Federal Tax on 401K Withdrawals

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					ExecPlan Equities                                                              Page 1
Princeton, NJ 08540
05/12/09                   INCOME STATEMENT
Richard & Cheryl Tobasco
60 Chichester Lane
Princeton, NJ 08540

Current Retirement             2009       2010      2011      2012      2013
Age:                          45/44      46/45     47/46     48/47     49/48
Earned Income
Richard's Salary            259,390    269,766   280,557   291,779   303,450
Consulting Income            25,000     25,000    25,000         0         0
Cheryl's Salary              58,964     61,912    65,008    68,258    71,671
Richard's 401k              -16,500    -17,000   -17,500   -18,000   -18,500
                            326,855    339,678   353,065   342,037   356,621
Interest/Dividends
3M Corporate Bond             1,680      1,680     1,680     1,680     1,680
Ford Motor Stock              3,528      3,669     3,816     3,969     4,128
1St Nat Savings                 113        115       117       120       122
Money Market Fund             7,041      7,217     7,397     7,582     7,772
Growth & Inc Fund             8,540      9,205     9,922    10,694    11,527
Excess Cash Fund                205        454       818     1,988     3,174
                             21,107     22,340    23,750    26,033    28,402
Investments
Beach House                  -10,982   -10,319    -9,612    -8,867    -8,073
Beach House                        0   -10,982   -21,301   -30,913   -39,780
Disallowed                    10,982    21,301    30,913    39,780    47,853
                                   0         0         0         0         0

Net Capital Gain              3,621      4,136     4,787   100,532     7,785

Adjustments
S.E. Tax Dedctn                 335       335       335         0         0
                                335       335       335         0         0

Adj Gross Income            351,248    365,820   381,267   468,602   392,809

Deductions
Charitable 50%                1,731      1,783     1,837     1,892     1,949
State Tax Paid               17,398     18,326    19,310    24,948    20,119
Real Estate Tax              18,761     19,699    20,684    21,719    22,805
Mortgage Interest            20,818     20,419    19,989    19,531    19,038
Reductn For High Inc         -1,844          0         0         0         0
Gross Deductions             56,864     60,227    61,820    68,089    63,911
Standard Deduction           11,400     11,700    12,100    12,500    12,800
Allowed Deductions           56,864     60,227    61,820    68,089    63,911
Pers Exemptions              10,609     15,000    15,400    12,000    12,300

Taxable Income              283,775    290,592   304,046   388,513   316,598
ExecPlan Equities                                                            Page 2
Princeton, NJ 08540
05/12/09                   I N C O M E S T A T E M E N T (cont.)
Richard & Cheryl Tobasco
60 Chichester Lane
Princeton, NJ 08540

Current Retirement               2009      2010     2011     2012     2013
Age:                            45/44     46/45    47/46    48/47    49/48

Fed Income Tax                 79,782   113,513   97,430   97,668   99,987

Fed Tax Bracket-Ord Inc        33.0%     33.0%    33.0%     33.0%   33.0%
ExecPlan Equities                                                              Page 3
Princeton, NJ 08540
05/12/09                   INCOME STATEMENT
Richard & Cheryl Tobasco
60 Chichester Lane
Princeton, NJ 08540

Current Retirement             2014       2024      2034      2044      2018
Age:                          50/49      60/59     70/69     80/79     54/53
Earned Income
Richard's Salary            315,588    467,147         0         0   369,193
Richard's IRA                     0          0   129,886   224,652         0
Cheryl's Salary              75,255    122,582         0         0    91,473
Cheryl's IRA                      0          0         0     9,488         0
Richard's 401k              -25,000    -34,500         0         0   -28,500
                            365,843    555,230   129,886   234,140   432,166
Interest/Dividends
3M Corporate Bond             1,680      1,680     1,680     1,680     1,680
Ford Motor Stock              4,293      6,354     9,406    13,923     5,022
1St Nat Savings                 124        152       185       225       135
Money Market Fund             7,966     10,197         0         0     8,793
Growth & Inc Fund            12,424     26,295    55,652   117,785    16,769
Excess Cash Fund              3,870     16,137    14,636     6,783     7,456
                             30,357     60,815    81,559   140,396    39,855
Investments
Beach House                   -7,237     7,010    21,637    29,078    -3,332
Beach House                  -47,853   -72,653         0         0   -71,231
Disallowed                    55,090    65,643         0         0    74,563
                                   0         0    21,637    29,078         0
Other
Txbl Social Sec                   0         0     94,574   104,469        0
                                  0         0     94,574   104,469        0

Net Capital Gain              8,840     26,655    87,431   153,055    14,164

Adj Gross Income            405,040    642,700   415,087   661,138   486,185

Deductions
Charitable 50%                2,007      2,697     3,625     4,872     2,259
State Tax Paid               20,994     40,160     7,196    15,605    26,163
Real Estate Tax              23,945     39,003    63,533   103,488    29,105
Mortgage Interest            18,509     10,597         0         0    15,985
Gross Deductions             65,455     92,458    74,353   123,965    73,512
Standard Deduction           13,200     17,800    28,600    38,600    14,900
Allowed Deductions           65,455     92,458    74,353   123,965    73,512
Pers Exemptions               8,400     11,400    15,300    20,600     9,500

Taxable Income              331,185    538,843   325,434   516,573   403,173

Fed Income Tax              103,460    170,601   103,175   168,010   126,390
ExecPlan Equities                                                           Page 4
Princeton, NJ 08540
05/12/09                   I N C O M E S T A T E M E N T (cont.)
Richard & Cheryl Tobasco
60 Chichester Lane
Princeton, NJ 08540

Current Retirement               2014     2024      2034     2044    2018
Age:                            50/49    60/59     70/69    80/79   54/53

Fed Tax Bracket-Ord Inc        33.0%     33.0%    25.0%     25.0%   33.0%
ExecPlan Equities                                                                Page 5
Princeton, NJ 08540
05/12/09                   INCOME STATEMENT
Richard & Cheryl Tobasco
60 Chichester Lane
Princeton, NJ 08540

Current Retirement             2020       2025      2030      2035       2054
Age:                          56/55      61/60     66/65     71/70      90/89
Earned Income
Richard's Salary            399,320    485,833         0         0          0
Richard's IRA                     0          0    35,000   137,454    343,743
Cheryl's Salary             100,849    128,711         0         0          0
Cheryl's IRA                      0          0         0     5,770     14,854
Richard's 401k              -30,500    -35,000         0         0          0
                            469,668    579,545    35,000   143,224    358,597
Interest/Dividends
3M Corporate Bond             1,680      1,680     1,680     1,680      1,680
Ford Motor Stock              5,432      6,608     8,040     9,782     20,609
1St Nat Savings                 140        155       171       189        275
Money Market Fund             9,238     10,452         0         0          0
Growth & Inc Fund            19,482     28,342    41,233    59,985    188,856
Excess Cash Fund              9,862     18,057    18,419    14,282          0
                             45,834     65,295    69,543    85,918    211,420
Investments
Beach House                     -989    14,344    19,224    22,286     39,078
Beach House                  -76,757   -65,643         0         0          0
Disallowed                    77,746    51,299         0         0          0
                                   0         0    19,224    22,286     39,078
Other
Txbl Social Sec                   0         0         0     95,520    115,398
                                  0         0         0     95,520    115,398

Net Capital Gain             17,655     29,394   124,372    91,145    348,763

Adj Gross Income            533,157    674,234   248,139   438,093   1,073,257

Deductions
Charitable 50%                2,397      2,778     3,221     3,734      6,547
State Tax Paid               29,705     43,646     8,643     7,750     35,455
Real Estate Tax              32,088     40,954    52,268    66,709    168,571
Mortgage Interest            14,434      9,459     2,406         0          0
Misc Expense Ded                  0          0       227         0          0
Gross Deductions             78,625     96,837    66,765    78,193    210,573
Standard Deduction           15,800     18,300    25,400    29,500     51,800
Allowed Deductions           78,625     96,837    66,765    78,193    210,573
Pers Exemptions              10,100     11,700    13,600    15,800     27,700

Taxable Income              444,433    565,697   167,774   344,100    834,984
ExecPlan Equities                                                              Page 6
Princeton, NJ 08540
05/12/09                   I N C O M E S T A T E M E N T (cont.)
Richard & Cheryl Tobasco
60 Chichester Lane
Princeton, NJ 08540

Current Retirement               2020      2025     2030      2035      2054
Age:                            56/55     61/60    66/65     71/70     90/89

Fed Income Tax                139,659   179,508   39,817   109,289   267,278

Fed Tax Bracket-Ord Inc        33.0%     33.0%    15.0%     25.0%     25.0%
ExecPlan Equities                                                                       Page 7
Princeton, NJ 08540
05/12/09                   BALANCE SHEET
Richard & Cheryl Tobasco
60 Chichester Lane
Princeton, NJ 08540

Current Retirement               2009       2010        2011        2012        2013
Age:                            45/44      46/45       47/46       48/47       49/48
LIQUID ASSETS
Cash Balance                    4,952      5,003       4,925       4,812       4,984

Cash Deposits
1St Nat Savings                 5,743      5,858       5,975       6,095       6,217
Money Market Fund             288,673    295,890     303,287     310,869     318,641
                              294,416    301,748     309,262     316,964     324,858
Stocks & Bonds
3M Corporate Bond              28,000     28,000      28,000      28,000       28,000
Ford Motor Stock              141,132    146,777     152,648     158,754      165,104
Growth & Inc Fund             354,040    381,605     411,315     443,338      477,855
Excess Cash Fund               42,159     51,461     117,074     292,467      361,342
                              565,331    607,843     709,037     922,559    1,032,301
Life Insurance
Richard's VUL                 103,309    106,409     109,601     112,889     116,276
                              103,309    106,409     109,601     112,889     116,276

