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					                                        UASA Benefit Club Guide




                         UASA
                         Benefit Cards




Tablle of
T ab e o f
Contents
Contents
                              (Click on relevant page number)

  Summary of benefits. Find out more about them on subsequent pages… ...3

  Important Information .........................................................................5
  How much will it cost and how do I use it? .............................................5
  What the UASA Benefit card offers… ......................................................5
  available on 086 100 8272; 24 hours and 365 days. ................................5
  Telephone numbers etc… .....................................................................5
  Using the Benefit Card .........................................................................6
  Benefit Card Upgrade Option ................................................................6
  How Retail Discount Works ...................................................................6
  How Loyalty Nuggets Work ...................................................................6
  Auto Assist: Roadside support and benefits at a fraction of the cost… ........7
  Medical Emergency Services;
  Personal health adviser;
  Emergency Evacuation*; ......................................................................9
  Commuter cover .................................................................................9
  Stress management .......................................................................... 11
  Leisure ........................................................................................... 13
  Cell and Telephone…Airtime @ a discount ............................................. 14
  TeleShop .......................................................................................... 15
  Retail Shopping ................................................................................. 16
  Household Emergency Services ........................................................... 17
  Health and Medical ............................................................................ 18
  Internet Access ................................................................................. 19
  Financial Services .............................................................................. 20
  Commuter cover ............................................................................... 20
  Discounted Financial Services: ............................................................ 21
  Legal Assistance................................................................................ 22
  Terms and Conditions ........................................................................ 24
  Limit of Liability / Disclaimer of Warranty: ............................................ 24
  Trademarks: ..................................................................................... 24
  Terms and Conditions of UASA Benefit Club and Card Usage ................... 24



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Some simple arithmetic on UASA key strengths…

               Negotiation Skills              +     Member Power =

                    Discounted member Benefits!




that we could only negotiate with your employer! As always, UASA is way ahead of
the pack. We now bring you the most comprehensive benefit card of its type…neatly
wrapped into two affordable cards… granting you options.

Your Member Benefit Card gets you …………..…

     Roadside Assistance; access or full service
     Emergency evacuation; access or full service
     Health advice; Nurses and doctors to help with symptom id, poisons, drug
      advice, emergency, rape, teen councilling and HIV/AIDS 24 hours every day
     Legal advice: 24-hours a day including bail bond cover (like in USA) - a first
     Commuter cover: Injured in a accident, we ensure access to hospital
     General shopping: Exclusive discounts at selected regional outlets (see Web
      for details) New and growing!!!!!!!!!!!
     Holidays, magazines, flowers, wines at vastly discounted prices
     Cellular Airtime, discounted and easy to recharge
     Internet connection discounts
     Car and home loans at special rates
     Affordable retirement provision, investments, insurance, medical aid
     Wills and estate executor fee provision
     Tomb stone cover
     Seminars Transforming you into a sharp consumer. Discount for attendance




All of the above for just a fraction of what you’d pay for just one of these benefits
on the open market! Two options: Silver card R29 pm ; Gold card R59 pm




Simply choose a Member Benefit Card (silver or gold) and all benefits relevant to your
card are included in a small card fee.
Take a moment and examine the following sections:

     Summary of benefits
     Important Information
     Benefits in detail


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Summary of benefits. Find out more about them on subsequent pages…

