Mortgage Refinancing Quit Claim Deed by qrx15172

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									                                                            Escondido-Pl-2009-04-08-TableOfContents



                    10601 North Escondido Place, Stockton, California
                       Silvia Burley's Residence and Tribal Office




This set of exhibits chronicles the various transactions with respect to real estate property at
10601 North Escondido Place, Stockton, California, which Silvia Burley purchased with
tribal money and which she has used primarily as her family residence. She has maintained
a tribal office at this address. Originally, in 2002, she purchased the property in her name
for about $750,000, using $250,000 in a down payment from tribal money. Then in 2006,
she deeded the property to the Tribe. But in 2007, she deeded the property back to herself
and refinanced it for $1,000,000, paying off the original mortgage and transferring to herself
about $450,000 in cash - a sum which should have gone to the Tribe. However, in on June
18, 2008, she deeded the property back to the Tribe. As of September 29, 2008, public
records show that she did not pay the April 10, 2008 property taxes of $6,0008.27. On
December 10, 2008, a Notice of Default was filed, showing $48,317 owning, and the sale of
the property frozen until March 10, 2009. On April 4, 2009, a person at Quality Loan
Service 619-645-7711 said that the property sold on April 1, 2009 to Indymac; however,
Indymac is now One West Bank, who reports that it will take 4 weeks to evalue the property
before listing. If they must evict, then it will take longer.



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                                                      Escondido-Pl-2009-04-08-TableOfContents



                             Google Photo - circa 2006
                   10601 North Escondido Place, Stockton, California
                         (date of photo estimated to be 2006)




http://maps.google.com/maps?f=q&hl=en&geocode=&q=10601+North+Escondido+Place,+Stoc
kton,+California&sll=37.0625,-95.677068&sspn=49.223579,79.101563&ie=UTF8&ll=38.0544
75,-121.250124&spn=0.001506,0.002414&t=h&z=19&lci=lmc:panoramio&layer=c&cbll=38.0
54145,-121.250147&panoid=CHsA1iLBtN5BBPK-cUX7qQ&cbp=12,675.013451108898,,0,5




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                                   Google Satellite
                   10601 North Escondido Place, Stockton, California
                         (date of photo estimated to be 2006)




http://maps.google.com/maps?f=q&hl=en&geocode=&q=10601+North+Escondido+Place,+Stoc
kton,+California&sll=37.0625,-95.677068&sspn=49.223579,79.101563&ie=UTF8&ll=38.0545
54,-121.250825&spn=0.006024,0.009656&t=h&z=17&g=10601+North+Escondido+Place,+Sto
ckton,+California&iwloc=addr




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       Yakima Dixie's House
on the historic property of the Tribe
      Sheep Ranch, California




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                                        Table of Contents

Document Date   Document Type           Comments                                                         Page.
& ID#
                Photographs of          This property was purchased by Silvia Burley with tribal          1
                Silvia Burley's         money. It is used primarily has her residence, and there is
                House                   a tribal office in a spare bedroom; however, no members
                                        of the tribe are allowed into the premises.

                Photograph of           This is the historic rancheria with the residence                 4
                Yakima Dixie's          constructed for the hereditary chief by the BIA.
                House

                Table of Contents                                                                         5


2002-03-29a     Grant Deed              Silvia Burley purchases property from the Sahota's                7


2002-03-29b     Deed of Trust           Silvia Burley takes a loan on the property for $577,500. It       10
                                        is believed that the original price was $745,000, which
                                        indicated that a down payment of $167,500 was made and
                                        which could only have come from tribal money. Plus,
                                        the security for the payments could only have come from
                                        Burley having access to tribal income.


2002-03-29c     Grand Deed              Tiger Paulk grants his interest in the property to Silvia         26
                                        Burley.


2002-04-19      Assignment of Deed      Burley assigns the Deed of Trust to First American Title          29
                of Trust                Insurance Company.


2006-10-11a     Deed of Trust           Silvia Burley borrows $555,000 on the property                    34


2006-10-11b     Interspousal transfer   Tiger Paulk grants his interest in the property to Silvia         53
                Grant Deed              Burley.


2006-10-12      Quitclaim Deed          Silvia Burley deeds the property to California Valley             56
                                        Miwok Tribe. Ostensibly, this was done because Burley
                                        was concerned about possible over-sight during the
                                        forth-coming scrutiny by the BIA and courts and to
                                        correct the original mis-appropriate of tribal money.


