january - march 07
Nobel Peace Prize Resonates in New Hampshire
THE RECENT AWARDING OF self-employed individuals. population of 60% women, on a much smaller
the Nobel Peace Prize to Muhammad scale of thousands and in different economic
Yunus, founder of the Grameen Bank in Today, MicroCredit-NH provides circumstances. However, MicroCredit-NH’s
Bangladesh, has brought recognition and loan capital up to $15,000 (originally 95% loan repayment rate (Grameen Bank’s is
appreciation for microfinance programs $5,000), enhanced technical assistance 99%) is a testament to Mr.Yunus’ principle that
worldwide. Yunus, considered the and is the only provider of business peer lending works.
father of microfinance, is responsible for savings accounts for the Individual
developing the microfinance industry, Development Account (IDA) matched New Hampshire Relies on Microenterprise
which has provided millions a self- savings program in New Hampshire.
help path out of poverty. This award An impressive 87% (or 115,000) of all
celebrates the long-reaching effects of businesses in the state of New Hampshire are
microcredit programs to secure peaceful microenterprises. This translates to over 151,000
communities through an alleviation of people currently employed by microbusinesses
low-income cycles. – making the microenterprise segment the
backbone of New Hampshire’s economy.
Found in Grameen Bank The Keene Sentinel featured the MicroCredit-
NH program in an article and editorial after
In the early 1980s, the microfinance the announcement of the Nobel Peace Prize.
rket, N industry came to the United States and Muhammad Yunus, The editorial concluded, “…money alone isn’t
otogra made its way to New Hampshire with founder of the Grameen Bank what makes a business succeed. Know-how
Jay Re the origination of MicroCredit-NH in is extremely important and the microfinance
1996. The program was inspired by the industry knows it. That’s why, of all the other
Family-owned Businesses Grameen Bank, and was founded on How MicroCredit-NH Compares things that can improve the lot of less well-off
the same principle of providing small people in this country – a higher minimum
Making A Comeback with business loans through peer groups to While MicroCredit-NH’s mission and wage, accessible health insurance, steadier jobless
Berlin Couple those with little or no credit histories, in loan services are similar to those of the benefits and so on – microfinance is a remarkably
order to increase income and economic Grameen Bank, there are also differences appealing tool” (November 24, 2006).
Read more about Laura and between the two. The Grameen Bank
stability. In addition, MicroCredit-NH
Keith Lynch on the back page. serves millions of clients, 97% of which MicroCredit-NH is thrilled with the Nobel
added educational and networking
components to its peer lending services, are women. Its average loan amount Peace Prize award and the recognition
making it the only statewide provider is $200, and MicroCredit-NH’s is of microfinance internationally and in
of microloans and business training for $2,985. MicroCredit-NH serves a New Hampshire.
AS USUAL, MICROCREDIT-NH Paul Tykodi, owner of Tykodi device, allowing for nationwide distribution.
MicroCredit-NH is a Consulting Services, LLC The product helps disabled individuals to
members are making significant
achievements as they develop their (www.tykodi.com) in Dover. safely stand up to participate in outdoor
businesses. Here’s the latest news: While these outstanding business activities (including golf). In August, the
of the New Hampshire owners weren’t selected for awards ParaMobile was used by a disabled veteran
Six MicroCredit-NH members were this year, we received feedback from to throw out the first pitch at a Fisher Cats
Community Loan Fund. nominated for New Hampshire NHBR staff that the nominees were game in Manchester, as well as a Boston Red
Business Review’s (NHBR) Annual impressive and highly regarded in Sox game at Fenway Park.
Its mission is to increase Business Excellence Awards presented this close competition.
the income and economic in October. Nominees included: Interested in publicizing your
Noah Elbers, owner of Orchard milestone? Let us know about it
John DeTore, owner of BoyKid Hill Farm and Breadworks in
stability of the Hobbies in Claremont East Alstead, was nominated by
for upcoming issues and on the web
by sending an email to tdolphin@
self-employed by Linda Matchett, owner of the Tuc’ MicroCredit-NH and Regional microcreditnh.org. Check out more
Me Inn Bed and Breakfast Manager Robin Picard for the Small member news by visiting the “What’s
providing access to (www.tucmeinn.com) in Wolfeboro Business Administration’s 2007 New” page at www.microcreditnh.org.
