Docstoc

Universal One Credit Union - PDF

Document Sample
Universal One Credit Union - PDF Powered By Docstoc
					        REEL
        news                                                                        3rd Quar ter 2008



Downtown Burbank Branch NOW OPEN!
                                    Universal City Studios Credit Union celebrated the grand
                                    opening of our second full-service branch at 175 East Olive
                                    in Downtown Burbank with a ribbon cutting ceremony.
                                    Thomas Ott, UCSCU Chief Executive Officer, and Sue
                                    Georgino, Burbank Community Development Director,
                                    presided at the ceremony, which was attended by the
                                    UCSCU Board of Directors, employees, Burbank Chamber
                                    of Commerce representatives, as well as friends and members
                                    of the Credit Union.

                                    “Our new branch offers members many conveniences,” says
                                    Thomas Ott. “We have a large space for our members to do
                                    transactions, ample parking and a 24-hour ATM. It is very exciting to reach this milestone of opening a
                                                    second branch and we look forward to continuing to grow our Credit Union.”

                                                   The Downtown Burbank branch’s unique design pays homage to the Credit Union’s
                                                   long-standing relationship with the Universal Studios and entertainment industry.
Property Acquisition:                              Special branch features include a walk-up ATM and lobby plasma television screens,
                                                   and a spacious member lobby.
Green Light
                                                   The new branch was designed by
Thomas Ott, CEO                                    DesignWorkPlace, Inc. and constructed by
                                                   Evilsizer Construction, Inc. Business hours at
                       At the recent
                                                   the new branch are Monday through Friday
                       “Lunch & Learn”
                                                   9:00am to 4:30pm.
                       event sponsored
                       by the credit union,
                                                   Tell your friends and family about your Credit
                       all of our experts
                                                   Union! UCSCU membership is open to
                       suggested that
                                                   anyone living, working, worshipping or
                       investing in
                                                   attending school in the San Fernando Valley
                       residential property
                                                   or West LA Corridor. We look forward to
                       is potentially a
                                                   serving you at our new branch location!
                       good idea at this
                       time. They based
their analysis on the fact that property
values have decreased and appear to
be bottoming out, and yet interest rates           Is a New Home in Your Future?
remain low. The Wall Street Journal                Now’s the perfect time to find the home you have been dreaming
reports that 70% of banks have                     about. Universal City Studios Credit Union offers some of the best
tightened their lending standards. Our             home mortgage products at the most competitive costs. Let us treat
standards and our rates here at the                you to an efficient and worry-free home buying experience. Give us
credit union remain reasonable. So, if             a call today for a complimentary pre-approval. (888) FOR-MYCU,
you are thinking about a purchase or               option 6.
refinance, give us a call.
                                                                                            Take a Vacation from Your Loan Payment!
                                              Contact
                                                                                            In need of a little extra cash to take that well-
                                           Information                                      deserved summer vacation? Universal City Studios
Management                                                                                  Credit Union will let you skip one month’s loan
Thomas Ott ...........................................................................CEO   payment for a minimal charge of $25!
Jesse Lopez ......................................Executive Vice President
Brian Hollister ............................................Director of Finance
Ann Babich ......................................... Director of Operations/                To qualify, you must be a member in good
                                                Burbank Branch Manager                      standing. If you take advantage of this offer it
Allison Chung..................................... Director of Marketing &
                                                     Business Development                   doesn’t change your monthly payment amount,
Daniel Avila ...........................Universal City Branch Manager                       but it does extend the loan’s term by one month.
                                                                                            Interest continues to accrue on the loan balance
Loans                                                                                       from the last payment.
Norma Rubio, Loan Officer .......................... (818) 777-1297

                                                                                            You will be able to spend the money that would
New Accounts                                                                                have been applied to your loan payment on anything you wish!
Ermila Contreras............................................. (818) 777-7530


Mortgages                                                                                   To take advantage of this offer, stop by the branch or call us at (888) FOR-MYCU. This
Real Estate Department ........................... (818) FOR-MYCU                           offer expires August 31, 2008.
Fax .....................................................................(818) 733-2529


