Loan Modification

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					                                                                                                                       Loan                               Pre-Mod
                                                 Investor                                                           Modification    New Note   Loan     Loan Due for
MGIC Certificate   Lender Loan                     Loan     Borrower   Property Street                             Effective Date   Executed Delinquent     Date
   Number            Number      Investor Name   Number      Name         Address        City   State   Zip Code   (mm-dd-yyyy)       (Y/N)    (Y/N)    (mm-dd-yyyy)
                                                       Loan Balance/Payment/Term
                Existing                                                              Modified                                                           Existing
                                                                                  Qualifying
                                                                                    Gross                Forgiveness
Mortgage   Interest                      Mortgage   Interest                       Monthly Forbearance     of Debt     Balloon                Fixed      Fully       ARM with
Balance      Rate     P& I Only   PITI   Balance      Rate     P& I Only   PITI    Income      Amount      Amount      Payment     Term     Rate/Fixed Amortizing   Potential Neg
  ($)        (%)         ($)      ($)      ($)        (%)         ($)      ($)       ($)         ($)          ($)         $      (Months)    Payment     ARM        Amortization
                                             Loan Type
                                                                   Modified                                                                  Complete this information if the modified loan type is a

                                                                                                                                                               Months to Months
  Fixed        Fully       ARM with       Interest Only   Step Rate Year 1     Year 2    Year 3    Year 4    Year 5    Year 6    Year 7                            1st   Between
Rate/Fixed   Amortizing   Potential Neg     Payments      Number of Step Rate Step Rate Step Rate Step Rate Step Rate Step Rate Step Rate   Index               Interest  Interest
 Payment       ARM        Amortization        (Y/N)         Years      (%)       (%)       (%)       (%)       (%)       (%)       (%)      Name     Margin    Rate Adj. Rate Adj.
if the modified loan type is an ARM or other non-fixed payment loan
                           Max
              Interest   Interest Months to Months
             Rate Cap Rate (Life     1st      Between Payment Cap Per
              Per Adj.     Cap)    Payment Payment          Adj.
                (%)         (%)      Adj.       Adj.         (%)
                              Loan Modification Submission Instructions

                                                                                           Please provide the two digit code for the modification program name.
                                                                                            01-HAMP (Treasury Departments Home Affordable Program)
                                                                                            03-Standard Modification (Traditional modification and not a specific
                                                                                           program)
                                                                                            04-FNMA Alt Mod (HAMP trial modifications that did not meet
                                                        Program Name                       eligibility criteria)
                                                                                            05-FNMA Debt Forgiveness
                                                                                            06-Freddie Backup Mod (HAMP trial modifications that did not meet
                                                                                           eligibility criteria)
                                                                                            07-Freddie Cap to Reinstate Mod (Met Backup Mod eligibility except
                                                                                           post mod LTV < 80% and the housing DTI <20%)


                                                   MGIC Certificate Number                 Provide MGIC certificate number. Do not include commas.

                                                     Lender Loan Number                    Provide loan number for this loan.

                                                        Investor Name                      Provide the name of the investor for this loan.

                                                    Investor Loan Number                   Provide the investor loan number for this loan.

                                                                                           Provide borrower name for this loan. Must be written as last name,
                                                        Borrower Name
                                                                                           then first name. Do not include commas.
                                                                                           Provide the property address for the loan being modified.
                                                   Property Street Address
                                                                                           This must be the insured address of the loan.
                                                   Property Street Address                 Provide the city for the street address of the property.

                                                              City                         Provide the city for the street address of the property.



                                                             State                         Provide the state for the street address of the property.



                                                           ZIP Code                        Provide the ZIP Code for the street address of the property.


                                                                                           Provide the effective date of the loan modification.
                                               Loan Modification Effective Date
                                                                                           This must be in MM-DD-YYYY format.

                                                                                           Indicate whether a new note was executed in conjunction with the
                                                      New Note Executed
                                                                                           modification by entering a Y or N in this field.

