Lowest Mortgage Rates

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                                                                   Best Mortgages & Lowest Mortgage Rates at Valueland Mortgages
Effective: June 30, 2010
  Term/          Rate         Rate     "Rate Lock"     Open/       Amortization       Prepayment          Features (1)    Applicable (2)          Lender
   Year                       Type        Days         Closed       (Min/Max)

     1       2.49%           Fixed         60          Closed          5-35           10%/Double           P, A, T, B     Buy/Refi                Major bank

     3       3.55%           Fixed     31-Aug-10       Closed          18-35            15%/15%            P, A, T, B     Buy/Refi/Trans          Insurance corp.


    4        4.29%           Fixed         120        Closed           5-35            20%/25%             P, A, T, B     Buy/Refi/Trans          Bank


    3       1.85%*            Vari.        30          Closed          18-35            15%/15%            P, A, T, B     Buy/Refi/Trans          Insurance company


    5       1.90%             Vari.        120         Closed          5-35            25%/25%             P, A, T, B     Buy/Refi/Trans          Bank


    5       1.90%             Vari.        120         Closed          5-35            20%/Any             P, A, T, B     Buy/Refi/Trans          Major bank

     5         3.30%          Vari.        120         Open            5-35                Any             P, A, T, B     Buy/Refi                Major bank

     5        3.10%           Vari.        90         HELOC              25                Any              P, A, B       Buy/Refi                Major bank

     5      3.99%             Fixed        30          Closed          18-35             5%/5%              P, A, T       Buy/Refi/Trans          Insurance corp.

     5      4.19%*            Fixed        120         Closed          5-35            20%/100%            P, A, T, B     Buy/Refi/Trans          Credit union

     5      4.29%             Fixed        120         Closed          5-35
                                                                                       20%/25%
                                                                                                           P, A, T, B
                                                                                                                          Buy/Refi/Trans
                                                                                                                                                  Major bank

     7      4.90%            Fixed         120        Closed           5-35
                                                                                       20%/25%
                                                                                                           P, A, T, B
                                                                                                                          Buy/Refi/Trans
                                                                                                                                                  Major bank

    10       5.60%           Fixed         120        Closed           5-35            25%/25%             P, A, T, B     Buy/Refi/Trans          Major bank

  *Only available for owner occupied properties located in certain Ontario areas. Call for details.

   1. Mortgage features: (1) P – Portable to a new property; (2) A – Assumable by a new buyer; (3) T – Transferable on maturity; (4) B – Breakable with penalty clause.
   2. Mortgages applicable for situations of (1) Buy/Purchase of a property; (2) Refinancing to get new or extra money; (3) Transferring to a new mortgage lender.
   3. Some conditions may apply for the lowest mortgage rates and best mortgages in Canada. Valueland Mortgages makes every effort to provide Canadian homeowners
      with lowest mortgage rates in Canada and a rate match service (http://www.valueland.ca/english/news/211.html)
   4. Smart homeowners in Ontario have used Valueland’s services for over seven years. Valueland now services the Provinces of Ontario, British Columbia, Alberta,
      Manitoba, New Brunswick, Newfoundland and Labrador. Check this out at http://www.valueland.ca/english/service_areas.html
   5. This mortgage list is correct at the time of publication and may be updated without further notice. Click on this link to review the most updated rate
      sheet: http://www.valueland.ca/download/Product%20information/Best-Mortgages-List-Lowest-Mortgage-Rates-from-Valueland-Mortgages.pdf
   6. “WYSIWYG” at Valueland - What You See Is What You Get as long as you have the credit history and income required for qualification.

7800 Woodbine Avenue                                                                                                                                   Tel: 416-238-2698
Suite 211                                                                                                                                              Fax: 905-479-9968
Markham, ON. L3R 2N7                                                                                                                                  askus@valueland.ca
Canada                                                                                                                                                  www.valueland.ca