXAS Grant              Grant                         $222,349                             $919
                   AY 2000-01 HHL                      Loan                                $0                              N/A
                   AY 2000-01 CAL                      Loan                                $0                              N/A
Institutional      AY 2000-01 TPEG                     Grant                         $185,776                             $409




N/A = Not Applicable or Not Available
                                                        297
Fiscal Year End 2002 Edition                                                                                 Texas Guaranteed
Record # 149


                                                                                                                80 Fort Brown
Texas Southmost College                                                                                  Brownsville, TX 78520
                                                                                                                  www.utb.edu

Borrowing Statistics
TG Cumulative Statistics (Through 09/30/02)                         Median TG Borrower Indebtedness
Net Loan Volume:                           $4,294,667               Borrowers leaving school in FY 01:                    N/A
Number of Loans:                                2,366               Borrowers leaving school in FY 00:                    N/A
Number of Student Borrowers:                    1,816               Borrowers leaving school in FY 99:                    N/A
Amount of Default Claims Paid:             $1,988,300
Number of Defaulted Borrowers:                    905
FY 2002 Freshman TG Volume (by Texas Region)                        Direct Lending
Central                                           N/A               Estimated Participation Rate
East                                              N/A               (07/01/01 - 06/30/02):                                N/A
Gulf Coast                                        N/A
Metroplex                                         N/A
Panhandle                                         N/A
Rio Grande                                        N/A
West                                              N/A
Out of State                                      N/A

Default Information
U.S. Department of Education Cohort Default Rates
FY 2000                                 0.5%                        FY 1996                                             15.8%
FY 1999                                 3.2%                        FY 1995                                             13.2%
FY 1998                               16.2%                         FY 1994                                             12.1%
FY 1997                               15.9%

Volume Information
Gross Loan Volume by Program Type and Fiscal Year
                                FY 2001                              FY 2002                            % Change
Program
                          # Loans       Amount                 # Loans       Amount                  # Loans     Amount
Unsub Stafford                  0           $0                       0           $0                     N/A        N/A
Sub Stafford                    0           $0                       0           $0                     N/A        N/A
PLUS                            0           $0                       0           $0                     N/A        N/A
Total                           0           $0                       0           $0                     N/A        N/A

TG Gross Loan Volume of Top Ten Lenders* (FY 2001 v. FY 2002)
This institution had no TG guarantee volume during FY 2002.
Lender                                                          FY 2001                     FY 2002                  % Change
           Lender
Code                                                      # Loans    Amount           # Loans     Amount          # Loans Amount




N/A = Not Applicable or Not Available
*Some schools have fewer than ten lenders.
                                                              298
Fiscal Year End 2002 Edition                                                                             Texas Guaranteed
Record # 150


Texas State Technical College-                                                                         1902 N Loop 499
                                                                                                    Harlingen, TX 78550
Harlingen                                                                                          www.harlingen.tstc.edu

General Information                                            Leadership
City:                                     Harlingen            President:                                  Dr. Gilbert Leal
School Type:                        Two-Year Public            Director of Financial Aid:
Highest Degree Offered:                  Associate's                                                 Ms. Brunilda Saldana
ED School Code:                              009225            U.S. Rep.:                        Solomon P. Ortiz (D-27th)
TG School Suffix:                               000            State Sen.:                        Eddie Lucio, Jr. (D-27th)
Primary Phone:                       (800) 852-8784            State Rep.:                              Jim Solis (D-38th)
Financial Aid Phone:                 (956) 364-4332

Student Profile
Enrollment (Fall 2002):                       4,217            Female Enrollment (Fall 2001):                         50%
Change (Fall 1997-Fall 2002):                  24%             Texas Residents (Fall 2002):                          100%
                                                               Foreign and Out of State (Fall 2002):                   0%
Ethnicity                    % of        % of Aid         AY 2000-01 Averages                    Retention     Tran/Cmpl
                      Enrollment        Recipients     Unmet     Grant      Loan                     Rate            Rate
                        Fall 2002        FY 2001        Need Amount Amount
White                        10%              N/A      $6,918    $1,849    $2,290                      37%             N/A
African-American              0%              N/A      $6,559    $2,609    $1,904                     100%             N/A
Hispanic                     89%              N/A      $7,073    $1,745    $1,937                      49%             N/A
Asian-American                0%              N/A      $8,899    $1,229      $875                       N/A            N/A
Native-American               0%              N/A        N/A       N/A        N/A                      50%             N/A
Other/Unknown                 1%              N/A        N/A       N/A        N/A                       N/A            N/A
All Students               100%               N/A      $7,062    $1,755    $1,970                      48%            47%

Student Expenses - AY 2002-03 Budget Summary for Off-Campus Students
Resident Tuition and Fees                   $2,128            MSA* Average Monthly Rent (1 Bedroom)                   $401
   (14 Semester Hours)                                        MSA* Average Monthly Rent (2 Bedroom)                   $501
Books and Supplies                           $732             Low-Cost Food Average per Month                         $192
Room and Board                              $3,313            Average Child Care Expenses per Month                   $194
Transportation                              $1,215            Annual Medical Insurance (Institutional)                 N/A
Other Expenses                              $1,124
Total                                       $8,512            * Metropolitan Statistical Area

Student Aid
Source             Aid                                 Type                              Total     Average per Recipient
Federal            AY 2001-02 Pell Grants              Grant                      $5,607,964                        $1,591
                   AY 2000-01 SEOG                     Grant                        $313,211                          $220
                   AY 2000-01 Perkins                  Loan                               $0                           N/A
                   AY 2000-01 Work Study               Work                         $445,064                        $1,454
                   AY 2001-02 FFELP                    Loan                       $1,134,597                           N/A
                   AY 2001-02 Direct Loan              Loan                               $0                           N/A
State              AY 2000-01 TEG                      Grant                               $0                         N/A
                   AY 2000-01 TEXAS Grant              Grant                          $48,785                       $1,220
                   AY 2000-01 HHL                      Loan                                $0                         N/A
                   AY 2000-01 CAL                      Loan                                $0                         N/A
Institutional      AY 2000-01 TPEG                     Grant                         $476,465                         $541




N/A = Not Applicable or Not Available
                                                        299
Fiscal Year End 2002 Edition                                                                                   Texas Guaranteed
Record # 150



Texas State Technical College-                                                                                 1902 N Loop 499
                                                                                                            Harlingen, TX 78550
Harlingen                                                                                                  www.harlingen.tstc.edu

Borrowing Statistics
TG Cumulative Statistics (Through 09/30/02)                           Median TG Borrower Indebtedness
Net Loan Volume:                          $18,388,053                 Borrowers leaving school in FY 01:                  $2,625
Number of Loans:                               11,154                 Borrowers leaving school in FY 00:                  $2,625
Number of Student Borrowers:                    7,834                 Borrowers leaving school in FY 99:                  $2,068
Amount of Default Claims Paid:             $5,538,901
Number of Defaulted Borrowers:                  2,867
FY 2002 Freshman TG Volume (by Texas Region)                          Direct Lending
Central                                             0%                Estimated Participation Rate
East                                                0%                (07/01/01 - 06/30/02):                                  None
Gulf Coast                                          3%
Metroplex                                           0%
Panhandle                                           0%
Rio Grande                                         95%
West                                                0%
Out of State                                        0%

Default Information
U.S. Department of Education Cohort Default Rates
FY 2000                                 0.9%                          FY 1996                                              18.9%
FY 1999                               11.2%                           FY 1995                                              19.6%
FY 1998                               17.2%                           FY 1994                                              19.9%
FY 1997                               15.5%

Volume Information
Gross Loan Volume by Program Type and Fiscal Year
                                FY 2001                               FY 2002                              % Change
Program
                          # Loans       Amount                  # Loans       Amount                   # Loans      Amount
Unsub Stafford                 73      $158,040                     102      $219,391                      40%         39%
Sub Stafford                  518    $1,172,216                     404      $883,238                     -22%        -25%
PLUS                            1       $10,000                       1        $4,000                       0%        -60%
Total                         592    $1,340,256                     507    $1,106,629                    -14%         -17%

TG Gross Loan Volume of Top Ten Lenders* (FY 2001 v. FY 2002)
The top 10 lenders accounted for $959,542, or 87% of the school's total FY 2002 guarantees.
Lender                                                           FY 2001                      FY 2002                  % Change
           Lender
Code                                                       # Loans    Amount            # Loans     Amount          # Loans Amount
807176     WELLS FARGO EDUCATION FINANCIAL                       69        $153,899           95       $192,972         38%         25%
833102     COSTEP/TEXAS STATE BANK AS TRUSTEE                    50        $123,331           77       $169,434         54%         37%
828341     TEXAS STATE BANK                                      85        $177,657           65       $145,360        -24%        -18%
810815     FIRST NATIONAL BANK TEXAS                             53        $114,119           48       $113,298         -9%         -1%
807807     CHASE (JPMORGAN CHASE BANK)                           89        $204,040           38        $77,031        -57%        -62%
832733     BANK OF AMERICA TEXAS, N.A.                           78        $174,344           32        $66,600        -59%        -62%
826878     CITIBANK                                              38         $87,583           29        $63,265        -24%        -28%
824206     BANK ONE, N.A.                                         1          $2,625           24        $52,248       2300%       1890%
833617     EFSI/U.S. BANK, NA AS TRUSTEE                         18         $41,999           21        $45,916         17%          9%
833890     STUDENT LOAN XPRESS, INC.                              0              $0           12        $33,418         N/A         N/A




N/A = Not Applicable or Not Available
*Some schools have fewer than ten lenders.
                                                              300
Fiscal Year End 2002 Edition                                                                           Texas Guaranteed
Record # 151


Texas State Technical College-                                                                          3801 Campus Dr.
                                                                                                        Waco, TX 76705
Waco/Marshall                                                                                            www.tamug.edu

General Information                                            Leadership
City:                                         Waco             Interim President:                   Mr. Elton Stuckly, Jr.
School Type:                        Two-Year Public            Director of Financial Aid:
Highest Degree Offered:                  Associate's                                                     Ms. Jackie Adler
ED School Code:                              003634            U.S. Rep.:                          Chet Edwards (D-11th)
TG School Suffix:                               000            State Sen.:                           Kip Averitt (R-22nd)
Primary Phone:                       (254) 799-3611            State Rep.:                          Jim Dunnam (D-57th)
Financial Aid Phone:                 (254) 867-4814

Student Profile
Enrollment (Fall 2002):                       4,843            Female Enrollment (Fall 2001):                        24%
Change (Fall 1997-Fall 2002):                  12%             Texas Residents (Fall 2002):                          98%
                                                               Foreign and Out of State (Fall 2002):                  2%
Ethnicity                    % of        % of Aid          AY 2000-01 Averages                   Retention   Tran/Cmpl
                      Enrollment        Recipients      Unmet     Grant      Loan                    Rate          Rate
                        Fall 2002        FY 2001         Need Amount Amount
White                        69%              N/A       $4,949    $1,936    $4,099                   51%             N/A
African-American             16%              N/A       $5,388    $1,976    $3,505                   34%             N/A
Hispanic                     13%              N/A       $5,875    $2,023    $3,551                   50%             N/A
Asian-American                1%              N/A       $5,534    $2,336    $4,492                  100%             N/A
Native-American               0%              N/A       $4,595    $2,007    $3,901                   50%             N/A
Other/Unknown                 1%              N/A      $11,208     $790        N/A                    N/A            N/A
All Students               100%               N/A       $5,171    $1,956    $3,917                   48%            46%

Student Expenses - AY 2002-03 Budget Summary for Off-Campus Students
Resident Tuition and Fees                   $2,030            MSA* Average Monthly Rent (1 Bedroom)                 $404
   (15 Semester Hours)                                        MSA* Average Monthly Rent (2 Bedroom)                 $533
Books and Supplies                           $759             Low-Cost Food Average per Month                       $192
Room and Board                              $5,362            Average Child Care Expenses per Month                 $203
Transportation                              $1,296            Annual Medical Insurance (Institutional)               N/A
Other Expenses                              $1,257
Total                                      $10,704            * Metropolitan Statistical Area

Student Aid
Source             Aid                                 Type                              Total    Average per Recipient
Federal            AY 2001-02 Pell Grants              Grant                      $5,009,227                      $1,859
                   AY 2000-01 SEOG                     Grant                       $176,660                         $496
                   AY 2000-01 Perkins                  Loan                               $0                         N/A
                   AY 2000-01 Work Study               Work                        $260,930                         $945
                   AY 2001-02 FFELP                    Loan                      $12,446,805                         N/A
                   AY 2001-02 Direct Loan              Loan                               $0                         N/A
State              AY 2000-01 TEG                      Grant                               $0                        N/A
                   AY 2000-01 TEXAS Grant              Grant                         $122,509                      $1,332
                   AY 2000-01 HHL                      Loan                            $6,625                      $6,625
                   AY 2000-01 CAL                      Loan                          $192,384                      $6,012
Institutional      AY 2000-01 TPEG                     Grant                         $611,003                       $586