                                                                                           Indicate whether the loan is in default prior to loan modification. Enter
                                                       Loan Delinquent
                                                                                           a Y or N in this field.

                                                                                           Provide the loan's due date prior to loan modification.
                                                   Pre-Mod Loan Due Date
                                                                                           This must be in MM-DD-YYYY format

                                                                                           Provide the existing unpaid principal balance. Include decimal point
                                             Mortgage Balance (Existing) (X.XX)
                                                                                           only; do not include commas or dollar sign.
                                                                                           Provide the existing interest rate. This must be in decimal format.
                              Existing




                                               Interest Rate (Existing)(X.XXXX)            (maximum of 4 decimal places. e.g., 6.3750). Do not include
                                                                                           percentage sign.
                                          P & I Only (Existing)Principal and Interest      Provide the existing monthly principal and interest payment. Include
                                                             (X.XX)                        decimal point only; do not include commas or dollar sign.
                                         PITI (Existing) Principal, Interest, Taxes, and   Provide the existing total monthly payment. Include decimal point only;
                                                        Insurance (X.XX)                   do not include commas or dollar sign.



                                                                                           Provide the modified unpaid principal balance. Include decimal point
Loan Balance / Payment Term




                                             Mortgage Balance (Modified) (X.XX)
                                                                                           only; do not include commas or dollar sign.



                                                                                           Provide the modified interest rate. This must be in decimal
                                                    Interest Rate (Modified)               format(maximum of 4 decimal places. e.g., 6.3750).
                                                                                           Do not include percentage sign.
                                         P & I Only (Modified) Principal and Interest      Provide the modified monthly principal and interest payment. Include
                                                             (X.XX)                        decimal point only; do not include commas or dollar sign.
                              Modified




                                         PITI (Modified) Principal, Interest, Taxes and    Provide the modified total monthly payment. Include decimal point
                                                       Insurance (X.XX)                    only, do not include commas.
                                                                                           Provide the total amount the borrower earns per month, not counting
                                         Qualifying Gross Monthly Income (Modified)        any taxes or expenses. Include decimal point only, do not include
                                                                                           commas or dollar sign.
                                                                                           Provide the non-interest bearing mortgage amount due at the end of
                                               Forbearance Amount (Modified)               the term of the loan. Include decimal point only, do not include
                                                                                           commas or dollar sign.




                                                                                                 Page 5 of 8
                                    Provide the mortgage amount that is being forgiven. Include decimal
Forgiveness of Debt Amount (X.XX)
                                    point only, do not include commas or dollar sign.
                                    Provide the balloon amount of the modified loan. Include decimal point
     Balloon Payment (X.XX)
                                    only; do not include commas or dollar sign.
         Term (Modified)            Provide the modified term of the loan (in months).




                                         Page 6 of 8
            Loan Modification Submission Instructions




                                                                                                             Fixed-Rate/Fixed-Payment
                                                                                                                                              If the existing loan is a fixed-rate, enter an X in this field.
                                                                                                                     (Existing)
            Existing




                                                                                                           Fully Amortizing ARM (Existing)    If the existing loan is an adjustable-rate, enter an X in this field.

                                                                                                              ARM with Potential Neg          If the existing loan is an adjustable-rate with potential negative amortization, enter
                                                                                                               Amortization (Existing)        an X in this field.
                                                                                                             Fixed-Rate/Fixed-Payment
                                                                                                                                              If the modified loan is a fixed-rate, enter an X in this field.
                                                                                                                    (Modified)

                                                                                                           Fully Amortizing ARM (Modified)    If the modified loan is an adjustable-rate, enter an X in this field

                                                                                                               ARM with Potential Neg         If the modified loan is an adjustable-rate with potential negative amortization, enter
                                                                                                               Amortization (Modified)        an X in this field.
Loan Type




