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					APPENDIX TABLES

Text Tables
Table A-1     Housing Market Indicators: 1975-2004
Table A-2     Income and Housing Costs, US Totals: 1975-2004
Table A-3     Terms on Conventional Single Family Mortgages: 1980-2004
Table A-4     Mortgage Refinance, Cash-out and Home Equity Loan Volumes: 1993-2004
Table A-5     Households by Type and Age: 1980 and 2000
Table A-6     Minority Households in Immigrant Gateway Metro Areas: 1980 and 2000
Table A-7     Households by Nativity and Age: 2004
Table A-8     Homeownership Rates by Age and Race/Ethnicity: 1993-2004
Table A-9     Change in Renter Households by Race and Income Quartile: 1993 and 2003
Table A-10    Change in Renter Households and Rental Construction by Location: 1993 and 2003
Table A-11    Housing Cost-Burdened Households by Tenure and Income: 2000 and 2003
Table A-12    Household Spending for Non-Housing Items by Expenditure Quartiles: 2003


Web Tables
Table W-1     Joint Center Interim Household Projections: 2005-2015
Table W-2     Building Permits by State: 1995-2004
Table W-3     Building Permits by Metro Area: 1994-2003
Table W-4     Home Prices by Region and Metro Area: 1990-2004
Table W-5     Change in Real Effective Rents by Metro Area: 2002-2004
Table W-6     House Price and Per Capita Income Gains by Metro Area: 1984-2004
Table W-7     Total Homeowner Improvement Expenditures: 1994-2003
Table W-8     Population Change of Cities: 1970-2000
Table W-9     Commute Times and Mode of Transportation by Metro Area: 2000
Table W-10    Decentralization of Households by Metro Area: 1970-2000
Table W-11    Infill Development by Metro Area: 1990-2000
Table W-12    Decentralization of Minority Households by Metro Area: 1980-2000
Table W-13    Minority Households by Race/Ethnicity and Metro Area: 2000
Table W-14    Renter Households by Age, Race/Ethnicity and Nativity: 2003
                                                                                                                                   A-1




Table A-1. Housing Market Indicators: 1975-2004


                                                                                                                  Sales Price of              Residential Upkeep
                  Permits (1)                          Starts (2)                        Size (3)            Single-Family Homes             and Improvement (6)         Vacancy Rates (7)           Value Put in Place (8)               Home Sales
                 (Thousands)                          (Thousands)                     (Median sq. ft.)          (2004 dollars)              (Millions of 2004 dollars)        (Percent)             (Billions of 2004 dollars)           (Thousands)

             Single-                        Single-                 Manufactured    Single-                                               Owner -                        For       For          Single-                  Additions &
     Year    Family     Multifamily         Family    Multifamily     Housing       Family     Multifamily    New (4)    Existing (5)     Occupied        Rental         Sale      Rent         Family     Multifamily   Alterations    New (9)     Existing (10)
    1975    676         263                892        268            229           ########    942           174,811     119,869             66,905         28,654        1.2       6.0       104,067      23,451          53,594        549        2,476
    1976    894         402                ########   375            250           ########    894           179,564     122,316             76,622         27,995        1.2       5.6       145,609      22,940          58,104        646        3,064
    1977    ########    564                ########   536            258           ########    881           190,268     127,053             81,693         24,898        1.2       5.2       193,931      31,225          61,636        819        3,650
    1978    ########    618                ########   587            280           ########    863           204,412     134,884             87,633         31,251        1.0       5.0       210,829      37,177          70,220        817        3,986
    1979    982         570                ########   551            280           ########    893           214,582     135,977             91,722         30,786        1.2       5.4       188,008      44,272          70,700        709        3,827
    1980    710         481                852        440            234           ########    915           212,610     129,726             93,255         28,053        1.4       5.4       121,320      38,303          70,498        545        2,973
    1981    564         421                705        379            229           ########    930           209,604     124,398             80,488         29,593        1.4       5.0       107,989      36,284          61,963        436        2,419
    1982    546         454                663        400            234           ########    925           202,114     120,688             74,787         26,695        1.5       5.3        81,162      30,416          54,174        412        1,990
    1983    902         703                ########   636            278           ########    893           198,125     120,515             77,604         28,329        1.5       5.7       137,529      42,573          58,551        623        2,719
    1984    922         757                ########   665            288           ########    871           197,591     120,243             85,045         43,307        1.7       5.9       157,074      51,308          73,449        639        2,868
    1985    957         777                ########   670            283           ########    882           193,185     121,896             90,123         54,058        1.7       6.5       153,350      50,102          78,355        688        3,214
    1986    ########    692                ########   626            256           ########    876           197,161     128,019         ####### ##         61,289        1.6       7.3       179,474      53,495          95,670        750        3,565
    1987    ########    510                ########   474            239           ########    920           200,397     132,223             97,694         64,289        1.7       7.7       194,913      42,323          94,756        671        3,526
    1988    994         462                ########   407            224           ########    940           199,603     134,910         ####### ##         62,291        1.6       7.7       191,763      35,605          99,169        676        3,594
    1989    932         407                ########   373            203           ########    940           198,095     136,785         ####### ##         64,072        1.8       7.4       184,222      33,978          92,962        650        3,346
    1990    794         317                895        298            195           ########    955           191,478     134,078             97,228         69,605        1.7       7.2       163,154      27,822          85,223        534        3,211
    1991    754         195                840        174            174           ########    980           186,199     131,111             92,558         56,803        1.7       7.4       137,898      21,009          71,671        509        3,220
    1992    911         184                ########   170            212           ########    985           183,138     130,748         ####### ##         53,700        1.5       7.4       164,229      17,630          86,605        610        3,520
    1993    987         212                ########   162            243           ########   #########      185,461     129,672         ####### ##         55,035        1.4       7.3       183,178      14,103          96,942        666        3,802
    1994    ########    303                ########   256            291           ########   #########      189,500     129,750         ####### ##         50,947        1.5       7.4       206,884      17,948         104,739        670        3,967
    1995    997         335                ########   278            319           ########   #########      189,504     130,309         ####### ##         50,894        1.6       7.6       190,282      22,173          94,136        667        3,812
    1996    ########    356                ########   316            338           ########   #########      187,508     131,733         ####### ##         51,565        1.6       7.9       205,623      24,469         108,358        757        4,196
    1997    ########    379                ########   340            336           ########   #########      188,618     133,924         ####### ##         46,625        1.6       7.8       206,176      26,932         107,045        804        4,382
    1998    ########    425                ########   346            374           ########   #########      190,417     138,886         ####### ##         39,742        1.7       7.9       231,094      28,479         105,024        886        4,970
    1999    ########    417                ########   338            338           ########   #########      195,485     143,033         ####### ##         49,458        1.7       8.1       253,798      31,106         112,580        880        5,205
    2000    ########    394                ########   338            281           ########   #########      197,158     148,170         ####### ##         53,084        1.6       8.0       259,752      31,000         120,021        877        5,152
    2001    ########    390                ########   329            196           ########   #########      198,514     155,527         ####### ##         51,329        1.8       8.4       265,682      32,324         116,191        908        5,296
    2002    ########    415                ########   346            174           ########   #########      204,092     163,566         ####### ##         54,409        1.7       9.0       279,191      34,601         129,228        973        5,566
    2003    ########    428                ########   349            138           ########   #########      210,896     170,895         ####### ##         58,497        1.8       9.8       318,846      36,259         133,719      1,086        6,100
    2004    ########    448                ########   345            122           ########   #########      221,000     184,100         ####### ##         55,124        1.7      10.2       370,564      38,745         135,115      1,203        6,784

Note: All value series are deflated by the Bureau of Labor Statistics' Consumer Price Index (CPI-UX) for All Items.
Sources: 1. US Census Bureau, Construction Statistics, "New Privately Owned Housing Units Authorized by Building Permits," www.census.gov/pub/const/bpann.pdf (as of May 2005).
           2. US Census Bureau "New Privately Owned Housing Units Started," www.census.gov/const/startsan.pdf (as of May 2005); and "Placements of New Manufactured Homes," www.census.gov/pub/const/mhs/mhstabplcmnt.pdf (as of May 2005).
           Manufactured housing starts defined as placements of new manufactured homes.
           3. US Census Bureau, "New Privately Owned Housing Units Started in the United States, by Intent and Design," www.census.gov/const/startsusintenta.pdf (as of May 2005).
           4. New home price is the National Association of Home Builders' 2004 national median new home price indexed by the US Census Bureau, Construction Statistics, New Residential Sales. "Price Indexes of New One-Family Houses Sold Including Value of
           the Lot," www.census.gov/const/price_indexes.pdf (as of May 2005).
           5. Existing home price is the 2004 median sales price of existing single-family homes determined by the National Association of Realtors, indexed by the Conventional Mortgage Home Price Index from Freddie Mac.
           6. US Census Bureau, "Expenditures by Region and Property Type," www.census.gov/const/C50/table_s2.pdf (as of May 2005).
           7. US Census Bureau, Housing Vacancy Survey.
           8. US Census Bureau, "Annual Value of Private Construction Put in Place," www.census.gov/const/C30/Private.pdf (as of May 2005).
           9. US Census Bureau, Construction Statistics, New Residential Sales, "Houses Sold by Region," www.census.gov/const/soldann.pdf (as of May 2005).
           10. National Association of Realtors, Existing Home Sales.




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TABLE A-2. Income and Housing Costs, US Totals: 1975-2004
2004 Dollars

                      Monthly Income                                Home Buyer Costs                                  Renter Costs                         Cost as Percent of Income (%)
                                                                                                                                                         Buyers                      Renters
                                                                             Before-Tax       After-Tax                                          Before-Tax After-Tax
                                                                Mortgage      Mortgage        Mortgage          Contract                         Mortgage    Mortgage           Contract    Gross
   Year             Owner        Renter          Home Price      Rate         Payment         Payment            Rent         Gross Rent          Payment     Payment             Rent       Rent

   1975              4,272        2,532            119,869         8.9             862           666               588            861                20.2         15.6              23.2        34.0
   1976              4,247        2,458            122,316         8.9             875           683               587            666                20.6         16.1              23.9        27.1
   1977              4,261        2,473            127,053         8.8             905           762               587            671                21.2         17.9              23.7        27.1
   1978              4,306        2,506            134,884         9.4           1,009           829               585            671                23.4         19.2              23.3        26.8
   1979              4,313        2,452            135,977        10.6           1,128           920               565            650                26.1         21.3              23.0        26.5
   1980              4,049        2,325            129,726        12.5           1,242           992               543            631                30.7         24.5              23.4        27.1
   1981              3,934        2,294            124,398        14.4           1,361         1,072               537            628                34.6         27.2              23.4        27.4
   1982              3,939        2,316            120,688        14.7           1,350         1,083               546            644                34.3         27.5              23.6        27.8
   1983              4,028        2,311            120,515        12.3           1,137           909               561            664                28.2         22.6              24.3        28.8
   1984              4,133        2,382            120,243        12.0           1,112           896               568            671                26.9         21.7              23.8        28.2
   1985              4,243        2,417            121,896        11.2           1,059           853               584            685                25.0         20.1              24.2        28.3
   1986              4,393        2,445            128,019         9.8             993           802               608            706                22.6         18.3              24.9        28.9
   1987              4,421        2,421            132,223         9.0             953           806               611            704                21.6         18.2              25.2        29.1
   1988              4,445        2,494            134,910         9.0             975           846               609            699                21.9         19.0              24.4        28.0
   1989              4,504        2,577            136,785         9.8           1,063           918               604            692                23.6         20.4              23.4        26.8
   1990              4,372        2,496            134,078         9.7           1,036           895               597            682                23.7         20.5              23.9        27.3
   1991              4,306        2,392            131,111         9.1             955           829               593            677                22.2         19.2              24.8        28.3
   1992              4,273        2,326            130,748         7.8             850           744               590            674                19.9         17.4              25.4        29.0
   1993              4,238        2,302            129,672         6.9             771           680               586            670                18.2         16.0              25.5        29.1
   1994              4,281        2,272            129,750         7.3             801           709               586            668                18.7         16.6              25.8        29.4
   1995              4,321        2,331            130,309         7.7             835           737               584            663                19.3         17.1              25.1        28.5
   1996              4,394        2,351            131,733         7.6             835           737               582            661                19.0         16.8              24.8        28.1
   1997              4,494        2,404            133,924         7.5             844           745               586            665                18.8         16.6              24.4        27.7
   1998              4,628        2,453            138,886         7.0             829           734               595            671                17.9         15.9              24.3        27.4
   1999              4,730        2,540            143,033         7.1             869           767               601            675                18.4         16.2              23.6        26.6
   2000              4,682        2,556            148,170         7.9             966           846               602            678                20.6         18.1              23.6        26.5
   2001              4,586        2,534            155,527         6.9             926           817               612            693                20.2         17.8              24.1        27.3
   2002              4,560        2,440            163,566         6.4             925           821               626            702                20.3         18.0              25.7        28.8
   2003              4,584        2,358            170,895         5.7             890           814               630            710                19.4         17.7              26.7        30.1
   2004              4,399        2,348            184,100         5.7             960           876               630            711                21.8         19.9              26.8        30.3

Notes: All dollar amounts are in 2004 constant dollars using the Bureau of Labor Statistics' Consumer Price Index for All Items. Owner and renter median incomes through 2003 from Current Population
Survey P60 published reports. Renters exclude those paying no cash rent. The 2004 incomes are estimated from change in HUD median family income applied to 2003 CPS income for all households
and adjusted by 3-year average ratio of owner and renter incomes to all household income. Home price is the 2004 median sales price of existing single-family homes determined by the National
Association of Realtors indexed by the Freddie Mac Conventional Mortgage Home Price Index. Mortgage rates are from the Federal Housing Finance Board Monthly Interest Rate Survey. Mortgage
payments assume a 30-year mortgage with 10% down. After-tax mortgage payment equals mortgage payment less tax savings of homeownership. Tax savings are based on the excess of housing
(mortgage interest and real-estate taxes) plus non-housing deductions over the standard deduction. Non-housing deductions are set at 5% of income through 1986, 4.25% in 1987, and 3.5% from 1988
on. Contract rent equals median 2001 contract rent from the American Housing Survey, indexed by the CPI residential rent index with adjustments for depreciation in the stock before 1987. Gross rent is
equal to contract rent plus fuel and utilities.
Table A-3. Terms on Conventional Single-Family Mortgages: 1980-2004
Annual Averages, All Homes

                                                       Mortgage             Purchase                                      Percent of Loans with
               Effective           Term to           Loan Amount              Price              Loan-to-               Loan-to-
             Interest Rate         Maturity         (Thousands of         (Thousands of         Price Ratio            Price Ratio       Adjustable
   Year           (%)              (Years)           2004 dollars)         2004 dollars)            (%)               More than 90%         Rates

  1980            12.8               27.2                 118.7                168.5                72.9                     10                   na
  1981            14.9               26.4                 112.6                160.0                73.1                     15                   na
  1982            15.3               25.6                 108.7                154.9                72.9                     21                   41
  1983            12.7               26.0                 113.6                157.6                74.5                     21                   40
  1984            12.5               26.8                 117.3                157.5                77.0                     27                   62
  1985            11.6               25.9                 123.2                168.7                75.8                     21                   51
  1986            10.2               25.6                 136.7                190.6                74.1                     11                   30
  1987             9.3               26.8                 148.2                202.5                75.2                      8                   43
  1988             9.3               27.7                 155.5                210.2                76.0                      8                   58
  1989            10.1               27.7                 159.2                217.6                74.8                      7                   38
  1990            10.1               27.0                 150.3                206.1                74.7                      8                   28
  1991             9.3               26.5                 147.4                203.5                74.4                      9                   23
  1992             8.1               25.4                 146.4                197.1                76.6                     14                   20
  1993             7.1               25.5                 139.9                187.1                77.2                     17                   20
  1994             7.5               27.1                 140.1                181.0                79.9                     25                   39
  1995             7.9               27.4                 136.8                177.0                79.9                     27                   32
  1996             7.7               26.9                 142.9                186.7                79.0                     25                   27
  1997             7.7               27.5                 149.0                193.6                79.4                     25                   22
  1998             7.1               27.8                 152.8                201.0                78.9                     25                   12
  1999             7.3               28.2                 158.0                208.9                78.5                     23                   21
  2000             8.0               28.7                 162.7                218.2                77.8                     22                   24
  2001             7.0               27.6                 166.1                229.9                76.2                     21                   12
  2002             6.5               27.3                 171.6                242.8                75.1                     21                   17
  2003             5.7               26.8                 172.4                249.9                73.5                     20                   18
  2004             5.7               27.9                 185.5                262.0                74.9                     18                   35

Notes: The effective interest rate includes the amortization of initial fees and charges: Loans with adjustable rates do not include hybrid products. "na"
indicates data not available.
Source: Federal Housing Finance Board, Monthly Interest Rate Survey.
Table A-4. Mortgage Refinance, Cash-out and Home Equity Loan Volumes: 1993-2004


              Percentage of Refinances                Median Statistics on Loan Terms and Property
                                                                                                                              Billions of 2004 dollars
                    Resulting in:                                        Valuation
                                                                    Age of
             5% Higher Loan     Lower Loan        Ratio of Old                     Appreciation Rate of            Home Equity      Total Refinance      Home Equity
    Year                                                          Refinanced
                Amount            Amount          to New Rate                     Refinanced Property (%)          Cashed Out        Originations          Loans
                                                                 Loan (Years)
    1993            38               19                1.28         2.03                      4                        26.0              856.2              299.6
    1994            51               12                1.26         2.57                      5                        17.6              384.9              308.5
    1995            52               15                1.16         2.78                      9                        13.9              243.0              321.7
    1996            57               12                1.17         3.25                     11                        20.9              346.5              350.2
    1997            59               15                1.08         3.72                     14                        25.2              391.4              390.7
    1998            46               17                1.16         3.51                     10                        46.3            1,020.4              418.7
    1999            57               13                1.15         4.55                     12                        41.9              641.6              455.5
    2000            78                9                0.94         4.35                     24                        28.8              319.8              539.7
    2001            53               14                1.17         2.57                     15                        88.4            1,351.3              552.5
    2002            47               18                1.20         2.97                     13                       116.7            2,003.0              612.5
    2003            36               16                1.26         1.80                      5                       150.8            2,851.7              703.1
    2004            46               15                1.20         2.09                      9                       139.2            1,387.9              881.3

Source: Freddie Mac, Cash-out and Refinance Origination data. All values inflated to 2004 dollars using the CPI-UX for All Items.
Table A-5. Households by Type and Age: 1980 and 2000
Thousands

                                      1980           2000      Net Change Percent Change (%)

Married Couples With Children
   Under Age 35                      10,374         7,494         -2,880             -28
   Age 35-44                          8,660        11,498          2,837              33
   Age 45-54                          4,618         5,859          1,241              27
   Age 55-64                          1,226           780           -446             -36
   Age 65 and Over                      171           107            -64             -37

Married Couples Without Children
   Under Age 35                       4,397         3,227         -1,170             -27
   Age 35-44                          1,413         2,791          1,378              98
   Age 45-54                          4,436         7,111          2,675              60
   Age 55-64                          7,238         7,866            628               9
   Age 65 and Over                    7,228        10,068          2,840              39

Single Parents
   Under Age 35                       2,679         3,869         1,189              44
   Age 35-44                          1,740         3,668         1,928             111
   Age 45-54                            794         1,408           614              77
   Age 55-64                            184           157           -28             -15
   Age 65 and Over                       29            28            -1              -2

Persons Living Alone
   Under Age 35                       4,975         4,808          -168              -3
   Age 35-44                          1,487         3,925         2,438             164
   Age 45-54                          1,639         4,372         2,733             167
   Age 55-64                          2,770         3,643           873              31
   Age 65 and Over                    6,979         9,747         2,767              40

Other Households
   Under Age 35                       2,667         4,004         1,337              50
   Age 35-44                            661         1,926         1,265             191
   Age 45-54                          1,030         2,584         1,553             151
   Age 55-64                          1,281         1,846           564              44
   Age 65 and Over                    1,715         2,694           979              57

Source: JCHS tabulations of the 1980 and 2000 Decennial Census 1% Public Use Microdata Samples.
Table A-6. Minority Households in Immigrant Gateway Metro Areas: 1980 and 2000

                                                   1980                                                 2000

Metro Area                     Number (000s)     Share of all Households (%)        Number (000s)    Share of all Households (%)
Atlanta                                 165                        26                       531                         36
Boston                                   83                        10                       215                         16
Chicago                                 649                        26                     1,019                         35
Dallas                                  210                        20                       453                         37
Houston                                 296                        30                       671                         46
Los Angeles                           1,028                        38                     1,809                         58
Miami                                   262                        47                       583                         76
New York                              1,236                        36                     1,834                         53
San Francisco                           354                        28                       256                         37
Washington, DC                          344                        31                       713                         40

All Gateway Metros                    4,628                        30                     8,084                         44

Rest of the Country                   9,197                        14                    18,308                         21


Notes: Gateway metros are the ten MSAs/PMSAs with the largest shares of foreign-born households. San Francisco includes the
Oakland PMSA. Minority includes all households not headed by non-Hispanic Whites.
Source: JCHS tabulations of the 1980 and 2000 Decennial Census 5% Public Use Microdata Sample.
Table A-7. Households by Nativity and Age: 2004

Nativity and Age of                    Homeownership        Median Income      Share College         Share
                        Total (000s)
Household Head                            Rate (%)               ($)             Grads (%)        Minority (%)

Under Age 25
 Foreign Born                 960              18               30,000               12                83
 Second Generation            616              25               28,200               14                78
 Other Native Born          5,056              25               27,227               14                27

Age 25-34
 Foreign Born              3,493               35               37,000               31                83
 Second Generation         1,497               48               48,000               36                65
 Other Native Born        14,220               53               46,200               33                23

Age 35-44
 Foreign Born              3,992               52               44,000               31                76
 Second Generation         1,287               65               58,906               35                52
 Other Native Born        17,954               73               57,590               30                20

Age 45-54
 Foreign Born              2,883               65               50,730               36                72
 Second Generation         1,298               73               65,285               33                38
 Other Native Born        18,966               79               61,824               31                18

Age 55-64
 Foreign Born              1,697               72               48,654               31                67
 Second Generation         1,108               80               57,267               32                33
 Other Native Born        13,985               83               50,000               29                16

Age 65 and Up
 Foreign Born              2,096               64               19,570               22                48
 Second Generation         3,560               80               24,568               20                14
 Other Native Born        17,408               83               24,366               18                14

Notes: Foreign born defined as born outside US of parents without US citizenship. Second generation defined as
born in the US of at least one foreign-born parent.
Source: JCHS tabulations of the March 2004 Current Population Survey.
Table A-8. Homeownership Rates by Age and Race/Ethnicity: 1993-2004
Percent

                         1993       1994       1995       1996       1997       1998       1999        2000       2001         2002          2003       2004

Total US                 63.7       64.0       64.7       65.4       65.7        66.3       66.8       67.4       67.8         67.9          68.3       69.0

