Bad Credit Credit Cards: Option for People with Bad Credit Debit cards and credit cards have been in the financial market for some years. Cash and checkbooks will be noticed soon in rare use only, or those will be used in the economically backward countries. Credit cards have achieved more importance as people all over the globe have started to find an access in online transactions. It is another thing that credit score of many people is not healthy. Anyone will find it difficult to get his credit card approved if he has already stained history of his credit. One having history of bad credit can still acquire bad credit credit cards. The loans market has provisions to accommodate those people who have weak scores of credit. Some financial agencies set prices in proportion to the risk they accept. They create offers befitting to the credit scores of the borrowers. They charge different interest rates for respective offers. This is why applications of bad credit holders are not discarded instantly. It is considered if the applicants are prepared to secure bad credit credit cards at comparatively high rates. Some borrowers have very poor credit scores. There are people who do not possess any credit record. There are provisions of 'starter cards' also. The 'starter cards' have the following features: a) High rate of interest b) Great amount of fees c) Lower credit limit Borrowers who want to secure bad credit credit cards should go through the terms and conditions of the offers. They should keep in mind that they must be sincere in repayment. It is possible for bad credit holders to bring about considerable improvement in their credit score. They will get chances to avail credit card at affordable rate and favorable terms slowly and steadily. Facilities of 'starter cards' are not available to the borrowers who have record of bankruptcies. They should go for 'secured cards'. 'Secured cards' are, in practice, prepaid credit cards. This implies that finance may be available if the incumbents have earlier made its provision. These cards are more like MasterCard or Visa. The borrowers can get the finance, as if, from their own purse. Companies issuing 'secured cards', of course, charge different fees (annual fee, administration fee, application fee etc.). In the past few months, ‘tablet PC' and ‘netbook' have turned into household terms. Many people have begun using computers that are operated by a stylus pen or touch screen rather than a keyboard and mouse. This type of PC tablet is especially useful for doctors, nurses, engineers, architects, or other professions whose work requires frequent entering or viewing of maps, diagrams, graphs, and the like. Even police could probably find them useful for jotting down quick notes while on-site at a crime scene or disturbance call. These computers are often about the same price as a netbook with the same specs, but if they are a good tool to do one's job, they would be a smart investment and time saver. Here are 3 features that are must haves in a slate PC: 1) Multi-tasking: This means many programs can be run simultaneously, which is a plus for doctors and medical professionals who may have a patient's file and many other operations open throughout the day. For some users, it can be much more natural and ergonomic to switch between applications and write, for example, a patient's prescription with a tablet computer stylus pen instead of a keyboard. Many doctors are accustomed to writing with a real pen and tablet of paper, so the switch to a pc tablet isn't much of a stretch for them. 2) Built-in Webcam: Another great feature to have in a tablet pc is the web cam. Many of the professionals who use this type of laptop need to communicate with others around the world and the web cam makes this much easier. Meetings can now be held and participated in by many people around the world at the same time thanks to this feature. 3) Flash: Flash has become an integral part of the web experience. A slate PC without Flash misses out on popular sites like YouTube & Hulu. Once simply an animation tool, Adobe Flash does much more nowadays. The Flash abilities of the tablet is a useful tool for graphs, charts, animation, dynamic content, stream MP3 files, and is also used for so many other applications that exist today. If you're in the market for a tablet laptop, it can be a wise and convenient decision if it will help make your job easier. You can even probably find some great deals on them if you look around!