A Practical Guide to Financial Assistance by naw15914

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									Steering to
         Success
               A Practical
               Guide to Financial
               Assistance
                  Financial Assistance
                  Procedures and
                  Guidelines




               Fall Term 2008
               Spring Term 2009
               Summer Term 2009




        St. Petersburg College
            Excellence in education since 1927
                        Index
                        Finding the money to pay for college .....................................................................................3
                        Financial assistance calendar 2008-09 ..................................................................................3
                        Campus locations .................................................................................................................3
                        The first step: FAFSA .............................................................................................................4
                        FAFSA help sessions .............................................................................................................4
                        Common mistakes/questions on FAFSA ...............................................................................5
                        FAFSA worksheets ................................................................................................................6
                        After you file the FAFSA .........................................................................................................6
                        General eligibility requirements ..............................................................................................6
                        Now you’re ready to apply for financial assistance.................................................................7
                        Federal aid program ..............................................................................................................7
                        Student employment .............................................................................................................7
                        Scholarships..........................................................................................................................7
                        State programs .....................................................................................................................7
                        Veterans’ benefits ..................................................................................................................7
                        Other loans............................................................................................................................7
                        SPC payment plan ................................................................................................................8
                        Start a financial assistance file ...............................................................................................8
                        2008-09 estimated cost of attendance..................................................................................8
                        Financial assistance programs...............................................................................................9
                        How do I get my funds? ......................................................................................................10
                        Changes in circumstances ..................................................................................................11
                        Transfer students .................................................................................................................11
                        Services for students with disabilities...................................................................................11
                        Study abroad students ........................................................................................................11
                        Transient students ...............................................................................................................11
                        Standards of academic progress ........................................................................................11
                        Remedial or English as a Second Language (ESL) courses .................................................11
                        State of Florida programs renewal criteria ............................................................................11
                        Withdrawals ........................................................................................................................12
                        Attending classes ...............................................................................................................12
                        Connections at MySPC .......................................................................................................12
                        Important points ..................................................................................................................13
                        Helpful hints ........................................................................................................................13
                        Help available ......................................................................................................................13
                        MySPC, your Web portal .....................................................................................................14
                        Other contact information ....................................................................................................14
                        Student financial assistance ombudsman............................................................................14
                        Equal opportunity statement................................................................................................15
                        Confidentiality ......................................................................................................................15
                        Checklist .............................................................................................................................16



2   Steering to Success – Financial Assistance Procedures and Guidelines
Finding the money                                               March 15, 2009 Financial assistance delivery deadline
                                                                All required documentation must be submitted by this date
to pay for college                                              for on-time delivery of funds including the Summer Request
                                                                form for Term III. The financial assistance file must be
The Financial Assistance Services office will help you find     complete.
the money to pursue your education at St. Petersburg
College. Financial assistance includes:                         April 15, 2009 Priority deadline for Term I
  • Grants                                                      The Financial Assistance Services office must have the
                                                                results of your FAFSA or Renewal FAFSA by this date to
  • Scholarships                                                give you first priority for assistance for Term I.
  • Student Employment
                                                                May 18, 2009 Term III begins.
  • Loans
  • Veterans’ benefits.
  • SPC payment plans.                                          Campus locations
Some programs are based on financial need, some on the
degree or program of study you enter. Others are available      Visit Financial Assistance offices at:
to everyone. If you have questions that aren’t answered here,     Seminole Campus – UPC 132
review our Web site at www.spcollege.edu/getfunds                 9200 113th St. N
or contact the Financial Assistance Service office or staff
member at any MySPC Answer Center.                                Tarpon Springs Campus – AD 126
                                                                  600 Klosterman Road


Financial assistance                                            Visit the MySPC Answer Place (MAP) at:
calendar 2008-09                                                  Clearwater Campus – AD building
                                                                  2465 Drew St.
April 15, 2008 Priority deadline for Term I
The Financial Assistance Services office must have the            St. Petersburg/Gibbs Campus – AD building
results of your FAFSA or Renewal FAFSA by this date to            6605 Fifth Ave. N
give you first priority for assistance for Term I.
May 15, 2008 Florida Student Assistant Grant deadline           Visit us online
FAFSA or Renewal FAFSA must be processed by this date
                                                                  www.spcollege.edu/getfunds.
for Terms I and II.
June 15, 2008 Financial assistance delivery deadline
All required documentation must be submitted by this date       Contact us
for on-time delivery of funds including the Federal Stafford      Call 727-791-2485
Loan Request Form for Term I. The financial assistance file
must be complete.                                                   Mon. and Thurs.: 8:30 a.m.-7 p.m.
                                                                    Tues. and Wed.: 8:30 a.m.-4:30 p.m.
Aug. 25, 2008 Term I begins
                                                                    Fri.: 8:30 a.m.-2 p.m.
Oct. 13, 2008 Financial assistance delivery deadline              or e-mail your general questions to:
All required documentation must be submitted by this date
for on-time delivery of funds including the Federal Stafford      askfas@spcollege.edu.
Loan Request Form for Term II. The financial assistance file
must be complete.
Jan. 1, 2009 New FAFSA available
Applications may be filed for financial assistance for the
2009-2010 academic year.
Jan. 12, 2009 Term II begins.