N/A = Not Applicable or Not Available
                                                        301
Fiscal Year End 2002 Edition                                                                                  Texas Guaranteed
Record # 151



Texas State Technical College-                                                                                3801 Campus Dr.
                                                                                                              Waco, TX 76705
Waco/Marshall                                                                                                  www.tamug.edu

Borrowing Statistics
TG Cumulative Statistics (Through 09/30/02)                           Median TG Borrower Indebtedness
Net Loan Volume:                        $114,184,393                  Borrowers leaving school in FY 01:                $5,250
Number of Loans:                              60,929                  Borrowers leaving school in FY 00:                $4,969
Number of Student Borrowers:                  21,765                  Borrowers leaving school in FY 99:                $5,010
Amount of Default Claims Paid:           $27,347,158
Number of Defaulted Borrowers:                 7,425
FY 2002 Freshman TG Volume (by Texas Region)                          Direct Lending
Central                                           65%                 Estimated Participation Rate
East                                              17%                 (07/01/01 - 06/30/02):                                None
Gulf Coast                                         8%
Metroplex                                          7%
Panhandle                                          1%
Rio Grande                                         1%
West                                               0%
Out of State                                       1%

Default Information
U.S. Department of Education Cohort Default Rates
FY 2000                                 9.9%                          FY 1996                                           28.3%
FY 1999                                   9%                          FY 1995                                           23.5%
FY 1998                               12.5%                           FY 1994                                           23.6%
FY 1997                               27.1%

Volume Information
Gross Loan Volume by Program Type and Fiscal Year
                                 FY 2001                               FY 2002                             % Change
Program
                          # Loans        Amount                 # Loans        Amount                  # Loans      Amount
Unsub Stafford               2,072    $6,496,091                   2,189    $7,131,427                      6%         10%
Sub Stafford                 2,584    $5,705,393                   2,689    $6,106,483                      4%          7%
PLUS                           211    $1,029,073                     161      $846,572                    -24%        -18%
Total                        4,867   $13,230,557                   5,039   $14,084,482                      4%          6%

TG Gross Loan Volume of Top Ten Lenders* (FY 2001 v. FY 2002)
The top 10 lenders accounted for $10,526,037, or 75% of the school's total FY 2002 guarantees.
Lender                                                           FY 2001                      FY 2002                 % Change
           Lender
Code                                                       # Loans    Amount            # Loans     Amount         # Loans Amount
832733     BANK OF AMERICA TEXAS, N.A.                        1,148       $3,068,928       1,292      $3,606,186      13%           18%
824206     BANK ONE, N.A.                                       653       $1,765,764         665      $1,857,072       2%            5%
810819     FIRST NATIONAL BANK OF CENTRAL                       359        $977,779          356       $982,483       -1%            0%
829076     NELLIE MAE CORP TTEE BANK ONE, N.A.                   60         $169,164         242        $721,106     303%          326%
828078     COMPASS BANK                                         318         $823,784         252        $696,764     -21%          -15%
831606     FIRST CONVENIENCE BANK                               151         $424,832         241        $653,916      60%           54%
833617     EFSI/U.S. BANK, NA AS TRUSTEE                        360       $1,006,829         214        $603,311     -41%          -40%
809921     PNC BANK, N. A.                                      228         $622,525         191        $525,781     -16%          -16%
821359     FIRST NATIONAL BANK BRYAN                            111         $314,307         166        $443,875      50%           41%
828555     EDUCATORS CREDIT UNION                               185         $516,425         151        $435,543     -18%          -16%




N/A = Not Applicable or Not Available
*Some schools have fewer than ten lenders.
                                                              302
Fiscal Year End 2002 Edition                                                                            Texas Guaranteed
Record # 152


Texas State Technical College-                                                                           300 College Dr.
                                                                                                   Sweetwater, TX 79556
West Texas                                                                                        www.sweetwater.tstc.edu

General Information                                            Leadership
City:                                    Sweetwater            President:                               Mr. Homer Taylor
School Type:                        Two-Year Public            Director of Financial Aid:
Highest Degree Offered:                  Associate's                                                       Mr. Greg Torres
ED School Code:                              009932            U.S. Rep.:                        Charlie Stenholm (D-17th)
TG School Suffix:                               000            State Sen.:                         Robert Duncan (R-28th)
Primary Phone:                       (800) 592-8784            State Rep.:                             Bob Hunter (R-71st)
Financial Aid Phone:                 (915) 235-7387

Student Profile
Enrollment (Fall 2002):                       1,661            Female Enrollment (Fall 2001):                        42%
Change (Fall 1997-Fall 2002):                  40%             Texas Residents (Fall 2002):                         100%
                                                               Foreign and Out of State (Fall 2002):                  0%
Ethnicity                    % of        % of Aid         AY 2000-01 Averages                    Retention    Tran/Cmpl
                      Enrollment        Recipients     Unmet     Grant      Loan                     Rate           Rate
                        Fall 2002        FY 2001        Need Amount Amount
White                        69%              N/A      $2,472    $1,949    $4,124                      43%            N/A
African-American              5%              N/A      $2,724    $1,727    $3,288                      56%            N/A
Hispanic                     24%              N/A      $2,308    $2,148    $3,938                      36%            N/A
Asian-American                0%              N/A      $1,855      $448    $2,208                       N/A           N/A
Native-American               1%              N/A      $3,213    $2,118    $3,990                     100%            N/A
Other/Unknown                 1%              N/A        N/A        N/A       N/A                       N/A           N/A
All Students               100%               N/A      $2,447    $1,986    $4,038                      42%           51%

Student Expenses - AY 2002-03 Budget Summary for Off-Campus Students
Resident Tuition and Fees                   $1,575            MSA* Average Monthly Rent (1 Bedroom)                  $341
   (12 Semester Hours)                                        MSA* Average Monthly Rent (2 Bedroom)                  $412
Books and Supplies                           $800             Low-Cost Food Average per Month                        $192
Room and Board                              $4,080            Average Child Care Expenses per Month                   N/A
Transportation                              $1,600            Annual Medical Insurance (Institutional)                N/A
Other Expenses                               $662
Total                                       $8,717            * Metropolitan Statistical Area

Student Aid
Source             Aid                                 Type                              Total     Average per Recipient
Federal            AY 2001-02 Pell Grants              Grant                      $2,299,562                       $1,874
                   AY 2000-01 SEOG                     Grant                         $71,413                         $503
                   AY 2000-01 Perkins                  Loan                               $0                          N/A
                   AY 2000-01 Work Study               Work                          $94,116                        $592
                   AY 2001-02 FFELP                    Loan                       $5,520,649                          N/A
                   AY 2001-02 Direct Loan              Loan                               $0                          N/A
State              AY 2000-01 TEG                      Grant                               $0                        N/A
                   AY 2000-01 TEXAS Grant              Grant                          $26,328                      $1,386
                   AY 2000-01 HHL                      Loan                                $0                        N/A
                   AY 2000-01 CAL                      Loan                                $0                        N/A
Institutional      AY 2000-01 TPEG                     Grant                         $208,277                      $1,096




N/A = Not Applicable or Not Available
                                                        303
Fiscal Year End 2002 Edition                                                                                   Texas Guaranteed
Record # 152



Texas State Technical College-                                                                                300 College Dr.
                                                                                                        Sweetwater, TX 79556
West Texas                                                                                             www.sweetwater.tstc.edu

Borrowing Statistics
TG Cumulative Statistics (Through 09/30/02)                            Median TG Borrower Indebtedness
Net Loan Volume:                          $34,616,362                  Borrowers leaving school in FY 01:                $5,079
Number of Loans:                               17,624                  Borrowers leaving school in FY 00:                $4,969
Number of Student Borrowers:                    6,773                  Borrowers leaving school in FY 99:                $6,173
Amount of Default Claims Paid:             $7,937,570
Number of Defaulted Borrowers:                  2,198
FY 2002 Freshman TG Volume (by Texas Region)                           Direct Lending
Central                                             1%                 Estimated Participation Rate
East                                                0%                 (07/01/01 - 06/30/02):                                None
Gulf Coast                                          0%
Metroplex                                           1%
Panhandle                                          88%
Rio Grande                                          0%
West                                                9%
Out of State                                        0%

Default Information
U.S. Department of Education Cohort Default Rates
FY 2000                               11.5%                            FY 1996                                           19.7%
FY 1999                               13.6%                            FY 1995                                           22.3%
FY 1998                               18.1%                            FY 1994                                           18.2%
FY 1997                               17.3%

Volume Information
Gross Loan Volume by Program Type and Fiscal Year
                                 FY 2001                               FY 2002                              % Change
Program
                          # Loans        Amount                 # Loans        Amount                   # Loans      Amount
Unsub Stafford               1,080    $3,158,126                   1,010    $2,967,919                      -6%         -6%
Sub Stafford                 1,228    $2,646,524                   1,139    $2,448,436                      -7%         -7%
PLUS                            54      $227,170                      41      $187,625                     -24%        -17%
Total                        2,362    $6,031,820                   2,190    $5,603,980                      -7%         -7%

TG Gross Loan Volume of Top Ten Lenders* (FY 2001 v. FY 2002)
The top 10 lenders accounted for $5,307,071, or 95% of the school's total FY 2002 guarantees.
Lender                                                           FY 2001                       FY 2002                 % Change
           Lender
Code                                                       # Loans    Amount             # Loans     Amount         # Loans Amount
810778     FIRST NATIONAL BANK OF ABILENE                      1,663       $4,164,922       1,352      $3,290,655     -19%          -21%
810928     FIRST NATIONAL BANK OF SWEETWATER                       0               $0         235       $689,298       N/A           N/A
810731     CITIZENS NATIONAL BANK BROWNWOOD                      108        $299,144           75       $210,835      -31%          -30%
824206     BANK ONE, N.A.                                         24          $77,750          83       $205,783      246%          165%
826079     BANK OF AMERICA                                        36          $96,789          70       $191,524       94%           98%
831122     TIB - THE INDEPENDENT BANKERS BANK                     79        $200,257           71       $180,052      -10%          -10%
831366     FIRST AMERICAN BANK, SSB                              108        $273,765           51       $145,898      -53%          -47%
831622     SAN ANGELO NATIONAL BANK                               73        $177,584           53       $140,157      -27%          -21%
815951     MILLS COUNTY STATE BANK                                30          $78,508          48       $135,480       60%           73%
807176     WELLS FARGO EDUCATION FINANCIAL                        95        $256,743           45       $117,389      -53%          -54%




N/A = Not Applicable or Not Available
*Some schools have fewer than ten lenders.
                                                              304
Fiscal Year End 2002 Edition                                                                           Texas Guaranteed
Record # 153

                                                                                                      100 Cardinal Drive
Trinity Valley Community College                                                                       Athens, TX 75751
                                                                                                          www.tvcc.edu

General Information                                            Leadership
City:                                        Athens            President:                           Mr. Ronald C. Baugh
School Type:                        Two-Year Public            Financial Aid Director:
Highest Degree Offered:                  Associate's                                                      Ms. Julie Lively
ED School Code:                              003572            U.S. Rep.:                          Jeb Hensarling (R-5th)
TG School Suffix:                               000            State Sen.:                           Todd Staples (R-3rd)
Primary Phone:                       (903) 675-6200            State Rep.:                         Betty J. Brown (R-4th)
Financial Aid Phone:                 (903) 675-6233

Student Profile
Enrollment (Fall 2002):                       5,214            Female Enrollment (Fall 2001):                        56%
Change (Fall 1997-Fall 2002):                  16%             Texas Residents (Fall 2002):                          99%
                                                               Foreign and Out of State (Fall 2002):                  1%
Ethnicity                    % of        % of Aid         AY 2000-01 Averages                    Retention   Tran/Cmpl
                      Enrollment        Recipients     Unmet     Grant      Loan                     Rate          Rate
                        Fall 2002        FY 2001        Need Amount Amount
White                        74%              N/A      $3,914    $1,854    $3,395                    45%              N/A
African-American             13%              N/A      $3,849    $1,904    $2,468                    52%              N/A
Hispanic                      6%              N/A      $4,081    $1,611    $2,787                    58%              N/A
Asian-American                0%              N/A      $2,009    $2,868    $3,125                     N/A             N/A
Native-American               0%              N/A      $1,778    $1,655    $2,696                     N/A             N/A
Other/Unknown                 7%              N/A        N/A       N/A        N/A                     N/A             N/A
All Students               100%               N/A      $3,890    $1,857    $3,154                    46%             41%