Liquid Assets                 968,008   1,021,002   1,132,825   1,357,224   1,478,419

NONLIQUID ASSETS

Retirement Plans
Cheryl's Roth IRA              13,682     14,503      15,373      16,295      17,273
Richard's IRA                 102,247    108,382     114,885     121,778     129,085
Cheryl's IRA                   36,839     39,049      41,392      43,876      46,509
Richard's 401k                426,544    483,407     544,741     610,550     681,368
529 Plan                      235,248    164,937      86,187      44,819           0
                              814,560    810,278     802,578     837,318     874,235
Benefit Plans
Stk Options-ISOS               71,124    115,500     122,430           0           0
                               71,124    115,500     122,430           0           0
Investments
Beach House                   619,124    650,080     682,584     716,714     752,549
                              619,124    650,080     682,584     716,714     752,549
Personal Property
Residence                     571,827    594,700     618,488     643,227     668,957
Vehicles                       45,000     45,000      45,000      45,000      45,000
Furniture/Fixture              50,000     50,000      50,000      50,000      50,000
Gems & Jewelry                 92,742     95,524      98,390     101,342     104,382
Stamp Collection               83,468     85,972      88,551      91,207      93,944


ExecPlan Equities
Princeton, NJ 08540
05/12/09                   B A L A N C E S H E E T (cont.)
Richard & Cheryl Tobasco
60 Chichester Lane                                                                      Page 8
Princeton, NJ 08540

Current Retirement              2009        2010        2011        2012        2013
Age:                           45/44       46/45       47/46       48/47       49/48
                             843,037     871,196     900,429     930,777     962,282

Nonliquid Assets            2,347,845   2,447,054   2,508,021   2,484,808   2,589,067

Total Assets                3,315,853   3,468,056   3,640,846   3,842,032   4,067,486

LIABILITIES

Mortgage Loans
Residence                    294,374     288,447     282,090     275,275     267,967
                             294,374     288,447     282,090     275,275     267,967
Investments
Beach House                  164,124     159,476     154,442     148,990     143,085
                             164,124     159,476     154,442     148,990     143,085

Total Liabilities            458,498     447,923     436,532     424,265     411,052

Net Worth                   2,857,355   3,020,133   3,204,314   3,417,767   3,656,434



ExecPlan Equities
Princeton, NJ 08540
05/12/09                   BALANCE SHEET
Richard & Cheryl Tobasco
60 Chichester Lane
Princeton, NJ 08540

Current Retirement              2014        2024        2034        2044        2018
Age:                           50/49       60/59       70/69       80/79       54/53
LIQUID ASSETS
Cash Balance                   4,994       5,167       4,869       4,940       5,037

Cash Deposits
1St Nat Savings                6,341       7,731       9,425      11,489       6,864
Money Market Fund            326,607     418,084           0           0     360,513
                             332,948     425,815       9,425      11,489     367,377
Stocks & Bonds
3M Corporate Bond              28,000      28,000      28,000      28,000      28,000
Ford Motor Stock              171,708     254,170     376,234     556,918     200,874
Growth & Inc Fund             515,059   1,090,094   2,307,127   4,882,912     695,184
Excess Cash Fund              435,786   1,756,970   1,490,107     625,636     824,162
                            1,150,553   3,129,234   4,201,468   6,093,467   1,748,220
Life Insurance
Richard's VUL                119,764     160,953     216,307     290,698     134,795
                             119,764     160,953     216,307     290,698     134,795

Liquid Assets               1,608,259   3,721,169   4,432,068   6,400,594   2,255,430

NONLIQUID ASSETS
Retirement Plans                                                                           Page 9
Cheryl's Roth IRA              18,309       32,788       58,719      105,158      23,114
Richard's IRA                 136,830      245,043    3,642,535    4,228,405     172,745
Cheryl's IRA                   49,300       88,288      158,110      186,638      62,240
Richard's 401k                763,855    2,011,739            0            0   1,161,549
                              968,294    2,377,858    3,859,364    4,520,201   1,419,648
Investments
Beach House                   790,177    1,287,115    2,096,574    3,415,099    960,465
                              790,177    1,287,115    2,096,574    3,415,099    960,465
Personal Property
Residence                     695,715    1,029,828    1,524,397    2,256,480     813,888
Vehicles                       45,000       45,000       45,000       45,000      45,000
Furniture/Fixture              50,000       50,000       50,000       50,000      50,000
Gems & Jewelry                107,513      144,489      194,181      260,963     121,007
Stamp Collection               96,762      130,040      174,763      234,867     108,906
                              994,990    1,399,357    1,988,341    2,847,309   1,138,802

Nonliquid Assets             2,753,461   5,064,330    7,944,279   10,782,610   3,518,914

Total Assets                 4,361,720   8,785,499   12,376,347   17,183,204   5,774,344


ExecPlan Equities
Princeton, NJ 08540
05/12/09                   B A L A N C E S H E E T (cont.)
Richard & Cheryl Tobasco
60 Chichester Lane
Princeton, NJ 08540

Current Retirement               2014        2024          2034         2044       2018
Age:                            50/49       60/59         70/69        80/79      54/53

LIABILITIES

Mortgage Loans
Residence                     260,130     142,766            0            0     222,694
                              260,130     142,766            0            0     222,694
Investments
Beach House                   136,691      34,925            0            0     105,346
                              136,691      34,925            0            0     105,346

Total Liabilities             396,821     177,691            0            0     328,040

Net Worth                    3,964,899   8,607,808   12,376,347   17,183,204   5,446,304



ExecPlan Equities
Princeton, NJ 08540
05/12/09                   BALANCE SHEET
Richard & Cheryl Tobasco
60 Chichester Lane
Princeton, NJ 08540

Current Retirement               2020        2025         2030         2035        2054
Age:                            56/55       61/60         66/65        71/70        90/89 Page 10
LIQUID ASSETS
Cash Balance                    5,063       5,197         4,754        4,852        4,862

Cash Deposits
1St Nat Savings                 7,141       7,886         8,707        9,614      14,006
Money Market Fund             378,764     428,536             0            0           0
                              385,905     436,422         8,707        9,614      14,006
Stocks & Bonds
3M Corporate Bond               28,000      28,000       28,000       28,000       28,000
Ford Motor Stock               217,266     264,337      321,606      391,283      824,375
Growth & Inc Fund              807,646   1,174,965    1,709,340    2,486,750    7,829,212
Excess Cash Fund             1,083,360   1,962,705    1,822,245    1,452,017            0
                             2,136,272   3,430,007    3,881,192    4,358,051    8,681,587
Life Insurance
Richard's VUL                 143,004     165,781      192,186      222,796      390,674
                              143,004     165,781      192,186      222,796      390,674

Liquid Assets                2,670,244   4,037,407    4,086,838    4,595,313    9,091,129

NONLIQUID ASSETS

Retirement Plans
Cheryl's Roth IRA               25,971      34,755       46,510       62,242      188,321
Richard's IRA                  194,097   2,450,233    3,081,666    3,723,633    3,810,044
Cheryl's IRA                    69,932      93,585      125,238      161,827      174,093
Richard's 401k               1,406,590           0            0            0            0
                             1,696,590   2,578,573    3,253,414    3,947,702    4,172,458
Investments
Beach House                  1,058,912   1,351,470    1,724,857    2,201,403    5,562,836
                             1,058,912   1,351,470    1,724,857    2,201,403    5,562,836
Personal Property
Residence                      880,301   1,071,021    1,303,061    1,585,373    3,340,141
Vehicles                        45,000      45,000       45,000       45,000       45,000
Furniture/Fixture               50,000      50,000       50,000       50,000       50,000
Gems & Jewelry                 128,377     148,824      172,527      200,006      350,712
Stamp Collection               115,539     133,941      155,275      180,006      315,641
                             1,219,217   1,448,786    1,725,863    2,060,385    4,101,495

Nonliquid Assets             3,974,719   5,378,829    6,704,134    8,209,490   13,836,788

Total Assets                 6,644,963   9,416,236   10,790,972   12,804,803   22,927,917


ExecPlan Equities
Princeton, NJ 08540
05/12/09                   B A L A N C E S H E E T (cont.)
Richard & Cheryl Tobasco
60 Chichester Lane
Princeton, NJ 08540

Current Retirement               2020        2025          2030         2035         2054
Age:                            56/55       61/60         66/65        71/70        90/89

LIABILITIES
Mortgage Loans                                                                     Page 11
Residence            199,673     125,879       21,267            0            0
                     199,673     125,879       21,267            0            0
Investments
Beach House           85,501      19,554            0            0            0
                      85,501      19,554            0            0            0

Total Liabilities    285,174     145,433       21,267            0            0

Net Worth           6,359,789   9,270,803   10,769,705   12,804,803   22,927,917
ExecPlan Equities                                                               Page 12
Princeton, NJ 08540
05/12/09                   CASH FLOW STATEMENT
Richard & Cheryl Tobasco
60 Chichester Lane
Princeton, NJ 08540

Current Retirement               2009      2010      2011      2012      2013
Age:                            45/44     46/45     47/46     48/47     49/48
BEGINNING OF YEAR
Checking                        5,103     4,952     5,003     4,925     4,812