  Steering to Success – Financial Assistance Procedures and Guidelines                                                       3
    The first step: FAFSA                                            FAFSA help sessions
    Everyone who applies for financial assistance, including         Learn how to get your financial assistance results quickly
    scholarships, must first fill out Federal Application for        at FAFSA Fest, held at various college sites each spring.
    Federal Student Aid (FAFSA). The financial information           Students can get individualized help completing the FAFSA
    you provide here, including whether you are a dependent          online. Watch www.spcollege.edu for dates, times and
    student (still receiving support from your parents) or           locations.
    independent student. It determines your eligibility for aid.
    A new FAFSA must be submitted each year.

    To begin:
      1. Get a PIN at www.pin.ed.gov.
      New applicants and parents of dependent students
      need to apply for a PIN, which serves as the electronic
      signature. If you have lost or forgotten your PIN, go to the
      site and request a duplicate PIN.
      2. Gather the appropriate documents. The FAFSA
      Web site, www.fafsa.ed.gov, has worksheets to help
      you get ready. Among the documents you will need:
        • Your Social Security Number and your parents’
          Social Security numbers if you are providing parent
          information.
        • Your driver’s license number if you have one.
        • Your Alien Registration Number if you are not a U.S.
          citizen.
        • Your most recent federal tax information or tax
          returns (including IRS W-2 information) for yourself
          (and spouse if you are married) and for your parents
          if you are providing parent information. If you have
          not yet filed an income tax return, you can still submit
          your FAFSA but you must provide income and tax
          information.
        • Records of untaxed income, such as Social Security
          benefits, welfare benefits (e.g., TANF), and veterans
          benefits, for yourself, and your parents if you are
          providing parent information.
        • Information on savings, investments, and business
          and farm assets for yourself, and your parents if you
          are providing parent information.
      3. Complete and file the application at www.fafsa.
         ed.gov, which offers step-by-step instructions. You’ll
         need to know the code for St. Petersburg College
         (001528).
      4. Sign your FAFSA electronically using your federal PIN.




    St. Petersburg College Federal School
    Code 001528


    Apply early, even before you apply for
    admission. Apply between Jan. 1 and
    April 15, 2009 for fall 2009.



4     Steering to Success – Financial Assistance Procedures and Guidelines
Common mistakes/                                                   When reporting U.S. taxes paid, do NOT report the amount
                                                                   of tax “withheld” and do NOT include self-employment taxes.
questions on FAFSA                                                 If your responsible parent is remarried, you must include
                                                                   your stepparent’s income and asset information.
Dependent students                                                 If you/your parents are married and filed separate income
  • Information pertaining to grandparents or legal                tax returns, income information from both tax returns must
    guardians should not be used to complete the FAFSA.            be combined and reported.
    If you cannot provide information about your natural           If you or your parents are divorced, separated or widowed,
    parent(s), contact the financial assistance staff for help.    DO NOT include information about your spouse or your
  • Information on parents must be complete. Dependent             parent’s spouse. For further assistance, call 727-341-4772.
    students must provide parent(s) Social Security
    Number(s), date(s) of birth, last name and first initial.      Asset information
    Omitting any of this information will cause a student’s        You must report the net worth of assets as of the date you
    FAFSA to be rejected.                                          complete the FAFSA. These items cannot be updated after
                                                                   filing. Do not include the financial aid you received.
Marital status
  • You must report marital status as of the date you file
    the FAFSA for all individuals about whom you give
    information. If you are not married as of the date you
    sign the FAFSA, check “unmarried,” even if you plan to
    marry during the year. Your intended spouse cannot be
    counted as a member of your household size.
  • If your natural mother and father are divorced and the
    responsible parent has remarried, you must mark that
    parent’s marital status as “married/remarried” and
    include income/asset information for both your parent
    and stepparent.

Number of family members in household
  • Include only the number of people that you/your parents
    now support and for whom you/your parents will
    continue to provide more than 50% support between
    July 1, 2008, and June 30, 2009 (including your unborn
    child, if that child will be born before June 30, 2009).
  • Include your parents’ other dependent children who
    will be attending postsecondary schools in 2008-09.
    Always include yourself (the student).

Number of family members in college
  • Include only household members who will attend
    college between July 1, 2008, and June 30, 2009
    with at least six credit hours per term. Students must
    be working toward a degree or certificate leading to a
    recognized educational credential at a college eligible to
    participate in federal student aid programs.
  • Do not include parents who are attending college.

