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                         STUDENT CONTRACT
                          MAAB 2009 – 2010F
                         [1-YEAR FULL TIME]


                              BETWEEN


            INSTITUTE OF ART – SINGAPORE PTE LIMITED


                                 AND


                           STUDENT NAME
                      [INTERNATIONAL/LOCAL]




              THIS STUDENT CONTRACT CONSISTS OF:

1) STUDENT CONTRACT
2) SCHEDULE 1 (ACADEMIC ENTRY REQUIREMENTS)
3) SCHEDULE 2 (BREAKDOWN OF COURSE FEES AND ADDITIONAL FEES)
4) SCHEDULE 3 (TERMS AND CONDITIONS)
                                    Standard Student Contract Between
                                 Private Education Organisation and Student


This Contract is dated _______________ (dd/mm/yyyy) and made between:


(1)    Full Name of Private Education Organisation
       (“PEO” or “Institute”)                                   :   Institute of Art – Singapore Pte Limited
       ACRA Registration Number (where applicable)              :   200700691R
       MOE Reference Number                                     :   EDU N24-02-008 V64
       CaseTrust for Education No. (where applicable)           :   -
                                                                    82 Telok Ayer Street, #02-02
       Address                                                  :   Far East Square, Singapore 048467


(2)    Full Name of Student (as in Passport)
       (“Student” or “you”)                                     :
       Passport Number                                          :
       NRIC / FIN Number                                        :
       Nationality                                              :


       Address (Overseas Residence)                             :


       Address (Singapore Residence)                            :



1.     COURSE INFORMATION, ENTRY REQUIREMENTS, FEES, AND DEPOSIT
1.1    Name of Course:
       Course applied for (the “Course”)          :   Master of Arts in Art Business
       The Course and its contents have been registered with the Ministry of Education and other relevant
       authorities.
1.2    Date of Commencement and Completion:
       Date of commencement of the Course (“Commencement Date”)                    :   7 September 2009
       Date of completion of the Course (“Completion Date”)                        :   31 August 2010
1.3    Academic Entry Requirements: The academic entry requirement(s) for the Course is as set out in
       Schedule 1 and the PEO hereby confirms that it has verified that the Student has met such entry
       requirements.
1.4    Type of Qualification: Name of degree to be conferred on the
       Student upon successful completion of the Course                            :   Master Degree
1.5    Organisation Awarding/Conferring Qualification:                             :   University of Manchester
1.6    Student Arrival: Latest date on which Student has to commence                   1 week before
       residence in Singapore                                                      :   Commencement Date
1.7    Course Fees: The course fees shall be apportioned as set out in Schedule 2.1 (“Course Fees”)
       and shall, subject to Clauses 2 and 3, be payable on or before the dates set out therein. All

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       payments to the PEO have to be made in Singapore Dollars only. Cash or credit card payments are
       not accepted by the PEO.
1.8    Payment of Deposit: The deposit, which is non-refundable, shall be as set out in Schedule 2.1
       (the “Deposit”) and shall be payable to the PEO on or before the date set out under this Agreement
       as a fee to secure a place in the course.
       For the avoidance of doubt, the Deposit does not include any deposit required to be paid to the
       Immigration & Checkpoints Authority (the “ICA”).
1.9    Deferral and Transfer Fees:
       i) Deferral Fee
       The deferral fee, which is non-refundable, shall be as set out in Schedule 2.2 (the “Deferral Fee”)
       and shall be payable to the PEO on or before the date set out under this Agreement as a fee to
       secure a place in the Course for the following academic term and/or year. Any deferral request for
       other than the immediately following academic term and/or year will not be accepted.
       This Deferral Fee, which is paid in addition to the Deposit, is to ensure that the student is enrolled
       and a place is secured. A deferral request received after the date set out in Schedule 2.2 will be
       treated as a withdrawal.
       ii) Transfer Fee
       The transfer fee, which is non-refundable, shall be as set out in Schedule 2.2 (the “Transfer Fee”)
       and shall be payable to the PEO on or before the date set out under this Agreement as a fee to
       transfer to a course offered by one of the PEO‟s associates in London or New York as set out in
       Schedule 2.2 (the “Transfer Fee”)
       Should a transfer be possible, a second interview shall be required at the location of the Student‟s
       choice, and the Student has to undergo any application procedures that are unique to that location.
       Transfers are only possible should places be available at the chosen location.
       Students requesting to transfer during the application period shall pay to the PEO the Application
       Fee for the location they wish to transfer to as set out in Schedule 2.2.
1.10   Additional Fees: In addition to the Course Fee, the additional fees set out in Schedule 2.2 may be
       payable by the Student (the “Additional Fees”).
1.11   Travel Costs: The PEO will normally organize 3 field trips during the course. Details about the
       respective field trips (destination(s), dates, initial programme, costs, etc) will be made available to
       the Student at least forty-five (45) calendar days before the scheduled departure date of the
       respective field trip. The Student has to confirm to the PEO in writing at least thirty (30) calendar
       days before scheduled departure date her/his participation and pay to the PEO the field trip costs
       less the Travel Costs Deposit of S$500 per trip.
       A Student not participating in a field trip has to inform the PEO at least thirty (30) calendar days
       before the scheduled departure date. The Travel Cost Deposit will be refunded in full within thirty
       (30) calendar days if the notification has been received by the PEO in time. The Travel Costs
       Deposit will not be refunded in case the Student notifies the PEO after the deadline (thirty (30) days
       before scheduled departure date).
       Should a field trip be cancelled by the PEO or not take place for any other reason the Student is
       entitled for a full refund of the Travel Costs Deposit in the amount of S$500 per trip. No other claims
       other than the refund will be entertained by the PEO and the PEO excludes any further liability.