Student Expenses - AY 2002-03 Budget Summary for Off-Campus Students
Resident Tuition and Fees                    $900             MSA* Average Monthly Rent (1 Bedroom)                 $374
   (18 Semester Hours)                                        MSA* Average Monthly Rent (2 Bedroom)                 $457
Books and Supplies                           $635             Low-Cost Food Average per Month                       $192
Room and Board                              $3,628            Average Child Care Expenses per Month                  N/A
Transportation                              $1,005            Annual Medical Insurance (Institutional)               N/A
Other Expenses                               $980
Total                                       $7,148            * Metropolitan Statistical Area

Student Aid
Source             Aid                                 Type                              Total    Average per Recipient
Federal            AY 2001-02 Pell Grants              Grant                      $2,858,435                       $2,076
                   AY 2000-01 SEOG                     Grant                         $38,737                         $376
                   AY 2000-01 Perkins                  Loan                               $0                          N/A
                   AY 2000-01 Work Study               Work                          $48,795                        $678
                   AY 2001-02 FFELP                    Loan                       $1,665,973                          N/A
                   AY 2001-02 Direct Loan              Loan                               $0                          N/A
State              AY 2000-01 TEG                      Grant                                $0                       N/A
                   AY 2000-01 TEXAS Grant              Grant                             $940                       $940
                   AY 2000-01 HHL                      Loan                             $9,816                     $4,908
                   AY 2000-01 CAL                      Loan                                 $0                       N/A
Institutional      AY 2000-01 TPEG                     Grant                          $57,767                       $434




N/A = Not Applicable or Not Available
                                                        305
Fiscal Year End 2002 Edition                                                                                 Texas Guaranteed
Record # 153


                                                                                                            100 Cardinal Drive
Trinity Valley Community College                                                                             Athens, TX 75751
                                                                                                                www.tvcc.edu

Borrowing Statistics
TG Cumulative Statistics (Through 09/30/02)                           Median TG Borrower Indebtedness
Net Loan Volume:                          $18,128,630                 Borrowers leaving school in FY 01:               $4,000
Number of Loans:                                9,922                 Borrowers leaving school in FY 00:               $3,878
Number of Student Borrowers:                    4,781                 Borrowers leaving school in FY 99:               $4,000
Amount of Default Claims Paid:             $4,116,970
Number of Defaulted Borrowers:                  1,614
FY 2002 Freshman TG Volume (by Texas Region)                          Direct Lending
Central                                             5%                Estimated Participation Rate
East                                               66%                (07/01/01 - 06/30/02):                               None
Gulf Coast                                          3%
Metroplex                                          25%
Panhandle                                           0%
Rio Grande                                          0%
West                                                0%
Out of State                                        0%

Default Information
U.S. Department of Education Cohort Default Rates
FY 2000                                 8.5%                          FY 1996                                          23.9%
FY 1999                                  14%                          FY 1995                                          27.1%
FY 1998                               21.2%                           FY 1994                                          22.1%
FY 1997                               24.4%

Volume Information
Gross Loan Volume by Program Type and Fiscal Year
                                FY 2001                                FY 2002                            % Change
Program
                          # Loans       Amount                  # Loans        Amount                  # Loans     Amount
Unsub Stafford                436      $816,556                      503      $913,218                    15%         12%
Sub Stafford                  553    $1,025,000                      570    $1,004,720                     3%         -2%
PLUS                            1        $2,000                        6       $11,762                   500%        488%
Total                         990    $1,843,556                    1,079    $1,929,700                     9%          5%

TG Gross Loan Volume of Top Ten Lenders* (FY 2001 v. FY 2002)
The top 10 lenders accounted for $1,903,345, or 99% of the school's total FY 2002 guarantees.
Lender                                                           FY 2001                      FY 2002                % Change
           Lender
Code                                                       # Loans    Amount            # Loans     Amount        # Loans Amount
832733     BANK OF AMERICA TEXAS, N.A.                          255        $448,831          355       $649,065      39%          45%
833371     AUSTIN BANK, N.A.                                    271        $508,458          246       $414,503      -9%         -18%
807807     CHASE (JPMORGAN CHASE BANK)                          142        $273,358          145       $241,212       2%         -12%
807176     WELLS FARGO EDUCATION FINANCIAL                        6         $14,188          109       $220,632    1717%        1455%
826878     CITIBANK                                              43         $87,321           86       $167,571     100%          92%
831122     TIB - THE INDEPENDENT BANKERS BANK                    65        $142,058           54       $105,029     -17%         -26%
810875     FIRST STATE BANK OF TEXAS                             60        $103,425           39        $59,143     -35%         -43%
819628     BANK ONE, N.A.                                       123        $224,092           10        $20,312     -92%         -91%
830005     EDUCAID                                                0              $0           15        $16,737      N/A          N/A
809921     PNC BANK, N. A.                                        0              $0            6         $9,141      N/A          N/A




N/A = Not Applicable or Not Available
*Some schools have fewer than ten lenders.
                                                              306
Fiscal Year End 2002 Edition                                                                           Texas Guaranteed
Record # 154

                                                                                                         P.O. Box 9020
Tyler Junior College                                                                                    Tyler, TX 75711
                                                                                                            www.tjc.edu

General Information                                            Leadership
City:                                          Tyler           President:                           Dr. William R. Crowe
School Type:                        Two-Year Public            Director of Financial Aid:
Highest Degree Offered:                  Associate's                                                 Ms. Devon Wiggins
ED School Code:                              003648            U.S. Rep.:                          Ralph M. Hall (D-4th)
TG School Suffix:                               000            State Sen.:                            Bill Ratliff (R-1st)
Primary Phone:                       (903) 510-2200            State Rep.:                          Leo Berman (R-6th)
Financial Aid Phone:                 (800) 687-5680

Student Profile
Enrollment (Fall 2002):                       8,947            Female Enrollment (Fall 2001):                        58%
Change (Fall 1997-Fall 2002):                   9%             Texas Residents (Fall 2002):                          98%
                                                               Foreign and Out of State (Fall 2002):                  2%
Ethnicity                    % of        % of Aid         AY 2000-01 Averages                    Retention   Tran/Cmpl
                      Enrollment        Recipients     Unmet     Grant      Loan                     Rate          Rate
                        Fall 2002        FY 2001        Need Amount Amount
White                        73%              N/A      $4,557    $2,087    $2,291                    50%             N/A
African-American             18%              N/A      $3,785    $2,494    $1,956                    50%             N/A
Hispanic                      7%              N/A      $4,235    $2,284    $1,939                    64%             N/A
Asian-American                1%              N/A      $4,867    $2,494    $2,234                    60%             N/A
Native-American               0%              N/A      $3,747    $3,088    $2,067                    75%             N/A
Other/Unknown                 1%              N/A      $7,805    $2,475       N/A                     N/A            N/A
All Students               100%               N/A      $4,264    $2,253    $2,156                    51%            42%

Student Expenses - AY 2002-03 Budget Summary for Off-Campus Students
Resident Tuition and Fees                   $1,130            MSA* Average Monthly Rent (1 Bedroom)                 $420
   (15 Semester Hours)                                        MSA* Average Monthly Rent (2 Bedroom)                 $512
Books and Supplies                           $800             Low-Cost Food Average per Month                       $192
Room and Board                              $4,804            Average Child Care Expenses per Month                 $200
Transportation                              $2,042            Annual Medical Insurance (Institutional)               N/A
Other Expenses                              $1,312
Total                                      $10,088            * Metropolitan Statistical Area

Student Aid
Source             Aid                                 Type                              Total    Average per Recipient
Federal            AY 2001-02 Pell Grants              Grant                      $6,358,927                      $2,269
                   AY 2000-01 SEOG                     Grant                        $128,481                        $834
                   AY 2000-01 Perkins                  Loan                               $0                         N/A
                   AY 2000-01 Work Study               Work                          $39,644                      $1,071
                   AY 2001-02 FFELP                    Loan                       $4,381,816                         N/A
                   AY 2001-02 Direct Loan              Loan                               $0                         N/A
State              AY 2000-01 TEG                      Grant                               $0                        N/A
                   AY 2000-01 TEXAS Grant              Grant                         $131,760                       $867
                   AY 2000-01 HHL                      Loan                                $0                        N/A
                   AY 2000-01 CAL                      Loan                                $0                        N/A
Institutional      AY 2000-01 TPEG                     Grant                         $147,607                       $706




N/A = Not Applicable or Not Available
                                                        307
Fiscal Year End 2002 Edition                                                                                  Texas Guaranteed
Record # 154


                                                                                                                P.O. Box 9020
Tyler Junior College                                                                                           Tyler, TX 75711
                                                                                                                   www.tjc.edu

Borrowing Statistics
TG Cumulative Statistics (Through 09/30/02)                           Median TG Borrower Indebtedness
Net Loan Volume:                          $70,344,823                 Borrowers leaving school in FY 01:                $3,868
Number of Loans:                               34,889                 Borrowers leaving school in FY 00:                $4,396
Number of Student Borrowers:                   14,843                 Borrowers leaving school in FY 99:                $5,848
Amount of Default Claims Paid:            $14,035,113
Number of Defaulted Borrowers:                  4,245
FY 2002 Freshman TG Volume (by Texas Region)                          Direct Lending
Central                                             4%                Estimated Participation Rate
East                                               80%                (07/01/01 - 06/30/02):                                None
Gulf Coast                                          3%
Metroplex                                          11%
Panhandle                                           1%
Rio Grande                                          0%
West                                                0%
Out of State                                        1%

Default Information
U.S. Department of Education Cohort Default Rates
FY 2000                               10.1%                           FY 1996                                           21.8%
FY 1999                               13.7%                           FY 1995                                           22.1%
FY 1998                               20.9%                           FY 1994                                           18.8%
FY 1997                               18.5%

Volume Information
Gross Loan Volume by Program Type and Fiscal Year
                                 FY 2001                               FY 2002                            % Change
Program
                          # Loans        Amount                 # Loans        Amount                  # Loans     Amount
Unsub Stafford                 180      $477,175                     319      $842,421                    77%        77%
Sub Stafford                 1,393    $2,814,245                   1,829    $3,848,608                    31%        37%
PLUS                            53      $222,292                      64      $242,803                    21%         9%
Total                        1,626    $3,513,712                   2,212    $4,933,832                    36%        40%

TG Gross Loan Volume of Top Ten Lenders* (FY 2001 v. FY 2002)
The top 10 lenders accounted for $4,752,670, or 96% of the school's total FY 2002 guarantees.
Lender                                                           FY 2001                      FY 2002                 % Change
           Lender
Code                                                       # Loans    Amount            # Loans     Amount         # Loans Amount
833371     AUSTIN BANK, N.A.                                    316         $672,000         482      $1,057,729      53%           57%
832733     BANK OF AMERICA TEXAS, N.A.                          303         $658,653         443       $974,119       46%           48%
822429     SOUTHSIDE BANK                                        79         $185,990         224       $485,648      184%          161%
831122     TIB - THE INDEPENDENT BANKERS BANK                   360         $774,203         199       $418,496      -45%          -46%
829076     NELLIE MAE CORP TTEE BANK ONE, N.A.                    0               $0         149       $393,779       N/A           N/A
826878     CITIBANK                                              96         $201,399         172       $384,347       79%           91%
833643     TEXAS BANK                                           150         $283,215         175       $365,054       17%           29%
819628     BANK ONE, N.A.                                       222         $442,781         177       $351,876      -20%          -21%
824206     BANK ONE, N.A.                                        21          $42,317         102       $270,571      386%          539%
807807     CHASE (JPMORGAN CHASE BANK)                           15          $61,461          17         $51,051      13%          -17%




N/A = Not Applicable or Not Available
*Some schools have fewer than ten lenders.
                                                              308
Fiscal Year End 2002 Edition                                                                           Texas Guaranteed
Record # 155

                                                                                                      4400 College Dr.
Vernon College                                                                                      Vernon, TX 76384
                                                                                                 www.vernoncollege.edu

General Information                                           Leadership
City:                                       Vernon            President:                               Dr. Steve Thomas
School Type:                      Two-Year Public             Director of Financial Aid:
Highest Degree Offered:                 Associate's                                                   Ms. Melissa Elliott
ED School Code:                             010060            U.S. Rep.:                        Mac Thornberry (R-13th)
TG School Suffix:                              000            State Sen.:                           Craig Estes (R-30th)
Primary Phone:                      (940) 552-6291            State Rep.:             Richard "Rick" L. Hardcas (R-68th)
Financial Aid Phone:        (940) 552-6291 ext 220