SOURCES OF CASH

Cash Income
Richard's Salary              259,390   269,766   280,557   291,779   303,450
Consulting Income              25,000    25,000    25,000         0         0
Cheryl's Salary                58,964    61,912    65,008    68,258    71,671
Interest+Dividends              5,208     5,349     5,496     5,649     5,808
                              348,563   362,028   376,061   365,686   380,929
Investments
Beach House                    18,334    18,884    19,451    20,034    20,635
Stk Options-ISOS                    0         0         0   124,266         0
                               18,334    18,884    19,451   144,301    20,635
Retirement Plans
529 Plan                       40,202    84,426    88,646    46,539    47,508
                               40,202    84,426    88,646    46,539    47,508

Total Cash Inflow             407,099   465,338   484,157   556,526   449,072

Tot Cash Available            412,202   470,289   489,160   561,451   453,884

USES OF CASH

Fully Tax Deductible
Richard's 401k                 16,500    17,000    17,500    18,000    18,500
Mortgage Interest              20,818    20,419    19,989    19,531    19,038
                               37,318    37,419    37,489    37,531    37,538
Partly Deductible
Medicine & Drugs                1,186     1,245     1,308     1,373     1,442
Charity                         1,731     1,783     1,837     1,892     1,949
Financial/Legal Fee             2,278     2,369     2,463     2,562     2,664
                                5,195     5,397     5,608     5,827     6,055
Not Tax Deductible
College Tuition                40,202    84,426    88,646    46,539    48,866
Food                           13,506    13,911    14,329    14,758    15,201
Clothing                       14,632    15,071    15,523    15,988    16,468
Entertainment                  11,255    11,593    11,941    12,299    12,668
Vacations                       6,078     6,260     6,448     6,641     6,841


ExecPlan Equities
Princeton, NJ 08540
05/12/09                   C A S H F L O W S T A T E M E N T (cont.)
Richard & Cheryl Tobasco
60 Chichester Lane                                                            Page 13
Princeton, NJ 08540

Current Retirement             2009      2010      2011      2012      2013
Age:                          45/44     46/45     47/46     48/47     49/48
Gifts/Celebrations           16,883    17,389    17,911    18,448    19,002
Auto Expenses                13,506    13,911    14,329    14,758    15,201
Home Insurance                  443       461       479       498       518
Repair/Maintenance            7,428     7,651     7,881     8,117     8,361
Utility/Phone                 5,853     6,028     6,209     6,395     6,587
Household Frnshg              7,428     7,651     7,881     8,117     8,361
Other Living Exp              4,052     4,173     4,299     4,428     4,560
529 Plan                     22,000         0         0         0         0
                            163,266   188,526   195,873   156,988   162,634
Taxes Paid
Fed Tax Paid                 79,782   113,513    97,430    97,668    99,987
State Tax Paid               17,398    18,326    19,310    24,948    20,119
FICA/Soc Sec Tax             14,894    15,530    16,202    16,893    17,621
Real Estate Tax              18,761    19,699    20,684    21,719    22,805
                            130,835   167,068   153,626   161,227   160,532
Purchase/Deposits
Excess Cash Fund             40,931     6,575    60,704   163,465    49,832
                             40,931     6,575    60,704   163,465    49,832
Investments
Beach House                  24,177    24,374    24,577    24,786    25,002
Stk Options-ISOS                  0    30,000         0         0         0
                             24,177    54,374    24,577    24,786    25,002
Liability Liquidation
Residence                     5,528     5,927     6,357     6,815     7,308
                              5,528     5,927     6,357     6,815     7,308

Tot Cash Outflow            407,250   465,287   484,235   556,639   448,900

END OF YEAR
Cash Balance                  4,952     5,003     4,925     4,812     4,984



ExecPlan Equities
Princeton, NJ 08540
05/12/09                   CASH FLOW STATEMENT
Richard & Cheryl Tobasco
60 Chichester Lane
Princeton, NJ 08540

Current Retirement             2014      2024      2034      2044      2018
Age:                          50/49     60/59     70/69     80/79     54/53
BEGINNING OF YEAR
Checking                      4,984     5,138     4,955     4,947     5,024

SOURCES OF CASH

Cash Income
Richard's Salary            315,588   467,147         0         0   369,193
Richard's IRA                     0         0   129,886   224,652         0
Cheryl's Salary              75,255   122,582         0         0    91,473
Cheryl's IRA                        0         0         0     9,488         0 Page 14
Social Security Inc                 0         0   111,264   122,904         0
Interest+Dividends              5,973     8,034    11,086    15,603     6,702
                              396,816   597,764   252,235   372,647   467,368
Investments
Beach House                    21,254    28,564    38,387    51,589    23,922
                               21,254    28,564    38,387    51,589    23,922
Sale/Withdrawals
Excess Cash Fund                   0         0    122,515   186,619        0
                                   0         0    122,515   186,619        0

Total Cash Inflow             418,070   626,328   413,138   610,855   491,290

Tot Cash Available            423,054   631,466   418,093   615,803   496,314

USES OF CASH

Fully Tax Deductible
Richard's 401k                 25,000    34,500        0         0     28,500
Mortgage Interest              18,509    10,597        0         0     15,985
                               43,509    45,097        0         0     44,485
Partly Deductible
Medicine & Drugs                1,514     2,466     4,016     6,542     1,840
Charity                         2,007     2,697     3,625     4,872     2,259
Financial/Legal Fee             2,771     4,102     6,072     8,988     3,242
                                6,292     9,265    13,713    20,401     7,341
Not Tax Deductible
Food                           15,657    21,042    28,279    38,004    17,622
Clothing                       16,962    22,796    30,635    41,171    19,091
Entertainment                  13,048    17,535    23,566    31,670    14,685
Vacations                       7,046     9,469    12,725    17,102     7,930


ExecPlan Equities
Princeton, NJ 08540
05/12/09                   C A S H F L O W S T A T E M E N T (cont.)
Richard & Cheryl Tobasco
60 Chichester Lane
Princeton, NJ 08540

Current Retirement               2014      2024      2034      2044      2018
Age:                            50/49     60/59     70/69     80/79     54/53
Gifts/Celebrations             19,572    26,303    35,348    47,505    22,028
Auto Expenses                  15,657    21,042    28,279    38,004    17,622
Home Insurance                    539       798     1,181     1,748       630
Repair/Maintenance              8,612    11,573    15,553    20,902     9,692
Utility/Phone                   6,785     9,118    12,254    16,469     7,636
Household Frnshg                8,612    11,573    15,553    20,902     9,692
Other Living Exp                4,697     6,313     8,484    11,401     5,287
                              117,186   157,561   211,858   284,880   131,917
Taxes Paid
Fed Tax Paid                  103,460   170,601   103,175   168,010   126,390
State Tax Paid                 20,994    40,160     7,196    15,605    26,163
FICA/Soc Sec Tax               18,387    28,074         0         0    21,763
Real Estate Tax                23,945    39,003    63,533   103,488    29,105
                              166,786   277,839   173,903   287,103   203,421
Purchase/Deposits                                                             Page 15
Excess Cash Fund             51,227    92,947        0         0     67,573
                             51,227    92,947        0         0     67,573
Investments
Beach House                  25,223    27,842    13,750    18,479    26,179
                             25,223    27,842    13,750    18,479    26,179
Liability Liquidation
Residence                     7,837    15,749        0         0     10,361
                              7,837    15,749        0         0     10,361

Tot Cash Outflow            418,060   626,299   413,224   610,863   491,277

END OF YEAR
Cash Balance                  4,994     5,167     4,869     4,940     5,037



ExecPlan Equities
Princeton, NJ 08540
05/12/09                   CASH FLOW STATEMENT
Richard & Cheryl Tobasco
60 Chichester Lane
Princeton, NJ 08540

Current Retirement             2020      2025      2030      2035      2054
Age:                          56/55     61/60     66/65     71/70     90/89
BEGINNING OF YEAR
Checking                      5,052     5,167     4,808     4,869     4,833

SOURCES OF CASH

Cash Income
Richard's Salary            399,320   485,833         0         0         0
Richard's IRA                     0         0    35,000   137,454   343,743
Cheryl's Salary             100,849   128,711         0         0         0
Cheryl's IRA                      0         0         0     5,770    14,854
Social Security Inc               0         0         0   112,376   135,763
Interest+Dividends            7,112     8,288     9,720    11,462    22,289
                            507,280   622,833    44,720   267,062   516,649
Investments
Beach House                  25,379    29,421    34,107    39,539    69,332
                             25,379    29,421    34,107    39,539    69,332
Sale/Withdrawals
Growth & Inc Fund                0         0          0         0   323,787
Excess Cash Fund                 0         0    260,318   123,783         0
                                 0         0    260,318   123,783   323,787

Total Cash Inflow           532,659   652,254   339,145   430,384   909,768

Tot Cash Available          537,710   657,420   343,953   435,253   914,601

USES OF CASH

Fully Tax Deductible
Richard's 401k               30,500    35,000         0        0         0
Mortgage Interest            14,434     9,459     2,406        0         0
                               44,934    44,459     2,406        0         0 Page 16
Partly Deductible
Medicine & Drugs                2,028     2,589     3,304     4,217    10,656
Charity                         2,397     2,778     3,221     3,734     6,547
Financial/Legal Fee             3,506     4,266     5,190     6,315    13,304
                                7,931     9,633    11,715    14,265    30,507


ExecPlan Equities
Princeton, NJ 08540
05/12/09                   C A S H F L O W S T A T E M E N T (cont.)
Richard & Cheryl Tobasco
60 Chichester Lane
Princeton, NJ 08540

