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Irwin Union Bank and Trust Company

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									       Approved PatriotExpress Lenders as of 10/26/07
                                 Lender                        City   State
1st Choice Bank                                    South Houston       TX
1st Commerce Bank                                  Las Vegas           NV
1st National Community Bank                        East Liverpool      OH
1st Pacific Bank of California                     San Diego           CA
1st Source Bank                                    South Bend          IN
1st State Bank                                     Saginaw             MI
1st United Bank (FL)                               West Palm Beach     FL
Access National Bank                               Vienna              VA
Adirondack Bank                                    Utica               NY
Adirondack Trust Company, The                      Sarasota Springs    NY
Alaska Pacific Bank                                Juneau              AK
Alerus Financial, National Association             Grand Forks         ND
Alliance Bank (MN)                                 New Ulm             MN
Alliance Bank of Arizona                           Phoenix             AZ
Alliance Bank, N.A.                                Syracuse            NY
Alliance Credit Union                              Fenton              MO
Alpine Bank of Illinois                            Rockford            IL
Amegy Bank National Association                    Houston             TX
America First Federal Credit Union                 Riverdale           UT
American Bank of Commerce                          Wolfforth           TX
American Bank of Commerce (dba AmBank)             Provo               UT
American Bank of St. Paul                          St. Paul            MN
American Bank, N.A.                                Corpus Christi      TX
American Enterprise Bank of Florida                Jacksonville        FL
American Heritage National Bank                    St. Cloud           MN
American National Bank                             Omaha               NE
American National Bank                             Denver              CO
American National Bank & Trust Company             Danville            VA
American National Bank-Fox Cities                  Appleton            WI
American Savings Bank, FSB                         Honolulu            HI
American State Bank                                Pierre              SD
American State Bank & Trust Company of Williston   Williston           ND
American Trust & Savings Bank                      Dubuque             IA
Andes State Bank                                   Lake Andes          SD
Androscoggin Savings Bank                          Lewiston            ME
Ann Arbor Commerce Bank                            Lansing             MI
Arkansas Capital Corporation                       Little Rock         AR
Arkansas Valley State Bank                         Broken Arrow        OK
Arvest Bank                                        Fayetteville        AR
Associated Bank, National Association              Green Bay           WI
Ballston Spa National Bank                         Ballston Spa        NY
BancFirst                                          Oklahoma City       OK
Banco Popular de Puerto Rico                       San Juan            PR
Banco Popular North America                        Rosemont            IL
Banco Santander Puerto Rico                        San Juan            PR
BancorpSouth Bank                                  Tupelo              MS
Bangor Savings Bank                                Bangor              ME
Bank Forward                                       Jamestown           ND
Bank of Albuquerque, National Association          Oklahoma City       OK
Bank of America, National Association              Rancho Cordova      CA
       Approved PatriotExpress Lenders as of 10/26/07
                                   Lender                        City   State
Bank of American Fork                               Murray               UT
Bank of Arizona, National Association               Oklahoma City        OK
Bank of Arkansas, National Association              Oklahoma City        OK
Bank of Astoria                                     Astoria              OR
Bank of Auburn Hills                                Lansing              MI
Bank of Belleville                                  Belleville           IL
Bank of Bennington, The                             Bennington           VT
Bank of Bridger, National Association               Lovell               WY
Bank of Castile, The                                Perry                NY
Bank of Clark County                                Vancouver            WA
Bank of Escondido                                   Escondido            CA
Bank of Franklin County                             Washington           MO
Bank of Glen Ullin                                  Glen Ullin           ND
Bank of Granite                                     Hickory              NC
Bank of Hawaii                                      Honolulu             HI
Bank of Idaho                                       Idaho Falls          ID
Bank of Kremlin                                     Kremlin              OK
Bank of Maumee                                      Maumee               OH
Bank of Michigan                                    Lansing              MI
Bank of Missouri, The                               Columbia             MO
Bank of Oklahoma, National Association              Oklahoma City        OK
Bank of Pensacola                                   Pensacola            FL
Bank of Southside Virginia, The                     Carson               VA
Bank of Stanly                                      Albemarle            NC
Bank of Texas, National Association                 Oklahoma City        OK
Bank of the Cascades                                Bend                 OR
Bank of the Commonwealth                            Norfolk              VA
Bank of the Sierra                                  Porterville          CA
Bank of the South                                   Mt. Juliet           TN
Bank of Valdosta                                    Valdosta             GA
Bank of Western Massachusetts, The                  Springfield          MA
Bank Rhode Island                                   Providence           RI
Bank, The                                           Woodbury             NJ
BankAnnapolis                                       Annapolis            MD
BankFIRST (FL)                                      Winter Park          FL
BankFirst (NE)                                      Norfolk              NE
BankFive (fka Fall River Five Cents Savings Bank)   Fall River           MA
BankPacific, Ltd                                    Agana                GU