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       This provision does not apply to field trips declared mandatory by the PEO for which no refunds will
       be offered in general.
1.12   Payment of Deposit, Course Fees and Additional Fees: The Tuition Fees set out in Schedule
       2.1 shall be paid in FULL on or before the dates specified therein.
       All other fees payable (being the Non-Tuition Fees set out in Schedule 2.1 and any Additional
       Fees set out in Schedule 2.2) and the Deposit shall be paid directly to the PEO on or before the
       dates specified in Schedules 2.1 and 2.2, and Clause 1.8, respectively.
       If applicable, payment of Tuition Fees under the Student Protection Scheme (SPS) to a Student
       Tuition Fee Account (Escrow) pursuant to Clause 3 shall be made in the manner set out in Clause
       3.2 below.
       Under the Student Tuition Fee Account (Escrow) scheme a single cheque paying for 2 or more
       students will be rejected by the bank and returned.
       The PEO has the right to charge the student for any shortfall (e.g. banking fees) of the full
       course fee specified in Schedule 2.1.
       All payments made (Deposit, Tuition Fees, Non-Tuition Fees, Additional Fees) are strictly
       personal and cannot be used for any other person or any other purpose than the individual
       Student concerned.
1.13   Late Payment of Course Fee
       The Late Payment Course Fee, shall be as set in Schedule 2.2, (the “Late Payment of Course
       Fee”) and shall be payable by the Student for any overdue fees paid as set out under Schedule 2.1.
1.14   Issue of Receipts: For every payment made by the Student to the PEO, the PEO shall issue an
       Official Receipt to the Student stipulating (i) the amount paid, (ii) the date of payment, and (iii) the
       purpose of such payment (with a proper breakdown of the payment amount, where applicable).


2.     WITHDRAWAL FROM COURSE
2.1    Withdrawal for Cause: Subject to Clause 7, the Student shall be entitled to immediately withdraw
       from the Course by giving written notice to the PEO of his/her intention to do so under the following
       circumstances:
       (i)     the PEO fails, for any reason, to commence the Course on the Commencement Date;
       (ii)    the PEO fails, for any reason, to complete the Course by the Completion Date;
       (iii)   the PEO terminates the Course for any reason prior to the completion of the Course; or
       (iv)    the PEO is in material breach of its obligations under this Agreement.
2.2    Refunds for Withdrawal for Cause: The PEO shall, as soon as practicable after receiving the
       Student‟s notice of withdrawal under Clause 2.1 (and in any event no more than thirty (30) calendar
       days after receiving such notice) refund to the Student:
       (i)     the entire amount of the Tuition Fees, and
       (ii)    the Non-Tuition Fees and/or Additional Fees.
       The Deposit paid is not refundable under any circumstances. PEO is entitled to round any sums to
       the next full dollar amount.
2.3    Refunds for Withdrawal Without Cause: Where the Student withdraws from the Course for any
       reason other than those set out in Clause 2.1 or Clause 7, the PEO shall, subject to Clause 3.3, as
       soon as practicable after receiving the Student‟s written notice of withdrawal shall refund according

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       to the following schedule:
                               If Student’s written                                 Percentage of
                        notice of withdrawal is received                       Refund for Tuition Fees
         More than 42 days before the Commencement Date as
                                                                               80% of Total Tuition Fees
         defined in Clause 1.2
         Between 42 days before Commencement Date and
                                                                               70% of Total Tuition Fees
         Commencement Date as defined in Clause 1.2 but before
         After Commencement Date (of Term/Semester 1), but before
                                                                               30% of Total Tuition Fees
         commencement of Term/Semester 2.
         After commencement of Term/Semester 2.                                0% of Total Tuition Fees
       Note: Deposit is non-refundable in any circumstance.