Current Retirement               2020      2025      2030      2035      2054
Age:                            56/55     61/60     66/65     71/70     90/89
Not Tax Deductible
Food                           18,696    21,673    25,125    29,127    51,075
Clothing                       20,254    23,479    27,219    31,554    55,331
Entertainment                  15,580    18,061    20,938    24,273    42,562
Vacations                       8,413     9,753    11,306    13,107    22,984
Gifts/Celebrations             23,370    27,092    31,407    36,409    63,843
Auto Expenses                  18,696    21,673    25,125    29,127    51,075
Home Insurance                    682       829     1,009     1,228     2,587
Repair/Maintenance             10,283    11,920    13,819    16,020    28,091
Utility/Phone                   8,101     9,392    10,888    12,622    22,132
Household Frnshg               10,283    11,920    13,819    16,020    28,091
Other Living Exp                5,609     6,502     7,538     8,738    15,322
                              139,964   162,296   188,193   218,225   383,093
Taxes Paid
Fed Tax Paid                  139,659   179,508    39,817   109,289   267,278
State Tax Paid                 29,705    43,646     8,643     7,750    35,455
FICA/Soc Sec Tax               23,679    29,297         0         0         0
Real Estate Tax                32,088    40,954    52,268    66,709   168,571
                              225,132   293,405   100,728   183,748   471,304
Purchase/Deposits
Excess Cash Fund               76,074    97,395        0         0         0
                               76,074    97,395        0         0         0
Investments
Beach House                    26,701    28,149    12,217    14,163    24,835
                               26,701    28,149    12,217    14,163    24,835
Liability Liquidation
Residence                      11,912    16,887    23,940        0         0
                               11,912    16,887    23,940        0         0

Tot Cash Outflow              532,648   652,224   339,199   430,401   909,739

END OF YEAR
Cash Balance                    5,063     5,197     4,754     4,852     4,862
ExecPlan Equities                                                                Page 17
Princeton, NJ 08540
05/12/09                   SUPPORTING SCHEDULE
Richard & Cheryl Tobasco
60 Chichester Lane
Princeton, NJ 08540
                               JOINT     JOINT     JOINT     JOINT     JOINT
Current Retirement               2009      2010      2011      2012      2013
Age:                            45/44     46/45     47/46     48/47     49/48
Income
Earned Income                 326,855   339,678   353,065   342,037   356,621
Adj Gross Income              351,248   365,820   381,267   468,602   392,809
Allowed Deductions             56,864    60,227    61,820    68,089    63,911
Pers Exemptions                10,609    15,000    15,400    12,000    12,300
Taxable Income                283,775   290,592   304,046   388,513   316,598

Capital Gains
Growth & Inc Fund               3,416     3,682     3,969     4,278      4,611
Stk Options-ISOS                    0         0         0    94,266          0
Excess Cash Fund                  205       454       818     1,988      3,174
Net Capital Gain                3,621     4,136     4,787   100,532      7,785

LTCG Txd At Max Rt              3,621     4,136     4,787   100,532      7,785

Stk Options-ISOS                    0         0         0   -80,000          0
Capital Gains-AMT               3,621     4,136     4,787    20,532      7,785

Qualified Dividends
Total Qual Dividends           12,273    13,328        0         0          0

Investments
Ordinary Income                18,334    18,884    19,451    20,034    20,635
Depreciation                    7,999     8,001     7,999     8,001     7,999
Invstmt Interest               13,317    12,962    12,576    12,158    11,705
Other Expenses                  8,000     8,240     8,487     8,742     9,004
Alt Min Tax Adjs                2,499     2,501     2,499     2,501     2,499
Investment Income             -10,982   -10,319    -9,612    -8,867    -8,073

Passive Losses
Beach House                         0   -10,982   -21,301   -30,913   -39,780
Disallowed                     10,982    21,301    30,913    39,780    47,853

Beach House                         0    -8,483   -16,301   -23,414   -29,780
Disallowed                      8,483    16,301    23,414    29,780    35,354



ExecPlan Equities
Princeton, NJ 08540
05/12/09                   S U P P O R T I N G S C H E D U L E (cont.)
Richard & Cheryl Tobasco
60 Chichester Lane
Princeton, NJ 08540
                               JOINT     JOINT     JOINT     JOINT     JOINT
Current Retirement              2009      2010      2011      2012      2013
Age:                            45/44     46/45     47/46     48/47      49/48 Page 18
Investment Interest
Beach House                    13,317    12,962    12,576    12,158     11,705

Tax Preferences
Beach House                     2,499     2,501     2,499     2,501      2,499
Stk Options-ISOS                    0    80,000         0         0          0

Tot Tax Prefs                   2,499    82,501     2,499     2,501      2,499

Federal Tax Liab
Regular Tax                    71,467    73,056    76,808   103,974     79,517
Tax On Qual Dividends           1,841     1,999         0         0          0
Max Tax On Cap Gn                 543       620       957    20,106      1,557
Gross Fed Inc Tax              68,606    69,912    76,186    90,905     78,505
Alt Minimum Tax                10,506    42,931    20,574     6,763     21,482
AMT Credit C/Over              18,521    18,521    20,588    41,049     41,049
Disallowed                    -18,521   -20,588   -41,049   -41,049    -25,049
Self Employmt Tax                 670       670       670         0          0
Fed Income Tax                 79,782   113,513    97,430    97,668     99,987

Fed Tax Analysis-Ord Inc
Indexing Factor                   120       127       134       141        148
Fed Tax Bracket-Ord Inc        33.0%     33.0%     33.0%     33.0%      33.0%
$ To Next Bracket             105,070   111,023    96,391   119,569    110,937
Next Bracket                   35.0%     35.0%     35.0%     35.0%      35.0%
Previous Bracket               28.0%     28.0%     28.0%     28.0%      28.0%
$ To Prev Bracket              59,030    58,028    77,709    59,781     73,763
Fed Dividend Tax Rate          15.0%     15.0%        .0%       .0%        .0%
Fed Capital Gain Rate          15.0%     15.0%     20.0%     20.0%      20.0%
Fed Effective Tax Rate         28.1%     26.8%     32.0%     25.1%      31.6%

Alt Minimum Tax
Adj Gross Income              351,248   365,820   381,267   468,602    392,809
Contributions                  -1,731    -1,783    -1,837    -1,892     -1,949
Mortgage Interest             -20,818   -20,419   -19,989   -19,531    -19,038
Adjusted AMTI                 328,699   343,618   359,441   447,179    371,822
Beach House                         0    10,982    21,301    30,913     39,780
Disallowed                    -10,982   -21,301   -30,913   -39,780    -47,853
Beach House                         0    -8,483   -16,301   -23,414    -29,780
Disallowed                      8,483    16,301    23,414    29,780     35,354


ExecPlan Equities
Princeton, NJ 08540
05/12/09                   S U P P O R T I N G S C H E D U L E (cont.)
Richard & Cheryl Tobasco
60 Chichester Lane
Princeton, NJ 08540
                               JOINT     JOINT     JOINT      JOINT     JOINT
Current Retirement               2009      2010      2011       2012      2013
Age:                            45/44     46/45     47/46      48/47     49/48
Net Capital Gain               -3,621    -4,136    -4,787   -100,532    -7,785
Capital Gains-AMT               3,621     4,136     4,787     20,532     7,785
Beach House                     2,499     2,501     2,499      2,501     2,499
Stk Options-ISOS                    0    80,000         0          0         0
AMT Exemptions               -26,275           0           0           0           0 Page 19
AMT Taxable Inc              302,424     423,618     359,441     367,179     371,822

Gross Alt Min Tx               79,112    112,843       96,760      97,668      99,987
Fed Tax Less FTC              -68,606    -69,912      -76,186     -90,905     -78,505
Alt Minimum Tax                10,506     42,931       20,574       6,763      21,482

Other Tax Liabs
FICA/Soc Sec Tax              14,894      15,530      16,202      16,893      17,621
NJ Resident Income           368,083     383,155     399,101     486,603     411,309
NJ Adjustments               -16,500     -17,000     -17,500     -18,000     -18,500
NJ Res Gross Inc             351,583     366,155     381,601     468,603     392,809
NJ Deds & Exmptns            -15,000     -15,000     -15,000     -13,500     -13,500
NJ Resident TI               336,583     351,155     366,601     455,103     379,309
NJ Resident Tax               17,398      18,326      19,310      24,948      20,119
New Jersey Tax                17,398      18,326      19,310      24,948      20,119
Tot State/Local Tx            17,398      18,326      19,310      24,948      20,119

Total Inc Tax                112,074     147,369     132,942     139,509     137,727

Gift Tax Analysis
Gift Exclusion Amount          13,000      14,000      14,000      15,000      15,000
Remaining Gift Exemp-CL     1,000,000   1,000,000   1,000,000   1,000,000   1,000,000
Remaining Gift Exemp-SP     1,000,000   1,000,000   1,000,000   1,000,000   1,000,000


ExecPlan Equities
Princeton, NJ 08540
05/12/09                   SUPPORTING SCHEDULE
Richard & Cheryl Tobasco
60 Chichester Lane
Princeton, NJ 08540
                               JOINT       JOINT       JOINT       JOINT       JOINT
Current Retirement               2014        2024        2034        2044        2018
Age:                            50/49       60/59       70/69       80/79       54/53
Income
Earned Income                365,843     555,230     129,886     234,140     432,166
Adj Gross Income             405,040     642,700     415,087     661,138     486,185
Allowed Deductions            65,455      92,458      74,353     123,965      73,512
Pers Exemptions                8,400      11,400      15,300      20,600       9,500
Taxable Income               331,185     538,843     325,434     516,573     403,173