BankPlus                                            Jackson              MS
BankVista                                           Sartell              MN
BANKWEST                                            Buffalo              MN
Banner Bank                                         Bellevue             WA
Bar Harbor Bank & Trust                             Bar Harbor           ME
Bay Cities National Bank                            Redondo Beach        CA
Beehive Credit Union                                Salt Lake City       UT
Bethex Federal Credit Union                         Bronx                NY
Biddeford Savings Bank                              Biddeford            ME
Black Hills Federal Credit Union                    Rapid City           SD
Black Mountain Community Bank                       Henderson            NV
       Approved PatriotExpress Lenders as of 10/26/07
                                    Lender                          City     State
BNB Bank, National Association                           New York             NY
Border State Bank                                        Thief River Falls    MN
Branch Banking and Trust Company                         Atlanta              GA
Bremer Bank, National Association (Fargo, ND)            St. Paul             MN
Bremer Bank, National Association (Grand Forks)          St. Paul             MN
Bremer Bank, National Association (South St. Paul, MN)   St. Paul             MN
Bremer Bank, National Association (St. Cloud)            St. Paul             MN
Brickwell Community Bank                                 Woodbury             MN
Bridgewater Bank                                         Greenwood            MN
Broadway National Bank (TX)                              San Antonio          TX
Business Carolina, Inc.                                  Columbia             SC
Business Loan Center, LLC                                Wichita              KS
Cabarrus Bank & Trust Company                            Concord              NC
California Bank & Trust                                  Oakland              CA
California Oaks State Bank                               Thousand Oaks        CA
California Preferred Credit Union                        San Francisco        CA
Camden National Bank                                     Rockport             ME
Canandaigua National Bank and Trust Company, The         Canandaigua          NY
Capital Pacific Bank                                     Portland             OR
Cardinal Bank                                            McLean               VA
Cathay Bank                                              City of Industry     CA
Cedar Rapids Bank and Trust Company                      Cedar Rapids         IA
Cedar Security Bank                                      Fordyce              NE
Celtic Bank Corporation                                  Salt Lake City       UT
Center Bank                                              Los Angeles          CA
CenterBank                                               Milford              OH
CenterBank of Jacksonville, N.A.                         Jacksonville         FL
Central Bank & Trust                                     Riverton             WY
Central Bank (Utah)                                      Provo                UT
Central Minnesota Federal Credit Union                   Melrose              MN
Central State Bank                                       Elkader              IA
Central Trust Bank, The                                  Jefferson City       MO
Central Valley Community Bank                            Fresno               CA
Central Virginia Bank                                    Powhatan             VA
Charter Bank                                             Santa FE             NM
Charter One Bank, National Association                   Cleveland            OH
Cherokee Bank, National Association                      Canton               GA
Cherokee State Bank                                      Cherokee             IA
Chevy Chase Bank, F.S.B.                                 Bethesda             MD
Chittenden Trust Company                                 Montpelier           VT
Choice Bank                                              Scottsdale           AZ
Choice Financial Group                                   West Fargo           ND
CIT Small Business Lending Corp.                         Livingston           NJ
Citizens Bank (Iowa)                                     Sac City             IA
Citizens Bank (Michigan)                                 Lansing              MI
Citizens Bank Minnesota                                  New Ulm              MN
Citizens Bank New Hampshire                              Manchester           NH
Citizens Bank of Connecticut                             New London           CT
Citizens Bank of Kansas, N.A.                            Wichita              KS
       Approved PatriotExpress Lenders as of 10/26/07
                                 Lender                            City   State
Citizens Bank of Massachusetts                        Boston               MA
Citizens Bank of Pennsylvania                         Philadelphia         PA
Citizens Bank of Rhode Island                         Providence           RI
Citizens Bank, N.A.                                   Albany               NY
Citizens First Savings Bank                           Port Huron           MI
Citizens National Bank of Bluffton, The               Lima                 OH
Citizens National Bank of Cheboygan                   Cheboygan            MI
Citizens Security Bank (Guam), Inc.                   Hagatna              GU
Citizens State Bank                                   Waukon               IA
Citizens State Bank of Clayton                        Clayton              WI
Citizens State Bank of Roseau                         Roseau               MN
City Bank and Trust Company of Moberly                Moberly              MO
City State Bank                                       Nowalk               IA
Coastal Commerce Bank                                 Houma                LA
Coastway Credit Union                                 Cranston             RI
CoBiz Bank                                            Phoenix              AZ
Collins Community Credit Union                        Cedar Rapids         IA
Colorado State Bank and Trust, National Association   Oklahoma City        OK
Columbia Bank, The                                    Lutherville          MD
Columbia Community Credit Union                       Vancouver            WA
Columbia State Bank                                   Tacoma               WA
Comerica Bank                                         Detroit              MI
Commerce Bank & Trust                                 Topeka               KS
Commerce Bank, NA (KC)                                Kansas City          MO
CommerceFirst Bank                                    Annapolis            MD
Commercial Bank (MI)                                  Alma                 MI