Kurt Muhlfelder, owner of South Young Entrepreneur Award.
business development Diana Taylor, author and
End Media (www.southendmedia.
com) in Concord owner of Pug at the Beach
Lisa Sieverts, owner of Facilitated (www.pugatthebeach.com), was
a featured speaker at the Women’s
Did You Know?
Change (www.lisasieverts.com) in
Harrisville Business Center annual September
assistance and expanded luncheon, “Celebration of New
Richard Tango-Lowy, owner of ars
Cognita, Inc. (www.arscognita.com)
Hampshire Women Business Entrepreneurship Week
Owners.” Her inspiring speech
in Manchester about overcoming a life-threatening USA is February 24 -
illness and then starting and
operating a successful business was
the highlight of the event for many.
March 3, 2007.
Roxie and Ken Zwicker, owners of Celebrate America’s
New England Curiosities Walking
com) in Portsmouth, were featured
on WMUR’s New Hampshire and encourage young
Chronicle in December.
John Hikel, owner of ParaBaseTec
USA (www.parabasetec.com) in
people to consider
PERMIT NO. 1537 Concord, NH 03301
CONCORD NH 7 Wall Street Goffstown has announced that his entrepreneurship as a
product, the ParaMobile, has been
approved by the FDA as a medical
US POSTAGE career choice!
Individuals interested in accessing MicroCredit-NH’s business resources are required to be oriented to the program
by a Regional Manager prior to joining a Business Group. Registration is required for all program orientations.
NORTH COUNTRY REGION EAST CENTRAL REGION SOUTH CENTRAL REGION
Joyce Presby, Regional Manager Claudia Needham, Regional Manager David Hamel, Regional Manager
To register, contact Joyce at (603) 620-0745 To register, contact Claudia at (603) 620-5709 To register,contact David at (603) 620-0963
or firstname.lastname@example.org or email@example.com or firstname.lastname@example.org
DAY SESSIONS DAY SESSIONS DAY SESSIONS
MICROCREDIT-NH Bethlehem Conway Concord
REGIONS North Country Council, 107 Glessner Rd. Mt. Washington Valley Economic Council NH Community Loan Fund, 7 Wall St.
Wednesdays, 1/10, 2/14 and 3/14, 9 – 11 AM Technology Village, 53 Technology Ln. Tuesdays, 1/16 and 2/20, 4 – 6 PM
North Country (NC)
Tuesdays, 2/27 and 3/27, 3 – 5 PM
West Central (WC) Gorham Derry
East Central (EC) One Bean Street, 212 Main St. Laconia Derry Public Library, 64 East Broadway
Wednesdays, 1/17, 2/21 and 3/21, 9 – 11 AM Laconia Area Community Land Trust Mondays, 2/5 and 3/5, 4 – 6 PM
South West (SW)
658 Union Ave.
South Central (SC) Lancaster Tuesdays, 1/16 and 2/20, 2 – 4 PM Manchester
South East (SE) Weeks Memorial Library, 128 Main St. 1. Amoskeag Business Incubator
Wednesdays, 1/3 and 3/7, 2 – 4 PM Meredith 33 South Commercial St.
Meredith Public Library, 91 Main St. Wednesdays, 1/10, 2/14 and 3/14, 4 – 6 PM
North Stratford Wednesdays, 1/3, 2/7 and 3/7, 4 – 6 PM
Blueberry Hill Bed & Breakfast 2. Manchester Community
484 US Route 3 Ossipee Resource Center
Thursdays, 1/11, 2/8 and 3/8, 9 – 11 AM Ossipee Public Library, 74 Main St. 177 Lake Ave.
Wednesdays, 1/10, 2/14 and 3/14, 4 – 6 PM Wednesday, 2/7, 3 – 5 PM
Lancaster Wolfeboro Nashua
Coos Economic Development Council Wentworth Economic Business Information Center, 151 Main St.
148 Main St. Development Corporation (WEDCO) Thursdays, 1/11 and 3/8, 1– 3 PM
Wednesday, 2/7, 6 – 8 PM Citizens Bank building, 7 Center St.
Tuesdays, 1/23, 2/27 and 3/27, 10 AM – 12 PM Salem
Kelley Public Library, 234 Main St.
WEST CENTRAL REGION EVENING SESSION Tuesdays, 1/9, 2/13 and 3/13, 1 – 3 PM
Janet Cote, Regional Manager North Conway
To register, contact Janet at (603) 620-0319 The Met Coffee House EVENING SESSIONS
or email@example.com 2680 White Mountain Highway Concord
Visit Thursday, 1/11, 6:30 – 8:30 PM NH Community Loan Fund, 7 Wall St.