Adjusted gross income/income tax paid
information
Use a completed tax return for the most recent year if at all
possible. After Jan. 1, 2009, use a 2008 return.
If your tax filing is delayed, estimate your information. If you
estimate, be sure to update your application after your taxes
are filed.
Keep a photocopy of your tax return. You may be asked to
provide a copy. Do not send a copy to Financial Assistance
Services unless instructed to do so.


  Steering to Success – Financial Assistance Procedures and Guidelines                                                           5
    FAFSA worksheets                                                 General eligibility
    Complete these forms to calculate the                            requirements
    amounts that must be entered on the FAFSA                        To qualify for federal student assistance
    for untaxed income:                                              programs, you must:
    Worksheet “A”                                                     • Demonstrate financial need.
      Earned Income Credit. Found on IRS Form 1040, Form              • Be a U.S. citizen or eligible noncitizen with a valid Social
      1040A, Form 1040EZ or Telefile.                                   Security number.
      Social Security Benefits. Include benefits received             • Be enrolled in a degree- or certificate-eligible program.
      for every child in the family. If Social Security checks are    • Have a high school diploma or GED
      made payable to the parent for the student, be sure to            transcript on file with Central
      place the benefit amount under the parent’s untaxed               Records, pass an approved
      income totals.                                                    ability-to-benefit test or have
                                                                        documentation of a completed
    Worksheet “B”                                                       high school education in
      Payments to tax-deferred pension and savings plans.               an approved home school
      Untaxed portions of IRA and Keogh payments, 401(k) and            setting.
      403(b) plans.                                                   • Maintain satisfactory
      Child support received for all children (total amount             academic progress as
      of child support you/your parent(s) received from                 determined by
      Jan. 1, 2007, to Dec. 31, 2007.)                                  St. Petersburg
                                                                        College.
      Tax exempt interest income.
                                                                      • Be enrolled in
      Untaxed portions of pensions (excluding “rollovers,” which        credit courses;
      must be identified as such on the IRS return).                    non-degree
      Military/clergy housing, food, living allowances.                 and audited
      Cash support or any money paid on your behalf (include            courses are not
      rent/mortgage, tuition and insurance paid by someone              eligible.
      other than the parent, if dependent).                           • Be in good
                                                                        standing on any
    Worksheet “C”                                                       federal student
      Child support paid.                                               loan and not owe
      Income from Federal Work-Study, scholarships,                     repayment on any
      fellowships and/or grants.                                        federal assistance.
      Hope and Lifetime Learning tax credits.                         • Be registered with
                                                                        Selective Service
      AmeriCorps awards.                                                (when applicable).
                                                                      • Dual enrolled students,
                                                                        including SPC Collegiate High
    After you file the FAFSA                                            School students, are not eligible
                                                                        for financial assistance, including
    You will receive a Student Aid Report (SAR)                         student employment.
      • Check it for accuracy.
      • Print a copy for your records.
      • Read the comments section.


    Important: More documentation may be requested to
    verify your information. If so, submit the information
    to St. Petersburg College quickly. A delay will stall
    your award.