Commercial Bank (TN)                                  Knoxville            TN
Commercial Bank of California                         Costa Mesa           CA
Commercial State Bank                                 Odessa               TX
Commercial State Bank                                 Wagner               SD
Community Bank (IA)                                   Nevada               IA
Community Bank of Mississippi                         Forest               MS
Community Bank of Nevada                              Las Vegas            NV
Community Bank of Rowan                               Salisbury            NC
Community Bank of the South                           Smyrna               GA
Community Bank Owatonna                               Owatonna             MN
Community Bank, Coast                                 Coast                MS
Community Bank, Ellisville, MS                        Ellisville           MS
Community Bank, Meridian, MS                          Meridian             MS
Community Bank, National Association                  Lucedale             MS
Community Bank, National Association                  Painted Post         NY
Community Bank, North Mississippi                     Amory                MS
Community Banks of Northern California                Rocklin              CA
Community First Bank                                  Harrison             AR
Community First Credit Union                          Appleton             WI
Community Savings Bank                                Manchester           IA
Community State Bank (WI)                             Union Grove          WI
Community Trust Bank                                  Ruston               LA
Community Trust Bank, Inc.                            Lexington            KY
       Approved PatriotExpress Lenders as of 10/26/07
                                 Lender                               City   State
Community West Bank, National Association                 Goleta              CA
Connecticut Bank and Trust Company, The                   Hartford            CT
Connecticut River Bank, National Association              Charlestown         NH
Connecticut River Community Bank                          Glastonbury         CT
Continental Bank                                          Plymouth Meeting    PA
Converse County Bank, The                                 Douglas             WY
Cornerstone Community Bank (CA)                           Red Bluff           CA
Cornerstone Community Bank (TN)                           Chattanooga         TN
CornerstoneBank                                           Atlanta             GA
Cortland Savings & Banking Company, The                   Cortland            OH
CorTrust Bank, National Association                       Sioux Falls         SD
Country Club Bank, National Association                   Kansas City         MO
County Bank                                               Brunswick           MO
County Commerce Bank                                      Ventura             CA
Crown Bank                                                Edina               MN
Currie State Bank                                         Fairbault           MN
Dacotah Bank                                              Aberdeen            SD
Dakota Community Bank, National Association               Bismarck            ND
Deseret First Federal Credit Union                        Salt Lake, City     UT
Desert Community Bank (Nevada)                            Las Vegas           NV
Digital Federal Credit Union                              Marlborough         MA
Discovery Bank                                            San Marcos          CA
DNB National Bank (formerly Deuel County National Bank)   Clear Lake          SD
Douglas County Bank                                       Lawrence            KS
Dupaco Community Credit Union                             Dubuque             IA
DuTrac Community Credit Union                             Dubuque             IA
Eagle Valley Bank, National Association                   Burnsville          MN
East West Bank                                            Pasadena            CA
Eastern Bank                                              Lynn                MA
Eastern Federal Bank                                      Norwich             CT
Edmonton State Bank                                       Tompkinsville       KY
Elmira Savings Bank, FSB                                  Elmira              NY
Enterprise Bank                                           Allison Park        PA
Equitable Bank                                            Grand Island        NE
Essex Savings Bank                                        Essex               CT
Excel National Bank                                       Beverly Hills       CA
Exchange Bank of Alabama, The                             Gadsden             AL
Farmers & Merchants Bank                                  Tomah               WI
Farmers & Merchants Savings Bank                          Iowa City           IA
Farmers & Merchants State Bank of New York Mills, Inc.    New York Mills      MN
Farmers Bank & Trust, National Association                Great Bend          KS
Farmers State Bank                                        Wallace             NE
Farmers State Bank                                        Marion              IA
Farmers State Bank of Oakley                              Oakley              KS
Farmers State Bank of Sherburn                            Sherburn            MN
Fidelity Bank                                             Fuquay-Varina       NC
Fidelity Bank                                             Edina               MN
Fifth Third Bank, a Michigan banking corporation          Grand Rapids        MI
Fifth Third Bank, an Ohio banking corporation             Cincinnati          OH
       Approved PatriotExpress Lenders as of 10/26/07
                                    Lender                              City    State
Fifth Third Bank, National Association                       Nashville           TN
First American Bank (IL)                                     Elk Grove           IL
First Bank - West Michigan                                   Ionia               MI
First Bank (Missouri)                                        Creve Coeur         MO
First Bank and Trust of Memphis                              Amarillo            TX
First Bank of Clewiston                                      Clewiston           FL
First Bank of Owasso                                         Owasso              OK
First Bremen Bank, The                                       Canal Winchester    OH
First California Bank                                        Irvine              CA
First Capital Bank                                           Glen Allen          VA
First Citizens National Bank                                 Dyersburg           TN