DAY SESSIONS Tuesday, 3/20, 4:30 – 6:30 PM
Grafton County Economic Development SOUTH WEST REGION Nashua
today! Council, 10 North Main St., 2nd floor Robin Picard, Regional Manager Nashua Public Library, 2 Court St.
Tuesdays, 1/16 and 3/20, 10 AM – 12 PM To register, contact Robin at (603) 620-1269 Tuesday, 2/27, 6 – 8 PM
The Dartmouth Regional Technology DAY SESSIONS SOUTH EAST REGION
MicroCredit-NH is generously Center, Centerra Resource Park Keene Jennifer Murphy Aubin
supported by Citizens Bank, 16 Cavendish Court (off Route 120) Hannah Grimes Center, 25 Roxbury St. Regional Manager
the City of Manchester, Samuel P. Hunt Tuesdays, 2/13 and 3/13, 2 – 4 PM Tuesdays, 1/23 and 2/20, 3 – 5 PM To register,contact Jennifer at (603) 496-0520
Foundation, NH Community or firstname.lastname@example.org
New London Milford
Development Finance Authority, Carriage House Community Meeting Wadleigh Memorial Library, 49 Nashua St. DAY SESSIONS
NH Community Development Block Room, 124 Newport Rd. Wednesday, 3/21, 4 – 6 PM Dover
Grant Program, NH State Council on Thursdays, 2/1 and 3/1, 4 – 6 PM Café on the Corner, 478 Central Ave.
the Arts, Unitil, Cambridge Trust Newport Thursdays, 1/4 and 2/1, 2 – 4 PM
Plymouth Richards Free Library, 58 Main St.
Company and is endorsed by all NH Plymouth Chamber of Commerce, 1 Foster St. Wednesday, 1/24 & Thursday, 2/15, 3 – 5 PM Exeter
County Commissions. Tuesdays, 2/6 and 3/6, 10 AM – 12 PM ArtWorks-NH orientation for
Peterborough a local Arts Business Group
The Network Content: Tilton Peterborough Savings Bank Annex Exeter Elementary School, 30 Lincoln St.
Twin Rivers Community Corporation 45 Main St. Tuesday, 1/16, 4 – 6 PM
Tara Dolphin 608 West Main St. Thursday, 1/25 & Wednesday, 2/21, 3 – 5 PM
Marketing and Communications Manager Thursdays, 1/11, 2/8 and 3/8, 10 AM – 12 PM Portsmouth
MicroCredit-NH EVENING SESSION Me & Ollie’s Café
EVENING SESSION Walpole 10 Pleasant St., Market Square
Original Design: Hanover Savings Bank of Walpole, North Meadow Thursdays, 1/25 and 3/22, 4 – 6 PM
Howe Library, Murray Room, 13 East South St. Plaza, 68 Ames Plaza Ln., Route 12
Teresa Troy, VCA, Nottingham, NH Wednesday, 3/28, 6 – 8 PM Thursday, 2/22, 6 – 8 PM Raymond
Ocean National Savings Bank, 55 Main St.
Thursdays, 1/18, 2/15 and 3/15, 12 – 2 PM
Special Opportunity for Rochester
Citizens Bank, 1 North Main St.
MicroCredit-NH Members! Thursdays, 2/8 and 3/8, 2 – 4 PM
MicroCredit-NH members are invited to participate at a reduced registration rate in the Portsmouth
Institute, presented by The School of Community Economic Development at Southern New Hampshire University (SNHU). This Portsmouth City Hall, 1 Junkins Ave.
“boot camp” for community-minded entrepreneurs will be held on Thursday, 3/29, 5 – 9 PM and Friday, 3/30, 9 AM – 5 PM. Tuesday, 2/13, 6:30 – 8:30 PM
Location: SNHU, 2500 North River Road, Manchester
RSVP: Deadline for registration is Friday, 3/23. Register online at http://www.snhu.edu/1758.asp
Cost: $50 (special rate for MicroCredit-NH members – a $200 value!) for both days including meals (dinner, continental breakfast
and lunch). Scholarships are available. Please contact Veronica Kamerman at email@example.com if you would like to apply.