2006-10-23      Substitution of         Refinancing document                                              59
                Trustee




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Document Date   Document Type           Comments                                                         Page.
& ID#
2007-03-20      Quit Claim              Silvia Burley has the Tribe deed the property back to             60
                                        herself.

2007-04-30a     Grant Deed              Silvia Burley deed back to herself the property.                  66


2007-04-30b     Interspousal transfer   Tiger Paulk grants his interest in the property to Silvia         69
                Grant Deed              Burley.


2007-04-30c     Deed of Trust           Silvia Burley borrows $1,000,000 on the property.                 73
                                        Assuming that Burley paid the corpus of the old trust deed
                                        of about $550,000, she would have garnered to herself
                                        $450,000 cash in this refinancing.


2007-05-10      Substitution            Substitution of Trustee and Full Reconveyance for the             92
                                        mortgage.


2008-04-30      Deed Of Trust           Deed Of Trust executed to Indymac                                 94


2008-06-18      Quit Claim Deed         Burley re-deeds the property back to the Tribe. The loan         114
                                        for $1,000,000 continues in her name, but she may be
                                        trying to position the title such that the loan would be
                                        transferred to the Tribe.


2008-09-29      Tax delinquency         Property tax payment of April 10, 2008 of $6,008.27 was          117
                                        not paid.


2008-12-10      Notice of Default       $48,317 owning not sale may be set until March 10, 2009          122


2009-04-01      Notice of Sale          The property was sold by said Trustee at public auction          125
                                        on 4/1/2009. Grantee (Indymac now know as One West
                                        Bank), being the highest bidder at such sale, became the
                                        purchaser of said property and paid $624,201.00. The
                                        amount owing to Indymac for the unpaid debt together
                                        with costs was: $1,086,144.37
                                        http://www.qualityloan.com/login.aspx with the following
                                        credentials:
                                        UserName is: CEverone
                                        Password is: >u;b{}iPrkI(
                                        TS # is
                                        CA-08-217179-TC




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2002-03-29a   Grant Deed   Silvia Burley purchases property from the Sahota's




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2002-03-29b   Deed of Trust   Silvia Burley takes a loan on the property for $577,500. It is believed
                              that the original price was $745,000, which indicated that a down
                              payment of $167,500 was made and which could only have come from
                              tribal money. Plus, the security for the payments could only have come
                              from Burley having access to tribal income.




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2002-03-29c   Grand Deed   Tiger Paulk grants his interest in the property to Silvia Burley.




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2002-04-19   Assignment of Deed of Trust   Burley assigns the Deed of Trust to First American Title
                                           Insurance Company.




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2006-10-11a   Deed of Trust   Silvia Burley borrows $555,000 on the property




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2006-10-11b   Interspousal transfer Grant DeedTiger Paulk grants his interest in the property to
       `                                              Silvia Burley.




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2006-10-12   Quitclaim Deed   Silvia Burley deeds the property to California Valley Miwok
                              Tribe. Ostensibly, this was done because Burley was concerned
                              about possible over-sight during the forth-coming scrutiny by the
                              BIA and courts and to correct the original mis-appropriate of
                              tribal money.




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2006-10-23   Substitution of Trustee   Refinancing document




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2007-03-20   Quit Claim   Silvia Burley has the Tribe deed the property back to herself.




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2007-04-30a   Grant Deed   Silvia Burley deed back to herself the property.




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2007-04-30a   Grant Deed   Silvia Burley deed back to herself the property.




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2007-04-30c   Deed of Trust   Silvia Burley borrows $1,000,000 on the property. Assuming
                              that Burley paid the corpus of the old trust deed of about
                              $550,000, she would have garnered to herself $450,000 cash in
                              this refinancing.




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2007-05-10   Substitution   Substitution of Trustee and Full Reconveyance for the mortgage.




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2008-04-30   Deed Of Trust Deed Of Trust executed to Indymac




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2008-06-18   Quit Claim Deed   Burley re-deeds the property back to the Tribe. The loan for
                               $1,000,000 continues in her name, but she may be trying to
                               position the title such that the loan would be transferred to the
                               Tribe.




                                                                                            114
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       115
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2008-09-29   Tax delinquency   Property tax payment of April 10, 2008 of $6,008.27 was not
                               paid.