Capital Gains
Growth & Inc Fund              4,970      10,518      22,261      47,114       6,708
Excess Cash Fund               3,870      16,137      65,170     105,941       7,456
Net Capital Gain               8,840      26,655      87,431     153,055      14,164

LTCG Txd At Max Rt             8,840      26,655      87,431     153,055      14,164

Capital Gains-AMT              8,840      26,655      87,431     153,055      14,164

Investments
Ordinary Income               21,254      28,564      38,387      51,589      23,922
Depreciation                   8,001       5,674           0           0       8,001
Invstmt Interest              11,216       3,416           0           0       8,814
Other Expenses                 9,274      12,464      16,751      22,511      10,438
Alt Min Tax Adjs                2,501       174    -5,500         0     2,501 Page 20
Investment Income              -7,237     7,010    21,637    29,078    -3,332

Passive Losses
Beach House                   -47,853   -72,653        0         0    -71,231
Disallowed                     55,090    65,643        0         0     74,563

Beach House                   -35,354   -35,154        0         0    -48,732
Disallowed                     40,090    27,970        0         0     49,563

Investment Interest
Beach House                    11,216     3,416        0         0       8,814

Tax Preferences
Beach House                     2,501      174     -5,500        0       2,501

Tot Tax Prefs                   2,501      174     -5,500        0       2,501


ExecPlan Equities
Princeton, NJ 08540
05/12/09                   S U P P O R T I N G S C H E D U L E (cont.)
Richard & Cheryl Tobasco
60 Chichester Lane
Princeton, NJ 08540
                               JOINT     JOINT     JOINT     JOINT     JOINT
Current Retirement               2014      2024      2034      2044      2018
Age:                            50/49     60/59     70/69     80/79     54/53

Federal Tax Liab
Regular Tax                    83,579   143,259    66,542   111,597   104,108
Max Tax On Cap Gn               1,768     5,331    17,486    30,611     2,833
Gross Fed Inc Tax              82,430   139,794    61,017   100,018   102,267
Alt Minimum Tax                21,030    30,807    42,158    67,992    24,123
AMT Credit C/Over              25,049    25,049    66,329    59,766    25,049
Disallowed                    -25,049   -25,049   -64,707   -59,766   -25,049
Fed Income Tax                103,460   170,601   103,175   168,010   126,390

Fed Tax Analysis-Ord Inc
Indexing Factor                   155       243       361       519       187
Fed Tax Bracket-Ord Inc        33.0%     33.0%     25.0%     25.0%     33.0%
$ To Next Bracket             110,005    68,862    48,997    22,182    97,641
Next Bracket                   35.0%     35.0%     28.0%     28.0%     35.0%
Previous Bracket               28.0%     28.0%     15.0%     15.0%     28.0%
$ To Prev Bracket              80,245   186,788    95,803   172,318   116,509
Fed Capital Gain Rate          20.0%     20.0%     20.0%     20.0%     20.0%
Fed Effective Tax Rate         31.2%     31.7%     31.7%     32.5%     31.4%

Alt Minimum Tax
Adj Gross Income              405,040   642,700   415,087   661,138   486,185
Contributions                  -2,007    -2,697    -3,625    -4,872    -2,259
Mortgage Interest             -18,509   -10,597         0         0   -15,985
Adjusted AMTI                 384,524   629,406   411,462   656,266   467,941
Beach House                    47,853    72,653         0         0    71,231
Disallowed                    -55,090   -65,643         0         0   -74,563
Beach House                   -35,354   -35,154         0         0   -48,732
Disallowed                     40,090      27,970           0            0     49,563 Page 21
Net Capital Gain               -8,840     -26,655     -87,431     -153,055    -14,164
Capital Gains-AMT               8,840      26,655      87,431      153,055     14,164
Beach House                     2,501         174      -5,500            0      2,501
AMT Taxable Inc               384,524     629,406     405,962      656,266    467,941

Gross Alt Min Tx              103,460      170,601    103,175      168,010     126,390
Fed Tax Less FTC              -82,430     -139,794    -61,017     -100,018    -102,267
Alt Minimum Tax                21,030       30,807     42,158       67,992      24,123


ExecPlan Equities
Princeton, NJ 08540
05/12/09                   S U P P O R T I N G S C H E D U L E (cont.)
Richard & Cheryl Tobasco
60 Chichester Lane
Princeton, NJ 08540
                                JOINT       JOINT       JOINT       JOINT       JOINT
Current Retirement                2014        2024        2034        2044        2018
Age:                             50/49       60/59       70/69       80/79       54/53

Other Tax Liabs
FICA/Soc Sec Tax               18,387      28,074           0           0      21,763
NJ Resident Income            430,040     684,210     190,627     322,530     514,685
NJ Adjustments                -25,000     -34,500           0           0     -28,500
NJ Res Gross Inc              405,040     649,710     190,627     322,530     486,185
NJ Deds & Exmptns             -12,000     -12,000     -14,204     -14,091     -12,000
NJ Resident TI                393,040     637,710     176,423     308,438     474,185
NJ Resident Tax                20,994      40,160       7,196      15,605      26,163
New Jersey Tax                 20,994      40,160       7,196      15,605      26,163
Tot State/Local Tx             20,994      40,160       7,196      15,605      26,163

Total Inc Tax                 142,841     238,835     110,371     183,615     174,316

Gift Tax Analysis
Gift Exclusion Amount           15,000      21,000      28,000      38,000      17,000
Remaining Gift Exemp-CL      1,000,000   1,000,000   1,000,000   1,000,000   1,000,000
Remaining Gift Exemp-SP      1,000,000   1,000,000   1,000,000   1,000,000   1,000,000


ExecPlan Equities
Princeton, NJ 08540
05/12/09                   SUPPORTING SCHEDULE
Richard & Cheryl Tobasco
60 Chichester Lane
Princeton, NJ 08540
                                JOINT       JOINT       JOINT       JOINT       JOINT
Current Retirement                2020        2025        2030        2035        2054
Age:                             56/55       61/60       66/65       71/70       90/89
Income
Earned Income                 469,668     579,545      35,000     143,224      358,597
Adj Gross Income              533,157     674,234     248,139     438,093    1,073,257
Allowed Deductions             78,625      96,837      66,765      78,193      210,573
Pers Exemptions                10,100      11,700      13,600      15,800       27,700
Taxable Income                444,433     565,697     167,774     344,100      834,984
                                                                                Page 22
Capital Gains
Growth & Inc Fund               7,793    11,337    16,493    23,994   348,763
Excess Cash Fund                9,862    18,057   107,879    67,151         0
Net Capital Gain               17,655    29,394   124,372    91,145   348,763

LTCG Txd At Max Rt             17,655    29,394   124,372    91,145   348,763

Capital Gains-AMT              17,655    29,394   124,372    91,145   348,763

Investments
Ordinary Income                25,379    29,421    34,107    39,539    69,332
Depreciation                    8,001         0         0         0         0
Invstmt Interest                7,292     2,239         0         0         0
Other Expenses                 11,074    12,838    14,883    17,253    30,253
Alt Min Tax Adjs                2,501    -5,500    -5,500    -5,500         0
Investment Income                -989    14,344    19,224    22,286    39,078

Passive Losses
Beach House                   -76,757   -65,643        0         0         0
Disallowed                     77,746    51,299        0         0         0

Beach House                   -49,258   -27,970        0         0         0
Disallowed                     47,746    19,126        0         0         0

Investment Interest
Beach House                     7,292     2,239        0         0         0

Tax Preferences
Beach House                     2,501    -5,500    -5,500    -5,500        0

Tot Tax Prefs                   2,501    -5,500    -5,500    -5,500        0


ExecPlan Equities
Princeton, NJ 08540
05/12/09                   S U P P O R T I N G S C H E D U L E (cont.)
Richard & Cheryl Tobasco
60 Chichester Lane
Princeton, NJ 08540
                               JOINT     JOINT     JOINT     JOINT     JOINT
Current Retirement               2020      2025      2030      2035      2054
Age:                            56/55     61/60     66/65     71/70     90/89

Federal Tax Liab
Regular Tax                   115,959   151,082    27,749    71,028   191,649
Max Tax On Cap Gn               3,531     5,879    16,575    18,229    69,753
Gross Fed Inc Tax             113,664   147,260    21,530    65,015   162,455
Alt Minimum Tax                25,995    32,248    18,287    44,274   104,823
AMT Credit C/Over              25,049    25,049    61,471    64,707    59,766
Disallowed                    -25,049   -25,049   -67,274   -63,167   -59,766
Fed Income Tax                139,659   179,508    39,817   109,289   267,278

Fed Tax Analysis-Ord Inc
Indexing Factor                  205       253       310       375       732
Fed Tax Bracket-Ord Inc        33.0%     33.0%     15.0%     25.0%     25.0%
$ To Next Bracket              89,472      62,197      82,998      42,645      32,129 Page 23
Next Bracket                   35.0%       35.0%       25.0%       28.0%       28.0%
Previous Bracket               28.0%       28.0%       10.0%       15.0%       15.0%
$ To Prev Bracket             137,678     201,153      12,302     106,455     229,322
Fed Capital Gain Rate          20.0%       20.0%       13.3%       20.0%       20.0%
Fed Effective Tax Rate         31.4%       31.7%       23.7%       31.8%       32.0%