                                               Silver    Gold@                                                       Silver    Gold@                                                  Silver   Gold@
         MEMBER BENEFITS                       @R29/     R59/                      MEMBER BENEFITS                   @R29/     R59/                MEMBER BENEFITS                    @R29/    R59/
                                               month     month                                                       month     month                                                  month    month
 Auto Assist Motoring Assistance                                           Music Regional arrangement                                      police, traffic department, ambulance
                                                                                                                                           and security)
 24-hour Road Patrol Roadside Assistance                                   Magazines                                    40%       50%
                                                                                                                                          Carpet specialists (flood damage)
 Home start and flat battery assistance                                    Books                                                          Garden services (referral)
 Tow-in service to the nearest repair centre                               Gym - Regional arrangements                  15%      25%      Fire damage
 Accommodation and vehicle hire - if                                                                                                      Painters (referral)
                                                                           Wine - from the web
 breakdown occurs far from home.                                                                                                         Health & Medical…
                                                                           Flowers - from the web
 Discounted (with                                                                                                                        Health advisers
 discountaccomodation.com)                                                 Limo service - from the web                                   Pharmacies per region for discounts on
 Message relay service                                                     Delivery Service                                              vitamins and medicine
 Collision Procedure advice                                                Restaurant Service per region                                 Internet Access…
 Motor-related legal advice                                                Game reserves and Safaris                                     Dial-up                                         R69     R59
 24hr Emergency Medical                                                                                                                  ISDN                                           R119    R109
 Evacuation Telephonic Advisory                                                                                                          Financial Services…
 Service:                                                                  Cell phone Airtime                                            Free wills
  Emergency medical advice
                                                                           Discount on prepaid airtime from                              Executor Fee Cover up to R4 000
  Medical referral to the nearest available             Full              Vodacom, MTN and Cell C                     7.5%       10%
   medical facility                            Access    Servic                                                                          Free Headstone Cover
  Poisons & hazardous chemical info.          Service   e                 Discount on prepaid airtime from Telkom       5%        5%
                                                                                                                                         Free Commuter Cover
  Rape crisis advice, support & referral      Cost of   Acount            Starter pack discount: Vodacom, MTN          25%       50%
                                               service                                                                                   Discount Financial Services…
  Guaranteed admission to a medical                     settled           Up to 50% discount on cellular handsets                        Low-interest finance: Car, house, etc.
                                                is for
   facility, up to R2 000                                by                                                                               Life Insurance at special UASA rates
                                                 card                      E-mail or SMS reminder service
  Travelling companions for stranded          holder    card                                                                             Medical Aid
   minors                                      acount
                                                                           TeleShop…                                                      Income Protector & Retrenchment Ins.
  Repatriation after treatment                                            One-stop discount shopping by telephone                        Motor vehicle sourcing
  Transfer of life-saving medication &                                    + delivery                                                     Funeral Bridging Income
   blood                                                                   Discounted shopping…                                           Motor & household insurance
  Transfer of mortal remains                                              Member Benefit Card: Shop at any of our                        Pension & Provident Fund
 Travel with us…                                                           merchants and we will reward you with a                       Making you sassy…
 Airlines up to 25% discount                                               discount. Simply present your card when
                                                                           making purchases at these stores. See                         Education: Discounts on diploma / degree
 Car hire up to 25% discount                                               uasa.org.za for details                                       Nugget Rewards
 Cruises up to 20% discount                                                                                                              Seminars: Life Skills, Investments, etc.     25%      50%
 Hotels up to 50% discount                                                 Household assistance…                     Cost of   Cost of   Legal Friend…Bail bond
 Bus travel 5% and 10% discount                                            Having problems in your home              service   service    Free telephonic advice
 Blue train 40% discount                                                   environment? This service provides         is for    is for    Free legal referral with free 15-min.
                                                                           access to an approved service provider      card      card      consultation (N.B. from panel only!)
 Golf up to 50% discount                                                                                                                  Bail bond up to R2500 (Gold card only)
                                                                            Locksmith                               holder    holder
                                                                            Glazier                                 acount    acount
 Enjoy the finer things in life…                                            Plumber                                                     Aids and trauma counselling
                                                                            Electrician
 Movies Regional arrangement
                                                                            Appliances
 Videos Regional arrangement                                                Emergency services (fire brigade,
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                                    UASA Benefit Club Guide




Important Information
Important Information


How much wiillll iit cost and how do I use iit?
How much w         t cost and how do I use t?

Card costs (subject to change):

Silver:        R29 per month
Gold:          R59 per month

Benefits are subject to the type of card you have (silver or gold).

You may make use of services in the following ways:

 Telephonic: e.g. phoning for medical assistance, TeleShop discount shopping,
  etc.
 Benefit Card swipe/flash: e.g. when obtaining roadside assistance; shopping at
  selected stores, earning discounts or cash back.
 Automatic (at no extra charge): e.g. certain insurance and cover benefits.
 Attendance at seminars, either physically or by visiting our virtual education
  centre on www.uasa.org.za.

What the UASA Benefiit card offers…
What the UASA Benef t card offers…

   Travel and holiday accommodation
   Leisure, magazine subscriptions and golfing
   Roadside assistance support (access or full service support) 24 hours a
    day, 7 days a week
   Trauma and personal health advice 24 hours a day, 7 days a week
   Evacuation for medical emergencies
   Car rental at a discount
   Bus travel at a discount
   Air travel at a discount
   Commuter cover
   Headstone/memorial cover
   Free will
   Executor fee provider (limited benefit)
   Air time for cell at discounts from 5% to 10%

available on 086 100 8272; 24 hours and 365 days.


Tellephone numbers etc…
Te ephone numbers etc…

   Call Centre for Benefit Card support, TeleShop, Legal Friend, wills, insurance,
    etc: Tel. 086 100 8272 (normal working hours); Web Site: www.uasa.org.za;
    Email: benefitcard@uasa.org.za
   Auto Assist Roadside Service, Personal health advisor and Medical evacuation:
    available on 086 100 8272; 24 hours and 365 days.




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Usiing the Benefiit Card
Us ng the Benef t Card

The Benefit Card is neither a debit nor a credit card (i.e. it carries no monetary value)
and may only be used at selected outlets (see latest list on www.uasa.org.za, or
contact our offices, or look out for stores bearing the UASA logo). The card must be
flashed at venue or merchant to qualify for instant discounts.