Whites
 Under Age 35            44.6       44.0       44.8       45.9       45.5        46.0       45.9       47.2       48.0         48.4          49.6       49.9
 Age 35-44               72.3       71.3       71.9       71.6       72.6        73.1       74.0       73.7       75.2         76.1          76.0       77.4
 Age 45-54               80.1       80.2       80.4       80.8       80.1        80.4       81.2       82.0       81.9         81.9          82.4       82.3
 Age 55-64               83.5       83.5       84.1       85.2       84.5        84.7       85.0       84.6       85.8         85.0          85.8       85.7
 Age 65-74               83.5       83.0       84.0       85.5       85.5        85.5       86.3       86.9       86.0         86.3          85.3       86.1
 Age 75 and Over         75.8       75.6       75.8       76.4       76.8        77.1       78.4       78.6       79.2         79.7          79.9       80.2
 Total                   70.4       70.0       70.7       71.6       71.7        72.2       73.0       73.5       74.2         74.7          75.1       75.7

Blacks
   Under Age 35          17.4       16.6       17.4       20.4       21.2        23.9       22.0       24.7       24.7         25.9          25.2       27.1
   Age 35-44             41.4       41.5       40.5       41.4       44.9        45.3       44.8       45.7       49.1         47.4          46.8       46.6
   Age 45-54             56.0       57.0       54.7       54.5       58.1        58.0       58.6       56.0       55.6         56.4          56.4       57.9
   Age 55-64             62.6       62.1       62.5       63.3       62.0        60.2       58.4       63.8       61.4         63.8          64.0       64.6
   Age 65-74             61.5       67.3       63.2       66.5       68.0        68.9       67.1       69.8       72.0         69.7          66.6       69.8
   Age 75 and Over       63.2       67.7       64.1       68.3       69.9        67.1       68.6       70.9       75.9         73.5          69.3       70.0
   Total                 42.6       42.7       42.2       44.3       46.0        46.6       46.1       47.5       48.4         48.9          48.4       49.5

Hispanics
   Under Age 35          20.5       22.9       23.4       24.4       27.1        27.0       26.0       28.2       28.0         30.4          30.5       30.1
   Age 35-44             43.3       45.8       46.1       42.9       45.9        47.3       46.7       51.2       49.0         51.1          48.7       49.0
   Age 45-54             52.6       53.2       56.2       55.2       54.5        56.6       59.4       53.5       60.1         58.0          57.0       58.8
   Age 55-64             62.8       60.5       62.4       56.4       58.6        64.7       68.4       61.4       61.8         65.0          68.8       67.9
   Age 65-74             58.6       58.4       58.5       61.4       58.8        62.3       67.0       65.8       65.3         69.3          67.6       64.8
   Age 75 and Over       52.0       58.8       63.2       58.2       54.4        59.9       59.0       56.3       64.2         65.0          65.9       71.2
   Total                 40.0       41.5       42.4       41.2       43.1        44.8       45.1       45.5       46.4         47.4          47.4       47.4

Asians/Others
   Under Age 35          29.3       27.1       29.9       27.7       27.5        30.0       26.4       29.7       29.5         30.5          33.0       38.8
   Age 35-44             56.1       58.4       54.1       51.4       55.2        57.3       58.7       56.2       57.5         57.1          60.9       62.1
   Age 45-54             66.0       64.7       62.8       65.8       69.9        66.8       69.1       69.6       71.4         67.7          70.5       73.1
   Age 55-64             71.0       73.5       64.7       67.4       71.4        72.5       78.2       72.5       75.5         73.0          73.0       78.0
   Age 65-74             59.3       70.6       68.1       68.3       75.2        63.5       68.6       69.8       66.5         69.7          72.0       66.2
   Age 75 and Over       64.3       54.1       53.8       67.8       65.1        63.6       61.8       64.7       54.4         58.9          66.4       63.3
   Total                 51.9       51.4       50.7       50.3       52.7        53.5       53.4       53.9       53.9         53.9          56.5       59.6

All Races/Ethnicities
    Under Age 35         38.0       37.3       38.0       39.1       39.0        39.6       38.8       40.4       40.7         41.3          42.0       42.5
    Age 35-44            65.8       65.0       65.2       64.5       65.8        66.4       66.9       67.1       68.2         68.6          67.9       68.8
    Age 45-54            75.2       75.2       75.1       75.5       75.4        75.5       76.5       76.3       76.6         76.2          76.5       76.7
    Age 55-64            79.6       79.5       80.1       80.4       79.7        80.3       80.7       80.3       81.1         80.9          81.7       81.8
    Age 65-74            79.9       80.2       80.5       82.2       82.3        82.3       83.0       83.6       83.0         83.1          81.9       82.6
    Age 75 and Over      74.0       74.3       74.3       75.1       75.4        75.6       76.8       77.1       77.8         78.4          78.3       78.7




Notes: Whites, blacks and Asians/others are non-Hispanic. Hispanics may be of any race. Asians/others includes Pacific Islanders, Aleuts and Native Americans.
Table does not include the 1.12% and 1.03% of homeowners reported as multi-race in 2003 and 2004 respectively. Caution should be used in interpreting year-
over-year changes since 2001 for certain age/race categories because of small sample sizes, introduction of the new multi-race category, and rebenchmarking.
Sources: Total US homeownership rate from the Census Bureau's Housing Vacancy Survey annual estimates. All other data are JCHS tabulations of the March
Current Population Surveys.
Table A-9. Change in Renter Households by Race and Income Quartile: 1993 and 2003

Race and Income                           Households (000s)                Percent             Shares (%)
                                   1993        2003         Change         Change            1993      2003
Minority Renters
 Bottom Quartile                  4,863          6,562         1,699          35               15          20
 Lower-Middle Quartile            2,979          4,504         1,525          51                9          13
 Upper-Middle Quartile            1,634          2,432           798          49                5           7
 Top Quartile                       552            894           341          62                2           3
 Total                           10,028         14,391         4,363          44               31          43

White Renters
 Bottom Quartile                  7,396          7,059          -337          -5               23          21
 Lower-Middle Quartile            6,621          5,959          -662         -10               21          18
 Upper-Middle Quartile            5,278          4,224        -1,054         -20               16          13
 Top Quartile                     2,705          1,956          -749         -28                8           6
 Total                           22,001         19,198        -2,802         -13               69          57

All Renters
  Bottom Quartile                12,259         13,621         1,363          11               38          41
  Lower-Middle Quartile           9,601         10,463           862           9               30          31
  Upper-Middle Quartile           6,912          6,656          -256          -4               22          20
  Top Quartile                    3,258          2,850          -408         -13               10           8
  Total                          32,029         33,590         1,561           5              100         100

Note: Quartiles are equal fourths of households sorted by income. Households with zero or negative income reported
are included in the bottom quartile. Some numbers may not add to total due to rounding.

Source: JCHS tabulations of the 1993 and 2003 American Housing Survey, using JCHS-adjusted weights for 2003.
Table A-10. Change in Renter Households and Rental Construction by Location: 1993 and 2003
Thousands
                                                                                                                              Net Removals
                     Renter Households                Rentals Built            Vacant for Rent                  Net           as Percent of
                   1993      2003   Change             1994-2003            1993    2003    Change            Removals        Construction

Central City
 Northeast         3,757       3,887       130               83               301        327       26              -73              -88
 Midwest           3,149       2,861      -288              218               336        498      162              344              158
 South             4,813       4,646      -167              421               456        736      280              307               73
 West              3,475       3,676       201              312               340        262      -78              189               61
 Total            15,194      15,070      -124            1,034             1,433      1,822      390              768               74

Suburb
 Northeast         2,741       2,613      -127              120               163        196       32              214              179
 Midwest           2,411       2,284      -126              245               172        284      113              259              106
 South             4,091       4,452       362              830               388        561      173              296               36
 West              3,381       3,519       138              404               281        384      103              163               40
 Total            12,623      12,869       247            1,599             1,004      1,425      421              932               58

Non-Metro
 Northeast           657         654        -3               37                58         64        6               34               91
 Midwest           1,855       1,542      -313              174               109        221      112              375              216
 South             2,192       2,439       247              376               170        351      181              -51              -14
 West                951       1,015        64              149                99        118       20               66               44
 Total             5,656       5,650        -6              735               436        755      318              422               57

Total
 Northeast         7,155       7,155         0              240               522        587        65             175               73
 Midwest           7,415       6,687      -727              637               617      1,003       386             978              154
 South            11,096      11,537       442            1,627             1,014      1,648       634             552               34
 West              7,807       8,210       403              865               720        764        44             418               48
 Total            33,472      33,590       117            3,369             2,873      4,002     1,129           2,122               63


Note: Net removals equal the total rental units built during the period minus the change in renter households and vacant-for-rent units.
Source: JCHS tabulations of the 1993 and 2003 American Housing Surveys. JCHS-adjusted weights used for 2003 data.
Table A-11. Housing Cost-Burdened Households by Tenure and Income: 2000 and 2003
Thousands


                                                      2000                                                          2003
                                            Moderate         Severe                                       Moderate         Severe
Tenure and Income           No Burden        Burden          Burden        Total           No Burden       Burden          Burden         Total

Owners
 Bottom Decile                   951           846            2,386        4,182                741           718           2,530         3,989
 Bottom Quintile               3,858         1,951            3,568        9,377              3,342         1,883           4,016         9,241

  Bottom Quartile              5,644         2,524            4,014       12,182             4,967          2,543           4,569       12,079
  Lower-Middle Quartile       11,391         3,096            1,163       15,650            10,875          3,919           1,668       16,462
  Upper-Middle Quartile       16,287         2,484              398       19,170            16,481          3,168             554       20,203
  Top Quartile                21,161         1,063              104       22,328            22,128          1,396             157       23,680
  Total                       54,484         9,168            5,678       69,330            54,451         11,025           6,948       72,424

Renters
 Bottom Decile                 1,102           828            4,356        6,286              1,279           771           4,804        6,854
 Bottom Quintile               2,494         2,864            6,204       11,563              2,652         2,743           7,049       12,444

  Bottom Quartile              3,529         3,969            6,497       13,994             3,595          3,907           7,526       15,028
  Lower-Middle Quartile        7,729         2,476              324       10,530             7,212          2,885             548       10,645
  Upper-Middle Quartile        6,674           304               32        7,010             6,367            493              45        6,905
  Top Quartile                 3,788            63                2        3,853             3,363             62               2        3,427
  Total                       21,719         6,812            6,855       35,386            20,537          7,346           8,122       36,004

All Households
  Bottom Decile                2,053         1,674            6,741       10,468              2,020         1,489           7,334       10,843
  Bottom Quintile              6,351         4,815            9,773       20,939              5,994         4,626          11,065       21,686

  Bottom Quartile              9,173         6,493           10,510      26,176              8,562          6,450          12,095       27,107
  Lower-Middle Quartile       19,120         5,572            1,488      26,180             18,087          6,804           2,216       27,107
  Upper-Middle Quartile       22,961         2,788              430      26,179             22,848          3,660             600       27,107
  Top Quartile                24,949         1,126              105      26,181             25,491          1,457             159       27,107
  Total                       76,203        15,980           12,533     104,716             74,987         18,372          15,069      108,428


Notes: Income quartiles are equal fourths of households sorted by income. Bottom decile and quintile are the lowest tenth and fifth of households,
respectively. Households reporting zero or negative income are included in bottom income groups and assumed to have severe cost burdens. No-
cash renters assumed to have no cost burdens. Moderate (severe) burden households spend 30-50% (over 50%) of income on monthly housing
expenses.
Source: JCHS tabulations of the 2003 American Community Survey and the 2000 Census Supplemental Survey.
Table A-12. Household Spending for Non-Housing Items by Expenditure Quartiles: 2003
Average Monthly Outlays (dollars)

Expenditure Quartile and                                                                                 Personal                                         Total     Non-
Share of Expenditures on                                                                              Insurance and                                           Housing
Housing                             Transportation         Food         Clothes       Healthcare         Pensions        Entertainment         Other       Expenditures

Bottom Quartile
 Up to 30%                                 145             248             30             109               52                  43             163                 791
 30-50%                                     92             226             23              69               50                  36             114                 610
 More than 50%                              46             175             14              35               30                  21              68                 388
 All                                       108             226             25              81               47                  36             128                 652

Lower Middle Quartile
 Up to 30%                                 370             387             65             194              182                  92             354               1,644
 30-50%                                    277             354             52              99              153                  70             221               1,227
 More than 50%                             136             295             28              70               88                  43             129                 788
 All                                       308             364             56             143              160                  78             277               1,387

Upper Middle Quartile
 Up to 30%                                 617             522           112              243              370                 164             582               2,610
 30-50%                                    467             473            79              154              315                 121             365               1,974
 More than 50%                             274             390            46              116              182                  70             213               1,291
 All                                       538             495            95              202              336                 142             478               2,285

Top Quartile
 Up to 30%                               1,196             801           242              371              878                 430           1,548               5,466
 30-50%                                    795             710           186              259              713                 278             924               3,863
 More than 50%                             559             631           119              205              503                 183             593               2,793
 All                                     1,043             764           218              329              807                 372           1,312               4,844

Notes: Quartiles are equal fourths of households sorted by average monthly expenditures. Quartiles are defined by total expenditures because one out of five households in
the survey failed to report income. Housing costs include mortgage principal and interest, insurance, taxes, maintenance, rents, and utilities. Transportation expenditures
were adjusted for cash purchases of cars, with monthly outlays calculated as 10% of the cash payment.
Source: JCHS tabulations of the Consumer Expenditure Survey, using the Quarterly Interview Surveys data for the calendar year of 2003.
Table W-1. Joint Center Interim Household Projections: 2005-2015
Thousands of Households

                                Total                               Non-Hispanic White                     Minority
Year    Age        Family     Non-family       Total          Family   Non-family      Total    Family   Non-family   Total

2005
        15-24       3,644         3,098         6,742          1,808       2,233       4,041     1,836         865     2,701
        25-34      13,560         5,496        19,056          8,212       3,815      12,027     5,348       1,681     7,029
        35-44      18,840         5,131        23,971         12,453       3,652      16,105     6,387       1,479     7,866
        45-54      17,829         5,799        23,628         13,076       4,275      17,351     4,752       1,524     6,277
        55-64      12,384         5,286        17,670          9,561       4,060      13,621     2,823       1,226     4,048
        65-74       7,128         4,468        11,596          5,632       3,584       9,216     1,496         883     2,379
         75+        5,189         6,441        11,631          4,371       5,578       9,949       819         863     1,682
        Total      78,574        35,718       114,293         55,113      27,197      82,310    23,462       8,521    31,982

2010
        15-24       3,816         3,187         7,003          1,816       2,246       4,063     2,000         941     2,941
        25-34      14,212         5,785        19,997          8,495       3,987      12,482     5,718       1,798     7,516
        35-44      17,785         4,794        22,579         10,941       3,210      14,150     6,844       1,585     8,428
        45-54      18,809         6,142        24,951         13,252       4,352      17,604     5,557       1,790     7,347
        55-64      14,740         6,320        21,060         11,064       4,720      15,784     3,676       1,600     5,277
        65-74       8,151         5,066        13,217          6,347       4,004      10,352     1,803       1,062     2,865
         75+        5,449         6,737        12,186          4,470       5,706      10,176       978       1,031     2,009
        Total      82,962        38,032       120,993         56,386      28,224      84,610    26,576       9,808    36,383

2015
        15-24       3,854         3,144         6,998          1,723       2,133       3,856     2,131      1,011      3,142
        25-34      15,066         6,090        21,156          8,932       4,160      13,092     6,134      1,930      8,064
        35-44      17,649         4,727        22,377         10,305       3,027      13,331     7,345      1,701      9,045
        45-54      18,143         5,945        24,088         12,095       3,989      16,084     6,047      1,956      8,003
        55-64      16,460         7,065        23,525         11,947       5,099      17,045     4,514      1,966      6,480
        65-74      10,204         6,316        16,520          7,833       4,926      12,759     2,371      1,390      3,761
         75+        5,796         7,139        12,935          4,631       5,910      10,541     1,165      1,229      2,394
        Total      87,172        40,426       127,598         57,465      29,243      86,709    29,707     11,183     40,889

Total Household Growth 2005-2015
        15-24        210           47             256            -85        -100         -185      295         147       441
        25-34      1,506          593           2,100            721         344        1,065      786         249     1,035
        35-44     -1,191         -403          -1,594         -2,149        -625       -2,774      958         222     1,180
        45-54        314          146             460           -981        -286       -1,267    1,295         432     1,727
        55-64      4,077        1,779           5,856          2,386       1,039        3,424    1,691         740     2,431
        65-74      3,076        1,848           4,924          2,201       1,342        3,542      875         507     1,382
        75+          607          697           1,304            260         332          592      347         366       712
        Total      8,598        4,707          13,305          2,093       1,714        3,806    5,899       2,296     8,195

Source: JCHS Interim Household Projections.
Table W-2. Building Permits by State: 1995-2004

                                                                                                                                                                  Distribution of
                                                                                                                                               Total Permits   Permits Issued 1995-   All Households    Distribution of   Ratio of Permit Share
                          1995        1996          1997        1998         1999        2000        2001       2002       2003        2004     1995-2004              2004                2003         All Households     to Household Share
State

United States          1,332,549   ########## ########## ########## 1,663,533         ########## 1,636,676   ########## ########## 2,060,582    16,401,511            100%            ###############       100%                  1.00

Alabama                  20,114     19,868         17,732     20,533        19,029     17,406       17,706    18,403      22,256      26,896       199,943            1.2%             1,743,476            1.6%                  0.76
Alaska                    2,164      2,640          2,560      2,874         2,211      2,147        2,939     3,003       3,531       3,264        27,333            0.2%               229,408            0.2%                  0.79
Arizona                  52,714     53,715         57,762     63,930        65,109     61,485       62,496    66,031      74,996      89,323       647,561            3.9%             2,048,918            1.9%                  2.09
Arkansas                 11,707     11,144         11,026     10,021        11,502      9,203       10,407    12,436      14,839      15,486       117,771            0.7%             1,075,918            1.0%                  0.72
California               83,864     92,060        109,589    124,035       138,039    145,575      146,739   159,573     191,948     203,724     1,395,146            8.5%            11,856,538            10.9%                 0.78
Colorado                 38,622     41,135         43,053     51,156        49,313     54,596       55,007    47,871      39,569      46,360       466,682            2.8%             1,821,318            1.7%                  1.69
Connecticut               8,550      8,537          9,311     11,863        10,637      9,376        9,290     9,731      10,435      11,939        99,669            0.6%             1,323,339            1.2%                  0.50
Delaware                  4,608      4,370          4,732      5,287         5,285      4,611        4,814     6,331       7,760       7,940        55,738            0.3%               303,790            0.3%                  1.21
District Of Columbia         35          0             15        429           683        806          896     1,591       1,427       1,936         7,818            0.0%               246,669            0.2%                  0.21
Florida                 122,903    125,020        133,990    148,603       164,722    155,269      167,035   185,431     213,567     251,613     1,668,153            10.2%            6,637,845            6.1%                  1.66
Georgia                  72,225     74,874         75,123     85,401        89,581     91,820       93,059    97,523      96,704     105,554       881,864            5.4%             3,152,672            2.9%                  1.85
Hawaii                    6,614      3,927          3,676      3,324         4,211      4,905        4,790     5,902       7,284       8,785        53,418            0.3%               419,441            0.4%                  0.84
Idaho                    10,666     10,755         10,337     11,667        12,181     10,915       11,820    13,488      15,091      17,606       124,526            0.8%               503,145            0.5%                  1.64
Illinois                 47,467     49,592         46,323     47,984        53,974     51,944       54,839    60,971      62,211      62,576       537,881            3.3%             4,624,605            4.3%                  0.77
Indiana                  35,715     37,219         35,241     40,709        41,469     37,903       39,117    39,596      39,421      38,825       385,215            2.3%             2,350,535            2.2%                  1.08
Iowa                     11,341     12,027         10,706     13,144        13,441     12,500       13,085    14,789      16,082      16,192       133,307            0.8%             1,158,018            1.1%                  0.76
Kansas                   12,655     14,676         13,590     15,321        15,682     12,542       14,530    12,983      15,049      13,651       140,679            0.9%             1,058,600            1.0%                  0.88
Kentucky                 17,625     18,778         18,114     20,640        21,581     18,460       17,685    19,459      20,404      22,384       195,130            1.2%             1,607,214            1.5%                  0.80
Louisiana                14,723     17,998         15,144     16,483        17,836     14,720       15,653    18,425      22,220      23,510       176,712            1.1%             1,672,717            1.5%                  0.70
Maine                     4,417      4,685          4,706      6,280         5,688      6,177        6,492     7,207       7,933       9,267        62,852            0.4%               535,091            0.5%                  0.78
Maryland                 26,576     25,108         25,966     30,863        29,757     30,358       29,059    29,293      29,914      29,225       286,119            1.7%             2,048,134            1.9%                  0.92
Massachusetts            16,428     17,261         17,186     19,254        18,967     18,000       17,034    17,465      20,257      21,044       182,896            1.1%             2,435,941            2.2%                  0.50
Michigan                 47,226     52,355         49,237     54,474        54,257     52,489       50,139    49,968      53,913      53,933       517,991            3.2%             3,884,081            3.6%                  0.88
Minnesota                25,494     27,043         24,900     30,443        33,341     32,814       34,151    38,977      42,046      40,832       330,041            2.0%             2,011,984            1.9%                  1.08
Mississippi              10,753     10,367         10,079     12,879        12,871     11,270        9,908    11,276      12,010      13,903       115,316            0.7%             1,055,591            1.0%                  0.72
Missouri                 24,282     26,298         25,156     25,657        26,840     24,321       24,739    28,255      29,309      31,036       265,893            1.6%             2,284,663            2.1%                  0.77
Montana                   3,064      2,678          2,472      2,561         2,566      2,572        2,604     3,574       3,767       5,475        31,333            0.2%               365,680            0.3%                  0.57
Nebraska                  8,164     10,091          9,880      9,560         8,696      9,105        8,198     9,278      10,339      11,597        94,908            0.6%               675,472            0.6%                  0.93
Nevada                   32,804     37,242         34,811     36,999        32,643     32,285       36,125    35,615      43,366      44,663       366,553            2.2%               833,679            0.8%                  2.91
New Hampshire             4,423      4,926          5,404      5,771         6,326      6,680        6,624     8,708       8,641       8,952        66,455            0.4%               492,948            0.5%                  0.89
New Jersey               21,521     24,173         28,018     31,345        31,976     34,585       28,267    30,441      32,984      35,638       298,948            1.8%             3,122,552            2.9%                  0.63
New Mexico               11,009     10,180         10,265     10,312         9,716      8,869        9,989    12,066      13,759      12,793       108,958            0.7%               698,088            0.6%                  1.03
New York                 28,060     34,895         32,881     38,420        42,593     44,105       45,542    49,149      49,708      55,093       420,446            2.6%             7,118,706            6.6%                  0.39
North Carolina           60,923     66,997         73,015     80,514        84,754     78,376       82,030    79,824      79,226      92,411       778,070            4.7%             3,270,705            3.0%                  1.57
North Dakota              3,185      2,324          3,222      2,974         2,577      2,128        2,687     3,265       3,721       4,128        30,211            0.2%               254,464            0.2%                  0.78
Ohio                     44,812     49,280         46,487     48,034        55,880     49,745       49,931    51,246      53,041      58,568       507,024            3.1%             4,480,461            4.1%                  0.75
Oklahoma                 10,066     10,640         11,201     14,389        14,182     11,148       12,352    12,979      14,968      17,169       129,094            0.8%             1,341,376            1.2%                  0.64
Oregon                   26,201     27,814         26,999     25,854        23,249     19,877       21,322    22,186      25,015      28,396       246,913            1.5%             1,409,401            1.3%                  1.16
Pennsylvania             36,250     37,895         39,877     41,616        42,662     41,076       41,403    45,114      47,356      48,214       421,463            2.6%             4,801,049            4.4%                  0.58
Rhode Island              2,331      2,462          2,672      2,642         3,414      2,596        2,407     2,848       2,286       2,457        26,115            0.2%               411,579            0.4%                  0.42
South Carolina           23,959     29,403         30,072     33,576        36,161     32,812       30,133    34,104      38,191      43,059       331,470            2.0%             1,567,798            1.4%                  1.40
South Dakota              3,832      3,648          3,174      3,456         3,672      4,196        4,455     4,816       4,986       5,800        42,035            0.3%               299,280            0.3%                  0.93
Tennessee                35,096     40,522         34,054     34,126        37,034     32,203       32,370    34,273      37,530      44,652       361,860            2.2%             2,295,640            2.1%                  1.04
Texas                   105,102    118,823        125,974    156,729       146,564    141,231      150,342   165,027     177,194     186,664     1,473,650            9.0%             7,634,767            7.0%                  1.28
Utah                     20,898     23,481         19,263     20,862        20,455     17,638       18,887    19,327      22,525      24,891       208,227            1.3%               752,030            0.7%                  1.83
Vermont                   2,269      2,070          1,831      2,198         2,600      2,506        2,747     3,072       2,843       3,906        26,042            0.2%               242,047            0.2%                  0.71
Virginia                 43,129     45,919         45,523     50,204        53,151     48,402       52,860    59,445      55,936      61,238       515,807            3.1%             2,790,262            2.6%                  1.22
Washington               38,160     39,597         41,089     45,727        42,752     39,021       38,345    40,200      42,825      48,595       416,311            2.5%             2,382,320            2.2%                  1.16
West Virginia             3,691      3,616          4,104      3,834         4,233      3,763        3,947     4,890       5,133       5,317        42,528            0.3%               731,690            0.7%                  0.38
Wisconsin                32,403     33,296         31,925     35,436        35,570     34,154       37,773    38,208      40,884      41,112       360,761            2.2%             2,159,083            2.0%                  1.10
Wyoming                   1,709      2,192          1,669      1,867         1,900      1,582        1,907     2,045       2,814       2,990        20,675            0.1%               198,778            0.2%                  0.69