Farm, and Michael Swack, Dean of the School of Community Economic Development, will tell “tales from the trenches” Thursday
selected to sit on the “hot seat” to have cases they submitted in advance explored by the panel and fellow participants.
How to Register:
Unless otherwise stated below, please contact MicroCredit-NH at 1-800-769-3482 or email
firstname.lastname@example.org for more information and to register. Workshop fees are $15 for
1. Call MicroCredit-NH at 1-800-769-3482 or send
an email to: email@example.com
2. We now accept credit cards! Provide your
card number to MicroCredit-NH via telephone.
3. Send a check, made payable to MicroCredit-NH.
Indicate workshop name and location on memo
line. Mail check to:
MicroCredit-NH members and $20 for non-members. MicroCredit-NH, 7 Wall Street, Concord, NH 03301
Bristol Gorham Lebanon New London
Location: Newfound Regional School Location: Gorham Family Resource Location: The Dartmouth Regional Location: Tracy Memorial Library
District Lifelong Learning Program at Center, 123 Main Street Technology Center, Centerra 304 Main Street
Newfound Regional High School Marketing Roundtable Resource Park, 16 Cavendish Court Build Your Business Ferociously!
1 Newfound Road Thursday, 2/15, 11 AM – 1 PM How to Get Your Thursday, 1/11, 6 – 9 PM
Marketing on a Discuss marketing ideas with other local Customers to Pay Increase your marketing exposure while spending
Shoestring Budget Tuesday, 1/9, 10 AM – 12 PM less money, and transform your business from
Wednesday, 2/7, 6:30 – 8:30 PM marketing efforts. Bring a bag lunch and Find out how you can make more money with “ho-hum” to downright staggering. Learn over 103
Ever place a print ad for a lot of money and your own marketing materials to receive your existing customers by implementing low-cost strategies to market your business.
see little, or no, return? Marketing is essential feedback and ideas for improvement. and enforcing a credit policy, and watch Sponsor: Raising Granite Business Solutions
for maintaining and growing your business, Featured Speaker: Joyce Presby your customers pay in full – and on-time. (MicroCredit-NH Business Group)
but it doesn’t have to cost a fortune.This Cost: $15 members/$20 non-members Participate in realistic debt collection calls in RSVP: Heather Turner at (603) 938-2433
workshop will cover effective, low-cost marketing preparation for making your own. Featured Speaker: Ted Gorski, Executive
techniques that attract potential customers. Groveton Co-sponsor: Grafton County Coach, Get Your Edge
Featured Speaker: Janet Cote Location: Northumberland Public Economic Development Council Cost: $5 members/$10 non-members, checks
Cost: $15 members/$20 non-members Library, 22 State Street Featured Speaker: Michelle Dunn, payable to Raising Granite Business Solutions
Financial Toolkit Tune-up Author/Consultant (featured inWall Street
Journal and on CBS Early Show) Newport
Conway Wednesday, 1/24, 6 – 8 PM Cost: $60, includes a copy of the
Location: Mt. Washington Valley Streamline business operations by Location: Sugar River Valley Technical
book Become the Squeaky Wheel, a
Economic Council, Technology Village understanding and using the information Credit & Collections Guide for Everyone Center, 243 North Main Street
53 Technology Lane generated by your accounting software’s by Ms. Dunn; “New Account Packets” for Marketing on a Shoestring Budget
Is Your Marketing Working? collections use; tip sheets on “Easy Ways Tuesday, 1/30, 6 – 8 PM
income statements and balance sheets will to Collect” and a free membership to See Bristol Description
Thursday, 2/15, 10 AM – 12 PM be covered. Please bring a calculator. www.credit-and-collections.com. Featured Speaker: Tara Dolphin
Are your marketing dollars translating into Featured Speaker: Joyce Presby
customers? Learn to evaluate your advertising Cost: $15 members/$20 non-members
Cost: $15 members/$20 non-members Lisbon
and promotional efforts for maximum results, Location: Lisbon Town Office
and create a marketing plan and budget. Plymouth
Jaffrey 21 School Street Location: Pease Public Library
Featured Speaker: Claudia Needham
Cost: $15 members/$20 non-members Location: Jaffrey Civic Center Assessing Opportunities for 1 Russell Street
40 Main Street Business Growth and Success Assessing Opportunities for
Derry Blogging as a Marketing Tool Wednesday, 3/14, 6 – 8 PM Business Growth and Success
Location: Bank of America Wednesday, 1/17, 6 – 8 PM See Dover Description Tuesday, 3/27, 6:30 – 8:30 PM
57 Crystal Avenue Christine Halverson will demystify the Featured Speaker: Joyce Presby See Dover Description