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                                                                                              119
                                                                                       04/08/2009
                           Courtesy of your Customer Service Team
                                 2720 Transworld Dr., Suite 100 Stockton, Ca 95206
                                  email: mharris@fnf.com - Phone (209) 932-5845


      Prepared For :                                                                        Prepared By:           Michelle D. Harris

        Parcel       : 086 640 28                                                                           Total     : $837,887
        Owner        : California Valley Miwok Tribe                                                        Land      : $250,804
        CoOwner :                                                                                           Struct    : $587,083
        Site         : 10601 Escondido Pl Stockton 95212                                                    Other     :
        Mail         : 10601 Escondido Pl Stockton Ca 95212                                                 %Imprvd : 70
        Xfered       : 06/18/2008               Doc # : 100432                                              Exempt    :
        Price        :                          PrDoc# : 53946                                              Type      :
        Pr Xfer      : 03/29/2002               Deed : Quit Claim                                           TaxArea   : 099306
        PrPrice      : $745,000 Full                                                                        07-08 Tax : $10,905.94
        First TD : QUIT CLAIM
        LandUse : 0010            Res,Sgl Fam Res                                                           MapGrid         : 305 B6
        Legal        : LOT 36                                                                               Phone
                     :                                                                                      Owner           :
        Census       : Tract : 35.00            Block : 1                                                   Tenant          :
        Seller       : BURLEY SILVIA
        School District: Lodi Unified


                                                    PROPERTY CHARACTERISTICS

        Bedrooms        :5                             Building SqFt : 4,353                                Lot Acres :         1.49
        Bathrooms       : 4.50                         1st Floor SqFt :                                     Lot SqFt    :       65,039
        Fireplace       :2                             2nd Floor SqFt :                                     Lot Dimen :
        Air Cond        :                              Basement SqFt :                                      Lot Loctn :
        Heat Mthd       :                              Garage Type :                                        Year Built :        2000
        Units           :                              Garage SqFt :                                        Bldg Matl :
        Stories         :2                             Addtnl Rm SqFt :                                     Bldg Class :        8.0
        Dining Rm       :                              Foundation     :                                     Bldg Shape :
        Family Rm       :                              Patio          :                                     Roof Matl :
        UtilityRm       :                              Microwave      :                                     Water Src :
        Pool            :                              Vacuum         :                                     Sewer      :
        Spa             :                              Trash Compctr :                                      Specl Cond :
        Dishwsher       :




  The information attached, is provided at no cost to you. IT IS NOT AN ABSTRACT OF TITLE, nor a complete representation of the condition of title to the
property. While this information is believed to be correct, this Company assumes no liability for any loss occurring by reason of reliance thereon. If it is desired
that liability be assumed by this company, you may request issuance of a policy of title insurance, a binder or a commitment to issue a policy of title insurance.


                                                                                                                                         120
                                                                                                                                  04/08/2009
                                             The Information Provided Is Deemed Reliable, But Is Not Guaranteed.
       121
04/08/2009
2008-12-10   Notice of Default   Notice of Default.




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04/08/2009
                                       April 1, 2009 - Trustee's Deed
                                      10601 Escondido Place, Stockton, CA

to obtain the most recent deed on the property at 10601 Escondido Place, Stockton, CA go to:
http://www.qualityloan.com/login.aspx
Input:
Your UserName is: CEverone
Your Password is: >u;b{}iPrkI(

Once you are logged in, then type in Trust sale Number

CA-08-217179-TC

You get:

File Search

Enter information below: (Please enter the exact information)
Trustee Sale Number (TS#) or File#
Property Street Address:


File   Property Address
CA-08-217179-TC      10601 N ESCONDIDO PL

Select the link to the deed:

2141 5th Avenue · San Diego, CA 92101 · 619-645-7711

4/3/2009

LSI Title Company
3220 El Camino Real
Irvine, CA 92602

Attn: David Cotton


Re:       Trustee's Deed Upon Sale
      Trustor:     SILVIA BURLEY A MARRIED WOMAN AS HER SOLE AND SEPARATE PROPERTY

      TS No.    CA-08-217179-TC
      Order No.   080104877-CA-DCI

Dear Sir or Madame:

Please do the following:


Enclosed are:       X



           Assignment(s)

           Other




                                                         1                                            125
                                                                                               04/08/2009
                                        April 1, 2009 - Trustee's Deed
                                       10601 Escondido Place, Stockton, CA

If you have any questions, please feel free to contact our office. Thank you for your assistance.

Sincerely,



Karla Sanchez
Foreclosure Department

Encl.