Student Profile
Enrollment (Fall 2002):                       2,526           Female Enrollment (Fall 2001):                        61%
Change (Fall 1997-Fall 2002):                  31%            Texas Residents (Fall 2002):                          98%
                                                              Foreign and Out of State (Fall 2002):                  2%
Ethnicity                    % of        % of Aid        AY 2000-01 Averages                    Retention    Tran/Cmpl
                      Enrollment        Recipients    Unmet     Grant      Loan                     Rate           Rate
                        Fall 2002        FY 2001       Need Amount Amount
White                        76%              N/A     $3,677    $2,004    $1,998                     49%             N/A
African-American               8%             N/A     $3,801    $1,779    $1,793                     56%             N/A
Hispanic                     13%              N/A     $3,854    $2,155    $1,639                     39%             N/A
Asian-American                 2%             N/A     $2,255    $2,924    $1,000                    100%             N/A
Native-American                2%             N/A     $3,669    $2,458    $2,625                     50%             N/A
Other/Unknown                 N/A             N/A     $2,808    $2,200       N/A                      N/A            N/A
All Students               100%               N/A     $3,698    $2,022    $1,931                     47%            51%

Student Expenses - AY 2002-03 Budget Summary for Off-Campus Students
Resident Tuition and Fees                  $1,380            MSA* Average Monthly Rent (1 Bedroom)                  $341
   (15 Semester Hours)                                       MSA* Average Monthly Rent (2 Bedroom)                  $412
Books and Supplies                          $800             Low-Cost Food Average per Month                        $192
Room and Board                             $4,355            Average Child Care Expenses per Month                   N/A
Transportation                             $1,023            Annual Medical Insurance (Institutional)                N/A
Other Expenses                             $1,082
Total                                      $8,640            * Metropolitan Statistical Area

Student Aid
Source             Aid                                Type                              Total    Average per Recipient
Federal            AY 2001-02 Pell Grants             Grant                      $1,754,907                       $2,006
                   AY 2000-01 SEOG                    Grant                         $36,773                         $361
                   AY 2000-01 Perkins                 Loan                               $0                          N/A
                   AY 2000-01 Work Study              Work                          $79,256                       $1,723
                   AY 2001-02 FFELP                   Loan                        $330,345                           N/A
                   AY 2001-02 Direct Loan             Loan                               $0                          N/A
State              AY 2000-01 TEG                     Grant                               $0                         N/A
                   AY 2000-01 TEXAS Grant             Grant                          $43,637                        $970
                   AY 2000-01 HHL                     Loan                                $0                         N/A
                   AY 2000-01 CAL                     Loan                                $0                         N/A
Institutional      AY 2000-01 TPEG                    Grant                          $82,663                        $363




N/A = Not Applicable or Not Available
                                                       309
Fiscal Year End 2002 Edition                                                                                 Texas Guaranteed
Record # 155


                                                                                                            4400 College Dr.
Vernon College                                                                                            Vernon, TX 76384
                                                                                                       www.vernoncollege.edu

Borrowing Statistics
TG Cumulative Statistics (Through 09/30/02)                           Median TG Borrower Indebtedness
Net Loan Volume:                           $5,725,257                 Borrowers leaving school in FY 01:               $2,625
Number of Loans:                                2,868                 Borrowers leaving school in FY 00:               $2,791
Number of Student Borrowers:                    1,939                 Borrowers leaving school in FY 99:               $4,082
Amount of Default Claims Paid:             $1,172,527
Number of Defaulted Borrowers:                    509
FY 2002 Freshman TG Volume (by Texas Region)                          Direct Lending
Central                                             1%                Estimated Participation Rate
East                                                0%                (07/01/01 - 06/30/02):                               None
Gulf Coast                                          0%
Metroplex                                           0%
Panhandle                                          99%
Rio Grande                                          0%
West                                                0%
Out of State                                        0%

Default Information
U.S. Department of Education Cohort Default Rates
FY 2000                                 5.8%                          FY 1996                                               10%
FY 1999                                 6.4%                          FY 1995                                                9%
FY 1998                                   5%                          FY 1994                                              3.8%
FY 1997                                 9.4%

Volume Information
Gross Loan Volume by Program Type and Fiscal Year
                                FY 2001                               FY 2002                             % Change
Program
                          # Loans       Amount                  # Loans       Amount                   # Loans     Amount
Unsub Stafford                  0            $0                       0            $0                     N/A        N/A
Sub Stafford                  174      $358,715                     173      $354,811                      -1%        -1%
PLUS                            0            $0                       0            $0                     N/A        N/A
Total                         174      $358,715                     173      $354,811                     -1%        -1%

TG Gross Loan Volume of Top Ten Lenders* (FY 2001 v. FY 2002)
The top 10 lenders accounted for $347,646, or 98% of the school's total FY 2002 guarantees.
Lender                                                           FY 2001                      FY 2002                % Change
           Lender
Code                                                       # Loans    Amount            # Loans     Amount        # Loans Amount
810895     HERRING NATIONAL BANK                                 91         $185,832          93       $195,523       2%            5%
833652     FIRST NATIONAL BANK-WICHITA FALLS                     26          $55,566          31        $61,414      19%           11%
831366     FIRST AMERICAN BANK, SSB                              24          $46,651          20        $35,918     -17%          -23%
833258     AMERICAN NATIONAL BANK                                14          $29,992           7        $15,445     -50%          -49%
810778     FIRST NATIONAL BANK OF ABILENE                         1           $2,625           5        $11,324     400%          331%
824206     BANK ONE, N.A.                                         0               $0           3         $8,750      N/A           N/A
832733     BANK OF AMERICA TEXAS, N.A.                            2           $5,651           2         $6,125       0%            8%
807176     WELLS FARGO EDUCATION FINANCIAL                        3           $5,524           3         $5,591       0%            1%
826079     BANK OF AMERICA                                        5           $9,831           3         $4,056     -40%          -59%
819628     BANK ONE, N.A.                                         0               $0           1         $3,500      N/A           N/A




N/A = Not Applicable or Not Available
*Some schools have fewer than ten lenders.
                                                              310
Fiscal Year End 2002 Edition                                                                            Texas Guaranteed
Record # 156

                                                                                                        2200 E. Red River
Victoria College, The                                                                                  Victoria, TX 77901
                                                                                                          www.vc.cc.tx.us

General Information                                            Leadership
City:                                       Victoria           President:                             Dr. Jimmy Goodson
School Type:                        Two-Year Public            Director of Financial Aid:
Highest Degree Offered:                  Associate's                                                    Ms. Marie Alaniz
ED School Code:                              003662            U.S. Rep.:                               Ron Paul (R-14th)
TG School Suffix:                               000            State Sen.:                        Ken Armbrister (D-18th)
Primary Phone:                       (361) 573-3291            State Rep.:                       Geanie Morrison (R-30th)
Financial Aid Phone:                            N/A

Student Profile
Enrollment (Fall 2002):                       4,029            Female Enrollment (Fall 2001):                       64%
Change (Fall 1997-Fall 2002):                   6%             Texas Residents (Fall 2002):                         98%
                                                               Foreign and Out of State (Fall 2002):                 2%
Ethnicity                    % of        % of Aid         AY 2000-01 Averages                    Retention   Tran/Cmpl
                      Enrollment        Recipients     Unmet     Grant      Loan                     Rate          Rate
                        Fall 2002        FY 2001        Need Amount Amount
White                        65%              N/A      $4,288    $1,875    $4,080                     45%            N/A
African-American               5%             N/A      $5,146    $1,994    $4,253                     29%            N/A
Hispanic                     29%              N/A      $4,991    $2,048    $4,411                     50%            N/A
Asian-American                 1%             N/A      $3,366    $2,902    $4,000                     60%            N/A
Native-American                0%             N/A      $2,856    $2,307    $3,407                     33%            N/A
Other/Unknown                 N/A             N/A        N/A       N/A        N/A                      N/A           N/A
All Students               100%               N/A      $4,655    $1,977    $4,192                     46%           52%

Student Expenses - AY 2002-03 Budget Summary for Off-Campus Students
Resident Tuition and Fees                   $1,056            MSA* Average Monthly Rent (1 Bedroom)                 $380
   (15 Semester Hours)                                        MSA* Average Monthly Rent (2 Bedroom)                 $480
Books and Supplies                           $494             Low-Cost Food Average per Month                       $192
Room and Board                              $3,858            Average Child Care Expenses per Month                 $251
Transportation                               $798             Annual Medical Insurance (Institutional)               N/A
Other Expenses                              $1,142
Total                                       $7,348            * Metropolitan Statistical Area

Student Aid
Source             Aid                                 Type                              Total     Average per Recipient
Federal            AY 2001-02 Pell Grants              Grant                      $1,985,876                      $1,986
                   AY 2000-01 SEOG                     Grant                       $102,692                         $766
                   AY 2000-01 Perkins                  Loan                               $0                         N/A
                   AY 2000-01 Work Study               Work                          $75,750                      $1,457
                   AY 2001-02 FFELP                    Loan                        $924,068                          N/A
                   AY 2001-02 Direct Loan              Loan                               $0                         N/A
State              AY 2000-01 TEG                      Grant                               $0                        N/A
                   AY 2000-01 TEXAS Grant              Grant                          $41,290                       $898
                   AY 2000-01 HHL                      Loan                                $0                        N/A
                   AY 2000-01 CAL                      Loan                                $0                        N/A
Institutional      AY 2000-01 TPEG                     Grant                         $102,522                       $702




N/A = Not Applicable or Not Available
                                                        311
Fiscal Year End 2002 Edition                                                                                 Texas Guaranteed
Record # 156


                                                                                                            2200 E. Red River
Victoria College, The                                                                                      Victoria, TX 77901
                                                                                                              www.vc.cc.tx.us

Borrowing Statistics
TG Cumulative Statistics (Through 09/30/02)                           Median TG Borrower Indebtedness
Net Loan Volume:                          $14,856,222                 Borrowers leaving school in FY 01:               $6,000
Number of Loans:                                6,359                 Borrowers leaving school in FY 00:               $5,720
Number of Student Borrowers:                    2,881                 Borrowers leaving school in FY 99:               $6,625
Amount of Default Claims Paid:             $2,636,164
Number of Defaulted Borrowers:                    678
FY 2002 Freshman TG Volume (by Texas Region)                          Direct Lending
Central                                            10%                Estimated Participation Rate
East                                                0%                (07/01/01 - 06/30/02):                               None
Gulf Coast                                         89%
Metroplex                                           0%
Panhandle                                           0%
Rio Grande                                          0%
West                                                0%
Out of State                                        1%

Default Information
U.S. Department of Education Cohort Default Rates
FY 2000                                 8.3%                          FY 1996                                          16.4%
FY 1999                                 6.2%                          FY 1995                                          11.6%
FY 1998                               14.1%                           FY 1994                                          13.2%
FY 1997                               12.6%

Volume Information
Gross Loan Volume by Program Type and Fiscal Year
                                FY 2001                               FY 2002                             % Change
Program
                          # Loans       Amount                  # Loans       Amount                   # Loans     Amount
Unsub Stafford                181      $442,887                     185      $460,278                       2%         4%
Sub Stafford                  192      $501,389                     190      $491,973                      -1%        -2%
PLUS                            0            $0                       0            $0                     N/A        N/A
Total                         373      $944,276                     375      $952,251                       1%         1%

TG Gross Loan Volume of Top Ten Lenders* (FY 2001 v. FY 2002)
The top 10 lenders accounted for $929,702, or 98% of the school's total FY 2002 guarantees.
Lender                                                           FY 2001                      FY 2002                % Change
           Lender
Code                                                       # Loans    Amount            # Loans     Amount        # Loans Amount
807807     CHASE (JPMORGAN CHASE BANK)                           92        $231,746           77       $194,033     -16%          -16%
832733     BANK OF AMERICA TEXAS, N.A.                           68        $195,658           71       $189,286       4%           -3%
807176     WELLS FARGO EDUCATION FINANCIAL                       65        $157,889           73       $179,173      12%           13%
833305     ASAP/BANK OF TEXAS                                    21         $46,516           54       $148,536     157%          219%
826878     CITIBANK                                              32         $79,805           54       $128,883      69%           61%
824206     BANK ONE, N.A.                                        22         $53,099           19        $44,888     -14%          -15%
830868     ASAP/UNION BANK AND TRUST COMPANY                     34         $83,694            9        $19,778     -74%          -76%
830005     EDUCAID                                               11         $24,050            3        $10,125     -73%          -58%
822908     U.S. BANK NATIONAL ASSOCIATION                         3          $8,838            2         $7,500     -33%          -15%
820377     FIRST BANK & TRUST COMPANY                             0              $0            2         $7,500      N/A           N/A