Sources: Census Bureau, Construction Statistics and 2003 American Community Survey.
Table W-3. Building Permits by Metro Area: 1994-2003

                                                                                                                                                         Total Permits 2000-   Share of
  Metro Areas                                                   1994     1995     1996     1997     1998     1999     2000     2001     2002     2003             3             CMSA
  Atlanta GA MSA                                               41,237   48,277   48,262   49,774   57,803   61,046   64,216   65,268   66,555   64,800         260,839
  Los Angeles-Riverside-Orange County, CA CMSA                 35,674   28,796   32,587   39,614   42,882   51,638   54,944   57,775   63,249   75,970         251,938
    Los Angeles-Long Beach CA PMSA                              7,754    7,763    7,731    9,829   11,226   14,060   16,968   18,294   16,454   20,903         72,619            29%
    Orange County CA PMSA                                      12,640    8,193   10,173   12,261    9,704   12,239   12,520    8,611   11,796    9,248         42,175            17%
    Riverside-San Bernardino CA PMSA                           12,824   10,698   12,362   15,195   18,654   20,921   21,496   27,417   32,474   42,252        123,639            49%
    Ventura CA PMSA                                             2,456    2,142    2,321    2,329    3,298    4,418    3,960    3,453    2,525    3,567         13,505             5%
  New York-Northern New Jersey-Long Island, NY-NJ-CT-PA CMSA   36,264   34,432   41,248   44,083   51,163   53,542   58,588   53,157   55,660   58,317        225,722
    Bergen-Passaic NJ PMSA                                     1,582    1,356    1,606    2,165    2,440    2,194    3,304    2,415    2,460    2,118          10,297             5%
    Bridgeport, CT PMSA                                                                                                                                           na              na
    Danbury, CT PMSA                                                                                                                                              na              na
    Dutchess County NY PMSA                                     574      552      711      823      927     1,238    1,003    1,196    1,130    1,144           4,473             2%
    Jersey City NJ PMSA                                         464      294      360      702     1,788    1,921    1,338    1,116    1,534    2,116           6,104             3%
    Middlesex-Somerset-Hunterdon NJ PMSA                       4,490    5,073    5,939    5,964    6,220    5,956    5,358    4,008    4,131    4,380          17,877             8%
    Monmouth-Ocean NJ PMSA                                     5,924    4,799    5,267    6,667    7,211    7,166    8,545    6,024    5,906    6,765          27,240            12%
    Nassau-Suffolk NY PMSA                                     4,662    4,098    5,445    5,329    5,881    6,318    6,438    5,669    5,369    4,195          21,671            10%
    New Haven-Meriden, CT PMSA                                                                                                                                    na              na
    New York NY PMSA                                           6,565    7,310    11,464   11,622   13,535   15,352   18,082   19,786   21,531   23,808         83,207            37%
    Newark NJ PMSA                                             4,807    3,946     3,507    4,146    4,549    5,286    6,566    5,249    5,739    6,160         23,714            11%
    Newburgh NY-PA PMSA                                        1,599    1,861     2,429    1,548    1,940    2,275    2,475    2,533    2,852    2,653         10,513             5%
    Stamford-Norwalk, CT PMSA                                                                                                                                     na              na
    Trenton NJ PMSA                                            1,304     858      802     1,063    1,393    1,159    1,283    1,355    1,428    1,188           5,254             2%
    Waterbury, CT PMSA                                                                                                                                            na              na
  Washington-Baltimore, DC-MD-VA-WV CMSA                       45,217   40,944   42,396   42,082   49,472   52,205   51,614   50,398   52,951   50,792        205,755
     Baltimore MD PMSA                                         12,596   11,349   10,741   10,638   11,193   13,606   11,804   10,908   10,991   11,133         44,836            22%
     Hagerstown MD PMSA                                         656      544      640      601      676      642      721      986      1,235    1,105          4,047             2%
     Washington DC-MD-VA-WV PMSA                               31,965   29,051   31,015   30,843   37,603   37,957   39,089   38,504   40,725   38,554        156,872            76%
  Dallas-Fort Worth, TX CMSA                                   34,047   36,660   38,819   44,289   54,542   47,688   44,753   49,859   51,686   53,508        199,806
     Dallas TX PMSA                                            26,037   27,126   28,684   33,479   39,783   35,690   32,088   35,489   34,530   36,378        138,485            69%
     Fort Worth-Arlington TX PMSA                               8,010    9,534   10,135   10,810   14,759   11,998   12,665   14,370   17,156   17,130         61,321            31%
  Phoenix-Mesa AZ MSA                                          34,775   37,536   39,646   43,224   47,802   47,713   45,310   46,100   47,899   54,860        194,169
  Chicago-Gary-Kenosha, IL-IN-WI CMSA                          38,373   36,769   38,928   35,378   38,258   44,682   42,511   45,467   49,358   50,316        187,652
     Chicago IL PMSA                                           33,375   32,425   34,086   31,248   33,713   39,660   38,073   40,586   44,619   44,101        167,379            89%
     Gary IN PMSA                                               3,490    3,027    3,191    2,847    3,021    3,525    3,035    3,375    3,110    4,098         13,618             7%
     Kankakee IL PMSA                                            657      533      534      507      450      376      389      453      468      671           1,981             1%
     Kenosha WI PMSA                                             851      784     1,117     776     1,074    1,121    1,014    1,053    1,161    1,446          4,674             2%
  Houston-Galveston, Brazoria, TX CMSA                         22,481   21,682   24,118   32,333   46,864   36,675   35,900   37,569   47,041   58,756        179,266
     Brazoria TX PMSA                                           1,198    1,366    1,730    1,780    2,632    1,983    2,085    2,405    3,081    3,191         10,762             6%
     Galveston-Texas City TX PMSA                               1,317    1,490    1,512    1,450    1,776    2,107    2,931    2,554    2,739    3,193         11,417             6%
     Houston TX PMSA                                           19,966   18,826   20,876   29,103   42,456   32,585   30,884   32,610   41,221   52,372        157,087            88%
  Las Vegas NV-AZ MSA                                          27,760   29,545   32,381   30,876   32,605   28,800   28,162   31,938   31,951   40,119        132,170
  Denver-Boulder-Greeley, CO CMSA                              20,585   21,432   21,531   24,774   31,269   29,384   33,828   34,506   28,699   22,217        119,250
     Boulder-Longmont CO PMSA                                   2,623    3,094    2,744    3,259    5,136    2,992    2,780    3,321    1,717    1,428          9,246             8%
     Denver CO PMSA                                            16,798   16,868   16,931   19,398   23,064   22,835   26,679   26,884   22,571   16,826         92,960            78%
     Greeley CO PMSA                                            1,164    1,470    1,856    2,117    3,069    3,557    4,369    4,301    4,411    3,963         17,044            14%
  San Francisco-Oakland-San Jose, CA CMSA                      18,039   15,695   21,432   26,528   29,065   28,307   27,577   23,727   23,031   28,401        102,736
     Oakland CA PMSA                                            6,955    6,167    7,033    9,723    9,973   10,810    9,533    8,169    9,319   11,352         38,373            37%
     San Francisco CA PMSA                                      2,206    2,429    3,016    3,914    5,262    4,392    5,580    2,932    3,222    3,476         15,210            15%
     San Jose CA PMSA                                           3,945    3,401    7,574    8,310    7,506    6,880    6,639    5,964    4,477    7,006         24,086            23%
     Santa Cruz-Watsonville CA PMSA                              515      437      507      733      559      465      545      600      608     1,066          2,819             3%
     Santa Rosa CA PMSA                                         2,511    1,930    1,487    1,961    3,062    3,036    2,505    2,583    1,928    2,252          9,268             9%
     Vallejo-Fairfield-Napa CA PMSA                             1,907    1,331    1,815    1,887    2,703    2,724    2,775    3,479    3,477    3,249         12,980            13%
  Orlando FL MSA                                               16,654   16,014   16,084   21,391   25,758   29,593   24,924   23,319   26,208   28,233        102,684
  Detroit-Ann Arbor-Flint, MI CMSA                             23,382   24,014   26,710   24,883   28,639   27,537   25,317   24,495   25,251   26,383        101,446
     Ann Arbor MI PMSA                                          4,091    4,078    4,881    4,765    5,637    5,361    4,645    4,824    5,069    5,083         19,621            19%
     Detroit MI PMSA                                           17,572   18,024   19,709   18,164   21,056   19,370   18,348   16,218   17,779   19,060         71,405            70%
     Flint MI PMSA                                              1,719    1,912    2,120    1,954    1,946    2,806    2,324    3,453    2,403    2,240         10,420            10%
  Miami-Fort Lauderdale, FL CMSA                               27,036   27,588   20,970   22,933   23,546   26,080   24,445   24,757   26,634   23,751         99,587
     Fort Lauderdale FL PMSA                                   15,726   12,870   14,419   12,981   12,483   12,013   11,970   10,761   12,028    8,218         42,977            43%
     Miami FL PMSA                                             11,310   14,718    6,551    9,952   11,063   14,067   12,475   13,996   14,606   15,533         56,610            57%
  Seattle-Tacoma-Bremerton, WA CMSA                            23,456   21,884   24,352   25,347   30,525   28,444   25,504   24,299   24,625   24,948         99,376
      Bremerton WA PMSA                                         2,000    1,554    1,769    1,014    1,012    1,148    1,111    1,138    1,229    1,460          4,938             5%
      Olympia WA PMSA                                           2,092    2,228    1,996    1,390    1,661    1,963    1,299    1,479    1,835    2,014          6,627             7%
      Seattle-Bellevue-Everett WA PMSA                         13,911   13,689   15,799   18,017   22,139   19,967   18,406   15,948   16,094   16,322         66,770            67%
      Tacoma WA PMSA                                            5,453    4,413    4,788    4,926    5,713    5,366    4,688    5,734    5,467    5,152         21,041            21%
  Minneapolis-St. Paul MN-WI MSA                               17,621   17,774   18,206   16,664   20,884   23,173   22,306   22,979   25,751   27,623         98,659
  Tampa-St. Petersburg-Clearwater FL MSA                       14,743   13,619   14,680   16,986   18,859   22,980   19,244   21,814   23,542   29,281         93,881
  Philadelphia-Wilmington-Atlantic City, PA-NJ-DE-MD CMSA      20,141   17,732   19,537   22,024   23,556   22,981   22,642   21,190   22,746   25,447         92,025
     Atlantic-Cape May NJ PMSA                                  1,776    1,222    1,712    1,915    2,235    2,627    2,867    3,088    3,442    3,978         13,375            15%
     Philadelphia PA-NJ PMSA                                   14,591   13,148   14,559   16,693   16,859   16,658   16,421   15,040   15,771   17,597         64,829            70%
     Vineland-Millville-Bridgeton NJ PMSA                        323      403      316      450      416      371      255      256      310      374           1,195             1%
     Wilmington-Newark DE-MD PMSA                               3,451    2,959    2,950    2,966    4,046    3,325    3,099    2,806    3,223    3,498         12,626            14%
  Charlotte-Gastonia-Rock Hill NC-SC MSA                       13,831   13,777   18,458   18,214   20,067   24,475   23,928   22,419   20,682   20,089         87,118
  Sacramento-Yolo, CA CMSA                                      9,343    8,043    8,974    9,804   14,336   14,475   16,793   18,434   22,099   22,832         80,158




5ab5add7-0e0f-41e2-b685-e00d37cdda83.xls, W3                                                                                                                                    7/13/2010
Table W-3. Building Permits by Metro Area: 1994-2003

                                                                                                                                                                     Total Permits 2000-   Share of
  Metro Areas                                                               1994     1995     1996     1997     1998     1999     2000     2001     2002     2003             3             CMSA
  Boston-Worcester-Lawrence, MA-NH-ME-CT CMSA                              17,023   15,437   16,612   16,876   18,706   18,543   18,184   17,222   18,472   21,470          75,348
      Boston, MA-NH PMSA                                                                                                                                                      na              na
      Brockton, MA PMSA                                                                                                                                                       na              na
      Fitchburg-Leominster, MA PMSA                                                                                                                                           na              na
      Lawrence, MA-NH PMSA                                                                                                                                                    na              na
      Lowell, MA-NH PMSA                                                                                                                                                      na              na
      Manchester, NH PMSA                                                                                                                                                     na              na
      Nashua, NH PMSA                                                                                                                                                         na              na
      New Bedford, MA PMSA                                                                                                                                                    na              na
      Portsmouth-Rochester, NH-ME PMSA                                                                                                                                        na              na
      Worcester, MA-CT PMSA                                                                                                                                                   na              na
  Austin-San Marcos TX MSA                                                 10,785   13,765   17,077   13,617   16,423   19,897   21,889   17,873   17,232   15,330          72,324
  Raleigh-Durham-Chapel Hill NC MSA                                        15,080   13,773   14,200   16,827   19,056   21,472   18,553   19,371   16,158   17,517          71,599
  Indianapolis IN MSA                                                      11,909   13,606   13,737   13,268   16,232   15,862   15,356   17,277   16,643   16,169          65,445
  Portland-Salem, OR-WA CMSA                                               18,918   20,443   21,633   22,275   20,257   17,095   14,646   15,629   16,291   17,912          64,478
      Portland-Vancouver OR-WA PMSA                                        17,043   18,032   18,260   19,704   17,900   15,077   12,962   13,839   14,331   15,933         57,065            89%
      Salem OR PMSA                                                         1,875    2,411    3,373    2,571    2,357    2,018    1,684    1,790    1,960    1,979          7,413            11%
  San Diego CA MSA                                                          6,943    6,633    6,848   11,139   11,891   16,295   15,592   15,405   13,684   18,031         62,712
  Columbus OH MSA                                                          11,543   10,652   12,147   10,184   10,769   15,847   14,853   15,159   16,537   15,788         62,337
  Kansas City MO-KS MSA                                                    10,874   11,187   12,344   13,512   13,803   16,391   12,877   14,910   13,814   14,677         56,278
  Jacksonville FL MSA                                                       8,560    8,590   11,290    8,560    9,438   11,604   10,571   12,638   14,217   15,672         53,098
  St. Louis MO-IL MSA                                                      13,138   11,525   12,671   11,090   12,343   12,644   12,129   11,942   14,199   14,762         53,032
  Cincinnati-Hamilton, OH-KY CMSA                                          12,133   11,284   12,354   12,023   12,045   15,439   12,109   12,439   12,703   13,079         50,330
     Cincinnati OH-KY-IN PMSA                                               9,694    9,069    9,548    9,569    9,881   12,031    9,724   10,136   10,207   10,444         40,511            80%
     Hamilton-Middletown OH PMSA                                            2,439    2,215    2,806    2,454    2,164    3,408    2,385    2,303    2,496    2,635          9,819            20%
  West Palm Beach-Boca Raton FL MSA                                        11,645   10,285    9,971    8,984    9,735   10,008   10,504   10,775   12,960   15,844         50,083
  San Antonio TX MSA                                                        9,296    8,279    9,642    9,007    9,562   13,705   10,594   12,703   12,784   12,650         48,731
  Nashville TN MSA                                                         10,216   11,426   15,673   12,393   12,419   13,561   10,640   11,938   11,655   13,453         47,686
  Fort Myers-Cape Coral FL MSA                                              5,316    5,002    5,710    5,893    8,045    8,816    9,120   10,959   11,146   15,675         46,900
  Cleveland-Akron, OH CMSA                                                 10,931   10,634   11,297   10,563   11,471   11,562   10,745   10,400    9,879   10,561         41,585
     Akron OH PMSA                                                          3,789    3,092    3,898    3,707    4,013    3,644    3,342    3,230    2,634    3,190         12,396            30%
     Cleveland-Lorain-Elyria OH PMSA                                        7,142    7,542    7,399    6,856    7,458    7,918    7,403    7,170    7,245    7,371         29,189            70%
  Greensboro--Winston-Salem--High Point NC MSA                             7,962     8,863    9,403    9,705   11,329   10,487    9,806   10,764   11,211    9,628         41,409
  Salt Lake City-Ogden UT MSA                                              8,744    10,647   12,850   10,623   10,453    9,539    8,007    9,479    9,584   11,566         38,636
  Norfolk-Virginia Beach-Newport News VA-NC MSA                            8,887     8,648    8,314    7,581    8,508    8,988    7,429    8,716   10,159   10,278         36,582
  Sarasota-Bradenton FL MSA                                                5,155     5,011    6,192    6,279    7,432    7,008    7,110    9,648   10,186    9,025         35,969
  Memphis TN-AR-MS MSA                                                     7,472     9,020    9,806    8,029    8,524   10,466   10,259    7,640    8,674    9,127         35,700
  Richmond-Petersburg VA MSA                                               6,504     5,929    6,147    7,454    7,318    7,807    5,887    8,162    8,650    7,950         30,649
  Tucson AZ MSA                                                            8,480     7,275    5,697    6,802    7,540    8,734    7,779    7,472    7,147    7,910         30,308
  Greenville-Spartanburg-Anderson SC MSA                                   6,414     6,196    7,864    7,056    7,598    8,290    6,850    6,885    7,850    7,993         29,578
  Naples FL MSA                                                            4,322     4,257    5,449    6,164    6,844    7,542    7,970    8,158    7,282    5,820         29,230
  Daytona Beach FL MSA                                                     3,409     3,600    3,455    3,551    4,329    5,265    5,032    6,193    7,259   10,721         29,205
  Grand Rapids-Muskegon-Holland MI MSA                                     6,606     7,102    7,940    7,151    7,720    7,228    6,614    7,187    7,304    7,525         28,630
  McAllen-Edinburg-Mission TX MSA                                          4,640     4,510    5,339    5,276    6,216    5,700    5,659    6,905    7,477    8,060         28,101
  Milwaukee-Racine, WI CMSA                                                7,827     7,007    7,376    7,393    8,183    8,083    6,498    6,677    6,887    7,655         27,717
     Milwaukee-Waukesha WI PMSA                                            6,945     6,176   6,446    6,429    7,141    7,173    5,631    5,879    5,936    6,467          23,913            86%
     Racine WI PMSA                                                         882       831     930      964     1,042     910      867      798      951     1,188           3,804            14%

Notes: Permit data not available for New England PMSAs in the New York and Boston CMSAs.
Source: Census Bureau, Construction Statistics.