Financial Toolkit Tune-up “blogosphere.” Find out what it is, how to Cost: $15 members/$20 non-members Featured Speaker: Janet Cote
blog, and how blogging can be used to Cost: $15 members/$20 non-members
Monday, 2/12, 5:30 – 7:30 PM promote and market your business. Chris
Streamline business operations by Manchester
will share some of her blogging experiences Location: Unwined
understanding and using the information Portsmouth
generated by your accounting software’s 865 Second Street, Mallard Pond Plaza Location: The Rosa Restaurant
Featured Speaker: Christine
Halverson of Halverson New Media, Synergistics Networking 80 State Street
statements and balance sheets will be covered. LLC, and professional blogger for Anniversary Party MicroNet Networking Night
Featured Speaker: David Hamel Stonyfield Farm Yogurt Tuesday, 2/20, 6 – 8 PM
Cost: $15 members/$20 non-members Tuesday, 2/27, 6:30 – 8:30 PM
Cost: $15 members/$20 non-members All MicroCredit-NH members are invited Meet MicroCredit-NH members from the South East
to sip, relax and enjoy as the Synergistics region and practice your 30-second business pitch.
Location: The McConnell Center Location: Continuing Education at evening meet and greet will provide an from making new contacts and renewing existing
61 Locust Street Keene State College, 229 Main Street opportunity for MicroCredit-NH members relationships. Light refreshments will be served.
Assessing Opportunities for Morrison Hall – Room 206 from all over NH to exchange business Sponsor: Empowered Entrepreneurs
cards, make connections and pitch their (MicroCredit-NH Business Group)
Business Growth and Success Assessing Opportunities for businesses. Cash bar and dinner fare. RSVP: By 2/20 to Roxie Zwicker at (207)
Tuesday, 3/13, 6:30 – 8:30 PM Business Growth and Success Sponsor: Synergistics 439-8905 or firstname.lastname@example.org
Small business owners are often so busy Tuesday, 3/6, 6 – 9 PM (MicroCredit-NH Business Group)
managing and maintaining daily operations, Cost: None
See Dover Description RSVP: Becky O’Neil, (603) 624-9707
there is little time and energy left to look RSVP: Continuing Education of Keene Cost: None
outside and ahead of the business for future at (603) 358-2290. Reference course
development.This workshop will feature NCPP-290-N16C. Location: Amoskeag Business Location: Rochester Community Center
assessment tools for both start-up and Featured Speaker: Robin Picard Incubator, 33 South Commercial Street 150 Wakefield Street
experienced businesses to identify possible Cost: $50 Tax Strategies: Filing Your
growth opportunities. Hitting the Bulls Eye:
Featured Speaker: Jennifer Murphy Aubin Strategic Marketing Schedule C
Location: Keene Community Wednesday, 1/17, 6:30 – 8:30 PM
Cost: $15 members/$20 non-members Tuesday, 3/6, 9 – 11 AM
Education at Keene High School
Access market research solutions and
43 Arch Street
Gilford proactive planning and promotional
From Business Plan to strategies to successfully “hit the bulls eye”
Location: Southern NH University’s
Gilford Campus, 2 Airport Road
Success: 4-part series with identifying, attracting and retaining
Thursdays, March 22nd, 29th, your most likely customers.
Brainstorm + Brand = BOOM! Featured Speaker: David Hamel
April 5th and 12th, 5:30 – 8:30 PM
Thursday, 3/15, 8:30 AM – 4 PM Research shows that successful businesses Cost: $15 members/$20 non-members
Get your creative juices flowing and boost Sponsor: Future Fortunes
work from a business plan.Whether (MicroCredit-NH Business Group)
you’re just starting-up, or operating an Nashua Featured Speaker: Kim Perkins, owner of
of new ideas and cutting edge strategies, existing business, increase the likelihood Location: Nashua City Hall Books by the Numbers, LLC
increase your visibility, marketing results, of your long-term success by creating and 229 Main Street, Room 208 Cost: None
using a business plan. Participants with Assessing
and blow your competition out of the water. completed business plans will have the
Space limited to 30 participants. opportunity for review. Opportunities for
Co-sponsors: Belknap County Economic Business Growth and
RSVP: Keene Community Education at
Development Council, SCORE Lakes Success
Region, Greater Laconia-Weirs Beach
Featured Speakers: Gary Chabot, Thursday, 3/22, 6 – 8 PM
Chamber of Commerce
Vermont SBDC; Tara Dolphin, See Dover Description
Marketing and Communications Featured Speaker:
Claudia Needham; Kevin Skarritt, Chief
Manager, MicroCredit-NH; David Hamel
Nut of Acorn Creative; and Lani Voivod
and Robin Picard Cost: $15 members
of Epiphanies, Inc.