6     Steering to Success – Financial Assistance Procedures and Guidelines
Now you’re ready to apply                                           State programs
for financial assistance                                              Florida Student Assistant Grant: Florida residents who
                                                                      meet income requirements may be eligible for this grant.
                                                                      You must submit the federal aid application (FASFA) by
Federal aid programs                                                  May 15 to qualify. You must be enrolled in at least six
Federal Pell Grants: Awarded solely on financial need,                credit hours for Terms I and II. Amounts vary. The money
they do not have to be repaid unless you withdraw from                is given out on a first-come, first-served basis.
school, fail any class or become ineligible.                          Florida Bright Futures Scholarships: These
Federal Stafford Loans: These are available if you meet               scholarships can be used at SPC, but you have to tell the
general federal financial aid requirements and are enrolled in at     Florida Department of Education you are an SPC student.
least six credit hours. You must repay these loans with interest,     (The SPC code for Bright Futures is 522). You only can
but payments don’t start until after you graduate or stop being       use Bright Futures money for the fall and spring terms,
a student. The application is available at www.spcollege.             and you have to be enrolled in at least six credit hours
edu/getfunds. It takes at least three to four weeks to process        each term. Remedial classes are not covered. Students
the application. Once the loan has been approved, you must            will receive 100% of their tuition and fees for both the
complete the entrance loan counseling and sign a master               Academic and Medallion levels of the Bright Future
promissory note before your loan can be disbursed.                    Scholarship program at SPC if they are enrolled in a two
Federal Parent Loan for Undergraduate Students                        year degree program.
(PLUS Loans): Your parents may be able to borrow money                Florida Prepaid plan: Florida Prepaid benefits can
for your education through this program. A credit check is            be used at SPC for eligible students. Once you have
required. They can apply at www.spcollege.edu/getfunds.               registered for classes, complete the online form to
                                                                      request your fees to be covered by your Florida Prepaid
                                                                      plan. You can use both Prepaid and Bright Futures in
Student employment                                                    the same term. If you have questions about your Florida
                                                                      Prepaid plan, call customer service at 1-800-552-4723.
Federal Work Study Program: Eligible students can work
at the college through part-time employment while enrolled
in school. You must complete a job application and pass
a background check to be eligible to work on campus. An             Veterans’ benefits
online employment application can be submitted at www.              We have trained specialists to help veterans apply and
spcollege.edu/getfunds. Student who must be seeking a               qualify for benefits and to help fill out the forms. If you have
degree and enrolled in at least six credit hours per term can       questions regarding how to complete your veteran forms,
work up to 20 hours per week. To qualify, you must have             please visit the campuses and contact a veteran specialist
financial need.                                                     through the VA station located in the Student Services area
Student assistant: Even if you don’t qualify for the federal        of the campus. Forms for veterans’ benefits are available
work study program, you may be able to work as a student            at all campuses. You may contact a veteran specialist by
assistant. Each department hires assistants based on its            calling 727-302-6400
budget. Student assistants must be seeking a degree and
enrolled in at least six credit hours per term. You can work
up to 20 hours a week.                                              Other loans
                                                                    You can get private loans for education. We recommend
                                                                    you take out a federal Stafford Loan first. Our financial
Scholarships                                                        assistance counselors can help you decide if you need
The college and the SPC Foundation offer a wide range of            other loans and help you apply.
grants and scholarships. Look for a list and the application
at www.spcollege.edu/getfunds. You also can subscribe               Important: You cannot get a loan of any type unless
to our In The Money newsletter, which may include outside           you fill out SPC’s Loan Request form. This form can
agency scholarships.                                                be located at www.spcollege.edu/getfunds.
High school students may apply for state scholarships,
including Bright Futures Scholarships, at
www.floridastudentfinancialaid.org.
Remember, it’s important to apply early.
Web sites such as Fast Web (www.fastweb.com) are
popular and can help you find scholarships that aren’t
directly tied to the school, but be careful. Avoid sites that
ask you for money or personal information.




  Steering to Success – Financial Assistance Procedures and Guidelines                                                                 7
    SPC Payment Plan                                                      Start a financial
    The SPC Payment Plan is a short-term loan to help                     assistance file
    defray tuition expenses and is processed in the Financial
    Assistance Services offices at the Tarpon Springs and                 For your records, keep copies of:
    Seminole campuses, and in the MySPC Answer Place
    (MAP) at the Clearwater and St. Petersburg/Gibbs                        • Your federal income tax return and W-2 forms and
    campuses. The SPC Payment Plan covers in-state tuition                    information used to complete your FAFSA on the Web
    and fees only.                                                            worksheet.
                                                                            • Your Student Aid Report (SAR).
    To be eligible, a student must:                                         • Copy of your loan Entrance Interview and Master
      • Be a U.S. citizen or eligible non-citizen.                            Promissory Note (MPN).
      • Be registered in at least six credit hours.                         • Your Federal PIN.
      • Have a minimum GPA of 1.5.                                          • Your state of Florida PIN and Bright Futures information
    The maximum loan amount is $1,000, and a co-signer is                     (if applicable).
    required.                                                               • The Steering to Success guide and your FAFSA
    Repayment is due approximately 60 days after the first day                instruction booklet.
    of classes (45 days for Summer term).
    Students are responsible for completing payment on time
    regardless of their financial assistance eligibility. If the full
    amount is not paid by the due date, the student will not be
    eligible for another payment plan at SPC. College records,
    including transcripts, will be put on hold and registration is
    not permitted until the payment plan is completely paid.



    2008-09 estimated cost of attendance
                              For in-state residents                    For out-of-state residents
                                Home*          Away**                     Home*          Away**
    Tuition/fees              $1,860         $1,860                       $6,730        $6,730
    Books/supplies***           1,600          1,600                       1,600         1,600
    Room/board                  2,000          9,226                       2,000         9,226
    Personal expenses           1,500          1,500                       1,500         1,500
    Transportation              2,112          2,112                       2,112         2,112
    ToTAl                     $9,072        $16,298                     $13,942       $21,168

    *“Home” means living with one’s parents. **“Away” means on one’s own. SPC has no campus housing.
    ***Books/supplies costs include a computer allowance.




8     Steering to Success – Financial Assistance Procedures and Guidelines
Financial assistance programs
This list of the major financial assistance programs available at St. Petersburg College is not all-inclusive.