First Citizens National Bank (IA)                            Mason City          IA
First Citizens State Bank                                    Whitewater          WI
First Coast Community Bank                                   Fernandina Beach    FL
First Commercial Bank                                        Bloomington         MN
First Commercial Bank of Florida                             Lake Mary           FL
First Commonwealth Bank                                      Indiana             PA
First Community Bank                                         Albuquerque         NM
First Community Bank                                         Overland Park       KS
First Community Bank (Corpus Christi)                        Corpus Christi      TX
First Dakota National Bank                                   Yankton             SD
First Federal Bank                                           Bemidji             MN
First Federal Bank of the Midwest                            Defiance            OH
First Federal Savings Bank                                   Baxter              MN
First Federal Savings Bank                                   Clarksville         TN
First Federal Savings Bank of Virginia                       Hopewell            VA
First Fidelity Bank                                          Burke               SD
First Financial Bank                                         Twin Valley         MN
First Financial Bank, National Association                   Hamilton            OH
First Financial Bank, National Association                   Eastland            TX
First Hawaiian Bank                                          Honolulu            HI
First International Bank                                     Plano               TX
First Interstate Bank                                        Billings            MT
First National Bank & Trust Company of Beatrice, The         Beatrice            NE
First National Bank (Fulda, MN)                              Fulda               MN
First National Bank (Goodland, KS)                           Goodland            KS
First National Bank (North Platte NE)                        North Platte        NE
First National Bank and Trust Company                        Columbus            NE
First National Bank and Trust Company of Broken Arrow, The   Broken Arrow        OK
First National Bank at St. James                             St. James           MN
First National Bank in Philip                                Philip              SD
First National Bank in Sioux Falls                           Sioux Falls         SD
First National Bank of Bemidji                               Bemidji             MN
First National Bank of Buhl, The                             Buhl                MN
First National Bank of Elk River, The                        Rogers              MN
First National Bank of Louisiana                             Lake Charles        LA
First National Bank of Menahga, The                          Menahga             MN
First National Bank of Michigan                              Kalamazoo           MI
First National Bank of Missouri                              Blue Springs        MO
       Approved PatriotExpress Lenders as of 10/26/07
                                  Lender                  City   State
First National Bank of Montana, Inc.           Missoula           MT
First National Bank of Northfield, The         Northfield         MN
First National Bank of Scotia                  Scotia             NY
First National Bank South Dakota               Mitchell           SD
First National Community Bank                  New Richmond       WI
First Niagara Bank                             Lockport           NY
First Place Bank                               Youngstown         OH
First PREMIER Bank                             Sioux Falls        SD
First Priority Bank                            Sarasota           FL
First Savings Bank                             El Paso            TX
First Security Bank (MN)                       Bryon              MN
First Security Bank of Missoula                Missoula           MT
First Security Bank-Canby                      Canby              MN
First South Bank                               Jackson            TN
First State Bank                               Martin             TN
First State Bank & Trust Company               Fremont            NE
First State Bank (Cranford, NJ)                Cranford           NJ
First State Bank and Trust Company, Inc.       Caruthersville     MO
First State Bank of Grove City                 Grove City         MN
First State Bank of Hotchkiss                  Hotchkiss          CO
First State Bank of Kiester                    Kiester            MN
First State Bank, The                          Conrad             IA
First State Community Bank                     Farmington         MO
First United Bank                              Park River         ND
First US Community Credit Union                Sacramento         CA
First Utah Bank                                Salt Lake City     UT
First Volunteer Bank of Tennessee              Chattanooga        TN
First Western Bank                             Wall               SD
First Western Bank & Trust                     Minot              ND
First Western Bank Sturgis                     Sturgis            SD
FirstBank                                      Murfreesboro       TN
First-Citizens Bank & Trust Company            Raleigh            NC
FirstMerit Bank, N.A.                          Akron              OH
Five Star Bank                                 Warsaw             NY
Florence Savings Bank                          Florence           MA
Florida Business Bank                          Melbourne          FL
Flushing Savings Bank, FSB                     New York City      NY
Foundations Bank                               Pewaukee           WI
Founders Community Bank                        San Luis Obispo    CA
Frandsen Bank & Trust                          New Ulm            MN
Franklin Savings Bank                          Franklin           NH
Freedom Bank                                   Overland Park      KS
Freedom Bank                                   Columbia Falls     MT
Frontier Bank (Iowa)                           Rock Rapids        IA
Frontier Savings Bank                          Council Bluffs     IA
Frost National Bank, The                       San Antonio        TX
Gateway Business Bank                          Cerritos           CA
GECU                                           El Paso            TX
Genoa Banking Company                          Genoa              OH
        Approved PatriotExpress Lenders as of 10/26/07
                                  Lender                               City   State
German American Bancorp                                   Tell City            IN
Glacier Bank                                              Kalispell            MT
Glens Falls National Bank and Trust Co.                   Glens Falls          NY