N/A = Not Applicable or Not Available
*Some schools have fewer than ten lenders.
                                                              312
Fiscal Year End 2002 Edition                                                                           Texas Guaranteed
Record # 157

                                                                                                  225 College Park Drive
Weatherford College                                                                               Weatherford, TX 76086
                                                                                                            www.wc.edu

General Information                                            Leadership
City:                                   Weatherford            President:                                Dr. Don L. Huff
School Type:                        Two-Year Public            Director of Financial Aid:
Highest Degree Offered:                  Associate's                                                 Ms. Kathy Bassham
ED School Code:                              003664            U.S. Rep.:                           Kay Granger (R-12th)
TG School Suffix:                               000            State Sen.:                           Craig Estes (R-30th)
Primary Phone:                       (817) 594-5471            State Rep.:                             Phil King (R-61st)
Financial Aid Phone:                 (817) 598-6295

Student Profile
Enrollment (Fall 2002):                       3,605            Female Enrollment (Fall 2001):                       60%
Change (Fall 1997-Fall 2002):                  28%             Texas Residents (Fall 2002):                         99%
                                                               Foreign and Out of State (Fall 2002):                 1%
Ethnicity                    % of        % of Aid         AY 2000-01 Averages                    Retention   Tran/Cmpl
                      Enrollment        Recipients     Unmet     Grant      Loan                     Rate          Rate
                        Fall 2002        FY 2001        Need Amount Amount
White                        78%              N/A      $4,137    $1,887    $2,200                    52%             N/A
African-American              2%              N/A      $3,412    $2,271       N/A                    42%             N/A
Hispanic                      5%              N/A      $4,189    $2,192       N/A                    44%             N/A
Asian-American                1%              N/A      $4,827    $3,034       N/A                    33%             N/A
Native-American               1%              N/A      $3,635    $2,002       N/A                    57%             N/A
Other/Unknown                13%              N/A      $4,455    $1,810       N/A                    51%             N/A
All Students               100%               N/A      $4,124    $1,940    $2,200                    51%            43%

Student Expenses - AY 2002-03 Budget Summary for Off-Campus Students
Resident Tuition and Fees                   $1,050            MSA* Average Monthly Rent (1 Bedroom)                 $572
   (15 Semester Hours)                                        MSA* Average Monthly Rent (2 Bedroom)                 $741
Books and Supplies                           $620             Low-Cost Food Average per Month                       $192
Room and Board                              $3,938            Average Child Care Expenses per Month                 $264
Transportation                              $1,491            Annual Medical Insurance (Institutional)               N/A
Other Expenses                              $1,295
Total                                       $8,394            * Metropolitan Statistical Area

Student Aid
Source             Aid                                 Type                              Total    Average per Recipient
Federal            AY 2001-02 Pell Grants              Grant                      $1,760,170                      $2,157
                   AY 2000-01 SEOG                     Grant                         $71,148                        $678
                   AY 2000-01 Perkins                  Loan                               $0                         N/A
                   AY 2000-01 Work Study               Work                          $48,145                       $802
                   AY 2001-02 FFELP                    Loan                               $0                         N/A
                   AY 2001-02 Direct Loan              Loan                               $0                         N/A
State              AY 2000-01 TEG                      Grant                               $0                       N/A
                   AY 2000-01 TEXAS Grant              Grant                          $30,259                      $946
                   AY 2000-01 HHL                      Loan                                $0                       N/A
                   AY 2000-01 CAL                      Loan                            $4,400                     $2,200
Institutional      AY 2000-01 TPEG                     Grant                         $146,681                       $584




N/A = Not Applicable or Not Available
                                                        313
Fiscal Year End 2002 Edition                                                                              Texas Guaranteed
Record # 157


                                                                                                     225 College Park Drive
Weatherford College                                                                                  Weatherford, TX 76086
                                                                                                               www.wc.edu

Borrowing Statistics
TG Cumulative Statistics (Through 09/30/02)                         Median TG Borrower Indebtedness
Net Loan Volume:                           $3,962,829               Borrowers leaving school in FY 01:              $3,220
Number of Loans:                                2,259               Borrowers leaving school in FY 00:              $3,595
Number of Student Borrowers:                    1,433               Borrowers leaving school in FY 99:              $2,625
Amount of Default Claims Paid:             $1,365,994
Number of Defaulted Borrowers:                    574
FY 2002 Freshman TG Volume (by Texas Region)                        Direct Lending
Central                                           N/A               Estimated Participation Rate
East                                              N/A               (07/01/01 - 06/30/02):                             N/A
Gulf Coast                                        N/A
Metroplex                                         N/A
Panhandle                                         N/A
Rio Grande                                        N/A
West                                              N/A
Out of State                                      N/A

Default Information
U.S. Department of Education Cohort Default Rates
FY 2000                                 5.6%                        FY 1996                                          32.1%
FY 1999                                  10%                        FY 1995                                          17.4%
FY 1998                               11.5%                         FY 1994                                          13.3%
FY 1997                               26.8%

Volume Information
Gross Loan Volume by Program Type and Fiscal Year
                                FY 2001                              FY 2002                            % Change
Program
                          # Loans       Amount                 # Loans       Amount                  # Loans     Amount
Unsub Stafford                  0           $0                       0           $0                     N/A        N/A
Sub Stafford                    0           $0                       0           $0                     N/A        N/A
PLUS                            0           $0                       0           $0                     N/A        N/A
Total                           0           $0                       0           $0                     N/A        N/A

TG Gross Loan Volume of Top Ten Lenders* (FY 2001 v. FY 2002)
This institution had no TG guarantee volume during FY 2002.
Lender                                                          FY 2001                     FY 2002               % Change
           Lender
Code                                                      # Loans    Amount           # Loans     Amount       # Loans Amount




N/A = Not Applicable or Not Available
*Some schools have fewer than ten lenders.
                                                              314
Fiscal Year End 2002 Edition                                                                           Texas Guaranteed
Record # 158

                                                                                                    6200 College Avenue
Western Texas College                                                                                  Snyder, TX 79549
                                                                                                       www.wtc.cc.tx.us

General Information                                           Leadership
City:                                       Snyder            President:                                Gregory Williams
School Type:                      Two-Year Public             Director, Student Financial Aid:
Highest Degree Offered:                 Associate's                                                        Ms. Kathy Hall
ED School Code:                             009549            U.S. Rep.:                        Charlie Stenholm (D-17th)
TG School Suffix:                              000            State Sen.:                         Robert Duncan (R-28th)
Primary Phone:                      (915) 573-8511            State Rep.:                        Scott Campbell (R-72nd)
Financial Aid Phone:        (915) 573-8511 ext 309

Student Profile
Enrollment (Fall 2002):                       1,652           Female Enrollment (Fall 2001):                        44%
Change (Fall 1997-Fall 2002):                  33%            Texas Residents (Fall 2002):                          97%
                                                              Foreign and Out of State (Fall 2002):                  3%
Ethnicity                    % of        % of Aid        AY 2000-01 Averages                    Retention    Tran/Cmpl
                      Enrollment        Recipients    Unmet     Grant      Loan                     Rate           Rate
                        Fall 2002        FY 2001       Need Amount Amount
White                        70%              N/A     $3,958    $1,983       N/A                     42%             N/A
African-American               8%             N/A     $5,132    $1,527       N/A                     67%             N/A
Hispanic                     21%              N/A     $4,006    $2,320       N/A                     47%             N/A
Asian-American                 1%             N/A       N/A       N/A        N/A                      N/A            N/A
Native-American                1%             N/A       N/A       N/A        N/A                       0%            N/A
Other/Unknown                 N/A             N/A       N/A       N/A        N/A                      N/A            N/A
All Students               100%               N/A     $4,013    $2,072       N/A                     43%            58%

Student Expenses - AY 2002-03 Budget Summary for Off-Campus Students
Resident Tuition and Fees                  $1,380            MSA* Average Monthly Rent (1 Bedroom)                  $341
   (15 Semester Hours)                                       MSA* Average Monthly Rent (2 Bedroom)                  $426
Books and Supplies                          $815             Low-Cost Food Average per Month                        $192
Room and Board                             $3,300            Average Child Care Expenses per Month                   N/A
Transportation                             $1,010            Annual Medical Insurance (Institutional)                N/A
Other Expenses                             $1,145
Total                                      $7,650            * Metropolitan Statistical Area

Student Aid
Source             Aid                                Type                              Total     Average per Recipient
Federal            AY 2001-02 Pell Grants             Grant                         $623,649                      $2,188
                   AY 2000-01 SEOG                    Grant                          $18,214                        $479
                   AY 2000-01 Perkins                 Loan                                $0                         N/A
                   AY 2000-01 Work Study              Work                           $32,456                       $706
                   AY 2001-02 FFELP                   Loan                                $0                         N/A
                   AY 2001-02 Direct Loan             Loan                                $0                         N/A
State              AY 2000-01 TEG                     Grant                               $0                         N/A
                   AY 2000-01 TEXAS Grant             Grant                          $11,825                        $910
                   AY 2000-01 HHL                     Loan                                $0                         N/A
                   AY 2000-01 CAL                     Loan                                $0                         N/A
Institutional      AY 2000-01 TPEG                    Grant                          $18,958                        $451




N/A = Not Applicable or Not Available
                                                       315
Fiscal Year End 2002 Edition                                                                               Texas Guaranteed
Record # 158


                                                                                                         6200 College Avenue
Western Texas College                                                                                       Snyder, TX 79549
                                                                                                            www.wtc.cc.tx.us

Borrowing Statistics
TG Cumulative Statistics (Through 09/30/02)                         Median TG Borrower Indebtedness
Net Loan Volume:                             $871,739               Borrowers leaving school in FY 01:                  N/A
Number of Loans:                                  507               Borrowers leaving school in FY 00:                  N/A
Number of Student Borrowers:                      393               Borrowers leaving school in FY 99:                $4,375
Amount of Default Claims Paid:               $319,280
Number of Defaulted Borrowers:                    167
FY 2002 Freshman TG Volume (by Texas Region)                        Direct Lending
Central                                           N/A               Estimated Participation Rate
East                                              N/A               (07/01/01 - 06/30/02):                              N/A
Gulf Coast                                        N/A
Metroplex                                         N/A
Panhandle                                         N/A
Rio Grande                                        N/A
West                                              N/A
Out of State                                      N/A

Default Information
U.S. Department of Education Cohort Default Rates
FY 2000                                  0%                         FY 1996                                              0%
FY 1999                                  0%                         FY 1995                                              0%
FY 1998                                  0%                         FY 1994                                              0%
FY 1997                                  0%

Volume Information
Gross Loan Volume by Program Type and Fiscal Year
                                FY 2001                              FY 2002                            % Change
Program
                          # Loans       Amount                 # Loans       Amount                  # Loans     Amount
Unsub Stafford                  0           $0                       0           $0                     N/A        N/A
Sub Stafford                    0           $0                       0           $0                     N/A        N/A
PLUS                            0           $0                       0           $0                     N/A        N/A
Total                           0           $0                       0           $0                     N/A        N/A

TG Gross Loan Volume of Top Ten Lenders* (FY 2001 v. FY 2002)
This institution had no TG guarantee volume during FY 2002.
Lender                                                          FY 2001                     FY 2002                % Change
           Lender
Code                                                      # Loans    Amount           # Loans     Amount        # Loans Amount




N/A = Not Applicable or Not Available
*Some schools have fewer than ten lenders.
                                                              316
Fiscal Year End 2002 Edition                                                                           Texas Guaranteed
Record # 159

                                                                                                       911 Boling Hwy
Wharton County Junior College                                                                        Wharton, TX 77488
                                                                                                     www.wcjc.cc.tx.us

General Information                                            Leadership
City:                                       Wharton            President:                         Ms. Betty A. McCrohan
School Type:                        Two-Year Public            Financial Aid Director:
Highest Degree Offered:                  Associate's                                                Mr. Richard D. Hyde
ED School Code:                              003668            U.S. Rep.:                             Ron Paul (R-14th)
TG School Suffix:                               000            State Sen.:                       Ken Armbrister (D-18th)
Primary Phone:                       (979) 532-4560            State Rep.:                         Glenn Hegar (R-28th)
Financial Aid Phone:                 (800) 561-9252