Financial Assistance            Need-Based            Application Form                    Award Amount              Enrollment Requirements

Federal Pell Grant                    Yes                     FAFSA*                       $400-4,731/year                  Pro-rated if less
                                                                                                                              than full-time
                                                                                                                      (less than 12 credit hours)


Federal Academic                      Yes                     FAFSA*                       $750-1,350/year                 Must be full-time
Competitiveness Grant


Federal Supplemental Education        Yes                     FAFSA*                        $200-600/year                  At least half-time
Opportunity Grant (SEOG)                                                                                                   (6-8 credit hours)


Florida Student Assistance            Yes                     FAFSA*                        $600-1400/year           Pro-rated if less than full time
Grant (FSAG)                                                                                  (9 term limit)          (less than 12 credit hours)


SPC Student Incentive                 Yes                     FAFSA*                        $400-1200/year                At least half-time**
Grant (SIG)                                                                                                               (6-8 credit hours)


Student Employment:                   Yes                 FAFSA*                          $8.49/hr. for up to              At least half-time
Federal Work-Study Program                              Complete an                       20 hours per week                (6-8 credit hours)
                                                  employment application at
                                                www.spcollege.edu/get funds


Student Employment:                    No               Complete an                       $8.49/hr. for up to             At least half-time**
Student Assistant Program                         employment application at               20 hours per week                (6-8 credit hours)
                                                www.spcollege.edu/get funds


Institutional scholarships            Yes                     FAFSA*                        $400-1000/year               Full-time** (12 credit
                                                                                                                       hours or more), Minimum
                                                                                                                         cumulative GPA 3.0


Federal Stafford Loan                 Yes               FAFSA* and Loan       $200-5,500 (also based                      At least half-time
(Subsidized)                                             Request Form        on grade level, dependency               (6-8 credit hours) 1 credit
                                                                                  status and COA)                     hour must be college level
For more information on student loans, please refer to www/spcollege.edu/getfunds.


Federal Stafford Loan                  No               FAFSA* and Loan         $200-10,500 (based                        At least half-time
(Unsubsidized)                                           Request Form        on grade level, dependency               (6-8 credit hours) 1 credit
                                                                                 status and budget)                   hour must be college level
For more information on student loans, please refer to www/spcollege.edu/getfunds.


Florida Bright Futures:                No              See your high school               100% of tuition plus            At least half-time**
Florida Academic Scholars                              guidance counselor                   $150 allowance                (6-8 credit hours)


Florida Bright Futures:                No              See your high school          100% of tuition at community         At least half-time**
Florida Medallion Scholars                             guidance counselor               colleges, including SPC,          (6-8 credit hours)
                                                                                      for two-year programs only.
                                                                                     75% for four-year programs.


Florida Bright Futures:                No              See your high school                  75% of tuition               At least half-time**
Gold Seal Vocational Scholars                          guidance counselor                                                 (6-8 credit hours)


*Free Application for Federal Student Aid www.fafsa.ed.gov
**College-level classes
The Financial Assistance Services office has taken care to ensure the accuracy and timeliness of information in this guide. However,
contents are subject to change without notice because of changes in federal and state legislation. All financial assistance awards are
contingent upon availability of funds and are subject to revision.




   Steering to Success – Financial Assistance Procedures and Guidelines                                                                                 9
     How do I get my funds?                                              SPC OneCard
                                                                         Each student admitted to SPC receives an SPC OneCard.
     Tuition                                                             The OneCard is a MasterCard debit card and will be mailed
     Your tuition and fees will be deducted from your awards             to your mailing address on file after you apply for admission.
     first. If your financial assistance file is complete and you have   To receive a refund, a student must activate the SPC
     been awarded aid, your tuition due date will be extended.           OneCard. During card activation, students will choose how
     If you decide not to attend any of your classes, you must           to receive their refund – by paper check, by transfer to a
     drop those classes during the first week. Students will             bank account or by transfer directly to the SPC OneCard
     be billed for classes they do not attend or drop. Financial         (the fastest way to get the money.) Students can activate
     assistance awards will be applied to outstanding tuition/           their SPC OneCard and make their refund selection at
     fees and Book Line of Credit charges before extra money is          www.SPCOneCard.com.
     disbursed to you.                                                   The cost to replace the SPC OneCard is $20.
     Purchasing textbooks                                                Financial Assistance balances will be
     If you have been awarded financial assistance in the form of        processed and delivered to students’
     Federal Pell Grants, ACG, SEOG, SIG or FSAG or Federal
     Stafford Loans and you have a remaining balance after your
                                                                         SPC One cards:
     tuition/fees are deducted, you may use our Book Line of               Students enrolled in and attending at least one standard
     Credit (BLOC) at the campus bookstores. The amount of                 term class will receive their disbursements at the end of
     the BLOC will not exceed $550. If you are an online student,          the fourth week of classes.
     you may contact the campus bookstore manager to make                  Students only enrolled in non-standard term classes will
     arrangements to have your books mailed to your home.                  receive their disbursements approximately the fourth
     The BLOC is available at least 20 days before the start of            week of classes, after their attendance during the first two
     the standard term and always ends on the fourth day of the            weeks has been confirmed by the faculty.
     standard term (for instance, for Fall 2008/09, the fourth day
     of classes is Aug. 28).
     Students who enroll in only non-standard term classes
     (8 Week 1 and 8 Week 2 module classes) will receive
     a BLOC if they are enrolled and have a qualifying financial
     assistance award by the start date of a standard term.




