Open Enrollment 2010 - PDF

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					                                                            …a CCPS Employee Benefits / Wellness Newsletter

                                        W W W . C O L L I E R . K 1 2 . F L . U S / H R / B E N E F I T S                  O C T / N O V      2 0 0 9

 INSIDE THIS                           Open Enrollment 2010
                                                          It’s Coming!
                                                          It’s almost time to enroll for your 2010 benefits! To make the process as easy as
Family Best Price
                                                          possible, we have included an enrollment schedule of events as well as important
                                                          information about Flexible Spending Account (FSA) elections.
                                       Many of you participated in a survey after last year’s benefits enrollment, and we want to thank you for
2009 Benefits/Health          2        your feedback! We learned a great deal about the enrollment process and listened to your sugges-
Fair                                   tions. So this year, to accommodate everyone’s enrollment preference, we will have online enrollment
                                       with a call center available to help those interested in speaking with an enrollment specialist.
2009 Benefits/Health          3
Fair Photos
                                                                 If you currently participate in a Flexible Spending Account (FSA),
Benefits FAQs                 4                                  you MUST log onto the EBenefits online system to re-elect your FSA
                                                                 contribution for 2010 regardless of whether or not you are changing
Important News:               4
                                                                 the amount. This is an IRS requirement! If you do not go online to
H1N1 & Flu Shots                                                 re-elect this benefit for 2010, your FSA coverage will be declined
Benefits and Insurance 4
Contacts                               Please note: If you are not currently enrolled in the FLEXIBLE SPENDING ACCOUNT (FSA) pro-
                                       gram and you do not log onto the EBenefits online system, you will have the same benefits as the
Tina’s Healthy Tip            4        2009 plan year.
CCPS Employee                 4                                  Open Enrollment Schedule of Events
Benefits Hotlines
                                                   October 14               Call center opens.
                                                   October 19-23            CCEA (Instructional) enrollment
Quit Smoking Now!             5                    October 26-28            CCAEOCAP (Non-instructional/Paraprofessional/Clerical) enrollment
                                                   October 28-30            Teamsters (Food Service/Maintenance/Transportation) enrollment
                                                   October 28-30            All Non-bargaining (Administrative/Managerial/Office Managers etc...)
                                                   November 13              Last day to submit Evidence of Insurability, if required.

                                                 Stay informed! You will receive more benefit information over the next few weeks.

       Upcoming                             The 2010 Enrollment and Benefit Summary Guide will NOT be printed and distributed. The guide book will
                                            be available the week of October 12 on the District’s website at

 Open Enrollment - Oct. 19 - 30
 Flu Shot Information - see page 4.     New flexible spending account debit cards will be issued to everyone who has a
 Free EAP Webinars:                     FSA for 2010. Here are a few important things you should know:
      Protecting Yourself and Your
          Family From The Flu               Two cards will be issued instead of one
       Wed., Oct. 14 at 1pm & 2pm           The new cards will look more defined as
      Building Generation Gaps in           benefit cards and less like credit cards
              the Workplace                 The cards must be activated prior to use
       Tues., Oct. 20 at 1pm & 3pm
         Thurs., Oct. 22 at 12pm            There is a fee for replacement cards
                                            Discard the old debit card after
                                            December 31, 2009
WWW.COLLIER.K12.FL.US/HR/BENEFITS                                                                                                                                    PAGE      2

                                           Family Best Price Program
    First Service Administrators is now offering the FSA Best Price Card to district employees who do not currently have prescription drug cover-
    age. An average savings of 13% to 65% can be realized on drug prices through their national network of over 50,000 pharmacies, including
    major chains and community pharmacies.
                To Use at Participating Pharmacies:                                        To Enroll in the Mail Order Pharmacy:
     Take your drug prescription to a Best Price participating pharmacy.                      Call Customer Service at 1-888-479-2000, press prompt #5.
      All brand name and generic drugs are allowed.                                            One of the representatives will be happy to enroll you in their con-
     One card automatically covers all family members at no cost.                               venient mail order program.
     Show your Best Price card to your pharmacist every time you fill your                    Guaranteed quality assurance using a 7-point test on every pre-
      prescription. Use your Best Price card for any prescriptions that are                      scription before mailing.
      not covered by your insurance or excluded from Medicare Part D.                          Standard shipping is free.
     Pay the discounted portion of the drug price.
      Discounts are given at the time of your purchase.          For a list of participating pharmacies or for more information on home delivery, visit
                                                                       To request a Best Price card, email or pick one up in the Benefits Office.