       Bank charges for all refunds made shall be borne by the Students. PEO is entitled to round
       any sums to the next full dollar amount.

2.4    Deemed Withdrawal: A Student who transfers from the Course to another course with the PEO
       shall, for the purposes of this Clause 2, be deemed to have withdrawn from the Course and the
       provisions of Clause 2.3 shall apply save as otherwise agreed between the PEO and the Student.


3.     STUDENT PROTECTION SCHEME
3.1    PEO’s Undertaking to have SPS:
       Institute of Art – Singapore Pte Limited, Registration No.: 200700691R (PEO) hereby confirms
       and undertakes to the Student that it has in place a Student Protection Scheme as stipulated
       by the Consumers Association of Singapore (CASE) (the “SPS”) by way of a Student Tuition Fee
       Account (Escrow) pursuant to the terms and conditions of the CASE-PEO Agreement dated 24
       September 2007 made between CASE and Institute of Art – Singapore Pte Limited,
       Registration No.: 200700691R.

       Applicable to LOCAL students only
       “LOCAL” in this section refers to Students who are Singapore citizens, Singapore Permanent
       Residents or foreigners who are otherwise permitted by ICA to enroll.

       This SPS is available to local students in the event they choose to opt into the SPS and must tick
       only one appropriate box below.

       Please note:
       Local student students opting for SPS will be charged Escrow Fees in line with Schedule 2.2 (the
       “Additional Fees”)
       (i) Local students who want to opt out from the SPS must tick at this box:

       (ii) Local students who want to opt into the SPS must tick at this box below:


                                                              Signature:


3.2    A copy of the Master Escrow Agreement dated 9 September 2004 between CASE, and The
       HongKong and Shanghai Banking Corporation Limited (the “Master Escrow Agreement”) and


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       acceded to by the Institute of Art – Singapore Pte Limited, Registration No.: 200700691R on 18
       September 2007 is available online at the PEO‟s website stated below (*) and at the PEO‟s
       Director‟s Office for viewing only. The Master Escrow Agreement sets out, among other things, the
       details upon which the PEO shall establish an Escrow account with The HongKong and Shanghai
       Banking Corporation Limited (the “Escrow Account” with the “Escrow Bank”) for the purposes
       of receiving payment of the Student‟s Tuition Fees and the circumstances in which the amounts in
       the Escrow Account shall be payable to the PEO and/or the Student.
       The Student acknowledges that he/she has read and has understood the terms of the Master
       Escrow Agreement.


       * http://www.sothebysinstitutelondon.com/formsnpdf/singapore-master-escrow.pdf


       The PEO and the Student hereby agree that:
        (i)     the Student shall execute a student escrow confirmation in a form acceptable to the Escrow
                Bank (the “Student Escrow Confirmation”) within two (2) business days of the date of this
                Agreement and deliver a copy of the same to the Escrow Bank within three (3) business days
                of it being so executed;
        (ii)    the PEO shall issue Payment Vouchers, not less than thirty (30) days prior to the
                Commencement Date, to the Student in accordance with the terms of the Master Escrow
                Agreement and the Student shall submit such Payment Vouchers together with any payment
                made under Clause 3.2(iii) below; and
        (iii)   the Student shall pay the Tuition Fees directly into the Escrow Account on or before the dates
                specified in Schedule 2.1.
3.3    No Double Claim: For the avoidance of doubt, if the Student and/or his/her parent/guardian
       receives any payment from the PEO or the Escrow Bank pursuant to a provision of this Agreement
       or the Master Escrow Agreement in respect of any matter or damage, then the Student and his/her
       parent/guardian shall not be entitled to claim against the PEO or the Escrow Bank for the same
       payment in respect of the same matter or damage pursuant to any other provision of this Agreement
       or the Master Escrow Agreement.


4.     GOVERNING LAW AND DISPUTE RESOLUTION
4.1    Governing Law: This Agreement shall be governed by, and construed in accordance with, the laws
       of Singapore.
4.2    Grievance Procedure: The PEO shall, within fifteen (15) working days of this Agreement and in
       any event no later than the Commencement Date, provide the Student with a copy of its student
       handbook or such other document which shall prescribe a formal grievance procedure for the
       purpose of providing a timely and fair method of resolving disputes arising from this Agreement or
       such other matter as may relate to the Student‟s enrolment at the PEO.
4.3    Third Party Mediation: In the event that the Student and the PEO are unable to resolve a dispute
       in accordance with the grievance procedure referred to in Clause 4.2, the Student and the PEO shall
       refer the dispute to the CASE Mediation Centre for mediation prior to instituting any legal action or
       proceedings. The Student and the PEO hereby agree to such procedures and to pay such fees as
       the CASE Mediation Centre may prescribe from time to time for the purpose of resolving their
       dispute. This provision does not apply to disputes of academic nature.


