Average Cost Increases 1997-2007 by pfz18864

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									EXHIBIT 4
Average Cost Increases: 1997-2007
25%

 20%

 15%

 10%

  5%

  0%
        1997     1998      1999      2000      2001     2002   2003     2004     2005         2006   2007

        Active employees            Retirees under age 65         Retirees age 65 and older

Source: Towers Perrin 2007 Health Care Cost Survey

								
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