Glenwood State Bank                                       Glenwood             IA
Global Credit Union                                       Spokane              WA
Goldenwest Federal Credit Union                           Ogden                UT
Grand Valley National Bank                                Grand Junction       CO
Great Basin Bank of Nevada                                Elko                 NV
Great Plains National Bank                                Elk City             OK
Great Plains National Bank (ND)                           Dickinson            ND
Great Western Bank (SD)                                   Sioux Falls          SD
Greater Buffalo Savings Bank                              Buffalo              NY
Greater Community Bank                                    Paramus              NJ
Green Lake State Bank                                     Green Lake           WI
Greenfield Co-operative Bank                              Greenfield           MA
Greylock Federal Credit Union                             Pittsfield           MA
Guaranty Bank (MO)                                        Springfield          MO
Guaranty Bank (WI)                                        Bloomington          MN
Guaranty Bank and Trust Co.                               Cedar Rapids         IA
Gulf Coast Bank and Trust Company                         Metairie             LA
Hancock Bank                                              Gulfport             MS
Harris, N.A.                                              Chicago              IL
Hawaii Community Federal Credit Union                     Kailua-Kona          HI
Hawaii National Bank                                      Honolulu             HI
HCSB, a State Banking Association                         Plainview            TX
Heartland Bank                                            St. Louis            MO
Heartland Bank and Trust Company                          Bloomington          IL
Heritage Bank                                             Norfolk              VA
Heritage Bank (NE)                                        Grand Island         NE
Heritage Oaks Bank                                        San Luis Obispo      CA
Hershey State Bank, The                                   Hershey              NE
Highland Bank                                             Maple Grove          MN
Highlands Union Bank                                      Abingdon             VA
Hillis Bank and Trust Company                             Hills                IA
HNB National Bank                                         Hannibal             MO
Hoisington National Bank                                  Hoisington           KS
Home Federal Bank                                         Sioux Falls          SD
Home Federal Savings & Loan Association of Grand Island   Grand Island         NE
Home Savings and Loan Company of Youngstown               Youngstown           OH
Honolulu Federal Credit Union                             Honolulu             HI
Horizon Bank (Washington)                                 Bellingham           WA
Howard Bank                                               Ellicott City        MD
HSBC Bank USA, National Association                       Buffalo              NY
HSBC National Bank USA                                    Bethesda             MD
Huntington National Bank, The                             Columbus             OH
Huron Community Bank                                      East Tawas           MI
Idaho Independent Bank                                    Coeur 'd 'Alene      ID
Illini Bank                                               Springfield          IL
InSouth Bank                                              Memphis              TN
         Approved PatriotExpress Lenders as of 10/26/07
                                Lender                      City   State
Integra Bank, National Association               Evansville         IN
Iowa Bank                                        Belleview          IA
Iowa State Bank                                  Hull               IA
Iowa State Bank & Trust Company                  Iowa City          IA
Iowa State Bank (Des Moines)                     Des Moines         IA
Irwin Franchise Capital Corporation              Montvale           NJ
Irwin Union Bank and Trust Company               Columbus           IN
Irwin Union Bank, F.S.B.                         Columbus           IN
Jefferson Bank of Missouri                       Jefferson City     MO
Jefferson Federal Bank                           Morristown         TN
Johnson Bank                                     Milwaukee          WI
Jonah Bank of Wyoming                            Casper             WY
JPMorgan Chase Bank, National Association        Dallas             TX
K Bank                                           Owings Mills       MD
Kanabec State Bank                               Mora               MN
Katahdin Trust Company                           Presque isle       ME
Kaw Valley Bank                                  Topeka             KS
Kennebunk Savings Bank                           Kennebunk          ME
KeyBank National Association                     Cleveland          OH
KleinBank                                        Maple Grove        MN
La Coste National Bank, The                      La Coste           TX
La Jolla Bank, FSB                               Escondido          CA
La Porte Savings Bank, The                       La Porte           IN
Ladysmith Federal Savings & Loan Association     Ladysmith          WI
Lake Community Bank                              Long Lake          MN
Lakewood Bank, National Association              Baxter             MN
Landmark Community Bank, National Association    Isanti             MN
Ledyard National Bank                            Hanover            NH
Leesport Bank                                    Wyomissing         PA
Liberty Bank (CT)                                Middletown         CT
Liberty Bank (MO)                                Springfield        MO
Liberty Bank of Arkansas                         Jonesboro          AR
Lincoln Bank                                     Plainfield         IN
Litchfield Bancorp                               Torrington         CT
Lone Star Bank                                   Houston            TX
Lorain National Bank, The                        Lorain             OH
Lubbock National Bank                            Lubbock            TX
M&I Marshall & Ilsley Bank                       Milwaukee          WI
Manhattan State Bank                             Manhattan          MT
Manufacturers and Traders Trust Company          Amherst            NY
Marine Bank & Trust Company                      Vero Beach         FL
Marshfield Savings Bank                          Marshfield         WI
Mascoma Savings Bank                             Lebanon            NH
Mason State Bank                                 Mason              MI