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4.4    Jurisdiction: The parties hereby irrevocably agree that the courts of Singapore are to have
       exclusive jurisdiction to settle any disputes which may arise out of or in connection with this
       Agreement which cannot be settled successfully through the Case Mediation Centre and that,
       accordingly, any legal action or proceedings arising out of or in connection with this Agreement
       (“Proceedings”) may be brought in those courts and the parties irrevocably submit to the jurisdiction
       of those courts PROVIDED THAT nothing in this Clause shall limit the right of the PEO to take
       Proceedings in any other court of competent jurisdiction nor shall the taking of Proceedings in one
       or more jurisdictions preclude the PEO from taking Proceedings in any other jurisdiction, whether
       concurrently or not.


5.     INTERNATIONAL STUDENTS [Not applicable to LOCAL students]
       “International” in this section refers to Students who are not Singapore citizens, Singapore
       Permanent Residents or who are not already permitted by ICA to enrol.
5.1    Student’s Pass Application: The PEO undertakes to use best efforts to assist the Student if
       he/she requires a Student‟s Pass from the ICA. This includes, without limitation, providing the
       Student with advice on obtaining such pass, verifying the Student‟s enrolment and immigration
       status, and doing all such things as may be necessary to procure the Student‟s Pass on behalf of
       the Student. Should a Student Pass be declined by ICA after a bona-fide application by the Student,
       the PEO will treat the application as withdrawn and the provisions of Clause 2.3 shall apply.
5.2    Student’s Pass Not Transferable: The Student‟s Pass issued under Clause 5.1 is not
       transferable, for example to study at any other educational establishment, and will expire upon the
       Student ceasing to be a student of the PEO. The PEO is under an obligation to inform the ICA of
       the Student‟s withdrawal from, or completion of his/her course of study at the PEO, and the Student
       shall deliver to the PEO, within two (2) working days of the Student ceasing to be a student of the
       PEO, the passport and Student‟s Pass of the Student for cancellation of the Student‟s Pass.
5.3    Withdrawing from the PEO: A Student who withdraws from the PEO to enrol with another school
       shall be deemed to have withdrawn from the PEO under Clause 2.3 and the provisions of Clauses
       2.3 and 5.2 shall apply.


6.     CONFIDENTIALITY
       The PEO is committed to maintaining the confidentiality of the Student‟s personal information and
       undertakes not to divulge any of the Student‟s personal information to any third party without the
       prior written consent of the Student unless required by law, Court order or Government/Official
       request.


7.     FORCE MAJEURE
       In the event that any party shall be rendered unable to carry out the whole or any part of its
       obligations under this Agreement for any reason beyond the control of that party, including but not
       limited to acts of God, force majeure, strikes, war, riot and any other causes of such nature, then the
       performance of the obligations hereunder of that party or all the parties as the case may be and as
       they are affected by such cause shall be excused during the continuance of any inability so caused,
       but such inability shall as far as possible be remedied with all reasonable despatch. For the
       avoidance of doubt, this clause shall not apply to cases where:
       (i)   the PEO is declared to be insolvent and/or a winding-up order made or bankruptcy issued by

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              the Singapore court against the PEO (or, any partner of the PEO if the PEO is a partnership);
              and
       (ii)   the relevant authority(ies) issue(s) an order to cease and/or terminate the operations of the
              PEO, or the happening of anything of a similar nature under the laws of Singapore.


8.     PRECEDENCE TO OTHER AGREEMENTS
       In the event of there being any inconsistency between the terms of this Agreement and the terms of
       any other agreement (oral or written) entered into between the PEO and the Student either before or
       after the making of this Agreement, the terms of this Agreement shall prevail and the terms of such
       other agreement shall be deemed to be amended to the extent necessary for it to be read as being
       consistent with this Agreement.