5ab5add7-0e0f-41e2-b685-e00d37cdda83.xls, W3                                                                                                                                                7/13/2010
Table W-4. Home Prices by Region and Metro Area: 1990-2004

Thousands of 2004 Dollars
                                     Peak since 1980
                                   Year         Level        1990    1991    1992    1993    1994    1995    1996    1997    1998    1999    2000    2001    2002    2003    2004
US Total                           2004         184.1        134.1   131.1   130.7   129.7   129.8   130.3   131.7   133.9   138.9   143.0   148.2   155.5   163.6   170.9   184.1

Northeast                          2004         220.0        158.9   150.4   148.4   145.8   141.6   139.1   138.9   139.3   144.2   149.7   158.3   169.2   184.6   198.4   220.0
Midwest                            2004         149.0        105.8   105.4   106.5   107.4   110.5   113.2   116.0   119.2   123.2   127.1   130.7   135.2   140.2   143.5   149.0
South                              2004         169.0        129.4   126.9   127.3   127.0   127.3   127.8   129.1   130.9   135.5   138.6   141.5   147.5   153.4   158.9   169.0
West                               2004         265.8        185.3   181.2   177.6   172.1   169.0   167.8   167.9   170.3   178.5   184.5   194.9   208.4   221.5   236.2   265.8

Akron                              2004         116.9         85.3    86.0    88.7    91.1    93.4    96.0    98.8   101.6   105.9   107.8   107.9   111.5   113.9   115.6   116.9
Albany                             2004         162.1        142.7   139.5   138.9   135.6   129.6   123.6   120.4   117.8   120.2   120.0   120.1   124.6   132.5   142.9   162.1
Albuquerque                        2004         145.4        122.5   119.7   121.9   126.2   136.7   142.2   141.6   140.6   140.9   137.6   134.1   135.5   137.2   139.7   145.4
Appleton WI                        2004         122.9         91.5    91.6    92.9    94.9    99.7   101.9   102.9   104.7   106.8   109.1   111.1   113.9   117.0   118.9   122.9
Atlanta                            2004         156.9        120.1   116.5   116.2   116.0   115.8   117.0   119.3   122.4   128.7   134.8   139.4   146.4   151.2   153.6   156.9
Atlantic-Cape May NJ               2004         197.9        134.2   129.2   127.7   124.5   118.7   114.4   113.8   114.5   119.4   123.0   130.8   140.1   153.7   168.7   197.9
Austin                             1985         159.7        100.1   102.1   107.4   114.7   121.8   122.8   124.2   123.2   127.4   134.8   147.5   156.8   157.2   156.1   154.7
Baltimore                          2004         239.6        176.1   173.4   173.0   170.0   166.1   162.9   162.3   161.0   163.9   165.5   169.0   176.9   191.4   207.1   239.6
Baton Rouge                        1980         148.9         96.5    96.8    98.5   101.1   105.4   107.4   109.2   111.8   116.1   118.8   119.0   121.6   123.3   125.5   127.7
Bergen-Passaic                     2004         410.5        287.8   266.8   262.8   259.6   255.0   250.6   249.6   248.7   258.4   269.3   289.1   309.0   340.8   366.4   410.5
Birmingham                         2004         146.6        112.4   112.2   113.7   115.7   119.2   121.7   123.5   125.6   130.3   131.8   131.6   135.7   138.9   142.3   146.6
Boise City                         2004         135.9         96.8    98.6   102.0   108.7   116.0   118.8   118.8   119.8   121.6   122.4   122.1   126.2   129.2   131.4   135.9
Boston                             2004         389.7        241.6   219.7   212.6   208.4   206.2   206.3   209.2   215.5   229.0   250.6   280.3   306.5   336.8   359.4   389.7
Buffalo-Niagara Falls              2004          93.0         90.8    90.8    92.2    92.1    89.8    87.5    87.0    84.7    85.8    83.8    82.0    84.6    87.1    89.3    93.0
Canton OH                          2004         115.2         83.6    84.3    86.9    88.5    91.5    94.8    97.6   101.3   105.6   107.1   106.9   110.5   112.7   114.4   115.2
Cedar Rapids                       1980         135.1        105.3   105.8   108.3   111.1   117.7   120.6   120.5   120.5   123.2   124.1   123.5   125.6   127.7   129.0   129.5
Charleston                         2004         183.5        118.8   118.0   118.7   117.4   115.5   113.9   116.4   120.6   129.1   142.9   152.8   160.8   167.3   171.9   183.5
Charlotte                          2004         155.9        130.1   127.8   127.4   126.6   127.6   130.4   134.5   139.0   144.4   147.5   147.9   151.4   153.3   154.5   155.9
Chattanooga                        2004         125.4        100.6    98.7    99.2   100.0   101.4   102.8   105.2   106.9   110.7   112.8   112.5   116.1   118.9   121.6   125.4
Chicago                            2004         246.3        172.0   171.9   173.8   175.2   178.1   179.3   180.4   182.4   186.4   191.5   200.2   208.9   221.3   230.4   246.3
Cincinnati                         2004         142.5        110.9   110.4   111.8   112.5   115.2   116.7   118.4   120.7   124.9   128.0   130.7   133.9   137.0   139.1   142.5
Cleveland                          2004         158.3        119.9   121.3   124.7   126.5   129.2   131.8   135.3   137.9   142.3   144.4   145.3   149.4   152.8   155.1   158.3
Colorado Springs                   2004         188.2        121.3   118.8   122.4   129.7   140.2   145.9   151.1   154.0   159.3   161.9   167.2   176.7   182.9   184.4   188.2
Columbia                           2004         123.4        105.7   104.2   104.4   104.2   103.4   103.2   103.8   105.3   109.2   111.3   112.3   115.9   117.8   119.8   123.4
Columbus                           2004         146.7        113.4   113.2   114.8   116.0   119.1   121.2   123.7   126.2   130.1   132.3   133.9   137.6   141.2   143.6   146.7
Dallas                             1986         163.9        121.4   118.5   118.4   117.0   114.9   113.5   114.2   115.2   119.9   124.3   128.4   133.6   136.9   137.9   138.2
Davenport IA                       1980         123.1         79.0    80.0    81.8    83.3    86.2    88.4    90.1    92.7    95.5    98.6    99.7   102.0   104.1   105.6   107.8
Daytona Beach                      2004         148.6        106.7   105.2   105.1   103.8   100.6    98.7    98.4    98.4   101.1   102.3   104.9   111.7   120.1   130.4   148.6
Dayton-Springfield                 2004         115.8        101.7   101.4   102.1   103.3   105.4   106.7   107.3   108.4   110.9   111.0   109.9   112.0   113.3   113.9   115.8
Denver                             2004         239.1        132.9   132.0   136.6   143.3   155.2   161.7   165.6   171.6   179.9   194.8   214.6   229.8   237.2   237.3   239.1
Des Moines                         2004         140.8        107.8   107.5   108.1   109.9   115.1   118.2   119.4   120.8   124.9   127.5   128.5   131.9   135.0   137.6   140.8
Detroit                            2004         191.7        130.3   130.0   130.8   130.6   133.4   138.9   146.2   155.0   163.1   171.1   178.0   183.4   188.2   189.5   191.7
Eugene-Springfield OR              2004         164.9        107.4   110.5   113.8   120.1   131.1   138.9   143.7   148.1   151.3   151.3   148.7   150.9   151.7   154.4   164.9
Fort Lauderdale                    2004         278.0        161.9   157.2   156.9   156.6   156.5   156.4   156.4   156.5   162.0   164.6   173.5   191.5   215.8   239.9   278.0
Fort Myers                         2004         181.5        126.3   125.6   124.4   122.0   118.9   117.2   115.1   115.8   118.8   119.7   123.3   132.9   147.2   159.2   181.5
Fort Wayne IN                      1980         115.7         89.4    88.4    87.9    87.4    87.2    88.1    89.2    90.4    93.0    93.9    93.5    95.1    96.3    96.1    96.6
Fort Worth                         1980         156.1        117.5   113.5   112.2   111.3   110.1   109.2   109.2   109.5   112.5   115.0   117.4   120.9   123.4   124.9   124.6
Gary                               2004         122.6         98.2   100.9   103.9   106.8   109.7   111.0   112.4   112.9   115.5   115.0   113.9   116.4   118.4   120.1   122.6
Grand Rapids                       2004         132.9         94.1    93.7    93.6    93.1    96.1    99.8   103.9   108.1   112.5   117.0   120.8   124.2   127.8   130.1   132.9
Green Bay                          2004         142.9         97.7    97.8   100.8   103.2   111.5   115.7   118.1   121.1   124.2   126.0   128.2   131.2   134.9   137.4   142.9
Greensboro                         2004         139.8        123.8   121.8   121.5   120.9   122.3   123.8   125.2   127.9   131.7   133.5   134.1   136.9   138.7   139.5   139.8
Greenville                         2004         129.4        105.5   104.4   104.9   105.1   107.6   110.0   112.1   114.8   119.3   121.9   122.0   125.3   127.2   128.4   129.4
Hartford                           1988         250.7        217.2   199.3   189.7   179.6   169.3   162.7   159.7   157.3   163.0   167.4   173.5   182.8   195.9   206.9   226.6
Honolulu                           1991         480.3        456.6   480.3   471.3   460.6   451.6   435.6   400.0   364.6   353.7   341.0   334.5   348.7   365.7   392.9   460.0
Houston                            1982         173.2        111.9   111.3   112.5   111.6   109.3   106.6   106.4   107.0   112.4   118.4   123.2   128.4   132.2   134.7   136.0
Indianapolis                       2004         121.7        103.4   103.4   104.4   104.9   106.0   107.5   109.2   110.8   114.0   115.0   115.0   117.9   120.2   121.0   121.7
Jackson MS                         1980         131.0        103.9   101.9   102.7   102.6   103.7   105.1   105.8   106.2   109.5   110.4   109.9   112.1   113.7   115.2   118.1
Jacksonville                       2004         150.7        102.4    99.7   100.0    99.7    98.7    98.4   100.1   101.4   106.3   110.5   115.1   122.0   129.8   137.5   150.7
Kalamazoo                          2004         123.1         89.1    88.8    89.4    89.6    93.2    97.1   101.1   105.2   109.1   110.5   112.1   115.3   118.6   120.5   123.1
Kansas City                        2004         150.0        114.0   111.0   110.3   109.6   111.8   113.7   116.0   119.1   123.6   128.7   133.1   137.8   143.0   146.0   150.0
Knoxville                          2004         132.2        107.5   105.9   107.2   108.5   110.4   111.7   113.7   114.6   118.5   118.8   118.7   122.0   124.9   127.9   132.2
Lansing MI                         2004         137.9        103.2   103.1   103.1   102.1   102.9   105.7   109.1   112.8   116.1   119.1   123.3   126.7   131.2   134.1   137.9
Las Vegas                          2004         266.4        187.3   191.8   192.4   188.7   182.5   181.2   180.6   180.4   183.5   181.7   182.5   189.8   198.4   210.8   266.4
Lexington KY                       2004         138.7        114.7   112.0   111.1   110.3   111.8   113.0   113.8   116.0   119.5   124.1   126.5   129.0   131.4   134.0   138.7
Lincoln NE                         2004         134.4        103.8   102.9   104.0   105.8   111.3   113.7   116.1   119.1   123.3   126.4   126.8   128.3   130.5   131.0   134.4
                                         Peak since 1980
                                       Year         Level              1990       1991       1992       1993       1994        1995       1996       1997       1998       1999       2000          2001    2002    2003    2004
Little Rock                            1981         117.6               91.6       90.0       90.1       91.6       94.7        96.5       96.1       97.0       99.6      100.5       99.8         101.7   103.8   105.6   108.4
Los Angeles                            2004         446.4              348.1      328.1      312.8      284.9      256.5       241.3      233.0      231.8      251.0      263.4      275.1         294.3   327.1   366.9   446.4
Louisville                             2004         131.5               97.8       97.4       99.1      100.3      105.0       108.1      110.3      113.4      117.0      119.7      121.5         124.3   126.9   128.8   131.5
Madison                                2004         207.0              135.8      137.7      141.4      144.3      158.7       165.0      165.9      167.5      169.8      173.9      180.2         182.6   189.9   195.6   207.0
Melbourne FL                           2004         158.6              111.3      109.6      110.3      109.4      104.7       103.1      101.3      100.5      103.5      103.7      105.0         111.5   120.8   132.1   158.6
Memphis                                2004         136.2              118.7      116.0      116.1      115.5      115.8       118.0      120.5      123.2      127.9      131.0      130.1         132.4   133.5   134.7   136.2
Miami                                  2004         277.2              154.3      152.3      153.6      158.3      162.3       164.6      166.1      165.9      171.7      172.5      178.1         193.4   216.8   241.2   277.2
Middlesex-Somerset-Hunterdon           2004         352.4              251.8      231.9      229.4      227.5      224.7       219.0      216.5      216.0      221.5      228.4      245.0         264.2   291.8   312.5   352.4
Milwaukee                              2004         197.1              131.6      132.7      136.4      139.6      146.6       149.3      150.9      153.1      156.9      161.0      165.8         170.8   177.7   183.7   197.1
Minneapolis-St. Paul                   2004         217.4              128.5      126.5      126.7      127.3      129.8       132.0      134.8      138.4      144.7      154.1      166.1         179.3   193.4   204.0   217.4
Monmouth-Ocean                         2004         319.1              205.4      187.0      182.3      180.6      176.0       172.5      173.5      174.5      181.3      188.1      201.8         221.4   250.9   278.0   319.1
Nashville                              2004         145.4              109.1      105.7      105.7      106.5      112.2       117.6      122.4      127.2      132.3      134.3      134.6         137.4   139.9   141.7   145.4
Nassau-Suffolk                         2004         413.5              247.5      228.9      226.1      221.7      216.7       210.3      210.3      211.7      222.5      240.8      267.5         292.5   329.3   364.3   413.5
New Haven                              1988         269.1              228.5      207.3      199.2      189.7      177.7       171.3      168.8      165.8      173.3      177.4      183.7         195.9   212.3   227.6   252.6
New Orleans                            1980         144.5               93.6       91.8       95.1       97.5      101.3       103.5      107.0      109.6      113.9      116.3      117.2         121.5   125.1   130.1   137.4
New York                               2004         395.8              252.5      235.6      230.8      225.6      220.4       215.5      216.0      217.0      227.1      243.0      266.5         290.0   320.4   346.6   395.8
Newark                                 2004         370.5              259.2      239.8      237.9      236.4      233.2       227.3      226.0      225.6      234.5      244.5      260.7         279.4   308.2   331.7   370.5
Norfolk-Virginia Beach                 2004         163.0              123.8      120.3      119.9      118.5      117.4       116.5      116.3      116.7      119.1      120.0      121.1         125.1   131.8   140.2   163.0
Oklahoma City                          1983         158.9               92.9       92.3       92.7       93.6       96.1        96.3       97.6       97.7      100.3      101.4      101.9         104.3   106.8   109.2   112.4
Omaha                                  2004         131.3               98.6       97.5       99.0      100.0      104.4       106.7      110.2      113.9      117.8      120.8      121.9         124.1   126.5   128.0   131.3
Orange County                          2004         627.3              437.7      410.9      393.7      362.9      333.6       316.7      307.1      307.8      334.9      358.6      385.6         415.4   462.7   516.9   627.3
Orlando                                2004         169.6              121.7      119.4      119.3      118.1      115.1       113.6      114.1      115.7      119.7      123.3      128.3         136.3   145.4   153.7   169.6
Peoria                                 1980          96.8               67.3       68.3       69.2       70.9       75.3        78.4       81.2       83.5       86.4       87.7       88.3          90.6    92.8    93.7    96.3
Philadelphia                           2004         186.4              146.6      141.3      139.3      136.5      132.2       129.0      127.8      126.6      129.2      131.1      134.1         141.3   153.2   164.9   186.4
Phoenix                                2004         169.4              118.3      115.0      114.9      113.9      116.2       119.7      123.0      126.4      131.8      137.2      142.2         147.7   152.9   157.3   169.4
Pittsburgh                             2004         111.9               88.7       89.7       92.4       94.7       94.0        93.4       93.8       93.6       96.8       97.1       97.5         101.6   105.2   108.1   111.9
Portland OR                            2004         210.0              115.4      122.9      129.6      136.0      146.4       156.0      164.9      173.6      180.6      181.9      181.6         186.9   192.6   197.4   210.0
Providence                             2004         268.0              190.0      175.9      168.2      163.0      155.5       152.3      149.9      148.3      152.1      155.8      167.0         181.9   206.2   230.8   268.0
Raleigh-Durham-Chapel Hill             2004         182.9              151.0      147.1      147.4      147.7      154.5       159.3      161.2      164.8      169.4      173.1      173.8         177.5   180.1   180.8   182.9
Reno                                   2004         284.3              186.4      188.4      191.3      191.7      194.9       198.4      199.3      199.7      202.0      199.8      199.8         206.0   218.4   233.9   284.3
Richmond-Petersburg                    2004         170.7              138.9      135.2      135.2      133.6      132.8       131.8      131.8      132.2      135.8      138.4      140.8         145.0   151.5   157.5   170.7
Riverside-San Bernardino               2004         296.4              225.0      216.9      207.7      192.8      173.4       161.5      155.8      152.8      163.0      170.4      177.3         190.0   209.7   237.2   296.4
Rochester NY                           1988         119.7              113.5      110.6      110.6      109.0      105.1       101.9      100.5       98.5      100.2       99.7       98.3          99.6   101.9   103.7   106.5
Rockford IL                            1980         127.8              103.6      104.3      105.7      106.1      110.3       112.5      113.0      112.6      113.8      113.7      113.1         114.2   115.9   117.4   122.4
Sacramento                             2004         317.6              224.1      226.5      215.0      200.9      186.1       176.9      170.4      168.6      175.5      180.9      195.1         219.7   243.3   269.1   317.6
Salt Lake City                         1998         159.8               99.3      100.6      104.2      112.6      129.1       139.8      148.3      154.6      159.8      158.1      154.6         157.0   157.0   156.5   158.0
San Antonio                            1984         157.5              102.0      100.7      103.9      107.1      108.1       109.0      107.8      106.3      109.1      109.7      110.9         113.9   117.4   120.4   122.7
San Diego                              2004         551.6              333.0      318.7      306.7      288.0      271.0       260.8      253.4      254.3      275.1      296.2      329.6         362.1   409.0   461.2   551.6
San Francisco                          2004         641.7              444.9      410.0      392.9      371.7      356.0       346.8      341.4      357.7      393.9      436.8      518.0         563.7   578.5   593.8   641.7
Sarasota-Bradenton                     2004         264.1              161.6      160.1      161.0      160.4      157.7       159.2      160.5      162.8      168.6      173.1      180.8         194.1   212.0   230.6   264.1
Seattle                                2004         294.9              207.0      205.4      204.0      202.2      203.4       202.8      203.9      211.9      228.4      242.8      254.6         264.4   273.0   278.6   294.9
Spokane                                2004         128.5               96.9      101.5      109.4      116.4      122.5       123.1      122.3      120.4      121.4      119.6      116.2         118.3   120.1   121.5   128.5
Springfield IL                         1980         107.8               86.1       86.9       87.9       88.8       90.5        91.5       91.7       91.4       91.9       91.3       89.5          90.1    90.9    91.0    94.6
Springfield MA                         1988         164.6              149.5      138.8      132.8      127.3      119.9       115.2      114.1      113.1      116.2      117.7      120.3         126.3   136.0   145.6   161.4
St. Louis                              2004         127.4               97.4       94.9       94.4       93.5       94.5        95.6       96.7       98.5      101.2      104.3      107.7         111.7   117.0   120.7   127.4
Syracuse                               1988         108.8              105.2      102.0      101.2       98.9       94.0        88.6       85.9       83.7       85.5       84.9       84.4          86.8    90.5    93.3    98.4
Tacoma                                 2004         208.9              139.8      149.0      154.5      157.4      157.6       158.1      157.7      159.0      166.0      169.6      173.0         180.3   186.5   192.7   208.9
Tampa                                  2004         159.7              107.8      105.1      104.8      103.8      101.8       101.4      101.8      102.9      107.0      110.9      116.1         125.1   134.3   143.3   159.7
Toledo                                 2004         113.5               87.6       86.2       87.1       87.0       88.4        90.6       93.1       96.3      100.0      102.6      104.4         107.8   110.0   111.7   113.5
Trenton                                2004         234.1              183.7      171.2      168.1      164.9      159.2       153.0      151.7      149.2      152.6      155.6      163.4         176.2   194.9   209.7   234.1
Tucson                                 2004         177.3              122.9      121.8      122.7      124.0      132.4       136.3      137.6      138.1      141.2      143.0      145.1         150.4   156.9   163.9   177.3
Tulsa                                  1982         137.3               91.3       90.0       90.3       91.3       92.7        93.3       94.2       95.7       99.8      103.2      105.0         108.4   110.9   112.0   113.1
Washington                             2004         351.1              255.3      245.0      240.7      234.3      226.9       220.4      217.0      213.2      216.3      220.6      231.8         251.8   278.2   300.9   351.1
West Palm Beach                        2004         300.9              190.1      183.2      181.0      176.8      173.6       172.6      171.9      172.3      179.1      182.6      191.5         206.2   229.4   255.3   300.9
Wichita                                1980         127.9               91.6       89.0       89.0       90.0       92.3        91.9       92.2       93.0       96.9       98.4       97.8          99.9   101.7   102.7   103.9
Wilmington                             2004         186.0              153.3      149.8      147.6      144.1      138.9       135.5      134.3      133.5      136.6      138.5      141.3         147.4   156.4   166.5   186.0
Worcester                              2004         275.9              198.8      181.2      174.7      168.0      160.9       158.7      157.9      159.8      166.4      175.4      191.5         209.4   233.0   251.6   275.9



Notes and Sources: Home prices are the 2004 median sales prices of existing single-family homes determined by the National Association of Realtors (NAR), indexed by the Freddie Mac Conventional
Mortgage Home Price Index and the Bureau of Labor Statistics Consumer Price Index (CPI-U) for All Items.
Table W-5. Change in Real Effective Rents by Metro Area: 2002-2004

                                                                                           Percentage                                                                                                      Percentage
                                             Percent Change Percent Change                    Point                                                          Percent Change Percent Change                    Point
                                                   2002-3            2003-4                Difference                                                              2002-3       2003-4                     Difference
Getting Worse (2003-4 decline > 2002-3 decline) - 10 Metros                                                    Stagnating (2003-4 Increase < 2002-3 Increase) - 7 Metros
Boston, MA                                           -3.7             -12.4                     -8.7           San Diego, CA                                         0.8          0.0                           -0.8
Boulder-Longmont, CO                                 -5.7              -7.3                     -1.6           Orlando, FL                                           1.1          0.3                           -0.7
Detroit, MI                                          -3.2              -5.2                     -2.0           Los Angeles-Long Beach, CA                            3.2          0.8                           -2.4
Pittsburgh, PA                                       -1.3              -4.3                     -3.0           Jacksonville, FL                                      2.0          0.8                           -1.2
Sacramento, CA                                       -1.0              -3.7                     -2.7           Philadelphia, PA                                      1.5          1.1                           -0.4
Columbus, OH                                         -2.9              -3.3                     -0.5           Baltimore, MD                                         2.5          1.1                           -1.4
Indianapolis, IN                                     -1.7              -1.9                     -0.2           Orange County, CA                                     1.8          1.6                           -0.2
Kansas City, KS                                      -0.1              -1.7                     -1.6           Turning Around (2003-4 Increase & 2002-3 Decrease) - 16 Metros
Tucson, AZ                                           -0.8              -0.9                     -0.1           El Paso, TX                                          -3.6          0.0                           3.5
Birmingham, AL                                        2.2              -0.5                     -2.6           San Antonio, TX                                      -1.3          0.0                           1.3
Declining But Improving (2003-4 Decline < 2003-3 Decline) - 23 Metros                                          West Palm Beach, FL                                  -0.1          0.0                           0.1
Oakland, CA                                          -6.2              -4.2                     2.0            Nashville, TN                                        -1.3          0.1                           1.4
Denver, CO                                           -5.9              -4.2                     1.6            Charlotte, NC                                        -7.2          0.2                           7.5
San Francisco, CA                                    -5.4              -3.4                     2.0            Dayton-Springfield, OH                               -2.8          0.4                           3.2
Austin, TX                                           -7.4              -3.4                     3.9            Tampa-St. Petersburg, FL                             -0.4          0.5                           0.9
Fort Worth, TX                                       -3.1              -3.1                     0.0            Richmond-Petersburg, VA                              -0.6          0.6                           1.2
Phoenix, AZ                                          -3.2              -3.1                     0.1            Cleveland, OH                                        -1.7          0.7                           2.4
Portland, OR                                         -5.7              -3.1                     2.7            Memphis, TN                                          -3.7          1.2                           4.9
Greenville-Spartanburg, SC                           -4.4              -3.0                     1.3            Washington, DC                                       -0.8          1.4                           2.2
Seattle, WA                                          -5.7              -2.9                     2.8            Fort Lauderdale, FL                                  -1.0          1.4                           2.4
San Jose, CA                                        -10.0              -2.9                     7.1            Oklahoma City, OK                                    -1.7          1.7                           3.4
Dallas, TX                                           -4.7              -2.8                     1.9            Miami-Hialeah, FL                                    -2.6          2.7                           5.3
Chicago, IL                                          -3.0              -2.5                     0.5            Las Vegas, NV                                        -1.7          3.1                           4.8
Tulsa, OK                                            -4.9              -2.3                     2.7            Newark, NJ                                           -3.4          6.6                          10.0
St. Louis, MO                                        -4.8              -2.2                     2.6            Booming (2003-4 Increase > 2002-3 Increase) - 3 Metros
Atlanta, GA                                          -4.9              -2.2                     2.7            Albuquerque, NM                                       0.0          0.1                           0.1
Houston, TX                                          -3.7              -2.0                     1.7            Norfolk-Virginia Beach, VA                            2.5          4.0                           1.5
Louisville, KY                                       -3.6              -2.0                     1.6            Riverside-San Bernardino, CA                          3.4          4.8                           1.3
Raleigh-Durham, NC                                   -3.4              -2.0                     1.4
Minneapolis-St. Paul, MN                             -3.2              -1.9                     1.3
Cincinnati, OH                                       -3.8              -1.7                     2.1
Greensboro-Winston-Salem, NC                         -3.4              -0.7                     2.7
Salt Lake City-Ogden, UT                             -5.1              -0.7                     4.5
Middlesex-Somerset-Hunterdon, NJ                     -1.1              -0.1                     1.0


Note: Effective rent is contract rent minus rental concessions offered by landlords. Data is based on survey of large properties (15 units or more in California, 40 units or more elsewhere) conducted by M|PF Yieldstar.
Change is based on average of reported rents over four quarters in each calendar year, adjusted for inflation using the CPI-UX for All Items.
Source: JCHS tabulations of data provided by M|PF Yieldstar.