Recording requested by:

When recorded mail to:

Indymac Bank FSB
6900 Beatrice Drive
Kalamazoo, MI 49009

Forward tax statements to the address given above

    Space above this line for recorders use

TS # CA-08-217179-TC          Order # 080104877-CA-DCI          Loan # 1009813021

Trustee's Deed Upon Sale


A.P.N.: 086-640-28         Transfer Tax: $0.00

The undersigned grantor declares:
The grantee herein IS the foreclosing beneficiary.
The amount of the unpaid debt together with costs was:   $1,086,144.37
The amount paid by the grantee at the trustee sale was: $624,201.00
The documentary transfer tax is:      None
Said property is in the City of: STOCKTON, County of SAN JOAQUIN

QUALITY LOAN SERVICE CORPORATION , as Trustee, (whereas so designated in the Deed of Trust hereunder
more particularly described or as duly appointed Trustee) does hereby GRANT and CONVEY to

IndyMac Federal Bank FSB

(herein called Grantee) but without covenant or warranty, expressed or implied, all right title and interest conveyed
to and now held by it as Trustee under the Deed of Trust in and to the property situated in the county of SAN
JOAQUIN, State of California, described as follows:
LOT 36, AS SHOWN UPON THAT CERTAIN MAP ENTITLED, TRACT NO. 1388, MORADA ESTATES
NORTH, ACCORDING TO OFFICIAL MAP THEREOF FILED FOR RECOED IN VOLUME 30 OF MAPS
AMD PLATS, AT PAGE 23, SAN JUAQUIN COUNTY RECORDS. EXCEPT THEREFROM ALL OIL, GAS,
MINERALS AND OTHER HYDROCARBON SUBSTANCES LYING BELOW A DEPTH OF 500 FEET
WITHOUT THE RIGHT OF SURFACE ENTRY AS RESERVED BY HALBER PROPERTIES, INC., A
CORPORATION BY DEED RECORDED OCTOBER 1, 1974 IN BOOK 3925 OF OFFICIAL RECORDS, AT
PAGE 135, SAN JOAQUIN COUNTY RECORDS.




                                                          2                                                   126
                                                                                                       04/08/2009
                                         April 1, 2009 - Trustee's Deed
                                         10601 Escondido Place, Stockton, CA

This conveyance is made in compliance with the terms and provisions of the Deed of Trust executed by SILVIA
BURLEY A MARRIED WOMAN AS HER SOLE AND SEPARATE PROPERTY, as trustor, dated 4/20/2007,
and recorded on
4/30/2007 as instrument number 2007-082223, in Book xxx, Page xxx of Official Records in the office of the
Recorder of SAN JOAQUIN, California, under the authority and powers vested in the Trustee designated in the
Deed of Trust or as the duly appointed trustee, default having occurred under the Deed of Trust pursuant to the
Notice of Breach and Election to Sell under the Deed of Trust recorded on 12/11/2008, instrument no 08-191157,
Book , Page , of Official records. Trustee having complied with all applicable statutory requirements of the State of
California and performed all duties required by the Deed of Trust including sending a Notice of Default and
Election to Sell within ten days after its recording and a Notice of Sale at least twenty days prior to the Sale Date by
certified mail, postage pre-paid to each person entitled to notice in compliance with California Civil Code 2924b

Default occurred as set forth in a Notice of Breach and Election to Sell which was recorded in the office of the
Recorder of said County.

All requirements of law regarding the mailing of copies of notices or the publication of a copy of the Notice of
Breach and Election to Sell or the personal delivery of the copy of the Notice of Breach and Election to Sell and the
posting and publication of copies of the Notice of Sale have been complied with.

Said property was sold by said Trustee at public auction on 4/1/2009 at the place named in the Notice of Sale, in the
County of SAN JOAQUIN, California, in which the property is situated. Grantee, being the highest bidder at such
sale, became the purchaser of said property and paid therefore to said trustee the amount being $624,201.00 in
lawful money of the United States, or by the satisfaction, pro tanto, of the obligations then secured by said Deed of
Trust.

Date: 4/3/2009       QUALITY LOAN SERVICE CORPORATION

By:

      Eva Alvarez, Assistant Secretary

State of California )
County of San Diego)

On _____________before me, Michelle Nguyen a notary public, personally appeared Eva Alvarez, who proved to
me on the basis of satisfactory evidence to be the person(s) whose name(s) is/are subscribed to the within instrument
and acknowledged to me that he/she/they executed the same in his/her/their authorized capacity(ies), and that by
his/her/their signature(s) on the instrument the person(s), or the entity upon behalf of which the person(s) acted,
executed the instrument.

I certify under PENALTY OF PERJURY under the laws of the State of California that the foregoing paragraph is
true and correct.

WITNESS my hand and official seal.

Signature ___________________________________________ ------- (Seal)
         Michelle Nguyen

THIS OFFICE IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE
USED FOR THAT PURPOSE.




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