9.     MISCELLANEOUS
9.1    Indulgence, Waiver, etc.: No failure on the part of any party to this Agreement to exercise and no
       delay on the part of any party in exercising any right hereunder will operate as a release or waiver
       thereof, nor will any single or partial exercise of any right under this Agreement preclude any other
       or further exercise of it.
9.2    Remedies: No remedy conferred by any of the provisions of this Agreement is intended to be
       exclusive of any other remedy which is otherwise available at law, in equity, by statute or otherwise,
       and each and every other remedy shall be cumulative and shall be in addition to every other remedy
       given hereunder or now or hereafter existing at law, in equity, by statute or otherwise. The election
       of any one or more of such remedies by any of the parties to this agreement shall not constitute a
       waiver by such party of the right to pursue any other available remedies.
9.3    Severability of Provisions: If any provision of this Agreement or part thereof is rendered void,
       illegal or unenforceable by any legislation to which it is subject, it shall be rendered void, illegal or
       unenforceable to that extent and it shall in no way affect or prejudice the enforceability of the
       remainder of such provision or the other provisions of this Agreement.
9.4    Third Party Rights: A person who is not a party to this Agreement has no right under the Contracts
       (Rights of Third Parties) Act, Chapter 53B of Singapore or any other laws in any jurisdiction to
       enforce any term of this Agreement.
9.5    Successors and Assigns: This Agreement shall be binding upon, and enure for the benefit of, the
       successors, personal representatives and permitted assigns of the parties PROVIDED THAT neither
       the PEO nor the Student shall be entitled to assign its rights and/or obligations under this
       Agreement without the prior written consent of the other party.




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                                                  SCHEDULE 1
                     ACADEMIC ENTRY REQUIREMENTS FOR THE COURSE


Postgraduate Diploma / Master of Arts in Art Business / Contemporary Art:
Candidates must be able to satisfy the general admissions criteria of the University of Manchester and the

Department of Art History in the following ways:

1. A prior degree or equivalent, together with 60 credits of art historical study or its equivalent (PG Dip).

2. A prior degree with at least a minor in Art History or equivalent relevant art world experience (MA)

OR

3. A prior degree in a non-art historical subject supplemented by successful completion of a 60-credit Art

     History programme or its equivalent (MA).

4. A personal interview with the Academic Director or equivalent in the Institute.

5. An ability to write and speak English well. An ability to write and speak English well. 100 is used as the

     acceptable score for Internet-based TOEFL. Normally a Second Upper Class degree or higher, or the

     equivalent, although other factors, such as relevant work-related experience, will also be taken into

     account.

6. A commitment to and enthusiasm for the various different aspects of the art business world.




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                                                                 SCHEDULE 2
                              BREAKDOWN OF COURSE FEES AND ADDITIONAL FEES

                                                                 Schedule 2.1
                                                                 Course Fees
                                                         Payment by Instalment                             Payment in Full

                Tuition Fees                         Amount (S$)              Date Due            Amount (S$)              Date Due
For Course:
Option 1 - By Instalment
               st
Year 1: 1 Instalment                                   S$13,250              10 Apr 2009                  -                      -
               nd
          2 Instalment                                 S$13,000              3 Jul 2009                   -                      -

           st
Year 2: 1 Instalment                                   S$13,000              8 Jan 2010                   -                      -
           nd
          2 Instalment                                 S$13,000              9 Apr 2010                   -                      -

Option 2 – Full Payment                                      -
Year 1:                                                                             -                S$26,250             1 May 2009
Year 2:                                                      -                      -                S$26,000             1 Feb 2010
Total Tuition Fees                                                 S$52,250                                     S$52,250


                                                                                 Payment in Advance
          Non-Tuition Fees                                       Amount (S$)                                    Date Due
1. Deposit                                                         S$1,500
2. Travel Costs                                                    S$1,500                           Upon Acceptance and Enrolment

3. Administrative Costs                                            S$6,350
Total Non-Tuition Fees                                                                    S$9,350
Total Course Fees
                                                                                         S$61,600
[Tuition & Non-Tuition Fees]
Note:     1.        Deposit is non-refundable. Travel Costs Deposit is refundable on a per-trip basis ($500 per trip) if notification is
                    received in time.
          2.        Bank charges are excluded from the course fee.
          3.        Prevailing Goods and Services Tax (GST) is included unless otherwise stated.


Payment due dates are subject to date of submission of application


Deadline for Payment by cheque is 12noon of the respective date due.
Payment via Telegraphic Transfers must be credited to the PEO’s account on the respective due date (value date).




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                                                        Schedule 2.2
                                                      Additional Fees
                  Purpose of Fee                                      Amount               When Payable

1. Deferral Fee (non-refundable)                                        S$100          4 weeks before course
                                                                                          commencement

2. Transfer Fee (non-refundable)
     To London Campus                                                   £150             By 30 June 2008
     To New York Campus                                               US$300
3. Application Fee (non-refundable)
     Sotheby‟s Institute of Art – London                                £75             Upon submission of
                                                                                          Application Form
     Sotheby‟s Institute of Art – New York                            US$100
     Sotheby‟s Institute of Art – Singapore                             N.A.
4. Replacement of Transcript                                   S$100 per transcript    Within 7 days of request


