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					                                               PRESS INFORMATION—FOR IMMEDIATE RELEASE
                                                                             November 6, 2008
                                                                            Contact: Tania Vira
                                                                   Tel: (212) 447-7900 ext .240
                                                                           Fax: (212) 447-7750
                                                                     E-mail: tvira@gfmag.com




                  Global Finance Names the
             World’s Best Internet Banks for 2008
               at Awards Dinner in New York
NEW YORK — On November 6th, 2008 Global Finance presented its World’s Best
Internet Bank Awards at an awards dinner in New York. A full report will appear in
the December 2008 issue of Global Finance.

Global Finance’s World Best Internet Bank Awards are based on submissions from
banks that wish to be considered. This year, 207 individual banks from around the
world entered the competition. A judging panel composed of representatives from
Celent, Infosys Technologies Limited, Wipro Technologies and WNS evaluated the
entries. Based on the judges’ evaluations, Global Finance’s editors made the final
selections.

Winners were selected based on strength of strategy for attracting and servicing
online customers, success in getting clients to use web offerings, growth of online
customer base, breadth of products offered, evidence of tangible benefits gained from
internet initiatives, and web site design and functionality. Sub-category winners were
selected on the basis of relative strength of those products and services.

At the November 6th Awards Dinner, the overall winners for Regional and Global
Corporate/Institutional Internet Banks as well as Regional and Global Consumer
Internet Banks were announced. Also announced were the overall global sub-
category winners. The grand prize of Best Overall Global Internet Bank was
presented to Citi.

The banks that won awards announced at the Awards dinner were:




                                                                              Page 1 of 2
                                              PRESS INFORMATION—FOR IMMEDIATE RELEASE
                                                                            November 6, 2008
                                                                           Contact: Tania Vira
                                                                  Tel: (212) 447-7900 ext .240
                                                                          Fax: (212) 447-7750
                                                                    E-mail: tvira@gfmag.com




Global Winners
Best Overall Internet Bank – Global                       Citi
Best Corporate/Institutional Internet Bank – Global       Citi
Best Consumer Internet Bank - Global                      HSBC

Regional Winners: Best Corporate/Institutional Internet Bank
North America                Citi
Europe                       HSBC
Asia/Pacific                 Standard Chartered
Latin America                Citi
Central and Eastern Europe   Citi
Middle East/Africa           Standard Chartered

Regional Winners: Best Consumer Internet Bank
North America               Bank of America
Europe                      HSBC
Asia/Pacific                ICBC
Latin America               HSBC
Central and Eastern Europe  Hansanbank Estonia
Middle East and Africa      HSBC

Global Sub-Category Winners: Best Corporate/Institutional Internet
Bank
Best Investment Management Services             Citi
Best Online Cash Management Site                Citi
Best Trade Finance Services                     Standard Chartered
Best Web Site Design                            HSBC
Best Integrated Corporate Bank Site             Wells Fargo
Best Information Security Initiatives           Citi

Global Sub-Category Winners: Best Consumer Internet Bank
Best Investment Management Services            Bank of America
Best Bill Payment & Presentment                HSBC
Best Online Consumer Credit Site               Garanti
Best Web Site Design                           HSBC
Best Integrated Consumer Bank Site             Garanti
Best Information Security Initiatives          HSBC
Best Online Deposits Acquisition               Bank of America

Global Winners – not part world’s 50 largest financial institutions
Best Corporate/Institutional Internet Bank               Standard Chartered
Best Consumer Internet Bank                              Hansabank Estonia

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