5ab5add7-0e0f-41e2-b685-e00d37cdda83.xls, W5                                                                                                                                                                     7/13/2010
Table W-6. House Price and Per Capita Income Gains by Metro Area: 1984-2004

                                                                                                                  Ratio of House Price Change to Per Capita       2003
                             Nominal Change in House Prices (%)         Nominal Change in Per Capita Income (%)                Income Change                   Households
Metro Area                84-04    89-04    94-04   99-04    03-04       84-04   89-04   94-04   99-04    03-04   84-04   89-04     94-04    99-04     03-04     (000s)
Akron, OH                 181.7   112.3     59.5     23.0     3.9       136.9     78.5   45.7     15.0     4.0    1.33     1.43     1.30      1.53     0.96        277.1
Albany, NY                226.5    67.8     59.4     53.1    16.5       147.0     76.2   50.5     21.2     5.1    1.54     0.89     1.18      2.51     3.22        356.1
Albuquerque, NM            92.7    70.6     35.5     19.8     6.9       140.2     91.2   49.7     25.3     4.7    0.66     0.77     0.71      0.78     1.47        288.5
Allentown, PA             194.3    58.1     57.9     43.8    14.1       128.8     72.3   44.0     17.1     3.2    1.51     0.80     1.32      2.57     4.42        255.4
Anchorage, AK              42.1    94.6     54.9     32.2     9.8        70.1     57.8   37.5     20.8     1.6    0.60     1.64     1.46      1.55     6.21         98.7
Ann Arbor, MI             238.8   121.8     82.8     31.1     4.9       130.3     69.9   35.2      9.1     2.0    1.83     1.74     2.35      3.41     2.40        229.1
Appleton, WI              140.4   102.6     57.1     27.8     6.1       138.3     82.2   44.5     16.1     3.6    1.02     1.25     1.28      1.73     1.69        140.7
Atlanta, GA               142.5    89.7     72.7     32.0     4.8       137.2     74.9   43.1     10.8     3.0    1.04     1.20     1.69      2.97     1.63       1632.3
Atlantic, NJ              248.9   114.4    112.5     82.4    20.4       105.5     56.8   41.8     16.1     3.4    2.36     2.01     2.69      5.11     6.05        141.0
Augusta, GA                97.3    61.8     39.4     24.3     6.0       135.9     71.3   45.7     21.2     4.8    0.72     0.87     0.86      1.15     1.25        181.1
Austin, TX                 86.6   121.8     61.9     30.1     1.8       133.2    100.4   55.4      7.0     3.8    0.65     1.21     1.12      4.31     0.46        518.7
Bakersfield, CA           113.2    93.1     71.0     71.0    26.2        85.0     54.3   40.0     21.1     4.7    1.33     1.72     1.77      3.37     5.58        225.1
Baltimore, MD             216.4   106.3     83.8     64.2    18.8       149.5     83.0   55.8     22.4     4.4    1.45     1.28     1.50      2.86     4.29        998.2
Barnstable, MA            306.5   126.8    169.4    105.9    16.2       152.0     89.8   55.6     20.3     3.5    2.02     1.41     3.05      5.22     4.65         98.0
Baton Rouge, LA            70.5    97.6     54.5     21.9     4.5       129.6     84.7   42.1     19.3     5.1    0.54     1.15     1.29      1.13     0.88        229.7
Bellingham, WA            256.1   172.7     62.6     46.9    17.9       132.3     74.0   42.4     17.0     4.2    1.94     2.34     1.48      2.77     4.23         68.3
Bergen, NJ                273.2    96.3    105.2     72.9    15.0       153.7     73.3   50.2     18.6     4.2    1.78     1.31     2.10      3.91     3.57        502.8
Birmingham, AL            136.9    92.1     56.8     26.1     5.7       173.2     96.3   54.6     23.0     4.2    0.79     0.96     1.04      1.14     1.37        368.6
Bloomington, IL           110.0    76.1     40.5     17.9     4.4       137.0     82.6   46.9     15.9     3.7    0.80     0.92     0.86      1.13     1.19         59.3
Boise City, ID            130.0   116.7     49.3     25.9     6.2       153.7     90.9   40.9     17.6     7.0    0.85     1.28     1.20      1.48     0.88        174.5
Boston, MA                318.2   124.4    140.9     76.3    11.3       165.1     86.6   58.5     21.1     5.2    1.93     1.44     2.41      3.62     2.19       2351.5
Boulder, CO               210.0   183.0     84.7     37.5     1.9       168.2    108.9   59.1     20.7     4.8    1.25     1.68     1.43      1.81     0.39        109.8
Bremerton, WA             183.1   146.3     61.9     41.8    13.0       155.2    104.1   53.3     24.1     4.0    1.18     1.41     1.16      1.73     3.27         89.7
Buffalo, NY               149.6    58.6     32.1     25.8     6.9       125.2     70.0   45.2     17.9     4.4    1.19     0.84     0.71      1.44     1.59        464.6
Burlington, VT            196.6    74.7     69.3     52.5    13.3       172.6     85.8   60.9     23.2     4.7    1.14     0.87     1.14      2.26     2.85         77.8
Canton, OH                155.8   109.9     60.5     21.9     3.3       121.2     71.8   41.1     14.3     3.7    1.29     1.53     1.47      1.54     0.90        159.7
Cedar Rapids, IA          126.7    86.1     40.2     18.4     3.1       135.3     73.0   44.4     11.1     3.2    0.94     1.18     0.91      1.65     0.96         78.6
Charleston, SC            192.8   133.2    102.4     45.6     9.6       152.1     92.7   58.4     22.9     5.5    1.27     1.44     1.75      1.99     1.75        216.4
Charlotte, SC             141.8    77.2     55.6     19.8     3.6       155.2     81.9   46.3     13.6     3.4    0.91     0.94     1.20      1.46     1.06        618.6
Chattanooga, TN           132.4    83.1     57.7     26.1     5.8       155.5     83.9   46.7     16.8     4.8    0.85     0.99     1.23      1.55     1.21        188.8
Chicago, IL               237.3   119.1     76.3     45.8     9.7       136.4     75.5   45.0     14.2     3.8    1.74     1.58     1.70      3.23     2.56       3050.1
Cincinnati, OH            156.1    93.8     57.6     26.3     5.2       155.9     88.7   53.1     19.7     5.2    1.00     1.06     1.09      1.33     0.99        654.1
Cleveland, OH             165.5   103.3     56.1     24.2     4.7       130.2     72.8   43.7     16.7     5.0    1.27     1.42     1.28      1.45     0.94        889.1
Colorado Springs, CO      133.1   126.6     71.1     31.8     4.8       130.4     85.4   58.0     16.3     4.9    1.02     1.48     1.23      1.95     0.98        205.4
Columbia, SC              119.7    73.5     52.0     25.7     5.7       138.4     71.5   43.1     12.6     2.3    0.86     1.03     1.21      2.04     2.45        211.6
Columbus, OH              157.3    94.4     57.0     25.7     4.9       147.1     82.4   47.9     17.8     4.0    1.07     1.15     1.19      1.44     1.22        633.2
Dallas, TX                 56.3    65.2     53.3     26.1     2.9       117.0     78.9   47.9     12.5     3.7    0.48     0.83     1.11      2.09     0.77       1389.5
Davenport, IA              97.7   110.5     59.4     24.0     4.8       122.8     74.4   47.7     18.2     4.9    0.80     1.49     1.25      1.32     0.98        142.8
Dayton, OH                132.1    72.0     40.0     18.3     4.3       130.3     74.5   43.8     17.4     4.3    1.01     0.97     0.91      1.05     1.01        378.4
Daytona Beach, FL         148.0   104.3     88.4     64.7    17.0       113.6     63.8   46.4     18.1     4.6    1.30     1.63     1.90      3.58     3.65        221.8
Denver, CO                155.1   165.0     96.4     39.2     3.5         NA       NA    54.8     15.8     4.1     NA       NA      1.76      2.48     0.84        878.4
Des Moines, IA            129.0    96.0     55.9     25.3     5.1       140.7     84.2   50.1     18.4     5.8    0.92     1.14     1.12      1.38     0.87        187.6
Detroit, MI               234.1   123.8     83.2     27.1     3.9       143.1     78.6   45.3     14.7     3.3    1.64     1.58     1.84      1.85     1.19       1703.8
Eugene, OR                220.8   147.6     60.3     23.6     9.7       134.7     74.4   42.0     14.5     4.9    1.64     1.98     1.43      1.63     1.99        133.6
Evansville, IN            100.1    78.0     54.3     18.9     4.1       136.0     85.9   51.0     22.2     4.2    0.74     0.91     1.06      0.85     0.99        119.4
Flint, MI                 174.4   121.0     74.9     25.5     4.6        89.5     63.0   13.9      6.8     2.0    1.95     1.92     5.40      3.74     2.26        172.2
Fort Collins, CO          171.9   154.9     78.0     35.2     3.5       156.5     98.8   59.9     20.4     4.2    1.10     1.57     1.30      1.72     0.83        103.2
Fort Lauderdale, FL       212.4   154.1    126.4     91.5    18.9       103.6     50.7   37.3     15.9     4.4    2.05     3.04     3.39      5.74     4.26        697.9
Fort Myers, FL            162.4   118.4     94.6     71.9    17.0       141.0     67.6   51.1     21.3     4.1    1.15     1.75     1.85      3.37     4.13        210.5
Fort Wayne, IN            104.4    57.6     41.2     16.7     3.2       135.9     67.8   36.8     14.0     5.0    0.77     0.85     1.12      1.19     0.64        196.2
Fort Worth, TX             46.7    54.3     44.2     22.8     2.4       115.9     79.9   46.6     14.1     3.4    0.40     0.68     0.95      1.61     0.72        676.0
Fresno, CA                174.0   139.7     94.6     87.8    25.6       101.7     57.8   39.7     21.8     4.7    1.71     2.42     2.38      4.02     5.48        308.5
Gary, IN                  147.1    94.9     42.4     20.9     4.8       139.9     77.5   44.1     14.8     4.2    1.05     1.22     0.96      1.42     1.14        239.7
Grand Rapids, MI          197.2   114.1     76.3     28.8     4.9       131.0     73.5   39.5     13.4     3.8    1.51     1.55     1.93      2.16     1.28        408.6
Green Bay, WI             156.1   119.0     63.4     28.5     6.8       149.9     90.5   53.2     20.1     6.1    1.04     1.32     1.19      1.42     1.11         90.1
Greensboro, NC            116.2    66.3     45.7     18.7     2.9       123.4     60.2   35.2      9.7     2.9    0.94     1.10     1.30      1.94     0.98        516.2
Greenville, SC            124.8    83.3     53.3     20.3     3.4       143.7     77.4   42.6     14.0     3.2    0.87     1.08     1.25      1.45     1.08        387.2
Hamilton, OH              130.5    81.6     51.4     23.2     4.3       137.0     83.3   50.4     15.5     4.3    0.95     0.98     1.02      1.50     0.99        127.1
Harrisburg, PA            131.8    70.5     41.6     24.6     7.3       145.2     73.6   44.9     18.6     4.2    0.91     0.96     0.93      1.32     1.72        253.3
Hartford, CT              186.4    44.3     70.6     53.5    12.5       140.7     65.3   47.4     18.6     4.8    1.32     0.68     1.49      2.87     2.60        457.1
Honolulu, HI              217.7    83.6     29.8     52.9    20.2       119.2     59.5   30.9     20.2     5.4    1.83     1.40     0.96      2.62     3.75        295.0
Houston, TX                58.8    84.0     58.7     30.2     3.6       139.9     94.9   57.8     17.4     3.9    0.42     0.88     1.02      1.74     0.92       1574.1
Huntsville, AL             89.0    52.6     37.5     20.5     3.6       143.6     73.6   49.6     23.1     5.4    0.62     0.72     0.76      0.89     0.68        140.8
Indianapolis, IN          129.6    76.5     46.3     20.0     3.3       152.1     82.6   46.3     17.7     4.0    0.85     0.93     1.00      1.13     0.83        654.6
Jackson, MS                75.2    65.0     45.2     21.3     5.3       159.9     95.1   52.0     20.5     5.0    0.47     0.68     0.87      1.04     1.06        165.0
Jacksonville, FL          151.5   113.5     94.6     54.7    12.5       139.7     77.3   50.3     18.4     5.5    1.08     1.47     1.88      2.98     2.29        455.9
Janesville, WI            130.4   112.4     52.3     20.4     6.1       116.3     68.3   23.4     11.6     2.7    1.12     1.65     2.24      1.76     2.27         59.6
Kalamazoo, MI             158.1   108.6     68.4     26.3     4.8       129.8     68.2   36.7     14.3     3.4    1.22     1.59     1.86      1.83     1.43        178.0
Kansas City, MO           124.1    89.9     71.0     32.2     5.5       133.6     80.9   46.0     15.0     3.4    0.93     1.11     1.54      2.15     1.62        721.2
Knoxville, TN             123.3    82.5     52.6     26.1     6.1       152.5     85.2   48.5     22.7     4.8    0.81     0.97     1.08      1.15     1.26        291.9
Lancaster, PA             147.6    66.6     43.7     29.0     9.6       127.0     64.2   41.6     16.2     4.0    1.16     1.04     1.05      1.79     2.40        177.1
Lansing, MI               160.9   100.2     70.8     31.2     5.6       122.1     72.3   34.6     13.9     1.4    1.32     1.39     2.05      2.24     3.83        175.5
Las Vegas, NV             162.2   125.9     86.0     66.2    29.7       124.4     66.5   36.8     11.1     4.4    1.30     1.89     2.34      5.97     6.69        671.1
Lexington, KY             106.4    76.6     58.1     26.7     6.2       135.6     81.8   49.8     16.2     3.3    0.78     0.94     1.17      1.64     1.91        198.1
Lincoln, NE               121.7    94.1     53.9     20.6     5.3       145.5     90.0   51.8     18.8     4.6    0.84     1.05     1.04      1.10     1.15        103.5
Little Rock, AR            83.0    71.6     45.9     22.4     5.4       142.6     87.4   48.8     19.6     4.7    0.58     0.82     0.94      1.14     1.14        237.4
Los Angeles, CA           278.1    97.6    121.8     92.2    24.9       107.4     62.5   46.2     18.2     5.3    2.59     1.56     2.64      5.06     4.70       3252.9
Louisville, KY            164.7   102.6     59.6     24.6     4.8       157.5     88.8   51.9     19.6     4.4    1.05     1.16     1.15      1.25     1.09        419.4
Macon, GA                 102.5    60.7     44.2     21.8     4.7       149.0     81.5   49.7     20.8     4.6    0.69     0.75     0.89      1.05     1.03        126.3
Madison, WI               175.2   131.3     66.3     34.9     8.7       154.8     89.2   52.6     19.7     3.6    1.13     1.47     1.26      1.77     2.38        182.8
Melbourne, FL             134.8   111.3     93.1     73.3    23.3       117.6     64.1   47.7     20.6     4.6    1.15     1.74     1.95      3.55     5.01        210.4
Memphis, TN               118.3    66.2     50.0     17.9     3.8       161.9     92.9   51.4     18.5     4.2    0.73     0.71     0.97      0.97     0.90        436.4
Miami, FL                 220.4   168.7    117.7     82.2    18.0       112.8     64.0   45.8     21.2     6.0    1.95     2.64     2.57      3.87     3.00        806.7
Middlesex, NY             272.3    93.5     99.9     74.9    15.8       155.6     82.3   50.9     15.2     4.2    1.75     1.14     1.96      4.93     3.78        436.8
Milwaukee, WI             189.1   130.0     71.4     38.8    10.2       141.3     83.5   50.1     16.5     3.6    1.34     1.56     1.42      2.35     2.85        592.7
                                                                                                                                   Ratio of House Price Change to Per Capita               2003
                               Nominal Change in House Prices (%)              Nominal Change in Per Capita Income (%)                          Income Change                           Households
Metro Area                   84-04    89-04     94-04    99-04     03-04        84-04    89-04    94-04     99-04    03-04         84-04     89-04     94-04     99-04     03-04          (000s)
Minneapolis, MN             197.8     149.1    113.5      60.0      9.4        143.6     84.4      52.7     16.1       3.8         1.38      1.77      2.16       3.73      2.47           1179.5
Modesto, CA                 248.9     127.1    110.0      97.1     19.2         99.8     54.5      39.2     12.7       3.8         2.50      2.33      2.81       7.66      4.99            160.0
Monmouth, NJ                333.4     113.8    131.1      92.4     17.9        147.8     76.1      51.5     18.2       3.7         2.25      1.50      2.55       5.06      4.79            444.6
Nashville, TN               148.0      92.9     65.2      22.8      5.4        161.7     91.7      48.2     18.5       3.8         0.92      1.01      1.35       1.23      1.41            500.6
Nassau, NY                  336.6     131.8    143.2      94.7     16.5        141.5     69.8      48.6     16.2       4.4         2.38      1.89      2.95       5.84      3.75            934.6
New Haven, CT               206.3      52.8     81.1      61.5     14.0        170.1     81.6      54.9     16.6       4.8         1.21      0.65      1.48       3.70      2.94            656.3
New Orleans, LA              91.9     112.4     72.9      33.9      8.4        134.2     93.0      51.3     25.4       4.7         0.68      1.21      1.42       1.33      1.79            505.6
New York, NY                351.8     121.1    128.9      84.7     17.2        149.6     73.6      48.6     15.9       5.0         2.35      1.65      2.65       5.33      3.44           3525.1
Newark, NJ                  272.4      97.6    102.5      71.8     14.7        159.5     82.6      54.1     18.9       3.9         1.71      1.18      1.89       3.80      3.74            742.1
Norfolk, VA                 147.7      92.6     77.0      54.1     19.3        122.8     73.0      49.0     21.8       4.5         1.20      1.27      1.57       2.48      4.35            601.4
Oakland, CA                 311.4     136.6    133.5      85.3     13.5        141.2     82.8      56.6     17.1       3.7         2.21      1.65      2.36       4.99      3.65            893.6
Oklahoma City, OK            38.1      76.6     49.2      25.6      5.7        111.6     79.8      52.0     25.2       5.6         0.34      0.96      0.94       1.02      1.02            439.1
Olympia, WA                 196.5     147.6     53.4      33.4     11.7        159.0     93.0      54.3     25.2       5.7         1.24      1.59      0.98       1.33      2.04             87.4
Omaha, NE                   118.2      99.9     60.3      23.3      5.3        148.4     94.3      54.5     17.0       3.9         0.80      1.06      1.11       1.37      1.35            285.4
Orange County, CA           281.4     115.2    139.7      98.4     24.6        129.7     71.9      54.3     21.4       4.7         2.17      1.60      2.57       4.60      5.19            972.9
Orlando, FL                 148.0     107.7     87.8      55.9     13.3        121.0     63.9      45.7     14.4       4.0         1.22      1.69      1.92       3.88      3.35            685.4
Peoria, IL                  163.4     121.2     63.0      24.5      5.5        135.0     76.3      44.4     16.3       4.9         1.21      1.59      1.42       1.50      1.12            135.8
Philadelphia, PA            236.6      87.5     79.7      61.2     16.1        156.8     83.7      53.7     21.2       4.6         1.51      1.04      1.48       2.88      3.48           1938.1
Phoenix, AZ                 118.1     102.2     85.8      39.9     10.6        114.5     68.8      46.0     14.9       4.7         1.03      1.48      1.86       2.67      2.23           1319.3
Pittsburgh, PA              146.6      93.4     51.8      30.7      6.3        157.1     90.3      53.7     21.1       4.7         0.93      1.04      0.97       1.45      1.34            958.7
Portland, OR                246.7     204.5     82.8      30.9      9.2        134.9     77.6      42.8     12.3       3.8         1.83      2.64      1.93       2.51      2.44            784.7
Providence, RI              336.0     102.0    119.7      95.0     19.2        139.8     68.0      48.7     20.5       4.2         2.40      1.50      2.46       4.64      4.62            383.8
Provo, UT                   157.9     138.9     55.0      13.0      2.6        141.6     89.4      45.1     14.6       5.7         1.12      1.55      1.22       0.89      0.45            108.1
Racine, WI                  177.2     123.4     68.9      36.7     10.8        125.8     73.9      42.0     16.6       3.9         1.41      1.67      1.64       2.22      2.79             72.1
Raleigh, NC                 132.0      78.4     50.9      19.8      3.9        144.9     72.9      42.7     11.6       3.1         0.91      1.08      1.19       1.71      1.24            502.4
Reading, PA                 150.5      58.5     41.7      34.4     11.2        108.4     58.0      34.8     13.5       3.4         1.39      1.01      1.20       2.55      3.27            146.1
Reno, NV                    161.9     133.4     85.9      61.3     24.8        139.3     86.1      47.2     17.3       5.8         1.16      1.55      1.82       3.54      4.27            144.3
Richmond, VA                146.0      83.6     63.8      39.8     11.3        129.7     65.3      44.5     18.2       4.0         1.13      1.28      1.43       2.19      2.78            402.3
Riverside, CA               220.8     111.4    117.9      97.2     28.3         83.0     43.6      37.3     14.7       3.0         2.66      2.55      3.16       6.63      9.39           1160.1
Roanoke, VA                 140.3      86.1     54.3      29.2      7.2        135.7     71.4      45.4     18.9       4.1         1.03      1.21      1.20       1.54      1.73             98.6
Rochester, NY                87.8      37.2     29.1      21.2      5.4        115.1     58.5      39.9     14.9       3.3         0.76      0.64      0.73       1.42      1.66            421.3
Rockford, IL                120.1      80.7     41.5      22.1      7.1        103.9     54.5      27.0      7.7       3.4         1.16      1.48      1.54       2.88      2.09            146.7
Sacramento, CA              264.2     150.6    117.5      99.1     21.2        131.5     71.5      49.7     18.0       4.5         2.01      2.10      2.37       5.51      4.72            667.5
Saginaw, MI                 148.0     107.6     64.2      24.2      3.6        119.7     66.8      33.9      8.8       1.5         1.24      1.61      1.89       2.74      2.41            156.2
Salem, OR                   191.6     159.0     61.4      21.3      6.2        121.1     66.6      35.3     10.1       3.1         1.58      2.39      1.74       2.11      1.98            130.4
Salinas, CA                 358.4     175.9    151.3     106.7     21.4        113.3     71.2      41.9     18.2       3.0         3.16      2.47      3.61       5.86      7.19            125.2
Salt Lake City, UT          139.4     137.1     56.0      13.3      3.7        133.5     91.9      53.9     18.1       4.9         1.04      1.49      1.04       0.74      0.75            449.0
San Antonio, TX              41.6      72.2     44.7      26.8      4.6        135.9     90.8      49.6     17.9       4.6         0.31      0.80      0.90       1.50      1.00            595.5
San Diego, CA               331.9     157.7    159.4     111.1     22.8        144.4     86.7      66.4     24.8       5.5         2.30      1.82      2.40       4.47      4.15           1037.1
San Francisco, CA           351.8     117.8    129.8      66.6     11.0        170.9    106.9      73.7     18.1       4.9         2.06      1.10      1.76       3.69      2.23            670.5
San Jose, CA                332.4     120.7    134.9      58.0      8.2        155.1    101.5      69.7     13.6       4.4         2.14      1.19      1.94       4.27      1.86            565.0
San Luis Obispo, CA         300.5     136.4    140.5     102.6     17.1        138.7     87.8      63.1     25.3       4.6         2.17      1.55      2.23       4.06      3.75             95.3
Santa Barbara, CA           351.7     156.7    165.3     108.9     20.8        115.3     68.5      50.5     24.1       6.0         3.05      2.29      3.27       4.52      3.45            138.1
Santa Cruz, CA              365.2     146.5    138.2      74.2     12.1        149.6    104.9      58.8     17.2       2.8         2.44      1.40      2.35       4.32      4.31             89.8
Santa Fe, NM                178.7     132.5     63.7      35.6     10.2        155.7     96.1      55.1     27.7       4.9         1.15      1.38      1.15       1.28      2.07             63.0
Santa Rosa, CA              335.8     157.0    130.6      87.2     14.8        142.3     82.8      56.1     21.0       3.5         2.36      1.90      2.33       4.14      4.18            175.6
Sarasota, FL                189.5     144.6    113.5      73.0     17.6        139.7     64.7      44.8     15.2       2.8         1.36      2.24      2.53       4.81      6.26            281.6
Seattle, WA                 268.6     162.3     84.8      37.7      8.7        158.9     90.3      55.4     11.1       3.5         1.69      1.80      1.53       3.40      2.45            988.6
Spokane, WA                 133.2     111.5     33.7      21.8      8.6        134.3     83.0      45.5     19.1       4.6         0.99      1.34      0.74       1.14      1.86            168.9
Springfield, IL             107.2      65.5     33.2      17.5      6.7        138.8     75.9      48.5     19.7       4.8         0.77      0.86      0.68       0.89      1.40             85.0
Springfield, MA             214.9      52.6     71.5      55.4     13.8        131.7     64.2      46.0     19.9       4.9         1.63      0.82      1.55       2.79      2.84            234.3
St. Louis, MO               145.7      91.0     71.8      38.5      8.3        133.1     78.4      46.3     17.2       4.5         1.09      1.16      1.55       2.23      1.85           1025.9
Stockton, CA                250.1     123.6    108.8      91.0     18.2         95.5     54.4      33.8     10.3       3.2         2.62      2.27      3.22       8.84      5.77            204.1
Syracuse, NY                105.0      38.6     33.4      31.4      8.3        123.5     68.1      45.5     18.4       4.7         0.85      0.57      0.73       1.71      1.75            284.1
Tacoma, WA                  199.0     153.7     68.9      39.6     11.3        147.3     94.3      54.3     20.4       5.0         1.35      1.63      1.27       1.94      2.26            276.0
Tampa, FL                   158.2     117.3     99.9      63.3     14.4        135.5     75.3      50.9     18.5       5.0         1.17      1.56      1.96       3.43      2.88           1064.4
Toledo, OH                  139.9      94.5     63.6      25.4      4.3        114.6     66.3      35.5     13.1       3.3         1.22      1.43      1.79       1.95      1.29            244.3
Trenton, NJ                 244.6      79.8     87.4      70.6     14.6        148.8     72.2      45.8     17.2       3.0         1.64      1.11      1.91       4.11      4.84            129.8
Tucson, AZ                  142.4     109.9     70.7      40.6     11.1        121.6     74.2      44.1     17.8       4.8         1.17      1.48      1.60       2.28      2.32            351.6
Tulsa, OK                    65.5      80.3     55.5      24.2      3.7        130.8     87.0      53.6     19.9       4.0         0.50      0.92      1.03       1.22      0.91            323.2
Vallejo, CA                 297.9     163.9    130.2     104.1     16.9        125.7     71.9      49.6     18.7       2.9         2.37      2.28      2.62       5.56      5.87            184.5
Ventura, CA                 294.2     102.4    140.4      97.3     24.0        139.0     75.6      47.6     18.2       4.6         2.12      1.36      2.95       5.35      5.26            255.7
Visalia, CA                 135.8      99.4     57.5      52.7     23.2        108.6     65.2      40.6     18.6       4.5         1.25      1.52      1.42       2.83      5.12            117.3
Washington DC               244.3     104.1     97.2      80.5     19.8        149.6     78.6      50.5     21.5       4.9         1.63      1.33      1.92       3.74      4.04           1960.4
West Palm Beach, FL         185.5     132.9    120.9      86.8     21.0        137.1     64.0      37.3     12.2       2.0         1.35      2.08      3.24       7.13     10.27            509.7
Wichita, KS                  70.7      65.0     43.6      19.7      3.9        113.8     73.0      46.8     17.8       4.6         0.62      0.89      0.93       1.10      0.85            215.4
Wilmington, DE              209.9      81.5     70.6      52.2     14.7        137.3     70.0      47.1     19.0       4.6         1.53      1.16      1.50       2.76      3.23            228.2
Yolo, CA                    317.1     161.2    121.2     105.2     19.3        103.2     57.7      34.1     13.6       4.2         3.07      2.79      3.56       7.74      4.64             64.5
York, PA                    137.9      64.2     41.3      26.6      9.7        114.7     59.5      37.4     12.7       3.8         1.20      1.08      1.10       2.09      2.55            153.4