                  2009 Benefits/Health Fair
Thanks to everyone who came out for the fair at Gulf Coast High School on Saturday, September 26 th. The fair was well attended by over 200
employees and their family members. This year’s theme, “We Care About You,” carried through the day as attendees were offered free
health screenings, including bone density, audiometric , cholesterol/blood sugar/blood pressure and vision. The students from the massage
therapy program at Lorenzo Walker Technical Institute provided free neck/shoulder massages again this year. Flu and pneumonia vaccines
were also offered. The kids were given free bicycle helmets and had an opportunity to learn all about good dental health from “The Tooth
Fairy.” Sams and Costco came through again this year with great refreshments for fair attendees. Everyone walked away with goodie bags
full of healthy snacks, calendars, back massager, water bottle, pedometer and radio. (see photos on page 3.)
Thanks to our vendors for providing great resources and giveaways:

     Adult Education                                     ING
     Advanced Medical Center                             Lion’s Club
     American United Life                                LWIT
     American Century                                    Met Life Insurance
     AXA-Equitable                                       Midland National Life
     Bencor                                              National Center for Missing &
     Bloodmobile                                          Exploited Children
     Child’s Advocacy                                    Naples Community Hospital
     Collier County Parks &                              Physicians Regional Hospital
      Recreation                                          Nutrition Services
                                                                                                                        Recipients of the drawings:
     Community Health Partners                           Prepaid Legal
                                                                                                                                    Lynda Woods, Wii Fit,
     Costco                                              Sams                                                             donated by First Service Administrators.
     Delta Dental                                        Suncoast Schools Federal Credit                                            Brian Kobasa, ipod,
     Express Scripts                                     Union                                                            donated by First Service Administrators.
     Highmark                                            Tooth Fairy                                                            Teresa Hone, gift basket
     Horizon Health                                      Transportation Department                                                donated by Great American.
     Horace Mann Insurance Group                         Valic                                                               Yolanda Heredia, gift basket,
     Humana/CompBenefits                                 Visiting Nurses Association                                           donated by Physicians Regional.
                                                          Willis HRH                                                         Gina Rose, OralB toothbrush,
                                                                                                                                      donated by Delta Dental.
                                                                                                                           Tiffany Shaden, OralB toothbrush,
                                                                                                                                      donated by Delta Dental.
                                                                                                                                Latham Hill, $25 giftcard to
                                                                                                                                     Macaroni Grill,
                                                                                                                                    donated by Horizon Health.
                                                                                                                              Maria Ramirez, $25 giftcard to
                                                                                                                                     Macaroni Grill,
                                                                                                                                     donated by Horizon Health
                                    PAGE   3
WWW.COLLIER.K12.FL.US/HR/BENEFITS                                                                                                                        PAGE        4