10     Steering to Success – Financial Assistance Procedures and Guidelines
Changes in circumstances Transient students
If you have experienced significant reductions in income          Students who are degree-seeking at SPC but who elect
and/or assets since 2007, or if you want to request a             to take courses at another college or are required to do
review of your dependency status due to extenuating               so may be able to use their financial assistance to pay for
circumstances, please request to see a Financial Assistance       those classes. Consult a Financial Assistance Services staff
staff member.                                                     member.
If your situation warrants, you will be given an appeal form
and asked to provide documentation to substantiate your
circumstances. Once the appeal form is completed, it will         Standards of academic
be reviewed by the Financial Assistance staff.
                                                                  progress
                                                                  Federal regulations require that all students demonstrate
Transfer student                                                  that they are moving through their academic program at
                                                                  a reasonable rate or are “making progress” toward their
Follow these steps to make the transition to                      degree. Students must meet three general criteria:
SPC successful:                                                      • Maintain a minimum GPA, which varies by
  Contact the SPC Financial Assistance Services office,                program.
  as well as the financial assistance office at the institution      • Complete their degree before attempting more
  where you currently attend, to determine transfer policies.          than 150% of the total credit hours required for
                                                                       the program. For example, a student in an AA program
                                                                       that required 60 hours for completion must complete
Services for students with                                             the program by the time he/she has attempted 90
                                                                       hours.
disabilities                                                         • Complete 67% of all hours attempted.
If you are a student with a documented disability, contact the    See the student handbook or www.spcollege.getfunds
Office of Services for Students with Disabilities OSSD at your    for the complete Standards of Academic Progress policy
home campus or at www.spcollege.edu/central/ossd to               including the appeal process.
learn about available services.

                                                                  Remedial or English as a
Study abroad students                                             Second Language (ESL)
Students interested in college-approved study abroad
programs may use federal financial assistance funds to help       Courses
with the cost of the program. Interested students should          Remedial and ESL courses attempted are counted as
meet with financial assistance staff early in the term before     credit hours attempted but are not counted in the academic
departure to discuss options for funding as many of the fees      GPA. Two exceptions are: EAP 1500, Advanced Listening/
are due before the departure date.                                Speaking and EAP 1695, Advanced English as a Second
                                                                  Language II; these courses are counted as courses
                                                                  attempted and in the academic GPA.



State of Florida programs renewal criteria
State program completion                       Renewal requirement
  Florida Student Assistant Grant                24 hours-full-time enrollment or 12 hours part-time enrollment
  Florida Academic Scholars (FAS)                6 hours for every term funded
  Florida Medallion Scholars (FMS)               6 hours for every term funded
  Gold Seal Vocational Scholars (GSV)            6 hours for every term funded




  Steering to Success – Financial Assistance Procedures and Guidelines                                                           11
     Withdrawals                                                       Connections at MySPC
     Caution: If you are a financial assistance recipient and are      Know your SPC Student ID to access your records at SPC.
     thinking about completely withdrawing from classes, please        Create an SPC PIN by visiting www.spcollege.edu and
     consult with a financial assistance staff member.                 clicking on MySPC.
     If you receive financial assistance and completely withdraw       Keep your information up to date with
     from, are dismissed, or stop attending SPC before the             St. Petersburg College. You must
     term is 60 percent over, you will be required to repay a          keep your permanent address
     percentage of the financial assistance that you received to       up to date with SPC. This
     the U.S. Department of Education. Also, you may owe the           address will be used for all
     college additional funds that were credited to your account       correspondence from the
     but have since been returned to the federal government.           Financial Assistance Services
     The amount that you repay is based on the Federal Formula         office.
     for Return of Title IV funds.                                     Check your To Do list
     The law requires funds be returned to the programs                and view your Financial
     from which they were awarded. The order for return is             Assistance.
     Federal Stafford Unsubsidized Loan, Federal Stafford              Check your SPC e-mail
     Subsidized Loan, Federal Pell Grant, Federal Academic             account weekly for important
     Competitiveness Grant and Federal Supplemental                    financial assistance
     Educational Opportunity Grant.                                    correspondence, which will
     A return of funds may be required when money has been             include: award notices,
     disbursed to you from financial assistance funds in excess        follow-up letters, loan
     of the amount of aid that you earned during the term              correspondence, academic
     or used to credit your account. The amount of Title IV            progress notifications,
     assistance earned is determined by multiplying the total Title    verification notifications
     IV assistance (other than Federal Work-Study) for which           and requests for additional
     you qualified by the percentage of aid earned during the          information. FAS sends e-mails
     term you were enrolled. You will be notified of that amount       directly to your SPC e-mail
     in writing. You may view examples of R2T4 repayments at           address, which can be forwarded
     www.spcollege.edu/getfunds.                                       to a personal e-mail address. If
     Separate 60% dates are used for those students in eight-          you have been an SPC student
     week modules enrolled in eight-week module classes.               within the last year, you may
                                                                       access your account by clicking
     Please visit a campus financial assistance office, or             on MySPC and logging in. If you
     www.spcollege.edu/getfunds if you are considering                 are a new St. Petersburg College
     withdrawing and have questions.                                   student, you may access your
                                                                       e-mail account the day after you
                                                                       apply and pay your application
     Attending classes                                                 fee.
     If your award includes grant, loan and scholarship
     assistance, your tuition and fees will be deducted from your
     award before the balance is disbursed. Remaining grant
     and loan balances will be provided to the student via the
     SPC OneCard during the fourth week of classes.
     Prior to disbursing financial assistance, the college must
     verify that you are attending the classes you register for. The
     faculty at SPC will report your attendance to the financial
     assistance office before your money is disbursed.