Benefiit Card Upgrade Optiion
Benef t Card Upgrade Opt on

Coming soon: You‟ll be able to upgrade your Benefit Card to a debit card. Simply
deposit cash into the card account as you‟d do with any bank debit card, and you‟ll be
able to swipe and purchase up to your balance limit.

Now here‟s the bonus: You‟ll earn a 1,5% - 15% discount, depending on card type
and service accessed.

How Retaiill Diiscount Works
How Reta D scount Works

Most stores displaying the UASA logo on their shop-front are linked to our discount
agreement facility. Every time you make a cash purchase at one of these stores,
make sure that the cashier grants the extra discount when you flash your Benefit
Card.


How Loyallty Nuggets Work
How Loya ty Nuggets Work

Loyalty Nuggets are awarded to each member on many of the products and services
offered by UASA Financial Services, including the benefit card. Each time you
purchase one of these products or use one of these services, the merchant or service
provider deposits a percentage of the purchase value into the Nuggets account. Once
you‟ve accumulated sufficient Nuggets, you can exchange them for a large variety of
products. Products are published in a catalogue on the web pages.

The following table illustrates possible nugget earnings per R100 spent:

  Product or Service                Nugget Earnings:       Nugget Earnings:
                                            Once-Off                Annual
  Life Insurance (full term)                    135
  Life Insurance (10-year term)                  50
  Short-term Insurance                                                      45
  Medical Aid                                                               60
  Site tax recovery                                 40
  Will                                              25
  Bond per R100 000                               1500
  Benefit card                                                              15



Note.
Although we subject Nugget calculations to an audit, Nuggets are a free grant. No
negotiations will therefore be entertained and we will not accept responsibility for any
errors.




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Auto Assist: Roadside support and benefits at a
Auto Assist: Roadside support and benefits at a
fraction of the cost…
fraction of the cost…
Hiijackiings,, muggiings and car thefts…
H jack ngs mugg ngs and car thefts…

In today‟s violent world, you cannot afford to be stranded on the roadside with a
broken-down vehicle. Yet what‟s the price of safety? Quality services don‟t come
cheap!

Europ Assistance provide the back-up service for UASA Benefit card holders and is an
international player serving 5,2 million South Africans. The service is offered on a
country wide base (and not restricted to major metropolitan areas only) and offer
services to all vehicles; older and younger than 10 years. The service is vehicle
specific and vehicles must be logged at the call centre. A vast expert service network
will assist members anywhere in South Africa.

What would you expect to pay for this service? R200 per month? Great news! Your
card includes Auto Assist benefits at no extra cost. Take a moment to look at this:

 Benefits                                                  Silver Benefit Card   Gold Benefit Card
                                                                 Member              Member
 24-hour Auto Assist Roadside Repair Service:
 This includes:
  Fuel to reach a filling station                               ----------             
  Roadside running repairs                                      ----------             
  Flat battery restart                                          ----------             
  Flat tyre change                                              ----------             
  Key Lockout service                                           ----------             
 Home start and flat Battery Service                             ----------             
 Tow-in service to the nearest repair centre by an
 approved contractor, in the event of:
  Mechanical breakdown                                         Arranged         Paid service
  Electrical breakdown                                         Arranged          Paid service
  Collision damage                                             Arranged          Paid service
  Attempted theft                                              Arranged          Paid service
 (if the vehicle cannot be driven)
 Message Relay Service                                                                 
 Motor-Related Legal Services (With our Legal
                                                                                       
 friend)

To expand on the above…

 24-hour Roadsiide Assiistance: Auto assist roadside repair services are available
  24-hour Roads de Ass stance:
  on a country wide basis. If you experience a breakdown, simply contact the call
  centre and assistance will be sent to you within reasonable time. The patrol are
  outsourced to trained experts who can carry out minor repairs; allowing you to
  either continue your journey or drive to a place of safety should further repairs be
  required.
 The service is supported by the Europ Assist call centre, which operates 24-hours
  a day, 7 days a week. Trained incident-management consultants are supported
  by “911-style” call recording, uninterruptable power supply systems,
  computerised digital communication control, etc.
 Home-Start and Fllat Battery Serviice includes roadside battery boosting.
  Home-Start and F at Battery Serv ce
  Jump-starting, battery testing and vehicle memory retention precautions are
  included.
 Vehiiclle Locksmiith Serviice: When keys are locked inside the car, a locksmith
  Veh c e Locksm th Serv ce:
  will be contracted on your behalf. Lost keys are not covered by this benefit.
 24-hour Breakdown Towiing: Should the road patrol be unable to effect
  24-hour Breakdown Tow ng:
  roadside repairs, the vehicle will be towed to the nearest repair facility. The cost