McVille State Bank                               McVille            ND
Mechanics' Savings Bank                          Auburn             ME
Mercantile Bank of Michigan                      Grand Rapids       MI
Merchants & Southern Bank                        Gainesville        FL
Merchants and Farmers Bank of Salisbury, The     Columbia           MO
       Approved PatriotExpress Lenders as of 10/26/07
                                  Lender                            City   State
Merchants Bank, National Association (Caledonia)        Caledonia           MN
Merchants Bank, National Association (Hastings)         Hampton             MN
Merchants Bank, National Association (La Crescent)      La Crescent         MN
Merchants Bank, National Association (Onalaska)         Onalaska            WI
Merchants Bank, National Association (Winona)           Winona              MN
Merchants Bank, The                                     South Burlington    VT
Merrill Merchants Bank                                  Bangor              ME
Merrimack County Savings Bank                           Concord             NH
Metro Credit Union                                      Chelsea             MA
MetroBank, National Association                         Houston             TX
MetroPacific Bank                                       Irvine              CA
Metropolitan National Bank                              Little Rock         AR
Middlesex Savings Bank                                  Natick              MA
MidSouth Bank, N.A.                                     Lafayette           LA
Midstates Bank, National Association                    Harlan              IA
Millennium Bank, National Association                   Reston              VA
Minnwest Bank Central                                   Montevideo          MN
Minnwest Bank Ortonville                                Ortonville          MN
Minnwest Bank Sioux Falls                               Sioux Falls         SD
Minnwest Bank South                                     Tracy               MN
Minnwest Bank, M.V.                                     Redwood Falls       MN
Mission Community Bank                                  San Luis Obispo     CA
Mission Oaks National Bank                              Temecula            CA
Missouri Bank & Trust Co.                               Kansas City         MO
Monadnock Community Bank                                Peterborough        NH
Monarch Bank                                            Chesapeake          VA
Monroe Bank                                             Avon                IN
Mound City Bank                                         Platteville         WI
Mountain West Bank                                      Coeur 'd 'Alene     ID
Mountain West Bank of Kalispell, National Association   Whitefish           MT
Mountain West Bank, N.A.                                Helena              MT
Mutual Bank                                             Chicago             IL
National Bank & Trust Company of Sycamore               Sycamore            IL
National Bank of Arizona                                Phoenix             AZ
National Bank of Blacksburg                             Blacksburg          VA
National Bank of Indianapolis, The                      Indianapolis        IN
National Bank of Middlebury                             Middlebury          VT
National Bank of Walton County, The                     Monroe              GA
National City Bank                                      Indianapolis        IN
National Consumer Cooperative Bank                      Arlington           VA
Navy Federal Credit Union                               Vienna              VA
NBT Bank, National Association                          Norwich             NY
NCB, FSB                                                Arlington           VA
Nebraska State Bank of Omaha                            Omaha               NE
Nevada State Bank                                       Las Vegas           NV
New Liberty Bank                                        Plymouth            MI
New Millennium Bank                                     New Brunswick       NJ
New York Business Development Corp                      Albany              NY
NewAlliance Bank                                        New Haven           CT
       Approved PatriotExpress Lenders as of 10/26/07
                                  Lender                   City   State
Newtek Small Business Finance, Inc.            New York            NY
Newtown Savings Bank                           Newtown             CT
North Island Financial Credit Union            Chula Vista         CA
Northeast Bank                                 Lewiston            ME
Northway Bank                                  North Conway        NH
Northwest Commercial Bank                      Lakewood            WA
Northwestern Bank                              Traverse City       MI
Norway Savings Bank                            Norway              ME
Numerica Credit Union                          Spokane             WA
Ocean National Bank                            Portsmouth          NH
Okey-Vernon First National Bank                Corning             IA
Old Point National Bank of Phoebus, The        Hampton             VA
Olean Area Federal Credit Union                Olean               NY
Oneida Savings Bank, The                       Oneida              NY
Ouachita Independent Bank                      Monroe              LA
Pacific Capital Bank, National Association     San Diego           CA
Pacific Premier Bank                           Costa Mesa          CA
Paducah Bank and Trust Company, The            Paducah             KY
Panhandle State Bank                           Coeur 'd 'Alene     ID
Park Bank                                      Brookfield          WI
Passumpsic Savings Bank                        St. Johnsbury       VT
Pathfinder Bank                                Oswego              NY
Peoples Bank & Trust Co.                       Troy                MO
Peoples Bank (Iowa)                            Rock Valley         IA
Peoples Bank (Lubbock, TX)                     Lubbock             TX
Peoples Bank (WA)                              Kirkland            WA
People's Bank of Commerce                      Medford             OR
Peoples Bank of Virginia                       Richmond            VA
Peoples Bank of Wisconsin                      Hayward             WI
Peoples National Bank, N.A.                    Mt. Vernon          IL
Peoples State Bank                             Madison Heights     MI
Peoples State Bank                             Wausau              WI
Peoples State Bank (SD)                        De Smet             SD
Peoples State Bank, The                        Greenwood           LA
Peoples Trust Company of St. Albans            St. Albans          VT
People's United Bank                           Bridgeport          CT