5. Replacement of Certificate                                  S$200 per certificate   Within 7 days of request


6. Replacement of Student Card / Access                       S$50 per replacement     Within 7 days of request
   Card
7. Replacement of Payment Voucher /                           S$20 per replacement     Within 7 days of request
   Invoice / Receipt
8. Handling Fee for Student Pass Renewal                        S$100 per renewal       1 month before expiry
                                                                                                date
9. Late Payment of Course Fee                                 S$50 per working day      Due date as stated in
                                                                                         Payment Voucher
10. Bank Charges (inclusive handling commission,            Min S$20 and max S$200      Due date as stated in
    telex and commission in lieu of exchange)                    per transaction         Payment Voucher
11. Escrow Charges [local students only]                       S$30 per transaction      Upon execution of
                                                                                             payment
12. Postage and International Courier                      Max S$100 per transaction   Within 7 days of request
    Services
Note: Prevailing Goods and Services Tax (GST) is included unless otherwise stated.




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                                                  SCHEDULE 3
                                          TERMS AND CONDITIONS


    Preliminary Remarks
    The purpose of this document is to set out clearly and in detail what the Institute‟s and the
    student‟s respective obligations are. The Institute has to deliver and support the students‟ studies
    in a positive and enriching environment The students obligations include pursuing their studies
    diligently and abiding by the Institute‟s rules and regulations.
    When the Student accepts the offer of a place at the Institute, he/she is automatically bound by
    the Institute‟s Terms and Conditions.
    The Institute may, from time to time, make reasonable changes or additions to these Conditions,
    as it deems appropriate or necessary.



    1.     Status and Legal Effect of these Conditions
    1.1    These Terms and Conditions („Conditions‟) are the standard enrolment conditions for all
           students of the Institute and form the contract between the Institute and the Student.
    1.2    In order to be admitted to the Institute the Student has to follow
              all required procedures for his/her enrolment, and
              comply with stipulations contained in the Agreement, including these Conditions.
    1.3    Breach of any of these Conditions may give rise to disciplinary action being taken against
           the Student and/or termination of this Agreement.


    2.     The Institute's Obligations and Liability
           The Institute undertakes to:
    2.1    deliver the Course which will lead to the award of the Institute and/or that of the University
           of Manchester, subject to the Student successfully fulfilling all requirements of his/her
           Course;
    2.2    make available to the Student learning support facilities and other services as it considers
           appropriate. The Institute shall be able to make variations from time to time to the services
           and facilities provided;
    2.3    deliver the parts of the Course which are within its control with reasonable care and skill, as
           far as reasonably possible in accordance with the description applied to it in the brochure
           for the year or period in which the Student begins the Course.
    2.4    The Institute shall, however, be entitled at any time in respect of the Course:
              to alter the timetable, location and methods of delivery, provided such alterations are
               reasonable;
              to make reasonable variations to the content and syllabus and assessment.
    2.5    If the Institute discontinues the Course or decides to merge or combine it with other
           courses of study, or makes any significant variation to the Course prior to Commencement
           Date (as defined in Clause 1.2 of the Agreement) then it will use reasonable endeavours to
           notify the Student in advance and the Student shall be entitled to withdraw his/her
           application by written notice to the Institute. Any Fees paid by the Student will be fully
           refunded.
    2.6    The Institute shall not be liable for any failure or delay in performing its obligations if the
           failure or delay is due to any cause beyond the Institute‟s reasonable control, which shall
           include, but not be limited to, any governmental action, civil and/or international commotion,

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           fire, flood, war, labour disputes, political unrest, extreme weather conditions, natural
           disasters, lecturer illness, health concern (transmission of serious illness) or acts of God.


    3.     Student’s Obligations
           The Student agrees:
    3.1    to comply with his/her obligations under the Agreement, including these Conditions;
    3.2    to complete and sign all required documents requested by the Institute, including liability
           release forms;
    3.3    to undertake any preliminary reading or other academic preparation requested by the start
           of the Course;
    3.4    to study diligently, and to attend promptly and participate appropriately at lectures, courses,
           classes, seminars, tutorials, work placements and other activities which form part of the
           Course as required;
    3.5    to fulfil all the academic requirements, including submission of course work and other
           assignments, and attendance at examinations, of the Course on time and in accordance
           with conditions imposed by the Institute;
    3.6    not to use mobile phones during all class sessions;
    3.7    not to eat and drink in the classroom and not to smoke in all of the Institute‟s premises;
    3.8    to use laptops during class sessions strictly only for class-related work;
    3.9    to provide the Institute with a contact name and details which the Student is willing to
           permit the Institute to use in a situation which the Institute reasonably regards as an
           emergency;
    3.10   to comply with any professional standards and requirements which are applicable in
           relation to the Course;
    3.11   at all times whilst enrolled as a student of the Institute to co-operate with members of staff
           and to behave appropriately, responsibly and with respect for other students, staff and
           members of the public;
    3.12   to notify the Institute if any of the information which the Student has submitted to the
           Institute changes;
    3.13   to act in accordance with any reasonable instructions or requirements issued to him/her
           from time to time by or on behalf of the Institute;
    3.14   to abide by any special conditions relating to the Course set out by the Institute, for
           example in any handbook or similar document;
    3.15   to make himself/herself aware of these Conditions and of all the Institute‟s Regulations.