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    will be covered for Gold card holders and will be pre arranged for Silver card
    holders, payable by the member.
   Acciident Towiing: Accident tow costs is payable by insurers and will be
    Acc dent Tow ng:
    recovered from member insurance companies.
   24-hour Car Hiire: Budget Car Rental offer a 25% discount to Card members. In
    24-hour Car H re:
    the event of a breakdown, collision or theft members may contact Budget Car
    Rental direct and make their own arrangements. Flashing the card ensures the
    discount.
   Overniight Accommodatiion: As an alternative to the above: In the event of a
    Overn ght Accommodat on:
    breakdown, collision or theft occurring too far from home overnight stay can be
    arranged from more than 700 venues at discounted (standard) rates. All City and
    Road lodges are included in this offer. They will verify your card membership and
    grant card holders an instant discount.
   Message rellay serviice: If the customer is involved in an accident or experiences
    Message re ay serv ce:
    a breakdown, the UASA Benefit card Call Centre will offer assistance in contacting
    family or friends.
   Colllliisiion Procedure Adviice: In the event of a vehicle collision, the call centre
    Co s on Procedure Adv ce:
    will advise and guide the member through the accident process as may be
    appropriate. Claim procedure will be advised on by the UFS insurance services
    team during normal office hours.
   Legall Serviices: Enter UASA‟s Legal Friend… All you need to do is call your
    Lega Serv ces:
    UASA Benefit Card call centre and you will be put in contact with our attorney
    online for assistance. He may arrange a free 15-minute consultation (if required)
    with one of the UASA panel attorneys. In terms of the UASA agreement, the
    attorney will be obliged to charge on a “party-party” scale for any time exceeding
    15 minutes (this is a favourable rate).




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Medical Emergency Services; Personal health adviser;
Medical Emergency Services; Personal health adviser;
Emergency Evacuation*; and, Commuter cover
Emergency Evacuation*; and, Commuter cover
Ever wondered what you’d do if your toddler helped himself to some colourful
chemical in your garage? Need a “911” serviice? Then diiall 086 100 8272
                         Need a “911” serv ce? Then d a 086 100 8272

Well, the UASA Benefit card call centre gives you access to nurses and doctors online
for 24 hours a day, 365 days per year. This service is manned by trained expert
personnel and supported by sophisticated technology that will help with assessment
of symptoms and suggest appropriate care or refer members to appropriate facilities.

Members merely dial the share-call number and highly experienced and friendly
nurses identify the nature of the situation, supplying the required information using a
sophisticated computer database.

Personal details and medical history are loaded into this computer database so that
they can be accessed when members call again.

This service is offered in nine official South African languages.

Emergency Evacuatiion*;; ((Gold card only):
Emergency Evacuat on*
A 24-hour emergency assistance helpline, which will arrange for the necessary help
you may require in a medical emergency, which occurs in South Africa. A medical
emergency is a life-threatening situation such as a heart attack, drowning, snakebite
or bodily injury (gunshot wound or motor accident injury). You may experience a
medical emergency and be unable to get to a hospital - appropriate transportation
will be arranged and paid for. In addition to emergency transportation, Medical also
offers:
     Medical emergency information over the telephone;
     Referrals to doctors and other facilities;
     Emergency message transmission;
     Guaranteed hospital admission (R2 000 maximum); accidents only
     Arrangements for the escorted return of minors after an accident;
     Repatriation of a policyholder's mortal remains to an appropriate facility in
        policyholder's home town after an accident.

Commuter cover
Commuter cover
      R2 000.00 benefit for emergency in-hospital expenses, following an accidental
       injury.
    Cover applies to the policyholder, spouse and dependant children.
Benefit is per person, per annum

These services are ideal for members on medical aids and also for those who do not
have any medical aid cover.




 Benefits                                                Silver Benefit Card   Gold Benefit Card
                                                               Member              Member


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 Benefits                                                   Silver Benefit Card   Gold Benefit Card
 Telephonic Medical Advisory Service …
  Emergency Medical advice and assistance
  Medical referral to the nearest available doctor,                                    
     dentist, pharmacy, clinic, hospital etc.                                           
  Poisons and hazardous chemical information
  Teen line for confidential discussions                                               
  Rape Crisis advice, support and referral                                             
  Medical evacuation or relocation                                                     
  Guaranteed admission (to a medical facility following                                 
     an accident) of up to R2000 per family member                                      
  Monitoring and messaging
  Travelling companions for stranded minors                                             
                                                                      
  Repatriation after treatment                                                          
                                                                      
  Transfer of life-saving medication and blood
                                                                                        
  Return of mortal remains                                                              
                                                                                        


To expand on the above…

Emergency Medical Advice
In the event of a medical emergency, Access Health will provide appropriate first
aid advice to enable a caller to provide assistance to the member until medical
help arrives.