Notes: Metros shown are the 153 metro areas with house price and per capita income data available. Per capita income for 2003 and 2004 calculated by the forecasted percent change in income from
Economy.com applied to the 2002 per capita income.
Sources: Freddie Mac Conventional Mortgage Home Price Index; Bureau of Economic Analysis.
Table W-7. Total Homeowner Improvement Expenditures: 1994-2003

                                                               2003                                      Annual Averages, 1994-2003
                                           Homeowners                           Total        Homeowners                       Total Expenditures
                                            Reporting                       Expenditures      Reporting       Average (2003      (2003 Dollars,
                                          Projects (000s)    Average ($)     ($ Millions)   Projects (000s)      dollars)           Millions)
Kitchen Remodels
  Minor                                        1,414            2,073          2,931              1,181                2,147              2,536
  Major                                          578           16,391          9,472                319               16,380              5,217

Bath Remodels
 Minor                                         1,640            1,107          1,816              1,431                1,298              1,857
 Major                                           699            8,399          5,873                392                8,433              3,304

Room Additions and Alterations
 Kitchen                                          39           30,423          1,185                135               11,202              1,516
 Bath                                            422            6,665          2,811                371                9,940              3,692
 Bedroom                                         669           16,556         11,080                487                9,037              4,402
 Other Room                                    1,459            9,809         14,310              1,084                8,004              8,677

Other Interior Improvements
 Add/Replace Deck/Porch                          920            3,311          3,047                867                2,684              2,327
 Disaster Repairs                                475           10,426          4,956                530                7,987              4,236
 Other                                           682            2,334          1,592                786                1,926              1,514

Replacements to Systems and Equipment
 Plumbing/Pipes                                1,415              858          1,214              1,174                  652                766
 Electrical System                             2,085              776          1,617              1,720                  699              1,203
 Plumbing Fixtures                             3,436              557          1,913              2,158                  503              1,087
 HVAC                                          3,003            2,684          8,061              2,225                2,851              6,342
 Appliances/Major Equipment                    5,542              469          2,597              4,210                  433              1,824

Interior and Exterior Replacements
  Roofing                                      2,983            3,815         11,380              2,441                3,402              8,303
  Siding                                       1,132            4,587          5,190                945                4,377              4,137
  Window/Door                                  3,988            1,987          7,923              3,309                1,633              5,404
  Insulation                                   1,193              515            614              1,056                  566                598
  Flooring/Paneling/Ceiling                    7,500            1,808         13,560              4,467                1,571              7,015

Improvements to Property
 Add/Replace Garage/Carport                      220           10,702          2,358                168                6,358              1,065
 Other                                         6,021            3,759         22,634              5,395                2,952             15,928



Total*                                           20,024            6,898       138,135             15,550              5,977               92,950

* Homeowners may report projects in one or more category.
Notes: Household totals were estimated using American Housing Survey (AHS) and American Community Survey (ACS) data. Major remodels are
defined as professional home improvements of more than $10,000 for kitchen projects and more than $5,000 for bath projects, and D-I-Y improvements
of more than $4,000 for kitchen projects and $2,000 for bath projects. Job categories are aggregations of the detailed projects reported in the AHS.
Annual averages are adjusted for inflation using CPI-UX . The average number of households between 1994 and 2003 was 68.9 million.


Source: JCHS tabulations of the 1995-2003 AHS.
Table W-8. Population Change of Cities: 1970-2000

                                                                                                              Change 1970-     Annual Average Percent Change
               Geographic Area                      1970           1980           1990           2000
                                                                                                                 2000        1970-80    1980-90      1990-2000
Lost Population in 70s, 80s and 90s
St. Louis city              Missouri                 662           453            397            348             -314        -3.2       -1.2           -1.2
Gary city                   Indiana                  175           152            117            103              -72        -1.3       -2.3           -1.2
Baltimore city              Maryland                 905           787            736            651             -254        -1.3       -0.6           -1.2
Flint city                  Michigan                 193           160            141            125              -68        -1.7       -1.2           -1.1
Buffalo city                New York                 463           358            328            293             -170        -2.3       -0.8           -1.1
Norfolk city                Virginia                 308           267            261            234              -74        -1.3       -0.2           -1.0
Syracuse city               New York                 197           170            164            147              -50        -1.4       -0.4           -1.0
Pittsburgh city             Pennsylvania             520           424            370            335             -185        -1.8       -1.3           -1.0
Cincinnati city             Ohio                     454           385            365            331             -123        -1.5       -0.5           -0.9
Birmingham city             Alabama                  301           284            266            243              -58        -0.6       -0.6           -0.9
Dayton city                 Ohio                     243           194            182            166              -77        -2.0       -0.6           -0.9
Detroit city                Michigan               1,514         1,203          1,028            951             -563        -2.1       -1.5           -0.7
Lansing city                Michigan                 131           130            127            119              -12        -0.1       -0.2           -0.6
Toledo city                 Ohio                     383           355            333            314              -69        -0.7       -0.6           -0.6
Washington city             District of Columbia     757           638            607            572             -185        -1.6       -0.5           -0.6
Cleveland city              Ohio                     751           574            505            478             -273        -2.4       -1.2           -0.5
Louisville city             Kentucky                 362           299            270            256             -106        -1.7       -1.0           -0.5
Milwaukee city              Wisconsin                717           636            628            597             -120        -1.1       -0.1           -0.5
Rochester city              New York                 295           242            231            220              -75        -1.8       -0.5           -0.5
Erie city                   Pennsylvania             129           119            109            104              -25        -0.8       -0.8           -0.5
Warren city                 Michigan                 179           161            145            138              -41        -1.0       -1.0           -0.5
Philadelphia city           Pennsylvania           1,949         1,688          1,586          1,518             -431        -1.3       -0.6           -0.4
Evansville city             Indiana                  139           130            126            122              -17        -0.6       -0.3           -0.4
Portsmouth city             Virginia                 111           105            104            101              -10        -0.5       -0.1           -0.3
Kansas City city            Kansas                   168           161            151            147              -21        -0.4       -0.6           -0.3
Akron city                  Ohio                     275           237            223            217              -58        -1.4       -0.6           -0.3
Richmond city               Virginia                 249           219            203            198              -51        -1.2       -0.7           -0.3
New Orleans city            Louisiana                593           558            497            485             -108        -0.6       -1.1           -0.2
Bridgeport city             Connecticut              157           143            142            140              -17        -0.9       -0.1           -0.2
Livonia                     Michigan                 110           105            101            100              -10        -0.5       -0.4           -0.1
Peoria city                 Illinois                 127           124            114            113              -14        -0.2       -0.8           -0.1
Newark city                 New Jersey               382           329            275            274             -108        -1.4       -1.6           -0.1
Lost Population in 70s and 80s, gained 90s
Kansas City city            Missouri                 507           448            435            442              -65        -1.2       -0.3            0.2
South Bend city             Indiana                  126           110            106            108              -18        -1.3       -0.4            0.2
Minneapolis city            Minnesota                434           371            368            383              -51        -1.5       -0.1            0.4
Chicago city                Illinois               3,369         3,005          2,784          2,896             -473        -1.1       -0.7            0.4
Yonkers city                New York                 204           195            188            196               -8        -0.4       -0.4            0.4
Atlanta city                Georgia                  495           425            394            416              -79        -1.4       -0.7            0.6
Cedar Rapids city           Iowa                     111           110            109            121               10        -0.1       -0.1            1.1
Salt Lake City city         Utah                     176           163            160            182                6        -0.7       -0.2            1.4
Denver city                 Colorado                 515           493            468            555               40        -0.4       -0.5            1.9
Lost Population in 70s, gained 80s and 90s
Topeka city                 Kansas                   125           119            121            122               -3        -0.5        0.2            0.1
Fort Wayne city             Indiana                  178           172            203            206               28        -0.3        1.8            0.1
Allentown city              Pennsylvania             110           104            105            107               -3        -0.5        0.1            0.2
Worcester city              Massachusetts            177           162            170            173               -4        -0.8        0.5            0.2
Columbia city               South Carolina           114           101            114            116                2        -1.1        1.3            0.2
Lowell city                 Massachusetts             94            92            103            105               11        -0.2        1.2            0.2
Boston city                 Massachusetts            641           563            574            589              -52        -1.2        0.2            0.3
Des Moines city             Iowa                     201           191            193            199               -2        -0.5        0.1            0.3
Torrance city               California               135           130            133            138                3        -0.4        0.2            0.4
Grand Rapids city           Michigan                 198           182            190            198                0        -0.8        0.4            0.4
Rockford city               Illinois                 147           140            144            150                3        -0.5        0.3            0.4
Jersey City city            New Jersey               260           224            228            240              -20        -1.4        0.2            0.5
St. Paul city               Minnesota                310           270            272            287              -23        -1.3        0.1            0.6
Cambridge city              Massachusetts             96            95             96            101                5        -0.1        0.1            0.6
Burbank city                California                89            87             94            100               11        -0.2        0.8            0.7
Indianapolis city (balance) Indiana                  737           701            732            782               45        -0.5        0.4            0.7
San Francisco city          California               716           679            724            777               61        -0.5        0.7            0.7
Wichita Falls city          Texas                     96            94             97            104                8        -0.2        0.3            0.7
Tampa city                  Florida                  278           272            281            303               25        -0.2        0.3            0.8
Stamford city               Connecticut              109           102            108            117                8        -0.6        0.6            0.8
Stamford city               Connecticut              109           102            108            117                8        -0.6        0.6            0.8
Providence city             Rhode Island             179           157            160            174               -5        -1.2        0.2            0.9
Portland city               Oregon                   380           368            486            529              149        -0.3        3.2            0.9
Madison city                Wisconsin                172           171            191            208               36        -0.1        1.2            0.9
Omaha city                  Nebraska                 347           314            358            390               43        -1.0        1.4            0.9
Seattle city                Washington               531           494            516            563               32        -0.7        0.4            0.9
New York city               New York               7,896         7,072          7,323          8,008              112        -1.0        0.4            0.9
Elizabeth city              New Jersey               113           106            110            121                8        -0.6        0.4            1.0
Norwalk city                California                94            85             94            103                9        -1.0        1.1            1.0
Arlington CDP               Virginia                 174           153            171            189               15        -1.2        1.2            1.1
Winston-Salem city          North Carolina           134           132            167            186               52        -0.1        2.7            1.1
Alexandria city             Virginia                 111           103            111            128               17        -0.7        0.8            1.6
Downey city                 California                89            83             91            107               18        -0.7        1.0            1.8
Fort Worth city             Texas                    393           385            448            535              142        -0.2        1.6            1.9
Joliet city                 Illinois                  79            78             79            106               27        -0.1        0.1            3.4
North Las Vegas city        Nevada                    46            43             48            115               69        -0.7        1.2           14.1
Lost Population in 70s, gained 80s, lost 90s
Berkeley city               California              114            103            103            103              -11        -1.0        0.0            0.0
Hartford city               Connecticut             158            136            137            122              -36        -1.4        0.1           -1.1
Paterson city               New Jersey              145            138            158            149                4        -0.5        1.4           -0.6
New Haven city              Connecticut             138            126            130            124              -14        -0.9        0.3           -0.5
Springfield city            Massachusetts           164            152            157            152              -12        -0.7        0.3           -0.3
Waterbury city              Connecticut             108            103            108            107               -1        -0.5        0.5           -0.1
Oakland city                California              362            339            400            399               37        -0.6        1.8            0.0

Note: Cities shown are those that had population over 100,000 in 1970 and lost population during the 1970s.
Source: The 1970-2000 Decennial Censes.




                                                                                                       Page 24
Table W-9. Commute Times and Mode of Transportation by Metro Area: 2000
                                Travel Time                                                                                           Travel Mode
                            Commuting > 60 Minutes                     Privately Owned Vehicle                        Car Pool                            Public Transit                            Other
                           1990               2000                   1990                 2000                1990                2000               1990                2000              1990                2000
                      Number            Number                 Number                Number             Number              Number              Number             Number            Number             Number
                               Percent             Percent                 Percent             Percent             Percent             Percent           Percent             Percent           Percent             Percent
Metro Area            (000s)             (000s)                 (000s)               (000s)              (000s)              (000s)             (000s)             (000s)             (000s)              (000s)
Atlanta                96.6     6.4      234.7     11.8        1202.0      79.7     1586.7     79.7      200.6     13.3      280.2     14.1      69.4     4.6       76.2      3.8      37.0     2.5        47.4     2.4
Austin                 16.3     3.9       38.2      6.1         323.1      77.3       497.0    79.3        62.5    15.0        89.0    14.2      13.4     3.2       16.9      2.7      19.0     4.5        24.0     3.8
Boston                172.2     6.4      277.9      9.9        1984.8      73.7     2142.1     76.3      298.1     11.1      255.1      9.1     237.4     8.8      258.0      9.2     173.9     6.5       150.7     5.4
Buffalo                12.5     2.4       16.3      3.2         409.5      78.5       425.1    83.5        59.5    11.4        48.9     9.6      25.0     4.8       18.7      3.7      27.6     5.3        16.7     3.3
Charlotte              19.6     3.3       44.6      6.1         476.6      80.3       608.1    83.2        87.7    14.8        97.0    13.3      10.9     1.8       10.5      1.4      18.1     3.1        15.0     2.1
Chicago               414.6    10.8      540.7     13.2        2651.5      69.0     2973.8     72.6      470.7     12.2      464.0     11.3     525.6    13.7      485.1     11.8     196.1     5.1       172.9     4.2
Cincinnati             30.5     3.7       42.6      4.6         666.9      80.7       774.7    83.7        98.8    12.0        95.2    10.3      29.5     3.6       27.6      3.0      31.2     3.8        28.6     3.1
Cleveland              44.0     3.5       62.9      4.7        1019.3      81.1     1132.3     84.6      132.1     10.5      119.7      8.9      57.7     4.6       48.2      3.6      47.4     3.8        38.5     2.9
Columbus               20.7     3.2       31.7      4.2         527.1      81.3       637.9    84.6        75.6    11.7        74.7     9.9      18.6     2.9       17.9      2.4      27.2     4.2        23.3     3.1
Dallas                105.6     5.3      191.3      7.8        1602.2      80.5     1991.8     81.2      283.3     14.2      353.9     14.4      46.9     2.4       45.5      1.9      59.1     3.0        63.2     2.6
Denver                 36.6     3.7       77.0        6         770.1      77.8     1017.6     79.3      128.4     13.0      154.8     12.1      41.1     4.1       59.2      4.6      50.3     5.1        51.1     4.0
Detroit               103.7     4.6      160.1      6.6        1899.5      84.4     2090.2     86.2      231.7     10.3      230.9      9.5      50.5     2.2       44.7      1.8      68.8     3.1        59.6     2.5
Grand Rapids           10.7     2.5       17.0      3.3         365.3      85.0       446.8    86.7        45.1    10.5        48.9     9.5       4.4     1.0        4.3      0.8      15.0     3.5        15.4     3.0
Greensboro             11.9     2.2       26.0      4.3         436.4      81.0       502.6    83.1        79.8    14.8        81.1    13.4       5.5     1.0        5.6      0.9      17.1     3.2        15.5     2.6
Hartford               16.4     2.8       25.1      4.5         471.7      80.6       472.8    84.6        68.2    11.6        51.6     9.2      20.3     3.5       16.0      2.9      25.1     4.3        18.3     3.3
Houston               128.2     7.4      186.8      9.2        1345.9      77.7     1602.8     79.1      258.2     14.9      295.6     14.6      65.4     3.8       66.6      3.3      63.7     3.7        60.4     3.0
Indianapolis           24.7     3.7       34.0      4.4         544.4      81.7       658.9    85.2        88.1    13.2        83.6    10.8      13.0     1.9       10.3      1.3      20.5     3.1        20.7     2.7
Jacksonville           15.6     3.6       30.4      5.9         338.2      78.2       423.8    82.1        63.5    14.7        66.5    12.9       9.3     2.2        7.9      1.5      21.3     4.9        17.9     3.5
Kansas City            23.5     3.1       31.5      3.7         621.3      82.1       729.7    85.6        98.1    13.0        91.7    10.8      16.4     2.2       11.5      1.3      21.0     2.8        19.4     2.3
Las Vegas              18.0     4.4       35.7      5.2         309.1      75.4       523.4    76.3        65.7    16.0      105.4     15.4       8.3     2.0       28.1      4.1      27.0     6.6        29.5     4.3
Los Angeles           629.2     9.5      724.4     11.1        4922.9      74.4     4899.8     75.0     1055.4     15.9     1028.7     15.8     306.4     4.6      318.1      4.9     333.6     5.0       284.2     4.4
Louisville             13.9     3.2       17.3      3.6         351.7      80.9       404.1    84.0        56.7    13.0        53.7    11.2      14.6     3.4       10.8      2.3      12.0     2.7        12.3     2.6
Memphis                14.9     3.3       22.0      4.4         358.1      79.3       413.5    82.7        62.8    13.9        66.4    13.3      12.8     2.8        8.7      1.7      17.9     4.0        11.2     2.2
Miami                  68.0     4.7      140.6      8.8        1111.5      76.8     1258.4     78.9      214.0     14.8      220.1     13.8      63.5     4.4       62.4      3.9      57.6     4.0        54.2     3.4
Milwaukee              21.2     2.8       30.3      3.8         596.6      78.9       654.3    82.2        84.2    11.1        80.9    10.2      37.9     5.0       32.7      4.1      37.1     4.9        28.6     3.6
Minneapolis            37.7     2.9       64.5      4.2        1020.7      78.6     1249.3     81.5      152.0     11.7      159.6     10.4      69.9     5.4       71.8      4.7      56.5     4.3        52.7     3.4
Nashville              20.8     4.3       34.3      5.7         392.1      81.3       501.3    83.3        68.4    14.2        79.5    13.2       8.4     1.7        6.2      1.0      13.4     2.8        14.9     2.5
New Orleans            35.0     6.7       44.0      7.9         377.0      72.1       416.4    74.9        81.9    15.7        83.3    15.0      37.2     7.1       31.4      5.6      26.6     5.1        25.1     4.5
New York             1412.1    15.6    1663.7      18.4        5136.2      56.8     5246.7     58.0      964.2     10.7      876.0      9.7    2280.7    25.2     2301.8     25.5     667.5     7.4       615.1     6.8
Norfolk                25.3     3.7       36.3      4.9         524.1      76.8       600.0    81.1      103.1     15.1        92.0    12.4      15.1     2.2       13.7      1.8      40.4     5.9        34.2     4.6
Oklahoma City          12.3     2.8       18.3      3.7         361.4      82.4       416.6    84.2        59.9    13.7        61.1    12.3       2.7     0.6        3.1      0.6      14.4     3.3        14.3     2.9
Orlando                22.9     3.8       47.4      6.2         479.2      79.7       633.7    83.0        82.3    13.7        95.1    12.5       8.6     1.4       13.4      1.8      31.3     5.2        21.2     2.8
Philadelphia          171.5     6.3      259.9      9.5        1924.1      70.7     2063.7     75.4      336.9     12.4      290.0     10.6     284.0    10.4      244.9      9.0     175.4     6.4       138.0     5.0
Phoenix                44.3     4.4       89.0      6.3         776.0      77.2     1094.0     77.5      150.2     14.9      224.4     15.9      20.7     2.1       29.3      2.1      58.0     5.8        63.1     4.5
Pittsburgh             48.1     4.8       71.2      6.9         737.2      73.5       818.4    79.4      130.0     13.0      102.6      9.9      76.8     7.7       65.6      6.4      58.4     5.8        44.4     4.3
Portland               34.0     4.1       60.1      5.7         635.5      76.7       807.9    76.7      109.4     13.2      133.7     12.7      41.3     5.0       61.9      5.9      42.2     5.1        49.7     4.7
Providence             20.2     3.8       33.7      6.2         425.1      80.0       448.3    82.4        66.5    12.5        58.9    10.8      14.1     2.6       13.9      2.6      26.0     4.9        22.8     4.2
Raleigh                11.3     2.5       31.0      5.2         357.2      79.3       484.7    81.3        65.5    14.5        79.7    13.4       7.8     1.7       10.5      1.8      19.8     4.4        21.6     3.6
Rochester              13.9     2.8       18.1      3.6         396.1      79.7       422.8    84.2        59.6    12.0        47.0     9.4      15.8     3.2       10.3      2.1      25.5     5.1        21.7     4.3
Sacramento             28.6     4.3       51.4      6.7         515.8      77.7       602.4    78.4        94.0    14.2      108.0     14.0      15.8     2.4       22.4      2.9      38.4     5.8        36.0     4.7
Salt Lake City         18.1     3.9       27.2      4.4         365.7      78.8       496.2    80.2        67.1    14.5        84.2    13.6      13.9     3.0       19.3      3.1      17.3     3.7        18.6     3.0
San Antonio            23.7     4.2       34.0        5         431.0      76.2       532.4    78.2        86.2    15.2      102.7     15.1      20.8     3.7       20.3      3.0      27.8     4.9        25.2     3.7
San Diego              95.9     8.2       79.5      6.4         872.4      74.6       960.3    77.3      169.8     14.5      168.9     13.6      40.6     3.5       44.2      3.6      87.4     7.5        68.9     5.5
San Francisco         182.3     5.9      388.5     11.8        2186.2      70.8     2337.3     70.9      416.1     13.5      442.7     13.4     294.5     9.5      319.2      9.7     192.0     6.2       195.6     5.9
Seattle                62.2     4.3      154.8      9.1        1096.3      75.8     1271.8     74.7      181.5     12.6      227.4     13.4      85.5     5.9      111.9      6.6      82.5     5.7        90.6     5.3
St. Louis              35.3     3.1       67.4      5.6         928.2      81.6     1023.4     85.0      142.3     12.5      122.7     10.2      33.8     3.0       29.7      2.5      32.6     2.9        28.5     2.4
Tampa                  36.7     4.1       67.0      6.5         720.8      80.7       848.0    82.4      121.7     13.6      131.9     12.8      12.8     1.4       13.8      1.3      38.4     4.3        35.1     3.4
Washington, DC        347.9     9.9      474.2     12.8        2386.9      67.9     2702.7     72.9      559.7     15.9      491.4     13.3     397.2    11.3      360.9      9.7     173.3     4.9       153.6     4.1
West Palm Beach        12.6     3.4       29.6      6.5         301.9      81.5       378.6    83.0        48.7    13.1        56.6    12.4       4.9     1.3        7.1      1.6      14.8     4.0        13.8     3.0
49 MSAs              4821.3     7.4    6884.1       9.5       48652.7      73.5    55224.7     76.0     8685.7     13.1     8856.7     12.2    5506.9     8.3     5518.1      7.6    3384.7     5.1     3083.4      4.2
Nation               6811.5     6.1    9927.6         8       84215.3      75.4    97102.1     78.2    15377.6     13.8    15634.1     12.6    6032.1     5.4     6023.6      4.9    6039.2     5.4     5335.3      4.3

