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Credit Dispute Letter Name Here Address Here Jacksonville Fl 32256 10 12 2010

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Credit Dispute Letter Name Here Address Here Jacksonville Fl 32256 10 12 2010 Powered By Docstoc
					Name Here
Address Here
Jacksonville Fl. 32256                               10/12/2010


Experian
PO Box 9701
Allen, TX 75013                               File# 123456789


To whom it may concern,
        I am requesting the verification of a negative item on my credit report. If I
understand the Fair Credit Reporting Act correctly, you are required to follow
reasonable procedures to assure maximum possible accuracy of the information on my
credit report. So I am requesting you verify the item I am disputing at a higher
standard than a third-party database search. Please also notify the source who reported
the item within 5 days of receiving this dispute, and obtain either verbal or hand
written verification directly from a person at the source.

        Verify with that person my full name, address, date of birth, social security
number, status, and amount. If any of the information is inaccurate or cannot be
verified, than the entire item is unverifiable. When you finish your investigation please
give me the name, address, and telephone number of the person at the source you
contacted.

        I will expect you to notify me of the results of your investigation within 5
business days from the completion of your investigation. In addition I will expect you
to complete your investigation within 30 days from the date you receive this dispute or
the item being disputed will be unverifiable.

        The items appears on my credit report as ( )The reason I am disputing the item
is because it’s (inaccurate). Again, I expect every part of this listing on my credit report
to be individually verified as accurate or the entire item should be deleted.”


Sincerely,
Name Here

				
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Description: Credit dispute letter