Peoples-Webster County Bank                    Red Cloud           NE
PFF Bank & Trust                               Rancho Cucamonga    CA
Planters Bank & Trust Company of Virginia      Staunton            VA
Planters Bank, Inc.                            Clarksville         TN
Platte Valley Bank of Missouri                 Parkville           MO
Platte Valley National Bank                    Torrington          WY
Platte Valley State Bank & Trust Company       Kearney             NE
PNC Bank, National Association                 Philadelphia        PA
Pony Express Bank                              Liberty             MO
Portage Commerce Bank                          Portage             MI
Preferred Capital BIDCO, Inc.                  Wilmington          DE
Premier Bank                                   Lenexa              KS
Premier Valley Bank                            Modesto             CA
       Approved PatriotExpress Lenders as of 10/26/07
                                Lender                      City   State
Primebank (Lemars, IA)                          Lemars              IA
PrimeTrust Bank                                 Nashville           TN
Profile Bank F.S.B.                             Rochester           NH
Prosper Bank                                    Prosper             TX
Provident Bank, The                             Woodbridge          NJ
Quakertown National Bank, The                   Quakertown          PA
Queensborough National Bank & Trust Company     Statesboro          GA
Randolph-Brooks Federal Credit Union            Universal City      TX
Redstone Federal Credit Union                   Huntsville          AL
Regions Bank                                    Birmingham          AL
Republic Bank & Trust Company                   Louisville          KY
Resource Bank                                   Virginia Beach      VA
Resource Bank, National Association             DeKalb              IL
Richland Trust Company, The                     Mansfield           OH
River Bank                                      North Andover       MA
River Bank                                      La Crosse           WI
River Cities Bank                               Wisconsin Rapids    WI
Rivergreen Bank                                 Kennebunk           ME
Rocky Mountain Bank                             Broadus             MT
Rome Savings Bank, The                          Rome                NY
Royal Credit Union                              Eau Claire          WI
SAC Federal Credit Union                        Omaha               NE
SAFE Credit Union                               North Highlands     CA
Salem Five Cents Savings Bank                   Salem               MA
Sandy Spring Bank                               Columbia            MD
Santa Clara Valley Bank, National Association   Santa Paula         CA
Savings Bank of Danbury                         Danbury             CT
Seattle Economic Development Fund               Seattle             WA
Seaway Community Bank                           St. Clair           MI
Second Bank & Trust                             Charlottesville     VA
Security Bank of California                     Riverside           CA
Security Business Bank of San Diego             San Diego           CA
Security First Bank                             Cheyenne            WY
Security First Bank of North Dakota             Center              ND
Security National Bank & Trust Company, The     Xenia               OH
Security National Bank of Omaha                 Omaha               NE
Security Service Federal Credit Union           San Antonio         TX
Security State Bank                             Ansley              NE
Security State Bank (WY)                        Gillette            WY
Self-Help Credit Union                          Durham              NC
Shelby County Bank                              Shelbyville         IN
Shoshone First Bank                             Cody                WY
Silver Lake Bank                                Topeka              KS
Silver State Bank                               Henderson           NV
Simmons First Bank of Jonesboro                 Jonesboro           AR
Simmons First Bank of Northwest Arkansas        Rogers              AR
Simmons First National Bank                     Pine Bluff          AR
Skylands Community Bank                         Hackesttstown       NJ
Small Business Loan Source, LLC                 Houston             TX
       Approved PatriotExpress Lenders as of 10/26/07
                                 Lender                        City   State
Smith River Community Bank, National Association   Martinsville        VA
SolutionsBank                                      Overland Park       KS
Solvay Bank                                        Solvay              NY
Sonabank, National Association                     Warrenton           VA
South County Bank, National Association            Huntington Beach    CA
South Valley Bank & Trust                          Medford             OR
Southern Commerce Bank                             Tampa               FL
Southwest Bank (Ft. Worth)                         Ft. Worth           TX
SouthWest Bank (Odessa)                            Odessa              TX
Southwest Bank of St. Louis                        Milwaukee           WI
Sovereign Bank                                     Radnor              PA
Spectrum Bank                                      Irvine              CA
St. Martin National Bank                           St. Martin          MN
St. Mary's Bank                                    Manchester          NH
Star Financial Bank                                Anderson            IN
State Bank & Trust Company                         Greenwood           MS
State Bank of Lizton                               Lizton              IN
State Bank of Lucan                                Lucan               MN
State Bank of New Prague                           New Prague          MN
State Bank of Southern Utah                        Cedar City          UT
State Bank of the Lakes                            Antioch             IL
Statewide Bank                                     Mandeville          LA
Stearns Bank Arizona National Association          Scottsdale          AZ
Stearns Bank National Association                  Saint Cloud         MN
Sterling National Bank                             New York City       NY
Sterling Savings Bank                              Spokane             WA
Stockman Bank of Montana                           Miles City          MT
SuffolkFirst Bank                                  Suffolk             VA
Summit Bank of Kansas City                         Lee's Summit        MO
Summit State Bank                                  Santa Rosa          CA
Sunrise Bank of Atlanta                            Atlanta             GA
SunTrust Bank                                      Richmond            VA
Superior Financial Group, LLC                      Walnut Creek        CA