Note: Percents reported are based on share of all workers who did not work at home.
Source: Census Bureau 2000 Journey to Work.
Table W-10. Decentralization of Households by Metro Area: 1970-2000

Share of Households by Distance from the Central Business District
                                   10+ miles out                        20+ miles out                       30+ miles out                              40+ miles out
METRO                       1970    1980    1990      2000     1970      1980    1990       2000    1970     1980    1990       2000        1970        1980    1990        2000
Akron, OH                    21.1    24.8    26.9      30.0       3.2      4.1     4.3        4.5     0.1      0.2     0.2        0.2   .          .          .         .
Albany, NY                   48.4    53.9    56.9      58.1     13.3      21.9    25.6       26.6     4.5     10.0    12.5       13.1        2.0          4.1     4.7        4.9
Albuquerque, NM               2.9     9.6    19.9      24.1       0.7      3.1     7.9        9.9     0.0      1.7     3.1        3.2        0.0          0.9     0.9        0.9
Allentown, PA                28.0    34.9    35.6      36.2       4.8     10.9    11.0       10.7     0.0      0.9     0.9        1.0   .          .          .         .
Ann Arbor, MI                32.2    37.3    49.8      51.7     11.8      14.4    29.6       30.0     3.2      3.8    13.3       12.6        0.0          0.0     1.6        1.4
Atlanta, GA                  38.6    57.3    72.1      77.2       7.9     19.3    32.9       40.9     1.2      6.2    14.5       15.8        0.0          1.0     4.4        4.4
Austin, TX                    6.4    26.7    40.9      48.6       0.3     13.8    19.0       20.2     0.0      4.3     6.4        6.5        0.0          0.3     1.0        0.8
Bakersfield, CA              40.1    39.3    39.9      38.4     32.4      31.8    33.3       31.6    21.4     21.5    23.8       22.4       14.6         14.7    16.0       14.7
Baltimore, MD                26.6    36.3    43.9      49.5     11.2      13.6    17.0       19.0     2.7      2.9     4.0        4.3        0.1          0.2     0.3        0.3
Baton Rouge, LA              10.0    33.3    38.2      43.0       0.4     12.9    14.0       15.3     0.0      3.2     3.4        3.7        0.0          0.2     0.2        0.3
Birmingham, AL               27.6    38.9    43.8      49.6       4.9     13.7    15.5       18.4     0.6      5.8     6.1        7.0        0.0          1.8     1.9        2.1
Boston, MA                   58.1    66.5    68.8      70.0     35.8      46.7    49.6       51.0    21.4     29.9    32.2       32.9       12.3         16.8    18.0       18.3
Buffalo, NY                  31.4    35.7    37.9      41.0       8.6      9.6    10.1       10.7     0.8      0.8     0.9        0.9   .          .          .         .
Charleston, SC               37.1    46.2    52.7      54.9     19.1      21.8    22.5       23.8     9.1      8.8     8.1        8.6        4.5          3.9     3.5        3.5
Charlotte, NC                53.8    54.3    55.6      57.9     31.4      30.3    30.8       28.1    11.3     10.8    10.7        9.8        1.3          1.4     1.4        1.3
Chicago, IL                  52.2    60.1    65.1      67.5     23.7      32.0    38.4       42.6    11.6     14.0    17.3       20.9        2.9          4.0     6.1        7.4
Cincinnati, OH               27.9    34.4    41.6      47.1       8.7     10.0    14.9       17.1     2.9      3.3     6.3        7.1        0.1          0.1     0.7        0.8
Cleveland, OH                39.4    49.1    52.6      56.2     16.9      23.6    24.9       26.9     3.9      9.0     9.3       10.0        0.2          4.5     4.5        4.5
Columbia, SC                 17.9    23.8    29.4      37.6       6.7      6.4     6.9        7.9     0.7      0.5     0.5        0.4   .          .          .         .
Columbus, OH                 14.0    33.0    37.2      41.0       5.7     20.5    19.5       18.6     0.6      6.6     6.2        5.8        0.0          0.4     0.4        0.4
Dallas, TX                   37.5    48.9    62.8      68.6     12.1      14.0    20.9       25.8     7.6      7.4    12.0       12.2        1.2          1.2     5.6        5.5
Dayton, OH                   36.8    38.9    39.3      41.2     18.3      17.8    17.1       17.2     1.0      1.0     1.0        1.1        0.0          0.0     0.0        0.0
Denver, CO                   23.8    34.5    41.4      47.4     15.3      16.7    17.1       18.0     7.1      7.8     7.7        8.2        5.1          5.2     4.9        5.0
Detroit, MI                  58.7    67.4    72.6      76.6     19.3      26.0    30.7       35.9     8.6     11.0    12.1       14.0        4.3          5.2     5.6        6.3
El Paso, TX                  13.8    23.6    30.0      38.8       1.6      1.9     2.5        4.6     0.4      0.4     0.4        0.7   .          .          .         .
Fort Lauderdale, FL          16.8    23.7    30.7      38.6       0.0      0.0     0.0        0.5     0.0      0.0     0.0        0.2        0.0          0.0     0.0        0.1
Fort Worth, TX               32.6    42.8    52.5      56.7       8.5     10.3    10.6       11.5     1.6      3.1     3.3        3.8        0.3          0.5     0.6        0.6
Fresno, CA                   33.5    34.0    34.2      36.3     19.1      19.4    19.7       20.8     8.6      8.7     8.9        9.4        4.6          4.8     5.0        5.2
Gary, IN                     21.6    28.0    32.1      36.0       2.7      3.8     4.3        4.9     0.1      0.1     0.1        0.1   .          .          .         .
Grand Rapids, MI             45.9    51.8    52.3      54.0     35.1      39.1    38.2       38.0    20.3     22.5    20.8       19.4        2.0          2.4     2.4        2.4
Greensboro, N                76.0    76.6    76.8      76.0     51.7      53.2    54.0       53.4    14.8     18.2    21.3       22.2        3.5          3.8     5.6        5.8
Greenville, SC               57.5    65.6    67.7      68.6     36.8      44.6    46.4       45.2     8.1     10.8    15.6       15.8        0.0          0.5     5.3        5.3
Harrisburg, PA               33.1    48.4    49.4      49.6     12.5      25.5    25.8       25.7     3.3      5.2     5.3        5.5        0.0          0.0     0.0        0.0
Hartford, CT                 38.0    47.3    49.7      51.7       2.5      9.5     9.7       10.2     0.0      0.0     0.0        0.0   .          .          .         .
Honolulu, HI                 22.3    25.2    27.8      32.1       4.9      5.3     5.6        5.7     0.1      0.1     0.1        0.1   .          .          .         .
Houston, TX                  43.5    58.6    69.3      72.7     23.0      25.7    29.5       33.0    15.0     13.8    13.5       14.2        9.0          7.9     7.3        7.3
Indianapolis, IN             37.8    42.3    45.1      50.3     23.9      23.9    22.5       21.9    11.8     11.1     9.9        8.9        1.1          1.2     1.0        0.9
Jackson, MS                  15.2    24.5    28.5      33.4       5.9     11.0    10.8       10.7     0.7      1.7     1.4        1.3        0.0          0.3     0.2        0.2
Jacksonville, FL             12.9    33.6    44.5      52.1       0.2     12.6    15.2       16.7     0.0      6.2     7.5        7.8        0.0          1.6     2.6        2.9
Kansas City, MO              37.9    47.6    56.3      61.7       9.7     13.4    18.5       20.7     1.7      3.2     7.1        7.2        0.4          0.7     3.0        2.9
Knoxville, TN                39.2    42.4    53.0      56.3       6.8      7.9    17.2       18.3     0.2      0.3     2.9        3.1        0.0          0.0     0.4        0.4
Las Vegas, NV                 9.5     7.9    18.1      25.9       3.6      3.4    12.7       12.6     1.4      1.2    10.9       11.2        1.1          1.1    10.5       10.8
Little Rock, AR              21.4    31.8    43.1      50.1       5.5     11.3    20.7       25.1     0.4      1.3     3.1        4.3        0.0          0.0     0.4        0.5
Los Angeles, CA              77.3    78.8    79.9      80.7     29.0      32.1    35.8       38.0    10.1     12.7    16.3       18.3        3.3          4.4     6.4        7.3
Louisville, KY               14.0    23.1    29.4      34.1       0.7      2.3     6.2        6.9     0.0      0.0     1.4        1.4        0.0          0.0     0.0        0.0
McAllen, TX                  36.7    33.3    33.7      35.1       6.9      5.6     5.2        4.6     0.3      0.2     0.2        0.2        0.0          0.0     0.0        0.0
Memphis, TN                  13.2    31.7    41.8      51.6       2.4      9.3    10.2       12.4     0.0      3.7     3.7        3.9        0.0          0.9     0.9        0.9
Miami, FL                    26.2    38.3    46.1      50.5       3.6      4.8     5.1        4.9     0.2      0.3     0.5        0.5        0.1          0.2     0.3        0.3
Milwaukee, WI                22.8    29.9    33.7      39.3       8.8     11.5    12.8       15.1     3.2      3.9     4.3        5.0        0.0          0.0     0.0        0.0
Minneapolis, MN              28.6    42.7    50.7      56.9       4.3     14.1    16.7       19.1     0.3      6.1     8.1        9.1        0.0          2.2     3.2        3.5
Mobile, AL                   32.7    39.6    45.6      52.8     16.0      16.8    19.3       23.7     5.5      5.9     7.3        9.6        0.5          0.5     0.7        1.0
Nashville, TN                23.7    48.2    53.3      59.8     11.8      27.1    28.5       31.1     3.8     10.6    10.8       11.6        0.5          0.9     0.9        0.9
New Haven, CT                26.9    31.7    33.1      34.2       0.2      2.0     2.1        2.3 .       .        .       .         .             .          .         .
New Orleans, LA              13.6    23.7    31.9      35.0       6.7     11.2    17.7       20.8     3.9      6.2     9.9      11.8         1.3          2.3     3.2        3.4
New York, NY                 54.1    58.9    60.5      61.1     24.3      29.9    32.7       33.9    11.7     16.9    19.2      20.4         4.5          8.8    10.3       11.1
Norfolk, VA                  44.6    51.0    54.6      57.3       9.7     15.6    18.3       20.0     3.3      6.0     7.5       8.5         0.7          1.9     2.9        3.4
Oklahoma City, OK            20.5    33.7    42.1      46.2       4.8     13.4    15.8       16.3     0.9      7.7     8.0       7.9         0.1          1.4     1.6        1.5
Omaha, NE                     8.8    15.5    21.3      26.0       2.8      4.6     6.7        6.6     1.3      1.4     2.1       2.0         0.2          0.2     0.2        0.2
Orlando, FL                  36.8    40.1    45.7      50.8     17.9      18.4    18.4       19.2     7.6      8.0     8.0       7.8         1.1          1.0     1.6        1.7
Philadelphia, PA             41.6    48.7    53.5      57.1     16.2      19.6    22.3       24.8     5.2      6.1     6.7       7.2         0.6          0.7     0.8        0.9
Phoenix, AZ                  27.0    44.0    56.5      65.6       4.6     10.8    12.8       18.0     1.0      5.4     5.1       5.9         0.6          4.1     3.5        3.7
Pittsburgh, PA               46.6    52.6    56.9      58.8     21.2      26.5    31.3       32.2     4.8      7.1    12.1      12.7         0.7          1.4     3.6        3.8
Portland, OR                 34.3    44.1    47.2      51.2     19.2      23.5    24.6       24.2    14.3     17.0    17.2      16.9        11.9         12.8    12.7       12.2
Providence, RI               38.1    40.4    41.9      42.8       4.4      6.1     7.0        7.9     0.5      0.8     1.0       1.2 .             .          .         .
Raleigh, NC                  56.1    62.2    61.3      63.4     36.8      43.9    41.4       37.5     4.7     10.3     9.9       8.9         0.5          2.9     2.5        2.2
Richmond, VA                 12.8    35.2    40.6      45.5       2.0     16.1    14.9       14.9     0.1      3.1     2.9       3.0         0.0          0.3     0.3        0.3
Rochester, NY                26.3    36.0    41.6      42.9     15.4      21.9    26.4       26.4     8.1     10.9    13.8      13.5         2.9          2.9     3.3        3.2
Sacramento, CA               39.5    47.3    51.1      56.7     14.2      17.1    18.3       20.1     9.6     11.6    11.5      11.2         5.2          6.6     6.1        6.1
Salt Lake City, UT           23.0    42.1    45.5      51.0       8.2     23.0    23.2       24.3     1.8     11.1    10.2      10.1         0.0          0.4     0.4        0.5
San Antonio, TX              11.4    23.5    34.9      42.7       3.8      7.7    10.2       11.9     2.9      4.2     5.2       5.9         0.3          0.4     0.6        0.8
San Diego, CA                34.9    47.4    54.9      57.5     17.2      24.1    29.0       30.4    10.2     13.1    15.8      16.6         1.8          2.3     2.6        2.7
San Francisco, CA            60.5    66.5    69.9      70.7     31.5      39.1    43.9       45.9    13.2     17.7    20.8      22.6         6.1          8.6    10.1       11.0
San Jose, CA                 21.4    19.5    20.0      19.9       2.1      2.9     3.5        3.9     0.2      0.3     0.3       0.3         0.0          0.0     0.0        0.0
Sarasota, FL                 38.4    43.3    45.8      46.9       6.1     10.1    12.3       13.7     0.1      0.2     0.3       0.8 .             .          .         .
Scranton, PA                 58.4    59.4    64.9      65.2     21.1      22.3    30.2       31.1    11.6     12.0    20.1      20.4         0.2          0.2     7.2        7.6
Seattle, WA                  41.5    49.2    56.6      60.2     15.3      17.6    21.9       24.5     4.4      5.2     7.7       9.0         1.2          1.4     3.3        3.6
Springfield, MA              22.6    25.6    26.9      28.7       2.7      3.3     3.8        4.0 .       .        .       .         .             .          .         .
St. Louis, MO                44.7    56.3    62.5      67.4     11.6      18.8    23.6       28.3     4.7      8.7    10.5      12.2         2.2          4.8     5.3        6.1
Stockton, CA                 34.5    35.6    39.3      41.0       1.8      1.8     1.8        2.0     0.1      0.1     0.1       0.1 .             .          .         .
Syracuse, NY                 33.5    36.0    44.7      46.6     18.5      19.5    27.6       28.3     8.2      8.6     9.0       9.3         0.8          0.8     0.8        0.9
Tacoma, WA                   17.9    23.9    28.0      32.5       1.8      2.4     2.9        3.3     0.6      0.6     0.7       0.7         0.1          0.1     0.2        0.2
Tampa, FL                    65.3    72.2    75.0      76.1     24.1      34.2    36.9       36.6     0.0      2.7     7.7       8.3         0.0          0.1     2.2        2.2
Toledo, OH                   14.5    21.4    22.8      25.5       6.4     11.6    12.0       12.7     1.6      4.4     4.4       4.8         0.0          0.9     0.9        1.1
Tucson, AZ                    7.4    14.8    19.4      27.5       3.8      5.4     6.6        8.2     1.2      1.4     1.8       2.2         0.9          0.9     1.1        1.0
Tulsa, OK                    22.1    36.3    41.0      45.1       9.3     16.2    15.9       16.3     6.4      8.6     8.0       7.8         2.8          3.2     2.8        2.6
Ventura, CA                  56.6    60.2    63.5      64.7     29.9      34.1    39.2       40.6    11.8     11.7    13.2      13.2         0.0          0.0     0.0        0.0
Washington, DC               28.5    42.7    54.9      59.9       6.8     15.5    25.8       30.5     2.9      7.3    13.7      15.9         1.7          4.8    10.2       11.4
West Palm Beach, FL          35.7    44.7    56.3      61.4     17.7      18.9    23.4       23.4     7.9      4.7     3.0       2.3         2.0          1.2     0.7        0.6
Wichita, KS                  16.5    23.7    24.9      26.4       7.7     13.2    12.7       12.5     1.4      1.9     1.9       1.9         0.4          0.3     0.3        0.3
Wilmington, DE               23.1    27.5    30.1      35.0       9.0      9.8    10.8       12.0     2.1      2.0     2.1       2.3 .             .          .         .
Youngstown, OH               33.2    34.6    47.1      48.4       4.9      5.5    16.0       16.6     0.1      0.1     5.6       5.5 .             .          .         .