Assessing day-to-day symptoms
Every day we are faced with decisions regarding our health or that of a loved
one. At any hour of the day or night a registered nurse will help the caller decide
what to do.

Important health knowledge
Health issues are complicated and can be unsettling if they are not properly
understood. For example, you get your blood test results back and you’re not
entirely sure what they mean. Access Health carries a complete database on
investigative procedures and can assist the caller with information. Basic health
information such as dietary assistance, and inoculations are also available.

Drug database
Access Health has access to a complete drug database. The nurse assists the
caller with information on the specific drug, the contra-indications, when it should
be taken and whether there is any dietary specification linked to the usage of the
drug.

Poisoning
Access Health also comprises of a database with poisoning protocols for the
nurses to assist the caller in his need. The immediate and long-term needs are
addressed with the caller.


Health Counselling

Chronic ailments and diseases such as cancer, AIDS, diabetes, asthma, require
both a better understanding and specific treatment to help the patient, and those
around them, cope with the problem.



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        AIDS and Cancer

        AIDS and cancer are particularly difficult to come to terms with and our
        registered nurses are amongst the leading counselors in this field. They
        will assist the caller in managing and living with his condition to the best of
        his ability.

        Addiction

        All the nurses are trained counsellors. This expertise linked to the
        knowledge base assist them to counsel callers suffering from an addiction.
        The caller will be assisted with coping skills or referrals to appropriate
        medical care clinics.

        Stress management

        Currently we assist stress patients on a daily basis. Counselling, advice
        and relaxation techniques are shared with the callers. No definite risk
        evaluation takes place, but in the case where a nurse suspects further
        assistance, the caller will be referred to their house doctor for initial
        assessment and further treatment.


        Trauma debrief
        Access Health handles debriefing of any sort of trauma on a daily basis.
        Such a session is handled by any of the experienced nurses. A debrief
        takes place with an invitation to phone back if the need arises to discuss
        the situation further. In the case where assessment took place and the
        nurse feels that professional assistance will be required, they suggest to
        the patient to visit a professional for a one-to-one session.

Assistance for rape victims
Initial counselling is immediately available to the victim. After the
assessment and counselling, the victims of rape are directed to the
closest medical centre, where accredited protocols ensure that the
victim and their families receive the most appropriate treatment in a
caring environment. A complete rape care product is also available
where the provision of medication and tests are also provided.




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Travel and Holidays
Travel and Holidays
Had enough of the rat race? Need a vacation but can‟t afford one? Can‟t get all
those holiday discounts that executives earn through their business travel?

UASA has used their member power to arrange a broad range of holiday discounts
that are normally unavailable to the man in the street. Simply present your Benefit
Card and VIP treatment and diiscounts are yours …
          VIP treatment and d scounts are yours

A Web-based solution helps you plan your own holiday and venues at massive
discounts. Not only venues but also arrangements in getting there whether by car,
road coach or air. Discounts are applied to the venue standard rates

 Benefits                                                     Silver Benefit Card   Gold Benefit Card
                                                                    Member              Member
 Airlines: SAA and Nationwide Airlines. Local and                                         
 international (SAA only) Rossair for charters
 Car Hire: Budget Car rental. Up to 25% discount, special                                 
 rates, vouchers and guaranteed lowest rentals in South
 Africa.
 Cruises: Carnival Cruise Lines and Starlight Cruises. Up
                                                                                          
 to 20% discount.
 Hotels:
 Hotels, Castles, Bed and Breakfast / Guesthouse, Caravan
 Park, Cultural / Art / Heritage, Game Lodge, Holiday Flat,
 Holiday Home, Holiday Resort, Inn, National Park, Private
                                                                                          
 Game Reserve, Private Lodge, Self Catering.
 20%-50% discount on standard rates at 800 venues
 locally and 4500 venues world-wide.
 UASA holday accomodation (Marlicht)
 Tour Operators: World Leisure Holidays, Travellers
 Choices, Safariplans & Naturelink: Up to 20% discount,                                   
 special packages, free gifts, room upgrades.
 Road coach travel: Luxliner and Greyhound for 5% and
                                                                                          
 10% discounts.
 Golf: SGE grant discount at 36 golf courses                                              
 Blue train and Holiday on wheels: 40% if you book
                                                                                          
 early (2 months before) and 20% for Holidays on wheels

The Card Holder's Club Card is valid for a period of one year with unlimited access for two adults
to stay at any of the venues listed within the Discounted Accommodation directory. Children
under 12 stay free depending on the venue management. Inform management when booking.

The UASA Benefit card serves as a unique member I.D card. With this, a unique
identification number and your secret password that you allocate yourself, will let you
have unlimited access to view all the discounted venues that are partners with
Discounted Accommodation. As a member your unique Club Card will let you have
access to all our venues wherever you are in the world.
                                  www.discountedaccommodation.com

How to book:

    1. Select the venue where you would like to stay.

    2. Phone or e-mail the venue and ask for the contact person as listed on the Venue Display
       Form. Remember to state your Club Card number when making a booking and that you
       are a Discounted Accommodation Club Member.