Cost: $60 ($15 per session) members $20 non-members
Cost: $40, includes lunch
$80 ($20 per session) non-members
All In The Family: Family-owned Businesses
Making A Comeback with Berlin Couple
KEITH AND LAURA LYNCH’S Keith’s long-standing reputation in the
four children will be ready to step in community. While Keith is on painting
when their parents are positioned to jobs, he also promotes North Star Web
hire employees for their two home- Services. He secured two new web
based businesses. 10-year-old Danielle clients during his last job.
has already lent her talents by fixing
a glitch in the logo of her mother’s Critical Crossroad: Today, Laura reports the MicroCredit-NH
enterprise, North Star Web Services. Enter MicroCredit-NH Tutorial Curriculum has been “absolutely
instrumental,” causing her to change her
Thanks to teamwork that seems to be a Business hasn’t always been booming. method of bookkeeping and identify how
family trademark, both Keith and Laura
operate thriving businesses sharing
In early 2006, the Lynches were at a
crossroads with the recent opening of
the couple was spending money in the
wrong places. “MicroCredit-NH hasn’t
the same name: North Star. Laura’s North Star Web Services. “Between two
newly launched business specializes in made us rich, but it has gotten us out of
businesses, we should’ve been able to the Poorhouse,” she explained.
website design, hosting, databases and make a good living – but we weren’t,” ways to use the money – the business line
graphic design services. Keith’s 20-year- said Laura. Keith was injured on the was a suggestion from a member,” said
old business, North Star Painting, The Lynches have also made significant Laura. “I wouldn’t have been able to do
job, and considered closing the painting contributions to the Valley Ventures
offers exterior and interior house business to work full-time with Laura. any advertising without the loan. Most
painting. While Keith has over 30 years group, by providing leadership and microbusinesses don’t have $500 sitting
experience as a painter, he is also well- goals, designing a group website around.”
versed in web development, holding (www.valleyventuresgroup.org) and
degrees in computer technologies “ I wouldn’t have been helping to organize the group-sponsored With Keith’s recent injuries, he couldn’t
and operating systems. Laura’s Microenterprise Showcase tradeshow in continue his strict, old-world style of
graphic design and web expertise are able to do any advertising Berlin last September. the “paint, pot and brush” technique.
complemented by Keith’s talents. Realizing he had to “change or fold,”
without the loan - most Powerful $500 Loans Keith’s loan paid for a spray gun he uses
It Takes Two to apply paint and back-brush it. Keith
microbusinesses don’t have Keith and Laura have each taken $500 credits the loan process and feedback
“We make a good team because Keith loans through MicroCredit-NH. Laura’s from his group for making him more
understands computer language and $500 sitting around.” paid for local newspaper advertising and open to change. “I value the viewpoints of
coding, and I focus on the graphic a business phone line. She reports the my group members very highly,” he said.
design portion of our clients’ website loan process wasn’t as difficult as she had “The fact that we have different businesses
development,” explained Laura. Some Laura’s mother recommended imagined, as she’d been bookkeeping the
MicroCredit-NH, having heard of the isn’t important. We put our ideas
current clients include an insurance agency, correct way (as a result of Tutorials) for together and it helps out considerably.”
home inspector and consulting firm. program through her work at the Family several months prior to the applications.
Resource Center at Gorham. The couple
then visited the Valley Ventures Business Future is Bright
The Lynches also strengthen each other’s “It was a good experience because we
businesses with marketing support. By Group in Berlin. “We were sold right off had to convince our peers we needed the
the bat by the potential of the program,” Laura plans to host more microbusiness
cross-marketing the North Star name, money, and I discovered I had flaws in my websites, and now offers discounted
Laura is maximizing and enriching Keith said. plan. The group helped me find other pricing for MicroCredit-NH members.
