Alabama Home Equity Line of Credit - PDF

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					                                               summer 2009 edition




     A quArterly newsletter publicAtion of AlAbAmA rurAl electric federAl credit union




                                                                                Christmas In July
                                                                                Special One-Month Offer
                                                                                Throughout the month of July you can cel-
                                                                                ebrate with our Christmas in July Special
                                                                                Offer.

                                                                                Get the extra cash you need ... quick. You
                                                                                can get up to $500 with no credit check.
                                                                                For just a $25 processing fee, you can have
                                                                                an extra $500 in your pocket.

                                                                                Buy yourself a gift, take a vacation, pay off
                                                                                bills, use the $500 for whatever you like.

                                                                                Act now to celebrate Christmas In July.

                                                                                The loan must be repaid through Payroll
                                                                                Deductions. Other restrictions may apply.
                                                                                Contact the credit union for details.


Take Advantage Of Home Equity Special
Want to make your home sweeter? Take advantage of our Home Equity Line
of Credit Special.

Use the money to remodel your home or for a special project. You can also
use the money to consolidate your bills. A home is always sweeter when you
lower your monthly bills.

With our Home Equity Line of Credit, you'll have access to extra cash when
you need it. Because the loan is secured by your home, the interest rates are
extremely low. Plus, the interest you pay may be tax deductible. Consult your
tax advisor for details.

For complete information about our Home Equity Line of Credit Special, call
the credit union at (334) 215-RECU or (800) 381-RECU, stop by to see us or
visit our website at www.arefcu.com.
                                                                     summer 2009 edition


                                                                                   Enjoy Preferred Member Benefits
                                                                                   Become a Preferred Member when you add credit union services
                                                                                   to your account and receive great member benefits.


                                              From left, Norma Little (Asst.
                                                                                   When you have at least five of the eligible nine services, you will
          Hours
     Monday - Friday
                                              Manager), Jane Boysen (Manager),     receive:
                                              Brenda Belyeu (Loan Officer),
   7:30 a.m. - 4:30 p.m.                      Claudia Cauthen (Member Services),
                                              Heather Menefee (Loan Processor/
                                              Member Services), and Rebekah        •   Free Debit Card
    P. O. Box 240547                          Ismail (Bookkeeper).
 Montgomery, AL 36124                                                              •   Free Homebanking and E-Statements
 (334) 215-RECU (7328)
 (800) 381-RECU (7328)
                                              Celebrating                          •   $10 Credit Toward Next Check Order
    www.arefcu.com                            40 Years                             •   1 Free Stop Payment Per Year
                                              Alabama Rural Electric               •   Qualify for a VISA and earn VISA Scorecard Cash Back Rewards
boArd of directors                                                                 •   Loan Rate Discount — Up to .50% off current rates.
                                              Federal Credit Union
    Stan Wilson
     President                                celebrated our 40th year
                                              of service at our April              For more information on how you can become a Preferred
           Gail Neal                          Annual Meeting.                      Member and take advantage of these great money-saving benefits,
     First Vice President                      Eighty-eight members
                                                                                   call us or stop by the credit union.
                                              attended our annual
     Brandon Johnson
   Second Vice President                      meeting. More than 300
                                              people enjoyed delicious
      Heather Anderson                        cake.
          Treasurer                             We look forward to
                                              serving you for the next
         Gary Tibbetts
                                              40 years.
         Mike Simpson
         Wyndel Eiland

             stAff                            Discount
         Jane J. Boysen                       Park Tickets
            Manager
                                              Available
       Norma A. Little
      Assistant Manager                       Save money on your sum-
                                              mer fun when you pur-
         Brenda Belyeu                        chase park tickets at the
          Loan Officer
                                              credit union.
      Heather Menefee                            We have discount
      Loan Processor/                         tickets to Six Flags Over
      Member Services                         Georgia, White Water and
                                              Alabama Adventure.
        Rebekah Ismail
                                                 Six Flags tickets are
         Accountant
                                              $27, White Water tickets
       Claudia Cauthen                        are $26.50 and Alabama
       Member Services                        Adventure tickets are $23.
                                                 These prices will save
                                              you a great deal over gate
                                              prices.
 Member accounts federally insured to at
   least $250,000 by the NCUA. Loan
rates expressed as Annual Percentage Rate
and deposit rates are expressed as Annual
Percentage Yield; all are subject to change
 without notice. For complete account dis-
 closures, contact Alabama Rural Electric
 Federal Credit Union. We are an Equal
              Housing Lender.

				
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