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Leisure
Leisure
Is the cost of having fun spoiilliing the fun?
       cost               spo ng

Your UASA Benefit Card gives you access to a wide range of leisure discounts.

 Benefits                                                      Silver Benefit Card   Gold Benefit Card
                                                                     Member              Member
 Magazines: Car, Getaway, Compleat Golfer, Wine, Popular
 Mechanics House & Leisure Magazine, Drive, Wiel, Longevity,          40%                  50%
 Homeowner, Elle, Little People
 Wine: Liquor Online: Cyber cellar Specials and discounts
 up to 20%; ordering and delivery service; monthly                                         
 competitions.
 Flowers: Virtual Florist: Discounts up to 20%; ordering
                                                                                           
 and delivery service.
 Golf: SGE grant discount at 36 golf courses.                                              




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Cell and Telephone…Airtime @ a discount
Cell and Telephone…Airtime @ a discount
They say that talk is cheap. Well, that was the case before technology got a corner
on this market… Every month, your cell and telephone bills scream at you: Talk is
expensive!

Your UASA Benefit Card ensures that once more, you can afford to tallk…
                                               you can afford to ta k…

 Benefits                                                   Silver Benefit Card   Gold Benefit Card
 @Five JV:                                                        Member              Member
 Prepaid Airtime Discounts: Vodacom, MTN & Cell C:                 7.5%                 10%
 Prepaid Airtime Discounts: Telkom:                                 5%                  5%
 Starter Pack Discounts: Vodacom, MTN:                             25%                  50%
 Cellular Phone Hand-sets: Nokia, LG, Ericsson,
 Siemens, Motorola, Samsung, etc.: Up to 50% discount                                   
                                                                                        



Airtime purchase made easy:
You may now purchase your airtime directly from your cell phone. A separate form
enables @ Five to directly debit your account and to SMS you the airtime within
minutes of ordering. The facility can also be used to upgrade other family members
phones with airtime. Request the form from the call centre, branch chairs or UASA
regional offices.




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TeleShop
TeleShop
Remember the good old days… When shopping meant your mother phoning your
local store and simply ordering delivery? (No? … Then you’re probably in the
fortunate position of being under the age of 40!)

Good news! The good olld days are back agaiin! You can shop from home
           The good o d days are back aga n! You can shop from home
agaiin…
aga n…

 One-callll-TelleShop: Simply dial the Benefit Card hotline (086 100 8272), email
  One-ca -Te eShop:
  us (benefitcard@uasa.org.za), or visit our Web site (www.uasa.org.za). Shopping
  hours are between 8am and 5pm, Monday to Friday. A TeleShop assistant will
  help you with all your questions, payments and delivery.

 Free delliivery: Avoid traffic and parking congestion. Shop from home or office.
  Free de very:
  Free daytime delivery to most Gauteng and certain other locations is included.

 Best Priices: Our partners have haggled and bargained to get you some of the
  Best Pr ces:
  lowest prices in South Africa.

 Large Range: A large range of products is covered.
  Large Range:

 Leadiing Brands: For your protection, we provide reputable brand-name
  Lead ng Brands:
  products, most of which come with a 12-month manufacturer guarantee, backed
  by nation-wide service.

 Benefits                                                   Silver Benefit Card   Gold Benefit Card
                                                                  Member              Member
 TeleShop call-centre, best prices, delivery, etc.                                      


See Leisure and Retail Shopping sections for other shopping discounts.




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Retail Shopping
Retail Shopping
Shop at any of our selected national or regional retailers and you will be rewarded
with a discount. The card must be flashed for instant discounts. These outlets are
appointed in each area by agreement with UASA Benefit card. The call centre number
or the web address will supply you with a list of merchants in member areas.

 Benefits                                                   Silver Benefit Card   Gold Benefit Card
                                                                  Member              Member

 Discounts at selected grocers, chain stores,
 butchers, bottle stores, hardware stores, spare-part
                                                                                        
 outlets, pharmacies, etc. Visit www.uasa.org.za for the
 latest list of stores or call Benefit Card call centre.




Now here‟s the bonus: You‟ll earn a 1,5% - 10% instant discount at selected
merchants.