                                 ANSWERS TO THE MOST                                           Benefits and Insurance Contacts
                                  FREQUENTLY ASKED
                                  BENEFIT QUESTIONS                                                                  Jane Manalich
What is a deductible? A deductible is the amount of money you or your dependents
                                                                                                         Director of Benefits & Insurance
must pay toward a health claim before the health plan makes any payments for health                                      377-0355
care services rendered. For example, a plan participant with a $350 annual deductible
would be required to pay the first $350, in total, of any claims during a plan year, i.e.                            Cynthia Battle
January-December.                                                                                                 Benefits Manager
What is a coinsurance? Coinsurance is a provision in the health plan that describes                                      377-0370
the percentage of a medical bill that you must pay and the amount that the health plan
must pay.
                                                                                                    Renee Hardy                         Victoria White
What is out-of-pocket maximum? The maximum amount (deductible and                              Occupational Health Nurse           Staff Assistant to Director
coinsurance) that an insured must pay for covered expenses under a health plan. Once the               377-0399                                377-0353
out of pocket maximum is reached, the plan will cover eligible expenses at 100%.
What Is A PPO? A preferred provider organization (PPO) is a group of physicians and                 Tina Bowen                           Linda Thoman
hospitals contracted by the District in an effort to reduce the effect of rising health care    Workers Compensation                    Benefits Specialist
costs while providing you with quality care. The District School Board of Collier County
has contracted with a network of providers to provide PPO services for you and your                   Adjuster                                377-0367
eligible dependents. The participating physicians and hospitals in the network have been               377-0341
carefully selected. The qualifications of each health care provider have been reviewed so
that you and your dependents will be provided quality care at a fee significantly less than        Elaine Delgado                        Teri Cowley
is common in the geographic area in which you live. The final choice of health care               Personnel Specialist             Benefits Support Assistant
providers is yours. However, if you receive services from a health care provider included              377-0339                               377-0340
in the PPO, the plan's co-payment may be increased, which may decrease the amount you
must pay.                                                                                          
How do I find a doctor/facility that is in the network? To find a network
doctor or facility in Naples, you can search Community Health Partners’ website at or call 239-659-7700. To find a network doctor or facility
                                                                                                   Feel Better!     Your heart
outside of the Naples area, you can search Multiplan’s website at or
call 1-800-523-3669.                                                                                Weigh less
                                                                                                                    needs the
                                                                                                                                   Healthy Tip
What is an Explanation of Benefits (EOB)? You receive an EOB from First                           Burn Calories
                                                                                                                                    Taking the stairs is one way
Service Administrators, Inc. when a medical claim is submitted for you and/or                                                       to be more physically active.
dependents. Your medical EOBs are now available online at             Walk up stairs
 Dental EOBs are sent to you from Delta Dental if a dental claim is submitted for you and/                                    In one minute, a 150 pound person burns
or your dependents if you have the Table of Allowance/PPO dental plan. The EOB will                                         approximately 10 calories walking up stairs,
show the date of service, amount charged, amount credited to your deductible, the                                             and only 1.5 calories riding an elevator.
amount paid and the amount owed.
                                                                                                                                                               Tina Bowen
                                                                                                                                                   Workers Compensation

                                                                                                           Collier County Public Schools
                                                                                                           Employee Benefits Hotlines
                                                                                                        First Service Administrators: 800-226-3155
                                                                                                        Express Scripts: 800-451-6245
                         t News:                                                                        Delta Dental: 800-442-4232 (HMO Plan)
                 Importan                                                                                                800-521-2651 (PPO/TOA Plan)
                           H1N1 Info: rmation on
                                 d info
                    test news
          For the la to: www.c
                                                                                                        Vision Care: 800-865-3676
          H1N1, log on ineflu.asp .                                                                     CIGNA Disability: 800-362-4462
           parents/sw                   :                                                               Community Health Partners: 239-659-7700
                           Flu Shot Info dule. Check
                          d flu shot sche                                                   Pre-Paid Legal: 239-594-4746 / 800-654-7757
            For the revise : www.colliers
            our website /wellness/flu.htm .                                                             Critical Illness-Highmark: 800-849-2954
WWW.COLLIER.K12.FL.US/HR/BENEFITS                                    PAGE   5

                    A FREE Community Health Promotion Program

                    Where: NCH Healthcare System
                      350 7th Street N.
                      Naples, FL. 34102
                    Date:   October 27th
                             Six Sessions
                             5:30 to 6:30 pm
                            For Information or to Register Call:

                         FREE Nicotine Replacement Therapy, Gum, Patches,
                           and Lozenges for Those that are Eligible!

                     Sponsored by Everglades Area Health Education Center