Note: Figures are for top 100 metropolitan areas, with the seven metropolitan areas of Bergen, Newark, Jersey City, New York, Middlesex, Somerset-Hunterdon,
Monmouth-Ocean, and Nassau-Suffolk merged into the New York metro region, the three metropolitan areas of Los Angeles, Orange County, and Riverside--San
Bernardino were combined into the Los Angeles metro region, the three metropolitan areas of Oakland, Vallejo, and San Francisco combined into the San Francisco metro
region, and the metropolitan area of Jackson, Mississippi was added, resulting in 91 metropolitan regions. "." denotes metropolitan boundaries not extending to the given
distance.
Source: JCHS tabulations of the Neighborhood Change Database.
Table W-11. Infill Development by Metro Area: 1990-2000

                              Distance from the Central Business District (CBD)
                          0-5 Miles              5-10 Miles             10-20 Miles
Metro Region          Number      Share     Number       Share     Number        Share
Akron, OH              2,585       6.5        1,277       3.2            379      1.0
Albany, NY               911       2.1        1,267       3.0         1,513       3.5
Albuquerque, NM        2,671       3.7        5,204       7.2               .       .
Allentown, PA          1,624       5.3          888       2.9            954      3.1
Ann Arbor, MI          1,795       3.5          966       1.9             93      0.2
Atlanta, GA           10,134       2.1        9,167       1.9         8,650       1.8
Austin, TX             5,052       3.4        2,770       1.8               .       .
Bakersfield, CA        1,673       3.8          109       0.2            331      0.8
Baltimore, MD          6,959       4.4       11,786       7.4         9,843       6.2
Baton Rouge, LA        1,172       2.5        1,903       4.1               .       .
Birmingham, AL         2,301       2.9        1,256       1.6            726      0.9
Boston, MA            10,747       5.3        9,820       4.8         5,883       2.9
Buffalo, NY            3,330       8.8        3,142       8.3         1,581       4.2
Charleston, SC         1,839       3.6          402       0.8             81      0.2
Charlotte, NC          3,881       2.4        1,582       1.0            468      0.3
Chicago, IL           28,674       7.4       17,088       4.4       27,362        7.1
Cincinnati, OH         3,851       3.4        5,804       5.1         2,089       1.8
Cleveland, OH          3,403       3.9        4,890       5.6         4,683       5.3
Columbia, SC           1,633       3.0          576       1.1               .       .
Columbus, OH           2,830       2.1        7,311       5.4            609      0.4
Dallas, TX            12,861       3.9       13,004       4.0       15,043        4.6
Dayton, OH               894       2.2        1,150       2.8            236      0.6
Denver, CO             7,392       3.3       17,779       8.0         7,419       3.4
Detroit, MI            3,144       1.4        5,219       2.4       23,836      10.9
El Paso, TX            1,366       3.0        5,157      11.2         1,323       2.9
Fort Lauderdale, FL    5,204       3.6       12,716       8.8       11,153        7.7
Fort Worth, TX         1,420       1.0        3,958       2.8         5,890       4.1
Fresno, CA             2,451       4.0        2,505       4.1             86      0.1
Gary, IN                 411       1.2        2,654       7.8         1,272       3.7
Grand Rapids, MI       2,126       2.5        2,171       2.6            636      0.5
Greensboro, N          3,085       2.5             .        .               .       .
Greenville, SC         1,267       1.2             .        .             41      0.0
Harrisburg, PA         1,513       4.0          583       1.5            755      2.0
Hartford, CT           2,274       5.5          985       2.4         2,046       5.0
Honolulu, HI           8,986     19.4         3,399       7.3         3,277       7.1
Houston, TX           12,591       3.5       19,389       5.5       19,126        5.4
Indianapolis, IN       3,302       2.3        6,542       4.6            660      0.5
Jackson, MS            1,245       3.1          501       1.3            847      0.8
Jacksonville, FL       2,257       2.0        1,871       1.7         4,740       3.7
Kansas City, MO        2,250       1.8        5,316       4.2               .       .
Knoxville, TN          1,964       2.4             .        .             82      0.1
Las Vegas, NV         21,763       7.4       11,596       3.9            364      0.1
Little Rock, AR        1,581       2.8        1,376       2.4               .       .
Los Angeles, CA       10,065       1.6       33,936       5.4      103,293      16.5
Louisville, KY         4,606       6.3        6,051       8.3            997      1.4
McAllen, TX            1,682       2.3          359       0.5             48      0.1
Memphis, TN            1,823       1.9        3,225       3.3         2,622       2.7
Miami, FL             13,469     10.4        13,322      10.3       24,888      19.2
Milwaukee, WI          3,887       5.0        5,583       7.2         2,204       2.8
Minneapolis, MN        4,251       2.1        6,919       3.4         6,402       3.1
Mobile, AL               826       1.4          653       1.1               .       .
Nashville, TN          4,142       3.1        2,546       1.9            270      0.2
New Haven, CT          2,885     16.5           225       1.3            488      2.8
                            Distance from the Central Business District (CBD)
                        0-5 Miles              5-10 Miles             10-20 Miles
Metro Region        Number      Share     Number       Share     Number        Share
New Orleans, LA      4,874       8.7        5,186       9.3         2,118       3.8
New York, NY        41,801       9.3       59,587      13.2       59,835      13.3
Norfolk, VA          5,718       5.0        5,875       5.2         9,655       8.5
Oklahoma City, OK    1,034       1.6        2,465       3.8         1,205       1.9
Omaha, NE            2,037       4.4        3,991       8.7            943      2.0
Orlando, FL          6,130       2.9        4,225       2.0            935      0.4
Philadelphia, PA     9,823       5.0        8,188       4.2       11,511        5.9
Phoenix, AZ          8,293       2.0       15,167       3.7       16,784        4.1
Pittsburgh, PA       4,126       5.0        3,707       4.5         1,959       2.4
Portland, OR         9,190       4.1       20,729       9.2         9,608       4.3
Providence, RI       6,429     15.0         1,570       3.7         3,289       7.7
Raleigh, NC          1,325       0.8          393       0.2             16      0.0
Richmond, VA         1,480       1.9        2,865       3.7            239      0.3
Rochester, NY        3,130       7.2        1,486       3.4               0     0.0
Sacramento, CA       3,065       2.2        5,697       4.1         8,863       6.4
Salt Lake City, UT   4,831       4.8       12,663      12.6         6,408       6.4
San Antonio, TX      4,404       3.6        7,430       6.1            604      0.5
San Diego, CA        7,588       5.3       12,950       9.0       12,244        8.5
San Francisco, CA   10,734       5.2       11,017       5.4       17,315        8.4
San Jose, CA        12,030     18.0        18,075      27.0         4,439       6.6
Sarasota, FL         2,087       3.2        1,555       2.4         1,181       1.8
Scranton, PA           432       1.9          317       1.4            682      3.0
Seattle, WA         16,087       8.0       16,115       8.1       15,003        7.5
Springfield, MA      2,178     12.8         1,172       6.9            166      1.0
St. Louis, MO        3,177       2.1        4,945       3.2         7,068       4.6
Stockton, CA         2,000       6.0          980       3.0         2,977       9.0
Syracuse, NY         1,832       6.1          640       2.1               .       .
Tacoma, WA           2,843       4.7        4,039       6.6            315      0.5
Tampa, FL            5,127       2.6        9,458       4.8         8,431       4.3
Toledo, OH           1,175       4.6        1,407       5.6            154      0.6
Tucson, AZ           6,505       7.7        5,087       6.0         1,122       1.3
Tulsa, OK            1,366       2.6        2,501       4.8             38      0.1
Ventura, CA            657       2.0        3,126       9.7         1,946       6.0
Washington, DC      15,176       4.3       24,891       7.0       14,765        4.2
West Palm Beach, FL  1,522       1.2        5,500       4.5         3,221       2.6
Wichita, KS          1,968       4.9          279       0.7               .       .
Wilmington, DE       1,980       4.7        2,081       4.9            765      1.8
Youngstown, OH         774       3.3          713       3.0            211      0.9

Notes: Numbers reported are for tracts that are within 5 miles of a metropolitan areas
central business district, and had a population density of at least 2,500 people per square
mile in 1980. Figures are for top 100 metropolitan areas, with the seven metropolitan areas
of Bergen, Newark, Jersey City, New York, Middlesex, Somerset-Hunterdon, Monmouth-
Ocean, and Nassau-Suffolk merged into the New York metro region, the three metropolitan
areas of Los Angeles, Orange County, and Riverside--San Bernardino were combined into
the Los Angeles metro region, the three metropolitan areas of Oakland, Vallejo, and San
Francisco combined into the San Francisco metro region, and the metropolitan area of
Jackson, Mississippi was added, resulting in 91 metropolitan regions.

Source: JCHS tabulations of the Neighborhood Change Database.
Table W-12. Decentralization of Minority Households by Metro Area: 1980-2000

                       Percent of Minorities Living within   Percent of Minorities Living 10 or
                             5 Miles of the CBD                 More Miles from the CBD
Metro Area               1980        1990         2000         1980        1990         2000

Akron, OH                  81.6        77.7        72.4           7.9        9.8        13.5
Albany, NY                 48.3        45.8        41.5          33.5       35.7        38.0
Albuquerque, NM            56.3        44.6        39.5          12.9       23.8        25.9
Allentown, PA              54.6        58.2        62.1          18.8       16.8        17.8
Ann Arbor, MI              47.2        42.4        44.5          16.7       28.0        28.9
Atlanta, GA                41.6        25.2        13.6          23.5       44.9        63.9
Austin, TX                 54.5        35.8        28.0          23.2       35.3        41.3
Bakersfield, CA            46.9        45.5        42.2          46.5       46.2        44.5
Baltimore, MD              66.5        58.3        45.9          16.6       21.4        28.9
Baton Rouge, LA            57.6        52.8        47.4          18.9       19.5        20.8
Birmingham, AL             54.2        51.1        40.1          24.4       23.7        30.2
Boston, MA                 49.2        40.2        34.0          35.4       43.3        47.6
Buffalo, NY                72.1        69.1        62.2          16.0       17.1        19.8
Charleston, SC             32.4        26.3        21.0          47.6       50.7        56.0
Charlotte, NC              45.8        40.5        31.1          39.3       38.2        39.7
Chicago, IL                23.2        18.1        12.9          34.2       40.6        48.4
Cincinnati, OH             55.2        50.3        42.2          15.5       18.2        24.3
Cleveland, OH              40.3        35.8        33.3          16.5       19.7        24.2
Columbia, SC               46.5        41.8        35.1          22.8       23.8        29.9
Columbus, OH               68.1        56.7        41.2           7.2       12.0        17.1
Dallas, TX                 39.0        24.4        16.1          25.2       41.8        52.5
Dayton, OH                 61.3        57.3        51.1          21.6       22.1        23.2
Denver, CO                 44.1        36.1        28.2          23.2       29.5        34.3
Detroit, MI                28.9        20.7        16.4          25.7       33.4        42.1
El Paso, TX                36.1        27.8        20.2          22.5       32.1        43.5
Fort Lauderdale, FL        49.2        34.6        20.7          18.4       24.2        38.3
Fort Worth, TX             49.6        33.9        24.8          17.0       32.0        41.6
Fresno, CA                 41.0        43.9        40.3          45.3       40.7        41.4
Gary, IN                   59.3        52.2        40.8           3.4        5.4         9.4
Grand Rapids, MI           48.6        47.2        45.1          44.5       42.8        40.3
Greensboro, N              28.8        28.5        26.0          67.8       67.0        67.2
Greenville, SC             27.9        24.8        22.8          62.2       64.4        63.0
Harrisburg, PA             76.0        73.6        65.3          14.2       16.4        20.6
Hartford, CT               67.8        63.3        54.8          18.1       19.5        24.3
Honolulu, HI               40.0        37.3        34.0          28.7       31.9        37.3
Houston, TX                27.9        16.8        11.7          40.3       56.1        64.4
Indianapolis, IN           68.7        57.8        42.2          10.7       13.1        18.2
Jackson, MS                57.3        55.7        49.9          28.8       26.8        24.7
Jacksonville, FL           55.2        45.3        35.5          18.4       24.4        29.4
Kansas City, MO            37.0        31.0        26.2          16.2       25.5        36.2
Knoxville, TN              64.2        56.2        47.9          21.8       26.5        31.3
Las Vegas, NV              70.8        62.3        49.9           5.6        9.9        14.0
Little Rock, AR            61.6        52.0        41.6          15.4       19.8        23.1
Los Angeles, CA             5.7         5.9         6.6          74.0       74.5        74.0
Louisville, KY             72.6        66.3        56.1           8.0        9.6        14.0
McAllen, TX                34.8        32.5        28.4          37.4       36.7        37.0
Memphis, TN                45.8        38.2        26.8          17.8       20.6        31.1
Miami, FL                  33.2        24.4        18.3          34.0       43.6        52.2
Milwaukee, WI              78.6        73.1        59.0           6.6        6.7        10.5
Minneapolis, MN            43.3        40.5        33.1          22.4       25.2        32.9
Mobile, AL                 57.1        48.4        38.9          19.0       20.6        24.3
Nashville, TN              57.8        48.8        35.5          26.0       27.8        35.5
                         Percent of Minorities Living within   Percent of Minorities Living 10 or
                                5 Miles of the CBD                More Miles from the CBD
Metro Area                 1980        1990         2000         1980        1990         2000
New Haven, CT                82.9        80.6        75.6         13.5        14.9         18.6
New Orleans, LA              66.0        54.2        48.5         16.3        24.1         26.6
New York, NY                 18.0        15.7        13.6         39.9        42.4         46.2
Norfolk, VA                  38.8        31.8        25.5         46.3        47.4         50.4
Oklahoma City, OK            46.4        35.6        34.2         23.0        28.6         29.4
Omaha, NE                    71.1        66.5        61.1          5.6         7.7          8.4
Orlando, FL                  41.8        30.9        21.2         38.5        35.8         40.2
Philadelphia, PA             55.1        49.3        41.0         22.3        25.8         30.4
Phoenix, AZ                  30.8        26.1        23.4         39.3        43.2         46.1
Pittsburgh, PA               40.3        39.8        37.6         25.4        27.1         29.6
Portland, OR                 39.2        30.6        18.1         35.0        39.9         46.1
Providence, RI               72.7        74.7        72.9         19.1        17.0         18.0
Raleigh, NC                  25.8        23.2        18.5         67.9        65.7         64.9
Richmond, VA                 52.4        44.6        37.4         35.7        34.7         36.1
Rochester, NY                76.2        71.8        67.9         13.3        15.9         17.0
Sacramento, CA               33.4        29.4        24.1         33.2        34.3         39.9
Salt Lake City, UT           32.4        29.5        26.9         43.8        43.3         41.8
San Antonio, TX              51.4        39.2        31.0         12.3        20.5         29.2
San Diego, CA                27.3        24.7        20.7         39.2        44.6         49.5
San Francisco, CA            21.4        17.4        13.6         54.3        60.8         67.7
San Jose, CA                 50.5        49.6        45.8         14.3        13.8         13.4
Sarasota, FL                 39.0        33.4        30.7         33.2        34.9         34.9
Scranton, PA                 28.9        24.6        29.7         61.8        68.9         63.7
Seattle, WA                  43.1        30.6        20.0         28.9        39.3         52.0
Springfield, MA              68.8        64.0        64.4         10.3        12.6         13.0
St. Louis, MO                42.9        36.5        29.6         17.0        24.5         33.9
Stockton, CA                 60.4        55.9        51.7         24.1        25.5         29.4
Syracuse, NY                 78.2        72.0        68.8          9.0        17.1         17.7
Tacoma, WA                   40.4        41.1        38.5         16.7        16.7         19.5
Tampa, FL                    36.7        26.1        18.8         42.5        47.9         52.3
Toledo, OH                   82.1        77.6        72.6          7.6         7.8          8.6
Tucson, AZ                   52.2        46.9        40.9         13.6        15.5         19.3
Tulsa, OK                    44.5        35.3        31.8         26.8        32.0         31.6
Ventura, CA                   6.5         6.6         6.6         53.5        56.1         56.2
Washington, DC               40.9        28.5        19.8         22.2        35.9         48.6
West Palm Beach, FL          35.8        31.0        25.2         49.8        47.5         45.8
Wichita, KS                  81.1        77.1        73.1          7.7         8.3          9.2
Wilmington, DE               70.9        62.3        50.7         14.9        18.4         22.1
Youngstown, OH               72.4        68.1        63.1         21.0        24.8         28.1

Note: Figures are for top 100 metropolitan areas, with the seven metropolitan areas of Bergen,
Newark, Jersey City, New York, Middlesex, Somerset-Hunterdon, Monmouth-Ocean, and
Nassau-Suffolk merged into the New York metro region, the three metropolitan areas of Los
Angeles, Orange County, and Riverside--San Bernardino were combined into the Los Angeles
metro region, the three metropolitan areas of Oakland, Vallejo, and San Francisco combined into
the San Francisco metro region, and the metropolitan area of Jackson, Mississippi was added,
resulting in 91 metropolitan regions.
Source: JCHS tabulations of the Neighborhood Change Database.
Table W-13. Minority Households by Race/Ethnicity and Metro Area: 2000

                                                                                                 Asian/Other Non-
Metro                        Total      White Non-Hispanic   Black Non-Hispanic     Hispanic         Hispanic        Total Minority   Minority Share (%)
Albany, GA                  43,781              22,601              20,145             474                561           21,180                 48
Albuquerque, NM            275,028             154,246               6,223          96,506             18,053          120,782                 44
Atlanta, GA              1,504,871             970,150             410,815          61,894             62,012          534,721                 36
Augusta, GA                176,867             113,991              55,537           3,005              4,334           62,876                 36
Bakersfield, CA            208,652             127,347              10,175          58,138             12,992           81,305                 39
Baltimore, MD              974,071             673,714             250,807          14,480             35,070          300,357                 31
Boston, MA               1,323,488           1,108,875              75,715          56,517             82,381          214,613                 16
Brownsville, TX             97,267              22,164                 329          73,790                984           75,103                 77
Chicago, IL              2,971,690           1,947,382             518,997         340,601           164,710         1,024,308                 34
Cleveland, OH              892,562             692,778             156,117          21,487             22,180          199,784                 22
Columbia, SC               203,341             137,153              58,061           3,360              4,767           66,188                 33
Columbus, GA               101,314              57,161              38,793           2,709              2,651           44,153                 44
Corpus Christi, TX         132,458              62,403               5,145          62,166              2,744           70,055                 53
Dallas, TX               1,281,957             823,178             191,226         199,262             68,291          458,779                 36
Denver, CO                 825,291             635,655              43,572         109,446             36,618          189,636                 23
Detroit, MI              1,695,331           1,239,138             358,016          34,770             63,407          456,193                 27
El Paso, TX                210,022              50,298               6,636         148,719              4,369          159,724                 76
Fayetteville, NC           107,358              60,265              36,358           5,813              4,922           47,093                 44
Florence, SC                47,147              29,525              16,665             305                652           17,622                 37
Fort Lauderdale, FL        654,445             438,481             101,423          86,014             28,527          215,964                 33
Fort Worth, TX             624,807             450,694              67,874          79,118             27,121          174,113                 28
Fresno, CA                 289,095             152,510              14,172          97,761             24,652          136,585                 47
Goldsboro, NC               42,612              27,145              13,427           1,256                784           15,467                 36
Greenville, NC              52,539              34,483              16,067             982              1,007           18,056                 34
Honolulu, HI               286,450              74,633               6,734          13,981           191,102           211,817                 74
Houston, TX              1,462,665             791,329             256,704         322,844             91,788          671,336                 46
Jackson, MS                160,338              92,077              65,496             944              1,821           68,261                 43
Jersey City, NJ            230,546             100,811              26,649          77,611             25,475          129,735                 56
Killeen, TX                105,457              67,538              19,886          12,967              5,066           37,919                 36
Laredo, TX                  50,740               3,335                  91          46,942                372           47,405                 93
Las Cruces, NM              59,556              25,491                 808          31,837              1,420           34,065                 57
Las Vegas, NV              588,371             420,414              45,042          81,120             41,795          167,957                 29
Los Angeles , CA         3,133,774           1,326,892             335,222        ############       459,309         1,806,882                 58
Macon, GA                  121,505              75,355              42,210           1,728              2,212           46,150                 38
McAllen, TX                156,824              27,189                 413         127,533              1,689          129,635                 83
Memphis, TN                424,202             240,151             168,369           6,221              9,461          184,051                 43
Merced, CA                  63,815              33,381               2,585          22,347              5,502           30,434                 48
Miami, FL                  776,774             187,393             127,563         438,356             23,462          589,381                 76
Modesto, CA                145,146              97,647               2,950          33,021             11,528           47,499                 33
Montgomery, AL             124,808              77,705              43,996           1,059              2,048           47,103                 38
Nassau, NY                 916,686             755,093              61,799          62,275             37,519          161,593                 18
New Orleans, LA            505,579             302,142             167,897          19,720             15,820          203,437                 40
New York, NY             3,484,108           1,647,971             754,182         705,393           376,562         1,836,137                 53
Newark, NJ                 729,062             462,779             152,223          75,866             38,194          266,283                 37
Norfolk, VA                577,659             374,429             167,762          12,848             22,620          203,230                 35
Oakland, CA                867,495             489,522             111,777         108,704           157,492           377,973                 44
Odessa, TX                  86,591              56,069               4,847          24,104              1,571           30,522                 35
Orange County, CA          935,287             604,434              14,639         182,109           134,105           330,853                 35
Orlando, FL                625,248             445,813              70,783          81,885             26,767          179,435                 29
Philadelphia, PA         1,914,246           1,405,414             359,438          71,727             77,667          508,832                 27
Phoenix, AZ              1,194,250             902,210              39,444         198,577             54,019          292,040                 24
Pine Bluff, AR              30,555              16,153              13,710             259                433           14,402                 47
Pueblo, CO                  54,579              34,510                 865          17,889              1,315           20,069                 37
Richmond, VA               387,721             260,696             108,365           6,449             12,211          127,025                 33
Riverside , CA           1,034,812             609,357              74,652         281,758             69,045          425,455                 41
Rocky Mount, NC             54,036              31,063              21,452             971                550           22,973                 43
Sacramento, CA             605,923             434,184              41,986          62,882             66,871          171,739                 28
Salinas, CA                121,236              68,413               3,691          37,697             11,435           52,823                 44
San Antonio, TX            559,946             263,684              37,269         243,290             15,703          296,262                 53
San Diego, CA              994,677             658,572              52,126         181,354           102,625           336,105                 34
San Francisco, CA          684,453             428,474              33,632          74,084           148,263           255,979                 37
San Jose, CA               565,863             315,721              14,685          90,418           145,039           250,142                 44
Santa Fe, NM                59,979              35,069                 298          22,014              2,598           24,910                 42
Savannah, GA               111,105              72,098              34,655           1,723              2,629           39,007                 35
Seattle, WA                963,552             782,551              38,620          34,553           107,828           181,001                 19
Shreveport, LA             151,103              95,868              50,203           2,052              2,980           55,235                 37
St. Louis, MO            1,012,419             806,838             170,702          11,157             23,722          205,581                 20
Stockton, CA               181,629             104,940              11,176          41,642             23,871           76,689                 42
Sumter, SC                  37,728              20,117              16,526             440                645           17,611                 47
Tallahassee, FL            112,388              71,803              34,122           3,200              3,263           40,585                 36
Tampa, FL                1,009,316             819,154              83,407          77,326             29,429          190,162                 19
Vallejo, CA                175,805             112,176              18,321          22,946             22,362           63,629                 36
Visalia, CA                110,385              59,804               1,523          42,730              6,328           50,581                 46
Washington, DC           1,848,064           1,127,531             468,628         108,945           142,960           720,533                 39
Yolo, CA                    59,375              39,469               1,059          11,401              7,446           19,906                 34
Yuma, AZ                    53,848              31,590                 849          19,947              1,462           22,258                 41

United States           #############       79,086,566          11,797,524        ############     5,416,247        26,393,535                25

Source: 2000 Decennial Census.
Table W-14. Renter Households by Age, Race/Ethnicity and Nativity: 2003
Thousands

                                                                                            All Renter
                      Whites             Blacks          Hispanics      Asians/ Others     Households
Native Born
 under 25              2,860                885               402             223             4,370
 25-34                 4,795              1,730               785             376             7,686
 35-44                 3,564              1,417               600             259             5,840
 45-54                 2,670              1,151               367             179             4,367
 55-64                 1,594                533               237              88             2,452
 65-74                 1,037                378               132              22             1,569
 75 and over           1,646                288                88              45             2,067
 Total                18,165              6,381             2,612           1,192            28,351

Foreign Born
 under 25                 82                49                296              91                518
 25-34                   261               153                957             352              1,723
 35-44                   214               173                666             257              1,309
 45-54                   118               106                436             130                791
 55-64                   121                40                160              78                399
 65-74                   103                19                102              43                268
 75 and over             134                 4                 70              23                230
 Total                 1,033               544              2,688             974              5,239

Notes: Whites, blacks and Asians/others are non-Hispanic. Hispanic householders may be of any race.
Asians/others include Pacific Islanders, Aleuts, Native Americans and Multirace. Foreign-born is born
outside US of parents without US citizenship.
Source: JCHS tabulations of the 2003 American Housing Survey, using JCHS adjusted weights.

				
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