Other
Collection Management .............................. (800) 500-3323
Michelle Lamoureaux
Executive Assistant ........................................ (818) 777-5810
ATM Locations ........................................... (818) SITE-COOP
                                                                                                                                                                                      Dear UCSC
                                                                                                                                                                                                       U,
AUDRE                                                                                                                                                                               I was skep
Audio Response Automated Teller ........... (818) 980-5621                                  If you want the same hassle-free                                                                    tical at firs
                                                                                                                                                                                    could do al               t that Auto
or Toll-Free ...................................................... (800) 225-3115          experience, let AutoAlliance help you with                                                          l that they                Alliance
                                                                                                                                                                                   on my beh                  promised:
                                                                                            your next purchase. AutoAlliance works with                                                        alf, handle                 negotiate
                                                                                                                                                                                   a rate disc               the loan (a
Auto Buying Referral                                                                                                                                                                           ount), file th              nd get me
                                                                                            dealers to get the lowest price and knows                                              and delive                  e DMV pape
Auto Alliance .................................................. (800) 568-9550                                                                                                               r the vehic                    rwork
www.autoalliance.com                                                                        how to get you the rebates and incentives                                             there was                 le. Truly I th
                                                                                                                                                                                                                           ought
                                                                                                                                                                                             a catch. Th
                                                                                            that are available. For more information, call                                        whole proc                ere wasn’t
                                                                                                                                                                                              ess was be                . The
                                                                                            (800) 568-9550.                                                                       and simple.               autifully ef
Credit Agencies Information                                                                                                                                                                                              ficient
www.Experian.com. ....................................... (888) 397-3742
www.Transunion.com. .................................. (800) 916-8800                                                                                                           Thank you
                                                                                                                                                                                          !
www.Equifax.com. ..........................................(800) 997-2493                                                                                                       Jud Cremat
                                                                                                                                                                                            a
                                                                                                                                                                                UCSCU Mem
                                                                                                                                                                                            ber Since 2
Branches                                                                                                                                                                                                             002
Universal City                                     Downtown Burbank
90 Universal City Plaza                            175 E. Olive Avenue
Bldg. 1320                                         Burbank, CA 91502
Universal City, CA 91608

Phone Numbers
(888) FOR-MYCU
(818) 866-1548
                                                   Web site
                                                   www.ucscu.org                            Privacy Policy
                                                                                            Universal City Studios Credit Union understands the importance of protecting the privacy of our members. As such, we are committed to maintaining
                                                                                            the confidentiality of each member’s financial records consistent with state and federal laws. This notice explains how the Credit Union collects and
                                                                                            shares your nonpublic personal information (information that is not available publicly) and further describes your rights to limit what information we
                                                                                            may share about you. This privacy notice replaces any previous notices from us. We reserve the right to revise our privacy notice as our business
                                                 Holiday                                    needs and practices change or as the law requires. If we revise our policies, we will provide our active members with copies of our new policies at
                                                                                            that time.
                                                 Hours
                                                                                            Information We Collect and Share to Conduct Our Business. During the course of business, we collect nonpublic personal information
                                                                                            (“information”) about you from the following sources:
Independence Day                                                                            • Information that you provide to us verbally, in writing, or through the Internet.
Thursday, July 3 – Early Closure at 2pm                                                     • Information obtained through your transactions and experiences with us and our affiliates.
Friday, July 4 – CLOSED                                                                     • Information we receive from nonaffiliated third parties about their transactions and experiences with you.
                                                                                            • Information provided by credit reporting agencies and similar companies.

                                                                                            We collect this information about you to complete your transactions and to maintain your accounts and related records. In the course of conducting
Labor Day                                                                                   our business, we may share any of the information we collect about you with third parties if: 1) you request or authorize it; 2) the information is
Friday, August 29 – Early Closure at 2pm                                                    provided to help complete a transaction initiated by you; 3) the information is provided to a third party providing services to us, such as data
Monday, September 1 – CLOSED                                                                processing, printing services, mailing services and marketing services; 4) the information is provided to a consumer reporting agency in accordance
                                                                                            with the Fair Credit Reporting Act; or 5) the disclosure is otherwise lawfully required or permitted. Furthermore, we may also disclose information
                                                                                            about you to other nonaffiliated and affiliated third parties not described in this notice as permitted by law.

                                                                                            Information Shared Within the Credit Union. We restrict access to your information to those employees who need to know that information to
                                                                                            provide products or services to you. Our employees may also access your information to exercise our rights under the law or pursuant to any
                                                                                            agreement with you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your information.

                                                                                            Information Shared with Non-Financial Service Providers. We sometimes share any of the information we collect about you with outside
                                                                                            companies that perform services for us. For example, to maintain and service your accounts or to fulfill your transaction requests, we share
                                                                                            information with non-financial companies that provide services to us, such as data-processing companies, printing companies, mailing companies
                                                                                            and marketing companies. Prior to sharing any information with such entities, we require them to agree to safeguard our members’ information and
                                                                                            to comply with all applicable privacy laws.

                                                                                            Information Sharing in the Event of Termination of Membership. If you terminate your membership or become an inactive member, we will adhere
                                                                                            to the privacy policies and practices as described in this notice.

				
DOCUMENT INFO
Description: Universal One Credit Union document sample