Student Profile
Enrollment (Fall 2002):                       5,775            Female Enrollment (Fall 2001):                      59%
Change (Fall 1997-Fall 2002):                  30%             Texas Residents (Fall 2002):                        98%
                                                               Foreign and Out of State (Fall 2002):                2%
Ethnicity                    % of        % of Aid         AY 2000-01 Averages                    Retention   Tran/Cmpl
                      Enrollment        Recipients     Unmet     Grant      Loan                     Rate          Rate
                        Fall 2002        FY 2001        Need Amount Amount
White                        61%              N/A      $2,462    $2,010    $2,942                    50%            N/A
African-American             10%              N/A      $3,872    $2,113    $2,122                    43%            N/A
Hispanic                     23%              N/A      $3,423    $2,105    $2,336                    44%            N/A
Asian-American                5%              N/A      $3,972    $1,968    $1,578                    62%            N/A
Native-American               0%              N/A          $0    $1,110    $1,700                    50%            N/A
Other/Unknown                 1%              N/A      $2,446    $2,415    $2,457                    67%            N/A
All Students               100%               N/A      $3,068    $2,072    $2,633                    49%           53%

Student Expenses - AY 2002-03 Budget Summary for Off-Campus Students
Resident Tuition and Fees                   $1,860            MSA* Average Monthly Rent (1 Bedroom)                $341
   (15 Semester Hours)                                        MSA* Average Monthly Rent (2 Bedroom)                $412
Books and Supplies                           $650             Low-Cost Food Average per Month                      $192
Room and Board                              $3,710            Average Child Care Expenses per Month                 N/A
Transportation                              $1,260            Annual Medical Insurance (Institutional)              N/A
Other Expenses                              $1,160
Total                                       $8,640            * Metropolitan Statistical Area

Student Aid
Source             Aid                                 Type                              Total    Average per Recipient
Federal            AY 2001-02 Pell Grants              Grant                      $1,761,477                     $2,112
                   AY 2000-01 SEOG                     Grant                         $65,725                       $614
                   AY 2000-01 Perkins                  Loan                               $0                        N/A
                   AY 2000-01 Work Study               Work                          $60,952                      $938
                   AY 2001-02 FFELP                    Loan                        $850,777                         N/A
                   AY 2001-02 Direct Loan              Loan                               $0                        N/A
State              AY 2000-01 TEG                      Grant                               $0                       N/A
                   AY 2000-01 TEXAS Grant              Grant                          $17,443                      $872
                   AY 2000-01 HHL                      Loan                                $0                       N/A
                   AY 2000-01 CAL                      Loan                                $0                       N/A
Institutional      AY 2000-01 TPEG                     Grant                         $109,046                      $665




N/A = Not Applicable or Not Available
                                                        317
Fiscal Year End 2002 Edition                                                                                 Texas Guaranteed
Record # 159


                                                                                                             911 Boling Hwy
Wharton County Junior College                                                                              Wharton, TX 77488
                                                                                                           www.wcjc.cc.tx.us

Borrowing Statistics
TG Cumulative Statistics (Through 09/30/02)                           Median TG Borrower Indebtedness
Net Loan Volume:                          $14,596,535                 Borrowers leaving school in FY 01:               $2,625
Number of Loans:                                8,045                 Borrowers leaving school in FY 00:               $2,625
Number of Student Borrowers:                    4,384                 Borrowers leaving school in FY 99:               $2,625
Amount of Default Claims Paid:             $4,823,219
Number of Defaulted Borrowers:                  1,701
FY 2002 Freshman TG Volume (by Texas Region)                          Direct Lending
Central                                            0%                 Estimated Participation Rate
East                                               0%                 (07/01/01 - 06/30/02):                               None
Gulf Coast                                       100%
Metroplex                                          0%
Panhandle                                          0%
Rio Grande                                         0%
West                                               0%
Out of State                                       0%

Default Information
U.S. Department of Education Cohort Default Rates
FY 2000                               10.3%                           FY 1996                                          17.5%
FY 1999                               11.2%                           FY 1995                                          22.8%
FY 1998                               11.8%                           FY 1994                                          21.8%
FY 1997                               15.3%

Volume Information
Gross Loan Volume by Program Type and Fiscal Year
                                FY 2001                               FY 2002                              % Change
Program
                          # Loans       Amount                  # Loans       Amount                   # Loans      Amount
Unsub Stafford                227      $539,654                     261      $607,395                      15%        13%
Sub Stafford                  184      $297,895                     216      $381,958                      17%        28%
PLUS                            6       $14,046                       4       $16,640                     -33%        18%
Total                         417      $851,595                     481    $1,005,993                      15%        18%

TG Gross Loan Volume of Top Ten Lenders* (FY 2001 v. FY 2002)
The top 10 lenders accounted for $834,157, or 83% of the school's total FY 2002 guarantees.
Lender                                                           FY 2001                      FY 2002                % Change
           Lender
Code                                                       # Loans    Amount            # Loans     Amount        # Loans Amount
810815     FIRST NATIONAL BANK TEXAS                             34         $68,198           92       $187,475     171%          175%
832733     BANK OF AMERICA TEXAS, N.A.                           49        $109,465           81       $172,692      65%           58%
807807     CHASE (JPMORGAN CHASE BANK)                           39         $81,909           40        $87,757       3%            7%
810742     CITIZENS STATE BANK SEALY                             32         $58,309           39        $75,184      22%           29%
807176     WELLS FARGO EDUCATION FINANCIAL                       60        $134,816           32        $72,503     -47%          -46%
826878     CITIBANK                                              36         $83,526           30        $67,929     -17%          -19%
833305     ASAP/BANK OF TEXAS                                    13         $20,059           27        $50,291     108%          151%
833102     COSTEP/TEXAS STATE BANK AS TRUSTEE                     0              $0           22        $47,511      N/A           N/A
830005     EDUCAID                                               18         $34,888           28        $41,131      56%           18%
831366     FIRST AMERICAN BANK, SSB                              12         $21,040           13        $31,684       8%           51%




N/A = Not Applicable or Not Available
*Some schools have fewer than ten lenders.
                                                              318
Fiscal Year End 2002 Edition                                                                             Texas Guaranteed
Record # 160


Commonwealth Institute of                                                                          415 Barren Springs Dr
                                                                                                     Houston, TX 77090
Funeral Service                                                                                www.commonwealthinst.org

General Information                                          Leadership
City:                                   Houston              President:                                    Todd Van Beck
School Type:                    Two-Year Private             Director, Financial Aid:
Highest Degree Offered:              Associate's                                                      Ms. Nancy J. Poston
ED School Code:                          003556              U.S. Rep.:                               Kevin Brady (R-8th)
TG School Suffix:                           000              State Sen.:                               Jon Lindsay (R-7th)
Primary Phone:                   (281) 873-0262              State Rep.:                           Debbie Riddle (R-150th)
Financial Aid Phone:                        N/A

Student Profile
Enrollment (Fall 2002):                        250           Female Enrollment (Fall 2001):                           N/A
Change (Fall 1997-Fall 2002):                  -6%           Texas Residents (Fall 2001):                             N/A
                                                             Foreign and Out of State (Fall 2001):                    N/A
Ethnicity                    % of        % of Aid      AY 2000-01 Averages                         Retention   Tran/Cmpl
                      Enrollment        Recipients   Unmet    Grant      Loan                          Rate          Rate
                        Fall 2002        FY 2001      Need Amount Amount
White                         N/A             N/A      N/A      N/A        N/A                          N/A           N/A
African-American              N/A             N/A      N/A      N/A        N/A                          N/A           N/A
Hispanic                      N/A             N/A      N/A      N/A        N/A                          N/A           N/A
Asian-American                N/A             N/A      N/A      N/A        N/A                          N/A           N/A
Native-American               N/A             N/A      N/A      N/A        N/A                          N/A           N/A
Other/Unknown                 N/A             N/A      N/A      N/A        N/A                          N/A           N/A
All Students                  N/A             N/A      N/A      N/A        N/A                          N/A           N/A

Student Expenses - AY 2002-03 Budget Summary for Off-Campus Students
Resident Tuition and Fees                     N/A           MSA* Average Monthly Rent (1 Bedroom)                    $578
                                                            MSA* Average Monthly Rent (2 Bedroom)                    $747
Books and Supplies                            N/A           Low-Cost Food Average per Month                          $192
Room and Board                                N/A           Average Child Care Expenses per Month                    $276
Transportation                                N/A           Annual Medical Insurance (Institutional)                  N/A
Other Expenses                                N/A
Total                                         N/A           * Metropolitan Statistical Area

Student Aid
Source             Aid                               Type                              Total        Average per Recipient
Federal            AY 2001-02 Pell Grants            Grant                         $107,814                        $1,586
                   AY 2000-01 SEOG                   Grant                               $0                          N/A
                   AY 2000-01 Perkins                Loan                                $0                          N/A
                   AY 2000-01 Work Study             Work                                $0                          N/A
                   AY 2001-02 FFELP                  Loan                          $413,677                          N/A
                   AY 2001-02 Direct Loan            Loan                                $0                          N/A
State              AY 2000-01 TEG                    Grant                                    $0                      N/A
                   AY 2000-01 TEXAS Grant            Grant                                    $0                      N/A
                   AY 2000-01 HHL                    Loan                                     $0                      N/A
                   AY 2000-01 CAL                    Loan                                     $0                      N/A
Institutional      AY 2000-01 TPEG                   Grant                                    $0                      N/A




N/A = Not Applicable or Not Available
                                                      319
Fiscal Year End 2002 Edition                                                                                 Texas Guaranteed
Record # 160



Commonwealth Institute of                                                                              415 Barren Springs Dr
                                                                                                         Houston, TX 77090
Funeral Service                                                                                    www.commonwealthinst.org

Borrowing Statistics
TG Cumulative Statistics (Through 09/30/02)                           Median TG Borrower Indebtedness
Net Loan Volume:                           $3,308,735                 Borrowers leaving school in FY 01:               $6,625
Number of Loans:                                1,424                 Borrowers leaving school in FY 00:               $6,125
Number of Student Borrowers:                      738                 Borrowers leaving school in FY 99:               $6,625
Amount of Default Claims Paid:               $761,887
Number of Defaulted Borrowers:                    235
FY 2002 Freshman TG Volume (by Texas Region)                          Direct Lending
Central                                            4%                 Estimated Participation Rate
East                                              12%                 (07/01/01 - 06/30/02):                               None
Gulf Coast                                        74%
Metroplex                                          0%
Panhandle                                          0%
Rio Grande                                         4%
West                                               0%
Out of State                                       6%

Default Information
U.S. Department of Education Cohort Default Rates
FY 2000                                 8.9%                          FY 1996                                           8.7%
FY 1999                                 3.2%                          FY 1995                                          19.4%
FY 1998                               10.5%                           FY 1994                                          18.3%
FY 1997                               10.5%

Volume Information
Gross Loan Volume by Program Type and Fiscal Year
                                FY 2001                               FY 2002                              % Change
Program
                          # Loans       Amount                  # Loans       Amount                   # Loans      Amount
Unsub Stafford                 59      $206,709                      45      $165,219                     -24%        -20%
Sub Stafford                   61      $154,218                      48      $118,242                     -21%        -23%
PLUS                            5       $26,834                       6       $35,048                      20%         31%
Total                         125      $387,761                      99      $318,509                    -21%         -18%

TG Gross Loan Volume of Top Ten Lenders* (FY 2001 v. FY 2002)
The top lender accounted for $318,509, or 100% of the school's total FY 2002 guarantees.
Lender                                                           FY 2001                      FY 2002                % Change
           Lender
Code                                                       # Loans    Amount            # Loans     Amount        # Loans Amount
807807     CHASE (JPMORGAN CHASE BANK)                          123        $386,261           99       $318,509     -20%          -18%




N/A = Not Applicable or Not Available
*Some schools have fewer than ten lenders.
                                                              320
Fiscal Year End 2002 Edition                                                                              Texas Guaranteed
Record # 161


Covenant School of Nursing and                                                                           2002 Miami Ave
                                                                                                       Lubbock, TX 79410
Allied Health                                                                                         www.covenantson.org

General Information                                          Leadership
City:                                      Lubbock           CEO:                                          Charley Trimble
School Type:                     Two-Year Private            Financial Aid Director:
Highest Degree Offered:                    Diploma                                                  Ms. Beverly Cottingham
ED School Code:                             006612           U.S. Rep.:                             Larry Combest (R-19th)
TG School Suffix:                              000           State Sen.:                            Robert Duncan (R-28th)
Primary Phone:                      (806) 797-0955           State Rep.:                                 Carl Isett (R-84th)
Financial Aid Phone:        (806) 797-0955 ext 228

