Joe Smith 123 YXZ Lane City, Province Postal Code Without Prejudice [Date] To: Creditor's Collection Agency Address City, Province Postal Code Tel: # Fax: # Delivery Method: By Fax Reference # ……… Subject: CEASE & DESIST Pursuant to my rights under Canada's Office of Consumer Affairs Harmonized List of Prohibted Collection Practices, revised April 25, 2003, I am requesting that your office staff and any of its affiliates, cease and desist all attempts to communicate with any 3rd party (eg. my Family, Friends and/or Associates, etc.) with respect to Reference # …….; this is in addition to limiting any future communication with myself to regular postal mail. Furthermore, your office has yet to supply me with documentation supporting proof of this alleged debt; therefore, I dispute the debt in question and feel that it would be beneficial to all parties if your client would initiate legal proceedings. Should your client wish to discuss the matter with me before filing a suit, have a member of THEIR office contact me directly. Regards, Joe Smith Document Notes: 1. This is formatted for Canada as of Summer 2010. 2. Requesting that the creditor initiate legal action ends all communications from the C/A's. 3. Do not sign the letter. This is not required. 4. Send via Fax or Registered mail to ensure receipt.
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