Excel Spreadsheet

PFS for Bank Template

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Shared by: Katrina Golden
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PERSONAL FINANCIAL STATEMENT CONFIDENTIAL PERSONAL INFORMATION Please Print or Type Name (Applicant) If joint statement, complete the following: Name ( Co-Applicant) Name Date of Birth Social Security Number Date of Birth Social Security Number XX / XX / XX Street Address xxx - xx - xxxx Street Address 1234 Main Street City, State, Zip Code City, State, Zip Code City, State 48900 Home Phone Number Business Phone Number Home Phone Number Business Phone Number 517-123-4567 Present Employer 517-765-4321 Present Employer Eloquent Jewelry Design Street Address Street Address 1234 Main Street City, State, Zip Code City, State, Zip Code City, State 48900 Position No. of Years Position No. of Years Owner 25 FAMILY INFORMATION No. of Children/Dpndnts Ages Do you have a will? If yes, date of will Name of Personal Representative No Do you have a trust? If yes, date of trust Name of Trustee/Successor Trustee No Cash Income and Expenditures Statement For the Year Ending: ANNUAL INCOME Salary (Applicant) Salary (Co-Applicant) Bonuses & Commissions Dividend Income Interest Income Rental Income S-Corp Withdrawls Other Gains/Losses Other Investment Income Other Income (List)* IRA Withdrawals $ 12/31/2005 ANNUAL EXPENDITURES Property Taxes/Assessments Income, State, and Other Taxes $ AMOUNT ($) 15,000.00 AMOUNT ($) 2,500.00 5,900.00 0.00 22,000.00 5,000.00 10,000.00 50,000.00 13,000.00 0.00 0.00 0.00 0.00 108,400.00 0.00 0.00 150.00 700.00 5,000.00 Rental Payments Mortgage Payments (Principal & Interest) Other Loan Payments (Rental House) Contract Payments (Car, Charge Card, Etc.) Partnership/Sub-S Contributions (E, F) Insurance Payments Alimony, Child Support Maintenance Education Expenses 185,000.00 205,850.00 Other Living Expenses Other Expense TOTAL INCOME $ TOTAL EXPENDITURES $ The undersigned need not disclose income from alimony, child support or separate maintenance payments if such income is not to be considered as a source for repayment of the financial accommodations. Page 1 of 4 STATEMENT OF ASSETS AND LIABILITIES DATED AS OF: * All Figures should be in dollars. * Please attach a separate schedule if more space is needed. Brokerage statements or other such statements may serve in place of * Please use the columns labeled HUSBAND and WIFE for assets owned solely by one or the other and use the JOINT column for all assets owned jointly between the two individuals. If owned jointly with an outside party, please include in the JOINT column but note with an asterisk. Include all assets held by you as a trustee of your living trust in the trust column. Samantha Durisin ASSETS HUSBAND WIFE JOINT TRUST LIABILITIES HUSBAND WIFE JOINT TRUST Cash Held in Financial Institutions Pledged Not Pledged Pledged Not Pledged Marketable Securities (A) Accounts & Notes Receivable (B) Net Cash Surrender Value of Life Insurance (C) Residence (D) Other Real Estate (D) Sub S CorporationReal Estate (E) Sub S Corporation (Not Real Estate) (F) IRA, Pension, & Profit Sharing Automobiles Recreational Vehicles Personal Property - Includes guns, antiques and household items Loans Payable (G) Secured 27,500 19,700 45,200 Unsecured Accounts & Bills Due Credit Cards Payable Loans against Life Insurance Policy (C) Mortgage Payable Residence (D) Mortgage Payable Other Real Estate (D) Mortgage Payable - (E) Real Estate Sub-S Corps Notes Payable - (F) Other Sub-S Corps Taxes Payable Other Liabilities (List) 0 0 170,000 75,800 500,000 200,000 0 140,000 16,000 300,000 200,000 1,000,000 220,000 0 40,000 30,000 80,000 TOTAL LIABILITIES NET WORTH 993,000 1,078,200 0 2,071,200 TOTAL 0 0 2,071,200 0 TOTAL NOTE: NET WORTH = TOTAL ASSETS - TOTAL LIABILITIES CONTINGENT LIABILITIES Contingent Liabilities for this