    4.     Fees
    4.1    It is the Student‟s responsibility to ensure that the Institute's fees in respect of the Course
           as specified in the Agreement and all other expenses relating to the Course („the Fees‟),
           are paid on time and in full.
    4.2    The Fees do not include fees payable to the Immigration and Checkpoints Authority in
           respect of a Student Pass (if applicable) or any other costs otherwise not specified or
           included in the Agreement.


    5.     Failure to Pay the Fees
           If the Fees and any other amounts due to the Institute remain unpaid 30 days after the date
           they are due the Institute shall be entitled to take any or all of the following steps:
             suspend or exclude the Student from the Course until all outstanding monies are
              received by the Institute;


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             expel the Student from the Institute;
             withhold from the Student any award or qualification which would otherwise have been
              made to him/her;
             take legal action to recover the debt;
             inform any concerned party of the Student‟s suspension, exclusion or expulsion.
           No refunds will be paid for missed elements (courses, classes, etc.) of the Course due to
           suspension or exclusion. Expulsion from the Institute shall be treated as a withdrawal from
           the Course. Fees paid for a Course not successfully completed due to suspension or
           exclusion cannot be used to partly pay for other Courses or services.


    6.     Institute Rules, Regulations and Requirements
    6.1    The Institute is entitled to suspend, exclude or expel the Student from the Institute on both
           academic and disciplinary grounds. The Student must therefore abide by all policies, rules,
           regulations or any codes of conduct or similar requirements of the Institute which relate to
           the activities of students at the Institute or which may apply to the Student‟s Course. These
           are collectively referred to in these Conditions as the „Regulations‟ and include, but are not
           limited to, the Institute‟s
               Regulations on Student Conduct;
               Regulations on Harassment;
               Regulations on Plagiarism;
               Regulations on Library Use;
               Regulations on Field Trips (Individual Arrangements)
               Grievance Procedures;
               Guidance on IT Security;
               Race, Gender, Equality and Diversity Policies; and
               Appeals Procedures.


           These Regulations are amended from time to time by the Institute and are available either
           on the Institute's website or from the Institute‟s Registrar.
    6.2    In case of suspension, exclusion or expulsion on academic or disciplinary grounds the
           Student has a right of appeal in line with the Appeal Procedures in force.


    7.     Absence
           Absence has to be authorised in advance by the Institute and shall be permitted only in
           exceptional circumstances. The Student agrees to undertake all additional study and other
           activities which may be necessary to catch up on missed work.


    8.     Change of Circumstances
           The Institute shall be entitled to end this Agreement immediately in the following
           circumstances:
               if after the acceptance of an offer by the Student there is a change in the Student‟s
                circumstances or if the Institute becomes aware of information relating to the Student
                not previously known to it (e.g. information about criminal convictions or activity) which
                in the reasonable opinion of the Institute makes it inappropriate for the Student to study
                on the Course; or
               if, in the reasonable opinion of the Institute, the Student has failed to provide the
                Institute with all relevant information or has supplied false or misleading information

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                (e.g. forged diplomas).


    9.     Exclusion and Limitation of Institute’s Liability
           The Institute does not accept responsibility, and expressly excludes liability, for the
           following:
               any loss or damage to the Student‟s property while that property is on the premises of
                the Institute, unless caused by the negligence of the Institute or its employees;
               death or any personal injury suffered by the Student unless caused by the negligence
                of the Institute or its employees;
               loss of profit, loss of earnings, loss of opportunity, disappointment, distress or injury to
                feelings, living expenses and any indirect or consequential loss or damage, however
                arising, suffered by the Student as a result of any breach by the Institute of these
                Conditions or any other act or omission of the Institute or its employees or agents.
           If the Institute is found liable to the Student for any breach of these conditions or for any
           other act or omission of the Institute or its employees or agents the liability of the Institute
           shall be limited to the Fees actually paid by the Student. This limitation does not apply in
           case of death or personal injury caused by the Institute's negligence, or for fraudulent
           misrepresentations.


    10.    Insurance
    10.1   The Student is advised to obtain appropriate insurance cover against theft and similar risks
           and against third-party liability claims.
    10.2   The Student is strongly advised to get a Health Insurance cover.