Alt Minimum Tax
Adj Gross Income              533,157     674,234      248,139    438,093    1,073,257
Contributions                  -2,397      -2,778       -3,221     -3,734       -6,547
Mortgage Interest             -14,434      -9,459       -2,406          0            0
Adjusted AMTI                 516,326     661,997      242,512    434,359    1,066,710
Beach House                    76,757      65,643            0          0            0
Disallowed                    -77,746     -51,299            0          0            0
Beach House                   -49,258     -27,970            0          0            0
Disallowed                     47,746      19,126            0          0            0
Net Capital Gain              -17,655     -29,394     -124,372    -91,145     -348,763
Capital Gains-AMT              17,655      29,394      124,372     91,145      348,763
Beach House                     2,501      -5,500       -5,500     -5,500            0
AMT Exemptions                      0           0      -23,247          0            0
AMT Taxable Inc               516,326     661,997      213,765    428,859    1,066,710

Gross Alt Min Tx               139,659     179,508      39,817    109,289      267,278
Fed Tax Less FTC              -113,664    -147,260     -21,530    -65,015     -162,455
Alt Minimum Tax                 25,995      32,248      18,287     44,274      104,823


ExecPlan Equities
Princeton, NJ 08540
05/12/09                   S U P P O R T I N G S C H E D U L E (cont.)
Richard & Cheryl Tobasco
60 Chichester Lane
Princeton, NJ 08540
                                JOINT       JOINT       JOINT       JOINT       JOINT
Current Retirement                2020        2025        2030        2035        2054
Age:                             56/55       61/60       66/65       71/70       90/89

Other Tax Liabs
FICA/Soc Sec Tax               23,679      29,297           0           0           0
NJ Resident Income            563,657     723,577     213,139     199,349     599,261
NJ Adjustments                -30,500     -35,000           0           0           0
NJ Res Gross Inc              533,157     688,577     213,139     199,349     599,261
NJ Deds & Exmptns             -12,000     -12,000     -14,000     -14,230     -14,000
NJ Resident TI                521,157     676,577     199,139     185,119     585,261
NJ Resident Tax                29,705      43,646       8,643       7,750      35,455
New Jersey Tax                 29,705      43,646       8,643       7,750      35,455
Tot State/Local Tx             29,705      43,646       8,643       7,750      35,455

Total Inc Tax                 193,043     252,451      48,460     117,039     302,733

Gift Tax Analysis
Gift Exclusion Amount           19,000      22,000      25,000      29,000      52,000
Remaining Gift Exemp-CL      1,000,000   1,000,000   1,000,000   1,000,000   1,000,000
Remaining Gift Exemp-SP      1,000,000   1,000,000   1,000,000   1,000,000   1,000,000
ExecPlan Equities                                                                       Page 24
Princeton, NJ 08540
05/12/09                   FINANCIAL SUMMARY
Richard & Cheryl Tobasco
60 Chichester Lane
Princeton, NJ 08540

Current Retirement              2009        2010        2011        2012        2013
Age:                           45/44       46/45       47/46       48/47       49/48
Gross Real Income
Personal Earnings            343,355     356,678     370,565     360,037     375,121
Interest Income                8,834       9,012       9,194       9,382       9,574
Dividends Rcvd                12,273      13,328      14,556      16,651      18,828
Beach House                   18,334      18,884      19,451      20,034      20,635
Stk Options-ISOS                   0           0           0     124,266           0
                             382,796     397,903     413,765     530,371     424,159
Income & Inflation
Gross Real Inc                382,796     397,903     413,765     530,371     424,159
Total Inc Tax                -112,074    -147,369    -132,942    -139,509    -137,727
Net Real Income               270,722     250,534     280,823     390,862     286,431

Cur Real Inc =               270,722     278,844     287,209     295,825     304,700
Purch Power Drop                   0      28,310       6,386           0      18,269
At Infltn Rate Of                  3           3           3           3           3

Cash Flow
Checking                       5,103       4,952       5,003       4,925       4,812
Norml Cash Inflow            407,099     465,338     484,157     556,526     449,072

Norml Cash Outflw            366,319     458,712     423,531     393,174     399,068
Cash Invested                 40,931       6,575      60,704     163,465      49,832
Cash Balance                   4,952       5,003       4,925       4,812       4,984

Net Worth
Personal Assets               951,297     982,607   1,014,955   1,048,477   1,083,542
Investment Assets           2,364,555   2,485,449   2,625,891   2,793,555   2,983,943

Personal Liabilities         -294,374    -288,447    -282,090    -275,275    -267,967
Investmt Liabilities         -164,124    -159,476    -154,442    -148,990    -143,085

Personal Net Worth            656,923     694,160     732,865     773,202     815,575
Investment Net Worth        2,200,431   2,325,973   2,471,449   2,644,565   2,840,858
Net Worth                   2,857,355   3,020,133   3,204,314   3,417,767   3,656,434


ExecPlan Equities
Princeton, NJ 08540
05/12/09                   FINANCIAL SUMMARY
Richard & Cheryl Tobasco
60 Chichester Lane
Princeton, NJ 08540

Current Retirement              2014        2024        2034        2044        2018
Age:                           50/49       60/59       70/69       80/79       54/53
Gross Real Income
Personal Earnings            390,843     589,730            0            0     460,666 Page 25
Interest Income                9,770      12,029        1,865        1,905      10,608
Dividends Rcvd                20,587      48,786       79,694      138,491      29,247
Richard's IRA                      0           0      129,886      224,652           0
Cheryl's IRA                       0           0            0        9,488           0
Social Security Inc                0           0      111,264      122,904           0
Beach House                   21,254      28,564       38,387       51,589      23,922
                             442,454     679,109      361,096      549,030     524,443
Income & Inflation
Gross Real Inc                442,454     679,109      361,096      549,030     524,443
Total Inc Tax                -142,841    -238,835     -110,371     -183,615    -174,316
Net Real Income               299,613     440,274      250,725      365,415     350,127

Cur Real Inc =               313,841     421,776      566,832      761,775     353,231
Purch Power Drop              14,228           0      316,107      396,360       3,104
At Infltn Rate Of                  3           3            3            3           3

Cash Flow
Checking                       4,984       5,138        4,955        4,947       5,024
Norml Cash Inflow            418,070     626,328      290,623      424,236     491,290
Assets Sold                        0           0      122,515      186,619           0

Norml Cash Outflw            366,833     533,352      413,224      610,863     423,704
Cash Invested                 51,227      92,947            0            0      67,573
Cash Balance                   4,994       5,167        4,869        4,940       5,037

Net Worth
Personal Assets             1,119,748   1,565,476    2,209,516    3,142,947   1,278,634
Investment Assets           3,241,972   7,220,022   10,166,831   14,040,255   4,495,710

Personal Liabilities         -260,130    -142,766           0            0     -222,694
Investmt Liabilities         -136,691     -34,925           0            0     -105,346

Personal Net Worth            859,618   1,422,710    2,209,516    3,142,947   1,055,940
Investment Net Worth        3,105,281   7,185,097   10,166,831   14,040,255   4,390,364
Net Worth                   3,964,899   8,607,808   12,376,347   17,183,204   5,446,304


ExecPlan Equities
Princeton, NJ 08540
05/12/09                   FINANCIAL SUMMARY
Richard & Cheryl Tobasco
60 Chichester Lane
Princeton, NJ 08540

Current Retirement              2020        2025          2030         2035       2054
Age:                           56/55       61/60         66/65        71/70      90/89
Gross Real Income
Personal Earnings            500,168     614,545            0            0           0
Interest Income               11,058      12,287        1,851        1,869       1,955
Dividends Rcvd                34,776      53,008       67,692       84,049     209,465
Richard's IRA                      0           0       35,000      137,454     343,743
Cheryl's IRA                       0           0            0        5,770      14,854
Social Security Inc                0           0            0      112,376     135,763
Beach House                   25,379      29,421       34,107       39,539      69,332
                             571,381     709,260      138,649      381,057     775,112
Income & Inflation                                                                    Page 26
Gross Real Inc           571,381     709,260     138,649       381,057      775,112
Total Inc Tax           -193,043    -252,451     -48,460      -117,039     -302,733
Net Real Income          378,337     456,809      90,190       264,019      472,378

Cur Real Inc =          374,743     434,430      503,623      583,837     1,023,762
Purch Power Drop              0           0      413,433      319,818       551,384
At Infltn Rate Of             3           3            3            3             3

Cash Flow
Checking                  5,052       5,167        4,808        4,869        4,833
Norml Cash Inflow       532,659     652,254       78,827      306,601      585,981
Assets Sold                   0           0      260,318      123,783      323,787

Norml Cash Outflw       456,574     554,829      339,199      430,401      909,739
Cash Invested            76,074      97,395            0            0            0
Cash Balance              5,063       5,197        4,754        4,852        4,862

Net Worth
Personal Assets        1,367,284   1,619,764    1,922,802    2,288,033    4,497,031
Investment Assets      5,277,679   7,796,472    8,868,169   10,516,770   18,430,887

Personal Liabilities    -199,673    -125,879      -21,267           0            0
Investmt Liabilities     -85,501     -19,554            0           0            0

Personal Net Worth     1,167,611   1,493,885    1,901,535    2,288,033    4,497,031
Investment Net Worth   5,192,178   7,776,918    8,868,169   10,516,770   18,430,887
Net Worth              6,359,789   9,270,803   10,769,705   12,804,803   22,927,917
ExecPlan Equities                                          Page 27
Princeton, NJ 08540
05/12/09                   CURRENT BALANCE SHEET
Richard & Cheryl Tobasco
60 Chichester Lane
Princeton, NJ 08540

Current Retirement                               2009
                                       Age:     45/44
ASSETS
--:LIQUID:--