12     Steering to Success – Financial Assistance Procedures and Guidelines
Important points                                                 Helpful hints
• If you register for classes and decide not to attend,          Apply early. FAFSA application forms are available Jan.
  make sure you formally drop classes before the end of          1 each year. Read instructions carefully. Incomplete
  the drop/add period.                                           applications can delay your financial assistance.
• If you register for class and do not attend, financial         Plan ahead. If you apply after the priority deadline date for
  assistance funds will have to be repaid to the                 each term, your financial assistance may not be available
  Department of Education and you will be ineligible             timely. You will need to make arrangements to pay
  for any further financial assistance until repayment is        your tuition by the tuition due date. Your textbooks
  received in full.                                              are your responsibility.
• If you decide to withdraw from the college, you must           Make copies of all tax returns and your application.
  follow the formal withdrawal procedures as stated in           We may ask you for copies. Do not submit these unless we
  the college catalog. Students who completely withdraw          notify you that we need them.
  from college will be required to return the portion of their   List your name and student ID number on all
  financial assistance that is not used for education.           documents submitted to your home campus office or at
• If, after the date of your Financial Assistance                the MAP Center.
  disbursement, you increase your credit hours, your             Respond promptly to all information requests from our
  financial assistance will not be increased. If you             office and the federal processor.
  decrease hours, repayment may be required.
                                                                 Keep your address current with St. Petersburg College
• Your tuition and fees will be deducted the day                 (log in to MySPC and choose addresses).
  assistance is disbursed. If you change your schedule
  after this date, you may owe additional fees. It is your       Communicate any questions, concerns or changes
  responsibility to take care of this by your tuition due        in your financial status to financial assistance staff after you
  date so you are not canceled from classes.                     receive your Student Aid Report.
• No delivery of funds will be made if your records are on       Follow up. Periodically check the status of your financial
  HOLD.                                                          assistance file. Required documents and awards may be
                                                                 found on MySPC, SPC’s online registration system, at
                                                                 www.spcollege.edu. Log into MySPC and choose View
                                                                 My Financial Aid.
                                                                 If you are a transfer student, you will need to have your
                                                                 academic transcripts mailed to the SPC Registrar’s Office.
                                                                 Transcripts will be required from each postsecondary
                                                                 school previously attended.
                                                                 You must be either degree-seeking or enrolled in an
                                                                 authorized certificate program to be eligible for financial
                                                                 assistance.


                                                                 Help available
                                                                 Students may request help with the financial assistance
                                                                 application at the Financial Assistance Services offices
                                                                 at the Tarpon Springs and Seminole campuses or at the
                                                                 MySPC Answer Place (MAP) at the Clearwater and St.
                                                                 Petersburg/Gibbs campuses. Students visiting the MAP will
                                                                 receive a referral to the financial assistance staff if needed.
                                                                 Assistance with general information and the application
                                                                 process also is available by telephone at 727-791-2485.
                                                                 Due to federal privacy laws, the amount of individuals’
                                                                 detailed information available by telephone is limited. Please
                                                                 visit one of our campus locations so our staff may assist
                                                                 you. If you do not live locally, please use your SPC student
                                                                 e-mail to contact one of our staff members for assistance.