She’s also working to make North Star
Web Services a household name in the
Group Isn’t Artist-Exclusive Berlin, Gorham and Milan communities.
GROUP PROFILE While BIG includes several artists,
“It’s very costly for a small business to
have a website,” Laura commented. “It’s
What’s the BIG Idea? Wolfeboro Business Group individuals from other industries are a leap of faith, but I offer considerably
Works Together – and for Each Other also represented. Jim owns Positively lower pricing and more web education
Creative Solutions, a technology for the client.”
consulting and web design firm in Alton. “I
THE BUSINESS INVESTMENT GROUP, “My book was all made possible because come from a technology perspective, but Within two years, Keith plans to work
known as “BIG,” is nearing its first of my involvement in MicroCredit-NH,” being with so many creative people in this strictly indoors. A master painter, he
anniversary and is already a model for Duane said. “This can be classified as a group has provided a great exchange of will market himself as a local expert
how MicroCredit-NH groups can operate real success story and inspire others to ideas for me,” Jim explained. in interior painting. “Interior work is
successfully. publish a book, too. You can make my forté, and the current local trend is
anything happen if you work with Linda Matchett, owner of the Tuc’ Me to restore properties to their original
This group of nine outstanding business MicroCredit-NH.” Inn Bed and Breakfast in Wolfeboro, beauty,” said Keith. “The time is right for
owners uses the tools that make groups is another non-artist group member. “I me to make this transition.”
excel, such as meeting facilitators, work Jim’s wife, Donna Aldrich Fontaine hesitated to come to MicroCredit-NH
plans and monthly business spotlights is an oil and pastel painter. She is before because I felt I was beyond what the As for MicroCredit-NH, the Lynches
– and they clearly enjoy each other. currently working on an art book and program offered,” Linda admitted. “But I
several children’s stories while painting are looking forward to continued
Most striking is that the majority of the now realize that I didn’t know as much as participation. Both business owners have
members are cross-marketing and hiring commissioned pet portraits. Donna credits I thought! My business has grown more
MicroCredit-NH with providing her with second loan applications in mind. “It has
one another for business contracts, this year than over the 3 ½ years I was in
a wealth of knowledge through its business helped us so much already,” Keith said.
making MicroCredit-NH’s expanded business before joining BIG.”
markets resource a tremendous value. planning and marketing workshops. “We are excited about the future.”
Need to Publish a Book? Art Works with Cross-Marketing Alternative to an MBA? For more information on North
Ask a Fellow Member! Star Web Services or North Star
Stacie Hubbard, owner A Walk in The group’s dedication to learning and Painting, call (603) 752-3089
BIG consists of five artists, three married Wellness massage therapy, will soon growth is inspiring to its members. “I feel or visit www.northstarws.com
couples and two book-related business open a day spa in Alton. Using feedback like I’m on a path to an MBA through this and www.northstarpainting.net.
owners. “Group effort” barely describes from her group members, she has group,” commented Duane. “We haven’t MicroCredit-NH member pricing
how BIG members contributed to a avoided trouble spots in its development. scratched the tip of the iceberg of what this for North Star Web Services is
new book by one of their peers. Duane “MicroCredit-NH is something I wish I group can learn and do,” Jim added. available at www.northstarws.com/
Hammond, who specializes in fine art knew about sooner,” Stacie commented. microcreditnhpricing.html.
pastel paintings of pigs in human-like Stacie has offered to hang a variety of To learn more about BIG and membership
situations accompanied by humorous photographs taken by BIG member and opportunities in Carroll County, contact
captions, wanted to publish a book artist, Karen Klitgaard. This will Claudia Needham at (603) 620-5709 or
version of his work. Fellow BIG enhance Karen’s marketing efforts by
member Brad Marion, owner of Beech providing awareness and a wider
River Books publishing in Ossipee, market for her artwork.
offered to publish the book for Duane.
BIG members also selected the book’s Artists Sandy Hammond and
cover photo, which shed light for Duane Dawn Marion split the cost of a
on what appeals to the general public. tent for the “Art in the Park” event
Since December, he’s held signings of in North Conway last summer.
Pigs in a Poke Collection #1 at Together, they set-up their displays 7 Wall Street, Concord, NH 03301
local bookstores statewide. The book is and offered “moral support” to
one another during this intensive 1.800.769.3482
now available for purchase on Duane’s
website, which was designed and built by marketing event. www.microcreditnh.org
another BIG member, Jim Fontaine.