purpose are defined as obligations that may require payment to be made in the future. YES/NO Are (either of) you a guarantor, co-maker, or endorser of any debt of an individual, corporation, or partnership? Do you have any outstanding letter of credit or surety bonds? Are you contingently liable on any lease or contract? Are any of your tax obligations past due? Any other contingent liabilities that may have a material affect on the information provided? AMOUNT $ $ $ $ $ NO NO NO NO NO If additional detail is needed for any of the items above, please use the space provided below: Page 2 of 4 SUPPORTING SCHEDULES SCHEDULE A - MARKETABLE SECURITIES* No. of shares (Stock) or Face Value (Bond) DESCRIPTION OWNED BY COST CURRENT MARKET VALUE IF PLEDGED = P RESTRICTED = R READILY MARKETABLE SECURITIES (Including U.S. Government and Municipals) OTHER MARKETABLE SECURITIES (Closely held or thinly traded) *Brokerage Statement may be included and only totals entered Total SCHEDULE B - ACCOUNTS AND NOTES RECEIVABLE NAME OF DEBTOR COLLATERAL MONTHLY PAYMENT MATURITY DATE UNPAID BALANCE Total SCHEDULE C - LIFE INSURANCE NAME OF INSURED Samantha Durisin INSURANCE COMPANY Company POLICY OWNER Samantha Durisin BENEFICIARY AMOUNT 100,000 CASH VALUE 10,000 LOANS ON POLICY 0 Total SCHEDULE D - REAL ESTATE AND MORTGAGES ADDRESS 1234 Main St. 999 Main St. 888 Main St. PROPERTY TYPE Residence Rental Cabin % LEASED % OWNED 100 100 100 500 PERSONAL LIABILITY NET OP. INCOME ANNUAL DEBT SERVICE 18,000 6,000 2,000 LENDER Bank Bank Bank MTGE. OUTSTAND. 160,000 70,000 5,000 MARKET VALUE 300,000 160,000 75,000 *For additional space, please use the attached page Total 235,000 535,000 SCHEDULE E - SUB-S CORP (REAL ESTATE) SUB-S CORP PROPERTY LOCATION % LEASED NET OP. INCOME DEBT SERVICE % OWNED PERSONAL LIABILITY MTGE. OUTSTAND. MARKET VALUE WITHDRAWALS (CONTRIBUTIONS) 22000 *For additional space, please use the attached page Total SCHEDULE F - SUB-S CORP (NOT REAL ESTATE) INVESTMENT NAME DATE OF INITIAL INVESTMENT INVESTMENT AMOUNT % OWNED LOANS OUTSTANDING MARKET VALUE WITHDRAWALS (CONTRIBUTIONS Total SCHEDULE G - OTHER LOANS PAYABLE TO WHOM Bank Bank ADDRESS NAME OF DEBTOR COLLATERAL Car Car INT RATE MATURITY DATE MONTHLY PAYMENT 400 300 UNPAID BALANCE 13,550 3,339 Total Please check if aditional forms are included 700 16,889 Page 3 of 4 GENERAL INFORMATION Have (either of) you or any company in which (either of) you were a major owner ever declared bankruptcy in the last seven years? Samantha Durisin Have (either of) you ever had a judgment against you? XX / XX / XX xxx - xx - xxxx Are any assets pledged or debts secured except as shown? If yes, please indicate on a separate sheet which assets and their value. Are (either of) you a defendant in any suits or legal action? Have any of your tax returns been audited or contested? Do either of you have a line of credit or unused facility at any other financial institution? If yes, please indicate the institution, the amount, and the name of your Account Officer. If you have answered "yes" to any of the above questions, please explain in the space provided below or on a separate sheet. Yes X Yes X Yes X No No No Yes X Yes X Yes X No No No 2000 6000 YOUR REPRESENTATIONS AND WARRANTIES I understand that recipient is relying on the accuracy and completeness (including contingent liabilities and my property designation as individually or jointly held) of the information provided in this financial statement, in deciding to give or continue authorized to conduct such investigation into my financial affairs as you deem necessary, including a consumer credit report. If this is a joint financial statement, this certificate is from each of us. 22000 5000 10000 120000 13000 Date Signature Date Signature of Joint Applicant THIS FORM MUST BE SIGNED BY BOTH APPLICANTS Page 4 of 4
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