    11.    IT Environment
           The Institute shall endeavour to ensure that computer equipment and software available for
           the Student‟s use has reasonable security and anti-virus facilities and protections.
           However, the Student does use such computer equipment and any software provided by
           the Institute at the Student‟s own risk. The Institute shall not therefore be liable for any loss
           or damage suffered by the Student as a result of use of any computer equipment or
           software provided or made available by the Institute to the Student, including any
           contamination of software or loss of files as a result of using the Institute equipment or
           software.


           When using his/her own equipment, including the Institute‟s Wi-Fi network, the Student will
           follow current best user practice to ensure that the Institute‟s IT infrastructure will not be
           affected by any undesirable interference, intrusion, virus attacks, Trojan horses, or similar
           infections.


    12.    Requirements on termination of this Agreement
           If at any time the Institute terminates this Agreement as a result of its rights under these
           Conditions:
                   The Institute shall be entitled to refuse to enrol the Student on the Course, if at the
                    date of termination the Student has not already enrolled; or
                   The Institute shall be entitled to require the Student to stop studying on the Course,
                    and to leave the Institute immediately, if at the date of termination the Student has
                    already enrolled.
           Any action taken by the Institute will not restrict the ability of the Institute to take any other
           action against the Student to which it may be entitled.
           The Institute will not be liable for any loss or damage of whatever nature which the Student

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           may suffer as a result of any action taken against him/her by the Institute to terminate this
           Agreement or disciplinary action by the Institute.


    13.    Return of Items
           Upon leaving the Institute, be it upon graduation or any other reason, or whenever so
           requested by the Institute the Student will return all keys, access cards or any other item
           which was issued to him/her upon enrolment or during the Course, including all library
           books or other material belonging to the Institute.


    14.    Representation
           At no time is the Student entitled or authorized to present himself/herself to third parties as
           an employee, agent, representative, academic staff or in any other similar fashion of the
           Institute and of associated companies of the Institute. This includes Sotheby‟s Auction
           House.


    15.    Notices
           The Student will inform the Institute of any change of address immediately. Failure to do so
           may result in notices or other information being sent to the last address provided by the
           Student and will be deemed to have been properly given.
           Any communication made under this Agreement shall be in writing by hand, post or fax and
           addressed to the Student at the last address notified by him/her to the Institute, and shall
           be deemed to have been properly served if delivered by hand when left at that address or if
           made by prepaid first class post, 48 hours after being posted to that address.
           The Institute will only recognize email messages sent by the Student from his/her official
           email account provided to the Student by the Institute at the beginning of the Course.


    16.    Intellectual property rights
    16.1   The Institute will normally be regarded as owning all intellectual property generated by the
           Student during his/her studies, unless specifically agreed to the contrary.
    16.2   The Student will not copy, distribute, sell or make any other forbidden use of copyrighted
           material of the Institute and its providers (e.g. lecturers) unless needed for the fulfilment of
           the Course. Temporarily copied material must be permanently deleted or destroyed upon
           completion of a module or Course or when so instructed by the Institute.


    17.    Data Protection
           The Institute may use and process personal data or information regarding the Student
           whilst he/she is a student of the Institute and after the Student has left the Institute. It may
           be necessary for the Institute to transfer parts or all of the Student‟s personal data to a
           country outside Singapore where data protection levels are different from those in
           Singapore. The Institute may be required to send some of the information it holds about the
           Student to Government authorities in Singapore (e.g. Immigration & Checkpoints Authority,
           Ministry of Education) or the accrediting body (University of Manchester). Some of a
           Student‟s data (e.g. passport details) may be required by airlines, travel agents, tour
           operators or other service providers for field trips.
           In some circumstances, the Institute uses photographs, including students in a classroom
           setting or during field trips, as part of general marketing materials, for example in the
           Institute's brochures, prospectus, course materials or website. Personal data alongside
           photographs will only be used with explicit consent.


    18.    General Terms

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    18.1   If any provision of these terms and conditions is or becomes illegal, invalid, void or
           unenforceable that shall not affect the legality, validity or enforceability of the other
           provisions.
    18.2   If the Student breaches this Agreement and the Institute chooses not to exercise any right
           which it may have against him/her, that shall not prevent the Institute from taking action
           against the Student in the future in respect of that breach or any further breaches by the
           Student.


    19.    Questions or complaints
           Questions about these Conditions and about Regulations or those relating to the Student‟s
           application process as well as any complaints should be addressed to the Institute‟s
           Registrar.




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SIGNED by the PEO




____________________________
Institute of Art – Singapore Pte Limited
Name: Phil Whittaker
Date:



SIGNED by the Student




____________________________
Name:
Date:




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