                                                                                                                                              Indicate if the loan features any Interest Only Payments by entering Y or N in this
                                                                                                               Interest Only Payments
                                                                                                                                              field
                                                                                                            Step-Rate (Number of years)       If the modified loan is a step-rate, provide the number of years in this field.
                                                                                                                                              Provide the interest rate for the first year of the step rate term in decimal format
                                                                                                             Year 1 Step-Rate (X.XXXX)        (maximum of 4 decimal spaces. e.g., 6.3750).
                                                                                                                                              Do not include percentage sign.
                                                                                                                                              Provide the interest rate for the second year of the step rate term in decimal format
                                                                                                             Year 2 Step-Rate (X.XXXX)        (maximum of 4 decimal spaces. e.g., 6.3750).
            Modified




                                                                                                                                              Do not include percentage sign.
                                                                                                                                              Provide the interest rate for the third year of the step rate term in decimal format
                                                                                                             Year 3 Step-Rate (X.XXXX)        (maximum of 4 decimal spaces. e.g., 6.3750).
                                                                                                                                              Do not include percentage sign.
                                                                                                                                              Provide the interest rate for the fourth year of the step rate term in decimal format
                                                                                                             Year 4 Step-Rate (X.XXXX)        (maximum of 4 decimal spaces. e.g., 6.3750).
                                                                                                                                              Do not include percentage sign.
                                                                                                                                              Provide the interest rate for the fifth year of the step rate term in decimal format
                                                                                                             Year 5 Step-Rate (X.XXXX)        (maximum of 4 decimal spaces. e.g., 6.3750).
                                                                                                                                              Do not include percentage sign.
                                                                                                                                              Provide the interest rate for the sixth year of the step rate term in decimal format
                                                                                                             Year 6 Step-Rate (X.XXXX)        (maximum of 4 decimal spaces. e.g., 6.3750).
                                                                                                                                              Do not include percentage sign.
                                                                                                                                              Provide the interest rate for the seventh year of the step rate term in decimal format
                                                                                                             Year 7 Step-Rate (X.XXXX)        (maximum of 4 decimal spaces. e.g., 6.3750).
                                                                                                                                              Do not include percentage sign.

                                                                                                                    Index Name                Provide the name of the index measurement used for this loan.
            Complete this information if the modified loan type is an ARM or other nonfixed payment loan




                                                                                                                       Margin                 Provide the margin for the modified loan.

                                                                                                                                              Provide the number of months until the first interest rate adjustment for the modified
                                                                                                           Months to 1st Interest Rate Adj.
                                                                                                                                              loan.
                                                                                                           Months Between Interest Rate       Specify how many months there are between interest rate adjustmentsfor the
                                                                                                                      Adj.                    modified loan.
                                                                                                                                              Provide the interest cap per adjustment for the modified loan (maximum of 4
                                                                                                             Interest Rate Cap Per Adj.
                                                                                                                                              decimal places. e.g., 6.3750).
                                                                                                                      (X.XXXX)
                                                                                                                                              Do not include percentage sign.
                                                                                                                                              Provide the maximum interest rate (aka life cap) for the modified loan. This must be
                                                                                                            Max Interest Rate (Life Cap)
                                                                                                                                              in decimal format. (Maximum of 4 decimal places. w 6.3750)
                                                                                                                     (X.XXXX)
                                                                                                                                              Do not include percentage sign.

                                                                                                                                              Provide the number of months until the first payment adjustment for the modified
                                                                                                            Months To 1st Payment Adj.
                                                                                                                                              loan.

                                                                                                           Months Between Payment Adj.        Provide number of months between payment adjustments.




                                                                                                               Payment Cap Per Adj.           Provide the maximum rate increase per adjustment in decimal format (maximum of
                                                                                                                    (X.XXXX)                  4 decimal places e.g., 6.3750). Do not include percentage sign.




                                                                                                                                                                    Page 7 of 8
Complete this information i
                              Payment Cap Per Adj.   Provide the maximum rate increase per adjustment in decimal format (maximum of
                                   (X.XXXX)          4 decimal places e.g., 6.3750). Do not include percentage sign.




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