Student Profile
Enrollment (Fall 2002):                        N/A           Female Enrollment (Fall 2001):                            N/A
Change (Fall 1997-Fall 2002):                  N/A           Texas Residents (Fall 2001):                              N/A
                                                             Foreign and Out of State (Fall 2001):                     N/A
Ethnicity                    % of        % of Aid      AY 2000-01 Averages                         Retention    Tran/Cmpl
                      Enrollment        Recipients   Unmet    Grant      Loan                          Rate           Rate
                        Fall 2002        FY 2001      Need Amount Amount
White                         N/A             N/A      N/A      N/A        N/A                          N/A            N/A
African-American              N/A             N/A      N/A      N/A        N/A                          N/A            N/A
Hispanic                      N/A             N/A      N/A      N/A        N/A                          N/A            N/A
Asian-American                N/A             N/A      N/A      N/A        N/A                          N/A            N/A
Native-American               N/A             N/A      N/A      N/A        N/A                          N/A            N/A
Other/Unknown                 N/A             N/A      N/A      N/A        N/A                          N/A            N/A
All Students                  N/A             N/A      N/A      N/A        N/A                          N/A            N/A

Student Expenses - AY 2002-03 Budget Summary for Off-Campus Students
Resident Tuition and Fees                     N/A           MSA* Average Monthly Rent (1 Bedroom)                      $415
                                                            MSA* Average Monthly Rent (2 Bedroom)                      $538
Books and Supplies                            N/A           Low-Cost Food Average per Month                            $192
Room and Board                                N/A           Average Child Care Expenses per Month                      $238
Transportation                                N/A           Annual Medical Insurance (Institutional)                    N/A
Other Expenses                                N/A
Total                                         N/A           * Metropolitan Statistical Area

Student Aid
Source             Aid                               Type                              Total        Average per Recipient
Federal            AY 2001-02 Pell Grants            Grant                         $245,562                          $2,232
                   AY 2000-01 SEOG                   Grant                           $8,700                           $512
                   AY 2000-01 Perkins                Loan                                $0                            N/A
                   AY 2000-01 Work Study             Work                                $0                            N/A
                   AY 2001-02 FFELP                  Loan                          $792,448                            N/A
                   AY 2001-02 Direct Loan            Loan                                $0                            N/A
State              AY 2000-01 TEG                    Grant                                    $0                       N/A
                   AY 2000-01 TEXAS Grant            Grant                                    $0                       N/A
                   AY 2000-01 HHL                    Loan                                     $0                       N/A
                   AY 2000-01 CAL                    Loan                                     $0                       N/A
Institutional      AY 2000-01 TPEG                   Grant                                    $0                       N/A




N/A = Not Applicable or Not Available
                                                      321
Fiscal Year End 2002 Edition                                                                                  Texas Guaranteed
Record # 161



Covenant School of Nursing and                                                                                2002 Miami Ave
                                                                                                            Lubbock, TX 79410
Allied Health                                                                                              www.covenantson.org

Borrowing Statistics
TG Cumulative Statistics (Through 09/30/02)                           Median TG Borrower Indebtedness
Net Loan Volume:                           $7,820,099                 Borrowers leaving school in FY 01:               $10,750
Number of Loans:                                2,858                 Borrowers leaving school in FY 00:               $11,800
Number of Student Borrowers:                    1,188                 Borrowers leaving school in FY 99:               $10,200
Amount of Default Claims Paid:               $323,790
Number of Defaulted Borrowers:                     75
FY 2002 Freshman TG Volume (by Texas Region)                          Direct Lending
Central                                            N/A                Estimated Participation Rate
East                                               N/A                (07/01/01 - 06/30/02):                                None
Gulf Coast                                         N/A
Metroplex                                          N/A
Panhandle                                          N/A
Rio Grande                                         N/A
West                                               N/A
Out of State                                       N/A

Default Information
U.S. Department of Education Cohort Default Rates
FY 2000                                   0%                          FY 1996                                                 0%
FY 1999                                   0%                          FY 1995                                                 0%
FY 1998                                 2.4%                          FY 1994                                               3.6%
FY 1997                                   0%

Volume Information
Gross Loan Volume by Program Type and Fiscal Year
                                FY 2001                               FY 2002                             % Change
Program
                          # Loans       Amount                  # Loans       Amount                   # Loans     Amount
Unsub Stafford                 95      $324,831                     113      $326,298                     19%         0%
Sub Stafford                  125      $390,531                     157      $411,890                     26%         5%
PLUS                            3       $11,000                       5       $18,500                     67%        68%
Total                         223      $726,362                     275      $756,688                     23%         4%

TG Gross Loan Volume of Top Ten Lenders* (FY 2001 v. FY 2002)
The top 10 lenders accounted for $724,403, or 96% of the school's total FY 2002 guarantees.
Lender                                                           FY 2001                      FY 2002                % Change
           Lender
Code                                                       # Loans    Amount            # Loans     Amount        # Loans Amount
833314     PNB FINANCIAL BANK                                   145        $467,390           189      $538,090       30%           15%
807176     WELLS FARGO EDUCATION FINANCIAL                       40        $133,022            28       $78,088      -30%          -41%
826079     BANK OF AMERICA                                        4         $12,750            12       $34,083      200%          167%
833499     LUBBOCK NATIONAL BANK                                 11         $36,500            10       $17,167       -9%          -53%
810895     HERRING NATIONAL BANK                                  0              $0             4       $11,750       N/A           N/A
819590     SECURITY SERVICE FED CR UN                             1          $4,000             3       $11,500      200%          188%
807807     CHASE (JPMORGAN CHASE BANK)                            4         $11,000             4       $10,583        0%           -4%
819628     BANK ONE, N.A.                                         6         $22,000             4        $9,167      -33%          -58%
831722     TOWN NORTH NAT'L BANK                                  0              $0             2        $7,350       N/A           N/A
823864     HALE COUNTY STATE BANK                                 2          $3,200             2        $6,625        0%          107%




N/A = Not Applicable or Not Available
*Some schools have fewer than ten lenders.
                                                              322
Fiscal Year End 2002 Edition                                                                              Texas Guaranteed
Record # 162

                                                                                                       105 B J Albritton Dr.
Jacksonville College                                                                                 Jacksonville, TX 75766
                                                                                               www.jacksonville-college.edu/

General Information                                           Leadership
City:                               Jacksonville              President:                                   Dr. Edwin Crank
School Type:                    Two-Year Private              Financial Aid Director:
Highest Degree Offered:              Associate's                                                         Mr. Don Compton
ED School Code:                          003579               U.S. Rep.:                                Jim Turner (D-2nd)
TG School Suffix:                           000               State Sen.:                              Todd Staples (R-3rd)
Primary Phone:                   (903) 586-2518               State Rep.:                            Chuck Hopson (D-11th)
Financial Aid Phone:                        N/A

Student Profile
Enrollment (Fall 2002):                         220           Female Enrollment (Fall 2001):                           58%
Change (Fall 1997-Fall 2002):                 -47%            Texas Residents (Fall 2001):                             88%
                                                              Foreign and Out of State (Fall 2001):                    12%
Ethnicity                    % of        % of Aid        AY 2000-01 Averages                        Retention   Tran/Cmpl
                      Enrollment        Recipients    Unmet     Grant      Loan                         Rate          Rate
                        Fall 2002        FY 2001       Need Amount Amount
White                        71%              N/A     $3,965    $2,545       N/A                         N/A           N/A
African-American             24%              N/A     $5,404    $2,770       N/A                         N/A           N/A
Hispanic                       5%             N/A     $6,200    $1,907       N/A                         N/A           N/A
Asian-American                 0%             N/A     $6,074    $1,698       N/A                         N/A           N/A
Native-American                0%             N/A       N/A       N/A        N/A                         N/A           N/A
Other/Unknown                 N/A             N/A       N/A       N/A        N/A                         N/A           N/A
All Students               100%               N/A     $4,397    $2,580       N/A                         N/A           N/A

Student Expenses - AY 2002-03 Budget Summary for Off-Campus Students
Resident Tuition and Fees                  $5,250            MSA* Average Monthly Rent (1 Bedroom)                     $342
   (16 Semester Hours)                                       MSA* Average Monthly Rent (2 Bedroom)                     $419
Books and Supplies                          $816             Low-Cost Food Average per Month                           $192
Room and Board                             $3,934            Average Child Care Expenses per Month                      N/A
Transportation                              $834             Annual Medical Insurance (Institutional)                   N/A
Other Expenses                             $1,224
Total                                     $12,058            * Metropolitan Statistical Area

Student Aid
Source             Aid                                Type                              Total        Average per Recipient
Federal            AY 2001-02 Pell Grants             Grant                         $349,460                         $2,171
                   AY 2000-01 SEOG                    Grant                          $10,746                           $488
                   AY 2000-01 Perkins                 Loan                                $0                            N/A
                   AY 2000-01 Work Study              Work                           $15,519                          $517
                   AY 2001-02 FFELP                   Loan                                $0                            N/A
                   AY 2001-02 Direct Loan             Loan                                $0                            N/A
State              AY 2000-01 TEG                     Grant                         $138,434                         $1,183
                   AY 2000-01 TEXAS Grant             Grant                          $29,150                         $2,242
                   AY 2000-01 HHL                     Loan                                $0                           N/A
                   AY 2000-01 CAL                     Loan                                $0                           N/A
Institutional      AY 2000-01 TPEG                    Grant                                    $0                      N/A




N/A = Not Applicable or Not Available
                                                       323
Fiscal Year End 2002 Edition                                                                             Texas Guaranteed
Record # 162


                                                                                                      105 B J Albritton Dr.
Jacksonville College                                                                                Jacksonville, TX 75766
                                                                                              www.jacksonville-college.edu/

Borrowing Statistics
TG Cumulative Statistics (Through 09/30/02)                         Median TG Borrower Indebtedness
Net Loan Volume:                           $2,025,672               Borrowers leaving school in FY 01:                N/A
Number of Loans:                                1,230               Borrowers leaving school in FY 00:              $3,500
Number of Student Borrowers:                      680               Borrowers leaving school in FY 99:              $2,625
Amount of Default Claims Paid:               $702,360
Number of Defaulted Borrowers:                    298
FY 2002 Freshman TG Volume (by Texas Region)                        Direct Lending
Central                                           N/A               Estimated Participation Rate
East                                              N/A               (07/01/01 - 06/30/02):                            N/A
Gulf Coast                                        N/A
Metroplex                                         N/A
Panhandle                                         N/A
Rio Grande                                        N/A
West                                              N/A
Out of State                                      N/A

Default Information
U.S. Department of Education Cohort Default Rates
FY 2000                               13.9%                         FY 1996                                         24.6%
FY 1999                               17.3%                         FY 1995                                         37.3%
FY 1998                               33.9%                         FY 1994                                         29.7%
FY 1997                               29.5%

Volume Information
Gross Loan Volume by Program Type and Fiscal Year
                                FY 2001                              FY 2002                            % Change
Program
                          # Loans       Amount                 # Loans       Amount                  # Loans     Amount
Unsub Stafford                  0           $0                       0           $0                     N/A        N/A
Sub Stafford                    0           $0                       0           $0                     N/A        N/A
PLUS                            0           $0                       0           $0                     N/A        N/A
Total                           0           $0                       0           $0                     N/A        N/A

TG Gross Loan Volume of Top Ten Lenders* (FY 2001 v. FY 2002)
This institution had no TG guarantee volume during FY 2002.
Lender                                                          FY 2001                     FY 2002              % Change
           Lender
Code                                                      # Loans    Amount           # Loans     Amount      # Loans Amount




N/A = Not Applicable or Not Available
*Some schools have fewer than ten lenders.
                                                              324
Fiscal Year End 2002 Edition                                                                             Texas Guaranteed
Record # 163


JPS Institute for Health Career                                                                           2400 Circle Drive
                                                                                                     Fort Worth, TX 76119
Development                                                                                          www.jpshealthnet.org

General Information                                          Leadership
City:                                   Fort Worth           CEO:                                              David Cecero
School Type:                     Two-Year Private            Financial Aid Administrator:
Highest Degree Offered:                       N/A                                                           Doris Bissonett
ED School Code:                            031323            U.S. Rep.:                               Martin Frost (D-24th)
TG School Suffix:                              000           State Sen.:                              Kim Brimer (R-10th)
Primary Phone:                      (817)920-7352            State Rep.:                           Glenn O. Lewis (D-95th)
Financial Aid Phone:        (817) 927-1454 ext 290