Surrey Bank & Trust                                Mount Airy          NC
Susquehanna Bank PA                                York                PA
Sussex Bank                                        Franklin            NJ
Synergy Bank                                       Houma               LA
Syringa Bank                                       Boise               ID
TCF National Bank                                  Edina               MN
TD Banknorth, National Association                 Burlington          MA
Texas Capital Bank, National Association           Dallas              TX
TexStar National Bank                              Universal City      TX
Three Rivers Bank of Montana                       Kalispell           MT
Three Rivers Federal Credit Union                  Fort Wayne          IN
Thumb National Bank & Trust Co.                    Pigeon              MI
TierOne Bank                                       Omaha               NE
Tioga State Bank                                   Spencer             NY
Tompkins Trust Company                             Ithaca              NY
Tooele Federal Credit Union                        Tooele              UT
       Approved PatriotExpress Lenders as of 10/26/07
                                   Lender                                   City   State
Town & Country Credit Union                                      Minot              ND
Traditional Bank, Inc.                                           Mount Sterling     KY
TriStar Bank                                                     Dickson            TN
Triumph Bank                                                     Germantown         TN
Truliant Federal Credit Union                                    Winston-Salem      NC
Trustmark National Bank                                          Pearl              MS
U.S. Bank National Association                                   San Diego          CA
Ultima Bank Minnesota                                            Winger             MN
UMB Bank, n.a.                                                   Kansas City        MO
Umpqua Bank                                                      Eureka             CA
Union Bank                                                       Morrisville        VT
Union Bank and Trust Company (NE)                                Lincoln            NE
Union Savings Bank                                               Danbury            CT
Union State Bank of Fargo                                        Fargo              ND
Union Trust Company                                              Ellsworth          ME
United Bank (AL)                                                 Atmore             AL
United Bank of El Paso del Norte                                 El Paso            TX
United Bank, National Association                                Bucyrus            OH
United Community Bank                                            Chatsworth         IL
United Community Bank (MN)                                       Frazee             MN
United Community Bank of North Dakota                            Minot              ND
United Minnesota Bank                                            New London         MN
United Valley Bank                                               Cavalier           ND
United Western Bank                                              Denver             CO
Unity Bank                                                       Clinton            NJ
Univest National Bank and Trust Co.                              Souderton          PA
Valley Bank of Helena                                            Helena             MT
ValueBank Texas                                                  Corpus Christi     TX
Vantage West Credit Union                                        Tucson             AZ
Vantus Bank (formerly First Federal Bank) (name change 9/5/07)   Sioux City         IA
Vectra Bank Colorado, NA                                         Denver             CO
Venture Bank                                                     Bloomington        MN
Viking Savings Association, FA                                   Alexandria         MN
Village Bank                                                     Midlothian         VA
Virginia Company Bank                                            Newport News       VA
Virginia National Bank                                           Charlottesville    VA
Visalia Community Bank                                           Visalia            CA
Vision Bank                                                      Fargo              ND
Voyager Bank                                                     Eden Prairie       MN
Wadena State Bank                                                Wadena             MN
Washington Business Bank                                         Olympia            WA
Washington County Bank                                           Blair              NE
Washington Trust Company of Westerly, The                        Westerly           RI
Watertown Savings Bank                                           Watertown          NY
Wayne Savings Community Bank                                     Wooster            OH
Webster Bank, National Association                               New Britain        CT
Webster Five Cents Savings Bank                                  Worcester          MA
Wells Fargo Bank, National Association                           Minneapolis        MN
WEOKIE Credit Union                                              Oklahoma City      OK
       Approved PatriotExpress Lenders as of 10/26/07
                              Lender                      City   State
West Coast Bank                                Vancouver          WA
Westerly Community Credit Union                Westerly           RI
Western Bank (NM)                              Alamagordo         NM
Western Bank of Wolf Point                     Wolf Point         MT
Western Commerce Bank                          Carlsbad           NM
Westside State Bank                            Halbur             IA
Wheatland Bank                                 Spokane            WA
Whidbey Island Bank                            Burlington         WA
Whitney National Bank                          Jefferson          LA
Willow Financial Bank                          Wayne              PA
Wilmington Trust Company                       Wilmington         DE
Winona National Bank                           Winona             MN
Woodsville Guaranty Savings Bank               Woodsville         NH
Wyoming Bank & Trust                           Cheyenne           WY
Wyoming National Bank                          Riverton           WY
Yellowstone Bank, The                          Billings           MT
York State Bank & Trust                        York               NE
Zions First National Bank                      Sacramento         CA

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