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Household Emergency Services
Household Emergency Services
Leaking sewerage, broken window, electrical problem, water damage, etc? Your
Benefit Card provides access service that will arrange a call-out and labour at pre-
discounted rates for your convenience (conditions apply)… Card holders will be
responsible for the payment of the service

 Benefits                                                    Silver Benefit Card   Gold Benefit Card
                                                                   Member              Member
 Call-out plus discounted labour for members’
 account:
  Locksmith
  Glazier
  Plumber
  Electrician
  Appliances                                                                            
  Emergency services (fire brigade, police, traffic
     department, ambulance and security)
  Carpet specialists (flood damage)
  Garden services (referral)
  Fire damage
  Painters (referral)

The above is subject to the following and other conditions:

 Only member‟s own or residence property is eligible
 Member must settle account with service provider directly




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Health and Medical
Health and Medical
For our health-conscious members… A variety of cost savings to keep your heart
pumping well and your stress levels down.

 Benefits                                                      Silver Benefit Card   Gold Benefit Card
                                                                     Member              Member
 Selected Health Clubs: Up to 25% discount (visit                                          
 www.uasa.org.za for participating clubs) See regional list.
 Vitamins: Up to 50% discount at participating
                                                                                           
 pharmacies restricted to certain brands




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Internet Access
Internet Access
With your Benefit Card, the Web doesn‟t become a diabolical spiider’’s web for
                                                             sp der s web
entrapping you in a cycle of ever-increasing expenses. Members enjoy free Web
hosting, as well as discount dial-up and ISDN Internet access rates.

 Benefits                                                 Silver Benefit Card   Gold Benefit Card
                                                                Member              Member
 Dial-up access, monthly charge:                                  R79                 R69
 ISDN, monthly charge:                                           R119                 R109




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Financial Services
Financial Services
No one likes talking about death. Yet one of the greatest gifts you can provide your
family upon your death, is adequate financial provision.

Included with your card is a unique set of benefits (limited to card category). For
example:

 Certain financial institutions provide “free” wills. The shock comes when your
                                                       The shock comes when your
  famiilly has to pay the iinstiitutiion up to 4% estate executor fees! This can
  fam y has to pay the nst tut on up to 4% estate executor fees!
  translate to thousands of Rands! Not only is your family saddled with the pain
  of your death, but they are also penalised for it!

    Gold Benefit Cards now provide both a free will facility and free executor-fee
    cover for the first R100 000 of estate value. Thereafter, discounted fees apply.

 Free head stone cover is included in both Benefit Cards (headstones may be
  selected from the UASA Benefit Card catalogue).

 With the increase of road traffic and related driving offences, commuting by taxi,
  bus, car and train can be hazardous. Commuter Cover is included in both Benefit
  Cards.


Commutter cover
Commu er cover
      R2 000.00 benefit for emergency in-hospital expenses, following an accidental
       injury.
    Cover applies to the policyholder, spouse and dependant children.
Benefit is per person, per annum


 Benefits                                                   Silver Benefit Card   Gold Benefit Card
                                                                  Member              Member
 Free Wills                                                                             
 Executor-fee cover (full cover on up to R100 000 of             ----------              
 estate value; thereafter discounted rates apply).
 Free head-stone cover                                                                  
 Free Commuter Cover                                                                    




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Discounted Financial Services:
Discounted Financial Services:
Just to make life a little easier…

 Benefits                                                    Silver Benefit Card   Gold Benefit Card
 Discounts on the following services:                              Member              Member
 Buy or Finance a car at special UASA-member rates.                                      
 Help in sourcing your dream car. Best deal, with the
 highest discounts. Demo at your convenience.
 Bonds and Refinancing on your house at special                                          
 UASA-member rates. Pre-approved.
 Financial planning                                                                      
 Life insurance, Investments, retirement annuities and                                   
 endowments
 Medical aids (negotiated for individuals or groups)                                     
 Income protector (Not only for contractors but for those                                
 who earn bonuses, commissions and overtime. Up to
 100% cover)
 Primary health savings: A unique service grant                                          
 members access to over 2 000 medical doctors and
 facilities at pre discounted rates around the country.
 Services are available on a voucher based service or with
 a special UASA/Medisavings card.
 Funeral bridging income: Your family will receive                                       
 R1000 per month for 12 months after your death.
 Supplemental cover is also available.
 Motor & household insurance, tailored to your needs                                     
 at competitive rates. Many options are available
 Pension and Provident Fund: Not only for groups! Our                                    
 umbrella scheme accommodates individuals! Be
 independent but have benefits as if you were employed.
 Low-cost death and other benefits. Good returns on
 investment portion.
 Retrenchment insurance: Up to R6000 per month for                                       
 three months for each month you remain unemployed.
 Plus accident cover. Plus savings.
 Personal loans: Normal credit conditions only apply                                     




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Legal Assistance
Legal Assistance
UASA has covered members for labour-related legal matters for many years.
However, the world we live in is not getting any easier. Crime, fraud, and highly
ingenious scams seem to be battering hard at our most secure doors. “So, sue me!”
has become a worn-out cliché – used by confidence tricksters who have become blasé
in the knowledge that the cost of litigation actually aids them.