Student Profile
Enrollment (Fall 2002):                        N/A           Female Enrollment (Fall 2001):                            N/A
Change (Fall 1997-Fall 2002):                  N/A           Texas Residents (Fall 2001):                              N/A
                                                             Foreign and Out of State (Fall 2001):                     N/A
Ethnicity                    % of        % of Aid      AY 2000-01 Averages                         Retention    Tran/Cmpl
                      Enrollment        Recipients   Unmet    Grant      Loan                          Rate           Rate
                        Fall 2002        FY 2001      Need Amount Amount
White                         N/A             N/A      N/A      N/A        N/A                          N/A            N/A
African-American              N/A             N/A      N/A      N/A        N/A                          N/A            N/A
Hispanic                      N/A             N/A      N/A      N/A        N/A                          N/A            N/A
Asian-American                N/A             N/A      N/A      N/A        N/A                          N/A            N/A
Native-American               N/A             N/A      N/A      N/A        N/A                          N/A            N/A
Other/Unknown                 N/A             N/A      N/A      N/A        N/A                          N/A            N/A
All Students                  N/A             N/A      N/A      N/A        N/A                          N/A            N/A

Student Expenses - AY 2002-03 Budget Summary for Off-Campus Students
Resident Tuition and Fees                     N/A           MSA* Average Monthly Rent (1 Bedroom)                     $572
                                                            MSA* Average Monthly Rent (2 Bedroom)                     $741
Books and Supplies                            N/A           Low-Cost Food Average per Month                           $192
Room and Board                                N/A           Average Child Care Expenses per Month                     $264
Transportation                                N/A           Annual Medical Insurance (Institutional)                   N/A
Other Expenses                                N/A
Total                                         N/A           * Metropolitan Statistical Area

Student Aid
Source             Aid                               Type                              Total        Average per Recipient
Federal            AY 2001-02 Pell Grants            Grant                          $87,010                          $2,290
                   AY 2000-01 SEOG                   Grant                               $0                            N/A
                   AY 2000-01 Perkins                Loan                                $0                            N/A
                   AY 2000-01 Work Study             Work                                $0                            N/A
                   AY 2001-02 FFELP                  Loan                          $335,455                            N/A
                   AY 2001-02 Direct Loan            Loan                                $0                            N/A
State              AY 2000-01 TEG                    Grant                                    $0                       N/A
                   AY 2000-01 TEXAS Grant            Grant                                    $0                       N/A
                   AY 2000-01 HHL                    Loan                                     $0                       N/A
                   AY 2000-01 CAL                    Loan                                     $0                       N/A
Institutional      AY 2000-01 TPEG                   Grant                                    $0                       N/A




N/A = Not Applicable or Not Available
                                                      325
Fiscal Year End 2002 Edition                                                                                    Texas Guaranteed
Record # 163



JPS Institute for Health Career                                                                                 2400 Circle Drive
                                                                                                           Fort Worth, TX 76119
Development                                                                                                www.jpshealthnet.org

Borrowing Statistics
TG Cumulative Statistics (Through 09/30/02)                           Median TG Borrower Indebtedness
Net Loan Volume:                           $1,448,069                 Borrowers leaving school in FY 01:                  $8,967
Number of Loans:                                  601                 Borrowers leaving school in FY 00:                  $9,060
Number of Student Borrowers:                      198                 Borrowers leaving school in FY 99:                  $6,579
Amount of Default Claims Paid:               $102,538
Number of Defaulted Borrowers:                     23
FY 2002 Freshman TG Volume (by Texas Region)                          Direct Lending
Central                                            0%                 Estimated Participation Rate
East                                               0%                 (07/01/01 - 06/30/02):                                  None
Gulf Coast                                         0%
Metroplex                                        100%
Panhandle                                          0%
Rio Grande                                         0%
West                                               0%
Out of State                                       0%

Default Information
U.S. Department of Education Cohort Default Rates
FY 2000                                 6.2%                          FY 1996                                                  0%
FY 1999                                  15%                          FY 1995                                                 N/A
FY 1998                                   0%                          FY 1994                                                 N/A
FY 1997                                   0%

Volume Information
Gross Loan Volume by Program Type and Fiscal Year
                                FY 2001                               FY 2002                              % Change
Program
                          # Loans       Amount                  # Loans       Amount                   # Loans      Amount
Unsub Stafford                 72      $225,997                      40      $120,224                     -44%        -47%
Sub Stafford                   64      $153,173                      34       $89,713                     -47%        -41%
PLUS                            0            $0                       0            $0                      N/A          N/A
Total                         136      $379,170                      74      $209,937                    -46%         -45%

TG Gross Loan Volume of Top Ten Lenders* (FY 2001 v. FY 2002)
The top 9 lenders accounted for $209,937, or 100% of the school's total FY 2002 guarantees.
Lender                                                           FY 2001                      FY 2002                   % Change
           Lender
Code                                                       # Loans    Amount            # Loans     Amount           # Loans Amount
833387     ARLINGTON NATIONAL BANK                               72         $206,518          33           $98,269     -54%          -52%
833443     TEXASBANK                                             22          $58,096          19           $45,679     -14%          -21%
826878     CITIBANK                                              16          $44,594           7           $17,401     -56%          -61%
830400     COLONIAL SAVINGS, F. A.                                6          $19,441           4           $13,475     -33%          -31%
819539     FIRST FINANCIAL BANK, N.A.                            15          $40,486           4           $12,488     -73%          -69%
822147     VOUGHT HERITAGE FEDERAL CREDIT                         3           $5,175           2            $6,625     -33%           28%
833444     FORT WORTH FEDERAL CREDIT UNION                        0               $0           2            $6,625      N/A           N/A
822429     SOUTHSIDE BANK                                         0               $0           2            $6,475      N/A           N/A
810778     FIRST NATIONAL BANK OF ABILENE                         2           $4,860           1            $2,900     -50%          -40%




N/A = Not Applicable or Not Available
*Some schools have fewer than ten lenders.
                                                              326
Fiscal Year End 2002 Edition                                                                              Texas Guaranteed
Record # 164

                                                                                                        800 College Avenue
Lon Morris College                                                                                   Jacksonville, TX 75766
                                                                                                        www.lonmorris.edu

General Information                                           Leadership
City:                               Jacksonville              President:                                    Dr. Clifford Lee
School Type:                    Two-Year Private              Director of Financial Aid:
Highest Degree Offered:              Associate's                                                          Ms. Kris Marquis
ED School Code:                          003585               U.S. Rep.:                                Jim Turner (D-2nd)
TG School Suffix:                           000               State Sen.:                              Todd Staples (R-3rd)
Primary Phone:                   (903) 589-4000               State Rep.:                            Chuck Hopson (D-11th)
Financial Aid Phone:             (903) 589-4061

Student Profile
Enrollment (Fall 2002):                         457           Female Enrollment (Fall 2001):                           45%
Change (Fall 1997-Fall 2002):                  16%            Texas Residents (Fall 2001):                             94%
                                                              Foreign and Out of State (Fall 2001):                     6%
Ethnicity                    % of        % of Aid         AY 2000-01 Averages                       Retention   Tran/Cmpl
                      Enrollment        Recipients     Unmet     Grant      Loan                        Rate          Rate
                        Fall 2002        FY 2001        Need Amount Amount
White                        64%              N/A      $6,720    $2,888    $3,608                        N/A           N/A
African-American             22%              N/A      $7,169    $3,487    $2,964                        N/A           N/A
Hispanic                      9%              N/A      $6,484    $3,867    $2,839                        N/A           N/A
Asian-American                0%              N/A     $10,519     $769        N/A                        N/A           N/A
Native-American               1%              N/A      $5,878    $5,150    $2,625                        N/A           N/A
Other/Unknown                 4%              N/A        N/A       N/A        N/A                        N/A           N/A
All Students               100%               N/A      $6,841    $3,195    $3,278                        N/A           N/A

Student Expenses - AY 2002-03 Budget Summary for Off-Campus Students
Resident Tuition and Fees                  $7,600            MSA* Average Monthly Rent (1 Bedroom)                     $342
   (15 Semester Hours)                                       MSA* Average Monthly Rent (2 Bedroom)                     $419
Books and Supplies                          $550             Low-Cost Food Average per Month                           $192
Room and Board                             $1,730            Average Child Care Expenses per Month                      N/A
Transportation                             $1,287            Annual Medical Insurance (Institutional)                   N/A
Other Expenses                             $2,053
Total                                     $13,220            * Metropolitan Statistical Area

Student Aid
Source             Aid                                Type                              Total        Average per Recipient
Federal            AY 2001-02 Pell Grants             Grant                         $418,626                         $2,584
                   AY 2000-01 SEOG                    Grant                          $22,221                           $673
                   AY 2000-01 Perkins                 Loan                                $0                            N/A
                   AY 2000-01 Work Study              Work                           $60,030                          $780
                   AY 2001-02 FFELP                   Loan                          $664,218                            N/A
                   AY 2001-02 Direct Loan             Loan                                $0                            N/A
State              AY 2000-01 TEG                     Grant                         $271,217                         $1,951
                   AY 2000-01 TEXAS Grant             Grant                           $8,480                         $1,696
                   AY 2000-01 HHL                     Loan                                $0                           N/A
                   AY 2000-01 CAL                     Loan                                $0                           N/A
Institutional      AY 2000-01 TPEG                    Grant                                    $0                      N/A




N/A = Not Applicable or Not Available
                                                       327
Fiscal Year End 2002 Edition                                                                                   Texas Guaranteed
Record # 164


                                                                                                              800 College Avenue
Lon Morris College                                                                                         Jacksonville, TX 75766
                                                                                                              www.lonmorris.edu

Borrowing Statistics
TG Cumulative Statistics (Through 09/30/02)                           Median TG Borrower Indebtedness
Net Loan Volume:                           $6,196,510                 Borrowers leaving school in FY 01:                  $2,625
Number of Loans:                                3,095                 Borrowers leaving school in FY 00:                  $3,750
Number of Student Borrowers:                    1,575                 Borrowers leaving school in FY 99:                  $2,625
Amount of Default Claims Paid:             $1,214,691
Number of Defaulted Borrowers:                    474
FY 2002 Freshman TG Volume (by Texas Region)                          Direct Lending
Central                                            11%                Estimated Participation Rate
East                                               58%                (07/01/01 - 06/30/02):                                  None
Gulf Coast                                         16%
Metroplex                                           9%
Panhandle                                           2%
Rio Grande                                          1%
West                                                0%
Out of State                                        3%

Default Information
U.S. Department of Education Cohort Default Rates
FY 2000                                 4.3%                          FY 1996                                              30.4%
FY 1999                                  12%                          FY 1995                                              22.2%
FY 1998                               10.5%                           FY 1994                                              21.1%
FY 1997                               14.1%

Volume Information
Gross Loan Volume by Program Type and Fiscal Year
                                FY 2001                               FY 2002                              % Change
Program
                          # Loans       Amount                  # Loans       Amount                   # Loans      Amount
Unsub Stafford                111      $296,485                     117      $333,312                       5%        12%
Sub Stafford                  138      $293,276                     178      $442,564                      29%        51%
PLUS                           28      $115,750                      22      $130,575                     -21%        13%
Total                         277      $705,511                     317      $906,451                      14%        28%

TG Gross Loan Volume of Top Ten Lenders* (FY 2001 v. FY 2002)
The top 10 lenders accounted for $896,544, or 99% of the school's total FY 2002 guarantees.
Lender                                                           FY 2001                      FY 2002                  % Change
           Lender
Code                                                       # Loans    Amount            # Loans     Amount          # Loans Amount
833371     AUSTIN BANK, N.A.                                    130         $307,634          127      $352,468         -2%           15%
832733     BANK OF AMERICA TEXAS, N.A.                           43         $122,714           49      $140,518         14%           15%
802218     WILMINGTON TRUST CO./TTEE SALLIE MA                   23          $61,762           36      $134,745         57%          118%
807176     WELLS FARGO EDUCATION FINANCIAL                       35          $93,907           42      $106,700         20%           14%
802176     FLEET BANK, N.A.                                       0               $0           14       $47,140         N/A           N/A
833643     TEXAS BANK                                            13          $30,481           13       $33,000          0%            8%
826878     CITIBANK                                               2           $3,025           12       $30,263        500%          900%
807807     CHASE (JPMORGAN CHASE BANK)                           12          $36,188           10       $26,485        -17%          -27%
833416     FIRST NATIONAL BANK OF HUNTSVILLE                      3           $8,825            5       $14,000         67%           59%
833487     COLLEGE LOANS LSFGI/CHASE BANK OF T                    4           $9,125            5       $11,225         25%           23%




N/A = Not Applicable or Not Available
*Some schools have fewer than ten lenders.
                                                              328

								
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