Cash Balance                                    5,103

CASH DEPOSITS
1St Nat Savings                                 5,630
Money Market Fund                             281,632
                                              287,262
STOCKS & BONDS
3M Corporate Bond                              28,000
Ford Motor Stock                              135,704
Growth & Inc Fund                             328,467
                                              492,171
LIFE INSURANCE
Richard's VUL                                 100,300
                                              100,300

Liquid Assets                                 884,836

--:NON LIQUID:--

RETIREMENT PLANS
Cheryl's Roth IRA                              12,908
Richard's IRA                                  96,459
Cheryl's IRA                                   34,754
Richard's 401k                                373,650
529 Plan                                      237,858
                                              755,629
BENEFIT PLANS
Stk Options-ISOS                               65,400
                                               65,400
INVESTMENTS
Beach House                                   589,642
                                              589,642
PERSONAL PROPERTY
Residence                                     549,834
Vehicles                                       45,000
Furniture/Fixture                              50,000
Gems & Jewelry                                 90,041


ExecPlan Equities
Princeton, NJ 08540
05/12/09                   CURRENT BALANCE SHEET (cont.)
Richard & Cheryl Tobasco
60 Chichester Lane                       Page 28
Princeton, NJ 08540

Current Retirement               2009
                      Age:      45/44
Stamp Collection               81,037
                              815,911

Nonliquid Assets             2,226,583

Total Assets                 3,111,419

LIABILITIES

MORTGAGE LOANS
Residence                     299,902
                              299,902
INVESTMENTS
Beach House                   168,417
                              168,417

Total Liabilities             468,319

Net Worth                    2,643,100
ExecPlan Equities                                                                      Page 29
Princeton, NJ 08540
05/12/09                   OWNERSHIP ANALYSIS

                                       [ Beginning of 2009 ]
Richard & Cheryl Tobasco
60 Chichester Lane
Princeton, NJ 08540

                              Client       Spouse    Jointly   Community    Items in
Current Retirement           Owned         Owned       Held      Property      Trust
 Cash Balance                     0             0     5,103             0          0

CASH DEPOSITS
 1St Nat Savings                  0             0     5,630            0          0
 Money Market Fund                0       281,632         0            0          0
                                  0       281,632     5,630            0          0
STOCKS & BONDS
 3M Corporate Bond           28,000             0         0            0          0
 Ford Motor Stock           135,704             0         0            0          0
 Growth & Inc Fund                0       328,467         0            0          0
                            163,704       328,467         0            0          0
LIFE INSURANCE
  Richard's VUL             100,300             0         0            0          0
                            100,300             0         0            0          0
RETIREMENT PLANS
 Cheryl's Roth IRA                0        12,908         0            0          0
 Richard's IRA               96,459             0         0            0          0
 Cheryl's IRA                     0        34,754         0            0          0
 Richard's 401k             373,650             0         0            0          0
 529 Plan                         0             0         0            0    237,858
                            470,109        47,662         0            0    237,858
BENEFIT PLANS
 Stk Options-ISOS            65,400             0         0            0          0
                             65,400             0         0            0          0
INVESTMENTS
  Beach House                     0       589,642         0            0          0
                                  0       589,642         0            0          0
OTHER ASSETS
 Residence                        0        549,834        0            0          0
 Vehicles                         0         45,000        0            0          0
 Furniture/Fixture                0         50,000        0            0          0
 Gems & Jewelry                   0         90,041        0            0          0
 Stamp Collection                 0         81,037        0            0          0
                                  0        815,911        0            0          0
 TOTAL ($3,111,417)         799,513      2,063,314   10,732            0    237,858
 PERCENT OF TOTAL            26.0%          66.0%       .0%          .0%      8.0%
ExecPlan Equities                                                                          Page 30
Princeton, NJ 08540
05/12/09                   BALANCE SHEET ANALYSIS

                                         [ Beginning of 2009 ]
Richard & Cheryl Tobasco
60 Chichester Lane
Princeton, NJ 08540

                                Total       % of Sub   % of the   % Asset/          % of
Current Retirement              Value       Category   Category    Liability   Net Worth
LIQUID ASSETS
  Cash Balance                  5,103       100.00%
CASH DEPOSITS
  1St Nat Savings               5,630         1.96%
  Money Market Fund           281,632        98.04%
                              287,262       100.00%     32.46%      9.23%        10.87%
STOCKS & BONDS
 3M Corporate Bond             28,000         5.69%
 Ford Motor Stock             135,704        27.57%
 Growth & Inc Fund            328,467        66.74%
                              492,171       100.00%     55.62%     15.82%        18.62%
LIFE INSURANCE
  Richard's VUL               100,300       100.00%
                              100,300       100.00%     11.34%      3.22%         3.79%

 Liquid Assets                884,836

NONLIQUID ASSETS
RETIREMENT PLANS
 Cheryl's Roth IRA             12,908         1.71%
 Richard's IRA                 96,459        12.77%
 Cheryl's IRA                  34,754         4.60%
 Richard's 401k               373,650        49.45%
 529 Plan                     237,858        31.48%
                              755,629       100.00%     33.94%     24.29%        28.59%
BENEFIT PLANS
 Stk Options-ISOS              65,400       100.00%
                               65,400       100.00%      2.94%      2.10%         2.47%
INVESTMENTS
  Beach House                 589,642       100.00%
                              589,642       100.00%     26.48%     18.95%        22.31%
PERSONAL PROPERTY
 Residence                    549,834        67.39%
 Vehicles                      45,000         5.52%
 Furniture/Fixture             50,000         6.13%
 Gems & Jewelry                90,041        11.04%
 Stamp Collection              81,037         9.93%
                              815,911       100.00%     36.64%     26.22%        30.87%

 Nonliquid Assets            2,226,583


ExecPlan Equities
Princeton, NJ 08540
05/12/09                   B A L A N C E S H E E T A N A L Y S I S ..contd.
                                                                                         Page 31
                                       [ Beginning of 2009 ]
Richard & Cheryl Tobasco
60 Chichester Lane
Princeton, NJ 08540

                              Total       % of Sub   % of the   % Asset/          % of
Current Retirement            Value       Category   Category    Liability   Net Worth


  Total Assets             3,111,419
LIABILITIES
MORTGAGE LOANS
  Residence                 299,902       100.00%
                            299,902       100.00%     64.04%     64.04%        11.35%
INVESTMENTS
  Beach House               168,417       100.00%
                            168,417       100.00%     35.96%     35.96%         6.37%

 Total Liabilities          468,319

 Net Worth                 2,643,100
               Page 32




I S ..contd.
ExecPlan Equities                                                                        Page 33
Princeton, NJ 08540
05/12/09                   INCOME & TAX                ANALYSIS

                                       [ 2009 ]
Richard & Cheryl Tobasco
60 Chichester Lane
Princeton, NJ 08540

                               Total      % of Sub    % of Adj    % of Net   % of Fed
Current Retirement             Value      Category   Gross Inc   Deduction   Taxbl Inc
EARNED INCOME
 Richard's Salary            259,390       79.36%
 Consulting Income            25,000        7.65%
 Cheryl's Salary              58,964       18.04%
 Richard's 401k              -16,500       -5.05%
                             326,855      100.00%     93.06%                 115.18%
INTEREST/DIVIDENDS
  3M Corporate Bond            1,680        7.96%
  Ford Motor Stock             3,528       16.72%
  1St Nat Savings                113        0.54%
  Money Market Fund            7,041       33.36%
  Growth & Inc Fund            8,540       40.46%
  Excess Cash Fund               205        0.97%
                              21,107      100.00%       6.01%                  7.44%
INVESTMENTS
  Beach House                -10,982      100.00%
  Disallowed                  10,982     -100.00%
  Net Capital Gain             3,621                    1.03%                  1.28%
ADJUSTMENTS
  S.E. Tax Dedctn               335       100.00%       0.10%                  0.12%
                                335       100.00%       0.10%                  0.12%

 Adj Gross Income            351,248
DEDUCTIONS
 Charitable 50%                1,731        3.04%
 State Tax Paid               17,398       30.60%
 Real Estate Tax              18,761       32.99%
 Mortgage Interest            20,818       36.61%
 Reductn For High Inc         -1,844       -3.24%     -0.53%       -3.24%     -0.65%
 Gross Deductions             56,864      100.00%     16.19%      100.00%     20.04%
 Standard Deduction           11,400
 Allowed Deductions           56,864
 Pers Exemptions              10,609

 Taxable Income              283,775

 Fed Income Tax               79,782

 Fed Tax Bracket-Ord Inc      33.0%
ExecPlan Equities                                                                          Page 34
Princeton, NJ 08540
05/12/09                   CASH FLOW                ANALYSIS

                                      [ 2009 ]
Richard & Cheryl Tobasco
60 Chichester Lane
Princeton, NJ 08540

                              Total      % of Sub     % of cash   % of cash   % of cash
Current Retirement            Value      Category        Inflow    Outflow     available
BEGINNING OF YEAR
 Checking                     5,103      100.00%
SOURCES OF CASH
CASH INCOME
 Richard's Salary           259,390       74.42%
 Consulting Income           25,000        7.17%
 Cheryl's Salary             58,964       16.92%
 Interest+Dividends           5,208        1.49%
                            348,563      100.00%        85.62%      85.59%      84.56%
INVESTMENTS
  Beach House                18,334      100.00%
                             18,334      100.00%         4.50%       4.50%       4.45%
RETIREMENT PLANS
 529 Plan                    40,202      100.00%
                             40,202      100.00%         9.88%       9.87%       9.75%