Enter UASA‟s Legal Friend… All you need to do is call your Benefit Card call centre
and UASA will arrange a free 15-minute consultation with one of our panel attorneys.
In terms of the UASA agreement, the attorney will be obliged to charge on a “party-
party” scale for any time exceeding 15 minutes (this is a favourable rate).

Note: To make use of this benefit, members may only consult attorneys contracted
by UASA. Contact the Benefit Card call centre or visit www.uasa.org.za for a list of
such attorneys.

 Benefits                                                   Silver Benefit Card   Gold Benefit Card
                                                                  Member              Member
 Legal Friend: Free telephonic and 15-minute personal
                                                                                        
 consultation; thereafter favourable rates apply
 Legal Assist: With bail bond, forwarded by attorney and
 refundable within three months. Free telephonic advice          -------------           
 and documentation


LEGAL ASSIST - (INCLUDING BAIL BOND FACILITY):

    It is a 24-hour telephonic service as provided by admitted attorneys referred to as
    legal advisors.

       The service entails a legal advisor identifying a caller‟s enquiry in a legal
        matter where after the advisor decides on what steps to follow.
       Standard documentation for routine legal needs containing guidance charts
        explaining documents‟ applications are available and advisors are able to
        forward them to members without delay.
       The standard documentation includes a Small Claims Court kit (including
        guidelines as to whether a matter falls within the jurisdiction of the Small
        Claims Court), Domestic Workers Agreement and a Maintenance Kit.
   
       The Attorney Referral Panel is a scheme in terms of which members can be
        referred to practicing attorneys on LawCall’s national panel of attorneys for a
        free 30-minute consultation. If required, the panel attorney will also draft one
        letter or make one telephone call on a member’s behalf, both of which will be
        free of charge.
   
       The service also provides a R2 500.00 bail bond facility should it be required.
        The bail amount is fully refundable by the client, within a maximum period of
        3months.




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        Seminars
        Seminars
To make you sassy: A variety of seminars are provided at affordable fees. Included
To make you sassy:
are practical guides that you may take home with you. Phone call centre for details.

New: You may either attend a face-to-face seminar or visit www.uasa.org.za to visit
our virtual education centre!

 Liife Skiilllls Semiinar (Budgetiing): Some budgets simply don‟t seem to work!
  L fe Sk s Sem nar (Budget ng):
  We can help you re-plan, re-work, consolidate and redraft, making budgets and
  provision plans WORK! Regular group sessions around the country.
 Investment Semiinar: Local is lekker – but “$” might be the answer to a
  Investment Sem nar:
  depleting “R”. We assist you in planning the best for your unique investment
  needs. We trot the globe. Your demand is our instruction. Efficient tax haven
  structures are utilised. Annual, half-yearly or quarterly.
 Retiirement Semiinar: Tomorrow arrives and everything has changed. You are
  Ret rement Sem nar:
  not going to work… Never, ever again! GREAT!! (or is it?). This is your
  biggest life change yet. Plan your new life! Our seminars can help. Don‟t wait
  for the day to arrive. Our seminars help from 5 years ahead of time. Plan ahead!
 Retrenchment Semiinar: Life after retrenchment. Whereas retirement may be
  Retrenchment Sem nar:
  the biggest change in your life, retrenchment could be the most devastating!!
  Employers who adopted our social programme will pay for you to attend this re-
  positioning, re-educating experience, to assure you that there indeed is „life after
  retrenchment‟.

 Benefits                                               Silver Benefit Card   Gold Benefit Card
                                                              Member              Member
 Seminar Discount                                              25%                  50%




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Terms and Conditions
Terms and Conditions


Limit of Liability / Disclaimer of Warranty:
NO WARRANTIES. Although great care has been taken to ensure the accuracy of
information contained in this guide, UASA, its associated organisations and
contributing authors make no representations or warranties with respect to the
accuracy or completeness of the contents of this guide. This guide is provided “as
is”, and UASA, its associated organisations and contributing authors specifically
disclaim any implied warranties of merchantability, fitness for a particular purpose
and freedom from infringement. The accuracy and completeness of the information
provided in this guide and the opinions stated therein are not guaranteed or
warranted to produce any particular results, and the advice and strategies contained
therein may not be suitable for every individual. UASA, its associated organisations
and its contributing authors shall not be liable for any loss of profit or any other
damages, including but not limited to special, incidental, consequential, or any other
damages. The user assumes the entire risk as to the accuracy and the use of this
guide. No information in this guide should be interpreted to be a commitment on the
part of UASA, its associated organisations and its contributing authors.


Trademarks:
All brand names and product names used in this guide are trade names, service
marks, trademarks or registered trademarks of their respective owners. UASA is not
associated with any product or vendor mentioned in this guide.



Terms and Conditions of UASA Benefit Club and Card
Usage
Other terms and conditions apply: See www.uasa.org.za for more information.




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