Steering to Success – Financial Assistance Procedures and Guidelines                                                                13
     MySPC, your Web portal                                         Other contact information
     MySPC, SPC’s Web portal, provides students access to           Visit the SPC Financial Assistance Services Home Page
     college information and many online resources. Students        www.spcollege.edu/getfunds for detailed information
     conduct all SPC business through MySPC, including              about all financial assistance programs.
     ANGEL access, registration, business office and financial        Federal student aid
     assistance information, and change addresses and phone           www.studentaid.ed.gov
     numbers in the SPC directory. You may check the status
     of your financial assistance applications, determine what        State of Florida aid programs
     check list items are still needed, and view your awards          www.floridastudentfinancialaid.org
     through MYSPC. Make sure you are checking it regularly to
     stay up to date with your file.
                                                                    Student financial
     Student e-mail
     Official correspondence from SPC is sent to your student
                                                                    assistance ombudsman
     e-mail account. This includes registration appointment dates   The Student Financial Assistance (SFA) Ombudsman
     and college closing alerts. Check this e-mail regularly        works with student loan borrowers to informally resolve
     or forward it to your personal e-mail account. SPC             loan disputes and problems. Our goal is to facilitate and
     Financial Assistance staff will communicate through your       provide creative options/alternatives for borrowers needing
     SPC e-mail account.                                            assistance with federal loans including:
                                                                      • Federal Family Education Loans
                                                                      • Subsidized and Unsubsidized Staffford Loans
                                                                        FFEL PLUS Loans (for parents)
                                                                      • FFEL Consolidation Loans.
                                                                    The Ombudsman customer service line is 1-877-557-2575.




14     Steering to Success – Financial Assistance Procedures and Guidelines
Equal opportunity
statement
St. Petersburg College is dedicated to the concept
of equal opportunity. The college will not discriminate
on the basis of race, color, religion, sex, age, national
origin, or marital status, or against any qualified
individual with disabilities, in its employment practices
or in the admission and treatment of students.
Recognizing that sexual harassment constitutes
discrimination on the basis of sex and violates this
rule, the college will not tolerate such conduct.
Should you experience such behavior, please contact
the director of EA/EO at 727-341-3261; by mail at
P.O. Box 13489, St. Petersburg, FL 33733-3489; or
by e-mail at eaeo_director@spcollege.edu.


Confidentiality
St. Petersburg College ensures the confidentiality
of all student records in accordance with the State
University System rules, state statutes, and the
Family Education Rights and Privacy Act of 1974
– The Buckley Amendment. Your family financial
information and the type and amount of your
assistance are held in confidence, and information
only is released with your written consent.




  Steering to Success – Financial Assistance Procedures and Guidelines   15
Financial Assistance
checklist
How to apply for financial assistance at SPC                    When applying for Stafford Loans
You must to apply for admission to St. Petersburg College            You must complete the steps for applying for FAFSA
before we will have access to your FAFSA information.            first. Go to www.spcollege.edu/getfunds to complete
                                                                 the Stafford Loan Request.
You must FIRST complete your FAFSA                                  After your first SPC loan request has been processed,
                                                                 you will be required to complete an entrance loan
    Request a PIN number online at www.pin.ed.gov.
                                                                 interview and a master promissory note before your
   Complete your 08/09 FAFSA online at                           loan funds will be released to SPC. You will be notified
  www.fafsa.ed.gov. SPC’s School Code is 001528.                 by e-mail when these are available to complete online.
    In 3 to 5 days, go to www.fafsa.ed.gov
    Select View and Print Your Student Aid Report.
    Check for accuracy and read the COMMENTS                    When applying for scholarships
  section CAREFULLY. This section informs students if              Complete a Scholarships and Financial Grants Student
  there are any issues that require resolution before aid can    Application Form by the deadline. Deadline dates will be
  be processed.                                                  posted at www.spcollege.edu/getfunds. You also will
     Applicants with items required in the COMMENTS              want to check the online In the Money newsletter. It is
  section will be required to bring additional documentation     updated monthly and lists any new scholarships that are
  to the Financial Assistance Services office. Check with        available.
  Financial Assistance Services office staff or the MySPC To
  Do list, if you do not understand what is required.
                                                                Student employment
                                                                    If you are interested in Student Employment,
Students Selected for Verification:                              please visit www.spcollege.edu/getfunds
Dependent students will need:                                    to complete the online application process
  • Dependent Verification worksheet                             or inquire at your campus Financial
  • Parent-signed 2007 tax forms                                 Assistance Services office.
  • Student-signed 2007 tax forms
Independent students will need:
                                                                Check your financial assistance
  • Independent Verification worksheet
                                                                status
  • Student-signed 2007 tax forms
  • Spouse-signed 2007 tax forms (if applicable)                     To check the status of your financial
                                                                 assistance or to see the amount of your
                                                                 award, go to your MySPC account. If there
                                                                 is no award listed and you believe you are
                                                                 eligible, check your To Do list on MySPC.
                                                                 If there are no items on your To Do list,
                                                                 visit the campus Financial Assistance office.



                                                                 Please contact us if we can help you with
                                                                 any questions. Also, check out our FAQ




      SPC
      St. Petersburg College                                     at www.spcollege.edu/getfunds.




           Excellence in education since 1927

                                                                                                                   14820 - 8/08

								
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