 Total Cash Inflow          407,099

 Tot Cash Available         412,202

USES OF CASH
FULLY TAX DEDUCTIBLE
 Richard's 401k              16,500       44.21%
 Mortgage Interest           20,818       55.79%
                             37,318      100.00%         9.17%       9.16%       9.05%
PARTLY DEDUCTIBLE
 Medicine & Drugs             1,186       22.83%
 Charity                      1,731       33.33%
 Financial/Legal Fee          2,278       43.84%
                              5,195      100.00%         1.28%       1.28%       1.26%
NOT TAX DEDUCTIBLE
 College Tuition             40,202       24.62%
 Food                        13,506        8.27%
 Clothing                    14,632        8.96%
 Entertainment               11,255        6.89%
 Vacations                    6,078        3.72%
 Gifts/Celebrations          16,883       10.34%
 Auto Expenses               13,506        8.27%
 Home Insurance                 443        0.27%
 Repair/Maintenance           7,428        4.55%


ExecPlan Equities
Princeton, NJ 08540
05/12/09                   CASH FLOW                A N A L Y S I S ..contd.
                                                                                        Page 35
                                     [ 2009 ]
Richard & Cheryl Tobasco
60 Chichester Lane
Princeton, NJ 08540

                             Total      % of Sub   % of cash   % of cash   % of cash
Current Retirement           Value      Category      Inflow    Outflow     available

 Utility/Phone               5,853        3.58%
 Household Frnshg            7,428        4.55%
 Other Living Exp            4,052        2.48%
 529 Plan                   22,000       13.47%
                           163,266      100.00%      40.10%      40.09%      39.61%
TAXES PAID
 Fed Tax Paid               79,782       60.98%
 State Tax Paid             17,398       13.30%
 FICA/Soc Sec Tax           14,894       11.38%
 Real Estate Tax            18,761       14.34%
                           130,835      100.00%      32.14%      32.13%      31.74%
PURCHASE/DEPOSITS
 Excess Cash Fund           40,931      100.00%
                            40,931      100.00%      10.05%      10.05%       9.93%
INVESTMENTS
  Beach House               24,177      100.00%
                            24,177      100.00%       5.94%       5.94%       5.87%
LIABILITY LIQUIDATION
  Residence                  5,528      100.00%
                             5,528      100.00%       1.36%       1.36%       1.34%

 Tot Cash Outflow          407,250

END OF YEAR
 Cash Balance                4,952                    1.22%       1.22%       1.20%
ExecPlan Equities                                                                        Page 36
Princeton, NJ 08540
05/12/09                   INVESTMENT ALLOCATION REPORT

                                        [ Beginning of 2009 ]
Richard & Cheryl Tobasco
60 Chichester Lane
Princeton, NJ 08540

                                 Cash Fixed Income               Equities
Current Retirement          Equivalent     Taxable   Tax-Free     Liquid    Non-Liquid
 Cash Balance                   5,103            0          0           0            0

CASH DEPOSITS
 1St Nat Savings                    0        5,630         0           0            0
 Money Market Fund                  0      281,632         0           0            0
                                    0      287,262         0           0            0
STOCKS & BONDS
 3M Corporate Bond                  0       28,000         0           0            0
 Ford Motor Stock                   0            0         0     135,704            0
 Growth & Inc Fund                  0            0         0     328,467            0
                                    0       28,000         0     464,171            0
LIFE INSURANCE
  Richard's VUL                     0           0          0     100,300            0
                                    0           0          0     100,300            0
RETIREMENT PLANS
 Cheryl's Roth IRA                  0            0         0      12,908            0
 Richard's IRA                      0            0         0      96,459            0
 Cheryl's IRA                       0       34,754         0           0            0
 Richard's 401k                     0            0         0     373,650            0
 529 Plan                           0            0         0     237,858            0
                                    0       34,754         0     720,875            0
BENEFIT PLANS
 Stk Options-ISOS                   0           0          0           0       65,400
                                    0           0          0           0       65,400
INVESTMENTS
  Beach House                       0            0          0           0      589,642
                                    0            0          0           0      589,642
 Residence                          0            0          0           0      549,834
 Gems & Jewelry                     0            0          0      90,041            0
 Stamp Collection                   0            0          0           0       81,037
                                    0            0          0      90,041      630,870
 TOTAL ($3,016,417)             5,102      350,016          0   1,375,387    1,285,912
 PERCENT OF TOTAL                 .0%       12.0%         .0%      46.0%        42.0%
 Cash/Income/Equity            $5,102                $350,016               $2,661,299
 Current Allocation               .0%                  12.0%                    88.0%
ExecPlan Equities                                                                   Page 37
Princeton, NJ 08540
05/12/09                   RISK ANALYSIS

                                       [ Beginning of 2009 ]
Richard & Cheryl Tobasco
60 Chichester Lane
Princeton, NJ 08540

                                              Low    Medium       High   Extreme
Current Retirement              Safe          Risk     Risk       Risk       Risk
 Cash Balance                  5,103             0        0          0          0

CASH DEPOSITS
 1St Nat Savings               5,630            0         0         0          0
 Money Market Fund           281,632            0         0         0          0
                             287,262            0         0         0          0
STOCKS & BONDS
 3M Corporate Bond                0             0     28,000        0          0
 Ford Motor Stock                 0             0    135,704        0          0
 Growth & Inc Fund                0             0    328,467        0          0
                                  0             0    492,171        0          0
LIFE INSURANCE
  Richard's VUL              100,300            0         0         0          0
                             100,300            0         0         0          0
RETIREMENT PLANS
 Cheryl's Roth IRA                0        12,908         0         0          0
 Richard's IRA                    0        96,459         0         0          0
 Cheryl's IRA                     0        34,754         0         0          0
 Richard's 401k                   0       373,650         0         0          0
 529 Plan                         0       237,858         0         0          0
                                  0       755,629         0         0          0
BENEFIT PLANS
 Stk Options-ISOS                 0             0     65,400        0          0
                                  0             0     65,400        0          0
INVESTMENTS
  Beach House                     0             0         0    589,642         0
                                  0             0         0    589,642         0
OTHER ASSETS
 Residence                         0       549,834         0         0         0
 Vehicles                          0             0    45,000         0         0
 Furniture/Fixture                 0             0    50,000         0         0
 Gems & Jewelry                    0             0    90,041         0         0
 Stamp Collection                  0             0    81,037         0         0
                                   0       549,834   266,077         0         0
 TOTAL ($3,111,417)          392,665     1,305,462   823,648   589,642         0
 PERCENT OF TOTAL             13.0%         42.0%     26.0%     19.0%        .0%
ExecPlan Equities                                                                             Page 38
Princeton, NJ 08540
05/12/09                   ASSET ALLOCATION REPORT

                                        [ Beginning of 2009 ]
Richard & Cheryl Tobasco
60 Chichester Lane
Princeton, NJ 08540

                                Total     % of total       Target      Target        Value
Current Retirement              Value       Assets     Percentage       Value   Adjustment
CASH & EQUIVALENT
 Checking                       5,103
                                5,103        0.16%         0.00%          $0      (-$5,103)
FIXED TAXABLE INC
  1St Nat Savings               5,630
  Money Market Fund           281,632
  3M Corporate Bond            28,000
  Cheryl's IRA                 34,754
                              350,016       11.25%         5.00%    $155,571    (-$194,445)
INTERNATIONAL FIXED
  No Assets                        0         0.00%         2.00%     $62,228      $62,228

FIXED TAX-FREE INC
  No Assets                        0         0.00%         3.00%     $93,343      $93,343

LIQUID EQUITY
  Ford Motor Stock            135,704
  Growth & Inc Fund           328,467
  Richard's VUL               100,300
                              564,471       18.14%        15.00%    $466,713     (-$97,758)
AGRESSIVE LIQUID EQ
 Richard's IRA                 96,459
                               96,459        3.10%         6.50%    $202,242     $105,783
EQUITY INCOME
 Cheryl's Roth IRA             12,908
 Richard's 401k               373,650
 529 Plan                     237,858
                              624,416       20.07%        15.00%    $466,713    (-$157,703)
INTERNATIONAL EQUITY
  No Assets                        0         0.00%         5.00%    $155,571     $155,571

COMMODITIES
 Gems & Jewelry                90,041
                               90,041        2.89%         3.00%     $93,343       $3,302
CURRENCIES
 No Assets                         0         0.00%         0.00%          $0           $0



ExecPlan Equities
Princeton, NJ 08540
05/12/09                   A S S E T A L L O C A T I O N R E P O R T ..contd.

                                        [ Beginning of 2009 ]
Richard & Cheryl Tobasco
60 Chichester Lane                                                                    Page 39
Princeton, NJ 08540

                         Total    % of total       Target       Target        Value
Current Retirement       Value      Assets     Percentage        Value   Adjustment

NON-LIQUID EQUITY
 Stk Options-ISOS       65,400
                        65,400       2.10%         2.50%      $77,785      $12,385
REAL ESTATE
 Beach House            589,642
 Residence              549,834
                      1,139,476    36.62%         36.00%    $1,120,111   (-$19,365)
COLLECTIBLES
 Stamp Collection       81,037
                        81,037       2.60%         3.00%      $93,343      $12,306
OWN BUSINESS
 No Assets                   0       0.00%         0.00%           $0           $0

PERSONAL
 Vehicles               45,000
 Furniture/Fixture      50,000
                        95,000       3.05%         4.00%     $124,457      $29,457

 TOTAL ASSETS         3,111,419   100.00%        100.00%
                 Page 40




O R T ..contd.

				
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Description: Federal Tax on 401K Withdrawals document sample