How to Start a Small Business

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					Start-Up Capital Estimate                          [Company Name]                                [Date]

                                        Monthly    Cash Needed      % of
Monthly Costs                                                               Source of Estimate
                                        Expenses   to Start         Total
Salary of owner-manager
All other salaries and wages
Rent
Advertising
Delivery expense
Supplies
Telephone
Other utilities
Insurance
Taxes, including social security
Interest
Maintenance
Legal and other professional fees
Miscellaneous
Subtotal
                                                   Cash Needed      % of
One-Time Costs                                                              Source of Estimate
                                                   to Start         Total
Fixtures and equipment
Decorating and remodeling
Installation charges
Starting inventory
Deposits with public utilities
Legal and other professional fees
Licenses and permits
Advertising and promotion for opening
Cash
Other
Subtotal
Total Estimated Start-Up Capital

				
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